investment options nationwide flexible advantage · ambcn mdcap val inst o buva 4321 0 0.9 ......
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Investment Options
Phone: 800-548-6436 • Fax: 877-634-0157 • nationwide.com
For reference only. Complete an Investment Option Update Request form or Move Assets/Mass Exchange form to make changes to an
account.
Nationwide® Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
AB Bd Infl Strat I O 5699 0.990.15EEOA
AB Core Oppr I O 4757 0.90.15CNTA
AB Disc Gr I O 1581 0.770.15ABOA
AB Disc Val I O 1582 0.860.15ABPA
AB Emrg Mkt Mult Asst I O 5102 1.60.15DCPA
AB Eq Inc I O 1583 0.770.15ABQA
AB Glbl Bd I O 4758 0.560.15CNUA
AB Glbl Rsk Alloc I O 1576 0.970.15ABHA
AB GlbRealEstInvmt I O 4759 0.980.15CNVA
AB Hi Inc I O 4760 0.540.15CNWA
AB Inc Adv O 5698 0.90.15EENA
AB Intmd Bd I O 4761 0.750.15CNXA
AB LgCap Gr I O 4763 0.750.15CNZA
AB Rel Val I O 1578 0.740.15ABKA
AB SmCap Gr Adv O 4249 0.940.15BRAA
AB Sustnbl Intl Thmtc I O 4762 1.060.15CNYA
Abrden Divrs Altrnatv I O 5016 2.240CYMA
Abrden Divrs Inc Inst O 3563 1.60AAZA
Abrden Dynmc Alloc Inst O 3564 1.690ABWA
Abrden Emrg Mkt Inst O 4489 1.130CBVA
Abrden Focs US Eq Inst O 3557 1.370AAJA
Abrden Glbl Eq Inst O 3558 1.320AAOA
Abrden Glbl Hi Inc I O 5017 0.910CYNA
Abrden Intl Eq Inst O 3560 1.020AAQA
Abrden Sel Intl Eq II Inst O 3987 1.40BFGA
Abrden US Eq Inst O 3565 10ABYA
Alger Cap App Focs Y O 6050 1.480ETTA
Alger Cap App I2 O 5072 0.940.1DBDA
Alger SmCap Focs Y O 5700 1.510EEPA
Alger SMdCap Focs Y O 6051 9.540ETUA
Alger Spectra Z O 5073 0.960DBEA
AllnzGI Focs Gr Inst O 3567 0.760ACJA
AllnzGI Intl SmCap I O 3568 1.430ACNA
AllnzGI MdCap Inst O 2360 0.780PRCA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 1 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
AllnzGI NFJ DivdVal Inst O 3571 0.760ACZA
AllnzGI NFJ Intl Val Inst O 3572 1.020ADCA
AllnzGI NFJ LgCapVal Inst O 3573 0.760ADFA
AllnzGI NFJ MdCapVal Inst O 3574 0.860ADHA
AllnzGI NFJSmCapVal Inst O 2249 0.910APXA
AllnzGI Tech Inst O 3576 1.220ADLA
ALPS Clough China I O 4690 1.830CKMA
ALPS CrComMgCpltComStrat I O 4665 1.170CJNA
ALPS RdRcks Listed Prvt Eq O 4666 1.680CJOA
ALPS RvrFrntAstAllcGrIn I O 4725 0.910CMLA
ALPS RvrFrntAstAllcInGr I O 4723 0.790CMJA
ALPS RvrFrntAstAllcMod I O 4731 0.810CMTA
ALPS RvrFrntAstAllocAggr I O 4729 0.950CMQA
ALPS RvrFrntAstAllocGr I O 4727 0.930CMOA
Amana Devl Wld Inv P 4888 1.310.35CTGA
Amana Gr Inv P 4890 1.080.35CTIA
Amana Inc Inv P 4892 1.10.35CTKA
Amana Partcptn Inst O 5997 0.620.1ERIA
AmBcn Bal Inst O 2514 0.60AADA
AmBcn BrdgwayLgCapVal Inv P 4668 1.060.35CJQA
AmBcn Intl Eq Inst O 2517 0.730AXIA
AmBcn LgCap Val Inst O 4320 0.60BUUA
AmBcn MdCap Val Inst O 4321 0.90BUVA
AmBcn SmCap Val Inst O 2723 0.830IAVA
AmBcn SP FlotngRtInc Inst O 5777 0.870EHXA
AmBcn StephnsMdCapGr Inv P 4670 1.240.35CJSA
AmBcn StephnsSmCapGr Inst O 4372 1.080BWVA
AmBcn Zebra SmCap Eq Inv P 4672 1.580.35CJUA
AmCent AC EqMktNutrl R5 O 5491 2.720.15DVYA
AmCent Bal R5 O 5492 0.710.15DVZA
AmCent Cor Pls R5 O 3577 0.470ADMA
AmCent Divrs Bd R6 O 5494 0.350DWBA
AmCent Dscpld Gr R5 O 5493 0.820.15DWAA
AmCent Emrg Mkt R6 O 5495 0.910DWCA
AmCent Eq Gr R5 O 5496 0.470.15DWDA
AmCent Eq Inc R6 O 5387 0.570DRGA
AmCent Glbl Gr R6 O 5497 0.730DWEA
AmCent Glbl RealEst R6 O 5498 0.770DWFA
AmCent GNMA R5 O 3580 0.350ADQA
AmCent Govt Bd R5 O 4205 0.270BPEA
AmCent Gr R6 O 5499 0.630DWGA
AmCent Hertg R6 O 5500 0.660DWHA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 2 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
AmCent Hi Yld R5 O 4898 0.660CTQA
AmCent In Rtrmt R6 O 5719 0.540EHMA
AmCent Inc Gr I O 1391 0.470.15AIGA
AmCent Infl Adj Bd R5 O 1392 0.270ANBA
AmCent Intl Bd R5 O 2556 0.60IDIA
AmCent Intl Gr R6 O 5502 0.820DWJA
AmCent Lg Co Val R6 O 5503 0.490DWKA
AmCent MdCap Val R6 O 5504 0.660DWLA
AmCent MultAsstRealRtn R5 O 5505 0.730.15DWMA
AmCent OneChoice2020 R6 O 5701 0.550EEQA
AmCent OneChoice2025 R6 O 5703 0.560EESA
AmCent OneChoice2030 R6 O 5705 0.590EEUA
AmCent OneChoice2035 R6 O 5707 0.610EEWA
AmCent OneChoice2040 R6 O 5709 0.630EEYA
AmCent OneChoice2045 R6 O 5711 0.650EFAA
AmCent OneChoice2050 R6 O 5713 0.670EFCA
AmCent OneChoice2055 R6 O 5715 0.680EFEA
AmCent OneChoice2060 R6 O 5717 0.680EFGA
AmCent RealEst R6 O 5506 0.80DWNA
AmCent Sel R6 O 5507 0.650DWOA
AmCent Shrt Dur R5 O 3597 0.390AFQA
AmCent ShtDrInflPrtBd R5 O 2555 0.370AIPA
AmCent SmCap Gr R6 O 5508 1.010DWPA
AmCent SmCap Val R6 O 5509 0.910DWQA
AmCent ST Govt R5 O 3598 0.350AFTA
AmCent Sustnbl Eq R5 O 5510 0.650.15DWRA
AmCent Ultra R6 O 5511 0.630DWSA
AmCent Util Inv P 2173 0.670.35ABUA
AmCent Val R6 O 5512 0.630DWTA
AmCent ZerCpn Bd 2025 Inv P 4798 0.550.25CPKA
AmFds 2010 TrgtDtRtrmt R6 O 2557 0.340RFTA
AmFds 2015 TrgtDtRtrmt R6 O 2558 0.330RFJA
AmFds 2020 TrgtDtRtrmt R6 O 2559 0.350RRCA
AmFds 2025 TrgtDtRtrmt R6 O 2560 0.370RFDA
AmFds 2030 TrgtDtRtrmt R6 O 2561 0.390RFEA
AmFds 2035 TrgtDtRtrmt R6 O 2562 0.40RFFA
AmFds 2040 TrgtDtRtrmt R6 O 2563 0.410RFGA
AmFds 2045 TrgtDtRtrmt R6 O 2564 0.410RFHA
AmFds 2050 TrgtDtRtrmt R6 O 2565 0.420RFIA
AmFds 2055 TrgtDtRtrmt R6 O 3967 0.420BEGA
AmFds 2060 TrgtDtRtrmt R6 O 4996 0.490CXSA
AmFds Am Bal R6 O 2550 0.280RLBA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 3 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
AmFds Am Hi Inc Tr R6 O 2566 0.350RITA
AmFds Am Mut R6 O 2567 0.30RMFA
AmFds AMCAP R6 O 2549 0.360RAFA
AmFds Bd Fd Am R6 O 2645 0.250RBFA
AmFds Cap Inc Bldr R6 O 2568 0.290RIRA
AmFds Cap Wld Bd R6 O 2569 0.530RCWA
AmFds Cap Wld Gr Inc R6 O 2570 0.450RWIA
AmFds Cnsrv Gr Inc R6 O 4997 0.320CXTA
AmFds Devl Wld Gr Inc R6 O 5892 0.890ENAA
AmFds EuroPacfc Gr R6 O 2583 0.490RERA
AmFds Fdmntl Inv R6 O 2587 0.30RFNA
AmFds Glbl Bal R6 O 4323 0.520BUXA
AmFds Gr Fd Am R6 O 2646 0.330RGAA
AmFds Inc Fd Am R6 O 2647 0.280RIDA
AmFds Infl Lnkd Bd R6 O 5893 0.380ENBA
AmFds Int Gr Inc R6 O 4342 0.570BVQA
AmFds Intmd Bd Fd Am R6 O 2594 0.270RBOA
AmFds Invmt Co Am R6 O 2648 0.30RICA
AmFds New Econ R6 O 2649 0.460RNGA
AmFds New Prspct R6 O 2604 0.450RNPA
AmFds New Wld R6 O 2605 0.640RNWA
AmFds Rtrmt Inc Cnsrv R6 O 5779 0.390EHZA
AmFds Rtrmt Inc Enhcd R6 O 5781 0.40EIBA
AmFds Rtrmt Inc Mod R6 O 5783 0.380EIEA
AmFds SmCap Wld R6 O 2638 0.70RLGA
AmFds ST Bd Fd Am R6 O 2637 0.350RMMA
AmFds US Govt Sec R6 O 2653 0.260RGVA
AmFds Wshngtn Mut Inv R6 O 2656 0.290RWMA
AMG Chi EqPtnrsBal Z O 4553 0.890CENA
AMG FQ Glbl RskBal Z O 4555 1.130CEPA
AMG TmSquareIntSmCap Z O 5236 0.990DJSA
AMGGW&K Cor Bd I O 4560 0.590.08CEUA
AMGGW&K Enhcd Cor Bd Z O 4935 0.760CVBA
AMGGW&K SmCap Cor I O 4557 0.950.08CERA
AMGGW&K SystmcMdCpVal Z O 4936 0.960CVCA
AMGMgrs BW Blue Fd I O 1565 1.20.08BLUA
