market research on various scheme of mf wrt sbi mutual fund

8/8/2019 Market Research on Various Scheme of Mf Wrt SBI Mutual Fund

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ACKONWLEDGEMENT

I take this opportunity to express my heartfelt gratitude to all people who have

extended their assistance and provide me information during the tenure of the

project and I am greatly indebted to them for guiding and support me

throughout the project and sparing some of their valuable time.

I would like to express my deep gratitude to my project guide Mr. Renuka

Rathore (Sr. Relationship Manager -Sales & Marketing) for their expert

guidance and support throughout the project.

This project report could not have been completed without the guidance of Dr.Apporva Palkar(Director) and the project guide Lect .

Mrs. Pooja Aparajita.

I express my sincere thanks to the above stated person for their utmost support

during my project. The immense scope of this project has helped me to

understand many facts of marketing in Indian industry.

(Nitin Rathore)

LIST OF TABLES


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LIST OF TABLES

Table No. Title of the Table Page No.

Table No. 2.1 Transactional Handling 19

LIST OF FIGURES

LIST OF FIGURES

Figure No. Title of the Figure Page No.

Figure No. 1.1 Objective of study 05

Figure No. 2.1 Mutual fund concept 09

Figure No. 2.2 Organization structure 13

Figure No. 2.3 Types of Mutual Fund Schemes 18


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Chapter 1

1.1 Executive Summary

India is one of the countries which is concentrating towards its share market &

investment sector. Because a countries growth is totally dependent upon its

educated people. So with the changing economical environment its effect can be

easily being seen in this field also.

The project Market Research on Various Schemes of SBI Mutual Fund

analyses the future market and assists in understanding upcoming competition

specifies about the future numbers, characteristics, and trends in markets of

Bhilai & Durg region and trying to analyze the factors affecting customer

expectations.

The main aim of this project is to find out the future prospect for Share market

& investment by the people in the market of Bhilai. The research will also help

to understand about the various viewpoints of the customers by which the

company can easily make out where it is exactly lagging behind vis --vis

customer expectations. The survey method is used wherein Structured


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Questionnaire, Personal Interview, and data collect ion has been used as a

research instrument.

After analyzing the data, it was observed that though there is some strength, still

there are areas which the company needs to improve upon.

A sample size of about 60 customers was taken for this study which included

institutions, Govt.offices, business persons from various parts Bhilai & Durg

region. After the survey was completed, the data was first sorted and then

analyzed on the chosen parameters. This analyzed data was later converted into

graphs such as pie charts, bar graphs, etc. This was done to make results easily

comprehensible by anyone going through the report. This also made it easy to

draw out the conclusions and provide a presentable format of the report.

1.2 OBJECTIVES

? To know about the Mutual fund.

? To Study the various schemes offered by SBI mutual fund.

? To study in which scheme the investor invest the most.

? To study what are the factors affecting Mutual fund choice of Investor.

Fig-1.1

1.3 SCOPE

To tap the future market.

To know about the future competition by understanding their unit wise sales.

To know about the sales potential.

To find out the expectations of the consumers about the products.

To study the factors affecting on SBI mutual fund services.


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To retain the existing user and to convert the new prospects into buyers.

Chapter 2

2.1 Introduction Of Mutual Fund - An Over View

Mutual fund now represents perhaps the most appropriate investment

opportunity for most small investors. A mutual fund uses the money collected

from investors to buy those assets which are specifically permitted by its stated

investment objective.

In INDIA mutual fund is constituted as a Trust and the investor the subscribes

Units issued by the fund, hence the term unit tru st comes into the picture.

Mutual fund, form of a Management investment company that combines the

money of its shareholder and invests those funds in a wide variety of stocks,

bonds, and so-called money market instruments. The latter include short term

investment such as United States Treasury bills and other federal securities,


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commercial paper, and bank certificate of deposits. Mutual funds provide the

investor with professional management of funds and diversification of

investment among the securities of fered by leading corporations, federal and

state governments, and other entities.

What Is Mutual Fund?

