King Crop News Brought to you by King Crop Insurance, Inc. CELEBRATING Over 50 YEARS September 2019

Do you have changes to your policy? Increasing your level

of coverage? Do you want to add options? Adding a crop?

It is important to share with us any changes to your farming

operation i.e. irrigation added, land added, NBG, expanding to

a new county, acres emerging from CRP, adding a crop, etc. If

you have any changes to your entity i.e. death of an SBI, did

you get married, have name change, etc. Please let us know

by Sept 30! Failure to inform us of any changes may put your

insurance coverage in jeopardy.

* SBI = Person of Substantial Beneficial Interest in your farming operation

Sales Closing Deadline September 30

Fall Crop

Discovery Prices

As of 9/10/19

Wheat $4.93

Barley $3.22

Prices Based on CBOT

CORN – SOYBEANS – GRAIN SORGHUM Notice of Loss must be entered by DECEMBER 10

If you have or anticipate a loss on the above crops – let us know so that we can enter a notice of loss.

Call 302.855.0800 / email agents@kingcrop.com / Text 302.470.7348

Want to contact us but don’t have time to talk or you think of

something at 11:00 p.m. and you don’t want to wake us ………

Text us at 302-470-7348. Remember to identify this

number in your phone as King Crop so you know who is texting

you back!

So, what’s new? What do you need to know?

Beginning this fall you will receive a Production Work-sheet with the Schedule of Insurance (SOI). You can use this Production Worksheet to return your production at time of harvest. We will continue to send another copy of the production report at the appropriate time. You will find the SOI and Production Worksheet has changed and offering more information than in the past. It now references the discovery price for the designated crop, your guarantees, approved averages, acres planted and farm names. It is imperative upon receipt of your SOI you review the infor-mation carefully to insure it is correct.

Production for Wheat & Barley is Due November 1!

Acreage Reports Due for Wheat & Barley Due 12/1!

Do you know you could receive your indemnity payments 5-7 days sooner if you had Direct Deposit? Sign up for di-rect deposit on RCIS.com today!

Supplemental Coverage Option (SCO) can be selected by September 30 for Wheat & Barley if you have chosen PLC at FSA. If you choose SCO coverage and decide to select ARC at FSA and do not cancel your SCO coverage by 9/30 you will be charged 60% of the SCO premium. Remem-ber, if you want SCO on a designated crop you must select PLC to participate in SCO coverage.

Changes for the 2020 Whole Farm Revenue Protection (WFRP) policy:

Increase expected revenue limits for animals, animal products and nursey commodities increased to $2 million from $1 million

Can exclude lowest historical revenue year due to a disaster year

Industrial Hemp production will be covered under WFRP

Excludes disaster and program payments from historic allowable revenue and revenue-to-count at claim time

If you have questions and/or interest in WFRP Call Us!

RMA has extended the period of time for interest charg-es for premiums billed on August 15. Premiums not paid by September 30 for spring planted crops will not be charged interest until December 1 versus October 1. If pre-mium is not paid by December 1 the interest charges will be retroactive to October 1.

Call today for a quote to re-view your wheat and barley coverage.

302.855.0800

5pm— Reception and Entertainment 6pm Dinner and Awards Ceremony

8pm—11pm Entertainment by Indian River Band One Conference Center

Delaware Technical and Community College Terry Campus 100 Campus Drive Dover, Delaware

Call 302.697.3183 to Inquire about Sponsorship

& Purchase Tickets

Delaware Farm Bureau

75th Anniversary Celebration

Save the Date

December 7

Northeastern Region Farm Computer Usage and Ownership

General computer usage and internet access categories increased

from 2017 to 2019 in the United States. Nationally 75% of

farms reported having access to the internet, with 73% of farms

having access to a desktop or laptop computer. Farms that used a

desktop or laptop computer to conduct farm business was up 1%

from 2017. Over half of the farms in the United States used a

smart phone or tablet to conduct farm business, compared to 44

percent in 2017. In 2019, 26% of farms used satellite and 22

percent of farms used a DSL to access internet. Since 2017, Sat-

ellite and DSL continue to be the most popular choices that Unit-

ed States farms use to access the internet.

