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The Realtors® Association of Citrus County, Inc. exists to inform, educate and uphold the high standards set forth in the REALTOR® Code of Ethics enhancing our members professionalism and image while fostering cooperation among our members and serving our communities. We provide education and leading-edge technology to better safeguard private property rights and promote equal housing opportunity.

June, 2012 Realtors®Association of Citrus County Volume X , Issue 6

Get Ready I am Going to Complain! No, not right off the bat, but hang on! Going to start with some heartfelt thanks. While standing among 13,000 Realtors in Washington DC, it took everything in me to hold back my tears. (OK truth is told I didn't).

exact spot I was standing, I was and AM, so grateful for their sacrifices!! For that opportunity to be a part of it all I thank each and every one of you! If you haven't made the trip think about going. Better yet, why not take a grandchild and teach them respect for our democracy! I would like to believe, I had instilled the love for America in my two boys who made the military their passion! On a personal note-Only few more weeks and Gator (my son Gary) returns from Afghanistan.

Election year UGGH! Continuous political phone calls, commercial after commercial, back stabbing, signs everywhere, and of course the debates and discussions interjected into our social lives. What a pain in the neck! REALLY? Yep, I complain too! But I also understand how precious it is to live in a country where you get a choice! Better yet to live in a country where your voice and vote means something!!! Here's my choice......to get up every day and realize I can make my day what I want and need. Democracy says: you have the God given right to pursue happiness- not be handed everything from the government, but for YOU to pursue your wealth and happiness. We are in careers that give us the ability to, not only to improve our lives, but to fulfill the dreams of our buyers and sellers! I hope each and every one of you makes closing day something special for all involved. YOU are taking our country out of recession and into a new tomorrow, not the government, not the stock market, but each and EVERY ONE of us that closes one more transaction! YEAH US!

OK- I know I'll get off the pulpit (DC does that to you!). Things can be tough- trust me I know! At least here in MY America, down in MY wonderful Citrus County, we can still direct our own lives. Get up, put on that sunny disposition I know you have, and GO GET EM!!! Board Happenings: June membership will vote on IMPORTANT By-law changes. Cheryl Lambert, Barbara Banks and staff are still working out kinks of single sign-on. Greg Younger and crew are putting finale touches to new MLS listings sheets.I am excited! I will be appointing a nominating committee sometime this month. Big BOHYAH to Becky Norman and ROCC for their success in Relay for Life!!!!! Attacking budget to stay on target.....adjusting convention policy to accomplish that. Beware :) Legislative Peggy Taylor and Debbie Scott are in full force to get you out to vote.....great things happening to keep you informed! Watch for the announcements! Every committee and every chair are working hard to make our business life easier- hugs to each of them. Remember to show your appreciation- these are NOT paid positions!!! Last but not least I want to wish the fathers, and great men (who may not be fathers but influence many)- We love you. Oh, I forgot to complain! Oh well, maybe next time! Your Humble President, Sarah

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Members and Business Partners welcomed seven new Realtors® at the May General Membership Meeting. Gary Ayres EXIT Realty Leaders David Boatwright Plantation Realty Murphy Combs Plantation Realty John Fleming Prudential Florida Showcase Susan Grow Terra Vista Realty James Moore Brentwood Realty Antonius Pauelsen ERA, American Realty

After enjoying a lunch catered by Brooklyn Deli, those in attendance had the chance to hear from Vince Cautero who provided an update regarding Planning and Development for Citrus County. Vince talked about the redesign of the website as well as current projects. Some of those projects include the re-write of the Comprehensive Plan as well as switching to electronic building permits within the next 5 years. We would like to thank Vince for agreeing to give us an update at all monthly breakfast and lunch meetings.

Vince also mentioned that the road project on 491/486 at the new Wal-Mart shopping center is scheduled to be finished by July 2012 and that as of yet, no one has come in for a development application for the outparcel property there. And finally, the land on the Southside of 44 near the County Jail has been cleared for a controversial well that will serve a Floral City Water Assoc.; their permit had expired but was extended.

Committee updates were provided by: Karen Baxley~ Education, Peggy Taylor~Legislative and Cheryl Nadal~ RPAC. Gary Ayres was the winner of the share and share drawing and received $98, with the remaining $97 going to RPAC.

