life after retirement · 2016. 6. 14. · the flying scotsman returns 8 life after retirement 10 be...

Be money-wise

Life after retirement

Your Letters

the newsletter for railway pensioners

SPRING/SUMMER 2016

The Flying Scotsman returns

An icon of the steam age has been restored to its former glory

Staff travel updates

Welcome to the latest edition of Penfriend.

At this time of year, we usually bring you news of an annual increase to your railways pension. This increase is based on the scheme rules, and is in line with the Consumer Prices Index (CPI) figure from the previous September. Unfortunately the CPI figure for September 2015 was negative, at -0.1 per cent. The good news is that your pension won’t be reduced, but it does mean there won’t be any increase for pensions in payment or preserved pensions for 2016.

There is some positive news for those of you claiming your State Pension though, as this increased from £115.95 per week to £119.30 per week from 6 April 2016 as a result of the ‘triple lock’ approach that is currently applied to these increases.

On the subject of the State Pension, you may be aware that the government introduced a new State Pension system in April 2016.

The previous two-tier system – which was made up of Basic State Pension plus the State Second Pension/SERPS – has now been replaced with a single-tier system. You can learn more about the changes and what they mean for you on page 5 but, generally speaking, if you’re already claiming your State Pension, or had reached State Pension age by 5 April 2016, you’ll continue to receive benefits in line with the old two-tier system. You will, however, have the option to buy extra State Pension of up to £25 a week if you wish.

I hope you enjoy this newsletter and find it useful. Please share any feedback by emailing [email protected] or by completing the online survey at www.surveymonkey.com/r/PenfriendSpring16.

Penfriend | Spring / Summer 2016 02

Pension news: in summary 4

2016 pension increase review 5

Join the discussion 7

The Flying Scotsman returns 8

Life after retirement 10

Be money-wise 11

Off the beaten track 12

Tales from down the line 15

Your letters 16

Staff travel updates 18

Competition 20

Pension queries 20

Have you heard?Penfriend is also available in audio format.

If you have difficulty reading and would like to receive a copy of Penfriend as an audio CD, please write to Penfriend Editor, RPMI, Stooperdale Offices, Brinkburn Road, Darlington, DL3 6EH, or email [email protected]. Please include your full name, address and pension reference number.

Trustee’s message...

JOHN CHILMAN

Trustee Chairman

Front coverThe front cover photograph shows Noel Hartley, NRM Rail Operations Manager, checking on Scotsman before its steam tests. Photograph by Paul Kingston, North News and Pictures, courtesy of the National Railway Museum, York.

Correction: The photograph on the front cover of Autumn/Winter 2015 issue of Penfriend was taken by David Hewitt.

the newsletter for railway pensioners SPRING / SUMMER 2016

Contents

You can read Penfriend online at www.railwayspensions.co.uk (under ‘Resources’ and ‘Newsletters’) or www.btppensions.co.uk (under ‘Retired/receiving a pension’).

Visit www.railwayspensions.co.uk or www.btppensions.co.uk to learn more about your railways pension.

A new-look website for members of the Railways Pension Scheme launched in 2015, making it easier than ever before to find information about your pension and benefits.

The site at www.railwayspensions.co.uk has a ‘Retired’ section which is dedicated to those of you who are already claiming your railways pension. You can find out when your pension will be paid, download a copy of the payment calendar, learn about death benefits for your loved ones, and get answers to frequently asked questions.

The website is available to you 24 hours a day, seven days a week and can be used on computers, tablets or smart phones.

Why not visit the website today and bookmark it in your browser for easy access whenever you need it?

The www.btppensions.co.uk site is available for retired members of the British Transport Police Force Superannuation Fund (BTPFSF) and will be revamped later this year, so stay tuned.

Take a look online today! Penfriend | Spring / Summer 2016 03

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This regular feature looks at developments in pensions which may affect you.

Changes to the State Pension The State Pension system changed from 6 April 2016, when a new single-tier system was introduced.

If you were already over State Pension age before 6 April 2016, your State Pension will still be paid in line with the previous system.

However, if you were born after 5 April 1951 (or 5 April 1953 if you are a woman), your State Pension will be paid in line with the new system.

State Pension amountsThe basic State Pension increased to £119.30 per week from April 2016 for those who are paid under the previous system. If you are already over State Pension age, you will continue to receive elements such as additional State Pension or graduated retirement benefit.

The starting level of the new State Pension is £155.65 per week.

You can find information about the main features of the new State Pension at www.gov.uk/new-state-pension, along with details about when your State Pension age may be if you have not reached it already.

It’s important to note that not everyone who reaches State Pension age after 5 April 2016 will get the full amount of the new State Pension. Those who were previously contracted out of the second tier State Pension system (which includes members of the railways pension schemes) and reach State Pension age in the next few years will get a lower amount.

State Pension top-upsThe government has also launched a State Pension top-up scheme which allows you to buy extra State Pension of up to £25 a week if you reached State Pension age by 5 April 2016 (i.e. if you will not get the new State Pension).

This scheme will remain open until 5 April 2017.

You can find more information at www.gov.uk/statepensiontopup

State Pension statementsIf you’re aged 50 or over and will be entitled to the new State Pension, you can get a State Pension statement which will estimate how much you might receive under the rules of the new system.

The statement you receive will include a ‘Contracted Out Pension Equivalent (COPE)’. This will show the deduction being made to the starting level of your new State Pension because you were in a scheme which was contracted out of the second tier State Pension system.

