jaise angoothi main heera toh banta hai€¦ · mutual fund. the entry load is added to the...

WHY INVEST IN LARGE CAPS?

Consistent Participation in Economic Growth

Represents major sectors and Trends

Reasonably valued with relatively lower volatility

Stable growth potential in long term

India’s GDP has shown a strong growth

Jaise angoothi main heera toh banta hai

Mahindra Pragati Bluechip Yojana

Large Cap Fund - An open ended equity schemepredominantly investing in large cap stocks

Vaise aapki pragati ke liye

BANTA HAI!TOH

FACTSHEET MAY 2019

For investment strategy and product labeling, refer back cover page

The debt markets moved with a sense of decisiveness. The benchmark 10-year gilt rates declined by 38 basis points (bps) to close at 7.03. The AAA 5 year corporate bonds rallied by around 70 bps and closed at 7.50. It also looked a global risk off trade; as US 10-year gilt also moved down by around 38 bps. The US China trade bickering led to a global equity and commodity sell off; and globally treasury assets rallied.

In the domestic money markets, there was a sharp downward movement as money market rates with rates moving down by around 70 bps through the month. This is what we had commented last month, “The positive narratives around rates market appear to have stalled and thus the bias towards range bound movement appears likely.” We had not seen this co sharp rally coming. As the spreads between five-year AAA credits have shrunk substantially, non AAA spreads, which are still at historic highs, may start moving down.

As the street consensus has largely shifted to a liquidity surplus situation, debt markets look to be interesting times ahead.

EQUITY MARKET OUTLOOK

FACTSHEETMay 2019

May was another largely weak month for investors around the world, with month-on-month declines in the DOW Jones (-7%), S&P500 (-7%), FTSE (-4%), NIKKEI (-7%) and HANG SENG (-9%). The decline in global equities started after President Donald Trump threatened to hike tariffs on $200bn worth of Chinese goods, as risks of a protracted trade war increased. The stocks sell-off further intensified, after Trump threatened applying a 5% to Mexican imports.

India was a relative outperformer (SENSEX and NIFTY rose ~2% each respectively). Indian markets remained upbeat driven by the re-election of the NDA government and with investors hopeful of strong reforms and stable policies from this government in its second term.

The fourth quarter results for FY 19s of Indian companies were encouraging on the whole. Net profits of the Nifty-50 Index rose 16.5% yoy led by a sharp swing in the net profits of the banking sector. Some of the key observations were - a) corporate banks made a reasonable recovery in profitability, b) auto segment/industry saw weak performance owing to tepid volumes and demand, c) consumer goods segment/industry saw modest volume growth, but performance at EBITDA level was subdued as rural demand was soft. With a challenging macro-economic outlook, investors would expect further policy reforms and monetary stimulus from the government / RBI. As the overall valuation of the key indices (NIFTY/SENSEX) is still above the long-term mean, we continue to believe future direction of the market will be stock specific and earnings specific.

DEBT MARKET OUTLOOK

Mahindra Mutual Fund Kar Bachat Yojana

Mahindra Dhan Sanchay Equity Savings Yojana

Mahindra Mutual Fund Badhat Yojana

Mahindra Liquid Fund

Mahindra Low Duration Bachat Yojana

Mahindra Unnati Emerging Business Yojana

Mahindra Credit Risk Yojana

Mahindra Rural Bharat And Consumption Yojana


ELSS, Tax saving scheme

Scheme with portfolio mix of equity, debt and arbitrage

Diversified multi-cap multi-sector equity scheme

Liquid Fund

Low duration debt scheme

Mid Cap equity scheme

Debt scheme predominantly investing in AA and below rated corporate bonds

Equity scheme following Rural India theme

Large Cap Equity Scheme

How to Read FactsheetFund Manager: An employee of the asset management company such as a mutual fund of the insurer, who manages investments of the scheme. He is usually part of larger team of fund managers and research analysts.Application Amount for fresh Subscription: This is the minimum investment amount for a new investor in mutual fund scheme.Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme.SIP: SIP or systematic investment plan works on the principle of making periodic investment of a�xed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs. 500 every 15th of the month in an equity fund for a period of three years.NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measures investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE 200, BSE 500, 10- year GSec.Entry Load: A mutual fund may have a sales charge or load at the time of entry and / or exit to compensate the distributor / agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment.For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs. 101. Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor.Exit load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs. 100 and the exit load is 1%, the redemption price would be Rs. 99 per unit.Modi�ed Duration: Modi�ed duration is the price sensitivity and the percentage change in price for unit change in yield.Macaulay Duration: It measures the average time that would be taken to receive the cash �ows from the invested instrument. It is the weighted average term to maturity of the cash �ows from an

instrument. Macaulay Duration is a measure of interest rate sensitivity of a �xed income instrument. Higher the Macaulay Duration, higher would be the interest rate risk. For a detailed understanding of calculations, please refer page no 24 of SID of Mahindra Low Duration Bachat Yojana.Standard Deviation: Standard Deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.

Sharpe Ratio: The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculating using standard deviation and excess return to determine reward per unit of risk. Beta: Beta is a measure of an investment’s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

AUM: AUM or asset under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment �rm.Holdings: The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/ Securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.

Rating Pro�le: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating pro�le of the fund. Typically, this is a feature of debt funds.

Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held to maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.

Scheme Ready Reference

C No. 005671

Data Sources: Bloomberg, Data as on May 31st , 2019

( Top Ten Holdings - Issuer wise) as on May 31, 2019PORTFOLIO

AutomobileBosch LimitedBajaj Auto LimitedMaruti Suzuki India LimitedWABCO India LimitedTVS Motor Company LimitedCement & Cement ProductsACC LimitedThe Ramco Cements LimitedGrasim Industries LimitedConstructionLarsen & Toubro LimitedConsumer GoodsITC LimitedMarico LimitedNestle India LimitedColgate Palmolive (India) LimitedProcter & Gamble Hygiene and Health Care LimitedGlaxoSmithKline Consumer Healthcare LimitedGodrej Consumer Products LimitedFuture Lifestyle Fashions LimitedEnergyReliance Industries LimitedGAIL (India) LimitedIndian Oil Corporation LimitedFertilisers & PesticidesSharda Cropchem LimitedFinancial ServicesHDFC Bank LimitedBajaj Finance Limited

9.552.112.111.981.691.66

5.212.921.650.64

3.603.60

17.453.622.692.162.001.901.731.691.66

8.165.192.090.88

1.021.02

26.877.015.01

This product is suitable for investors who are seeking*

Riskometer

Total Expense Ratio1

as on May 31, 2019:Load Structure:

Regular Plan: 2.59%Direct Plan: 0.74%

Date of allotment: October 18, 2016

FUND MANAGER AND EXPERIENCEFund Manager: Mr V Balasubramanian

Total Experience: 38 years

Portfolio Turnover Ratio: 0.65

Option: Dividend (Dividend Option will have onlyDividend Payout facility) and Growth

Experience in managing this fund: 10 months (Managing since 1 August, 2018)

PORTFOLIO STATS

Application Amount: Rs. 500 and in multiples of Rs.500 thereafter

Additional Purchase Amount: Rs. 500 and in multiples of Rs. 500 thereafter

Repurchase Amount: Rs. 500 or 50 units or account balance, whichever is lower

INVESTMENT OBJECTIVE

FUND FEATURES

The investment objective of the Scheme is to generate long term capital appreciation through a diversi�ed portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns.

NAV/Unit Regular Plan (In Rs.) Direct Plan (In Rs.)