AMGMgrs BW Fd I O 1566 1.120.08BRWA
AMGMgrs Cadence MdCap Z O 1432 0.730PMIA
AMGMgrs Dbline CorPlsBd I O 5237 0.780.08DJTA
AMGMgrs Frpt MdCap I O 3603 0.890.08AGJA
AMGMgrs Loomis Bd N P 4559 0.990.15CETA
AMGMgrs Mntg Cldwl Gr I O 3605 0.950.08AGPA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 4 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
AMGMgrs RealEst N P 4561 1.090.15CEVA
AMGMgrs Skyline Spec Eq N P 4569 1.190.15CFIA
AMGMgrs Spec Eq Z O 4904 1.160CTWA
AMGMgrs Ycktmn Fd I S 4507 0.760.08CCPA
AMGMgrs Ycktmn Focs I O 4506 1.10.08CCOA
AQR Eq Mkt Nutrl I O 5513 2.180.1DWUA
AQR Glbl Eq I O 5331 0.90.1DOGA
AQR Intl Defn Style I O 5332 0.680.1DOHA
AQR Intl Eq I O 5333 0.940.1DOJA
AQR LgCap Defn Style I O 5334 0.420.1DOKA
AQR Lng Shrt Eq I O 5335 2.110.1DOLA
AQR Mgd Ftr Strat I O 5103 1.220.1DCQA
Ariel App Inv P 4434 1.120.1BZHA
Ariel Fd Inv P 4436 1.010.1BZJA
Ariel Focs Inv P 4435 1.190.1BZIA
Artisan Intl Val Inst O 5392 1.020DRMA
AveMaria Bd O 2012 0.50AFVA
AveMaria Gr S 1841 0.970.4AVGA
AveMaria Ris Divd S 1842 0.930.4AVDA
AveMaria Val S 1840 1.210.4AVMA
Azzad Ethical P 6041 1.170.25ETIA
Azzad Wise Cap O 6042 1.420.15ETJA
Baird Aggregte Bd Inst O 4378 0.30BXBA
Baird Cor Pls Bd Inst O 5238 0.30DJUA
Baird Intmd Bd Inst O 4206 0.30BPFA
Baird MdCap Inst O 4490 0.840CBWA
Baird ST Bd Inst O 5239 0.30DJVA
Baron Asst Inst O 3606 1.040.15AGQA
Baron Disc Inst O 5515 1.230.15DWWA
Baron Emrg Mkt Inst O 5516 1.10.15DWXA
Baron Fifth Ave Gr Inst O 4519 0.840.15CDDA
Baron Gr Inst O 3607 1.040.15AGUA
Baron Oppr Inst O 3608 1.140.15AGYA
Baron Ptnrs Inst O 3609 1.530.15AGZA
Baron RealEst Inst O 4520 1.060.15CDEA
Baron SmCap Inst O 3610 1.050.15AHAA
BlkRk 20/80 TrgtAlloc K O 5721 0.560EFKA
BlkRk 40/60 TrgtAlloc K O 5722 0.550EFLA
BlkRk 80/20 TrgtAlloc Inst P 5199 0.550.25DHZA
BlkRk Advtg Glbl Inst P 3621 1.10.25AHOA
BlkRk Advtg LgCap Cor Inst P 3630 0.820.25AHZA
BlkRk Advtg LgCap Gr Inst P 3637 0.920.25AJAA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 5 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
BlkRk Advtg LgCapVal Inst P 3632 0.920.25AIJA
BlkRk Advtg SmCap Gr Inst O 2261 0.750.25BPGA
BlkRk AdvtgUSTtlMkt Inst P 3642 10.25AJFA
BlkRk Bal Cap Inst O 2515 0.940.25MCPA
BlkRk Basic Val Inst O 2509 0.540.25MBXA
BlkRk Cap App Inst P 5784 0.810.25EIFA
BlkRk Cap App K P 3613 0.670AHEA
BlkRk Cor Bd Port Inst P 5785 0.660.5EIHA
BlkRk Cor Bd Port K O 4185 0.540BOJA
BlkRk Emrg Mkt Inst P 3620 1.220.25AHNA
BlkRk Enrgy Rsrc Inst P 3614 1.040.25AHFA
BlkRk Eq Divd Inst P 3615 0.730.25AHGA
BlkRk Eurofd Inst P 3616 1.10.25AHHA
BlkRk Flotng Rt Inc Inst P 4673 0.680.25CJVA
BlkRk Glbl Alloc Inst P 3618 0.910.25AHKA
BlkRk Glbl Divd Inst P 4675 0.750.25CJXA
BlkRk Glbl LngShrt Eq Inst P 5018 1.930.25CYOA
BlkRk GNMA Inst P 5786 0.710.5EIIA
BlkRk GNMA K O 4180 0.630BOEA
BlkRk Hi Yld Bd Inst P 5787 0.630.25EIJA
BlkRk Hi Yld Bd Port K O 4181 0.540BOFA
BlkRk Hlth Scnc Oppr Inst P 2808 0.890.25SHSA
BlkRk Infl Prtct Bd Inst P 5788 0.530.25EIKA
BlkRk Infl Prtct Bd K O 4182 0.40BOGA
BlkRk Intl Divd Inst P 3628 1.070.25AHWA
BlkRk iS DvlRlEstIndx Inst O 5733 0.220.05EFXA
BlkRk iS MSCI TtlIntlInd K O 5243 0.110DJZA
BlkRk iS MSCITtIntInd Inst O 4801 0.160.05CPNA
BlkRk iS Rsl2000SmCpInd K O 5242 0.140DJYA
BlkRk iS RslSmMdCapIndx K O 5337 0.470DONA
BlkRk iS S P 500 Indx Inst O 4544 0.110.05CECA
BlkRk iS S P 500 Indx K O 5241 0.040DJXA
BlkRk iS TtlStkMkt Indx K O 5338 0.060DOOA
BlkRk iS USAggregtBdIndx K O 5339 0.060DOPA
BlkRk iSMSCI DevlWldIndx K O 5336 0.180DOMA
BlkRk iSMSCIEAFEIntInd K O 5517 0.060DWYA
BlkRk iSRsl1000LCpInd Inst O 4802 0.170.05CPOA
BlkRk iSRssll MdCapIndx K O 5240 0.080DJWA
BlkRk LgCap Focs Gr Inst P 3631 0.960.25AIHA
BlkRk LgCap Indx K P 5200 0.10DIBA
BlkRk Lng Hrizn Eq Inst P 3619 1.010.25AHMA
BlkRk Low Dur Bd Inst P 5789 0.460.25EILA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 6 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
BlkRk Low Dur Bd K O 4183 0.390BOHA
BlkRk Ltn Am Inst P 3633 1.310.25AIKA
BlkRk MdCap Divd Inst P 3635 0.90.25AIQA
BlkRk MdCap Gr Eq Inst P 3636 0.970.25AIWA
BlkRk Mult Asst Inc Inst P 4685 0.70.25CKHA
BlkRk Natrl Rsrc Tr Inst P 3638 0.850.25AJBA
BlkRk Strat Inc Oppr I P 4686 0.910.25CKIA
BlkRk Tctcl Oppr Inst P 3611 0.920.25AHBA
BlkRk Ttl Emrg Mkt Inst P 5394 1.090.25DROA
BlkRk Ttl Rtn Inst P 5790 0.740.25EIMA
BlkRk Ttl Rtn K O 4184 0.640BOIA
BroadView Oppr O 5245 1.250.15DKDA
Brwn Intl Eq Inv P 5998 1.770.35ERJA
Brwn Md Co Inv P 5999 2.010.35ERKA
BstnPrt LngShrtRsrch Inst O 5244 2.240DKAA
BTS Tctcl Fxd Inc I O 6000 1.550ERLA
Buf Divd Focs P 5340 0.950.35DOQA
Buf Gr S 2464 0.910.35BUGA
Buf Intl P 5341 1.050.35DORA
Calamos Evol Wld Gr Inst O 3989 1.410.1BFIA
Calamos Hi Inc Inst O 3990 1.080.1BFJA
Calamos Ttl Rtn Bd Inst O 3991 0.840.1BFKA
Calamos Val Inst O 3992 1.420.1BFLA
Calamos Glbl Eq I O 2856 1.280.1CIGA
Calamos Glbl Gr Inc I O 2858 1.290.1CGCA
Calamos Gr I O 2862 1.150.1CRXA
Calamos Gr Inc I O 2860 0.870.1CGIA
Calamos Intl Gr I O 2864 1.210.1CXGA
Calamos Mkt Nutrl Inc I O 2866 1.020.1CMNA
Calvert MdCap I O 4547 0.880.1CEFA
Cariln Eagle Cap App R5 O 3664 0.890.1AKCA
Cariln Eagle Gr Inc R6 O 5539 0.650DYCA
Cariln Eagle MdCap Gr I O 4208 0.780.1BPIA
Cariln Eagle SmCap Gr R6 O 5540 0.660DYDA
Cariln Reams Cor Bd I O 4655 0.660.1CJDA
Cariln Reams Cor Pls Bd I O 4656 0.590.1CJEA
Cariln Reams UncnstrndBd I O 4657 0.80.1CJFA
Clvrt Bal I O 4324 0.670.1BUYA
Clvrt Bd I O 3643 0.540.1AJGA
Clvrt Eq I O 1762 0.710.1CEYA
Clvrt Glbl Enrgy Soltns I O 3993 1.610.1BFMA
Clvrt Shrt Dur Inc Inst O 4438 0.530.1BZLA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 7 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Clvrt SmCap I O 2847 0.910.1CSVA
Clvrt Soc Indx I O 1761 0.350.03CISA
Cnstga Sm Cap Inst O 5342 1.120DOSA
CohenStrs Intl Real Inst O 3996 1.160.15BFPA
CohenStrs Prfrd Sec Inc I O 5292 0.870.1DMIA
CohenStrs RealEst Sec Inst O 5201 0.880.1DICA
CohenStrs RealEst Sec Z O 5396 0.80DRQA
Col Acorn Inst2 O 4803 0.910.1CPPA
Col Acorn Intl Inst2 O 4804 0.950.1CPQA
Col Acorn Sel Inst2 O 4883 1.080.1CTBA
Col Adptv Rsk Alloc Inst2 O 4820 0.880.1CQGA
Col Bal Inst2 O 4805 0.660.1CPRA
Col Contra Cor Inst3 O 5202 0.640DIDA
Col Conv Sec Inst2 O 4807 0.90.1CPTA
Col Corp Inc Inst2 O 4808 0.590.1CPUA
Col Divd Inc Inst2 O 4809 0.640.1CPVA
Col Divd Oppr Inst2 O 4810 0.680.1CPWA
Col Emrg Mkt Bd Inst2 O 4811 0.750.1CPXA
Col Flotng Rt Inst2 O 4812 0.760.1CPYA
Col Glbl Oppr Inst2 O 4813 0.90.1CPZA
Col Glbl Tech Adv P 6052 1.060.25ETVA
Col Hi Yld Bd Inst2 O 4814 0.710.1CQAA
Col Inc Bldr Inst2 O 4815 0.740.1CQBA
Col LgCap Enhcd Cor Inst2 O 4817 0.870.1CQDA
Col Ltd Dur Cr Inst2 O 4818 0.530.1CQEA
