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MEDICARE PENALTIES These fees are added to your respective premiums and they both last for as long as you have Parts B and D. Medicare Part B Medicare Part D (Medical Coverage) (Prescription Drug Coverage) THE PENALTY HOW YOU GET DINGED HOW TO AVOID IT THE PENALTY HOW YOU GET DINGED HOW TO AVOID IT Check which enrollment period applies to you and make sure you’re enrolled! Make sure the Part D coverage you have meets the necessary requirements. *Technically, you don’t get dinged until you’ve gone without creditable coverage for 63 days in a row after you sign up for Medicare, but don’t chance it! TIP TIP A 10% premium increase for each full year you didn’t sign up for Part B when you could have By not signing up for Part B as soon as you’re eligible Sign up for Medicare Part B as soon as you’re eligible A fee (determined by the government) added to your monthly premium By not having creditable prescription drug coverage Sign up for Medicare Part D coverage that’s as good as Original Medicare’s standards

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Page 1: Medicare Part B Medicare Part D...TIP TIP A 10% premium increase for each full year you didn’t sign up for Part B when you could have By not signing up for Part B as soon as you’re

MEDICARE PENALTIES

These fees are added to your respective premiums and they both last for as long as you have Parts B and D.

Medicare Part B Medicare Part D(Medical Coverage) (Prescription Drug Coverage)

THE PENALTY

HOW YOU GET DINGED

HOW TO AVOID IT

THE PENALTY

HOW YOU GET DINGED

HOW TO AVOID IT

Check which enrollment period applies to you and make sure you’re enrolled!

Make sure the Part D coverage you have meets the necessary requirements.

*Technically, you don’t get dinged until you’ve gone without creditable coverage for 63 days in a rowafter you sign up for Medicare, but don’t chance it!

TIP TIP

A 10% premium increase for each full year you didn’t sign up for Part B when you could have

By not signing up for Part B as soon as you’re eligible

Sign up for Medicare Part B as soon as you’re eligible

A fee (determined by the government) added to your monthly premium

By not having creditable prescription drug coverage

Sign up for Medicare Part D coverage that’s as good as Original Medicare’s standards

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