NAV AS ON May 31, 2019:

Minimum Monthly SIP Amount: Rs 500 and in multiples of Rs 500 thereafter

Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Rs 500 thereafter

Minimum Monthly SIP installments: 6

Minimum Quarterly SIP installments: 4

SCHEME DETAILS

SECTOR ALLOCATION (%) as on May 31, 2019 MARKET CAPITALISATION (%) as on May 31, 2019

Average AUM for the month ending May 31, 2019 (Rs. in Cr.): 335.08

AUM as on May 31, 2019 (Rs. in Cr.): 346.13

Potential Capital Appreciation: Scheme invests in a diversi�ed equity portfolio thereby o�ering the investor, possibility of growing their investments.

Tax Bene�t: Investments in this scheme are entitled for tax deduction under section 80C. Possibility of saving upto Rs. 51,480/-*.

Lock-in Feature: This feature endeavors to protect your investments from impact of short term market volatility. Lock-in of only 3 years! Other traditional tax savings options may have longer holding periods.

Benchmark: Nifty 200 Index

Issuer % of Net AssetsHousing Development Finance Corporation LimitedKotak Mahindra Bank LimitedICICI Bank LimitedState Bank of IndiaCholamandalam Investment and Finance Company LimitedGruh Finance LimitedCRISIL LimitedIndustrial ManufacturingGrindwell Norton LimitedABB India LimitedHoneywell Automation India LimitedSiemens LimitedSKF India LimitedCummins India LimitedLakshmi Machine Works LimitedITOracle Financial Services Software LimitedTata Consultancy Services LimitedInfosys LimitedMetalsHindalco Industries LimitedPharmaP�zer LimitedGlaxoSmithKline Pharmaceuticals LimitedAurobindo Pharma LimitedServicesBlue Dart Express LimitedCASH & CASH EQUIVALENTSGrand Tota

3.152.862.752.551.770.920.85

14.752.582.272.232.202.051.831.59

4.812.471.271.07

1.141.14

4.111.841.350.92

0.200.20

3.13100

Issuer % of Net Assets

Entry Load: N.A.Exit Load: Nil

1Includes additional expenses charged in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.

Investors understand that their principalwill be at moderately high risk

•

•

* Investors should consult their �nancial advisers if in doubt about whether the product is suitable for them.

Long term capital appreciation

Investment predominantly in equity and equity related securities

Growth

Dividend

11.7750

10.8083

12.4815

11.4535

* Assuming investor uses the entire Rs 1.50 lac limit available under section 80C of the Income Tax Act 1961 for investing in Mahindra Mutual Fund Kar Bachat Yojana. The tax bene�t is calculated on the basis of current applicable tax rate (ignoring marginal relief on surcharge, if any) for net taxable income between Rs 50 lacs and Rs 1 crore. Please consult your �nancial / tax advisor before investing.

DIVIDEND HISTORY

10-Nov-17

10-Nov-17

Regular Dividend

Direct Dividend

1.00

1.00

10

10

12.1838

12.4808

Pursuant to payment of dividend, the NAV of the Dividend Option(s) of the Scheme/Plan(s) falls to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For complete list of dividends, visit www.mahindramutualfund.com.

Record Date Plan(s) / Option(s)Dividend Face Value Cum-Dividend NAV

(Rs. per unit)(Rs. per unit) (Rs. per unit)

(An open ended equity linked saving scheme with a statutory lock in of 3 years and tax bene�t)

C No. 005672

FACTSHEETMay 2019

As per the Market Capitalisation data provided by AMFI(In line with the applicable SEBI guidelines)

21.95-Mid Cap

68.95-Large Cap

9.10-Small Cap

0.201.021.14

3.133.60

4.114.815.21

8.169.55

14.7517.45

26.87

0.00 5.00 10.00 15.00 20.00 25.00 30.00

ServicesFertilisers & Pesticides

MetalsCash & Cash Equivalents

ConstructionPharma

ITCement & Cement Products

EnergyAutomobile

Industrial ManufacturingConsumer Goods

Financial Services


15-Dec-1715-Dec-1721-Mar-1821-Mar-1826-Mar-1926-Mar-19

Regular DividendDirect DividendRegular DividendDirect DividendRegular DividendDirect Dividend

0.200.200.040.040.060.06

101010101010

11.015911.238410.355710.633710.549411.0455


Unhedged EquityAutomobileMaruti Suzuki India LimitedHero MotoCorp LimitedEicher Motors LimitedCement & Cement ProductsGrasim Industries LimitedACC LimitedChemicalsAarti Industries LimitedConstructionLarsen & Toubro LimitedThe Phoenix Mills LimitedConsumer GoodsITC LimitedHindustan Unilever LimitedZydus Wellness LimitedMarico LimitedVoltas LimitedEnergyReliance Industries LimitedNTPC LimitedBharat Petroleum Corporation LimitedOil & Natural Gas Corporation LimitedPetronet LNG LimitedKalpataru Power Transmission LimitedGAIL (India) LimitedFertilisers & PesticidesCoromandel International LimitedFinancial ServicesHDFC Bank LimitedICICI Bank LimitedHousing Development Finance Corporation LimitedAxis Bank LimitedState Bank of IndiaKotak Mahindra Bank LimitedBajaj Finserv LimitedMuthoot Finance LimitedLIC Housing Finance LimitedCholamandalam Financial Holdings LimitedIndusInd Bank LimitedMax Financial Services LimitedIndustrial ManufacturingCarborundum Universal LimitedITInfosys LimitedTata Consultancy Services LimitedLarsen & Toubro Infotech LimitedWipro Limited

2.061.040.540.48

1.210.670.54

0.640.64

3.402.730.67

4.281.880.840.680.470.41

7.434.200.840.660.580.520.370.26

0.640.64

21.485.393.562.932.252.122.100.760.590.560.430.420.37

0.770.77

6.142.632.450.610.45


Riskometer




Date of allotment: February 1, 2017

FUND MANAGER AND EXPERIENCEFund Manager (Equity): Mr. Srinivasan RamamurthyTotal Experience: 11 years

Average Maturity^: 5.73 yearsModi�ed Duration^: 4.38Yield to Maturity1^: 8.18%

Option: Dividend (Dividend Reinvestment, Dividend Payout) and Growth

Experience in managing this fund: 10 months (Managing since 1 August, 2018)Fund Manager (Debt): Mr. Rahul PalTotal Experience: 17 yearsExperience in managing this fund: 2 years 4 months (managing since February 1, 2017)

PORTFOLIO STATS

Application Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafter

Additional Purchase Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafter

Repurchase Amount: Rs. 1,000/- or 100 units or account balance, whichever is lower


FUND FEATURES

The Scheme seeks to generate long term capital appreciation and also income through investments in equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.



SCHEME DETAILS

SECTOR ALLOCATION (%) as on May 31, 2019 MARKET CAPITALIZATION (% of Equity Holdings) as on May 31, 2019

DIVIDEND HISTORY



Potential capital appreciation and wealth accumulation through regular investments in the long term.Balances the risk of equity with investments in debt and derivative securities.Flexible Asset Allocation feature in dynamic market scenarios.