Col Ovrseas Val Inst2 O 5197 10.1DHWA
Col Sel LgCap Gr Inst2 O 4821 0.710.1CQHA
Col Sel LgCap Val Inst2 O 4822 0.850.1CQIA
Col Sel MdCap Val Inst2 O 4819 0.810.1CQFA
Col Sel SmCap Val Inst2 O 4823 0.960.1CQJA
Col SmCap Indx Inst2 P 5891 0.20.1EMZA
Col Strat Inc Inst2 O 4824 0.660.1CQKA
Col Thrmst Inst2 O 4825 0.630.1CQLA
Colu Qult Inc Inst2 O 4826 0.570.1CQMA
Congress LgCap Gr Rtl P 6053 0.990.35ETWA
Congress MdCap Gr Rtl P 6054 1.060.35ETXA
CrSuisseTr Comdty RtnStrat P 3997 1.080BFQA
Cvlier Adptv Inc Inst O 5791 4.140EIOA
Cvlier Dynmc Gr Inst O 5792 2.740EIPA
Cvlier Fdmntl Gr Inst O 5793 1.390EIQA
Cvlier Glbl Oppr Inst O 5794 2.160EIRA
Cvlier Hdg Hi Inc Inst O 5795 3.210EISA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 8 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Cvlier Mult Strat Inst O 5796 3.380EITA
Cvlier Tctcl Rotn Inst O 5797 1.460EIUA
Davis Fin Y O 3648 0.720.12AJMA
Davis NY Vntr Y O 2571 0.630.12DNVA
Davis Oppr Y O 3649 0.70.12AJNA
Davis RealEst Y O 3650 0.730.12AJOA
Dbline Cor Fxd Inc I O 5021 0.480CYRA
Dbline Enhcd CAPE I O 5538 0.560DYBA
Dbline Low Dur Bd I O 5022 0.430CYSA
Dbline Ttl Rtn Bd N P 4441 0.720.25BZOA
DE Corp Bd Inst O 4491 0.690.15CBXA
DE Divd Inc Inst O 3998 0.840.25BFRA
DE Divrs Inc Inst O 3651 0.640.15AJPA
DE Emrg Mkt Inst P 3999 1.410.25BFUA
DE Extnd Dur Bd Inst O 3652 0.750.15AJQA
DE Hi Yld Oppr Inst O 2536 0.90.15DHIA
DE HlthCare I P 5896 1.060.25ENEA
DE Intl SmCap Inst P 5798 2.230.25EIVA
DE Ltd Trm Divrs Inc Inst O 4325 0.690.15BUZA
DE REIT Inst P 3653 1.190.25AJRA
DE Sel Gr Inst P 3654 1.030.25AJSA
DE SmCap Val Inst P 3655 0.930.25AJTA
DE Smid Cap Gr Inst P 3656 0.920.25AJUA
DE Val Inst P 3657 0.70.25AJVA
DFA Comdty Strat Inst O 5204 0.330DIFA
DFA Emrg Mkt O 2362 0.580DXMA
DFA Emrg Mkt Cor Eq Inst O 4293 0.530BTMA
DFA Emrg Mkt SocCorEq Inst O 4379 0.550BXCA
DFA Emrg Mkt Val O 2364 0.670DFEA
DFA Five Yr Glbl Fxd Inc O 2365 0.270DGBA
DFA Glbl Alloc 25 75 Inst O 2502 0.420DGTA
DFA Glbl Alloc 60 40 Inst O 2503 0.490DGSA
DFA Glbl Eq Inst O 2504 0.570DGEA
DFA Glbl RealEst Sec Inst O 4294 0.370BTNA
DFA Infl Prtct Sec Inst O 4439 0.120BZMA
DFA Intl Cor Eq Inst O 4250 0.30BRCA
DFA Intl LgCap Gr O 6001 0.310ERMA
DFA Intl Sm Co Inst O 2367 0.530DFIA
DFA Intl SmCap Gr Inst O 5397 0.630DRRA
DFA Intl SmCap Val O 2366 0.680DISA
DFA Intl Soc Cor Eq Inst O 5799 0.360EIWA
DFA Intl Sustnbl Cor 1 O 4380 0.350BXDA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 9 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
DFA Intl Val O 2368 0.630DFVA
DFA Intl Vectr Eq Inst O 5800 0.490EIXA
DFA Intmd Govt FxdInc Inst O 2682 0.120DXGA
DFA Invmt Grd Fxd Inst O 4827 0.220CQNA
DFA LgCap Intl O 2369 0.240DFAA
DFA One Yr Fxd Inc O 2505 0.170DIHA
DFA RealEst Sec O 2370 0.190DRSA
DFA Soc Fxd Inc Inst O 5801 0.290EIYA
DFA ST Extnd Qulty Inst O 4440 0.220BZNA
DFA ST Govt O 2501 0.190DFYA
DFA Sustnbl Cor 1 O 4382 0.260BXFA
DFA TA Wld exUS CorEq Inst O 5104 0.360DCRA
DFA Two Yr Glbl Fxd Inc O 2371 0.170DXFA
DFA US Cor Eq I O 2372 0.190DFOA
DFA US Core Eq 2 Inst O 4295 0.220BTOA
DFA US Lg Co O 2772 0.080DXXA
DFA US LgCap Eq Inst O 4938 0.180CVEA
DFA US LgCap Gr Inst O 5536 0.190DXZA
DFA US LgCap Val Inst O 2374 0.370DFLA
DFA US Micro Cap Inst O 2506 0.520DSCA
DFA US SmCap Gr Inst O 5537 0.390DYAA
DFA US SmCap Inst O 2375 0.370DFTA
DFA US SmCap Val Inst O 2507 0.520DVUA
DFA US Soc Cor Eq 2 O 4381 0.280BXEA
DFA US Trgt Val Inst O 2376 0.370DFXA
DFA US Vectr Eq Inst O 4296 0.320BTPA
DFA WldexUS CorEq Inst O 5802 0.380EIZA
DFA WldexUS Trgt Val Inst O 5803 0.670EJAA
DFA WldexUS Val Inst O 5804 0.750EJBA
DFA WldexUSGovtFxdInc Inst O 5398 0.210DRTA
Diamond Hill LgCap I O 3658 0.670.1AJWA
Diamond Hill MdCap I O 4828 0.790.1CQOA
Diamond Hill SmCap I O 3659 0.990.1AJXA
Domini Impct Intl Eq Inst O 5730 1.040EFUA
Drey Bd Mkt Indx I O 2263 0.160DBTA
Drey Boston SmMdCap Gr I O 4774 0.750.15COLA
Drey Eq Inc I O 4767 0.850CODA
Drey Glbl RealEst Sec I O 4002 1.050.25BFXA
Drey Glbl Rtn I O 4768 0.90COFA
Drey Intl Bd I O 4004 0.650.2BGAA
Drey Oppr Fxd Inc I O 4769 0.760COGA
Drey Rsrch Gr I P 4770 0.860.25COHA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 10 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Drey Sel Mgr SmCap Gr I O 4771 0.990COIA
Drey Sel Mgr SmCap Val I O 4772 10COJA
Drey Stnd Glbl Fxd Inc I O 5344 0.530.15DOUA
Drey Ttl Emrg Mkt I O 4773 1.270COKA
Dtsch Cap Gr S P 5518 0.710.25DWZA
Dtsch Cor Eq S P 5519 0.580.25DXAA
Dtsch CROCI Intl S P 5019 0.90.25CYPA
Dtsch CROCI US S P 5520 0.670.25DXBA
Dtsch EnhcdComdtStrat Inst O 5521 1.130.1DXCA
Dtsch Flotng Rt Inst O 4829 0.990.1CQPA
Dtsch Flotng Rt S P 5523 1.120.25DXEA
Dtsch Fxd Inc Oppr S P 5522 0.890.25DXDA
Dtsch Glbl Hi Inc S P 5525 0.780.25DXJA
Dtsch Glbl Inc Bldr Inst O 4830 0.730.1CQQA
Dtsch Glbl Inc Bldr S P 5526 0.740.25DXKA
Dtsch Glbl Infr S P 5528 1.190.25DXOA
Dtsch Glbl Macro S P 5524 2.350.25DXHA
Dtsch Glbl SmCap Inst O 4007 1.090.1BGGA
Dtsch GlblRealEst Sec S P 5529 1.050.25DXQA
Dtsch GNMA S P 5530 0.560.25DXRA
Dtsch Hi Cnvctn Glbl Bd S O 4005 1.010.25BGCA
Dtsch Hi Inc S P 5531 0.80.25DXTA
Dtsch Ltn Am Eq S P 4009 1.60.25BGJA
Dtsch MdCap Val S P 5533 1.010.25DXVA
Dtsch MultSctr Inc S P 4550 0.920.25CEKA
Dtsch RREEF RealEsSec Inst O 1811 0.640.1PRXA
Dtsch RREEF RealEst Sec S P 4549 0.720.25CEJA
Dtsch Scnc Tech S P 5534 0.810.25DXWA
Dtsch SmCap Cor Inst O 5729 1.070.1EFSA
Dtsch SmCap Cor S P 5246 1.140.25DKEA
Dtsch SmCap Gr S P 5535 1.140.25DXYA
Dtsche Emrg Mkt Eq S P 5898 1.460.25ENGA
Dvnprt Cor P 5325 0.90.2DNXA
Dvnprt Eq Opp P 5324 0.910.2DNWA
Dvnprt SmCap Focs P 5724 10.2EFNA
Dvnprt Val Inc P 5326 0.90.2DNZA
Emerald Bk Fin Inst O 4444 1.120.1BZRA
Equinox Chspk Strat I P 6055 2.440.1ETYA
EV Atlnta Cap Focs Gr Inst O 4297 1.180.15BTQA
EV Comdty Strat Inst O 4011 2.350.15BGLA
EV Divd Bldr Inst O 4012 0.770.15BGMA
EV Divrs Curren Inc I O 4694 1.170.15CKQA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 11 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
EV Flotng Rt Hi Inc Inst O 4014 0.770.15BGQA
EV Flotng Rt Inst O 4013 0.790.15BGOA
EV Glbl Macro Abs Rtn Inst O 4326 0.740.15BVAA
EV Govt Oppr Inst O 5205 0.880.15DIJA
EV Gr I O 3667 0.840.15AKFA
EV Inc Fd of Boston Inst O 4015 0.750.15BGSA
EV Inc Fd of Boston R6 O 5399 0.660DRUA
EV LgCap Val l O 4016 0.810.15BGTA
EV Muni Oppr I O 5105 0.710DCSA
EV Pmetric Emrg Mkt Inst O 4862 1.120.15CSDA
EV Pmetric Intl Eq Inst O 4863 0.610.15CSEA
EV RichBrnstn EqStrat Inst P 4940 1.050.15CVHA
EV Shrt Dur Strat Inc I O 3669 0.860.15AKHA
EV SmCap I O 3668 1.260.15AKGA
Eventde Gilead I P 6002 1.210.2ERNA
Eventde MultAsst Inc I P 6003 1.480.22EROA
FAM Eq Inc Inv O 5541 1.260DYEA