Our Business Partner of the Month, Citrus Pest Management not only manned registration, but also provided the table decorations. The bottles of wine at the tables were won by the following luncky members: Nancy Ayres, Gary Ayres, Barry Cook, Sherri Parker, Greg Younger, Andrea Migliaccio, Karen Ropes,

Combs. Thank you Citrus Pest Management. Many members donated their bottles back to the Golf Tourna-ment Raffle to benefit Habitat for Humanity!

was selected for a chance to choose the Queen of Hearts and win $340. John unfortunately did not choose the winning card, but he will receive a free meal at the next meeting.

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5 Worst Mobile Behavior Offenses

Daily Real Estate News | Thursday, May 24, 2012

Mobile manners are getting worse, according to 81 percent of 2,000 Americans recently surveyed by Intel. Ninety-two percent of those surveyed said they wish the public would get more respectful with their mobile etiquette.

Could you be one of the offenders?

Forbes.com recently profiled some of the worst mobile manner offenses. Some of the offenses include:

1. Spending too much facetime with your phone, instead of with people. not on

2. Having your smartphone on the table.

the article notes.

3. Keep it down.

4. No good vibrations from phones. A lot of people try to silence their phones by putting it on vibration mode, but etiquette experts say that can sometimes be more distracting than a ring if a phone is constantly vibrating on a table. Instead, always keep your device on silent mode when with clients or at meetings.

5. Watch when you sneak in social networking. One common complaint is those who sneak in social networking

Find out more mobile manner mistakes at Forbes.com.

Source: "Digital Over-Sharing, Constant Complaining And Other Top Mobile Etiquette MistakesForbes.com (May 23, 2012)

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Hurricane season: One week to go

MIAMI May 25, 2012 Thanks to El Nino and other conditions, forecasters predicted yesterday that the 2012 hurricane season which starts exactly one week from today and runs through No-vember will be normal. It will see nine to 15 tropical storms with four to eight of those becoming hurricanes. One to three of those could become major storms, defined as ones with winds greater than 110-miles per hour.

General steps to prepare for storm season Before an event, examine your property for physical or liability hazards. Find out if your home meets current building code requirements for high-wind regions. Check the four critical areas where wind can enter a home: roof, windows, doors and garage doors. Either you or a building contractor can build and install temporary protection, such as approved wind shutters or plywood on windows and coverings for patio and entry doors, strengthen and stiffen garage doors, and install heavy-duty door hardware. Read and understand your insurance policy.

Inventory valuables and contents in the home with pictures or video. Note the approximate value of each item and the date of purchase. You can also send an inventory to a family member outside your region for safekeeping. Make sure important documents, such as an insurance policy or mortgage papers, are stored in a safe deposit or fire safe box. Floodwater that enters into a home may be covered by specialized flood coverage underwritten by

but note that they take 30 days to become effective one you sign up.

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INSTRUCTIONS FOR DBPR ONLINE MAITENANCE

Go to www.myfloridalicense.com

Click licensee login on left side of screen

1account.

*You will need to link an existing license to your account on the next screen.

2. If you already created an account, just login A. Email address B. Password

You can then:

View your CE Credit (be sure to look at the shortfall column to see how many hours are still needed)

Submit an address change

Brokers: Click on Maintain Relationships to add or remove agents from your company.

Print confirmation for your records AND

REMEMBER TO EMAIL A COPY TO MELONIE@RACCFL.COM OR FAX A COPY TO 746-3223 .

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R.O.C.C. Committee (Realtors Outreach Citrus County) needs your help!

Looking to get involved with the Association? The ROCC Committee is a fun way to get in-volved and give back at the same time. Throughout the year, the committee participates in the following events:

Relay for Life

Food Drive for the Family Resource Center

July Family Picnic

And, other events if time allows

There are so many ways you can help: Raise money for events, cook hot dogs and ham-burgers at the Picnic, working a station at the picnic, help with Pulled Pork Lunches and more. If you are interested in helping out please contact Becky Norman bknorman@tampabay.rr.com for more info.