To find out how to apply for a State Pension statement, visit www.gov.uk/state-pension-statement or call the Future Pension Centre on 0345 3000 168, or +44 (0)191 218 3600 if you are outside the UK.

Deferring your State PensionJust like with the previous State Pension system, you’ll be able to defer your new State Pension and get a higher amount at a later age if you wish.

Level pension optionIf you chose to use the level pension option when you started taking your benefits from the railways pension schemes, your future pension payment amounts will be based on what you have already been advised.

When he made his Autumn Statement in November 2015, the Chancellor announced that future legislation would allow the level pension option to be aligned with the new State Pension. But, even if the Trustee wants to adopt this approach, it would only apply to retirements from future dates.

The changes to the State Pension or your State Pension age do not affect the amount of pension you will get from the railways pension schemes.

Please note: this issue of Penfriend was printed before the 2016 Budget. We will update you on any pensions-related developments in future issues and at www.railwayspensions.co.uk

in summaryPension news:

Scamproof your savings

Pension scams. Don’t get stung.


Scottish BudgetThe Scottish rate of income tax came into effect from April 2016 and HM Revenue & Customs has been contacting potential Scottish taxpayers to let them know if it impacts them.

Scottish taxpayers will be given a tax code that has the letter S as a prefix.

In December 2015, the Scottish government announced that the same overall rates would apply for the Scottish rate of income tax as elsewhere in the UK for the 2016/17 tax year.

Therefore, if you are a Scottish taxpayer, there will be no changes to the way your pension is paid in 2016/17, or its amount, due to the introduction of the Scottish rate of income tax.

Fraudsters may try to flatter, tempt or pressure you into transferring your pension fund into an investment with ‘guaranteed returns’.

These transfers are often illegal and once they’ve gone through, your pension savings could be lost forever. You could also be hit with large tax bills on top of that!

Scammers’ tactics are constantly changing but they often include:

n promises of early access to your pension (before age 55)

n promises of investments with ‘guaranteed returns’

n offers of free pension reviews and health checks

n offers of pension loans or upfront cash

n encouraging you to transfer your pension savings into small occupational schemes to avoid scrutiny from regulators

These offers are unlikely to be genuine. If you’re under age 55, it’s unlikely you’ll be able to release your pension, unless you are too ill to work.

You can learn more about the warning signs of pension scams at www.railwayspensions.co.uk (under

‘Resources’ and ‘Safety and scams’). Further information is available on the Pension Regulator’s website at www.thepensionsregulator.gov.uk/pension-scams.

If think you’ve been a victim of a scam, please report it to Action Fraud on 0300 123 2040.

Avoid the sting of pension scamsPlease be aware that pension fraud is on the increase. If you have savings in other pension schemes that you haven’t yet claimed, it’s important to learn how to spot scammers.

2016 pension increase reviewThe rules of your railways pension scheme allow a cost of living increase to be applied to your pension each year. In recent years, the increase has been based on the Consumer Price Index (CPI) figure from the previous September and any increase is usually applied in April.

As the CPI figure for September 2015 was negative (-0.1 per cent) no increase will be applied for 2016, but please be assured that there won’t be a reduction to the gross amount of your railways pension either, in accordance with the scheme rules.

If the CPI figure for September 2016 is above zero (and the pension increase is still based on the CPI figure), your pension will increase in 2017 in line with that figure.

The letter sent to you with this copy of Penfriend will show your normal four-weekly pension amount. You may need this if you claim any other benefits, so please keep it in a safe place.

Penfriend | Spring / Summer 2016

News from the tracks

East Coast trains get a revampVirgin Trains unveiled the first of its newly refurbished trains earlier this year – part of a £40m project to improve customers’ experiences.

A total of £21m has been earmarked to complete the refurbishment of the trains’ interiors, including adding luxurious leather seats to First Class and new carpets and fittings throughout. The refurbishment programme also includes a £16m investment in new diesel engines and the re-branding of the exterior of the trains, ahead of the arrival of Virgin’s new fleet in 2018.

Victorian flooring restored to glory

Virgin Trains is to restore one of Waverley Station’s hidden gems.

The original flooring of the waiting room – an intricate mosaic which dates back to the Victorian era – had been hidden for decades but is due to be restored as part of a programme to refurbish and renew first class lounges and waiting rooms on the East Coast route.

The work started over the winter and will include replacing damaged or destroyed sections of the mosaic with new, specially-designed tiles that complement the original design.

Cheaper travel with Club 50ScotRail’s new Club 50 membership offers those aged 50 or over a 20 per cent online, off-peak discount for travel on the ScotRail network.

Members can enjoy a free tea or coffee on-board routes with catering facilities and, until September, they can also take advantage of a 20 per cent reduction on tickets to specially-selected performances by the RSNO in Edinburgh and Glasgow.

Visit www.scotrail.co.uk/offers/club50 for more details.

Revitalising Cheshire landmarksCheshire’s most iconic railway bridges and viaducts have been the subject of £17m investment by Network Rail.

During an 11-day closure of the Crewe to Manchester and Sandbach to Northwich railway lines in February 2016, Network Rail carried out vital refurbishment works to four bridges and two viaducts as part of its Railway Upgrade Plan. The Grade-II listed viaducts at Holmes Chapel and Peover had water stains on the walls removed, damaged brickwork repaired and both structures were waterproofed.

