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LIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell Financial Follow her @NicoleMiddendor www.NicoleMiddendorf.com Securities offered through LPL Financial. Member FINRA/SIPC.

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Page 1: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

LIVE LIFE

TO THE

FULLEST

©2014-2015 Prosperwell Financial

Presented by:

Nicole, N. Middendorf, CDFA

LPL Financial Advisor

CEO Prosperwell Financial

Follow her @NicoleMiddendor

www.NicoleMiddendorf.com

Securities offered through LPL Financial. Member FINRA/SIPC.

Page 2: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

MY STORY

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 3: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

AGENDA

©2014-2015 Prosperwell Financial

1. What makes you happy?

2. What does success mean to you?

3. Live It List

4. Goal Setting

5. Take action to live life with

happiness

Securities offered through LPL Financial. Member FINRA/SIPC.

Page 4: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

Only 1 in 3 Americans are really happy*

*According to a Harris Poll on May 30, 2013

©2014-2015 Prosperwell Financial

Securities offered through LPL Financial. Member FINRA/SIPC.

Page 5: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

WHAT MAKES YOU HAPPY?

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC

Page 6: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

WHAT MAKES YOU HAPPY?

©2014-2015 Prosperwell Financial

Securities offered through LPL Financial. Member FINRA/SIPC

*Social Time crucial to Daily Emotional Wellbeing in Us by Fallup on

June 5, 2008.

People who spend about 6-7 hours each day with family

and friends are 12 times more likely to be happy*

Page 7: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

WHAT I HAVE FOUND MAKES PEOPLE HAPPY

Feeling Fulfilled Achievement Giving Back

Support System Desire

Passion Goals Making a Difference

Living Life To The Fullest Potential

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 8: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

Americans over the age of 50 are more likely to be very

happy.*

So why do you think this is?

*According to a Harris Poll on May 30, 2013

©2014-2015 Prosperwell Financial

Securities offered through LPL Financial. Member FINRA/SIPC.

Page 9: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

America is the 17th happiest country in the world*

#1 Denmark

#2 Norway

#3 Switzerland

*According to the United National General Assembly’s 2013 Report

©2014-2015 Prosperwell Financial

Securities offered through LPL Financial. Member FINRA/SIPC.

Page 10: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

Happiest Kids in the World*

1. Netherlands

2. Norway

3. Iceland

4. Finland

5. Sweden

Most important source of a kid’s happiness

= close friends and family

*UNICEF Office of Research

©2014-2015 Prosperwell Financial

Securities offered through LPL Financial. Member FINRA/SIPC.

Page 11: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 12: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Time Spent

Company/Work 30%

Spouse/Sig. Other 20%

Children 20%

Leisure 10%

Personal Health 8%

Personal Growth 5%

Friendships 4%

Personal Finance 2%

Spirituality 1%

Page 13: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

Maslow’s Hierarchy of Needs

*UNICEF Office of Research

©2014-2015 Prosperwell Financial

Securities offered through LPL Financial. Member FINRA/SIPC.

Life

Purpose

Respect

Relationships

Security

Basic Biological Needs

Page 14: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

GRAB YOUR PEN

GRAB YOUR NOTEPAD

Securities offered through LPL Financial. Member FINRA/SIPC.

©2014-2015 Prosperwell Financial

Page 15: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

WHAT IS YOUR LIFE PURPOSE?

Answer these questions to help you find it:

1. What makes you smile?

2. What activities make you lose track of time?

3. What makes you feel great about yourself?

4. What are you naturally good at?

5. What do people typically ask you for help in?

6. What would you regret not fully doing, being or having in your life?

7. What are you deepest values?

Securities offered through LPL Financial. Member FINRA/SIPC.

©2014-2015 Prosperwell Financial

Page 16: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

Securities offered through LPL Financial. Member FINRA/SIPC.

©2014-2015 Prosperwell Financial

Page 17: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

WHAT DOES SUCCESS MEAN TO YOU?

