justin welby housing speech as delivered 2013.09.20
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7/29/2019 Justin Welby Housing Speech as Delivered 2013.09.20
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National HousingFederationAnnual Conference20thSeptember2013- Flourishing
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Its very kind of the NHF to extend the invitation to be here. . . [miscellaneous
humorous remarks].
I want to start by saying how grateful I am to the housing association movement
over the years for what Ive learnt from them, and my theme is about our
common responsibility and the shift in responsibility that is taking place in the
way we structure our society. Housing Associations have been at the forefront
of facing the responsibility of deprivation, of homelessness, of urban
regeneration and rural regeneration since the 1930s. For many years we have
been in times where people say they must do something. . . My first
experience of housing associations was shortly after I was ordained, I was a
curate in Nuneaton and I came across Friendship Care & Housing in the parish,
and ended up on their board. I went back and visited them yesterday evening
and was reminded of the extraordinary way for three quarters of a century and
more the housing association movement has been the cornerstone of hope for
flourishing communities. And yet cornerstones cannot be the whole building.
Philip Blond on this stage two years ago talked about the need for partnerships
and I want to pursue that theme.
The work you do through your Housing Associations provides security and
stability for your tenants, and that work makes possible the growth of strong
and supportive communities. No one else can do it, and the strength, flexibility
and development of Housing Associations is the envy of most parts of the
voluntary sector.
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Basically you develop and change quicker than anyone else. You have been
doing your work for decades, you go on doing your work and you seem to be
able to adapt to new environments at a speed that the rest of us can only envy.
But we are in the middle of massive changes that in almost every area affect our
lives and the way in which we work in our societies. The changes are so huge
that I want to suggest that no single sector can face them. To quote Benjamin
Franklin: If we do not hang together we will most assuredly hang separately.
We all know that our economic situation is completely different to that of 10
years ago. But it is worth remembering how different. Although, thankfully, the
economy seems to be recovering, we are still well below 2007 levels. Incomes
for average households are back at 2003 levels and a forecast last week
suggested they may not stabilise until in real terms until living standards for
average households are at the levels of the late 1990s. Hopefully that is wrong,
but even if it is 2003 its is still tough. Thats on the incomes side. On the
expenditure side, increases in fuel costs squeeze incomes ever more.
Your ability to build smaller units, or to replace larger ones is squeezed by
changes in the availability of funding, especially state funding. The benefits
system is going through a massive change, especially as it will affect housing.
We all know that the introduction of Universal Credit paid direct is a massive
change in the risk profile of Housing Associations. The principle of the changes
has been carefully thought through over much time, and Im not making a party
political point, but the realities of delivery are hugely challenging. And again
thats not a criticism. All of you know better than I do the difficulties of
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delivering services in complex and large organisations which are yet for all their
size many times smaller than government. When a series of other things are
combined, notably reductions in benefit to take account of what is seen as
excess house space, the so-called bedroom tax, higher costs for energy, and for
many the fact that with CPAs short term lenders can take money direct from an
account within hours of it coming in, suddenly the problem and possibility of
growing and large scale arrears becomes very serious, and a sense, more
seriously, of instability for people in already tough places becomes more and
more real.
It is a change of climate for Housing Associations which requires rapid adaption
or extinction is the alternative. Underlying these individual shifts are longer
term realities which create a potentially even more unfavourable context. There
is a disconnect between the flourishing economy of London. . . Outside the
south-east and that extraordinarily flourishing economy in much of London, not
all of it, years of dedicated and thoughtful work on regeneration are not
producing the effects we want. We were in Liverpool, I was working at the
Anglican Cathedral in Liverpool. . . at the time that Liverpool 1 opened.
Liverpool 1 was seen as the donut theory of economic regeneration you inject
jam in the middle and it permeates through to the edges. And yet five years after
over a billion pounds was put in to one of the best shopping centres in Europe
and Liverpool was one of the finest and most enjoyable places weve lived
five years after that you can still walk the 12 or 15 minutes up in to Toxteth and
see very very little impact. Regeneration is not as simple as shoving excellent,
well-designed, brilliantly-run, good facilities into the centre of an urban area
and hoping something happens elsewhere.
