For J.P. Morgan, corporate responsibility is a strategic imperative. By giving more people the opportunity to share in the rewards of a growing economy, we help build the foundation for more prosperous communities — and, in the process, help secure our firm’s long-term future.

To achieve this mission, the firm is putting our model into action through significant, long-term corporate responsibility initiatives that draw on our worldwide presence, expertise, data, relationships and resources, focusing on key drivers of inclusive growth.

J.P. MORGAN’S CORPORATE RESPONSIBILITY IN THE UNITED KINGDOM

1 J.P. MORGAN Corporate Responsibility in United Kingdom

Demand-led training programs that help individuals, particularly those from disadvantaged backgrounds and low-income communities, to acquire the knowledge, skills and expertise necessary to obtain good- paying jobs, compete in the global economy and find new pathways to economic opportunity.

IMPROVING PROGRESSION FOR LOW-INCOME ADULTS

IMPROVING THE SKILLS SYSTEM

SOCIAL MOBILITY FOUNDATION (SMF) Implementation of the Aspiring Professionals Program in Banking and Finance to support 50 high-achieving young people from low-income backgrounds each year, with a J.P. Morgan mentor, work placement at the firm and skills sessions. Also, provides funding towards SMF’s regional expansion.

BROMLEY BY BOW CENTREImplementation of ‘Two Way Street’, a skills programme to support 90 unemployed low-skilled adults into the health and social care sector building on BBBC’s employment and skills service.

UNIVERSITY COLLEGE LONDON INSTITUTE OF EDUCATIONProgramme to improve vocational, professional and technical education training for over 700 students in East London that is collaborative between training providers and employers and share best practice across further education in the UK.

LEARNING AND WORK INSTITUTEPilot to support employers, training providers and individuals invest in intermediate-level skills training to meet growth needs within health and social care and retail.

BIRKBECK COLLEGE, UNIVERSITY OF LONDON Implementation of work readiness training and brokerage program to assist 120 part-time adult students with employment and progression opportunities within technology and social care.

THE SCHOOLS CHALLENGEThe Schools Challenge helps students across London successfully transition from education to employment by providing them with training, exposure to the world of work and hands-on mentorship from J.P. Morgan employees.

5EEmployability programme to support 400 young people from disadvantaged backgrounds in East and North London to successfully enter the digital sector through quality training, as well as support 330 small and medium-sized enterprise (SME) employers on workforce upskilling andaccess to talent.

EDUCATION ENDOWMENT FOUNDATION (EEF) Funding to roll out New Skills for Youth in the UK to identify, evaluate and scale effective interventions that improve the attainment of Maths and English at GCSE/level 2, with a particular focus on those that link learning to employment and improved career pathways. In its first phase, the project seeks to support at least 13,000 students.

WORKFORCE READINESS : HELPING YOUNG PEOPLE ACCESS WELL-PAYING JOBS

A P P LY I N G S T R AT E G I E S F O R I N C LU S I V E G ROW T H

Our firm has deep roots in London, with a presence here for more than 200 years. Over the past decade, London’s rapidly growing financial center has shifted from its historic home in the City of London to East London. This shift has heralded huge changes for the boroughs of East London, including more economic activity, jobs and development.

East London Rising

As East London booms, however, these new opportunities are not reaching everyone equally — especially those who have lived and worked here since before the area’s ascendance. In fact, some East London boroughs still struggle with stubborn economic challenges.

To address these inequities, JPMorgan Chase is taking a long-term, holistic and multifaceted approach to its corporate responsibility efforts in East London so that the area’s newfound prosperity can be more equally shared.

In 2012 the firm relocated from the City of London to Canary Wharf, boosting our presence in this thriving area of energy and growth. Our collaborative relationships with London Legacy Development Corporation and leading local nonprofit efforts such as Bromley by Bow Centre and the St. Paul’s Way Transformation Project helped us establish a strong connection with the community. Now we are proud to say that our work in East London has created a positive impact through our support of efforts to build a skilled workforce, strengthen small businesses and boost the financial health of individuals and families.

The rate of employment in four East London boroughs is approximately

5% LOWERthan that of the rest of London.

B E Y O N D D E T R O I T M O D E L I N A C T I O N

L O N D O N

By Vis Raghavan, Deputy CEO for Europe, the Middle East and Africa, JPMorgan Chase & Co.