______________________________________________________________________________________

Quadrennial Ethics

Over 200 members are still in need of the NAR Mandated Quadrennial Ethics classes before the end of 2012. There are several ways you can complete this training:

Visit http://www.realtor.org/code-of-ethics/training/for-existing-members/for-existing members, take the online course and pass the exam.

Attend one of the Quadrennial Ethics Classes held at the Association (look for upcoming classes to be announced soon).

The Education Committee will be meeting in a few weeks to set dates for upcoming class (CE Credit may not be available).

Remember, your Quadrennial Ethics requirement does NOT run with your License renewal. To find out if you are in need of this class please contact Melonie@raccfl.com or call 746-7550.

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RPAC UPDATE

I've said it before and I'll say it again.... and again, and again......RACC ROCKS!!! I just received the latest State Fundraising Report, and was blown away by our progress. We are currently at 129% of goal, with 40% participation, and this is just in the May report. At year end last year we had 157% of goal and 59% participation, so with a little under five months left in the fiscal year, I know we will reach my dream goal of 200%. Ok I know you're tired of hearing me say that...so please get your fair share in and I'll be happy and won't mention 200 again. Well, except when you see me jumping up and down, doing cartwheels and high fives and scream-ing WE DID IT! WE DID IT! after we've reached that goal. Now seriously...... tell me you wouldn't pay to see that???

For those of you who haven't caught up on your auction items billing, you can go straight to the RACC website and pay those bills. Or I'm sure you can call Michelle and make gradual payments (oh boy, I'm sure she'll love me for that one).

If my calculations are right, with what we made during the Cook-off, and what contributions that have already been made, we only need 35 members to step up and contribute their $99, or those of you already there, to up your current contributions. BE AN INVESTOR and protect your business. If you think you are close to a level, such as 99 Club, Capital Club ($250) or possibly Statesman ($500), give me a call, and I'll let you know where you are currently.

And thanks again to all of you for your support.

NOW, on to another important matter. As you know, this is an election year, and one of the new Amendments on the ballot is.....drumroll please......AMENDMENT 4. As you have probably already heard this ISN'T the old 4, it's a brand new one, and you need to vote YES this time.

Vote YES on Amendment 4 Over the next few months you will begin to see and hear a number of ads focused at bringing attention to the growing problems related to property taxes here in Florida. I know I've already seen them. These ads will be available online and you will be encouraged to share them with friends and colleagues. As a reminder, the three main provisions of Amendment 4 deal with:

Lowering the cap on property tax assessment growth for non-homestead (commercial, second/vacation, rental and investment) property from the 10% cap they currently have to 5%;

Allowing the Legislature to prohibit local governments from raising property tax assessments when property values are in decline; and

Allowing first-time homebuyers - three years - median homestead value in the county.

Amendment 4 Automobile invested in an A4 car to be used as advertisement during the campaign cycle. This A4 vehicle will travel the state with your Political Representatives and the Florida Realtors Leadership Team in an effort to raise awareness about the importance of ensuring the passage of Amendment 4. Maybe you will see this car, possibly if you are traveling around the state for any reason. I can promise you, you can't miss it. She may be a compact, but she makes a statement!!!

Hoping you all have a great Real Estate month (and year). Cheryl NadalRPAC Chair RPAC Chair

Isacc Baylon, Debbie Scott, Sarah Spencer, Cheryl Lambert, Melonie Haag, Peggy Taylor

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Benefits and Discounts From NAR The National Association of Realtors (NAR) partners with industry leaders to provide Realtors with value-added offers and significant savings on products and services. Learn more about the REALTOR Benefits® Program here.

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WANT TO WIN A FREE MEMBERSHIP MEETING MEAL?

To the first member to email bonnie@raccfl.com the answer to question below.

How many exhibits will be in the Trade Expo at the Florida Realtor® Convention in August?

Code of Ethics Now Bans Plagiarism

WASHINGTON May 22, 2012

Practice 12-10 after receiving an increased number of copyright complaints being lodged against members by content and image owners.

and representations to the public. According to Standard of Practice 12-10, NAR members

The new wording says that content published on websites, blogs, Facebook, Twitter and

and

school and college composition class. Namely:

holder.