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Parts of the country seem stuck in endless poverty and deprivation, now running
for generations, despite the quality and value of the people who work and live
there.
Most of all it seems to me that the biggest problems we face are less to do with
policy, because there is probably not a magic solution, and more to do with
delivery. The proportion of families using food banks who have at least one
person earning, but where for example benefit has not been paid, or other
problems have struck, is a demonstration of that. As someone said to us a few
years ago when I was in a parish and we were relying heavily on benefit, there
just seem to be months where the month is a bit longer than the money.
Food banks are sadly necessary as much for those in work as out of it, and by
the way, as you know better than I do, are not invariably the result of
fecklessness, laziness or just sheer idleness, and demonising those who use
them is not an approach that we should take. The Joseph Rowntree reportpublished yesterday on the working poor addresses this question. The
Archbishop of Yorks work on living wage and the impact it has springs from
the church's awareness of the issue of working poverty.
So if you combine higher costs, lower incomes in real terms (inflation is higher
for the poor), debt, issues of policy delivery, greater risks to cash flow for
Housing Associations and communities that falsely appear to be locked into
decline, the challenge to human flourishing and to resilient communities is
obvious.
There is a need to find new ways of enabling resilience, and of creating
regeneration that accepts the realities of a dramatic shift in who is responsible
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for what. That would be us then. If the power of the state is limited, whether it
is by choice or necessity, although it remains by far the most important force in
regeneration both at a micro and a macro level, and if any case experience has
demonstrated limitations of the state, especially when highly centralised, then a
new approach must be found. Responsibility falls on a lot of organisations, and
our collective response in the third sector, but especially I want to suggest
churches and Housing Associations, will be infinitely greater put together than
our individual efforts added up, enormous as they are in your case.
The building blocks are already there, and in many places happening and have
been for many years. The motive power for regeneration must not be
desperation or fear but love, which is the source of activity of the church. Over
the centuries, and especially in the last 100 years, the churches have been
central in many movements, including yours, and continue to be. It is not to
make money, I can sure you of that, as can my bank manager. Nor is it for
power. The Church is not a powerful organisation in the sense of being able to
deliver change by itself. It is based on a view if human beings, regardless of
faith, as being of infinite dignity and value whatever their economic or social
potential. And that view, when its part of our society and if we hold on to it, is
one that marks a civilised society. My predecessor Archbishop William Temple
set that dignity as the basis of societys very existence.1 It is because each one
of us has that essential dignity that we have solidarity with one another; our
shared human experience is the basis of our relationships and our communities.
The Churchs action is driven by the Christian experience of being
overwhelmed by the love of God, given without condition through Jesus Christ,
1 William Temple, Christianity and Social Order, IV.2 Man: His Dignity, Tragedy and Destiny
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and known in daily life. Christians are people whose lives are shaped by Jesus
Christ, shaped by who we believe he was and is, and shaped by what he did.
And Jesus made a point of going wherever there were people in need he
healed people from his own community and outside it, he healed the grateful
and the ungrateful, and he healed the downright hostile. He did whatever he
could wherever there was need and he didnt set conditions. Thats the example
that were trying to follow.
Churches at their best in areas of deprivation are faith-blind, not setting aside
our own faith, but blind to the faith positions of those they seek not to do things
to but to share life with and enable and empower. Housing Associations,
springing from a common philosophical heritage, are already doing that and
have been, like us, for many years. And that means that all of us are working to
care for those in need as best we can without setting conditions, without
favouritism and without discrimination.
Of course there are historical links between the Housing Association Movement
and the churches, and other faith groups as well. Those who have been in the
industry a while will remember the origins of some of the larger associations in
the country, such as Paddington Churches (now Genesis) and English Churches
HA (now part of Riverside). Church origins are still visible in the names of
some associations and I know that there are superb local connections across the
country which are delivering significant change. The characteristic of that co-
operation was being local so that needs were met by those who lived among
them and delivered by those most skilled at doing so.
