just-in-time solutions ltd.,
DESCRIPTION
Just-in-time Solutions Ltd.,. Training Materials. Bank Link Solutions for Securities & Bank connection. Content. Overview for the business at Bank. Examples. BLS Instructions and screens. Summary. Discussion. Overview of Business process. Bank & Securities Connection. - PowerPoint PPT PresentationTRANSCRIPT
Just-in-time Solutions Ltd.,
Bank Link Solutions for Securities & Bank connection
Training Materials
ContentOverview for the business at BankExamples
BLS Instructions and screensSummary
Discussion
Overview of Business process
Bank & Securities Connection
Customer & Accounts Managements
Link to Securities company
Customer Managements
AccountsManagements
Cash-in for trading
Cash-out from trading
T24 Core banking
T24 Core banking
Bank Link Solutions
For Customers
Open Sec A/C at Lanexang Securities
How to start trading the stock ?
Have A/C in BIDC ?
Link the BIDC A/C to Sec A/C
Come to BIDC to Deposit for trading
Yes
I can trade now !The customers:
1) Have 2 accounts: one in BIDC (CASA) and one in Securities Company.
2) Use the Sec A/C at Securities Company for trading stocks3) Use the CASA A/C at BIDC to deposit or withdrawl money
No
Open CASA A/C at BIDC
Customer & Account Management
Open new customer ID (T24)Start New
customer
Have CASA Account?
Open new CASA Account
Cash Deposit
Yes
No
No
Yes
End
1. All customer & Account Management are performed in core banking T24
2. Customer can use the account number provided by BIDC to fill in the form of Securities Company
Cash Management: Cash-in
Cash-in to customer CASA Account in
BIDC
Start
Deposit for Trading account in CSX
Using Deposit Notification in BLS
Using Cash Deposit function in T24
End
1. Teller can do the Balance Inquiry at Bank/ Securities using the Bank-Link clients before and after Cash-in
2. Transaction history are available
Posting in T24Dr: BIDC Customer Account Cr: Securities Fund Holding Acct
Posting in CSX Ledger SystemDr: Securities AcctCr: CSX Customer Account
Posting in T24Dr: CASHCr: BIDC Customer Account
Cash Management: Cash-out
Withdraw request from CSX account
Start
Cash Withdraw from Customer account in
BIDC
Using Withdraw Request in BLS
Using Cash Withdraw function in T24
End
1. Teller can do the Balance Inquiry at Bank/ Securities using the Bank-Link clients before and after Cash-out
2. Transaction history are available
Posting in CSX Ledger SystemDr: CSX Customer AccountCr: Securities Acct
Posting in T24Dr: Securities Fund Holding AcctCr: BIDC Customer Account
Posting in T24Dr: BIDC Customer AccountCr: CASH
Example Customer A
Account at BIDC 030-20-00-010-666666, current balance: 20,000,000 KHR
Trading account at Securities Company: 111-111, cash balance: 0 KHR
Lanexane Securities Investor Holding Fund Account at BIDC: 030-20-00-010-
999999, current balance:100,000,000 KHR Own Account at BIDC: 030-20-00-010-888888,
current balance: 500,000,000 KHR Fund account at CSX Ledger system : 999-999: current
balance is: -100,000,000 KHR Deposit account with BIDC at CSX Ledger system: 888-
888, current balance is -500,000,000 KHR BIDC
Settlement account for CSX at BOC: 777-777 current balance is 0
Example Customer A
Use 12,000,000 KHR to buy 2000 ABC stock Lanexane Securities
Sale Amount: 1,000,000,000 KHR Buy amount: 890,000,000 KHR Tax/Fee for CSX: 10,000,000 KHR Net amount: 100,000,000 KHR
BIDC Settlement account for CSX at BOC 777-777: current
balance is 0 BOC Settlement for Trading at T24 444-444: current
balance is 0
Cash-in to customer CASA Account in
BIDCAmt: 2,000,000 KHR
Start
Deposit for Trading account in CSX12,000,000 KHR
using Deposit Notification in BLS
using Cash Deposit function in T24
End
Posting in T24Dr: 030-20-00-010-666666Cr: 030-20-00-010-999999Amt: 12,000,000 KHR Balance: 030-20-00-010-66666: 10,000,000 KHR030-20-00-010-999999: 112,000,000 KHR
Posting in CSX Ledger SystemDr: 999-999Cr: 111-111Amt: 12,000,000Balance999-999: -112,000,000 KHR111-111: 12,000,000 KHR
Posting in T24Dr: 1011Cr: 030-20-00-010-666666Amt: 2,000,000=> Customer account balance: 22,000,000 KHR
1. CASH account: 10112. Securities Fund Holding Acct
030-20-00-010-9999993. Customer account 030-20-00-010-6666664. Amount : 12,000,000 KHR
After buy 2000 ABC stock, price 5,500 KHRBalance: 111-111 is 2,000,000
Example: trading day T: Cash-in
Example: Cash-out
Withdraw request from CSX account
Start
Cash Withdraw from Customer account in
BIDC
using Withdraw Request in BLS
using Cash Withdraw function in T24
End
1. Teller can do the Balance Inquiry at Bank/ Securities using the Bank-Link clients before and after Cash-out
2. Transaction history are available
Posting in CSX Ledger SystemDr: CSX Customer AccountCr: Securities Acct
Posting in T24Dr: 030-20-00-010-999999Cr: 030-20-00-010-666666Amt: 1,000,000 KHR
Posting in T24Dr: 030-20-00-010-666666Cr: 1011Amt: 1,000,000 KHR
1. CASH account: 10112. Securities Fund
Holding Acct 0302000010999999
3. Customer account 03011111111111111
4. Amount : 1,000,000 KHR
BOC to transfer 100,000,000 net from CSX account to BIDC
account at BOC
Start
BIDC to transfer the net amount to
Securities Company Account
Using BOC settlement system
End
Posting in T24Dr: 444-444Cr: 030-20-00-010-888888Amt: 100,000,000 KHR Balance: 030-20-00-010-888888: 600,000,000 KHR
Posting in BOCDr: CSX accountCr: 777-777Amt: 100,000,000BIDC account 777-777:
100,000,000 KHRPosting in BIDCDr. Cash-in-transit BOCCr: Settlement account 444-444Amt: 100,000,000 KHR
Securities Company:Sale Amount: 1,000,000,000 KHRBuy amount: 890,000,000 KHRTax/Fee for CSX: 10,000,000 KHRNet amount: 100,000,000 KHR
Example: trading day T: Settlement with BOC
Securities Company to transfer to Holding fund account for pay
to customer Posting in T24Dr: 030-20-00-010-888888Cr: 030-20-00-010-999999Amt: 100,000,000 KHR Balance: 030-20-00-010-999999: 212,000,000 KHR
THANK YOU Q&A