^For debt component

Benchmark: 55% Nifty 50 Index + 30% Crisil Composite Bond Fund Index+15% Crisil Liquid Fund Index

Issuer % of Net AssetsMetalsTata Steel LimitedCoal India LimitedPharmaAurobindo Pharma LimitedSano� India LimitedCadila Healthcare LimitedSun Pharmaceutical Industries LimitedTelecomBharti Airtel LimitedUnhedged Equity TotalReliance Industries LimitedRaymond LimitedPunjab National BankMulti Commodity Exchange of India LimitedTata Global Beverages LimitedNCC LimitedHousing Development Finance Corporation LimitedTata Steel LimitedBank of IndiaIDFC LimitedHedged Equity TotalEquity and Equity Related Total

0.830.550.28

2.210.650.630.590.34

0.650.65

51.742.811.791.711.681.541.371.270.770.620.41

13.9765.71


Entry Load: N.A.Exit Load: 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of Units. Any redemption in excess of the above limit shall be subject to the following exit load: An exit load of 1% is payable if Units are redeemed/switched- out on or before completion of 12 months from the date of allotment of Units; Nil - If Units are redeemed / switched-out after completion of 12 months from the date of allotment of Units.

1Yield to maturity should not be construed as minimum return o�ered by the Scheme; 2 Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.

Pursuant to payment of dividend, the NAV of the Dividend Option(s) of the Scheme/Plan(s) falls to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For complete list of dividends, visit www.mahindramutualfund.com.

Record Date Plan(s)/Option(s) Dividend Face Value Cum-Dividend NAV(Rs. per unit)(Rs. per unit) (Rs. per unit)


•

•


Long term capital appreciation and generation of income;

Investment equity and equity related instruments, arbitrage opportunities and debt and money market instruments

Growth

Dividend

11.4343

10.8084

12.0207

11.3544

Minimum Monthly SIP Amount: Rs 500 and in multiples of Re 1 thereafter

Minimum Monthly SIP Installments: 6

Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Re 1 thereafter


(An open ended scheme investingin equity, arbitrage and debt)

FACTSHEETMay 2019

C No. 005673


10.59 - Mid Cap

3.52 - Small Cap

85.89 - Large Cap

CORPORATE BONDCoastal Gujarat Power LimitedREC LimitedNational Bank For Agriculture and Rural DevelopmentTata Housing Development Company LimitedIndian Railway Finance Corporation LimitedMuthoot Finance LimitedPower Finance Corporation LimitedGOVERNMENT BOND7.17% GOI (MD 08/01/2028)7.26% GOI (MD 14/01/2029)6.68% GOI (MD 17/09/2031)Cash & Cash EquivalentsMargin Fixed Deposit TotalHDFC Bank LimitedCash & Net Receivables/(Payables)Grand Total

CARE AA(SO)CRISIL AAACRISIL AAA

ICRA AACRISIL AAA

CRISIL AACRISIL AAA

SOVSOVSOV

16.683.753.641.911.861.851.851.82

9.285.601.901.78

8.333.923.92

4.41100.00

Issuer Rating% of Net Assets

0.640.640.650.770.831.21

2.062.21

3.404.28

6.147.43

21.48

0.00 5.00 10.00 15.00 20.00 25.00

ChemicalsFertilisers & Pesticides

TelecomIndustrial Manufacturing

MetalsCement & Cement Products

AutomobilePharma

ConstructionConsumer Goods

ITEnergy

Financial Services

1 Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.


AutomobileMaruti Suzuki India LimitedBajaj Auto LimitedEicher Motors LimitedExide Industries LimitedWABCO India LimitedSundram Fasteners LimitedCement & Cement ProductsGrasim Industries LimitedHeidelbergCement India LimitedChemicalsNavin Fluorine International LimitedTata Chemicals LimitedConstructionLarsen & Toubro LimitedNBCC (India) LimitedConsumer GoodsITC LimitedGlaxoSmithKline Consumer Healthcare LimitedProcter & Gamble Hygiene and Health Care LimitedJubilant Foodworks LimitedColgate Palmolive (India) LimitedWhirlpool of India LimitedAsian Paints LimitedTrent LimitedEnergyReliance Industries LimitedNTPC LimitedBharat Petroleum Corporation LimitedCastrol India LimitedOil & Natural Gas Corporation LimitedPetronet LNG LimitedKalpataru Power Transmission LimitedFertilisers & PesticidesUPL LimitedFinancial ServicesHDFC Bank LimitedICICI Bank LimitedAxis Bank Limited

5.021.531.080.760.740.470.44

2.121.150.97

1.930.980.95

4.814.140.67

10.703.251.421.401.381.260.910.560.52

11.725.331.601.051.021.010.960.75

0.280.28

34.198.916.044.30


Riskometer


as on May 31, 2019:

Load Structure:


Date of allotment: May 11, 2017

FUND MANAGER AND EXPERIENCEFund Manager: Mr. Srinivasan Ramamurthy


Option: Dividend (Dividend Option will have Dividend Reinvestment (D) & Dividend Payout facility) and Growth (D)D-Default

Experience in managing this fund: 9 months (managing since September 10, 2018)

Application Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter

Additional Purchase Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter

Redemption / Switch-outs: Rs. 1,000/- or 100 units or account balance, whichever is lower




FUND FEATURES

The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversi�cation and taking low risk on business quality. The diversi�ed portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved.



SCHEME DETAILS

SECTOR ALLOCATION (%) as on May 31, 2019 MARKET CAPITALIZATION (%) as on May 31, 2019



Prudent portfolio of investments across companies and sectors.

Actively managed by professional fund managers for potential long term capital appreciation.

Opportunity to participate in successful businesses through equity market.


Issuer % of Net AssetsHousing Development Finance Corporation LimitedState Bank of IndiaKotak Mahindra Bank LimitedHDFC Life Insurance Company LimitedBajaj Finance LimitedCity Union Bank LimitedIndusInd Bank LimitedIndustrial ManufacturingAIA Engineering LimitedCummins India LimitedThermax LimitedSupreme Industries LimitedKEI Industries LimitedITInfosys LimitedTata Consultancy Services LimitedL&T Technology Services LimitedOracle Financial Services Software LimitedMedia & EntertainmentPVR LimitedMetalsCoal India LimitedTata Steel LimitedHindalco Industries LimitedMOIL LimitedPharmaAbbott India LimitedCipla LimitedAurobindo Pharma LimitedTorrent Pharmaceuticals LimitedServicesContainer Corporation of India LimitedBlue Dart Express LimitedTelecomBharti Airtel LimitedTextilesSRF LimitedCASH & CASH EQUIVALENTSGrand Total

3.923.682.741.511.311.240.54

4.711.241.181.030.710.55

8.633.563.240.940.89

0.860.86

3.260.960.930.860.51

4.741.501.381.230.63

1.401.000.40

1.051.05

1.141.14

3.44100


Entry Load: N.A.Exit Load: An Exit Load of 1% is payable if Units are redeemed / switched-out upto 1 year from the date of allotment;- Nil if Units are redeemed / switched-out after 1 year from the date of allotment


•

•


Medium to Long term capital appreciation

Investment predominantly in equity and equity related securities including derivatives

Growth

Dividend

11.0758

11.0752

11.6152

11.5748

(Multi Cap Fund- An open ended equity schemeinvesting across large cap, mid cap, small cap stocks)



FACTSHEETMay 2019

C No. 005674


PORTFOLIO STATS


17.30 - Mid Cap

5.20 - Small Cap

77.50 - Large Cap

0.280.861.051.141.401.932.12

3.263.44

4.714.744.815.02

8.6310.70

11.7234.19

0 5 10 15 20 25 30 35 40

Fertilisers & PesticidesMedia & Entertainment

TelecomTextilesServices

ChemicalsCement & Cement Products

MetalsCash & Cash Equivalents

Industrial ManufacturingPharma

ConstructionAutomobile

ITConsumer Goods

EnergyFinancial Services

The logo used in this image is �ctitious and not intended to resemble with any existing logos. Any resemblance to real oractual logos, if found, shall be completely unintentional and purely coincidental.