“In order to succeed, your desire for success should be greater than your fear of

failure” – Bill Cosby

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 18: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

SUCCESS MEANS…

- Waking Up

- Being Stress-Free

- Time Freedom

- Ability to Make Sound Decisions

- Being Happy with What I Have

- Balance

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

- Changing Lives

- Love

- Serving and Teaching Others

- Knowing I Love What I Do

- Joy and Peace

Page 19: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

MEANING IS THE MOTIVATION THAT MOVES US

Why is meaning important to leaders?

Studies have shown that among professionals, it translates into greater job satisfaction, higher productivity, lower turnover and increased loyalty.*

How to define what is meaningful?

Be honest with yourself about what your good at and what you enjoy doing.

“To love what you do and feel that it matters – how could anything be more fun?” –Katharine Graham

*Martin E.P. Seligman, Authentic Happiness: Using the New Positive Psychology to Realize Your Potential for Lasting Fulfillment, New

York, Free Press. 2004

Securities offered through LPL Financial. Member FINRA/SIPC. ©2014-2015 Prosperwell Financial

Page 20: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

MANAGING ENERGY

• Identify the conditions and situations that replenish your energy and those

that sap it.

• Give yourself time during the day to focus without distractions such as blinking

lights and buzzing phones.

“No matter how pessimistic you are by nature, you can learn to view situations as

optimists do” - Unknown

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 21: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

CONNECTING

People with strong networks and good mentors enjoy more promotions, higher pay

and greater career satisfaction*

©2014-2015 Prosperwell Financial

*George Dreher and Ronald Ashe, “A comparative study of mentoring among men and women in managerial, professional and technical positions”

Number 5, pp539-46

Securities offered through LPL Financial. Member FINRA/SIPC.

Page 22: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

MENTORING

“True leaders don’t create followers, they create more leaders”

3 Kinds of Mentoring

1. Buddy/Peer Mentoring

2. Career Mentoring

3. Life Mentoring

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 23: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

#LIVE IT LIST

Quality of life is important but there is no point in making money if you can’t enjoy the

simple pleasures along the way!

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 24: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

Happy people live 35% longer than those that are not

happy.*

©2014-2015 Prosperwell Financial

*According to the study by Proceedings of the National Academy of Sciences on 10/31/2011 Securities offered through LPL Financial. Member FINRA/SIPC.

Page 25: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

©2014-2015 Prosperwell Financial

*According to the study by Proceedings of the National Academy of Sciences on 10/31/2011 Securities offered through LPL Financial. Member FINRA/SIPC.

Page 26: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

LIVE IT LIST – TO DO’S

1. White water rafting

2. Get scuba certified

3. Waitress for an hour

4. Run a marathon in Paris

5. Ride a BMX bike off a jump

6. Do the Dirty Girl Mud Run

7. See Ecuador

8. Stay at Atlantis Resort

9. Hot air balloon ride

10. Ghost tour in St Paul

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 27: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

LIVE IT LIST – TO DO’S

11. Pet a tiger

12. Fly in a private jet

13. See a UFO

14. Climb Ice Mountain

15. Sit in jail

16. Hanglide in Napa Valley

17. Break a world record

18. Visit South America

19. Teach a kickboxing class

20. Go to cooking school in

Italy

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 28: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

LIVE IT LIST – TO DO’S

21. Go in a submarine

22. Lawn Bowling at Brits

23. Roller Garden in St Louis Park

24. Sing with a famous person

25. Take my parents and kids to Europe

26. See a shooting star

27. Visit the Amazon jungle

28. Visit Machu Picchu

29. Win the lottery

30. Hike/Climb a mountain

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 29: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

LIVE IT LIST – TO DO’S

31. Ride on an elephant

32. Horse carriage ride through

Central Park

33. Be in Times Square on NYE

34. Chase a tornado

35. See a comet

36. Ski in Colorado

37. Have a private cooking lesson

38. Visit Ireland

39. Be on the PTA

40. See the pyramids in Egypt

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 30: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