In a mutual fund, many investors contribute to form a common pool of money.

This pool of money is invested in accordance with a stated invested objectiv e.

The Ownership of the fund is thus joint or mutual; the fund belongs to all

investors. A single investors Ownership of the fund is in the same proportion as

the amount of the Contribution made by him bears to the total amount of thefund.

When a person buys shares of a joint stock company, the purchase makes the

investors a part owner of the company and its assets. In the same way, when an

investor subscribes to a mutual fund, he becomes part owner of fund assets. In

fact, in U.S.A., a mutual is constituted as an investment company and an

investor buy into the fund, meaning he buys the share of the fund. In India, a

mutual a mutual fund is constituted as a Trust and the investor subscribes to the

units of a scheme launched by the fund, which is wh ere the term Unit Trust

comes from. However, whether the investor gets fund shares or units is only a

matter of legal distinction . In any case, a mutual fund shareholder or units -

holder is a part owner of the funds assets. The term unit -holder includes

investors in both the open-end and the closed-.end schemes.

2.(a) Advantages of Mutual Fund

If mutual fund is emerging as the favorite investment vehicle, it is because of

many Advantages it has over the forms and avenues of investing, particularly

for the investor who has limited resources available in terms of capital and

ability to carry carry out detailed research and market monitoring. The

following are major advantages offered by mutual funds to all investors.


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Portfolio Diversification : Mutual Funds normally invest in a well-diversified

portfolio of securities. Each investor in a mutual fund is a part owner of all of

the funds assets. This enables him to hold a diversified investment portfolio

even with a small amount of investment , which would oth erwise require big

capital.

Professional Management : Even if an investor has a big amount of capital

available to him, he benefits from the professional management skills brought in

by the fund in the management of investors portfolio.

Reduction/Diversification Of Risk : An investor in a mutual fund acquires. A

diversified portfolio, no matter how small his investment. Diversification

reduces the risk of loss, as compared to investing directly in one or two sharesor debentures or other instru-ments.

Reduction of Transaction Costs : What is true of risk is also true of the

transaction costs. A direct investor bears all the costs of investing such as

brokerage or custody of securities.

Liquidity : Often, investors hold shares or bonds they cannot directly, easily

and quickly Sell. Investment in a mutual fund, on the other hand, is more liquid.

Convenience and flexibility : Mutual fund management companies offer many

investor cannot get .

Mutual fund concept is diagrammatically shown as:

Passed to pool their

Back money

with


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Generates invest

Fig-2.12.2 SBI-Mutual Fund-Corporate profile

SBI Mutual Fund, boast of an impeccable, being sponsored by Indias Premier

bank the state bank of India.

SBI fund management, one of the countrys p remier fund house, with over 20

years of rich experience in fund management, was founded with a vision - to

reach out smallest of the small investor and provide them with alternate

investment options to help achieve their financial goals. It is Indias larg est

bank sponsored mutual fund and has enviable track record in judicious

investments and consistent wealth creation. SBI Fund Management is a joint

venture state bank of India Indias largest bank, which has grown immensely

since its inception and Socit Gnrale Asset Management, France, one of the

worlds leading fund management companies.

SBI Mutual Fund (SBIMF) has been the proud recipient of the ICRA Online

Award - 8 times, CNBC TV - 18 Crisil Award 2006 - 4 Awards, The Lipper

Award (Year 2005-2006) and most recently with the CNBC TV - 18 Crisil

Mutual Fund of the Year Award 2007 and 5 Awards for our schemes.

SBI Mutual Fund is Indias largest bank sponsored mutual fund and has an


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enviable track record in judicious investments and consistent wealt h creation.

The fund traces its lineage to SBI - Indias largest banking enterprise. The

institution has grown immensely since its inception and today it is India's largest

bank, patronized by over 80% of the top corporate houses of the country.

SBI Mutual Fund is a joint venture between the State Bank of India and Society

General Asset Management, one of the worlds leading fund management

companies that manages over US$ 500 Billion worldwide.