Selection of focused sustainablebusinesses from across sectors

Active management of portfoliowith primary investments in mid-caps

Potential to generate higher riskadjusted returns in the long term

For investment strategy and product labeling, refer page no. 5

SECTOR ALLOCATION (%) as on May 31, 2019 MARKET CAPITALISATION (%) as on May 31, 2019



Growth

Dividend

9.4522

9.4518

9.7062

9.7120


AutomobileEndurance Technologies LimitedBajaj Auto LimitedWABCO India LimitedBosch LimitedExide Industries LimitedSundram Fasteners LimitedMRF LimitedCement & Cement ProductsThe Ramco Cements LimitedACC LimitedChemicalsAtul LimitedTata Chemicals LimitedSolar Industries India LimitedConstructionGodrej Properties LimitedLarsen & Toubro LimitedCera Sanitaryware LimitedNBCC (India) LimitedConsumer GoodsGillette India LimitedJubilant Foodworks LimitedProcter & Gamble Hygiene and Health Care LimitedGlaxoSmithKline Consumer Healthcare LimitedWhirlpool of India LimitedGodrej Industries LimitedTata Global Beverages LimitedColgate Palmolive (India) LimitedBerger Paints (I) LimitedRelaxo Footwears LimitedTrent LimitedAditya Birla Fashion and Retail LimitedAkzo Nobel India LimitedEnergyCastrol India Limited

10.841.981.811.721.691.321.181.14

4.352.272.08

4.052.081.820.15

5.882.471.281.150.98

19.442.3

2.292.041.981.971.631.511.251.241.140.980.650.46

0.790.79


Riskometer


as on May 31, 2019:

Load Structure:


Date of allotment: January 30, 2018

FUND MANAGER AND EXPERIENCEFund Manager (Equity): Mr V BalasubramanianTotal Experience: 38 years

Option: Dividend (Dividend Option will have Dividend Reinvestment (D) & Dividend Payout facility) and Growth (D)D-Default

Experience in managing this fund: 10 months (managing since 1 August, 2018)



Repurchase Amount: Rs. 1,000/- or 100 units or account balance, whichever is lower


FUND FEATURES

The investment objective of the Scheme is to seek to generate long term capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities and derivatives predominantly in mid cap companies. However, there can be no assurance that the investment objective of the Scheme will be achieved.

SCHEME DETAILS


Selection of focused sustainable businesses from across sectors

Potential to generate higher risk adjusted returns in the long term

Active management of portfolio with primary investments in mid-caps

Benchmark: S&P BSE Midcap Index

Issuer % of Net AssetsFertilisers & PesticidesBayer Cropscience LimitedCoromandel International LimitedFinancial ServicesBajaj Finance LimitedSundaram Finance LimitedCholamandalam Investment and Finance Company LimitedKotak Mahindra Bank LimitedICICI Bank LimitedIndusInd Bank LimitedSBI Life Insurance Company LimitedGruh Finance LimitedCRISIL LimitedIndustrial ManufacturingHoneywell Automation India LimitedABB India LimitedGrindwell Norton LimitedThermax LimitedSchae�er India LimitedSupreme Industries LimitedCummins India LimitedAIA Engineering LimitedITMphasiS LimitedPharmaDivi's Laboratories LimitedSano� India LimitedAbbott India LimitedAlembic Pharmaceuticals LimitedServices3M India LimitedThe Indian Hotels Company LimitedThomas Cook (India) LimitedBlue Dart Express LimitedCASH & OTHER RECEIVABLESGrand Total

3.141.611.53

18.763.932.632.252.212.181.711.431.371.05

17.862.652.592.452.342.122.081.891.74

1.641.64

4.951.971.540.910.53

5.592.091.620.960.92

2.71100


Entry Load: N.A.

Exit Load: - An Exit Load of 1% is payable if Units are redeemed / switched-out upto 1 year from the date of allotment;

Nil if Units are redeemed / switched-out after 1 year from the date of allotment.



•

•


Long term capital appreciation;

Investment predominantly in equity and equity related securities including derivatives of mid cap companies.

(Mid Cap Fund – An open ended equity schemepredominantly investing in mid cap stocks)





FACTSHEETMay 2019

C No. 005675



PORTFOLIO STATS


65.99-Mid Cap

26.58-Large Cap

7.43-Small Cap

0.791.64

2.713.14

4.054.35

4.955.595.88

10.8417.86

18.7619.44

0 5 10 15 20 25

EnergyIT

Cash & Other ReceivablesFertilisers & Pesticides

ChemicalsCement & Cement Products

PharmaServices

ConstructionAutomobile

Industrial ManufacturingFinancial ServicesConsumer Goods

12.82-Farm

47.10-Consumption

15.05-Financial Services

8.58-Rural Infrastructure

16.45-Auxiliary Rural andConsumption sectors


AutomobileHero MotoCorp LimitedMahindra & Mahindra LimitedTVS Motor Company LimitedBajaj Auto LimitedMRF LimitedWABCO India LimitedCement & Cement ProductsShree Cement LimitedChemicalsPidilite Industries LimitedTata Chemicals LimitedConstructionLarsen & Toubro LimitedBOROSIL GLASS WORKS LIMITEDConsumer GoodsITC LimitedBata India LimitedBritannia Industries LimitedGlaxoSmithKline Consumer Healthcare LimitedVST Industries LimitedJohnson Controls – Hitachi Air Conditioning India LimitedUnited Breweries LimitedTTK Prestige LimitedWhirlpool of India LimitedFertilisers & PesticidesBayer Cropscience LimitedFinancial ServicesMahindra & Mahindra Financial Services LimitedState Bank of IndiaGruh Finance LimitedCholamandalam Investment and Finance Company LimitedIndustrial ManufacturingABB India LimitedLakshmi Machine Works LimitedSKF India LimitedSwaraj Engines LimitedCASH & OTHER RECEIVABLESGrand Total

19.944.083.403.313.243.062.85

4.334.33

7.063.573.49

3.933.660.27

29.403.853.663.643.533.493.062.972.962.24

2.652.65

14.024.083.903.072.97

11.813.693.102.622.40

6.86100



as on May 31, 2019:

Load Structure:


Date of allotment: November 13, 2018



Option: Growth and Dividend (Dividend Reinvestment, Dividend Payout)

Experience in managing this fund: 7 months (managing since November 13, 2018)

Application Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter



FUND FEATURES

The investment objective of the Scheme is to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/ or expected to bene�t from the growth in rural India. However, there can be no assurance that the investment objective of the Scheme will be achieved.







Minimum Amount for Switch in: Rs. 1,000/- and in multiples of Re. 0.01/- thereafter.

Minimum Amount for Redemption / Switch-outs: Rs. 1,000/- or 100 units or account balance, whichever is lower in respect of each Option.

SCHEME DETAILS

SECTOR ALLOCATION (%) as on May 31, 2019


AUM as on May 31, 2019(Rs. in Cr.): 72.33

Invests in segments with strongest contribution potential to India’s growing GDP

Focuses on segments largely insulated from global volatility

Captures under-penetration opportunities in rural India



Entry Load: N.A.Exit Load:

1Includes additional expenses charged in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.

•

•


Long term capital appreciation;

Investment predominantly in equity and equity related securities including derivatives of entities engaged in and/ or expected to bene�t from the growth in rural India.

