loan management software by fintechlabs
TRANSCRIPT
A PRODUCT OF
LOAN MANAGEMENT
SOFTWARE
www.fintechlabs.in
LOAN MANAGEMENT SOFTWARE
Customer
Mobile App
Website
Offline Channel
LOAN
ORIGINATION
- Customer Profile
- Loan Application
CREDIT RATING
- Bureau’s Report
- Internal Scoring
Credit Rating Bureau
Rejected Applications
Disbursed Loans
ApprovedApplications
(Applications PendingDisbursement)
LOAN
REPAYMENT
- ECS
- Online Payment
- Cash/Cheque
Payment Gateway Your Bank Statement
If you upload your Bank Statement Software will automatically update the payments received
LOAN
RECOLLECTION
- Email & SMS Notifications
- See Pending Payments
- Report Defaults to Bureau
Summary and
AnalyticsReport of all Loans and Payments
Overdue
Default
Repaid
www.fintechlabs.in
DASHBOARD
Contains general summaries and information
This section will look different based on user’s access rights.
LOAN MANAGEMENT SOFTWARE
www.fintechlabs.in
- Creating & Managing Customers’ profile
- Overview of all Customers (active, inactive)
- Creating a loan for a Customer
- Customer View: latest activity by user/admin/system
CUSTOMERS
LOAN MANAGEMENT SOFTWARE
www.fintechlabs.in
- List of Loan Transactions
- Loan View: latest activity by admin/system
- Loan Rescheduling
- Penalties Management
LOANS
LOAN MANAGEMENT SOFTWARE
- Overview of all loans
(Waiting approval, Approved, Rejected, Due, Paid, Overdue, Default)
www.fintechlabs.in
- Running Credit Reports from Agencies
- Internal Risk Scoring
- Automatic Loan Decision making
- Reporting defaults to Agencies
CREDIT RATING
LOAN MANAGEMENT SOFTWARE
www.fintechlabs.in
- Accepting Online payments (Online/Cash/Cheque)
- Emailing Payment Receipt to Customers
- Tracking Accounts (Payments received, due, etc.)
- Early repayment (Excessive Interest Refunding)
- Refund payments
ACCOUNTING
LOAN MANAGEMENT SOFTWARE
www.fintechlabs.in
- Loan Repayment Notification (Email & Sms)
- System Warnings: For detecting suspicious activities
- Data Extraction from the software
- NACH Application Status Tracking
OTHERS
LOAN MANAGEMENT SOFTWARE
www.fintechlabs.in
- User Roles: Roles can be added, changed or deleted.
- Manage Loan Products
- Manage Promocode
- Manage Notification Templates
- Analytics: Summary of activities on the software
SET TINGS
LOAN MANAGEMENT SOFTWARE
www.fintechlabs.in
