living well on less and loving it
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Living Well on Less and Loving It. Joan Sprain Family Living Agent UW-Extension-St. Croix Co. Topics we’ll talk about…. Simple living principles Money values Tracking spending Money saving tips Un-shopping guide. Activity 1. Share a money saving tip. What is simple living?. - PowerPoint PPT PresentationTRANSCRIPT
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Living Well on Less and Loving It
Joan SprainFamily Living Agent
UW-Extension-St. Croix Co.
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Topics we’ll talk about… Simple living
principles Money values Tracking spending Money saving tips Un-shopping
guide
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Activity 1 Share a money
saving tip
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What is simple living?
Living a life that is deeply satisfying, fulfilling, and appealing
becauseit is socially, environmentally, and
economically responsible.
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Simple Living is…
clearing away the clutter that detracts from the true purpose of life.
taking a fresh look at values & aligning time, energy & money to support important goals.
Source: Sustainable Living Project, Oregon State University Extension Service
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Principles of Simple Living
Creating balance Often initiated by a wake-up call Need vs. greed Clearing away clutter Making a fresh start Living with a universal shopping
list
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Principles of Simple Living Continued…
Using intuition to simplify decision making
Reducing time eaters
Doing what you love
Pausing to enjoy
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What simple living is not:
Living in poverty
Bare bones budgeting or being a miser
Shunning technology
Living entirely back to nature or in the backwoods
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So how do you live more simply?
1. Assess values. (Color of Money)
2. Keep Track of spending. (worksheet)
3. Find money saving tips.
4. Use a universal shopping list
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Step 1- Assess valuesColor of Money
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Step-2- Keep track of spending
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Step 3- Find money saving tips and ideas
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Saving money on everything…
Home Transportation Food Clothing & Personal Fun
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Home Utilities-Use energy saving lights, shut lights of
Heating & Cooling-Change furnace filter, adjust thermostat
Upkeep-Barter, do simple repairs
Phone-Compare cell plans, buy calling cards
TV-Choose a basic plan
Home furnishings-Use what you have, sell or give away what you don’t need,look for clearance items & sales.
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Transportation Combine trips Carpool Do routine maintenance Correct tire inflation Review insurance policies Buy used
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Food
Go shopping as few times as possible
Eat before shopping Shop alone Make a list & check store specials Limit eating out Buy in quantity, purchase together
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Clothing & Personal
Inventory your wardrobe, sell or give away what you no longer wear
Never pay retail price Look for sales & clearance aisles Buy washable items Checkout consignment, thrift &
garage sales.
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Fun
Use the library for books, videos, DVDs magazines, & newspapers
Attend matinee of new movies Trade magazines & DVDs with
others Look for free local activities
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4. Use a universal shopping list: un-shopping card
When shopping ask yourself… Do I really need this? Will this item bring enjoyment &
beauty into my life? Will it benefit others? Will this item help me engage in
life more fully?
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Universal Shopping List:Un-shopping card Continued…
Is the cost of the item worth the time it takes to earn the money to buy it?
Could I buy used? Rent? Share the purchase with someone else?
How will this purchase affect the environment?
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Example 1
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Example 2
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Remember the 3 steps to Simple Living…
1. Identifying values.
2. Realigning spending with values.
3. Find everyday money saving ideas.
4. Use a Universal Shopping List