keys to financial matters...direct deposit is the fastest and easiest way for you to receive your...

Keys to Financial Matters

Student Business Services

Money Education Center

Scholarships & Financial Aid

Student Business Services is dedicated to

providing excellent service and helping each

student understand and manage their financial

obligations to Texas A&M University.

Locked Rate Tuition

Example:

If you are a freshman business student entering into college for the first time in Fall 2016 and are taking 12 or more hours your rate per semester will be $5669.19 for the next four years, period, that's it!

If you opt for the variable rate, with the same stats, your rate for the 16-17 year would be $5507.87. It is important to note that you are NOT locked into any rate and as inflation changes, so could your rate.

Locked Rate Tuition

Example:

If you are a transfer or readmitted student, you could have three options to choose from:

1. The current four-year locked rate, which is a compounded four-year average based on the current Higher Ed. Price Index or

2. The locked-rate that corresponds with the calculated remaining years since your first enrolled term after high school (possibly less per hour, but shorter duration before expiration) or

3.Index

https://tamusbs.custhelp.com/

https://tamusbs.custhelp.com/

Tuition, most required fees, room, board and parking are payable in full, or in four installments.

The installment plan is a great option for only a $15 dollar charge per semester.

The installment plan charge is not refundable once a payment is made under the installment plan or after the first installment due date.

You may check our website SBS.TAMU.EDU for the current semester due dates.

Paying My Bill

Blinn Team

• You are required to meet payment deadlines for Texas A&M University and Blinn College.

• Blinn due date is different than Texas A&M due date.

• An email from Blinn College will be sent to you regarding payment deadline.

• There are no exceptions to these due dates.

• Texas A&M will NOT transfer funds to Blinn to help pay bill.

Texas Guarantee Tuition Fund

Notify our office via email at [email protected] with the following information:

• Name• UIN• Semester you would like to use the plan• Texas Guarantee Fund Account Number• Type of Plan• Notify us early if you plan to use the plan during the summer

mailto:[email protected]

Aggie Card

The Aggie Card is your Student ID.

It can allow access to:Residence HallRec CenterLibraryDining Halls

If your Aggie Card is lost or stolen you can deactivate it 24/7 at lostaggiecard.tamu.edu

Learn more at aggiecard.tamu.edu

Refunds

SPECIAL NOTE: REFUNDS HAVE CHANGED!!

Refunds to students:

• Financial aid in excess of amount owed to the University• Other credits on your student account

Refunds are generated by Student Business Services and disbursed to you via the bank account of your choice. ESCI Heartland is our new 3rd party servicer.

Direct deposit is the fastest and easiest way for you to receive your refund. Please make sure you log into Howdy and provide your direct deposit information.

Welcome Email to Students

Confirmation Email

Refund Issued

Student Business Serv [email protected](979) 847-FEES

General Serv ices ComplexSuite 2801


979-845-SAVE (7283)moneywise.tamu.edu

Money Education (ME) Center

• Opens Fall 2016 on the first floor of the Pavilion!

•

decisions about money in college. •

money so that you can make smarter decisions and achieve your financial goals.

Money TopicsThe ME Center can help students with the following and more:

Eating on a Budget Buying a CarMoney Management Car MaintenanceCredit Cards & Credit Scores Buying a HomeSaving & Investing Identity Theft

Love & MoneyRepaying Student Loans Other Money Matters


Free Resources• Online Resources New website (money.tamu.edu) coming

in August! SALT 1TM (saltmoney.org/tamu) Money Monthly Newsletter

• Scheduled Presentations Money Mondays Financial Foundations

• Classroom and Student Group Presentations• One-on-One Advising


Recommendation #1:

• Allows the freedom to prioritize and plan• Computer tools make tracking your spending fast and easy


Recommendation #2:Use Your Resources Wisely

1. Determine the amount of funds you have to spend until the end of the semester. 2. Divide by the number of months. 3. Develop a spending plan for each month. 4. Track and review your expenses.


Credit


Recommendation #3:Take Your Credit Card Seriously

• Use your credit card sparingly. • Try to pay off the entire balance each month. • Know your credit card agreement terms. • Always pay at least the minimum amount due on

time.


