mark delorey, director of financial aid western michigan university

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Homeless Youth & Federal Financial Aid Mark Delorey, Director of Financial Aid Western Michigan University

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Page 1: Mark Delorey, Director of Financial Aid Western Michigan University

Homeless Youth & Federal Financial AidMark Delorey, Director of Financial Aid

Western Michigan University

Page 2: Mark Delorey, Director of Financial Aid Western Michigan University

Our Role in Assisting/Enforcing

Page 3: Mark Delorey, Director of Financial Aid Western Michigan University

What is theMcKinney-Vento Act?

Page 4: Mark Delorey, Director of Financial Aid Western Michigan University

Eligibility for McKinney-Vento Rights and Services

Children or youth who lack a fixed, regular, and adequate nighttime residence, including:◦ Sharing the housing of others due to

loss of housing, economic hardship, or similar reason (“doubling up”)

◦ Living in motels, hotels, trailer parks, camping grounds due to the lack of adequate alternative accommodations

◦ Living in emergency or transitional shelters

Page 5: Mark Delorey, Director of Financial Aid Western Michigan University

Eligibility for McKinney-Vento Rights and Services

◦ Awaiting foster care placement◦ Living in a public or private place not

designed for humans to live◦ Living in cars, parks, abandoned

buildings, substandard housing, bus or train stations, or a similar setting

◦ Migratory children living in the above circumstances

◦ Unaccompanied youth living in the above circumstances

Page 6: Mark Delorey, Director of Financial Aid Western Michigan University

Homeless?...Really? Set aside preconceived notions of what

homelessness “looks like” Pay close attention to the legislative definition

and its wording Consider “relative permanence” of the living

arrangement Consider practical implications of high mobility

and/or estrangement from parents and their effects on a student’s education

Reference NCHE’s Determining Eligibility brief at www.serve.org/nche/briefs.php

Page 7: Mark Delorey, Director of Financial Aid Western Michigan University

Fixed: Stationary, permanent, and not subject to change

Regular: Used on a predictable, routine, or consistent basis (e.g. nightly)

Adequate: Sufficient for meeting both the physical and psychological needs typically met in home environmentsCan the student go to the SAME

PLACE (fixed) EVERY NIGHT (regular) to sleep in a SAFE AND SUFFICIENT

SPACE (adequate)?

Fixed, Regular, and Adequate

Page 8: Mark Delorey, Director of Financial Aid Western Michigan University

Why the“Broad Definition”? Shelters are often full, turning youth away There are no shelters in many suburban and rural

areas Eligibility rules of shelters often exclude

unaccompanied minors Youth may fear adult shelters Shelters often have 30-, 60-, or 90-day time limits Youth may be unaware of alternatives, fleeing in

crisis, living in over-crowded, temporary, and sometimes unsafe environments

Page 9: Mark Delorey, Director of Financial Aid Western Michigan University

Immediate enrollment, even if lacking paperwork

Choice of schools◦ School of origin (if feasible)◦ School of residence

Transportation to school of origin, if requested by parent or guardian

Academic support (Title I, removal of barriers, etc.)

Comparable services

Rights McKinney-Vento K-12

Page 10: Mark Delorey, Director of Financial Aid Western Michigan University

Who are Unaccompanied Students? 2-step process

1)Does the student’s living arrangement meet the McKinney-Vento Act’s definition of homeless?

2)Once homelessness is determined, is the student unaccompanied?

Unaccompanied = “not in the physical custody of a parent or guardian”; in practical terms, this means the youth does not live with the parent or guardian

Page 11: Mark Delorey, Director of Financial Aid Western Michigan University

Barriers to Education Lack of financial means to live independently

and safely Inability to be financially self-sufficient once

enrolled in college Limited housing options, especially in small

towns or rural areas Struggling to balance school and other

responsibilities Lack of adult guidance and support Lack of access to parental financial information

and support Failure to access available support systems

Page 12: Mark Delorey, Director of Financial Aid Western Michigan University

DemographicsSource: Homeless Youth in the United States: Recent Research Findings and

Intervention Approaches, http://aspe.hhs.gov/hsp/homelessness/symposium07/toro/index.htm