In twenty years of operation, the fund has launched 38 schemes and

successfully redeemed fifteen of them. In the process it has rewarded its

investors handsomely with consistent returns.

A total of over 5.4 million investors have reposed their faith in the wealthgeneration expertise of the Mutual Fund.

Schemes of the Mutual fund have consistently outperformed benchmark indices

and have emerged as the preferred investment for millions of investors and

HNIs.

Today, the fund manages over Rs. 27,076.63 crores of assets and has a diverse

profile of investors actively parking their investments across 36 active schemes.

The fund serves this vast family of investors by reaching out to them through

network of over 130 points of acceptance, 28 investor service centers, 46

investor service desks and 56 district organisers.

SBI Mutual is the first bank-sponsored fund to launch an offshore fund

Resurgent India Opportunities Fund.

LITRATURE SURVEY

MUTUAL FUND:

A mutual fund is the option available to both big and small investors, to pick the

best benefit from the investment market. Mutual fund provides returns,


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liquidity, safety and tax benefit. Tax benefit is available to the investor who can

earn capital gains on mutual fund investment.

THE HISTORY OF MUTUAL FUNDS IN INDIA

The mutual fund industry in India began with the s etting up of the Unit Trust in

India (UTI) in 1964 by the government of India. During the last 36 years, UTI

has grown to be a dominant player in industry with asset of over Rs. 45,899

crores as of December 31, 2002. The UTI is governed by a special legisl ation,

the Unit Trust of India Act, 1963. In 1987 public sector banks and insurance

companies were permitted to set up mutual funds and accordingly since 1987, 6public sector banks have set up mutual funds. Also the two insurance companies

LIC and GIC established mutual funds. Securities exchange board of India

(SEBI) formulated the mutual fund (regulation) 1993, which for the first time

established a comprehensive regulatory framework for mutual fund industry.

Since then several mutual funds have been set up by the private and joint

sectors.

1987 marked the entry of other public sector mutual funds. With the opening up

of the

Economy, many public sector banks and financial institutions were allowed to

establish mutual funds. SBI established the first non-UTI mutual fund-SBI

Mutual fund-in November 1987. This was followed by Canbank Mutual fund,

LIC Mutual fund, Indian Bank mutual Fund, and PNB Mutual Fund. These

funds helped in enlarging the investor community and the investible funds.

Organization of mutual fund industry:

The organization of mutual fund operation in India envisages a six tier

establishment namely:

1. A sponsor institution to promote the fund.

2. A term of trusties to oversee the operations and to proved checks for efficient,


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profitable

3. and transparent

4. An Asset Management company (AMC) to actually deal with the fund.

5. A custodian (care taker).

6. A transfer agent.

7. A trusty company

Organization structure in diagrammatically shown as:

Unit Holders

Sponsor

Trustees AMC

The Mutual Fund Transfer Agent

Custodian

SEBI


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Fig 2.2

Sponsor :

The companies, which set up the mutual funds, are called the sponsor. The

SEBI has laid certain criteria to be met by the sponsor. These criteria mainly

deal with adequate experience, net worth, good past track record, etc.

Trustees :

Trustees are the people with experience and full integrity in their fields. Theycarry out the crucial responsibility of safeguarding the interest of the investor.

They keep an eye on the operation of different schemes. They have powers and

they even dismiss the asset management company with the approval of SEBI.

Asset management companies :

The Asset Management Companies manage the fund of various schemes. The

AMCs professionals make investment carry out research. The success of any

mutual fund depends upon the efficiency of AMC. The AMC submit a quarterly

report on the functioning of the mutual fund to the trustee who guide and

control AMC.

Custodian:

Custodian (caretaker) is the appointed by the board of trusty for safe keeping of

securities or participating in any clearing system through approved depository

companies on behalf of mutual fund and must fulfill its responsibility in

accordance with its agreement with mutual fund. The custo dian should be an


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entity independent of the sponsors and its requires to be registered with SEBI.

Transfer agent :

The organization, that handle sales and redemption of the fund shares, maintains

shareholder records, computes the funds Net Asset Value (NAV ) of each day

and pays dividend and capital gain distribution.