The work is intended to make the railway safer and more reliable for passengers, motorists, pedestrians and canal users across the county.

A rail news round-up…

06

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REPTA 2016Run for the Railway People by the Railway PeopleNOT FOR PROFIT BENEFITS ORGANISATION


Membership available now!Membership is open to all rail and transport industry staff either active or retired and including immediate family and brings you over 125 years of experience and wide ranging members’ discounts and benefits. You now receive a year’s membership from the date of joining rather than a calendar year. NEW BENEFITS: Love to Shop Card, Especially For You (discount vouchers for High Street shopping); The Shard visitor discount, Haven Holidays, Forest Holidays, Phoenix Artist Club & Fred Olsen Cruises.Free limited personal accident cover (age restriction applies). Refund of money paid to obtain duplicates for lost travel cards.

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Join the discussionWould you like to meet the Penfriend team and share your feedback on the newsletter?

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The ever-popular Penfriend discussion group will be held in Darlington on Wednesday, 6 July, 2016.

You’ll have a chance to share your views on this newsletter and tell us where we can make improvements. You can also enjoy presentations from guest speakers on subjects related to pensions, the railways, and organisations that may interest you.

The event will take place from 10.30am until 3pm and a buffet lunch and light refreshments will be served during the day.

If you would like to attend, please email [email protected] or fill in the form (right) and return to: Penfriend Discussion Group, RPMI Stooperdale Offices, Brinkburn Road, Darlington DL3 6EH.

The closing date for applications is Wednesday 18 May 2016. Unfortunately spaces are limited so not all applicants will be able to attend. We will write to you if you are successful with confirmation of your place and full details.


You don’t need to be a train spotter to have heard of the Flying Scotsman – it’s one of the most famous and enduring locomotives of all time.

Its name is something of a misnomer, though. The term ‘Flying Scotsman’ was actually coined to describe the express service from London to Edinburgh before the PR-savvy minds at LNER seized the chance to give their new flagship locomotive some added chutzpah by christening it with the same name.

Bob Gwynne, Associate Curator at the National Railway Museum, York, comments: “The whole existence of the locomotive has been confused with the service, but for each generation there was a new burst of publicity which gained it new fans. World-wide it’s probably the best-known loco – even beating the likes of Thomas the Tank Engine and the Hogwarts Express!”

Since its first introduction to the railways in 1924, its status as an icon of the steam age has continued to grow. Record-breaking feats included hauling the first non-stop service between London and Edinburgh, taking a starring role in a British movie (titled The Flying Scotsman, naturally) and becoming the first locomotive to achieve an authenticated 100mph run in 1934.

Bob adds: “In the 1930s, the Flying Scotsman was so well known that it was used on a postcard for Blackpool – and it had never even been to Blackpool!”

Fading from favourBut the Flying Scotsman’s journey through the ages hasn’t always been smooth.

The onset of the Second World War meant the once majestic green livery was replaced with sombre black as it joined the rest of the LNER fleet in hauling heavier loads with less regular maintenance.

And much like the exterior, the Flying Scotsman’s reputation also lost its sparkle as it suffered a post-war decline in fame and favour, before eventually being side-lined in 1962 when LNER unveiled its fast and powerful new Deltic diesel locomotive.

Taking on the worldHappily, there were those who held fond memories of the Scotman’s heyday – in particular Alan Pegler, a British businessman, entrepreneur and railway preservationist who bought it outright in 1963 and restored it to its former glory in a haze of public interest and publicity. Pegler then took his locomotive on a three-year tour of America, which gained it an international fan base but ultimately left Pegler himself bankrupt.

In stepped Sir William McAlpine, who rescued the Flying Scotsman from where it was impounded on an army base and ensured its safe return to Britain. And in the 1980s, it continued its travels – this time to Australia where it claimed the world’s non-stop steam record by travelling a remarkable 442 miles – before continuing to Cape Horn en route back to the UK.

Bringing a legend back to lifeWorld-weary, but with its status as a national treasure now well established, the Flying Scotsman faced another ownership crisis in 2004 and the National Railway Museum led a campaign to save it, backed by thousands of supporters.

Since 2006, it has been undergoing an extensive restoration project, the final stages of which were completed in February.

The Flying Scotsman has now become a working museum exhibit, and the oldest mainline working locomotive on the tracks.

“The hits on the website when the Scotsman went into steam were huge,” says Bob. “It was covered by every TV channel and the reporters were often young and terribly excited about the test runs. The first one on the Friday in East Lancashire wasn’t advertised but by the Saturday thousands turned out.

“There are several hundred working steam engines in the UK, but this is the one that captures people’s attention.”

You can learn more about the restoration project and the upcoming events at www.flyingscotsman.org.uk andwww.flyingscotsman.org.uk/events.

The Flying Scotsman returnsThe Flying Scotsman has captured hearts and imaginations across the world over several generations. Now, this stalwart of the sheds has been painstakingly restored to its former glory thanks to a £4.2 million project, and there’s a special line-up of events to celebrate its return.


What’s happening?Celebrate the return of the Flying Scotsman with these up-coming events…

Flying Scotsman and The Shildon Shed Bash

23 to 31 July, Shildon - FREE

A chance to see the Flying Scotsman in light steam at a sixties-style ‘shed bash’.

National Railway Museum Lates – A night at the museum with a roaring 20s twist

28 April, York - FREE

A night of fun activities inspired by the era of the Flying Scotsman.