FAM Val Inst O 5542 1.190DYFA
Fed Abs Rtn Inst O 3677 1.940.25AKUA
Fed Bd Inst O 3671 0.750.15AKJA
Fed Clover Sm Val Inst O 3673 1.160.25AKNA
Fed Eq Inc Inst O 4512 0.880.25CCUA
Fed Glbl Alloc Inst O 3670 1.070.25AKIA
Fed Gov Oblgtns Prmr O 5235 0.280DJRA
Fed Govt UltraShrtDur Inst O 2522 0.480.05FGUA
Fed Inst Hi Yld Bd Inst O 1768 0.580.05FIHA
Fed Intl Ldrs Inst O 4328 1.10.25BVCA
Fed IntlStratValDivd Inst O 4329 1.010.25BVDA
Fed Intmd Corp Bd Inst O 3676 0.980.1AKQA
Fed Kaufman LgCap Inst O 4330 0.950.25BVEA
Fed MDT LgCap Val Inst O 3678 0.990.1AKVA
Fed MDT MdCapGr Strat Inst O 4332 1.090.25BVGA
Fed MDT SmCap Cor Inst P 5901 1.290.1ENJA
Fed MDT SmCap Gr Inst O 4331 1.40.25BVFA
Fed Mrtg Inst O 2525 0.720.05FGMA
Fed Prudnt Bear Inst O 3679 3.110AKWA
Fed Shrt Trm Inc Inst O 4333 0.720.1BVHA
Fed ShrtIntmdTtlRtnBd Inst O 2523 0.580.05FGCA
Fed Strat Inc Inst O 3680 0.820.15AKXA
Fed Strat Val Divd Inst O 4299 0.940.25BTSA
Fed Ttl Rtn Bd Inst O 2526 0.460.1FGRA
Fed Ttl Rtn Govt Bd Inst O 2527 0.530.05FGGA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 12 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Fed Ultra Shrt Bd Inst O 2529 0.460.05FGLA
Fed US GovtSec 1 3 Yr Inst O 2528 0.840.05FGZA
Fed US GovtSec 2 5 Yr Inst O 4210 0.880.1BPKA
Fid Asst Mgr 20 I O 6056 0.570.25EUAA
Fid Asst Mgr 30 I O 6057 0.630.25EUBA
Fid Asst Mgr 40 I O 6058 0.580.25EUCA
Fid Asst Mgr 50 I O 6059 0.70.25EUDA
Fid Asst Mgr 60 I O 6060 0.770.25EUFA
Fid NSDQ Cmpst Indx O 5406 0.420DSBA
FidAdv Asst Mgr 70 Inst O 3682 0.760.25AKZA
FidAdv Asst Mgr 85 I P 6004 0.780.15ERPA
FidAdv Bal I O 2687 0.630.25FIOA
FidAdv Bio Inst P 5023 0.790.25CYTA
FidAdv Canada Inst O 3683 10.25ALFA
FidAdv China Reg Inst O 3684 1.010.25ALHA
FidAdv Cnsmr Discrtny Inst O 4017 0.840.25BGUA
FidAdv Cnsmr Stpls Inst P 4492 0.780.25CBYA
FidAdv Comm Equip Inst O 3685 1.420.25ALJA
FidAdv Conv Sec Inst P 4445 0.470.25BZSA
FidAdv Divd Gr Inst O 3686 0.610.25ALNA
FidAdv Divrs Intl I O 2688 0.930.25FVIA
FidAdv Divrs Stk Inst P 4696 0.640.25CKSA
FidAdv Emrg Asia Inst O 4018 1.080.25BGWA
FidAdv Emrg Mkt Inc I P 5805 0.820.25EJCA
FidAdv Emrg Mkt Z O 6005 0.980ERQA
FidAdv Enrgy I O 2725 0.830.25FIXA
FidAdv Eq Gr Inst P 1405 0.770.25FEXA
FidAdv Eq Inc Inst O 3687 0.710.25ALOA
FidAdv Euro Inst P 4795 0.980.25CPHA
FidAdv Flot Rt Hi Inc Inst O 3689 0.750.25ALUA
FidAdv Free 2005 Inst O 3690 0.490.25ALWA
FidAdv Free 2010 Inst O 3691 0.530.25ALYA
FidAdv Free 2015 Inst O 3699 0.570.25AMLA
FidAdv Free 2020 Inst O 3692 0.610.25ALZA
FidAdv Free 2025 Inst O 3693 0.660.25AMAA
FidAdv Free 2030 Inst O 3694 0.70.25AMDA
FidAdv Free 2035 Inst O 3695 0.740.25AMGA
FidAdv Free 2040 Inst O 3696 0.750.25AMHA
FidAdv Free 2045 Inst O 3697 0.750.25AMJA
FidAdv Free 2050 Inst O 3698 0.750.25AMKA
FidAdv Free 2055 Inst O 4301 0.750.25BTUA
FidAdv Free 2060 Inst P 4942 0.750.25CVJA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 13 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
FidAdv Free Inc Inst O 3700 0.470.25AMNA
FidAdv Glbl Cap App Inst O 3701 1.170.25AMPA
FidAdv Gr Inc Inst O 3702 0.70.25AMQA
FidAdv Gr Oppr Inst O 3703 0.630.25AMSA
FidAdv Hi Inc Advtg I P 4446 0.770.25BZTA
FidAdv HiInc Inst P 4447 0.80.25BZUA
FidAdv Intl Cap App Inst O 3705 1.090.25AMWA
FidAdv Intl Gr Inst P 4698 0.980.25CKUA
FidAdv Intl RealEst Inst O 3706 0.960.25AMYA
FidAdv Invmt Grd Bd Inst O 3707 0.50.25AMZA
FidAdv Jpn Inst O 3708 0.760.25ANCA
FidAdv Levr Co Stk I O 1612 0.810.25FAJA
FidAdv LgCap Inst O 3709 0.640.25ANEA
FidAdv MdCap II I O 2689 0.760.25FIMA
FidAdv MegCap Stk Inst P 4831 0.670.25CQRA
FidAdv Mrtg Sec I O 2690 0.490.25FMSA
FidAdv Mtrls I P 5400 0.790.15DRVA
FidAdv New Insghts I O 4019 0.680.25BGXA
FidAdv RealEst I O 2691 0.820.25FHEA
FidAdv RealEst Inc Inst P 6006 0.750.25ERRA
FidAdv SmCap I O 3711 0.780.25ANGA
FidAdv ST Bd I O 5288 0.510.15DMBA
FidAdv StkSel All Cap Inst P 4481 0.680.25CBMA
FidAdv StkSel MdCap Inst O 3710 0.630.25ANFA
FidAdv Strat Divd Inc Inst P 4336 0.780.25BVKA
FidAdv Strat Inc I O 2692 0.750.25FSRA
FidAdv Ttl Bd Inst P 4340 0.50.25BVOA
FidAdv Val Inst O 3713 0.870.25ANIA
FidAdv Val Strat Inst O 3714 0.670.25ANJA
FMI Intl Inst O 6061 0.770EUHA
Fnkln Bal Sht Invmt Adv O 3716 0.720.25ANMA
Fnkln DynaTech Adv P 6062 0.650.15EUIA
Fnkln Gold Prec Mtls Adv O 4852 0.730.25CRRA
Fnkln Gr Adv O 4023 0.630.25BHCA
Fnkln Gr Oppr Adv O 4024 0.740.25BHDA
Fnkln Inc Adv O 4025 0.480.25BHEA
Fnkln Low Dur Ttl Rtn Adv P 4998 0.720.25CXUA
Fnkln RealEst Sec Adv O 5948 0.80.15EPJA
Fnkln Ris Divd Adv O 4027 0.650.25BHGA
Fnkln SmCap Val Adv O 4029 0.820.25BHIA
Fnkln SmMd Cap Gr Adv O 3718 0.70.25ANOA
Fnkln Strat Inc Adv O 4030 0.680.25BHJA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 14 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Fnkln Ttl Rtn Adv P 4944 0.680.25CVNA
Fnkln US Govt Sec Adv O 4031 0.620.25BHKA
Fnkln Util Ser Adv O 3719 0.580.25ANPA
FnklnMSF Mut Becn Z O 4112 0.780.25BKUA
FnklnMSF Mut Euro Z O 4113 1.040.25BKVA
FnklnMSF Mut Glbl Disc Z O 3812 0.960.25AWDA
FnklnMSF Mut Shrs Z O 3813 0.780.25AWGA
FnklnTmp Devl Mkt Tr Adv O 3913 1.280.25BBUA
FnklnTmp Forgn Adv O 3914 0.940.25BBVA
FnklnTmp Glbl Bd Adv O 4466 0.780.25CAUA
FnklnTmp Glbl Bd R6 O 5445 0.630DUBA
FnklnTmp Glbl Ttl Rtn Adv P 4746 0.870.25CNIA
FnklnTmp Gr Adv O 3916 0.80.25BBXA
FnklnTmp Wld Adv P 5272 0.80.15DLJA
FPA Crsent Inst O 4383 1.10BXGA
FPA Int Val O 4448 1.290BZVA
FPA New Inc O 4943 0.590CVKA
Frost Gr Eq Inst O 4032 0.640.15BHLA
Frost Low Dur Bd Inst O 4034 0.460.05BHNA
Frost Ttl Rtn Bd Inst O 4035 0.510.05BHOA
Frost Val Eq Inst O 4033 0.650.15BHMA
FrstEgle Glbl R6 O 5668 0.780EDIA
FrstEgle Gold R6 O 5669 0.90EDJA
FrstInv CvrdCallStrat Inst O 5682 0.960EDXA
FrstInv Glbl Adv O 5677 1.090.1EDRA
FrstInv Intl Inst O 5678 1.090EDTA
FrstInv Oppr Inst O 5679 0.790EDUA
FrstInv Sel Gr Adv O 5680 0.840.1EDVA
FrstInv SpecSit Inst O 5681 0.870EDWA
FwrdSlnt Intl SmCp Inst O 4021 1.470.1BGZA
Gabelli Eq Inc Inst O 4384 1.140BXHA
Gabelli Gold Inst O 5001 1.270CXXA
Gabelli SmCap Gr Inst O 5000 1.130CXWA
Gabelli Val 25 Inst O 4385 10BXIA
GabelliTTONWstwd MtyMts I O 5645 1.160ECKA
GabelliTTONWstwdSmCpEqInst O 4036 1.490BHPA
GdHarbr LlndRealAsstOppr I O 4909 1.640.1CUBA
GdHarbr Tctcl Cor US I O 4853 1.740.1CRSA
Gdmn HiQultyFlotngRt Inst O 2274 0.410.05GSAA
GdmnScs Cap Gr Inst O 4038 0.820.15BHRA
GdmnScs Comdty Strat Inst O 2268 0.820.05GSBA
GdmnScs EmMktEqInsgts Inst O 5809 1.140.15EJGA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 15 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
GdmnScs Emrg Mkt Db Inst O 4908 0.90.05CUAA
GdmnScs Eq Inc Inst O 4040 0.830.15BHTA
GdmnScs Glbl Inc Inst O 2269 0.790.05GCXA
GdmnScs Govt Inc Inst O 4039 0.720.05BHSA