Trustee company :

The sponsors appoint the trustee company to supervise dealing of the AMC.

The trusty are responsible for complains of legal aspect by the AMC.

Growth of mutual funds:The Indian mutual fund has passed three phases. The first phase was between

1964 and 1967 and the only player was unit trust of India, which had a total

asset of Rs. 6700 crores at the end of 1988. The second phase is between 1987

and 1993 during which period 8 funds were established (6 by bank and one each

by LIC and GIC). The total asset under management has grown to Rs. 61028

crores at the end of 1994 and the number of schemes was 167.

The third phase began with the entry of private and foreign sector in mut ual

fund industry in 1993. Kothari pioneer mutual fund was the first fund to be

established by the private sector in association with a foreign fund. Today it is

renamed as Franklin Templeton mutual fund.

As at the end of financial year 2000 (31st march) 32 funds were functioning

with Rs. 1132005 crores as total asset under management. As on August end

2000, there were 33 funds with 391 scheme and assets under management with

Rs. 102849 crores.

The securities and exchange board of India came out with comp rehensive

regulation in 1993, which defines the structure of mutual fund and asset

management companies for the first time. Several private sectors mutual funds

were launched in 1993 and 1994. the share of private players has risen rapidly


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since then.

Types of mutual fund scheme:

Open ended scheme:

These schemes have no specific closing date. They are open for investment and

exit in any time.

Close ended scheme:

These schemes are open for a specific period of time. The scheme windup by

repairing the money collected along with gain, if any, to the investor.

Money Market funds:

These schemes invest in the securities like treasury bills; commercial paper

issued by companies, certificates of deposit issued by bank and in money

market (inters market).

Balance fund:

These schemes invent both in equity and depth in a variable ratio, which is

generally 40 % in equity and 60 % in dept or vice versa. The objective of this

scheme is to provide some amount of appreciation from investment in equity

and at the same time income from investment in debt.


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Debt income fund:

This scheme invests in debt instruments issued by the government, banks,

financial institution and companies. The objective is to earn a well - mannered

and Gilt fund regular income.

In this scheme investment is done in government securities, having maturity

nearly in one year.

Index fund:

This scheme invests in companies, a which are list in stock market index, in

same proportion, as they constitute in the index.

Sector fund:

These schemes invest in to a specific sector of market such as FMCG sector, IT

sector, PHARMA sector and COMMODITY sector.

Children scheme:

This schemes objective is for saving for children. These schemes invest both in

debt and in equity.

Fig-2.3

Transaction handling


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This service department had to over see the transaction on behalf of the

distribution team. Transaction on a mutual fund account can be broadly

classified as under:

Type of transaction Detail

Purchase Fresh or additional by of mutua l fund units.Redemption Part of full sales of mutual fund units.

Switch in Transfer from one scheme to the other scheme of the same fund. Each

transfer has a corresponding in and out transactions leg.

Dividend pay out Dividend paid by dividend warrant to the customer. No

impact on the number of units held by the customer.

Dividend reinvestment Dividend plough back to the transactions as an

additional increase in the number of units. The customer does no investment in

this case and hence the net invested a mount remains unchanged by the holding

of the customer increase.

Bonus Additional units ploughed back to the customers holding as an increase

in the number of units without any investment by the customer. Hence the net

invested amount remains unchanged.

Systematic investment plan Automated invested by the debit to customer

account. SIP typically has a frequency of investment and the number of such

installments.

Systematic withdrawal plan Investor can withdraw a specified number of units

or amount at pre-determined frequency. The withdrawal is affected on a specific

day every month/quarter, etc. and is treated as redemption.


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Systematic transfer plan Transfer of specific number of units / amount to a

different scheme / plan.

Chapter 3

3.1 RESEARCH METHODOLOGY

Research referred to a search for knowledge, it can also be defined research as a

scientific systematic search for pertinent information on a specific topic, in fact

research is an art of scientific investigation, Redman and moray definedresearch as a systematized effort to gain new knowledge some people consider

research as a movement, A movement from the known to unknown.