Need for speed

Until 31 July, York - FREE

A fast-paced interactive science show for all the family.

Scotsman on the tracks

Until 25 SeptemberPrice depending on tour, various locations

See the Flying Scotsman in action as it hauls special tours across the UK during 2016. Find more information at www.flyingscotsman.org.uk/events/scotsman-on-the-tracks

Service with Style

25 March to 8 May, York - £8 per person

Three carriages will each offer a different experience, including audio and film clips, news footage and signature menus.

Starring Scotsman

Until 19 June, York - FREE

This gallery exhibition explores the tumultuous journey of the Flying Scotsman.

Stunts, Speed and Style

25 March to 8 May, York - FREE

Visitors can get on board the cabs of four locomotives, including the Flying Scotsman itself.

Stunts, Speed and Style – Exclusive access mornings

11, 15, 20, and 30 April (8am to 9:45am), York - £15

Get exclusive access to the exhibition – barriers will be removed for photo opportunites.

Flying Scotsman steaming along the East Lancashire Railway.

Photograph by Paul Kingston, North News and Pictures, courtesy of the National Railway Museum, York.

Life after retirementPenfriend readers tell us how they have spent their time since leaving work.


Under the Tuscan sunRetired British Transport Police Sergeant Martin Spoul has now set up his own business running photography workshop holidays in Tuscany. Here, he tells us more…

The Tuscan sun streams low and orange between the peaks of the Apuan Alps to highlight each hill-top village, one by one. The smell of jasmine drifts up from the gardens below and mixes with the smell of freshly brewed coffee.

This is my retirement. A retirement that five years prior, I was in doubt of ever seeing.

In 1987, I began my working life in what was then British Rail. I had joined as a Traction Trainee and became a Driver, a Traction Instructor and moved to Railtrack before joining the British Transport Police.

In the first half of 2010, I was diagnosed with oesophageal cancer. I was 42 and working as a Sergeant. I had plans for another promotion, a newer and bigger car, a bigger house and mortgage. My diagnosis changed all that.

Due to the extent of my surgery, I have permanent physical limitations and would never have been able to undertake operational police duties again, so I retired.

Now, here I am in Tuscany taking photographs in the morning sunlight. But, it’s not all leisure; it’s actually work.

I started my own photography business, planning and running photography workshops in Tuscany. A week in the Tuscan sun, photographing the majestic scenery, eating the finest food in Italy with a wee glass of Chianti now and then – who wouldn’t want to spend their retirement doing this? Oh, sorry, I forgot – it’s work.

So here I am, along with a few students, sitting proud of Tuscan valleys, stealing sunrises and feeling the warmth of the sun on my face. I’m a long way away from those airless and gloomy hospital wards!

My company is called f:stop Training and you can reach me at www.fstoptraining.com.

Music to the earsAfter battling ill-health, Nigel Strong turned his dreams into reality, producing his own albums…

I worked as an Assistant Ticket Examiner for ten years. It was the most enjoyable job I have ever done and hopefully I succeeded in doing it well.

Unfortunately, I had to take early retirement in 2009 due to cancer, but I am now in remission and I’ve been very lucky.

Years ago, I was a singer with dance bands, but I always wanted to do

my own thing. The chance came via an inheritance and I was in a position to finance some recording.

After contacting a local studio, I found Terry Bradford, a serious producer who took a band called Co-Co to the Eurovision Song Contest in 1978. With much hard work and instruction from Terry, I ended up with two albums and was privileged to work with top musicians.

I am now able to give something back with charity concerts helping me to enjoy life again.

You can buy a copy of Nigel’s album ‘Feelings’ by calling 0121 453 7324 or emailing [email protected]. Nigel donates £2 from album sales to Cancer Research.


Be money-wiseAs the saying goes, “look after the pennies and the pounds will take care of themselves”. Make sure you’re not missing out on the benefits and savings you’re entitled to.

Health careEveryone over the age of 60 gets free NHS prescriptions in the UK (and they’re free regardless of your age in Scotland, Wales and Northern Ireland) but you might also be entitled to help towards other healthcare, including dental treatment‚ glasses and travel costs to hospital, if you claim certain benefits, or if you have a low level of income or savings. It’s always worth asking before you pay!

Pension CreditPension Credit is an income-based top-up to your weekly income and many of those entitled to it aren’t claiming it.

There are two different types:

n Guaranteed Credit – which tops up your weekly income to £151.20 if you’re single or £230.85 if you’re part of a couple. You can claim it if you’ve reached the qualifying age (which is gradually going up to 66) and your weekly income is less than £148.35 if you’re single or £226.50 if you’re part of a couple.

n Savings Credit – which gives you extra money if you have some savings or your income is higher than the basic State Pension. This can be up to £14.82 per week extra if you’re single or £17.43 extra if you’re part of a couple. You may be able to claim it if you’re 65 or over and your weekly income is less than around £190 if you’re single or £278 if you’re part of a couple.

Visit www.gov.uk/pension-credit to learn more.

Council TaxThere are a number of ways you might be able to reduce your Council Tax bill. If you’re living alone, you’ll get a 25 per cent discount, and other support is available if you receive disability or carers’ benefits or Guaranteed Credit. You can always challenge your Council to change the band for your property, too.

You might also receive a reduction if your home has been adapted for disabled access, or if you live with someone who has a severe mental impairment.