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Hi, Florida Realtors®

Let's talk OUR BEST CONVENTION EVER! I'm asking you to share REASONS to attend with every Realtor® you know!

No. 1 See A Billion-Dollar speaker. Barbara Corcoran of Shark Tank, HGTV and The Today Show, was a 23-year-old waitress who turned $1,000 borrowed from her boyfriend into a five-billion-in Billion; http://convention.floridarealtors.org/meet-barbara-corcoran/

No. 2 Expose yourself to over 170 exhibits showcasing the latest and greatest in real and sur-real estate. http://convention.floridarealtors.org/exhibitors/ And all under one roof at the majestic Marriott World Center; http://convention.floridarealtors.org/hotelandtravel/

No. 3 Feed your brain. livered by the top instructors. http://convention.floridarealtors.org/program-schedule/

No. 4 Step Up to our Free REBarCamp. -long unconventional convention with the usual and unusual before-and-after parties, Meet Ups and Tweet Ups; http://convention.floridarealtors.org/rebarcamp/

No. 5 of real estate and the Grammy-winning band that subs for the Beach Boys. http://convention.floridarealtors.org/60s-surf-beach-party/

No. 6 Laugh & Learn. Don't miss Keynote Awards luncheon speaker Jeanne Robertson. Video clips of her speaking engagements have received more than 13.5 million YouTube hits. http://convention.floridarealtors.org/keynote-awards-luncheon/

No. 7 "Round, Round Get Around, You'll Get Around." Rub shoulders with all the right people doing all the right things all the right ways. Meet game changers that make bigger dollars and make better sense to you. The networking opportunities are endless and everywhere;

And we're just getting started. I mean it when I say catch waves of opportunity. Please post, share, shout, tell, tweet, email, call, cajole and connive so that your circle can benefit from OUR BEST CONVENTION EVER! When you do, you could win too (as in win two new free IPADs). http://convention.floridarealtors.org/win-2-ipads/

I want to sincerely thank you for helping me spread the word. I'll see you in August!

2012 Florida Realtors President

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Legal Q&A - Contracts

Q.A real estate contract can be a complicated document containing multiple time periods (i.e., loan approval/commitment periods, inspection period, title review period,

modify a time period, I may be creating some form of legal am-biguity in the contract. Does Florida Realtors® have any form that might aid us in making these modifications to time peri-ods?

A:The Extension Addendum to Sale and Purchase Contract, or ea-1, available on Florida Realtors Form Sim-

contractually defined time periods. Simply check the box (or boxes) for the time period(s) you wish to modify and have the addendum executed by the parties. Your concern about creat-ing legal ambiguities is always a challenge associated with a contract modification. As always, if you are concerned about the proper way to modify a contract, refer your customer to a legal professional for assistance.

Qresidential property. The offer gave the seller three days to accept the offer. The buyer no longer wants to purchase this

cepted the offer, and there are two days left until the time-of-acceptance period expires. May the buyer withdraw this offer? A: Yes. An offer may be withdrawn any time prior to accep-tance, even if the time-of-The withdrawal may be done by verbal or written communica-tion; however, a written withdrawal is recommended. Q: I represent a short sale seller who executed the Florida Realtors/Florida Bar ASIS-1 with a buyer along with the accompanying Short Sale Addendum (CR-

that it is requiring the parties to close by a certain date. Should the parties include this new closing date in an addendum to the contract? Aa certain date, the two parties must mutually agree to this change for it to be incorporated into the contract. One party may not unilaterally change the contract terms.

Q: My buyer made an offer, and the seller made a counter offer. seller rejected it. Now, my buyer wants to go ahead and

A

rejected it may no longer be accepted.

