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B o x 2 2 1 1 3 AOFTEN ERROR NEVER DOI]BTN

May, I985

Continued on Page 4

FROM th6 EditorWho do you love big Mother? Thatts r ight - werveadded an extra edit ion to honor a holiday thattsbeen reduced to wired f lowers and stale chocolate.As we sadly reported last December, one well-knownmale rocker recently bowed to label pressure anddropped his tribute to Motherhood rrMy I'tomtr fromApparently rec execs felt the therne too trwimpYrlmacho irnage. While the rock industry worries solyr ics, they forget what isnrt ! . So to al l rock

Jarn that bankcard into the nearest Automated Teller. oh" 'That feels good!

peek into trre-aigit i i-piggvti"i- ind grab a fast forty. prastic rn = Moh€Y

Out. Merlin dreamed afout' i i . gut ierve achieved the fantasy - getting

gold out of stone.They caII them ATMS and you know them as Insta-Tellers and Money-Machines'

But, whatever you call !hen, it all comes down to money for nothing and the

cards are free. Not only can you gra! the cash from your s-avings/checking

accounts but this modern aiy- aicfrefry lets you ac-cess your Visa and

Mastercards ."--r"f i. Finally, you can 'et a-cash advance without the

;;;d;;;nding-giances of tell irrs and loan officers.How did aII this digital banking suddeniy fall into place? Look no further

than that nationar network-oi-ui"iJ, insurance companies and credit managers

who have a stranglehold "" """iV ".i'tt that moves across our borders ' - The

Mighty Uoneygio# - that_ slirney- grofP of cashrnongers who gave us peace

syrnbols on peisonal checks ana'piati-num amex cards. How did it happen?

c A 9 4 1 2 2

frappy l,totheffi

his best-sel l ing LP.for the starrs otherwisemuch about whatrs in rocknothers and to all mothers

./

of rockers, Rock On!Jackson Browne, Simply Red, the Moody Blues and Blue Oyser Cult prove whatwe spotted back in October (see ish 33, rrGreen on Red - the Return ofColoied Acts). Next big radio trend - Init ials! Expect heavy chart actionf r o m L . L . C o o l J , R . E . M . a n d W . A . S . P .The latest in digital music Aadgets - The Walter Midi - detects i f the musicyou are sampling is a sanple. Used already by severat major Canadianrecording art ists, a lower-priced no-fr i l ls box wil l be available in octoberf rom Mid i -L i fe Cr is is . T i I I next ish - ed

@ 1es6 A&R

Iett euz. . o iffiiqffi i a d,/vice o . .A n -- ^ n :;;'ilffi;io mate your cat or 1u Deff A+ K) I'q#,f"r,'i;:s:'""#ill$'*"* |

. / r , the lips to make it look rabid, it's the i. / \ . me ltps rc maKe rt t(XrK raolo, l['s we ; /.-\'' rc nu t5, I ff$s"ffif

ror a high+rime arc,,"' t( c r | 'lDu 4u \l5 aJ t- -J\ Lrre r-V+h,n4 ts

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Dl.stie tcloDhone aanltizer. Selection ofl' \ | . II pxl*"656"1q3nq,t:la:uq6[ \ 0"b ou I rtr ilm ioi 8.'c.pitoi ucil ordei, 2l-6E1, \way. Rencho *.oulrff'l

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@ fiear A* P, a $;:[-:":'BI J Y W I I r - ' ' ,

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tOU NXXD T,XPTODE$ BACK ()N ROCK NADIOMISTRIAI I Lou Reed

K;ls, isd+ rf irst- wonderful t" hcue- Wked brck.on {he furn{alle ., + ont\Tv IooT ! (ca{ otlt-Arvt rc4ueg* "fvtltonnl Dounltvod.; or. Frirf. o('all,,

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Yor'tt qr! lh at {eelngo4din u'han you lis*n(; tBkn + lts*n) +"I Rencnher \w.'oY' Now 6r "Tellf,+ To %rr *an*'Cnd, tlnrg 'b gonc-*hing gvie ater-

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fhe .equipmenftinalln Your lruierTo f, Snoring Partner

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fher .qnqrysts

A t l a s t - a c a t t l e _ p r o df?f : r"9pers. creeioff to drearnlana wilfrold Sparky by yours lc te . Hers ready andwi l l ing and able tojo l t you quiet ly intonocturnal submission.You de f in i te ly wonr t,l::d drggs or. surgeryafter this thing -especial ly i f you fel Iasleep with yourpacemaker inoverdr ive. Whatrsnext, cyanide pol ishfor nai l b i t ,ers?Soon to come - werevj-ew pink Randy - thenewest cube radio.

(ATMS continued from page 1)

First, the banks exploited Piggybank Syndrome - the childlike hurnan desireto keep your hands on your money. after all, you could always break openyour piggbank for an emergencYr so why cantt 'y-ou apply the s-arne princiife toyour adult savings?Second, the Mighty MGs exploited the biggest baby-boorn addict,ion - Las VegasSyndrorne - Your1l never be.able to buy ine nousel so why not buy the VcR!]why worry about capital .gains.y!gn you havenrt got any

-capital? By using

credit, the disenfranchised niddle-Llass spends money it 'Cfo."nit

f iave topurchase items which wil l be outdated befoie the pafnents are over. (see ourrecent article on the Discovery Card in ish 42, rt it i Men are CreditedEqual: sears Takes Plast ic to the uiddle c lassir) The ATM-credi t cardconnection accelerates the credit tailspin by taking the guilt out of cashadvances. Just push a few buttons and Lhereis the ireen.For 30 years the Moneyglons have been laying the groundwork for a nationalmoney-management program - a nehr world in wnicn a bankrs capabil ity is nolonger l inited by oId-fashioned record keeping principles. The MGs used tomake their dough by sitt ing on stacks of rnbnef ind iniresting it. But asspending habits changed., the banks became seririce centers i istead of storagecenters. So, bY.charging for every type of transaction, the banks cashed inon money movement, instead of money slorage.And thatrs why banks needed cornputers - to keep track of this movement andto make it more appealing to conned-sumers. rnatrs why the moneyglonsinvested so heavily in the first generation of tcey punlrring ;;;p;i.rs andthen sguandered fortunes on rnainfiame prototypes. ind beciuse

-of this R&Dthe conputer evolved. (see ish 22 troaddy, wfreie Do computers come From? Howthe Mi l i tary-Financiar_comprex created f ,he pct ' ) . wi th the aid of computers,banks have become_ our digitat piggybanks. And by closittg on[ tnE bankrsinteriors, banks have become Ufooaless - no more patty Hearst shoot-em-ups

the only crimes are through computers. And to make sure that there were noproblems on the cornputer-crirne front, the banks sponsored The ElectronicFund Transfer Act - a one-sided piece of consumer legislation ift"t 1ets theMgs charge you for any ATM errors (rrlrm sorry Miss, 6ut are you sure nobodyelse in your family used- your card?tt) so sp6nd it fast and lharge it hard.The end may not be near but, the bank rnachinL is.

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