life study - cpi
TRANSCRIPT
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7/30/2019 Life Study - CPI
1/79
0
50,000
100,000
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250,000
CPI Adjusted Performance
1990-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
2/79
0
50,000
100,000
150,000
200,000
250,000
CPI Adjusted Performance
1989-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
3/79
0
50,000
100,000
150,000
200,000
250,000
CPI Adjusted Performance
1988-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
4/79
0
50,000
100,000
150,000
200,000
250,000
300,000
CPI Adjusted Performance
1987-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
5/79
0
50,000
100,000
150,000
200,000
250,000
300,000
CPI Adjusted Performance
1986-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
6/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
CPI Adjusted Performance
1985-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
7/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
CPI Adjusted Performance
1984-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
8/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
CPI Adjusted Performance
1983-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
9/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
450,000
CPI Adjusted Performance
1982-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
10/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
450,000
CPI Adjusted Performance
1981-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
11/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
450,000
500,000
CPI Adjusted Performance
1980-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
12/79
0
100,000
200,000
300,000
400,000
500,000
600,000
CPI Adjusted Performance
1979-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
13/79
0
100,000
200,000
300,000
400,000
500,000
600,000
CPI Adjusted Performance
1978-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
14/79
0
100,000
200,000
300,000
400,000
500,000
600,000
700,000
CPI Adjusted Performance
1977-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
15/79
0
100,000
200,000
300,000
400,000
500,000
600,000
700,000
CPI Adjusted Performance
1976-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
16/79
0
100,000
200,000
300,000
400,000
500,000
600,000
700,000
800,000
CPI Adjusted Performance
1975-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
17/79
0
100,000
200,000
300,000
400,000
500,000
600,000
700,000
800,000
900,000
CPI Adjusted Performance
1974-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
18/79
0
100,000
200,000
300,000
400,000
500,000
600,000
700,000
800,000
900,000
1,000,000
CPI Adjusted Performance
1973-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
19/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
CPI Adjusted Performance
1972-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
20/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
CPI Adjusted Performance
1971-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
21/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
CPI Adjusted Performance
1970-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
22/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
CPI Adjusted Performance
1969-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
23/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
CPI Adjusted Performance
1968-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
24/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
CPI Adjusted Performance
1967-2012
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
25/79
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7/30/2019 Life Study - CPI
26/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
1,800,000
CPI Adjusted Performance
1965-2010
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
27/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
1,800,000
CPI Adjusted Performance
1964-2009
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
28/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
1,800,000
CPI Adjusted Performance
1963-2008
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
29/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
1,800,000
CPI Adjusted Performance
1962-2007
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
30/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
1,800,000
CPI Adjusted Performance
1961-2006
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
31/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
1,800,000
CPI Adjusted Performance
1960-2005
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
32/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
1,800,000
CPI Adjusted Performance
1959-2004
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
33/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
1,800,000
CPI Adjusted Performance
1958-2003
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
34/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
1,800,000
CPI Adjusted Performance
1957-2002
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
35/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
1,800,000
CPI Adjusted Performance
1956-2001
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
36/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
1,800,000
CPI Adjusted Performance
1955-2000
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
37/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
1,800,000
CPI Adjusted Performance
1954-1999
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
38/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
1,800,000
CPI Adjusted Performance
1953-1998
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
39/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
1,800,000
CPI Adjusted Performance
1952-1997
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
40/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
CPI Adjusted Performance
1951-1996
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
41/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
CPI Adjusted Performance
1950-1995
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
42/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
CPI Adjusted Performance
1949-1994
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
43/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
CPI Adjusted Performance
1948-1993
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
44/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