Research is an academic activity and as such the term should be used in a

technical sense. According to Clifford Woody research c omprises defining and

redefining problems, formulating hypothesis or suggested solutions, collecting,

organizing and evaluating data, making deductions and reaching conclusion,

and at last carefully tasting he conclusions to determine whether they fit the

formulating hypothesis.

Research is thus an original contribution to the existing stock of knowledge

making for its advancement. It is the pursuit of truth with the help of study,

observation, comparison and experiment. In short the search for knowledge

through objective and systematic method of finding solution to a problem is

research. Thus systematic approach concerning generalization and formulation

of a theory is also research.

The research processes carried out according to the designed series of st eps

which are required to be taken in the chronological order. The major research

steps are as follows:

Formulating the research problem.


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Choice of research design.

Determining sources of data.

Determining data collection form.

Determining sampling design and sample size.

Organizing and conducting field survey.

Possessing and analyzing collective data.

Preparing the research report.

Formulating the research problem:

The first step of process is formulating the problem. In order to identify the

research problem three categories of systematic situations namely overtdifficulties, latent difficulties and unnoticed opportunities should be studied.

Overt difficulties are those which are quit apparent. Latent difficulties are those

which are not so apparent. Unnoticed opportunities indicate the potential for

growth in a certain area; such opportunities are not clearly seen some effort is

required to explore them. A researcher may recognize two or more problems at

a time. Then he has to determine the priorities.

Research Design:

The formidable problem that follows the task of defining the research problem

is the preparation of the design of the research project, popularly known as the

research design. Decisions regarding what, where, when, how mu ch, by what

means concerning an inquiry or a research study constitute a research design.

A research design is the arrangement of conditions for collection and analysis

of data in a manner that aims to combine relevance to the research purpose with

economy in procedure.

One may split the overall research design in to the following parts:

SAMPLING DESIGN: This deals with the method of selecting items to be

observed for the given study.

OBSERVATIONAL DESIGN: This relates to the conditions under which the


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observations are to be made.

STATISTICAL DESIGN: These concerns with the question of how many

items are to be observed and how the information and data gathered are to be

analyzed.

3.1(a) SOURCES OF DATA:

The task of data collection begins after a research problem has been defined are

research design chalked out. While deciding about the method of data collection

to be used for the study, the researcher should keep in mind two types of data

that is primary and secondary.

Primary data: the primary data are those which are collected a fresh and for thefirst time, thus happened to be original in character. There are several methods

of collecting primary data, particularly in a surveys and descriptive researches

important ones are:

Observational method

Interview method

Questionnaire

3.1(b) WHY A RESEARCH?

Any research by an individual person needs whole consideration of his mind on

the topic so that he can work his best on that project. Research work includes all

the work from the site selecting balance sheet and each letter has its own

significance.

R = REQUIREMENT

E = ESTIMATION

S = SEARCHING

E = ENQUIRY

A = ALLOCATION


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R = RAW DATA

C = CREATIVITY

H = HELPFUL FOR SOCIETY WELFARE

Research is done by any person to go deep of any subject to know the

existence of it. In this research report whose topic is MUTUAL FUND so that

this research can be done. What is the customer preference of joining the mutual

funds?

The research methodology adopted was survey methods. Mutual fund survey

was conducted for the purpose of collection data, the data has been collected

both from primary source and secondary source.

3.2.METHOD OF STUDY

3.2(a) DATA COLLECTION METHOD

There are two types of data:

Primary Data

Secondary Data


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Primary Data:

Primary data do not exist do not exist in record and publication. The researcher

has to gather data a fresh for the specific study, under taken by him.

Source of primary data

1) Survey Approach

2) Observation Approach

3) Panel Research

4) Experimental Research

Secondary Data:

The data referred to those which gathered for some other purpose and are

already available in the mutual fund initial records, publication are secondary

data.