LIVE IT LIST – TO DO’S

41. Walk through a waterfall

42. Take an Alaskan Cruise

43. Go to the winter Olympics

44. Go to the Superbowl

45. Camp in the Boundary Waters

46. Visit all 50 states

47. Drive a motorcycle

48. Run a half marathon

49. Host a foreign exchange student

50. Learn spanish

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 31: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

LIVE IT LIST – TO DO’S

51. See Mount Rushmore

52. Feel an Earthquake

53. Ride a camel

54. See a volcano

55. Go on an African Safari

56. Hold a gold bar in my hands

57. See Minnehaha Falls while

frozen

58. See a movie by myself

59. Hike up Diamond Head

60. Dance in a luau

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 32: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

LIVE IT LIST – TO DO’S

61. Sleep in a bungalow in Bali

62. Camp in Dracula Castle

63. See the green river in Chicago

on St Patty’s Day

64. Go to the French Open

65. Visit the Cheers Bar in Boston

66. Slide down the tallest water

slide

67. Deep sea dive at night

68. Zipline in Costa Rica

69. Cliff Dive

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 33: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

LIVE IT LIST – WHAT HAVE YOU COMPLETED?

Fly a plane

Skydive

Swim with Sharks

Repel off a building

Helicopter ride over the Grand Canyon

Go deep sea fishing

Tequila Tasting

See Niagara Falls

Go Snowshoeing

Go Dog Sledding

Learn a magic trick

Go kayaking

“Life is better when you’re laughing” - Unknown

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

See the White House

Wine Tour in California

Go Snorkeling

Take a surf lesson

Swim with dolphins

See the Statue of Liberty

Run in Central Park

Drive a tank

Go Flyboarding

Play Paintball

Learn to drive a boat

Do a pedal pub

Page 34: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

LIVE IT LIST

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 35: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

“No one is in charge of your happiness except you” –

Barbara de Angelis

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 36: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

CONCIERGE SERVICES

“Happiness starts with you – not with your relationships, not with your job, not with your

money, but with you” -Robert Tew

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 37: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 38: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 39: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

THE NAVY SEAL MINDSET

It’s all a mental game!

Page 40: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

GOAL SETTING -1979 HARVARD STUDY“Have you set clear, written goals for your future?”

-3% had written goals and plan

-13% had goals but they weren’t written down

-84% had no goals at all

Ten years later

-The 13% who had goals but didn’t write them down was earning twice the amount of

the 84% who had no goals

-The 3% who wrote down their goals were earning, on average, ten times as much as

the other 97% of the class combined!

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 41: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

GOAL SETTING

• What do you want in your life?

• Where do you want to be in 5, 10, 20, 30 years?

“Shoot for the moon and you’ll at least land among the stars.” – Mary Kay

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 42: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

VISION BOARD

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 43: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

RECAP

©2014-2015 Prosperwell Financial

1. What makes you happy?

2. What does success mean to you?

3. Live It List

4. Goal Setting

5. Take action to live life with

happiness

Securities offered through LPL Financial. Member FINRA/SIPC.

Page 44: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

ACTION STEPS

• Assess your situation

• Reflect

• Set goals

• Write out your Live It List

• Get a mentor

• Live life with happiness

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 45: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.

Page 46: Live Life to the Fullest - Allied ExecutivesLIVE LIFE TO THE FULLEST ©2014-2015 Prosperwell Financial Presented by: Nicole, N. Middendorf, CDFA LPL Financial Advisor CEO Prosperwell

CONTACT INFORMATION

www.Prosperwell.com

www.NicoleMiddendorf.com

15600 35th Ave N Suite 101

Plymouth, MN 55447

763-231-9510

@NicoleMiddendor

©2014-2015 Prosperwell FinancialSecurities offered through LPL Financial. Member FINRA/SIPC.