Growth

Dividend

10.2514

10.2513

10.3664

10.3668

(An open ended equity schemefollowing Rural India theme)

C No. 005676

FACTSHEETMay 2019

Investors understand that their principalwill be at high risk

Riskometer

• An Exit Load of 1% is payable if Units are redeemed / switched-out upto 1 year from the date of allotment; • Nil if Units are redeemed / switched-out after 1 year from the date of allotment

*Investible sector as per SID

THEME BASED SECTOR ALLOCATION* (%) as on May 31, 2019

2.65

3.93

4.33

6.86

7.06

11.81

14.02

19.94

29.40

0.00 5.00 10.00 15.00 20.00 25.00 30.00 35.00

Fertilisers & Pesticides

Construction

Cement & Cement Products

Cash & Other Receivables

Chemicals

Industrial Manufacturing

Financial Services

Automobile

Consumer Goods

Option: Growth and Dividend (Dividend Reinvestment, Dividend Payout)Application Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter










AutomobileBajaj Auto LimitedAshok Leyland LimitedBosch LimitedTata Motors LimitedCement & Cement ProductsUltraTech Cement LimitedAmbuja Cements LimitedConstructionLarsen & Toubro LimitedConsumer GoodsGlaxoSmithKline Consumer Healthcare LimitedITC LimitedGodrej Consumer Products LimitedUnited Breweries LimitedEnergyPetronet LNG LimitedReliance Industries Limited

13.114.023.663.651.78

8.054.253.80

4.504.50

15.384.073.833.783.70

7.744.083.66


Riskometer


as on May 31, 2019:

Load Structure:


Date of allotment: March 15, 2019



Experience in managing this fund: 2 months (managing since March 15, 2019)


FUND FEATURES

The investment objective of the Scheme is to provide long term capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities and derivatives predominantly in large cap companies. However, there can be no assurance that the investment objective of the Scheme will be achieved.



SCHEME DETAILS

SECTOR ALLOCATION (%) as on May 31, 2019



Agile quality portfolio from India’s Big 100 Companies*

Exposure to the more stable half of the market

High conviction bottom up stock picking with a focus on alpha generation


Issuer % of Net AssetsFertilisers & PesticidesBayer Cropscience LimitedFinancial ServicesHousing Development Finance Corporation LimitedHDFC Bank LimitedSBI Life Insurance Company LimitedKotak Mahindra Bank LimitedBajaj Holdings & Investment LimitedIndusInd Bank LimitedIndustrial ManufacturingSiemens LimitedThermax LimitedITTata Consultancy Services LimitedPharmaDr. Reddy's Laboratories LimitedP�zer LimitedCASH & OTHER RECEIVABLESGrand Total

2.942.94

25.044.504.334.294.194.093.64

8.764.554.21

3.933.93

6.373.313.06

4.18100


Entry Load: N.A.Exit Load:

An Exit Load of 1% is payable if Units are redeemed / switched-out upto 1 year from the date of allotment

Nil if Units are redeemed / switched-out after 1 year from the date of allotment.


•

•


Long term capital appreciation

Investment predominantly in equity and equity related securities including derivatives of large cap companies.

Growth

Dividend

10.3343

10.3342

10.3815

10.3774

FACTSHEETMay 2019

C No. 005677

MARKET CAPITALIZATION (%) as on May 31, 2019


10.66 - Mid Cap

89.34 - Large Cap

*In terms of Full Market Capitalisation.



2.94

3.93

4.18

4.50

6.37

7.74

8.05

8.76

13.11

15.38

25.04

0.00 5.00 10.00 15.00 20.00 25.00 30.00

Fertilisers & Pesticides

IT

Cash & Cash Equivalents

Construction

Pharma

Energy

Cement & Cement Products

Industrial Manufacturing

Automobile

Consumer Goods

Financial Services


CERTIFICATE OF DEPOSIT

Axis Bank Limited

Bank of Baroda

IndusInd Bank Limited

Small Industries Dev Bank of India

AU Small Finance Bank Limited

Indian Bank

National Bank For Agriculture and Rural Development

COMMERCIAL PAPER


Chennai Petroleum Corporation Limited

Indian Oil Corporation Limited

T V Sundram Iyengar & Sons Pvt Ltd

L&T Finance Limited

TVS SRICHAKRA LIMITED

LIC Housing Finance Limited

Reliance Jio Infocomm Limited

IIFL Facilities Services Limited

Reliance Industries Limited

Muthoot HomeFin India Limited

Magma Housing Finance

Motilal Oswal Financial Services Limited

Axis Finance Limited

PNB Housing Finance Limited

Tata Housing Development Company Limited

Muthoot Finance Limited

JSW Steel Limited

ICRA A1+

/CRISIL A1+

FITCH A1+

/CARE A1+

CRISIL A1+

CARE A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

ICRA A1+

CRISIL A1+

/ICRA A1+

ICRA A1+

ICRA A1+

ICRA A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

ICRA A1+

CRISIL A1+

CARE A1+

/ICRA A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

FITCH A1+

CRISIL A1+

CARE A1+


Riskometer


as on May 31, 2019:

Load Structure:


Date of allotment: July 4, 2016

FUND MANAGER AND EXPERIENCE

Fund Manager: Mr. Rahul Pal


Average Maturity: 22.40 Days

Modi�ed Duration: 0.10

Yield to Maturity1: 7.17%

Option: Dividend (Daily and Weekly - Reinvestment) and Growth

Experience in managing this fund: 2 years, 11 months (managing since July 04, 2016)

PORTFOLIO STATS



Repurchase / Redemption Amount: Rs. 1,000/- or 1unit or account balance, whichever is lower


FUND FEATURES

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.



SCHEME DETAILS

Average AUM for the month ending May 31, 2019 (Rs. in Cr.): 2,945.42

AUM as on May 31, 2019 (Rs. in Cr.): 2,804.96

Low volatility: Relatively safer during times of high market volatility as liquid funds usually invest in Commercial Papers, Certi�cate of Deposits, CBLO/ Repos and in short term debt instruments with maturity pro�le of not more than 91 days.

Easy liquidity: Investors can invest in liquid funds even for a day.

Cash Management Tool for treasuries of any size: Optimal utilization of idle cash for cash management purposes.

Benchmark: CRISIL Liquid Fund Index

Issuer Rating

15.99

3.56

3.55

2.67

1.78

1.78

1.76

0.89

82.09

5.16

4.45

3.55

3.01

2.67

2.67

2.67

2.67

2.66

2.49

2.32

2.05

1.78

1.78

1.78

1.78

1.78

1.78

% of Net Assets

ICRA A1+

CRISIL A1+

ICRA A1+

CRISIL A1+

ICRA A1+

CARE A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

ICRA A1+

CRISIL A1+

ICRA A1+

CRISIL A1+

CARE A1+

ICRA A1+

ICRA A1+

CARE A1+

CRISIL A1+

CARE A1+

CARE A1+

CRISIL A1+

CARE A1+

CRISIL A1+

ICRA AAA

SOV

Rating

1.78

1.78

1.78

1.77

1.77

1.77

1.77

1.77

1.76

1.76

1.76

1.76

1.76

1.58

1.42

1.42

1.41

0.89

0.89

0.89

0.89

0.89

0.89

0.88

0.36

0.36

0.18

0.18

1.38

100.00

% of Net Assets

JM Financial Services Limited

NTPC Limited

Network18 Media & Investments Limited

Bharat Petroleum Corporation Limited

Aditya Birla Capital Limited

Magma Fincorp Limited

SBI Cards & Payment Services Pvt Limited

Chambal Fertilizers & Chemicals Limited

Navneet Education Limited

Hinduja Leyland Finance Limited

Birla Carbon India Pvt Limited

Gujarat Fluorochemicals Limited

Aditya Birla Finance Limited

Manappuram Finance Limited

JMC Projects (India) Limited

Godrej Properties Limited

JM Financial Properties and Holdings Limited

Rating Pro�le as on May 31,2019

India Infoline Finance Limited

Shriram Housing Finance Company Limited

Future Lifestyle Fashions Limited

Hero Housing Finance Limited

Blue Star Limited

Aarti Industries Limited

CORPORATE BOND

L&T Finance Limited

TREASURY BILL

91 Days Tbill (MD 01/08/2019)

CASH & OTHER RECEIVABLES

Grand Total

Issuer


1Yield to maturity should not be construed as minimum return o�ered by the Scheme2Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.