You may be exempt from Council Tax altogether if you leave your home empty, because you move into a care home or hospital for example.

Funeral costsPlanning a funeral for a loved one is a difficult task at any time, but even more so if you’re struggling to meet the costs. If you have a low income and claim Pension Credit and other means-tested benefits, you may be able to apply for a Funeral Payment from the Social Fund.

Visit www.gov.uk/funeral-payments/how-to-claim or www.mygov.scot/arrange-funeral for more information on how to apply.

Tax allowancesThe personal allowance for the 2016-17 tax year is £11,000 – this is the amount you can earn before being charged tax. But you may be able to claim Income Tax reliefs such as Marriage Allowance or Married Couple’s Allowance if you’re eligible.

Visit www.gov.uk/income-tax-rates or www.mygov.scot/income-tax-rates-and-personal-allowances or contact your tax office for more information.

This feature is intended as a general guide only, and the information may be updated or subject to change in the future and may differ between regions. Please note that the inclusion of services and companies in the article does not represent an endorsement by RPMI. For advice about your own circumstances, it may be best to contact an independent financial adviser.


Off the beaten trackOne of the more scenic sections of the East Coast route, the journey between Newcastle upon Tyne and Edinburgh takes around 90 minutes and offers great views of sea and countryside.

Newcastle-upon-TyneDon’t be put off by its reputation as a party city. Yes, Newcastle has bars and restaurants galore, but there are plenty of attractions to enjoy, too. A short walk or bus ride to the south of the River Tyne, you’ll find the renowned Sage Gateshead music hall and the BALTIC Centre for Contemporary Art, which was home to the Turner Prize in 2011 and houses exhibitions from world-class artists.

You can take a stroll along the Quayside and see the Millennium Bridge tilt at midday, or enjoy some match-day action at St James’ Park if you’re a footy fan.

The city has great transport links with the Metro system offering easy access from the train station to the city centre, coast and airport.

AlnmouthThis picturesque village is perfect for those who want to spend a relaxing break by the coast. Pretty colourful houses along the north bank of the River Aln are easily spotted on your approach to the station, giving a cheerful welcome to the area and you can enjoy more of the region’s hospitality in one of the local B&Bs if you’d like to extend your stay.

The coastal walks and cycle routes are always popular with visitors and you can wander along to the harbour or stop in at The Ferryman’s Hut – one of the smallest museums in the country, it is home to photos and memorabilia from the village.

An arts festival is held annually and will take place on 18 and 19 June 2016. The nearby areas of Warkworth and Alnwick, both around ten minutes’ drive away, also make great day trips.

The bay at Alnmouth. Photo by G Johnson. Image courtesy of www.visitnorthumberland.com

Newcastle’s popular Quayside area.


Edinburgh Castle.

Berwick-upon-TweedBerwick’s beautiful sandy beaches and tranquil riverside belie its turbulent history. Lying on the northerly tip of England, just three miles to the south of the Scottish border, the town was coveted by both countries and you can see evidence of the bygone struggles in the town’s Elizabethan walls which were built to keep invading Scots at bay.

Rail enthusiasts are always drawn by Berwick’s spectacular bridges which span the River Tweed. The Royal Border Bridge, built by Robert Stephenson, has long been considered one of the finest examples of its kind.

The town regularly hosts festivals celebrating everything from film to music to beer, and it’s well worth exploring the museums, galleries and Lowry Trail – named after the famous artist LS Lowry.

Berwick-upon-Tweed. Image courtesy of www.visitnorthumberland.com

EdinburghThe Scottish capital oozes history and tradition with its cobbled streets and imposing cliff-top castle but the high-end stores, entertainment complexes, eateries and boutique hotels give it a cosmopolitan feel.

The comedy and arts festival held during August attracts thousands of visitors so it can get a little crowded in summer and it’s wise to book early if you’re staying overnight. If you like the great outdoors and don’t mind a few hills, the summer is a great time to wander up Arthur’s Seat for spectacular views towards the coast and beyond, or take

a leisurely stroll in one of the many extensive parks. For those who prefer culture to exercise, Edinburgh is also home to several art galleries, The Royal Botanic Garden, the Scottish Parliament Building and, of course, the Palace of Holyroodhouse – the official residence of Her Majesty the Queen.


Book cornerRailway detective turns authorIn a forthcoming book, Graham Satchwell, once Britain’s most senior Railway Detective, provides a unique description of his experiences in crime on the railways – gangsters, politics, and police culture – in the last part of the 20th century.

The alarming Southall train crash, the kidnap of a young girl, train robberies by some of the most notorious gangsters in the country, bomb threats, terrorism, petty crime, police incompetence, and the odd politician are all discussed frankly and intimately by author Graham Satchwell.

The book, ‘An Inspector Recalls’, follows his progress from 1968, when aged 18, as an unqualified labourer, he cheated to pass the police entrance examination.

It is a remarkable fact that in the years since the first railway policeman in the early 1800s, no book has been dedicated to the role of the Railway Detective.

With extensive use of anecdotes, his promotions to every rank within the CID are described colourfully with wit and brutal honesty.

The account ends after 31 years, at the end 1999, when as a Lawyer and Fellow of the Royal Society of Arts, Graham was actually refused permission to retire from the Force.

The book provides dollops of humour, painful truth and a vivid description of the macho policing culture of the time.

It will be enjoyed by those who like to read about the railways, crime or policing.