GdmnScs Gr Oppr Inst O 4041 0.960.15BHUA
GdmnScs Hi Yld Inst O 4042 0.750.05BHVA
GdmnScs Inc Bldr Inst O 2267 0.60.15GSXA
GdmnScs Infl PrtctSec Inst O 2534 0.410.05GSPA
GdmnScs InSmCpInsight Inst O 4777 0.940.15COOA
GdmnScs IntlEqInsght Inst O 5412 0.910.15DSNA
GdmnScs Invmt Grd Cr Inst O 2530 0.460.05GGDA
GdmnScs LgCap Val Inst O 4043 0.820.15BHWA
GdmnScs LgCapValInsghts R6 O 6064 0.620EUKA
GdmnScs MdCap Val Inst O 2704 0.770.15GSMA
GdmnScs RealEst Inst O 4044 1.010.15BHXA
GdmnScs Ris Divd Gr Inst O 4699 0.80.15CKVA
GdmnScs Shrt Dur Govt Inst O 2270 0.550.05GUIA
GdmnScs SmCap Val Inst O 3720 0.970.15ANQA
GdmnScs SmCpEqInsghts Inst O 4045 0.990.15BHYA
GdmnScs SmCpGrInshts Inst O 6008 0.970.15ERTA
GdmnScs SmCpValInshts Inst O 2730 1.050.15GITA
GdmnScs SmMDCap Gr Inst O 4386 0.910.15BXJA
GdmnScs Strat Inc Inst O 4701 0.610.05CKXA
GdmnScs US Mrtg Inst O 2273 0.530.05GSEA
GdmnScsSatelliteStratInst O 4251 1.020.15BRDA
GlnmdeQuanUSLgCpCorEq Adv P 5544 0.860.2DYHA
GlnmdeQuanUSLgCpGrEq Inst O 5731 0.660EFVA
Gughm Flotng Rt Strat Inst P 4703 0.830.25CKZA
Gughm Hi Yld Inst P 4282 0.940.25BTAA
Gughm Mgd Ftr Inst P 4285 1.580.25BTDA
Gughm MultHdgStrat Inst P 4287 2.110.25BTFA
Gughm SmCap Val Inst P 4288 1.540.25BTGA
Gughm Ttl Rtn Bd Inst P 5252 0.580.25DKKA
Gughm Wld Eq Inc Inst P 4286 1.090.25BTEA
GuidStn Defn Mkt Strat Inv O 6102 00.1EWHA
GuidStn Emrg Mkt Eq Inv O 6103 00.1EWIA
GuidStn Eq Indx Inv O 6104 00.1EWJA
GuidStn Glbl Bd - Inv O 6105 00.1EWKA
GuidStn Intl Eq Inv O 6106 00.1EWLA
GuidStn Med Dur Bd Inv O 6107 00.1EWMA
GuidStn Val Eq Inv O 6108 00.1EWNA
Harbor Bd Inst O 1812 0.630.05HABA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 16 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Harbor Cap App Inst O 1813 0.710.1HACA
Harbor DivrsIntlAllCp Inst O 6065 0.930.1EULA
Harbor Hi Yld Bd Inst O 4047 0.720.05BIAA
Harbor Intl Gr Inst O 1815 0.920.1HAXA
Harbor Intl Inst O 1814 0.810.1HAIA
Harbor LgCap Val Inst O 4048 0.720.1BICA
Harbor MdCap Gr Inst O 1816 0.890.1HAMA
Harbor MdCap Val Inst O 4049 0.870.1BIDA
Hartford Bal Inc R5 P 6009 0.710.2ERUA
Hartford MdCap Y O 5038 0.770.1CZIA
Heartland Sel Val Inst O 4050 1.010.15BIEA
Heartland Val Inst O 2813 0.910.15HNTA
Heartland Val Pls Inst O 4051 0.970.15BIFA
Henesy Focs Inst O 4911 1.120.1CUDA
Henesy Gas Util Indx Inv P 4912 1.010.3CUEA
HrdngLvner Emrg Mkts Adv O 5119 1.420.1DDIA
HrdngLvner Intl Eq Inst O 5206 0.820.1DIKA
HrdngLvnerFrntEmrMkts Inst O 5120 1.660.1DDJA
Hrzn Activ Asst Alloc Inst O 5545 1.430DYIA
Hrzn Activ Inc Inst O 5546 1.410DYJA
Hrzn Activ Rsk Asst Inst O 5547 1.410DYKA
Hssman Strat Ttl Rtn O 5296 0.860DMMA
HW Divrs Val Inst O 4052 0.970.15BIHA
HW LgCap Val Inst O 4053 0.950.15BIJA
HW MdCap Val I O 4054 0.990.15BIKA
Invsco Am Frnchs Y P 4545 0.810.25CEDA
Invsco Asia Pcfc Gr Y P 4056 1.240.25BIMA
Invsco Bal Rsk Alloc Y P 4343 1.120.25BVRA
Invsco Charter R5 P 4387 0.80.35BXKA
Invsco Comstk R5 P 3727 0.510.2AOAA
Invsco Conv Sec Y P 4057 0.690.25BIQA
Invsco Cor Pls Bd Y P 5548 0.640.25DYLA
Invsco Corp Bd R5 P 4190 0.530.2BOOA
Invsco Devl Mkt R5 O 2539 1.080.35GTDA
Invsco Divrs Divd R5 P 4389 0.540.35BXMA
Invsco Endvr R5 P 4390 1.010.35BXNA
Invsco Enrgy R5 P 4252 0.910.35BRFA
Invsco Eq Inc R5 P 3729 0.50.2AOCA
Invsco Eq Wgt S P 500 Y P 4344 0.280.25BVSA
Invsco Euro Gr Y P 3722 1.160.25ANTA
Invsco Flotng Rt R5 P 4705 0.840.35CLJA
Invsco Glbl RealEst R5 P 4392 0.930.35BXPA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 17 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Invsco Gold Prec Mtls Y P 4058 1.20.25BIRA
Invsco Gr Inc R5 P 3731 0.490.2AOEA
Invsco Hi Yld R5 P 2540 0.780.35AHIA
Invsco Hlth Care Y P 3724 1.120.25ANVA
Invsco Inc Alloc R5 O 2541 0.740.2ILAA
Invsco Intl Cor Eq R5 P 2542 1.150.35IBVA
Invsco Intl Gr R5 P 4395 10.35BXSA
Invsco MdCap Cor Eq R5 P 2543 0.920.35GTAA
Invsco RealEst R6 O 5670 0.80EDKA
Invsco Sel Co R5 P 5413 0.940.2DSOA
Invsco ShrtDurInflPrtct R5 O 2519 0.290.2SHTA
Invsco SmCap Disc I P 3733 1.150.25AOGA
Invsco SmCap Eq R5 P 2545 0.910.35SMEA
Invsco ST Bd R5 O 2544 0.40.2ISTA
Invsco US Govt R5 O 2546 0.580.2AGOA
Ivy Apollo Strat Inc I O 5551 0.950.1DYOA
Ivy ApolloMulAsstInc I O 5549 0.960.1DYMA
Ivy Asst Strat N O 5553 0.760DYQA
Ivy Bal N O 5554 0.720DYRA
Ivy Cor Eq I O 3736 0.830.1AOJA
Ivy Crsovr Cr I O 5555 0.830.1DYSA
Ivy Cundill GlblVal N O 5557 1.150DYUA
Ivy Emrg Mkt Eq I O 3751 1.10.1APDA
Ivy Enrgy N O 5559 0.940DYWA
Ivy Glbl Bd I O 3741 0.910.1AOOA
Ivy Glbl Eq Inc I O 5890 0.960.1EMYA
Ivy Glbl Eq Inc N O 5561 0.80DYYA
Ivy Glbl Gr N O 5563 0.940DZAA
Ivy Hi Inc N O 5565 0.570DZCA
Ivy IG Intl SmCap I O 5566 1.450.1DZDA
Ivy Intl Cor Eq N O 5568 0.790DZFA
Ivy LgCap Gr N O 5569 0.720DZGA
Ivy LSle Glbl RealEst I O 5570 1.410.1DZHA
Ivy Ltd Trm Bd N O 5574 0.50DZLA
Ivy MdCap Gr N O 5577 0.880DZOA
Ivy MdCap Inc Oppr I O 5578 1.120.1DZPA
Ivy Mgd Intl Oppr I O 3749 1.040.1AOYA
Ivy Natrl Rsrc N O 5580 0.950DZRA
Ivy Pct EmMkLclCrnDbt I O 5581 1.330.1DZSA
Ivy Pict Trgt Rtn Bd N O 5583 1.050DZUA
Ivy PS MSCI ACWI Indx I O 5586 1.180.1DZXA
Ivy Scnc Tech N O 5590 0.850EACA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 18 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Ivy Scrn Cor Bd I O 3735 0.740.1AOIA
Ivy Scrn RealEst Sec I O 3752 1.160.1APHA
Ivy SmCap Cor N O 5684 0.940EDZA
Ivy SmCap Gr N O 5591 0.910EADA
Ivy Val N O 5592 0.770EAEA
IvyPS IntRtHgHiYdInd I O 5585 0.890.1DZWA
IvyPS Rsl2000DvdGrInd I O 5587 0.940.1DZYA
IvyPS S&P500 Bd Indx I O 5588 0.540.1DZZA
IvyPS SP500DvArctsInd I O 5589 0.720.1EABA
James Bal Gldn Rnbw Inst O 5254 0.720.1DKMA
JnHnck Bal I O 4063 0.780.1BIXA
JnHnck Bd I O 5351 0.520.1DPJA
JnHnck Dscpid Val I O 5352 0.810.1DPLA
JnHnck Dscpid Val Intl I O 5353 1.010.1DPNA
JnHnck FdmntlLgCap Cor I O 4065 0.780.1BIZA
JnHnck Flotng Rt Inc Inst O 4706 0.840.1CLKA
JnHnck Grtr China Oppr I O 4064 1.550.1BIYA
JnHnck Hi Yld I O 5327 0.70.1DOAA
JnHnck Inc I O 4068 0.50.1BJCA
JnHnck Intl Gr I O 5354 0.990.1DPQA
JnHnck Strat Gr I O 5195 0.840.1DHUA
JnHnck US Glbl Ldrs Gr I O 4069 0.910.1BJDA
JnsHndrsn Bal N O 5122 0.580DDLA
JnsHndrsn Contra I O 4913 0.560CUFA
JnsHndrsn Contra N O 5906 0.510ENOA
JnsHndrsn Divrs Alt N O 5350 1.320DPHA
JnsHndrsn Flex Bd N O 5124 0.450DDNA
JnsHndrsn Frty N O 5125 0.680DDOA
JnsHndrsn Frty T P 5482 0.930.25DVOA
JnsHndrsn Glbl Lf Scnc I O 4914 0.770CUGA
JnsHndrsn Glbl Lf Scnc N O 5907 0.680ENPA
JnsHndrsn Glbl Rsrch I O 2672 0.650YJWA
JnsHndrsn Glbl Rsrch N O 5908 0.630ENQA
JnsHndrsn Glbl Tech N O 5414 0.690DSQA
JnsHndrsn GlblUncnstndBd N O 5127 0.710DDQA
JnsHndrsn Gr Inc I O 3757 0.710APZA
JnsHndrsn Gr Inc N O 5909 0.630ENRA
JnsHndrsn Hi Yld N O 5207 0.620DILA