Sources of secondary data:

5) Published of secondary data

6) Specialized libraries

7) General library research sources

8) Websites

3.2(b) TOOLS AND TECHNIQUES OF ANALYSIS

LINE CHART AND COLUMN CHART

PIE CHARTS

BAR GRAPHS

LINE CHART AND COLUMN CHART

A line chart and a vertical column chart are alternatives, common to them is that


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a continuous variable, usually time, is on the horizontal axis, and that they are

best suited to presenting time series. A minimum requirement for the variable

placed on the horizontal axis is that its scale should be ordinal.

A line chart emphasizes variation and trend, whereas a column chart emphasizes

magnitude and variation in magnitude. Because of this difference a break in the

vertical scale or quantity scale, is of little importance in a line chart, whereas in

a column chart, a break in the quantity scale distorts the visual message.

PIE CHARTS

A pie chart consists of a circle divided into sectors whose areas carry the

quantitative information. This has to be tak en in to account when pie charts areplaced side by side so that their areas are in proportion to the total amounts (the

area of the circle increases in proportion to the square of the radius).

A pie chart can only portray a proportional distribution (perc entages), and it

conveys information much does. A pie chart should not be used if data are to be

presented accurately, and for the same reason it is justified to give the numerical

values of the percentage distributions as well.

BAR GRAPHS

Horizontal bar charts are well suited for portraying quantities attached to classes

and groups. The variable on the vertical axis does mot require a continuous

scale. A bar chart is not an alternative to a column chart.

3.3 LIMITATIONS:

1. The study was carried out in Bhilai-Durg region only.

2. Limited knowledge about local market.


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3. Time constraint.

4. As the collected data in the month of June to July the result could not be

Considered consistent for the whole year.

Chapter 4

DATA COLLECTION and INTERPRETATION

1 Do you Invest Money?

No. of People Yes No

60 50 10

PERCENT 80% 20%

INTERPRETATION-

While survey in the market it has been found that the number of people make

investment is 80%.

2) If yes, in which avenues you invest?

No. Of People Mutual Funds Banks Share Market Post Office Others

50 26 12 4 8 0

PERCENT 52% 25% 7% 16% 0


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INTERPRETATION

In my survey I found that 52% people are investing in mutual fund, 25%

investor invests in bank and 16% investor invest in post office also. And very

less in share market its percentage is 7%.

3) Why do you invest in SBI mutual funds?

No of people Good Returns Low Risk Best Investment

50 29 12 9PERCENT 57% 24% 19%

INTERPRETATION:

According to the survey maximum people invest their money in SBI mutual

Fund because of Good returns.

4) From how many years you are investing in SBI mutual fund?

No of people >1 Years 1-2 Years


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less than one year and 19% are from more than two years.

5) Do you know about various schemes offered by SBI mutual funds?


50 41 9

PERCENT 83% 17%

INTERPRETATION:

According to the survey 83% of the people are aware about the various scheme

offered by SBI Mutual Fund and 17% people are still unaware.

6) Which type of mutual funds you invest?

No. Of People Open Ended Close Ended Both Dont know

50 20 10 20 0

PERCENT 41% 18% 41% 0

INTERPRETATION:

41% people are investing in Open ended fund, 18% people in Close ended fund


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and 41% in both

7) In which scheme do you invest?

Equity Diversified Sector Fund Balance Fund Money Market Fund Dont Know

32 7 7 4 0

63% 15% 15% 7% 0%

INTERPRETATION:

63% people are invested in Equity diversified, 15% in Sector fund, and 15% in

Balance fund and 7% people in Money Market fund.

8) Are you aware about the risk factors associated with SBI mutual funds?


50 45 5

PERCENT 89% 11%

INTERPRETATION:

From the above 89% of the people are aware with risk factor associated with

SBI mutual fund and 11% people are unaware about it.

9) How much you invest in SBI mutual funds?


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No. Of People >10000 10000-20000


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7 16 27 0 0

14% 33% 53% 0 0

INTERPRETATION:

According to the survey, majority of the people (53%) come to know about

mutual fund from Brokers, 33% from Relatives/Friends, 14% from News Paper.

12) Are you facing any problem with your mutual funds?