Investors understand that their principalwill be at low risk

•

•


Regular income over short term

Investment in money market and debt instruments

Growth

Daily Dividend

Weekly Dividend

1,221.2885

1,000.8646

1,009.5752

1,226.1161

1,000.6042

1,003.1589

*Cash & Cash Equivalents includes Fixed Deposits, Cash & Current Assets and CBLO

FACTSHEETMay 2019

C No. 005678

RATING PROFILE as on May 31, 2019

1.38 - Cash & Cash Equivalents*

98.44 - AAA/A1+

0.18 - Sovereign

ASSET ALLOCATION (%) as on May 31, 2019


82.09 - Commercial Paper

0.18 - Sovereign

0.36 - Corporate Bond

15.99 - Certi�cate Of Deposit


CERTIFICATE OF DEPOSIT

AU Small Finance Bank Limited

COMMERCIAL PAPER

IIFL Facilities Services Limited

Magma Housing Finance

L & T Housing Finance

Future Lifestyle Fashions Limited

JMC Projects (India) Limited

Northern Arc Capital Limited

T V Sundram Iyengar & Sons Pvt Ltd

JM Financial Products Limited

Aarti Industries Limited

JM Financial Properties and Holdings Limited

Muthoot HomeFin India Limited

Manappuram Finance Limited

CRISIL A1+

ICRA A1+

CRISIL A1+

ICRA A1+

CARE A1+

CARE A1+

ICRA A1+

ICRA A1+

CRISIL A1+

CRISIL A1+

ICRA A1+

CARE A1+

CRISIL A1+


Riskometer


as on May 31, 2019:

Load Structure:


Date of allotment: February 15, 2017

FUND MANAGER AND EXPERIENCEFund Manager: Mr. Rahul PalTotal Experience: 17 years

Average Maturity: 282 Days

Modi�ed Duration: 0.7

Macualay Duration: 8.64 monthsYield to Maturity1: 8.19%

Option: Dividend Reinvestment (Daily, weekly, Monthly), Dividend Payout (Monthly) and Growth

Experience in managing this fund: 2 years, 4 months (managing since February 15, 2017)

PORTFOLIO STATS



Redemption / Switch-outs Amount: Rs.1,000/- or 1unit or account balance, whichever is lower


FUND FEATURES

The investment objective of the Scheme is to provide reasonable returns, commensurate with a low to moderate level of risk and high degree of liquidity, through a portfolio constituted of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns



SCHEME DETAILS ASSET ALLOCATION (%) as on May 31, 2019 RATING PROFILE as on May 31, 2019




3.25 - Certi�cate Of Deposit

22.17 - AA

68.33 - AAA/A1+




Positioned between liquid funds and short-term funds with respect to the risk-return matrix.Potentially better returns than that of liquid funds through strategic shifts in the maturity pro�le.Lower volatility through relatively lower duration than short term funds.Higher �exibility in asset allocation vis-à-vis liquid funds.

Benchmark: CRISIL Low Duration Debt Index

Issuer Rating

3.25

3.25

37.63

6.81

5.73

4.88

3.40

3.39

3.30

1.70

1.69

1.69

1.68

1.68

1.68

% of Net Assets

CRISIL AAA

CRISIL AAA

ICRA AA

CRISIL AA

CRISIL AAA

CARE AAA

ICRA AA

CRISIL AAA

FITCH AA+

CRISIL AA

CRISIL AAA

ICRA AA

CRISIL AAA

CRISIL AA

CRISIL AAA

Rating

49.62

6.92

5.10

5.08

5.07

3.42

3.42

3.41

3.41

3.38

1.80

1.76

1.72

1.72

1.71

1.70

9.50

100.00

% of Net Assets

CORPORATE BOND


Power Finance Corporation Limited

Tata Housing Development Company Limited

Muthoot Finance Limited

Kotak Mahindra Prime Limited

Small Industries Dev Bank of India

Piramal Enterprises Limited

REC Limited

PNB Housing Finance Limited

IIFL Home Finance Limited

Indian Railway Finance Corporation Limited

Dalmia Cement (Bharat) Limited

LIC Housing Finance Limited

Nuvoco Vistas Corporation Limited

Housing Development Finance Corporation Limited

CASH & OTHER RECEIVABLES

Grand Total

Issuer


Investors understand that their principalwill be at moderately low risk

•

•

*Investors should consult their �nancial advisers if in doubt about whether the product is suitable for them.

Regular income over short term

Investment in debt and money market instruments

Growth

Daily Dividend

Monthly Dividend

Weekly Dividend

1161.3190

1004.5848

1113.5511

1054.4319

1186.6163

1053.2112

1133.0377

1032.1322

*Cash & Cash Equivalents includes Fixed Deposits, Cash & Current Assets and CBLOMinimum Monthly SIP Amount: Rs 500 and in multiples of Re 1 thereafter




An open ended low duration debt scheme investing in instruments such that the Macaulay

duration of the Portfolio is between 6 months and 12 months (Please refer page 29 of SID)

FACTSHEETMay 2019

C No. 005679

1Yield to maturity should not be construed as minimum return o�ered by the Scheme.2 Includes additional expenses charged in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.

‘Investors may note that the di�erence in dividend per unit for 'Individuals' and 'Others', is due to di�erential rate of applicable Dividend Distribution Tax (DDT). Pursuant to payment of dividend, the NAV of the Dividend Option(s) of the Scheme/Plan(s) falls to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For complete list of dividends, visit www.mahindramutualfund.com.

27-Mar-1927-Mar-1925-Apr-1925-Apr-1929-May-1929-May-19

Monthly Regular DividendMonthly Direct DividendMonthly Regular DividendMonthly Direct DividendMonthly Regular DividendMonthly Direct Dividend

5.86066.48324.40035.00157.40548.1461

100010001000100010001000

1120.93051141.21951118.90331139.16251112.79441132.219

DIVIDEND HISTORY

Record Date Plan(s)/Option(s) Individuals/HUF (Dividend) Face Value Cum-Dividend NAV(Rs. per unit)(Rs. per unit)

5.42696.00354.07474.63146.85747.5433

Others (Dividend)(Rs. per unit) (Rs. per unit)

Average Maturity: 2.05 yearsModi�ed Duration: 1.7

Yield to Maturity1: 9.68%

PORTFOLIO STATS

Macaulay Duration: 1.83


COMMERCIAL PAPERIIFL Facilities Services LimitedJM Financial Properties and Holdings LimitedMuthoot HomeFin India LimitedCORPORATE BONDIIFL Home Finance LimitedJM Financial Asset Reconstruction Company LimitedEdelweiss Rural & Corporate Services LimitedDalmia Cement (Bharat) LimitedCoastal Gujarat Power LimitedNayara Energry LimitedTata Housing Development Company LimitedSikka Ports and Terminals LimitedMuthoot Finance LimitedReliance Jio Infocomm LimitedAsirvad Micro�nance LtdREC LimitedU.P. Power Corporation LimitedPNB Housing Finance LimitedYes Bank LimitedPower Finance Corporation LimitedCASH & OTHER RECEIVABLESGrand Total

8.993.223.202.57

84.226.836.826.666.526.506.506.436.436.426.364.873.223.223.212.991.24

6.79100.00


Riskometer




Date of allotment: August 20, 2018

FUND MANAGER AND EXPERIENCEFund Manager: Mr Rahul PalTotal Experience: 17 years

Minimum Application / Additional Purchase Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter.

