loanamortization1.xlsx
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Loan Amortization Schedule
Loan amount 20,000.00$ Scheduled p
Annual interest rate 10.00 % Scheduled number of pa
Loan period in years 5 Actual number of pa
Number of payments per year 12 Total early pa
Start date of loan 4/1/2012 Total
Optional extra payments
Lender name:
Pmt.
No.Payment Date Beginning Balance
Scheduled
PaymentExtra Payment Total Payment Principal Interest Ending Bala
1 5/1/2012 20,000.00$ 424.94$ -$ 424.94$ 258.27$ 166.67$ 19$ 2 6/1/2012 19,741.73$ 424.94$ -$ 424.94$ 260.43$ 164.51$ 19$ 3 7/1/2012 19,481.30$ 424.94$ -$ 424.94$ 262.60$ 162.34$ 19$
4 8/1/2012 19,218.70$ 424.94$ -$ 424.94$ 264.79$ 160.16$ 18$
5 9/1/2012 18,953.92$ 424.94$ -$ 424.94$ 266.99$ 157.95$ 18$
6 10/1/2012 18,686.93$ 424.94$ -$ 424.94$ 269.22$ 155.72$ 18$
7 11/1/2012 18,417.71$ 424.94$ -$ 424.94$ 271.46$ 153.48$ 18$
8 12/1/2012 18,146.25$ 424.94$ -$ 424.94$ 273.72$ 151.22$ 17$ 9 1/1/2013 17,872.53$ 424.94$ -$ 424.94$ 276.00$ 148.94$ 17$
10 2/1/2013 17,596.52$ 424.94$ -$ 424.94$ 278.30$ 146.64$ 17$
11 3/1/2013 17,318.22$ 424.94$ -$ 424.94$ 280.62$ 144.32$ 17$
12 4/1/2013 17,037.60$ 424.94$ -$ 424.94$ 282.96$ 141.98$ 16$
13 5/1/2013 16,754.64$ 424.94$ -$ 424.94$ 285.32$ 139.62$ 16$
14 6/1/2013 16,469.32$ 424.94$ -$ 424.94$ 287.70$ 137.24$ 16$
15 7/1/2013 16,181.62$ 424.94$ -$ 424.94$ 290.09$ 134.85$ 15$
16 8/1/2013 15,891.53$ 424.94$ -$ 424.94$ 292.51$ 132.43$ 15$
17 9/1/2013 15,599.02$ 424.94$ -$ 424.94$ 294.95$ 129.99$ 15$
18 10/1/2013 15,304.07$ 424.94$ -$ 424.94$ 297.41$ 127.53$ 15$
19 11/1/2013 15,006.66$ 424.94$ -$ 424.94$ 299.89$ 125.06$ 14$
20 12/1/2013 14,706.78$ 424.94$ -$ 424.94$ 302.38$ 122.56$ 14$
21 1/1/2014 14,404.39$ 424.94$ -$ 424.94$ 304.90$ 120.04$ 14$
22 2/1/2014 14,099.49$ 424.94$ -$ 424.94$ 307.45$ 117.50$ 13$ 23 3/1/2014 13,792.04$ 424.94$ -$ 424.94$ 310.01$ 114.93$ 13$
24 4/1/2014 13,482.03$ 424.94$ -$ 424.94$ 312.59$ 112.35$ 13$
25 5/1/2014 13,169.44$ 424.94$ -$ 424.94$ 315.20$ 109.75$ 12$
26 6/1/2014 12,854.25$ 424.94$ -$ 424.94$ 317.82$ 107.12$ 12$
27 7/1/2014 12,536.43$ 424.94$ -$ 424.94$ 320.47$ 104.47$ 12$
28 8/1/2014 12,215.95$ 424.94$ -$ 424.94$ 323.14$ 101.80$ 11$
29 9/1/2014 11,892.81$ 424.94$ -$ 424.94$ 325.83$ 99.11$ 11$
30 10/1/2014 11,566.98$ 424.94$ -$ 424.94$ 328.55$ 96.39$ 11$
31 11/1/2014 11,238.43$ 424.94$ -$ 424.94$ 331.29$ 93.65$ 10$
32 12/1/2014 10,907.14$ 424.94$ -$ 424.94$ 334.05$ 90.89$ 10$
33 1/1/2015 10,573.09$ 424.94$ -$ 424.94$ 336.83$ 88.11$ 10$
Enter values
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Pmt.No.