Q: I have a listing for a residential bank-owned property (REO). The property is in a community with a mandatory

for the community required to be part of the sale and purchase contract if the property is bank owned? A: Yes. Section 720.401(1)(a), Florida Statutes, provides that when a residential property is located in a community with a mandatory HOA, the sale and purchase contract shall refer to

for bank-owned properties. In addition, Section 720.401(1)(c), Florida Statutes, provides that if the disclosure summary is not provided to a buyer before he or she executes the sale and purchase contract, the buyer may void the contract. This must

agent within three days after receipt of the disclosure or prior to closing, whichever occurs first. Both the Florida Realtors®

-10 B) and the Comprehensive Rider to the Residential Contract for

Disclosure (form CR-1 B) contain the required disclosure summary. Q A: No. Although the form itself is not a legal requirement, the seller still has a duty to disclose to the buyer all known facts not readily observable that materially affect the value of the property. Although the seller may make this disclosure ver-bally, FAR attorneys recommended that it be made in writing. Q: My buyer made an offer on a property, but the seller has

offer? A: Yes. The buyer may withdraw; however, his withdrawal

Qcontract has inconsistencies between the preprinted provisions and the handwritten addendum. The handwritten addendum is in direct conflict with some of the preprinted terms on the contract. Which terms will govern? A: Handwritten and typed terms will generally prevail over preprinted terms that are in direct conflict.

Q: Is a seller required to accept a full-price offer? A: No. The asking price is considered an invitation to make an offer rather than an offer that must be accepted. continued

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Q: I represent a buyer with an executed FAR/BAR or FAR contract. My buyer is working with his lender but needs some additional time to secure his financing. Should I ask for an extension to the closing date to make sure that my buyer has enough time to get his financing? A: Not only do you need to request that the seller grant an

you also request an extension to the financing contingency

a timeframe during which the buyer can apply for and

financing contingency, buyers may risk losing their escrow

financing contingency term expires.

Q: My seller has received offers from several buyers. She now wants to counter all of them in writing. Is this allowed? A: While a seller is permitted to counter, in writing, more than one offer at the same time, doing so is not advisable. If the seller counters in writing more than one offer and each counter is accepted before the seller is able to communicate an intent to withdraw her counter to one of the buyers, the seller could be bound to multiple written contracts and thus have potential liability to those buyers. Q: How does a buyer assign his or her rights in a sales contract to another party? A: Buyer 1 (assignor) and Buyer 2 (assignee) should enter into a written Assignment of Agreement, which should be drafted by one of their attorneys. Q: The buyer in a transaction is a Navy SEAL. The buyer entered into a contract with a seller to buy a home in Florida. Prior to closing, the buyer received permanent change of station orders from his commanding officer, transferring him to California. May the buyer terminate the contract? A: Yes. Section 689.27(2)(a), Florida Statutes, provides:

property, prior to closing on such property, by providing the seller or mortgagor of the property with a written notice of termination to be effective immediately, if . . . the service-member is required, pursuant to permanent change of station orders received after entering into a contract for the property and prior to closing, to move 35 miles or more from

Either a copy of the official military orders or a written verifi-

must accompany the notice.

Q: A seller who listed her home with me notified me today that she is terminating her listing agreement. She claims that under Florida law she has a 72-hour right of rescission.

of any such law. Does the seller have a 72-hour right of rescission? A: There is no Florida law that affords the seller such a right of rescission. Therefore, unless the listing includes a provision giving the seller such a rescission right, the seller

the broker. Q: Does Florida law mandate that the real estate closing take place in the county where the real property is located? A: No. However, many contract for sale/purchase forms include pre-printed provisions indicating where the closing must take place. Q: I represent a buyer who made an offer on a For Sale by Owner (FSBO) property. I asked the seller to provide written

confirmation of her rejection upon request? A: No. There is no law that requires either party to communicate in writing his or her decision to reject the

Q: After entering into a contract for sale/purchase with the

than on the January 30 closing date contained in the contract. We sent an addendum requesting an extension of the closing date to March 1, but the seller rejected our request. Do we still have an enforceable contract? A: Yes. The fact that the parties failed to reach a meeting of

enforceability of the existing contract. Q: I have a listing that was only on the market a couple of days when three offers came in from three buyers. The seller accepted one of the offers. Now, the broker who represents the buyer whose offer arrived first claims my seller had an obligation to negotiate with his buyer because his offer was presented to the seller first. Is this true? A: No. There is no Florida law that would require the seller to respond to any offer. Additionally, there is no Florida law that requires the seller to negotiate with each buyer in the order in which the offers were received.