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YTKO Group has advised both new and established entrepreneurs on growing their business. With funding from JPMorgan Chase, YTKO’s GetSet for Growth East London program works with small businesses that are looking to expand, by providing specialized finance, marketing and sales support — the areas of biggest need for entrepreneurs. As part of the successful program, business development experts serve as mentors to local business owners to help increase their skills, knowledge and confidence.

In East London, we are supporting a broad range of organizations by focusing our investments in areas that best leverage our firm’s skills and expertise. Here are some examples:

Based on the idea that most people get financial advice from people they know, Toynbee Hall’s Money Mentors program educates and trains local residents on money management. After a successful pilot, JPMorgan Chase provided funding to expand the program to an additional six boroughs and train 22 staff members of partner organizations.

At Saint Paul’s Way Trust School, a fast-paced, high-achieving school that serves some of the most disadvantaged communities in East London, JPMorgan Chase funded the Enterprise & Employability Project for students to practice business skills, learn about entrepreneurship and gain confidence through real-life work experiences. The project also includes mentorships and paid internships for students so they can develop one-on-one relationships with people in their field of interest.

“The new East London is a place where diversity and cultural vibrancy meet growing economic prosperity. It’s crucial that no one is left behind and that East Londoners have opportunities to both contribute to and benefit from economic growth.”Paul Brickell, Executive Director of Regeneration and Community Partnerships, London Legacy Development Corporation

A P P LY I N G S T R AT E G I E S F O R I N C LU S I V E G ROW T H

East London Rising

There is no one-size-fits-all solution to this problem.

Yet through meeting local communities and leveraging our competencies to invest in the four key drivers of inclusive economic growth, our firm has gained valuable insight into the broad approaches that are proving effective in cities around the world.

J.P. MORGAN Corporate Responsibility in United Kingdom 3

J.P. Morgan has more than

16,000 employeesin the U.K.

J.P. Morgan has an active portfolio of

27 grants across the U.K. 27

Initiatives that promote the development and growth of micro- and small businesses to create local jobs, and increase economic opportunity and mobility.

Programs that help people acquire the necessary knowledge, skills and tools required to understand their finances, how to budget to increase their assets and to increase access to financial services and coaching, increasing their economic stability.

TACKLING OVER-INDEBTEDNESS AND IMPROVING THE FINANCIAL HEALTH OF LOW-INCOME COMMUNITIES

FAIR MONEY ADVICE (FMA)Scaling FMA Debt Advice Service from three to five offices across London to enable 450 people from low-income backgrounds to access a full package of support, including banking, finance and advice.

STEP CHANGEScaling the operations in London to provide advice, support and solutions to new financially vulnerable clients, as well as raising awareness of the services available through data analysis and communication campaigns.

TOYNBEE HALLScaling the Money Mentors project across London, a community-based financial capability program to tackle financial exclusion and over-indebtedness among low-income communities, benefitting more than 2,000 people.

SMALL BUSINESS GROWTH IN DISADVANTAGED AREAS THROUGH BUSINESS TRAINING

ALLIAEstablishment of a new incubator, Future Business Centre, to identify and support 300 businesses with the potential to make positive social impact in East London by creating employment for 300 local residents focusing on women and first- and second-generation immigrant entrepreneurs.

HATCH Supporting 120 women start-up alumni with the necessary tools and advice required to achieve growth, sustainability and jobs creation in their local communities through collaboration between 2 small business incubators and accelerators based in East and South London.

NEWABLEProviding access to supply chain and procurement opportunities for 160 micro-, small- and medium- sized enterprises based in disadvantaged areas of London across the construction and creative sectors to create or safeguard 110 jobs.

J.P. Morgan’s history in the U.K. dates back nearly 150 years — since the days of Pierpont Morgan himself, who began his career in the mid-19th century in London. The firm has deep client relationships and broad capabilities in the U.K. The U.K. operation is our largest outside of the U.S., and London is the regional headquarters for our operations in more than 30 countries across Europe, the Middle East and Africa (EMEA). The firm also maintains significant presences in Bournemouth, Edinburgh and Glasgow. J.P. Morgan has 16,000 employees in the U.K., spread across London, Bournemouth, Edinburgh and Glasgow.

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SMALL BUSINESS DEVELOPMENT

FINANCIAL CAPABILITY