GOLDEN HARVEST SAVINGS PLAN

A savings plan that enables you to: Save for a specific goal Save for a specific period of time Have funds to achieve your dreams

It also has an insurance component that enables you to achieve your saving goal even if you die or become disabled before you reach your goal

WHAT IS IT?

Identify a goal◦Buy a house◦Buy a car◦Go on a cruise◦Education for self or child◦Retirement

Set your savings target

HOW DOES IT WORK?

Set the timeframe to achieve your target – Between 1 and 10 years

Sign the contract

Start paying your monthly installments

HOW DOES IT WORK?

The Credit Union insures the unsaved portion of your goal

If you should die or become permanently disabled before you reach your goal, you or your beneficiary will get the total saving goal

HOW DOES IT WORK?

Helps you climb the ladder to financial success

It ensures your goal is met even if you are unable to save towards your goal because of death or permanent disability

Insurance on the unsaved portion of your goal is at no direct cost to you.*

* Conditions apply

BENEFITS

Interest rate is 10% per annum

No minimum savings goal

No minimum monthly savings

Maximum savings goal determined by the contract the credit union has with the insurers

BENEFITS

IT’S TIME TO REALIZE YOUR DREAMS. OPEN YOUR GOLDEN HARVEST SAVINGS PLAN FIRST THING TOMORROW MORNING.