Qthe seller later revoke the counteroffer and accept the

continued

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Aoffer is terminated and can no longer be accepted.

Q: My buyer submitted an offer on a house, and the seller accepted it yesterday. The buyer has changed his mind, and feels that because the house is in a mandatory home-

-day rescission period in which he can cancel without incurring liabil-ity.

and the contract also complies with Section 720.401 re-quirements. Does the buyer have a three-day right to can-cel? A: No. Unless the contract includes a provision giving the buyer three days to cancel, the buyer would not have such a right. Qoffer, and my seller counteroffered. While the seller was

submitted an offer. May the seller withdraw his counterof-fer to Buyer 1 before the time for acceptance specified in the counteroffer? A: Yes. An offer/counteroffer may be withdrawn at any time prior to its having been accepted in accordance with

acceptance contained in the offer/counteroffer has not ex-pired.

Q: Is my seller required by law to accept a full-price offer? A: No. There is no Florida law that would require the seller to accept any offer. Qusing the FAR Residential Sale and Purchase contract.

prefers the Florida Realtors/Florida Bar Contract for Sale

seller. May they do that? A: It depends. Section 475.278(3)(a), Florida Statutes,

counteroffers in a timely manner, unless a party has

Therefore, if the seller has previously directed his or her

presented with any offers written on the FAR contract,

previously directed his or her single agent in writing, then the agent must timely present the offer.

MLS Tidbit WATCH THOSE TYPOS When entering your agent and public comments, make sure you click on the spell check icon to make sure all those words are spelled correct.

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BUSINESS PARTNERS

NEW MEMBERS

AGENTS No Longer With Now With David Collins ERA American Realty Brentwood Realty Nicole DiMichelle Inactive ERA American Realty Phyllis Garrett Prudential FL Showcase EXIT Realty Leaders-BH Lynn Garrison Exit Realty Leaders Top Performance RE Cons. Gerry McGuire Gold Crest Homes Realty Connect

NEW MEMBER OFFICES

Inactives with REALTORS® ASSOCIATION OF CITRUS COUNTY Caryn Stephenson

Leonard Kelley Florida Properties,Inc James Howsare Weston Properties

Florida Propertunities,Inc. 1229 E Bismark St Hernando, FL 34442 (352) 860-2725

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JUNE 2012

Sun Mon Tue Wed Thu Fri Sat

1 2

3 4 5 Distressed property Sales 9:00am - 12:30 3Hrs CE FREE

6 Legislative Committee ERA-Inv 1:00

7 8 ATE EDC update 1:30 - 3:00 Josh Wooten FREE

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10 11 Realtor Safety 1:00 - 4:00 3Hrs CE Andrew Wooten

12 Orientation 8:00am -4:00 Education Committee 8:30am

13 Tech Committee 1:30

14 Membership Meeting 9:00am $6.00 by6/10 $8.00 after 6/11

15 16

17 Fathers Day

18 19 Tech Talk 9:00-11:00

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21 Social Media 1:00-5.00pm 4Hrs CE C Grant

22 23

24 25 26 27 28 Lunch with Representative Jimmie Smith 12:00

29 ICE Negotiating Skills 1:00-5:00 4Hrs.CE

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These statistics were taken from the MLS on These statistics were taken from the MLS on

April 30, 2012 May 31, 2012

RESIDENTIAL VACANT LAND RESIDENTIAL VACANT LAND

Active 1633 Active 1916 Active 1565 Active 1905

New 305 New 127 New 271 New 125

Closed 150 Closed 27 Closed 177 Closed 45

Pending 226 Pending 27 Pending 248 Pending 61

BOM 157 BOM 47 BOM 146 BOM 64

050

100150200250300350400450

1st Qtr 2nd Qtr 3rd Qtr 4th Qtr

Single FamilyCondoMobileVacant

Realtors Association of Citrus County 714 S Scarboro Ave Lecanto, FL 34461 Phone: 352-746-7550 Fax: 352-746-3223 email: bonnie@raccfl.com Web: http://www.raccfl.com

Chart displays Closed listings

Sympathy

Our condolences and deepest sympathy are extended to

mother and to MLS Coordinator Mary Petrucci on the loss of her brother.