Experience in managing this fund: 9 months (managing since August 20, 2018)



Available Plans: Direct (D) , Regular


FUND FEATURES

The investment objective of the Scheme is to generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments while maintaining the optimum balance of yield, safety and liquidity. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.



Growth

Dividend

Quarterly Dividend

10.5471

10.5472

10.5470

10.6381

10.6379

10.6383

Available Options under each plan: Growth (D), Dividend

Available Facilities under Dividend Option: Dividend Reinvestment (D), Dividend Payout

Available Sub-Options under Dividend Option: Discretionary (D), Quarterly

SCHEME DETAILS

ASSET ALLOCATION (%) as on May 31, 2019



Optimum balance of safety, liquidity and yield Diversi�cation of portfolio for investors with moderate risk appetiteAlternative to traditional investment options and has potential to deliver better risk adjusted returnsIndexation bene�ts for Long Term Capital Gains Taxes#

Benchmark: NIFTY Credit Risk Bond Index


ICRA A1+ICRA A1+ICRA A1+

CRISIL AAICRA AA-ICRA AAICRA AA

CARE AA(SO)CARE AAICRA AA

CRISIL AAACRISIL AA

CRISIL AAACRISIL A+

CRISIL AAACRISIL A+(SO)

FITCH AA+ICRA A

CRISIL AAA

Rating

Entry Load: N.A.Exit Load: 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of Units.Any redemption in excess of the above limit shall be subject to the following exit load:• An exit load of 1% is payable if Units are redeemed / switched-out on or before completion of 12 months from the date of allotment of Units;• Nil - If Units are redeemed / switched-out after completion of 12 months from the date of allotment of Units.Redemption /Switch-Out of Units would be done on First in First out Basis (FIFO)

Investors understand that their principalwill be at moderate risk

•

•


To generate regular returns and capital appreciation over medium term

Investment predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments while maintaining the optimum balance of yield, safety and liquidity

#If the units are held for more than 36 months. Investors are advised to consult their �nancial/tax advisors before investing.

(An open ended debt scheme predominantly investing in AA and below rated corporate bonds

(excluding AA+ rated corporate bonds))

C No. 0056710

FACTSHEETMay 2019

RATING PROFILE as on May 31, 2019

26.24 - AAA/A1+

55.89 - AA

11.08 - A





1Yield to maturity should not be construed as minimum return o�ered by the Scheme.2 Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.

*Cash & Cash Equivalents includes Fixed Deposits, Cash & Current Assets and CBLO

D- Default

Performance as on May 31, 2019

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 15-Feb-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 1,000 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Performance details of other scheme(s) managed by Mr. Rahul Pal (Mahindra Credit Risk Yojana) has not been provided as the scheme has not completed 1 year.

Mahindra Low Duration Bachat Yojana - Reg - Growth

Mahindra Low Duration Bachat Yojana - Dir - Growth

Crisil Low Duration Debt Index^

Crisil 1 Yr T-Bill Index^^

11,614

11,867

11,822

11,597

1,161.32

1,186.62

5,504.11

5,487.88

10,780

10,876

10,889

10,786

6.76%

7.77%

7.59%

6.69%

7.80%

8.76%

8.89%

7.86%

1 Year Since Inception 1 Year (`) Since Inception (`)

NAV / Index Value(as on May 31,

2019)Scheme Name

CAGR Returns (%) Value of Investment of ₹ 10,000*

Mahindra Low Duration Bachat Yojana - Managed by Rahul Pal

11.78

12.48

7,670.44

16,583.46

11,774

12,481

13,651

14,190

10,186

10,387

10,827

11,243

6.44%

8.84%

12.63%

14.31%

1.86%

3.87%

8.27%

12.43%

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 18-Oct-16.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr. V. Balasubramanian is managing the Scheme since August 1, 2018. Performance Details of other schemes managed by Mr V. Balasubramanian (Mahindra Rural Bharat and Consumption Yojana & Mahindra Pragati Bluechip Yojana) have not been provided as the schemes have not completed 1 year.



2019)Scheme Name


Mahindra Mutual Fund Kar Bachat Yojana - Reg - GrowthMahindra Mutual Fund Kar Bachat Yojana - Dir - GrowthNifty 200 Index TRI^

Nifty 50 Index TRI^^

Mahindra Mutual Fund Kar Bachat Yojana - Managed by V. Balasubramanian

Mahindra Liquid Fund - Reg - GrowthMahindra Liquid Fund - Dir - GrowthCrisil Liquid Fund Index^

Crisil 1 Yr T-Bill Index^^

12,213

12,260

12,230

12,094

1,221.29

1,226.12

3,126.13

5,487.88

10,758

10,772

10,773

10,786

7.12%

7.26%

7.17%

6.76%

7.58%

7.72%

7.73%

7.86%

7.15%

7.26%

8.08%

9.12%

7.23%

7.34%

7.97%

11.25%

7.19%

7.30%

7.60%

14.26%

7 Days 15 Days 30 Days 1 Year Since Inception 1 Year (`) Since Inception (`)


2019)

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 04-Jul-16.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 1,000 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years.*Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Performance details of other scheme(s) managed by Mr. Rahul Pal (Mahindra Credit Risk Yojana) has not been provided as the scheme has not completed 1 year.

Scheme NameSimple Annualised Returns (%) CAGR Returns (%) Value of Investment of ₹ 10,000*

Mahindra Liquid Fund - Managed by Rahul Pal

C No. 0056711

11.43

12.02

10,562.45

16,583.46

11,434

12,020

13,691

14,103

10,660

10,867

11,205

11,243

5.93%

8.23%

14.46%

15.93%

6.60%

8.67%

12.05%

12.43%

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 1-Feb-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr. Srinivasan Ramamurthy is managing the equity portion of the Scheme since August 1, 2018. Performance details of other scheme(s) managed by Mr. Rahul Pal (Mahindra Credit Risk Yojana) has not been provided as the scheme has not completed 1 year.



2019)Scheme Name


9.45

9.71

17,911.57

16,583.46

9,453

9,707

8,686

10,986

9,657

9,846

9,521

11,243

-4.14%

-2.21%

-10.04%

7.32%

-3.43%

-1.54%

-4.79%

12.43%



2019)


Mahindra Dhan Sanchay Equity Savings Yojana - Managed by Srinivasan Ramamurthy (Equity) and Rahul Pal (Debt)

Mahindra Dhan Sanchay Equity SavingsYojana - Reg - Growth

Mahindra Dhan Sanchay Equity SavingsYojana - Dir - Growth

55% Nifty 50 Index TRI+ 30% Crisil Composite BondFund Index+15% Crisil Liquid Fund Index^


11.0811.62

7,670.4416,583.46

11,07611,61512,32813,012

10,32910,53810,82711,243

5.10%7.56%

10.72%13.67%

3.29%5.38%8.27%

12.43%

"^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 11-May-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years.*Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr Srinivasan Ramamurthy is managing the Scheme since September 10, 2018.