CPI Adjusted Performance
1947-1992
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
45/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
CPI Adjusted Performance
1946-1991
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
46/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
CPI Adjusted Performance
1945-1990
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
47/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
CPI Adjusted Performance
1944-1989
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
48/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
CPI Adjusted Performance
1943-1988
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
49/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
CPI Adjusted Performance
1942-1987
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
50/79
0
100,000
200,000
300,000
400,000
500,000
600,000
700,000
800,000
900,000
1,000,000
CPI Adjusted Performance
1941-1986
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
51/79
0
100,000
200,000
300,000
400,000
500,000
600,000
700,000
800,000
900,000
CPI Adjusted Performance
1940-1985
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
52/79
0
100,000
200,000
300,000
400,000
500,000
600,000
700,000
800,000
900,000
CPI Adjusted Performance
1939-1984
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
53/79
0
100,000
200,000
300,000
400,000
500,000
600,000
700,000
800,000
CPI Adjusted Performance
1938-1983
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
54/79
0
100,000
200,000
300,000
400,000
500,000
600,000
700,000
CPI Adjusted Performance
1937-1982
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
55/79
0
100,000
200,000
300,000
400,000
500,000
600,000
CPI Adjusted Performance
1936-1981
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
56/79
0
100,000
200,000
300,000
400,000
500,000
600,000
CPI Adjusted Performance
1935-1980
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
-
7/30/2019 Life Study - CPI
57/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
450,000
500,000
CPI Adjusted Performance
1934-1979
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
58/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
450,000
CPI Adjusted Performance
1933-1978
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
59/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
450,000
CPI Adjusted Performance
1932-1977
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
60/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
CPI Adjusted Performance
1931-1976
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
61/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
450,000
CPI Adjusted Performance
1930-1975
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
62/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
CPI Adjusted Performance
1929-1974
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
63/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
450,000
CPI Adjusted Performance
1928-1973
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
64/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
CPI Adjusted Performance
1927-1972
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
65/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
CPI Adjusted Performance
1926-1971
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
66/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
CPI Adjusted Performance
1925-1970
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
67/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
450,000
CPI Adjusted Performance
1924-1969
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
68/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
CPI Adjusted Performance
1923-1968
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
69/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
CPI Adjusted Performance
1922-1967
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
70/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
CPI Adjusted Performance
1921-1966
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
71/79
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
CPI Adjusted Performance
1920-1965
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
72/79
0
50,000
100,000
150,000
200,000
250,000
300,000
CPI Adjusted Performance
1919-1964
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
73/79
0
50,000
100,000
150,000
200,000
250,000
300,000
CPI Adjusted Performance
1918-1963
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
-
7/30/2019 Life Study - CPI
74/79
0
50,000
100,000
150,000
200,000
250,000
300,000
CPI Adjusted Performance
1917-1962
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
-
7/30/2019 Life Study - CPI
75/79
0
50,000
100,000
150,000
200,000
250,000
CPI Adjusted Performance
1916-1961
Mattress All Stocks Stocks and Bonds All Bonds
Chris Turner, 2012
-
7/30/2019 Life Study - CPI
76/79
0
50,000
100,000
150,000
200,000
250,000
CPI Adjusted Performance
1915-1960
Mattress All Stocks Stocks + Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
77/79
0
50,000
100,000
150,000
200,000
250,000
CPI Adjusted Performance
1914-1959
Mattress All Stocks Stocks + Bonds All Bonds
Chris Turner, 2012
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7/30/2019 Life Study - CPI
78/79
0
20,000
40,000
60,000
80,000
100,000
120,000
140,000
160,000
180,000
200,000
CPI Adjusted Performance
1913-1958
Mattress All Stocks Stocks and Bonds All Bonds
The Chart shows the growth of respective investments
over a 45 year career. The majority of the time, bonds
out performed stocks, until the very last years.
Chris Turner, 2012
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7/30/2019 Life Study - CPI
79/79
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
1,800,000
CPI Adjusted Savings Over 45 Year Career
Mattress All Stocks Stocks + Bonds All Bonds
Chart shows CPI-adjusted final retirement savings
with 10% invested per month, using median US
income 1913 to present. Assumes a 20 year old
begins investing 10% per month and retires at 65.
Chart begins with a person that started work in 1913
and retired in 1958 (45 years) .
The line on top shows which method produced the
best return.
- The Mattress line simply shows saving 10% per
month and doing nothing.
- All stocks line shows retirement based onperformance of S&P 500.
- All bonds line shows retirement based on
performance of 10 year bond.
Bonds outperformed stocks 38 to 17 years.
Chris Turner, 2012