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And different people bring different skills. The Housing Associations are one of
those rare movements that seem to be able to multi-task very effectively,
working on a vast range of social issues, but no one has a monopoly of wisdom.
Like you, we are in every community (we being the churches of all
denominations). The majority of food banks are church run. Churches lead on
debt counselling, have buildings in every community, both schools and centres
for worship and community life. They provide cohesion and demonstrate love
and commitment. I know that there is some anxiety in the social housing sector
about whether it is safe for housing associations to work with religious groups,
but I hope what I have said encourages you to see that not only is it legal but it
is very safe in fact it is a great way forward.
I know from my own experience of working with a housing association and
all I learned from them, much more than I gave that you are organisations
driven by your values and I hope I have been able to give you a sense of where
Christian values connect with and are part of our common heritage.
And before you think to yourselves, well, he would say that, wouldnt he, let
me say that I also want to challenge the Church to think about what
opportunities there might be to connect with housing associations and be a part
of a great movement that can renew our commitment to changing the apparent
decline of many areas. Some of you may remember the Policy Exchange report
that came out in 2008 that reported on a number of northern and coastal cities
and towns. Its conclusion was that there was no hope of change at all, they
were, in the words of Private Fraser, doomed. It included Liverpool. This was
the summer of 2008about 8 weeks before Lehman Brothers and the British
banking system had a few inconveniences. The suggestion was that since we
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were all doomed the answer was to put them into decline mode (actually there
was a similar policy in the 80s), and all those with any get up and go should get
up and go to places like Oxford and Cambridge. . . and the report said work in
financial services, the industry of the future. It was the industry of the future 8
weeks. Underlying that was a sense of economic determinism that in fact the
areas of our country which are struggling and have deprivation, where housing
associations are the people who are doing so much, those areas have no future.
We can challenge that ridiculous deterministic belief and say it is possible to
reinvent regeneration, to find ways that we have not yet seen. But it is going to
be very very difficult. There are examples of this happening already it can be
done.
There are some excellent examples of this happening already, so it ca n be done.
There are housing associations that are an integral part of the social mission
with the local church: Southwark & London Diocesan Housing Association
manages more than 250 properties across their local area and Mitre Housing
Association in the Diocese of Carlisle works with Eden Housing Association,
focusing on rural communities. There are other projects with great imagination
through projects like My Home Finance; but they are only the tip of the iceberg.
It is enormously valuable to be linked to the NHF. They give us very good
briefings and we value the contact enormously. But let me encourage you to
begin the process of developing these relationships further. Get to know your
local bishop or your local church. You may be surprised to find that generally
speaking they are signed up members of the human race. Find out what each
others concerns are, what gifts you each bring to the place where you are, and
then let us imagine what we may do together. In some places youll find
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churches are already involved in providing services around debt advice; youll
find them capable of running IT support and help; youll find they have
volunteers of the kind of people you need and with the motivation you require.
How do we do it? Everything starts locally, but we need to have a great vision,
and there are no easy answers. I do know that we have the space and the
challenge, because government, through necessity or choice, has withdrawn or
is forced to withdraw from some areas, to renew the passion for community
regeneration. To challenge the determinism which says communities are just in
endless decline. To renew community resilience that should be our response to
poverty and need and has been that of the churches at their best.
We have the means to challenge that path. In the 1930s the resources were
found in far bleaker times to start a movement that changed our cities, as the
Housing Associations went on to do or be part of. It is a gigantic task of a
generation at least, but within our ranks is the capacity, if we work together,work locally and build great partnerships and coalitions not just housing
associations and churches but reaching out with a clear view of changing the
environment and context in which we live, taking responsibility and leading
with vision.
It needs more than just a few of us, but growing our common worship and
extending all our links in communities, links that exist already, gives reason not
for optimism but for hope.
Thank you very much.
Ends
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