◦ Multiple studies estimate that 1+ million youth ages 12-17 will become homeless unaccompanied youth each year

◦ A disproportionate representation of minority ethnic groups, LGBTQ youth, and pregnant/parenting teens

◦ Generally aged 13 or older, but can be younger

Page 13: Mark Delorey, Director of Financial Aid Western Michigan University

Paths to Being“On Your Own” Longstanding patterns of family conflict:

blended family issues, pregnancy, sexual activity or orientation, school problems, alcohol/drug use

Abuse and/or neglect within the home Parental incarceration, substance abuse,

mental illness, hospitalization, or death

Page 14: Mark Delorey, Director of Financial Aid Western Michigan University

Paths to Being“On Your Own” (cont) Foster care issues: running away from a

foster care placement, aging out of the foster care system; significant correlation between involvement with the child welfare system and experiencing homelessness as an adult

Foster care placement MISSES youth Standards to terminate parental rights leads

some youth to take matters into their own hands

Page 15: Mark Delorey, Director of Financial Aid Western Michigan University

#Some students become homeless with their families, but end up on their own due to lack of space in temporary accommodations or shelter policies that prohibit adolescent boys

Paths to Being“On Your Own” (cont)

Page 16: Mark Delorey, Director of Financial Aid Western Michigan University

“But, the student chose to leave…” A youth can be eligible regardless of

whether he/she was asked to leave the home or “chose” to leave

Sometimes there is “more than meets the eye” for youth’s home life situations

“I left because I didn’t get along with my step-father”….Often means…..

Page 17: Mark Delorey, Director of Financial Aid Western Michigan University

Would You?

If your home life was turbulent and/or problematic, would you disclose this

information in detail to a person you are just meeting?

Unaccompanied homeless students and/or parents may or may not wish to discuss or feel comfortable sharing issues occurring in

their home life.

Page 18: Mark Delorey, Director of Financial Aid Western Michigan University

The School’s Charge Schools first and foremost are educational

agencies The school’s primary responsibility and goal is to

enroll and educate in accordance with federal law, which supersedes state and local law

Schools do not need to understand and/or agree with all aspects of a student’s home life to educate him/her and comply with federal educational mandates

Page 19: Mark Delorey, Director of Financial Aid Western Michigan University

Independent Status for Unaccompanied Students College Cost Reduction and Access Act

◦ Independent student status on the FAFSA for unaccompanied homeless youth and self-supporting youth at risk of homelessness

◦ Can apply for aid without parental signature or consideration of parental income

◦ Must be determined by: Local liaison RHYA-funded shelter director or designee HUD-funded shelter director or designee College Financial Aid Administrator

Page 20: Mark Delorey, Director of Financial Aid Western Michigan University

Independent Status for Unaccompanied Students CCRAA uses the McKinney-Vento definition

of homeless; also includes a student living in the dorms if he/she would otherwise be homeless

At risk of homelessness: “when a student’s housing may cease to be fixed, regular, and adequate”

Includes a homeless student fleeing an abusive parent, even if the parent would provide housing and support

Page 21: Mark Delorey, Director of Financial Aid Western Michigan University

2011-12 FAFSA

Page 22: Mark Delorey, Director of Financial Aid Western Michigan University

2011-12 FAFSA

Page 23: Mark Delorey, Director of Financial Aid Western Michigan University

The Role of the FAA According to the Application and Verification

Guide, if a student does not have, and cannot get, documentation from a Local Liaison, RHYA provider, or HUD provider, a financial aid administrator must make a determination of homeless/unaccompanied status

This is not an “exercise of professional judgment” or a “dependency override” for youth 21 and younger; this is determining the independent student status of an unaccompanied homeless youth

Page 24: Mark Delorey, Director of Financial Aid Western Michigan University

2009-2010 Numbers Numbers for January 1, 2009 through June

30, 2010, FAFSA application period◦ Total Number of Applicants for Independent

Status - 19,490,665◦ Total Number of  Applicants who indicated a

homeless circumstance - 47,204 (.24% of total independent applicants) Determined by Local Liaisons: 15,190 applicants –