Payment Date Beginning BalanceScheduledPayment
Extra Payment Total Payment Principal Interest Ending Bala
34 2/1/2015 10,236.26$ 424.94$ -$ 424.94$ 339.64$ 85.30$ 9$
35 3/1/2015 9,896.62$ 424.94$ -$ 424.94$ 342.47$ 82.47$ 9$
36 4/1/2015 9,554.16$ 424.94$ -$ 424.94$ 345.32$ 79.62$ 9$
37 5/1/2015 9,208.83$ 424.94$ -$ 424.94$ 348.20$ 76.74$ 8$
38 6/1/2015 8,860.63$ 424.94$ -$ 424.94$ 351.10$ 73.84$ 8$
39 7/1/2015 8,509.53$ 424.94$ -$ 424.94$ 354.03$ 70.91$ 8$
40 8/1/2015 8,155.50$ 424.94$ -$ 424.94$ 356.98$ 67.96$ 7$
41 9/1/2015 7,798.52$ 424.94$ -$ 424.94$ 359.95$ 64.99$ 7$ 42 10/1/2015 7,438.57$ 424.94$ -$ 424.94$ 362.95$ 61.99$ 7$
43 11/1/2015 7,075.62$ 424.94$ -$ 424.94$ 365.98$ 58.96$ 6$
44 12/1/2015 6,709.64$ 424.94$ -$ 424.94$ 369.03$ 55.91$ 6$
45 1/1/2016 6,340.61$ 424.94$ -$ 424.94$ 372.10$ 52.84$ 5$
46 2/1/2016 5,968.51$ 424.94$ -$ 424.94$ 375.20$ 49.74$ 5$
47 3/1/2016 5,593.31$ 424.94$ -$ 424.94$ 378.33$ 46.61$ 5$
48 4/1/2016 5,214.98$ 424.94$ -$ 424.94$ 381.48$ 43.46$ 4$
49 5/1/2016 4,833.49$ 424.94$ -$ 424.94$ 384.66$ 40.28$ 4$
50 6/1/2016 4,448.83$ 424.94$ -$ 424.94$ 387.87$ 37.07$ 4$
51 7/1/2016 4,060.96$ 424.94$ -$ 424.94$ 391.10$ 33.84$ 3$
52 8/1/2016 3,669.87$ 424.94$ -$ 424.94$ 394.36$ 30.58$ 3$
53 9/1/2016 3,275.51$ 424.94$ -$ 424.94$ 397.65$ 27.30$ 2$
54 10/1/2016 2,877.86$ 424.94$ -$ 424.94$ 400.96$ 23.98$ 2$
55 11/1/2016 2,476.90$ 424.94$ -$ 424.94$ 404.30$ 20.64$ 2$ 56 12/1/2016 2,072.60$ 424.94$ -$ 424.94$ 407.67$ 17.27$ 1$
57 1/1/2017 1,664.93$ 424.94$ -$ 424.94$ 411.07$ 13.87$ 1$
58 2/1/2017 1,253.87$ 424.94$ -$ 424.94$ 414.49$ 10.45$ $
59 3/1/2017 839.38$ 424.94$ -$ 424.94$ 417.95$ 6.99$ $
60 4/1/2017 421.43$ 424.94$ -$ 421.43$ 417.92$ 3.51$ $
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129687.1 2019 80
117897.4
107179.4
97435.86
88578.05
80525.573205
66550
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1.18
100000
1 100000 118000
2 118000 139240
3 139240 164303.2
4 164303.2 193877.85 193877.8 228775.8
6 228775.8 269955.4
7 269955.4 318547.4
8 318547.4 375885.9
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13 728759.3 859935.9
14 859935.9 1014724
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