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Investments and Pensions of the FBI

Thomas Lincoln & Associates

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Thomas Lincoln & Associates Advisors Independently owned and managed 25 years of investment experience Relationship-driven client service Quantitative investment process

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Overview Investment Process and Characteristics Investment Review

Evaluate Financial Status Formulate Guidelines

Investment Strategy Select Investments Review & Report Status

Maturity

Qua

lity

Sect

or

Buy/Sell

Allocation

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Basic Strategy Investment

Evaluate Formulate Select Review

Investment

Evaluate

FormulateSelect

Review

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Review Status Current Financial Status

Review expectations Establish objectives

Formulate Guidelines Establish asset allocation

Select Markets Risk Stability and Growth

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The IRAsEligibility Annual

Contributions Distributions Taxes

Roth IRA

AnyoneSingle: $100kMarried:$166k

MaximumSingle: $5kMarried: $10k

No age req. after 59 ½ Lump sum or installments

No tax after 59 ½ Penalty before 59 ½

IRAAnyone Lesser of $5k

or 100% ofearned income

70 ½ age req.Lump sum or installments

Income tax applies

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Other Pension PlansEligibility Annual

ContributionsContribution

Type Taxes

Keogh

Self employed Sole proprietors

Maximum: $40k or 25% of employee compensation

By employer 2 part plan Pre-tax

Income tax applies

SEP- IRASelf employed Maximum: 40k or

25% of compensation

By employer Pre-tax

Income tax applies