‘An Inspector Recalls’ by Graham Satchwell is published by The History Press and goes on sale in late April. It is available to pre-order online at WH Smith and Amazon.

Sitting on a treasureRetired King’s Cross Driver Paul Davis had been sitting on a treasure without even realising it.

A few years ago, whilst clearing out his late father’s house, Paul came across a journal chronicling some of his father’s war experiences. It had been written over 70 years ago and gathering dust ever since but the D-Day landing commemorations prompted him to read it.

Paul’s father had been the youngest officer in the SAS and was later awarded the Military Cross. The memoirs covered the time he spent in North Africa, Sicily and Italy.

After getting a second opinion from his wife, Paul decided to send the journal to a publisher who was very interested. They said it could possibly be the last first-hand account of a young officer in the SAS and it was written with such honesty – you could see in his youth, his naivety, his inexperience and obvious mistakes being made, which made for refreshing reading. Slowly you could see, from experience, his confidence developing, until he became a seasoned soldier.

Sales of the book ‘SAS – Men in the Making’ have been good and there’s even been talk of a film.

You can buy a copy of ‘SAS – Men in the Making’ by Peter Davis at Amazon in hardback or Kindle format.

Keep your details up to dateIf you change your bank or building society account, please remember to tell your pensions administrator RPMI at least two weeks before your pension is due.

If you can’t give two weeks’ notice, it’s wise to keep your old bank account open to avoid any delay in your pension reaching you.

You can update your details by emailing [email protected] or contacting the Helpline on 0800 2 343434. Please have your Pension Reference Number to hand when you call.


Tales from down the lineWhen the Tour of Britain passed through Dave Orford’s hometown of Belper last year, the seven-time veteran world champion cyclist had more reason to feel proud than most.

Dave began his apprenticeship at the LMS Derby carriage works as a Coach Finisher, in 1945. At that time, he was already a very keen cyclist but he soon developed his training system by doing a 30-mile ride straight from work at 5.30pm – a journey he took right until the end of his working life at the carriage side.

Dave also enjoyed a successful career as a road racing cyclist, but it was as a veteran that he eventually won seven World Road Championships, three Road Race and four Individual Time Trial Championships. He competed for his final World title in Austria in 1995, at the sprightly age of 65!

During the 1950s, he was an official in the sport, working for the British League of Racing Cyclists as a race organiser, and seeking sponsorship to keep the events running.

It was during this time that the Milk Marketing Board was running its ‘Drink More Milk’ campaign and Dave took the opportunity to write to them, suggesting they use cyclists in marathon events to publicise their campaign.

He was invited down to the Board’s public relations office in London in 1957 and came away from that meeting knowing they would sponsor the 1958 ‘Tour of Britain’ 14-day international race – which became known as ‘the Milk Race’. That sponsorship lasted over 30 years, until 1993 when the Milk Marketing Board disbanded.

The professional Tour of Britain competition continued until 1999, then took a five-year hiatus before being reborn in 2004.

In 2015, the Tour passed just a few hundred metres from Dave’s home in Belper and he watched with pride while wearing his 1994 World Champion Time Trial jersey.

With British cycling success currently going from strength to strength, Dave can take great pride in knowing he played a key role in securing one of the country’s biggest cycling events for so many years.

Dave Orford breaking the veteran national 100-mile record in a time of four hours nine minutes and 33 seconds in the Individual Time Trial in 1976.

Dave Orford in his final world title race at St Johann in Tyrol, Austria, in 1995.


Your Letters

The famous 5 O’clock Club Manchester for Civil Engineering staff is celebrating its 50th anniversary.

The 5 O’clock Club meets monthly on the second Wednesday in the month at various establishments around Manchester.

If you worked in the Area Civil Engineers in Manchester, or the Regional Civil Engineers at Stephenson House in London and you are interested in joining, please contact either the Secretary Malcom Howarth on 07708 427 033 or the President Ray Dowthwaite on 07773 713 352.

Ray Dowthwaite

Seventy-six years ago, I was a member of a darts team that won the LNER Eastern Region Directors Cup.

Runners up were railwaymen who played at Belle Vue Social Club, and the winners were the Rebels who played home games over at the Norfolk pub.

It was customary to play sports finals at Loughton but as two Colchester teams reached the final, the officials came to Colchester. The game was played at the Co-Op Social Club, then in Colchester High Street.

Years later, Bob Howell, who formed our team, became a Conservative Councillor. I then learned why we were really called the Rebels.

Ted Cant

My good friend William (Harold) Spendilow sadly passed away in September 2015. He worked for the railway at Leicester for many years and I always enjoyed hearing his stories about his working days. I wonder if anybody remembers William and would like to get in touch with me to share their memories?

Email: [email protected]

Alison Hirrell

I would love to hear from, or have news of, Patricia, Cherie, Michael, Charlie, James and others who may remember me or my late father, George Fowler, who worked at Croydon and Wimbledon.


Rita Fowler

I am a military historian who has published a number of books on the First and Second World Wars.

I’m now interested in trying to produce a book which documents the Battle of the Railways, the crucial years of 1940 and 1941 when the Luftwaffe tried unsuccessfully to destroy Britain’s railway network.

I wonder if any readers have memories of air attacks on railway property, or air raid precautions, or any other aspect of railway life during those critical times. I would be very pleased to hear from you.