JnsHndrsn Ovrseas N O 5128 0.470DDRA
JnsHndrsn Rsrch N O 5129 0.570DDTA
JnsHndrsn SmCap Val N O 5171 0.880DGJA
JnsHndrsn Triton N O 5130 0.670DDUA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 19 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
JnsHndrsn US Mgd Vltlty I O 4994 0.650CXQA
JnsHndrsn US Mgd Vltlty N O 5483 0.570DVPA
JnsHndrsn Vntr N O 5131 0.670DDVA
JOHCM Emrg Mkt Oppr I O 5379 1.390.1DQVA
JOHCM Intl Sel I O 5380 10DQWA
JPM Cor Bd R6 O 3762 0.40AQFA
JPM Cor Pls Bd R5 O 5415 0.580.1DSRA
JPM Cor Pls Bd R6 O 3763 0.420AQHA
JPM Emrg Mkt Eq R6 O 5594 1.010EAHA
JPM Eq Inc R5 O 5595 0.610.1EAIA
JPM Govt Bd R6 O 5596 0.430EAJA
JPM Gr Advtg R6 O 5597 0.750EAKA
JPM Hdg Eq R6 O 5735 0.420EFZA
JPM Hi Yld R6 O 3767 0.720AQMA
JPM Intl Eq R6 O 5598 0.810EAMA
JPM Intl Val R5 O 5419 4.010.1DSZA
JPM Intrepid Am R5 O 3769 0.60.1AQOA
JPM Intrepid Gr R5 O 3771 0.710.1AQTA
JPM Intrepid MdCap R6 O 5599 0.770EANA
JPM Intrepid Val R5 O 3774 0.620.1AQWA
JPM LgCap Gr R6 O 4313 0.60BUJA
JPM LgCap Val R5 O 4546 0.630.1CEEA
JPM Ltd Dur Bd R6 O 3776 0.390AQYA
JPM MdCap Gr R5 O 5601 0.860.1EAPA
JPM MdCap Val R6 O 5602 0.760EAQA
JPM Mrtg Bckd Sec R6 O 4579 0.470CFSA
JPM Shrt Dur Bd R6 O 3778 0.350ASWA
JPM SmartRet 2020 R6 O 5605 0.470EAUA
JPM SmartRet 2025 R6 O 5606 0.470EAVA
JPM SmartRet 2030 R6 O 5607 0.490EAWA
JPM SmartRet 2035 R6 O 5608 0.50EAXA
JPM SmartRet 2040 R6 O 5609 0.510EAYA
JPM SmartRet 2045 R6 O 5610 0.510EAZA
JPM SmartRet 2050 R6 O 5611 0.520EBAA
JPM SmartRet 2055 R6 O 5612 0.540EBBA
JPM SmartRet 2060 R6 O 5613 3.060EBDA
JPM SmartRet Inc R6 O 5683 0.450EDYA
JPM SmCap Eq R5 O 4854 0.870.1CRTA
JPM SmCap Gr R6 O 5603 0.830EARA
JPM SmCap Val R6 O 3779 0.760ATYA
JPM Strat Inc Oppr R5 O 3790 0.720.1AUNA
JPM Ttl Rtn R5 O 4855 0.620.1CRUA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 20 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
JPM UM BehVal Fd R6 O 5736 0.960EGBA
JPM US Eq R5 O 3791 0.610.1AUOA
JPM US LgCap Cor Pls R5 O 3792 1.950.1AUPA
JPM US Sm Co R6 O 5738 0.730EGDA
JPM Val Advtg R6 O 5617 0.750EBHA
JPMorgan USRsrchEnhcdEq R6 O 5002 0.340CXYA
Lazard Glbl ListdInfr Inst O 4778 0.960COQA
Lazard Intl Eq Inst O 4779 0.810CORA
Lazard Intl Eq Sel Inst O 4070 1.320BJEA
Lazard Intl SmCap Eq Inst O 4071 1.090BJFA
Lazard Intl Strat Eq Inst O 4072 0.80BJGA
Lazard US Real Eq Inst O 4780 1.070COSA
Lazard US SmMdCap Eq Inst O 4074 0.870BJIA
Lazard US Strat Eq Inst O 4075 0.90BJJA
LeggM BW Glbl Oppr Bd Inst O 4453 0.690.15CAAA
LeggM ClrBrdg Aggr Gr I O 4454 0.810.15CABA
LeggM ClrBrdg App I O 2695 0.690.18SAPA
LeggM ClrBrdg Divd Strat I O 4078 0.80.15BJMA
LeggM ClrBrdg Intl Gr I O 1527 0.980.15LMXA
LeggM ClrBrdg Intl Val I O 4766 0.990.15COCA
LeggM ClrBrdg IntlSmCap I O 4765 1.160.15COBA
LeggM ClrBrdg LgCap Gr I O 4080 0.780.15BJOA
LeggM ClrBrdg MdCap Cor I O 2694 0.890.15SBYA
LeggM ClrBrdg MdCap Cor IS O 4081 0.760BJPA
LeggM ClrBrdg MdCap Gr I O 4689 1.040.15CKLA
LeggM ClrBrdg SmCap Gr I O 2286 0.910.15LSPA
LeggM ClrBrdg SmCap Val I O 2287 1.010.15LSMA
LeggM ClrBrdgInvLgCapVal I O 2698 0.60.15AIFA
LeggM ClrBrdgSpcInvmt Tr I O 1526 0.980.15LMSA
LeggM EnTrPrmlAlt Cor I O 5900 1.330.15ENIA
LeggM QS Intl Eq Inst O 1529 1.020.15LGEA
LeggM WstrAs Cor Bd I O 2166 0.560.15WTXA
LeggM WstrAs CorPlsBd I O 1451 0.520.15WAPA
LeggM WstrAs GlblHiYldBd I O 4083 0.90.15BJRA
LeggM WstrAs Hi Yld I O 2167 0.750.15WAYA
LeggM WstrAs Inc I O 4085 0.710.15BJTA
LeggM WstrAs InfIndPlsBd I O 1531 0.390.15WIXA
LeggM WstrAs MrtgBckdSec I O 2285 0.670.15LSGA
LeggM WstrAs ShtDurHiInc I O 4748 0.730.15CNKA
LeggM WstrAs ST Bd IS O 4474 0.410CBEA
LeggMWstrAs EmrgMktDb Inst O 4470 0.930.15CBAA
LeggMWstrAsTlRtUncnst Inst O 4542 0.760.15CEAA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 21 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Loomis Bd Inst O 1401 0.660.2LSBA
Loomis Cor Pls Bd Y P 4948 0.480.2CVUA
Loomis Glbl Alloc Y P 5075 0.930.25DBHA
Loomis Glbl Bd Inst O 2598 0.780.2LBGA
Loomis LtdTrm Govt Agncy Y P 4591 0.550.2CGJA
LrdAbt Afltd R5 O 5132 0.450.15DDWA
LrdAbt Alpha Strat R5 O 5133 1.320.15DDXA
LrdAbt Bd Dbntr R5 O 5134 0.60.15DDYA
LrdAbt Cal Divd Gr R5 O 5135 0.720.15DDZA
LrdAbt Cal Lg Val I O 5004 0.720.1CYAA
LrdAbt Cal Lg Val R5 O 5136 0.720.15DEAA
LrdAbt Conv R5 O 5138 0.840.15DECA
LrdAbt Cor Fxd Inc I O 4091 0.430.1BJZA
LrdAbt Cor Fxd Inc R5 O 5139 0.430.15DEDA
LrdAbt Devl Gr R5 O 5140 0.710.15DEFA
LrdAbt Emrg Mkt Corp Db R5 O 5142 1.350.15DEIA
LrdAbt Emrg Mkt Curren R5 O 5143 0.740.15DEJA
LrdAbt Fdmntl Eq R5 O 5146 0.710.15DEOA
LrdAbt Flotng Rt R5 O 5145 0.590.15DENA
LrdAbt Gr Ldrs R5 O 5147 0.70.15DEPA
LrdAbt Gr Oppr R5 O 5148 1.010.15DEQA
LrdAbt Hi Yld R5 O 5149 0.690.15DERA
LrdAbt Inc R5 O 5150 0.580.15DESA
LrdAbt Infl Focs R5 O 5151 0.50.15DEUA
LrdAbt Intl Oppr R5 O 5152 0.970.15DEVA
LrdAbt MdCap Stk R5 O 5153 0.70.15DEWA
LrdAbt MdCap Val R5 O 5137 0.730.15DEBA
LrdAbt Mult Asst Gr R5 O 5156 0.980.15DEZA
LrdAbt Mult Asst Inc R5 O 5157 0.930.15DFBA
LrdAbt MultAsst BalOppr R5 O 5154 0.950.15DEXA
LrdAbt MultAsstGlblOppr R5 O 5155 1.250.15DEYA
LrdAbt Shrt Dur Inc R5 O 5158 0.390.15DFDA
LrdAbt SmCap Val R5 O 5159 0.930.15DFHA
LrdAbt Ttl Rtn R5 O 5160 0.480.15DFJA
LrdAbt Val Oppr R5 O 5161 0.90.15DFKA
LSV SmCap Val Inst O 5619 0.830EBJA
LSV Val Eq Inst O 5620 0.650EBKA
MassMut Sel Blue Chip Gr I O 5821 0.650EJSA
Meeder Mrfld Instl O 5362 1.060DQEA
Meeder Qntx Instl O 5363 1.220DQFA
MetWest Alpha Trak 500 O 1963 0.910MWAA
MetWest Hi Yld Bd I O 1964 0.630MWHA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 22 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
MetWest Intmd Bd I O 1965 0.460MWIA
MetWest Low Dur Bd I O 1966 0.410MWLA
MetWest Ttl Rtn Bd I O 1968 0.450MWTA
MetWest Ttl Rtn Bd M P 5366 0.670.35DQIA
MetWest Ultra Shrt Bd I O 1969 0.520MWUA
MFS Blnd Rsrch Cor Eq R4 O 2599 0.580.1MUEA
MFS Cor Eq R4 O 3797 0.770.1AUYA
MFS Corp Bd R4 O 4455 0.550.1CADA
MFS Divrs Inc R4 O 3798 0.740.1AUZA
MFS Emrg Mkt Db R4 O 4348 0.840.1BVWA
MFS Eq Oppr R4 O 3808 0.940.1AVVA
MFS Glbl Eq R4 O 4456 0.920.1CAFA
MFS Glbl Gr R4 O 3799 1.190.1AVCA
MFS Glbl Hi Yld R4 O 2600 0.920.1MHOA
MFS Glbl Ttl Rtn R4 O 3800 0.930.1AVHA
MFS Gr R4 O 3801 0.690.1AVIA
MFS Intl Divrs R4 O 3802 0.890.1AVJA
MFS Intl New Disc R6 O 5740 0.950EGGA
MFS Mass Inv Gr Stk R6 O 5621 0.390EBLA
MFS Mass Inv Tr R4 O 2399 0.470.1MTDA
MFS MdCap Gr R6 O 5428 0.850DTJA
MFS MdCap Val R6 O 5227 0.710DJJA
MFS New Disc R4 O 4109 1.10.1BKRA
MFS New Disc Val R6 O 6077 0.970EUZA
MFS Rsrch Intl R4 O 3807 0.860.1AVUA
MFS Rsrch R4 O 2602 0.580.1MFRA
MFS Ttl Rtn Bd R4 O 3806 0.580.1AVQA
MFS Ttl Rtn R4 O 2400 0.480.1MSFA
MFS Util R4 O 2710 0.760.1MMUA
MFS Val R6 O 5228 0.490DJKA