No. of People Yes No50 10 40

PERCENT 20% 80%

INTERPRETATION:

From the 50 people only 10 people are facing problem with their mutual fund.

13) If yes, do you want to shift to other mutual funds?


50 5 45

PERCENT 10% 90%

INTERPRETATION:

While survey I found that people are satisfied with their investment and most of

them do not want to shift to other mutual fund.


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Chapter 5

5.1 FINDINGS:

1) Most of the people are invested in Mutual Funds.

2) Almost 41% people invest in Open ended fund, 18% people invest in Close

ended fund, and 41% invest in both.

3) Out of 50 people, 26 people are invested in Mutual Fund, 12 people are

invested in Banks, 4 people in Share Market and 8 people in Post office.

4) 70% of people agreed that they are getting good returns in their SBI Mutual

Fund.

5) Out of 50 people, 29 people are invested in Mutual Fund in between 1 -2

Years.

6) 53% of the people come to know about Mutual fund through Brokers.

7) While survey I found that people are satisfied with their investment and most

of them do not want to shift to other mutual fund


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5.2 RECOMMENDATIONS:

Many of the people are still want to know more about the concept of mutual

fund. Thus their arises need to provide more information to the people about the

concept of mutual fund.

Mutual fund schemes should have perfect blend of safety, Returns, Tax

benefit.

Brokers are the most important link in channel of distribution with respect tomutual fund industry and can influence the people to invest in Mutual Funds.

Therefore the fund houses should do their best to inspire and motivate the

broker by providing them good incentives.

5.3 Conclusion:

In this project an attempt to study the mutual funds and

go for the comparative analysis of investor behavior who invests in SBI mutual

fund. Here the comparative analysis is done on the basis of primary and

secondary data and thus increasing the authentiuty of the result obtained.

According to the analysis done under this project, both the primary and

secondary data analysis reflects that SBI Mutual fund is the most promising

fund among the other mutual funds and people who invest in SBI mutual fund

are fully satisfied with their investment.


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BIBLIOGRAPHY

BOOKS

1) AMFI -BY D.C.ANJARIA

2) MUTUAL FUNDS- DR.UMA SHASHIKANT

MAGAZINES

1) FUND DOSSIER(SBI Mutual Fund)

2) FACT SHEET(SBI Mutual Fund)

3) BUSINESS TODAY

THROUGH INTERNET

1) www.mutualfunds.com

2) www.sbimf.com

3) www.amfiindia.com

QUESTIONNAIRE

Disclaimer: I am Management student of Sinhgad Institute of Management and

Computer Application (SIMCA). The purpose of this study is purely academic

and information will not be disclosed for any commercial purpose.

Institute/Organization

Name:-..

Contact Person:-...

Date:-........

Email Id:-..


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Phone Number:-

1. Do you invest money?

o Yes

o No

2. If Yes, in which avenues you invest?

o Mutual Fund

o Banks

o Share Marketo Post Office

o Others

3. Why do you invest in SBI Mutual Fund?

o Good Return

o Low risk

o Best Investment

o Others

4. From how many years you are investing in SBI Mutual Fund?

o 1year 1

o 1-2year

o 2years

o more than 2 years

5. Do you know about various schemes offered by SBI Mutual Fund?


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o Yes

o No

6. Which type Mutual Funds you invest?

o Open Ended

o Close Ended

o Both

o Dont know

7.In which scheme do you invest?

o Equity diversified

o Sector fund

o Balance fund

o Money market fund

8.Are you aware about the risk factors associated with SBI Mutual Fund?

o Yes

o No

9.How much you invest in SBI Mutual Fund?

o 10000

o 1000-2000

o 20000

o More than 20000


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10. Are you getting good returns in SBI Mutual Fund?

o Yes

o No

11. From where you come to know about SBI Mutual Fund?

o News paper

o Relatives/Friends

o Brokerso Television

o Hoardings

12. Are you facing any problem with your mutual funds?

o Yes

o No

market research on various scheme of mf wrt sbi mutual fund

Documents