Matthew Richardson

I am researching railway camping coach history and would like to hear from any ex-railmen who holidayed in a coach at stations in the South East and South West of England during 1935-40 and 1947-55.

Of particular interest would be memories and photographs relating to those holidays. I am especially interested in the sites provided by the Southern Railway in Kent and in the Bere Ferrers and Littleham areas of Devon. I’d also love to make contact with any former employees who worked on the Brockenhurst-Lymington branch in Hampshire, especially loco department staff.

Telephone 01432 851192 or email [email protected]

Mike Fenton


BTPF offers cruise discountsThe British Transport Pensioners’ Federation (BTPF) has recently teamed up with Fred Olsen Cruise Lines to offer its members a further ten per cent member discount over and above any offers currently available at the time of booking.

This offer is available on all of Fred’s cruises from 11 UK departure points to over 250 destinations in over 80 countries worldwide. One cruise that may be of particular interest to BTPF members is called “Scenic Railways and Phenomenal Fjords” departing on 27 August 2016. The cruise ID is L1619.

For more information, visit www.btpf.org and click on the link to Fred Olsen Cruise Lines. Details of other membership benefits can also be found on the website.

Doreen Dunn’s photograph of the St Pancras Training School in the Autumn/Winter edition of Penfriend jogged memories for a number of readers, many of whom recognised some familiar faces…

Colin Drain writes: “My father is Dennis Drain, who is 94 and was an instructor there from 1956 until it closed. He is on the front row, to the left, in the white coat.”

Barry Hill (or ‘Bazil’ as he was known) comments: “I am second from the left on the top row.

“I started at the school on 24 April 1960 and owe the start of my very long railway career to Tom Dunn.

“It would be great to hear from anyone in that photo.”

Richard Kirk adds: “I was amazed to see the photo of St Pancras Training School for Apprentices, particularly as I was in it – front row, third in from the left.

“I recognise several faces – top left is apprentice Graham Baker and Bazil Hill, also Godfrey (whose, surname escapes me) and two lads who were training for the Road Motor Department.

“In answer to Mrs Dunn’s query, the photo is the class of April 1960-61. I still have my apprenticeship papers signed by her husband Tom.”

David F Russell writes: “Reading Doreen Dunn’s letter took me right back to 1961, when I was drafted in to the School to do some classroom instruction and it proved to be a very happy few weeks for me. Tom Dunn, Doreen’s husband, was the Chief Instructor and was a most charming and friendly person.

“Of the four adults shown in Doreen’s photograph, Tom is the third from left, and the two workshop instructors (in white dustcoats) were Dennis Drain on the left and Thomas Sears on the right. I believe the man on the left of Tom was the administrator.”

John Sykes says: “I have at last achieved my 15 minutes of fame. I’m second from the right, front row.

“On leaving the school, we all went our separate ways. My work took me all over the country but I never met any of the lads again.”

Send us your lettersPenfriend is always happy to consider readers’ letters and photographs for publication. Please include your full name, address and a daytime contact number when writing to us. Due to space constraints, your letters may be edited.

Write to: Penfriend Editor, RPMI, Stooperdale Offices, Brinkburn Road, Darlington, DL3 6EH or email: [email protected]

I’m trying to track down a retired driver who worked for 15-20 years during the steam era to interview for a book I’ve been asked to write.

If anyone who fits the bill could get in touch with me, I’d really appreciate it.

Telephone 07719 881846 or email [email protected]

Tom Quinn

Renewal of Staff Travel Cards – 2016/2017 issueThe new Staff Travel Cards were mailed to home addresses in mid- to late-March. If you have not received your card(s), please contact Rail Staff Travel. Please note, if you do not report non-receipt of your card(s) within three months of the commencing date, i.e. by 30 June 2016, you will be charged a replacement fee (currently £15 per card) and the card(s) will be reissued with a pro-rata allocation of free travel (boxes).

It is essential that when you receive your new card(s) you and all holders within your family read the conditions of use printed on the reverse of the letter. The free and privilege rate travel afforded by these cards makes them extremely valuable documents and, as such, the penalty for misuse is severe. It may include permanent withdrawal, so please use them in accordance with the conditions of use.

Status Pass holders only The renewal of Gold, Silver, and Blue Status Passes took place in December 2015. The new passes are valid for use until 31 December 2018.

The Gold and Silver Status Passes are Smart-enabled, which means they can be used to operate some gates,

but only at stations that are compliant. Initially, these are likely to be in South-East England, with the number of Smart-enabled stations expected to grow over the life of the pass. We do not yet have a date for when you will be able to use your Gold or Silver Status Pass to operate barriers, but information will be published on the RSTL website as and when this happens. This is unlikely to be before summer 2016.

At compliant stations, you can use your passes to enter or exit the station by touching them on the yellow card reader at the gate. After a couple of seconds the light turns to green and the gate opens. At stations where gates are not Smart-enabled you will need to show your pass to staff in order to pass through the gateline. As with all cards and passes, you must produce your Status Pass when asked to do so by Revenue Protection staff.

Status Pass and TfL Oyster - card clash warningIf you touch a purse or wallet which contains both a Status Pass and a TfL Oyster Card on a yellow card reader, you could experience card clash and the gate may not open.

Only touch the card or pass you wish to use on the reader when passing through station barriers.

Rail Staff Travel Limited (RSTL) offers information for retired safeguarded staff.