(.08% of total independent, 32% of homeless) Determined by HUD provider: 11,950 applicants – (.06%

of total independent, 25% of homeless) Determined by RHYA provider: 20,064 applicants –

(.10% of total independent, 43% of homeless)

Page 25: Mark Delorey, Director of Financial Aid Western Michigan University

Determining Who Qualifies to be Independent Based

on the Definition

Page 26: Mark Delorey, Director of Financial Aid Western Michigan University

At Risk of Being Homeless

Homeless Self-Supporting Unaccompanied

Federal Homeless Youth Definitions

Youth – 21 or Younger*

Fixed Housing Regular Housing Adequate Housing

*Students who are older than 21 but not yet 24 and who are unaccompanied and homeless or self-supporting and at risk of being homeless may qualify as “independent by professional judgment” but they do not qualify to be independent as “homeless”.

Page 27: Mark Delorey, Director of Financial Aid Western Michigan University

“A financial aid administrator can also determine if a student is an unaccompanied

youth who is either homeless or is self-supporting and at risk of being homeless. It is important that you examine students’ living

situations and claims on a case-by-case basis.”

Additional Federal Guidance

Page 28: Mark Delorey, Director of Financial Aid Western Michigan University

“You are not required to verify the answers to the homeless youth questions unless you

have conflicting information.”

Verification Not Required?!

Page 29: Mark Delorey, Director of Financial Aid Western Michigan University

2010-11 Federal Student Aid Handbook, Application and Verification Guide, Chapter 2,

Step 3, Pages 28 &29 has two pages of qualifying language. Definition of conflicting

information is very broad and covers the entire institution.

BUT!!!

Page 30: Mark Delorey, Director of Financial Aid Western Michigan University

2010-11 Federal Student Aid Handbook

Page 31: Mark Delorey, Director of Financial Aid Western Michigan University

The questions on the FAFSA are confusing Having the age distinction (21 and younger,

22-23) creates MUCH confusion Many applicants who claim the status are

NOT homeless Many who “should” qualify have NOT been

in shelters so the questions do not apply

Financial Aid Office Communication and Processing Concerns

Page 32: Mark Delorey, Director of Financial Aid Western Michigan University

Paid consultants are telling dependent applicants to claim the status

Some fraudulent documentation is being submitted

There is not always clear, verifiable, recognizable, consistent documentation

Possibility of a standard certification??

Financial Aid Office Audit Concerns

Page 33: Mark Delorey, Director of Financial Aid Western Michigan University

• Letters on official letterhead from• Homeless liaison• Counselor/teacher/coach/priest-minister-rabbi-etc.• Shelter director• Case worker

• Interview with student and written statement

• Letters from anyone supporting case

Acceptable Documentation

Page 34: Mark Delorey, Director of Financial Aid Western Michigan University

Supporting Unaccompanied Students in Your School Refer unaccompanied students to campus and

community support services upon admission Establish coordination between financial aid

offices, student support services, and campus housing

Establish a food and clothing bank on campus Plan housing for homeless students when

dormitories close; ideas include leaving one residence hall open or establishing a list of “host homes” in the community

Establish a mentoring program for unaccompanied homeless youth

Page 35: Mark Delorey, Director of Financial Aid Western Michigan University

Supporting Unaccompanied Students in Your School Become familiar with the Application and

Verification Guide Become familiar with the McKinney-Vento Act’s

definition of homeless and apply it to students’ circumstances on a case-by-case basis

Consult with Local Liaisons, State Coordinators, or NCHE

Be reasonable and sensitive when requesting information from students

Advocate!

Page 36: Mark Delorey, Director of Financial Aid Western Michigan University

Put on a bus to San Francisco Found a much older man willing to “help” Couch surfing Parents can no longer afford kids

ABC News 20/20 last Friday

Page 37: Mark Delorey, Director of Financial Aid Western Michigan University

Prostitution Drug trafficking Stealing Suicide If very lucky, a minimum wage job

Real Life Alternatives to School

Page 38: Mark Delorey, Director of Financial Aid Western Michigan University

Mark DeloreyDirector of Financial AidWestern Michigan University1903 West Michigan Ave.Kalamazoo, MI 49008

269-387-6037

[email protected]

Questions?