Recommendation #4:Know Your Loans

• Borrow the minimum required to pay school expenses.

• Attend in person or view our workshops online: Taking Out a Student Loan Repaying Your Student Loans

• Keep track of your student loans. www.nslds.ed.gov

• Contact loan servicers or us for help.


http://www.nslds.ed.gov/

@AgsToRiches

aggiemoneyeducation

@aggiemoneyeducation

Money Education Centermoney.tamu.edu (Coming this summer!)[email protected](979) 845-SAVE (7283)Pavilion, 1st Floor


979-845-3236financialaid.tamu.edu

Services Provided

• Advising for student aid

• Scholarships

• Grants

• Student Employment

• Federal, State, Institutional, and Alternative Loans

• Short-term Loans

• Money Education Center

• Veteran Services Office


6

Applying for Aid Federal Grants & LoansFree Application for Federal Student Aid (FAFSA)• Information provided is used to

calculate the Expected Family Contribution (EFC)

• Must be completed annually at www.fafsa.gov

• Blinn TEAM students apply for financial aid at Texas A&M University

• FAFSA Code: 003632


Applying for Aid Scholarships

• scholarships.tamu.edu• University Scholarship Application

• Opens: October 15 (approximately)

• Deadline: February 1

• Colleges & Departments on Campus• Check with your department

• Outside Scholarships• Student Data Form

• Scholarship Donor Form


Receiving Aid

Financial Aid Portal

• Accessed through Howdy Portal

• Check status of aid

• Obtain and complete forms

• Accept, reject, and process aid

• Calculate your loan payments


Receiving Aid


Receiving Aid - Disbursement• 10 days prior to the first class day each semester

• Fall 2016 disbursement• August 20, 2016

• Dependent upon: • Enrollment• Outstanding required documents

• Loan documents• Entrance Counseling

• Master Promissory Note (MPN)

• Verification Documents• Tax transcript

• Verification Form

• Final High School Transcript


books?Emergency Tuition and Fees Loan

• Pays tuition and required fees only

• Repayment term of up to 90 days

• Apply online through Howdy Portal

Short Term Loan

• Can be used for rent, books, and other educational costs

• Repayment term of up to 12 months

• Apply online through Howdy Portal


Maintaining Eligibility Degree Evaluation• Financial aid will only pay for classes counting towards

degree.

• Example• Student receiving Federal Pell Grant

• Enrolled in 12 hours

•

• Pell will be reduced to pay for 9 hours

• Federal Direct Loans require half time enrollment• 6 hours for Undergrads

• Work with your college or department to ensure you are registering for classes that will count towards your degree.


Maintaining Eligibility Federal, State, Institutional Aid• Satisfactory Academic Progress (SAP)

• Monitored at the end of every semester

• Undergrads• Must maintain 2.0 cumulative GPA

• Must complete 75% of registered courses

• Must not exceed 160 credit hours• Includes transfer coursework

• Different requirements for graduate and professional students


Maintaining Eligibility - Scholarships

Student must complete 30 hours within academic year (Fall, Spring, and Summer) if awarded one of the following scholarships:

•

• National Merit Recognition Award

• Lechner Scholarship

• McFadden Scholarship

• College Board Recognition Award

• Academic Achievement Scholarship

•Scholarship

• Challenge Scholarship

• Century Scholarship

• Opportunity Award

•

• Foundation Excellence Award


Keep the Financial Aid cycle going!

• Summer 2017• Complete the Summer Supplement online

• You can receive aid only for hours enrolled at A&M

• 2017-2018• Apply for scholarships

• Renew your FAFSA• Available October 1, 2016!

• Check your status via the financial aid portal and fulfill all requirements


Useful Websites

• financialaid.tamu.edu

• scholarships.tamu.edu

• jobsforaggies.tamu.edu

• veterans.tamu.edu

@TAMU_SFAID

tamusfaid

Scholarships & Financial AidTexas A&M UniversitySecond Floor, The PavilionPO Box 30016College Station, TX 77842-3016

979-845-3236

[email protected]

https://financialaid.tamu.edu/

Counselors of the Day available 8-5, Monday through Friday

FAFSA School Code: 003632


https://financialaid.tamu.edu/