Staff travel updates:



Purchasing privilege rate Transport for London (TfL) rail ticketsAs we told you in the Spring/Summer 2015 edition of Penfriend, privilege rate paper single and return tickets to TfL rail destinations (London Underground (LUL), DLR and most London Overground stations) can no longer be purchased at London Underground ticket offices. Staff Travel Card holders who are entitled to purchase these tickets can, however, still buy these at National Rail stations, or get a privilege rate Oyster Card from a London Underground station (see the next section).

Obtaining pre-pay privilege rate Oyster CardsPrivilege rate Oyster fares are considerably cheaper than paper ticket fares and, as well as saving you money, using a pre-pay privilege rate Oyster Card is more convenient than having to get a paper privilege ticket for travel on TfL rail services. When topped up with money either online or at a machine located at a London Underground station, the Oyster Card may be used to travel at a quarter of the public Oyster fare.

To use your Oyster Card, you touch it on the yellow card reader located on the ticket barrier at the start and end of your journey, and the applicable privilege rate Oyster fare will be taken from the amount of credit you have on the card. Please note that if you do not touch in and out at either end of your journey, the maximum Oyster fare will be taken.

Your pre-pay privilege rate Oyster Card may also be used to travel on TfL bus services. However, this will be at the full public Oyster fare.

To get a card, complete application form 1619, which is available from Rail Staff Travel or online at: www.atoc.org/about-atoc/rail-staff-travel/forms. Once completed and authorised, take the form, together with your Staff Travel Card, to the member of staff located at the machines in the ticket hall of a London Underground station. Please note that all London Underground ticket offices are now closed, although at some larger stations there are Visitor Centres.

You will be required to pay a refundable deposit (currently £5) and add a minimum £5 credit to the card at the time it is issued. When applying for this facility for a child you must first obtain a Zip Oyster photocard to which the privilege entitlement can then be added. Further information on this can be found in the FAQ section of the RSTL website.

Holders of a Staff Travel Card which has an endorsement of 9, 10 or 11 on the face of the card (see reverse of the card for the key to endorsements) are not entitled to privilege rate travel on London Underground or

DLR services and cannot therefore purchase privilege rate tickets or obtain a privilege rate Oyster Card. The endorsement on your Staff Travel Card was fixed at the point of retirement and therefore cannot be changed to permit eligibility, now or in the future.

Pre-pay privilege rate Oyster Card – updating facility for 2016/2017If you already hold a pre-pay privilege rate Oyster Card for leisure travel on TfL Rail services this will need to be updated on an annual basis with your new Staff Travel Card number. Just take the Oyster Card, together with your new Staff Travel Card (2016/2017 issue for this year), to the member of TfL staff located at the machines in the ticket hall of a London Underground station and the Oyster Card will be revalidated.

While you can revalidate your privilege rate Oyster at any time of year once you have received your new Staff Travel Card, please note that if you do this after 30 June you will find that any use of the card from 1 July before updating it will be charged at the full Oyster fare instead of privilege rate.

Staff travel restrictionsThe summer 2016 restrictions will soon be available online (and in hard copy format to those who do not have access to the internet and have requested a copy).

Staff travel facilities information for those with internet accessWhile we are always happy to deal with telephone enquiries regarding your travel facilities entitlements, you may find it more convenient (or quicker) to get the answer to your question by looking at the Rail Staff Travel website www.atoc.org/about-atoc/rail-staff-travel

Changes to home address and family detailsPlease remember that RSTL and RPMI are separate organisations. If you advise RPMI of a change of address or death of a partner, you should also let RSTL know.

RSTL’s contact details are:

Tel: 0800 652 1700Email: [email protected]: www.atoc.org/rstPost: Rail Staff Travel, PO Box 72071, London EC1P 1JD

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Address:Customer Services Team,RPMI, PO Box 300,Darlington, DL3 6YJ

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Email your queries to: [email protected]

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Helpline

0800 2 343434If you are calling from a BT callbox, we would advise you to dial 01325 342 800. Please be aware, however, that calls would be charged at BT rates.

If you are phoning from outside the UK, you will need to phone +44 1325 342 800, which will be charged at normal overseas call rates.

Pension queries

CompetitionWhere in the world?

Congratulations to... Mike Bolam, from Warlingham, who won the word search competition from the Autumn/Winter issue.

2213-022 / Spring/Summer 2016

Here’s your chance to WIN £60 of high street vouchers.

Send your entries, together with your full name and address, to

Penfriend Competition, Room W27, RPMI, Stooperdale Offices, Brinkburn Road, Darlington DL3 6EH.

Alternatively, email your answers to: [email protected] with Penfriend Competition in the subject line.

Competition closes at noon on Thursday, 30 June 2016. The winner will be the first correct entry drawn at random.

Name: ........................................

Address: .....................................

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Email (optional):

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Telephone number (optional):

...................................................As we mentioned on your address carrier and on the website, the word ‘signal’ was missing from the search box due to an error. We sincerely apologise for any frustration this may have caused.

Tell us, in which countries would you find the following railway lines?

1 Yiwan Railway .............................................2 Inlandsbanan ...............................................3 Jōetsu Shinkansen .......................................4 Northeast Corridor .......................................5 Onehunga Branch ........................................6 Gardermobanen ...........................................7 Suin Line .......................................................8 Urquiza Line .................................................

life after retirement · 2016. 6. 14. · the flying scotsman returns 8 life after retirement 10 be...

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