2019)Scheme Name


Mahindra Mutual Fund Badhat Yojana - Managed by Srinivasan Ramamurthy

Mahindra Mutual Fund Badhat Yojana - Reg - GrowthMahindra Mutual Fund Badhat Yojana - Dir - GrowthNifty 200 Index TRI^


"^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 30-Jan-18.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr. V. Balasubramanian is managing the Scheme since August 1, 2018. Performance Details of other schemes managed by Mr V. Balasubramanian (Mahindra Rural Bharat and Consumption Yojana & Mahindra Pragati Bluechip Yojana) have not been provided as the schemes have not completed 1 year.

Scheme Name

Mahindra Unnati Emerging Business Yojana - Managed by V. Balasubramanian

Mahindra Unnati Emerging Business Yojana - Reg - GrowthMahindra Unnati Emerging Business Yojana - Dir - GrowthS&P BSE Mid Cap Index TRI^


TRI - Total Return Index




Performance as on May 31, 2019

C No. 0056712

SIP Performance - If you had invested Rs. 10,000 every month

SIP Investment PeriodTotal AmountInvested (₹)

Market Value (₹) CAGR Returns (%)

Regular Plan

Mahindra Mutual Fund Kar Bachat Yojana

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 18-Oct-16.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash �ow by using the XIRR method (investment internal rate of return).

1 Year

Since Inception

1,20,000

3,10,000

1,24,440

3,21,848

6.97%

2.85%

Market Value (₹) CAGR Returns (%) Market Value (₹) CAGR Returns (%)

Nifty 200 Index TRI^ Nifty 50 Index TRI^^

1,27,865

3,58,699

12.44%

11.34%

1,30,339

3,71,904

16.44%

14.27%


Direct Plan

1,25,699

3,31,154

8.97%

5.04%

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 1-Feb-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash �ow by using the XIRR method (investment internal rate of return).

SIP Investment Period Total AmountInvested (₹)


Regular Plan

Mahindra Dhan Sanchay Equity Savings Yojana

Since Inception

1,20,000

2,70,000

1,26,426

2,85,081

10.13%

4.75%


Nifty 50 Index TRI^^55% Nifty 50 Index TRI + 30% Crisil

Composite Bond Fund Index+15% Crisil Liquid Fund Index^

1,29,861

3,10,760

15.66%

12.58%

1,30,339

3,13,504

16.44%

13.40%


Direct Plan

1,27,668

2,91,957

12.12%

6.88%

Note: Pursuant to SEBI Circular no. SEBI/HO/IMD/DF3/CIR/P/2018/04 dated Jan 4, 2018, the performance of the schemes has been benchmarked to Total Return Index variant (wherever available) of their respective benchmark indices.



Regular Plan

Mahindra Unnati Emerging Business Yojana

1 Year

Since Inception

1,20,000

1,60,000

1,21,452

1,60,555

2.26%

0.49%


Nifty 50 Index TRI^^S&P BSE Midcap Index TRI^

1,18,999

1,56,148

-1.55%

-3.42%

1,30,339

1,76,619

16.44%

14.87%


Direct Plan

1,22,599

1,62,651

4.06%

2.36%

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 30-Jan-18.

Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash �ow by using the XIRR method (investment internal rate of return).

1 Year

Since Inception

1,20,000

2,40,000

1,26,834

2,50,926

10.78%

4.36%

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 11-May-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash �ow by using the XIRR method (investment internal rate of return).



Regular Plan

Mahindra Mutual Fund Badhat Yojana

1,27,865

2,63,942

12.44%

9.46%

1,30,339

2,73,337

16.44%

13.09%


Nifty 50 Index TRI^^Nifty 200 Index TRI^

1,28,103

2,56,477

12.82%

6.55%


Direct Plan

SIP Investment PeriodTotal AmountInvested (₹)


Regular Plan

Mahindra Low Duration Bachat Yojana

1 Year

Since Inception

1,20,000

2,70,000

1,25,293

2,92,913

8.32%

7.17%


Crisil Low Duration Debt Index^ Crisil 1 Yr T-Bill Index^^

1,25,854

2,95,976

9.22%

8.11%

1,25,293

2,93,181

8.32%

7.25%


Direct Plan

1,25,863

2,96,112

9.23%

8.15%

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 15-Feb-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash �ow by using the XIRR method (investment internal rate of return).

1 Year





Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

INVESTMENT OBJECTIVEThe investment objective of the Scheme is to provide long term capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities and derivatives predominantly in large cap companies. However, there can be no assurance that the investment objective of the Scheme will be achieved.

High

High

Low to Medium

80-100

0-20

0-20

Medium to High0-10

Asset Allocation Pattern

Equity and Equity related Securities of Large Cap companies^*

Equity and Equity Related instruments of other companies^

Debt and Money Market Securities^ (including CBLO, Reverse Repo)

Units issued by REITs & InvITs

*Definition of Large Cap Companies:1st – 100th company in terms of full Market Capitalization. For the purpose of this definition, the list of stocks prepared by AMFI in this regard will be adopted. ^including derivative instruments to the extent of 50% of the Net Assets of the Scheme. For detailed asset allocation refer SID of the Scheme available at www.mahindramutualfund.com or visit nearest Investor Service Centre.

ASSET ALLOCATION

INVESTMENT STYLEHigh conviction*concentrated portfolio in a staggered fashion with a focus to generate alphaTo follow blended style of investing-Growth and ValueTop down approach to identify sectors with potential across different periods based on emerging macro trendsBottom up stock selection from the Big 100 that have good governance and strong leadershipTactical calls for short to medium investment horizons

*Conviction will be based on internal evaluation and price performance position keeping investor interest in mind

*

Long term capital appreciation;Investment predominantly in equity and equity related securities including derivatives of large cap companies.Investors should consult their financial advisers if in doubt about whether the product is suitable for them.Investors understand that their

principal will be at moderately high risk

RiskometerThis product is suitable for investors who are seeking*:

Indicative Allocation(% of assets)

Risk Profile



Mahindra Asset Management Company Private Limited Registered O� ce: “A” Wing, 4th Floor, Mahindra Towers,Dr. G.M. Bhosale Marg, P.K. Kurne Chowk,Worli, Mumbai 400018 India

Corporate O� ce:Sadhana House, 1st Floor, 570, P.B. Marg,Worli, Mumbai - 400018, IndiaEmail: m� [email protected]: + 91 22 66526000 | Fax: +91 22 24984170Website: www.mahindramutualfund.comToll free: 1800 419 6244

CIN: U65900MH2013PTC244758

DisclaimerThe views expressed here in this document are for general information and reading purpose only and do not constitute any guidelines and recommendations on any course of action to be followed by the reader. No representation or warranty is made as to the accuracy, completeness or fairness of the information and opinions contained herein. The views are not meant to serve as a professional guide / investment advice / intended to be an o�er or solicitation for the purchase or sale of any �nancial product or instrument or mutual fund units for the reader. This document has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. While utmost care has been exercised while preparing this document, Mahindra Asset Management Company Private Limited (Mahindra AMC) does not warrant the completeness or accuracy of the information and disclaims all liabilities, losses and damages arising out of the use of this information. The data/statistics given in the document are to explain general market trends in the securities market, it should not be construed as any research report/research recommendation. Readers of this document should rely on information /data arising out of their own investigations and advised to seek independent professional advice and arrive at an informed decision before making any investments. Neither Mahindra Mutual Fund, Mahindra AMC nor Mahindra Trustee Company Private Limited, its directors or associates shall be liable for any damages that may arise from the use of the information contained herein.

C No. 00567

jaise angoothi main heera toh banta hai€¦ · mutual fund. the entry load is added to the...

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