Source: National Agricultural Statistics Service

Written Unit Agreements

Written Unit Agreement (WUA) can

be used to separate farms which

have been grouped into a single

farm serial number by FSA. The

optional units established by the

WUA may be used in accordance

with applicable policy provisions to qualify for enterprise

units. In other words, we may finally have a way to sepa-

rate some of those farms that have been reconstituted under

a single farm serial number. The FSA requirement to group

farmer owned land under a single farm serial number has

had a major impact on crop insurance coverage. We are

required to insure by farm serial number and practice.

There could be a negative impact whether you use optional

units or enterprise units. The WUA may provide an option

for us to break the large farm serial number into smaller

pieces.

A WUA is going to require a complete review to deter-

mine if it will work for your farming operation. We have to

meet some very specific criteria to qualify for a WUA. The

WUA is created by boundaries around the farm(s). These

boundaries have to be defined by permanent enclosures

such as ditches, roadways, waterways, railroad tracks, per-

manent fences, etc. RMA requires a one-mile square grid

fit within the created boundary of the WUA. The process

is tedious but the benefits to your crop insurance coverage

can be significant. For example, various farms can be

sometimes 10 miles apart in different weather patterns or

have different soil types but yet they are grouped under one

farm serial number. Under a single farm serial number, a

loss on one farm and good production on another farm can

bump you out of a claim.

King Crop Insurance has raised the issue of the

“oversized” farm serial number for several years. Farmers

throughout the country are now voicing their concerns re-

garding the impact of the “over sized” farm serial numbers

on their crop insurance. Last November, this issue was

voiced directly to the RMA Administrator, Martin Barbre

and our Regional RMA Administrator, Alex Sereno at the

King Crop Insurance farmer meeting in Greenwood. I think

they are listening!

Alex advised us efforts are being made at RMA to move

from insuring per farm serial number and practice to tract

number and practice. The approval for the change may take

up to three years. In the interim, we will continue to offer

to work to create WUA’s.

Catastrophic Coverage Fee Increase

2018 Farm Bill increased the CAT fee

from $300 to $655. CAT policies pay

indemnities for losses in excess of 50%

of the APH yield at 55 percent of the

established price. A producer can sign

up for CAT coverage for a flat fee of $655 per

crop per county.

Sales Closing, September 30 for Wheat & Barley

Some fun at the Pig Kissing Contest

at the Delaware State Fair

In July Jackie and Donna had an opportunity to

have a little fun at the 4-H Foundation Pig Kissing Contest. The

contest is to raise funds for scholarships for the Junior Exhibitors

at the fair. This year the 4-H Foundation raised $13,100 for the

Junior Exhibitors Scholarships and Jackie and Donna raised

$3387.25 with the help of

many of you. We

THANK YOU! It is a

great joy to assist in any-

way we can to make sure

we keep agriculture in the

forefront in our state and

to support our up and

coming young farmers.

Other Sightings from the Delaware State Fair

RCIS Producer Services Go to RCIS.com to sign up for the Producer Portal allowing you to view and digitally

sign documents including claims. Access your crop insurance policy at any time by simply entering your policy

number. Contact King Crop Insurance to sign up for Direct Deposit to have your claims payment deposited direct-

ly into your account within two business days of finalized claim. When the funds are transferred you will receive

an e-mail notifying you a deposit has been made.

Do You Need Proof of Insurance for a Lender?

Crop insurance is important for securing loans. Lending in-stitutions are careful in making loans to farmers be-cause the risks of farming are inherently high and loans are big. They are reluctant to make a loan to a farmer who does not have crop insurance much the same way a bank is reluctant to make a mortgage or auto loan to a buyer without insurance. Lenders regard a crop insurance policy as necessary collateral in making a loan to a farmer. King Crop Insurance can provide that “proof of insurance” no matter who your lender is. The Schedule of Insurance docu-ments the crops and the coverage you have on each farm. Please call us if you need proof of insurance for your lender. At your request, we can assign the right to an indemnity payment under your policy to a creditor by executing an Assignment of Indemnity form. Let us know if we can be of assistance provid-ing proof of insurance or assignment of indemnity.

Jackie’s Corner……...

Rainfall Index, Pasture, Rangeland and For-

age (PRF) and Apiculture (API)

“Agriculture is the most healthful, most useful and most notable employment of Man.” - George Washington Sales Closing, September 30 for Wheat & Barley

Here we are again, in full swing of harvest season, now that

hurricane Dorian has passed, we all can breathe a little easier.