MnNpr Dscpld Val Ser I O 4534 0.570.1CDSA
MnNpr Ovrseas Ser I O 4535 0.760.1CDTA
MnNpr Rnier Intl Disc Z O 6066 1.170EUNA
MnNpr Unconstrnd Bd Ser I O 5257 0.50.1DKPA
MnNpr Unconstrnd Bd Ser S P 4533 0.750.3CDRA
MnSty Epch Intl Choice I O 4103 0.990.15BKLA
MnSty Epoch Glbl Choice I O 4099 1.050.15BKHA
MnSty Epoch Glbl Eq Yld I O 4100 0.890.15BKIA
MnSty Epoch US Eq Yld I O 5484 0.820.15DVQA
MnSty Inc Bldr I O 5426 0.760.15DTHA
MnSty LgCap Gr I O 4105 0.750.15BKNA
MnSty McKay Emrg Mkt Db I O 4101 0.970.15BKJA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 23 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
MnSty McKay HiYldCorpBd I O 5425 0.730.15DTFA
MnSty McKay Ttl Rtn Bd I O 4918 0.670.15CUKA
MnSty McKay UncnstrndBd I O 4919 0.880.15CULA
MnSty Mktfld I O 4599 2.680.15CGSA
MSIF Emrg Mkt Eq I O 4646 1.070CITA
MSIF Glbl Fxd Inc Oppr I O 4651 0.580CIZA
MSIF Glbl Oppr I O 5101 0.990DCOA
MSIF Inst Glbl Strat I O 4648 0.860CIWA
MSIF Inst Gr I O 4649 0.620CIXA
MSIF Inst Intl Eq I O 4650 0.990CIYA
MSIF MdCap Gr I O 2512 0.720MCGA
MSIF Sm Co Gr I O 4647 1.20CIUA
Natixis ASG MgdFtr Strat Y P 5027 1.50.25CYXA
Natixis Gateway Y P 4037 0.770.2BHQA
Natixis Loomis Strat Inc Y P 4086 0.710.2BJUA
Natixis LoomisInvmtGrdBd Y O 2391 0.570.15LSIA
NeuBer AbsRtn MultMgr Inst O 4641 2.720.1CIMA
NeuBer Cor Bd Inst O 3815 0.550.1AWJA
NeuBer Emrg Mkt Eq Inst O 3816 1.370.1AWKA
NeuBer Eq Inc Inst O 3817 0.690.1AWLA
NeuBer Genesis Inst O 2706 0.850.1NBBA
NeuBer Guardian Inst O 3818 0.720.1AWNA
NeuBer Hi Inc Bd Inst O 3819 0.710.1AWOA
NeuBer Intl Eq Inst O 5048 1.030.1CZSA
NeuBer Intl Eq R6 O 5434 0.950DTPA
NeuBer Intl Sel Inst O 3820 0.90.1AWQA
NeuBer Intrinsic Val Inst O 4264 1.040.1BRVA
NeuBer LgCp Val Inst O 3823 0.710.1AWUA
NeuBer Lng Shrt Inst O 4643 1.810.1CIPA
NeuBer MdCap Gr Inst O 3822 0.730.1AWTA
NeuBer MdCapIntrinVal Inst O 3824 1.060.1AWWA
NeuBer MultCap Oppr Inst O 4265 0.750.1BRYA
NeuBer RealEst Inst O 4266 1.050.1BRZA
NeuBer Shrt Dur Bd Inst O 3826 0.80.1AWZA
NeuBer Strat Inc inst O 3828 0.630.1AXNA
NeuBer Strat Inc R6 O 5435 0.560DTQA
NeuBer Sustnbl Eq Inst O 3827 0.670.1AXDA
NrthStr Divd I O 5369 1.420DQLA
Nuvn Divd Val I P 3829 0.830.25AXOA
Nuvn Glbl Infr R6 O 5624 1.020EBOA
Nuvn Infl Prtct Sec R6 O 5742 0.480EGJA
Nuvn Intl Gr I P 4860 0.990.25CSAA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 24 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Nuvn LgCap Cor R6 O 5743 0.740EGKA
Nuvn LgCap Gr I P 5745 0.940.25EGNA
Nuvn MdCap Gr Oppr I P 4115 0.980.25BKXA
Nuvn MdCap Val I P 3831 1.070.25AXUA
Nuvn NWQ Flex Inc R6 O 5746 0.80EGPA
Nuvn NWQ SmCap Val I P 4861 1.050.25CSBA
Nuvn RealAsst Inc R6 O 5747 0.810EGQA
Nuvn RealEst Sec R6 O 5748 0.870EGRA
Nuvn SmCap Sel I P 4116 1.160.25BKYA
Nuvn SmCap Val I P 5625 1.010.25EBPA
Nuvn ST Bd I O 2585 0.520.25FLTA
Nuvn Strat Inc I P 3832 0.680.25AXYA
Nuvn Symph Cr Oppr I P 4565 0.740.25CFCA
NW Amundi Glbl Hi Yld R6 O 5165 0.80DFUA
NW Amundi Strat Inc R6 O 5167 1.270DFZA
NW Bailard Cogn Val R6 O 4601 1.020CGUA
NW Bailard EmrgMktEq R6 O 4857 1.20CRWA
NW Bailard Int Eq R6 O 4604 0.850CGXA
NW BailardTchScnc R6 O 4607 0.950CHAA
NW Bd Indx R6 O 1412 0.260NBXA
NW Bd Inst Svc S 370 0.550.3NBZA
NW Bd R6 O 5430 0.490.1DTLA
NW Cor Plus Bd R6 O 4563 0.490CEXA
NW Dest 2010 R6 O 2057 0.380NWLA
NW Dest 2015 R6 O 2058 0.380NWMA
NW Dest 2020 R6 O 2059 0.390NWNA
NW Dest 2025 R6 O 2060 0.390NWOA
NW Dest 2030 R6 O 2061 0.390NWPA
NW Dest 2035 R6 O 2062 0.40NWQA
NW Dest 2040 R6 O 2063 0.390NWRA
NW Dest 2045 R6 O 2064 0.390NWSA
NW Dest 2050 R6 O 2065 0.390NWTA
NW Dest 2055 R6 O 2886 0.390VBXA
NW Dest 2060 R6 O 4952 0.390CVYA
NW DmndHll LgCap Cnctrd R6 O 4620 0.90CHNA
NW Dynmc US Gr R6 S 365 0.850.2NGZA
NW Emrg Mkt Db R6 O 5259 0.980DKRA
NW Fd Inst Svc S 385 0.710.35NFZA
NW Geneva MdCapGr Inst Svc O 4493 0.960.25CBZA
NW Geneva SmCapGr Inst Svc O 4494 10.25CCAA
NW Glbl Sustnbl Eq R6 O 4495 1.190CCBA
NW Infl Prtct Sec Inst Svc S 5772 0.470.25EHRA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 25 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
NW Infl Prtct Sec R6 O 5741 0.390EGHA
NW Intl Indx R6 O 1414 0.310NIXA
NW Intl SmCap R6 O 5433 1.050.1DTOA
NW Inv Dest Aggr R6 O 1616 0.50GIAA
NW Inv Dest Cnsrv R6 O 1617 0.490GICA
NW Inv Dest Mod Aggr R6 O 1619 0.520GIMA
NW Inv Dest Mod Cnsrv R6 O 1620 0.50GIDA
NW Inv Dest Mod R6 O 1618 0.480GMFA
NW LngShrt Eq R6 O 5912 3.190ENVA
NW Loomis AllCap Gr R6 O 5623 0.990EBNA
NW Loomis Cor Bd R6 O 4617 0.480CHKA
NW Loomis ST Bd R6 O 4626 0.450CHUA
NW MdCap Mkt Indx R6 O 1420 0.270NCXA
NW S P 500 Indx R6 O 1623 0.170NSXA
NW SmCap Indx R6 O 1697 0.290NSMA
NW US SmCap Val R6 O 2198 10.25NUIA
NW WCM Focs SmCap R6 O 4629 0.990CHXA
NW Zieg Eq Inc R6 O 4635 0.590CIFA
NW ZiegNYSArcTch100Idx R6 O 4638 0.440CIJA
Oak Ridge Mult Strat I P 3861 1.610.15AZKA
Oak Ridge SmCap Gr I P 3862 1.150.15AZLA
Okmrk Eq Inc I P 4118 0.880.3BLAA
Okmrk Fd I P 3833 0.90.3AXZA
Okmrk Glbl I P 4119 1.210.3BLBA
Okmrk Intl I P 2823 10.3OKKA
Okmrk Sel I P 1386 1.030.3KOAA
Opp Cap Inc Y P 3840 0.830.2AYHA
Opp Disc MdCap Gr Y O 2608 0.870.2OEGA
Opp Eq Inc Y P 4350 0.80.2BVYA
Opp Eq Inv Y O 2614 0.90.2OYAA
Opp Fdmntl Altrnatv Y P 4122 1.50.2BLIA
Opp Glbl Alloc Y P 3843 1.090.2AYKA
Opp Glbl Oppr Y O 2610 0.920.2OGIA
Opp Glbl Strat Inc Y O 2764 0.80.2OSYA
Opp Glbl Y O 2609 0.890.2OGLA
Opp Gold Spec Mnrls Y P 3844 0.920.2AYLA
Opp Intl Bd Y O 2611 0.770.2OIBA
Opp Intl Divrs Y P 4351 1.040.2BVZA
Opp Intl Gr Y O 2612 0.850.2OIGA
Opp Ltd Trm Bd Y P 4123 0.590.2BLJA
Opp Ltd Trm Govt Y P 3846 0.680.2AYNA
Opp MdCap Val Y O 2615 0.910.2QSCA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 26 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Opp Mn St MdCap Y O 1431 0.840.2POPA
Opp Mn St Sel Y P 4121 0.910.2BLHA
Opp Mn St SmCap Y P 5322 0.940.2DNTA
Opp Mn St Y O 2613 0.690.2MGYA
Opp Real Est Y P 5323 1.090.2DNUA
Opp Ris Divd Y P 4352 0.830.2BWBA
Opp Snr Flotng Rt Y P 4645 0.890.2CIRA
Opp Stlpth MLP Alpha Pls Y P 4955 3.020.2CWBA
Opp Stlpth MLP Alpha Y P 4756 1.930.2CNSA
Opp Stlpth MLP Inc Y P 4712 1.20.2CLUA
Opp Stlpth MLP Sel 40 Y P 4714 0.960.2CLYA
Opp Val Y O 2616 0.680.2CGRA
Oppr Ttl Rtn Bd Y P 4953 0.550.2CVZA
Parnassus Cor Eq O 2867 0.640.1ILXA
Parnassus Endvr Instl O 5437 0.720.1DTSA
Parnassus MdCap Inst O 5438 0.750.1DTTA
Pax Bal Inst O 2617 0.660.08PAIA
Pax EllevGlbWomenLdrs Inst O 5168 0.560.08DGAA
Pax ESG Beta Qulty Inst O 4416 0.650.08BYPA
Pax GlblEnvir Mkt Inst O 2472 1.020.08PGNA
Pax MSCEAFESGLdrIndx Inst O 5169 0.560.08DGDA
Pax SmCap Inst O 5170 0.950.08DGHA
Payden Cor Bd O 2618 0.560.25PYCA
Payden Emrg Mkt Bd P 4124 0.750.25BLKA
Payden Glbl Fxd Inc O 2619 0.810.25PYGA