Since meeting with RMA Administrator, Martin Barbre and

Regional Director, Alex Sereno last November we have had a

couple of meetings to review the progress of the topics you

brought to the table. During our most recent face to face meet-

ing in August with Alex we learned for 2020 crop year any

changes to our double cropping requirement is dead in the wa-

ter! However, it is still on the table going forward. As you

know we will not give up on having the requirements of double

cropping changed for areas that commonly double crop. For

lima bean grower, RMA should have new actuarial in place for

2020 crop year. We hope this change will eliminate the area

rating maps and provide transitional yields. We will know if

this change goes into effect by November 30th for next year, if

not will be for 2021. RMA and the FCIC Board is looking very

closely at allowing you to insure by Tract vs Farm Serial Num-

ber (FSN). If this is approved, it would not take effect until

2021. In regards, to insuring edamame, we will not be able to

for 2020 crop year but hoping for 2021. Beginning crop year

2019 we were able to insure under the private product for hail

only and will continue to be able to insure edamame for future

crop years for hail only.

As we all know change takes time. In crop insurance some-

times little longer time is needed. For any policy changes it

must be applied to all regions, therefore each region requires

review. For any procedure changes we have a better chance to

add to local areas by adding to special provision in the county

actuarial. Either way we need our RMA folks to assist us in

moving forward. Please keep your thoughts and ideas on chang-

es and improvements coming our way as we will continue to

voice them to RMA.

On the 2018 Farm Bill, which has much in common with the

previous farm bill, please investigate the difference which can or

will affect your crop insurance coverage.

USDA says… FSA will open the ARC/PLC

elections for 2019-2020 crop years beginning

September. Please be sure you understand

what you are electing for 2 years and remember the 2018 Farm

Bill allows you to change your elections for 2021 crop year.

The 2018 Farm Bill included a Specialty Crop Liaison in each

RMA Regional Office that will provide localized expertise to

the Specialty Crop Coordinator. RMA will submit to the FCIC

Board at least one insurance product covering both a new and

current specialty crop and expand a current insurance product

for at least one specialty crop per year. Specialty crops include

fruits, vegetable and nuts. Please let us know what you want us

to submit. We have discussed edamame but what other crops do

you want us to promote for insurance coverage? While the farm

bill did not directly change the Supplemental Coverage Option

(SCO) however, FSA ARC and PLC programs changes impact

both due to existing prohibition for multiple programs. You can

only have SCO if you elected PLC on that crop and FSN. You

are required to report to us which farms you have elected

PLC for insurance on SCO. As that is not a change, the penal-

ty not to report which farms has PLC and/or ARC when you

elect to take SCO for that crop could result in a 60% premium

due for SCO but no indemnity coverage.

As always, please do not hesitate to contact us with any ques-

tions or suggestions.

Have a safe and bountiful harvest. Jackie

The Rainfall Index insurance plan coverage based on a grid

rather than individual farms and designed to insure against a

decline in precipitation within the grid. It does not measure,

capture, or use the actual production within the

area. The lack of precipitation is the only cause

of loss. The grower selects coverage levels from

70% to 90%, a productivity factor from 60% to

150% and selects at least two , 2 month periods

where precipitation is important to their operation. The Pas-

ture, Rangeland and Forage (PRF) helps provide protection

from increased feed costs due to forage losses. Growers do

not have to insure all their acres, only those acres important

to their operation. Included under the Rainfall Index plan is apiculture cover-

age which provides protection against the loss of honey pro-

duction due to insufficient plant growth caused by below

normal precipitation. Not all the colonies within the opera-

tion must be insured.

Sales Closing for Rainfall Index is November 15th.

King Crop Insurance, Inc.

101 W Market Street

Georgetown, DE 19947

Sales Closing

Deadline

Sept 30th

Sales Closing for Fall Crops

Deadline for Making Changes to your MPCI Policy

September 30

• Change Your Insurance Coverage

Level of Coverage

Plan of Insurance

Unit Division (Basic, Optional, Enterprise)

Coverage by Practice

• Entity Type Changes (divorced, married, LLC partnership, etc.)

• Have you added land or added land in another county

• Address Change, phone number change, email change, etc.?

Contact us Today 302.855.0800

Upcoming Events:

Sept 30 Kent County Farm Bureau Banquet

Oct 5 Sussex County Farm Bureau Banquet

Oct 11-12 Apple Scrapple Festival

Oct 14 New Castle Farm Bureau Banquet

Nov 18 NJ Farm Bureau Banquet

Dec 7 DE Farm Bureau 75th Celebration

Dec 8-10 MD Farm Bureau Convention