Payden Glbl Low Dur Bd O 2620 0.660.25PYSA
Payden GNMA O 2621 0.690.25PYAA
Payden Low Dur Bd O 2624 0.540.25PYBA
Payden Ltd Mat O 2623 0.560.25PYLA
Payden US Govt O 2625 0.570.25PYUA
PearTre PlrFrgValSmCp Inst O 5628 1.270.1EBSA
Permanent Portfolio O 4315 0.820BUNA
PGIM Flotng Rt Inc R6 O 6010 0.80ERVA
PGIM Glbl RealEst R6 O 6012 0.80ERXA
PGIM Hi Yld R6 O 6015 0.410ESBA
PGIM Jnisn 2020 Focs R6 O 6016 0.960ESDA
PGIM Jnisn Eq Oppr R6 O 6017 0.720ESEA
PGIM Jnisn Focs Gr R6 O 6018 0.960ESFA
PGIM Jnisn Gr R6 O 6020 2.190ESJA
PGIM Jnisn Natrl Rsrc R6 O 6022 0.790ESLA
PGIM Jnisn Sm Co Z P 3875 0.810.25BABA
PGIM Jnisn Util R6 O 6024 2.050ESNA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 27 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
PGIM QMA MdCap Val R6 O 6025 0.770ESOA
PGIM QMA SmCap Val R6 O 5750 0.640EGUA
PGIM QMA Stk Indx R6 O 6027 1.780ESRA
PGIM ST Cor Bd R6 O 6029 0.420ESUA
PGIM Ttl Rtn Bd R6 O 5440 0.410DTVA
PIMCO All Asst Inst O 3848 1.1050AYPA
PIMCO AllAsstAllAthrityIns O 3847 2.350AYOA
PIMCO Divrs Inc Inst O 4496 0.770CCCA
PIMCO Emrg Curren Inst O 3849 0.870AYQA
PIMCO Emrg Local Bd Inst O 2778 0.920PELA
PIMCO EqS LngShrt Inst O 5173 1.870DGMA
PIMCO FdmntlAdvtgPLUS Inst O 4125 0.960BLLA
PIMCO Forgn UnHdg Inst O 4864 0.590CSFA
PIMCO Glbl Bd UnHdg Inst O 4784 0.650COWA
PIMCO Glbl Mult Asst Inst O 3850 1.440AYRA
PIMCO GNMA Govt Sec Inst O 3851 0.530AYSA
PIMCO Hi Yld Inst O 1433 0.570PHIA
PIMCO Hi Yld Spctrm Inst O 4718 0.620CMDA
PIMCO Inc Inst O 4497 0.740CCDA
PIMCO Intl BdUSDlrHdgInst O 4215 0.560BPPA
PIMCO InvmtGrdCorpBd Inst O 4498 0.590CCEA
PIMCO LngDur TtlRtn Inst O 4126 10BLMA
PIMCO Low Dur ESG Inst O 2290 0.50PDLA
PIMCO Low Dur Inc Inst O 6079 0.550EVCA
PIMCO Low Dur Inst O 1434 0.460PTLA
PIMCO LT Cr Inst O 4719 0.850CMEA
PIMCO LT US Gov Inst O 4865 0.7750CSGA
PIMCO RAE Fdmntl PLUS Inst O 4716 0.850CMBA
PIMCO RAE Glb ex US Inst O 6080 1.310EVDA
PIMCO RAE Intl Inst O 6081 0.610EVEA
PIMCO Real Rtn Inst O 1435 0.880PRIA
PIMCO RlEstRlRtnStrat Inst O 4567 1.260CFGA
PIMCO ST Inst O 4721 0.570CMHA
PIMCO Stk PLUS Sm Inst O 2291 0.790PXSA
PIMCO StkPLSIntDlrHdg Inst O 4536 0.840CDUA
PIMCO StkPLUS Lg Dur Inst O 5913 0.850ENWA
PIMCO StkPLUS Ttl Rtn Inst O 4537 0.710CDVA
PIMCO StkPLUSARShrtStrInst O 4127 0.660BLNA
PIMCO Ttl Rtn Inst O 1436 0.550PTTA
PIMCO Unconstrnd Bd Inst O 3852 0.880AYTA
PIMCOComdyRealRtnStratInst O 1699 1.390PCRA
Pionr Bd Y P 3853 0.590.25AYUA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 28 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Pionr Clsc Bal Y O 2626 1.080.25AYBA
Pionr Dscpld Val Y P 3854 0.840.25AYVA
Pionr Eq Inc Y P 3856 0.770.25AYXA
Pionr Fdmntl Gr K O 5439 0.660DTUA
Pionr Fdmntl Gr Y P 3857 0.770.25AYYA
Pionr Flex Oppr Y P 4459 0.990.25CAKA
Pionr Glbl Eq Y P 3858 1.10.25AYZA
Pionr Glbl Hi Yld Y P 3859 0.910.25AZIA
Pionr Hi Yld Y P 3860 0.870.25AZJA
Pionr Sel MdCap Gr Y O 2292 0.790.25PGRA
Pionr ST Inc Y O 2628 0.610.25PSTA
Pionr Strat Inc Y P 3863 0.740.25AZMA
PNC Bal Alloc I P 4128 2.070.25BLOA
PNC Intl Eq I O 3865 0.950.25AZOA
PNC Mult Fctr AllCap I P 4785 2.240.25COXA
PNC Mult Fctr LgCap Gr I P 4786 1.030.25COYA
PNC Mult Fctr LgCap Val I P 4787 10.25COZA
PNC Mult Fctr SmCap Cor I O 4789 0.930.25CPBA
PNC Mult Fctr SmCap Gr I O 4790 1.030.25CPCA
PNC Mult Fctr SmCap Val I P 4791 1.510.25CPDA
PNC SmCap I P 3867 1.070.25AZQA
PNC Ttl Rtn Advtg I O 3868 0.650.15AZUA
PNC Ultra Shrt Bd I O 4216 0.320.05BPQA
Port 21 Glbl Eq Fd Inst O 2629 1.080.1ORIA
PRIMECAP Odysy Gr O 5028 0.670CYYA
PRIMECAP Odysy Stk O 5229 0.670DJLA
Prncpl Cap App Inst O 2305 0.470.1PWCA
Prncpl Divrs Intl Inst O 4131 0.840.1BLRA
Prncpl Divrs RealAsst Inst O 5009 0.930.1CYFA
Prncpl Eq Inc I Inst O 2293 0.520.1PEXA
Prncpl Glbl Divrs Inc Inst O 5029 0.80.1CYZA
Prncpl Glbl RealEst Inst O 5030 0.960.1CZAA
Prncpl GovtHiQulty Bd Inst O 5031 0.530.1CZBA
Prncpl Hi Yld Inst O 2631 0.640.1PYTA
Prncpl Inc inst O 3869 0.50.1AZVA
Prncpl Infl Prtct Inst O 2294 0.390.1PIPA
Prncpl Int Emrg Mkt Inst O 4460 1.30.1CALA
Prncpl LgCap Gr Inst O 2632 0.680.1PGLA
Prncpl MdCap Gr Inst O 2298 0.780.1PWGA
Prncpl MdCap Val III Inst O 2299 0.670.1PVUA
Prncpl Prfrd Sec Inst O 3870 0.770.1AZWA
Prncpl RealEst Sec Inst O 5260 0.870.1DKSA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 29 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Prncpl SmCap Gr I Inst O 5032 1.120.1CZCA
Prncpl SmCap Val II Inst O 5033 1.090.1CZDA
Prncpl ST Inc Inst O 2796 0.430.1PHXA
Ptnm Abs Rtn 700 Y O 4499 0.830.25CCFA
Ptnm Cap Spctrm Y O 4500 0.410.25CCHA
Ptnm Conv Sec Y P 3877 0.820.25BAEA
Ptnm Divrs Inc Tr Y P 3878 0.750.25BAFA
Ptnm Dynmc AsstAlloc Gr Y P 6031 0.840.25ESWA
Ptnm Eq Inc Y P 3879 0.660.25BAGA
Ptnm Eq Spctrm Y O 4501 0.140.25CCIA
Ptnm Glbl Inc Y P 5174 0.970.25DGQA
Ptnm Gr Oppr Y P 3881 0.680.25BAIA
Ptnm Inc Y P 4568 0.630.25CFHA
Ptnm Intl Cap Oppr Y P 3882 1.040.25BAJA
Ptnm Intl Eq Y P 4134 0.980.25BLWA
Ptnm MultCapCor Y P 5996 0.770.25ERHA
Ptnm Shrt Dur Inc Y P 6032 0.450.25ESXA
Ptnm SmCap Gr Y P 3886 0.960.25BANA
Ptnm SmCap Val Y P 4867 1.230.25CSJA
Ptnm Sustnbl Ftr Y P 3885 0.820.25BAMA
Ptnm Sustnbl Ldrs Y P 3884 0.750.25BALA
Royce 100 Invmt O 3891 1.240.1BAUA
Royce Low Priced Stk Invmt O 4502 1.390.1CCJA
Royce Micro Cap Invmt O 4503 1.60.1CCKA
Royce Oppr Invmt O 4462 1.180.1CAPA
Royce Penn Mut Invmt O 4356 0.920.1BWFA
Royce Prmr Svc S 5381 1.530.35DQXA
Royce SmMdCap Prmr Invmt O 3892 0.990.1BAVA
Royce Spec Eq Invmt O 2770 1.170.1RXEA
Royce Ttl Rtn Invmt O 4463 1.210.1CAQA
Royce Val Invmt O 4464 1.250.1CARA
Royce Val Pls Invmt O 4465 1.190.1CATA
Rssll Emrg Mkt S P 4218 1.510.2BPVA
Rssll Glbl RealEst Sec S P 4219 1.140.2BPWA
Rssll Intl Devl Mkt S P 4220 1.010.2BPXA
Rssll Shrt Dur Bd S P 4221 0.780.2BPYA
Rssll Strat Bd S P 4222 0.760.2BPZA
Rssll US Core Eq S P 4223 0.860.2BQAA
Rssll US SmCap Eq S P 4224 10.2BQBA
Rtnl Divd Cptr Inst P 4303 1.40.25BTWA
Rtnl Dynmc Brnds Inst P 4308 1.690.25BUBA
SEI LgCap Gr A O 3897 0.980BBAA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 30 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
SEI LgCap Val A O 4225 0.930BQCA
SEI SmCap Val A O 4226 1.240BQDA
Semper MBS Ttl Rtn Inst O 5828 0.850EJZA
Semper Shrt Dur Inst O 5829 0.970EKCA
Sierra Tctcl All Asst Y O 4475 2.190.1CBJA
Sierra Tctcl Cor Inc R O 5037 1.80.1CZHA
SmthGrp LgCapCorGr Inst O 5442 1.180DTXA
SSgA Dynmc SmCap Inst P 4432 1.980.2BZFA
SSgA Intl Stk Sel Inst P 4146 1.240.2BMRA
Stadion Tctcl Gr I O 5270 1.640DLFA
Strlng Cap Md Val Inst O 5751 0.910.1EGVA
Stwrd Glbl Eq Inc Inst O 5371 0.680.1DQNA
Stwrd LgCapEnhcdIndx Inst O 5372 0.540.1DQOA
Stwrd SmMdCapEnhcIndx Inst O 5373 0.570.1DQPA
SummitGI US LowVltltyEq I O 5630 1.140EBUA
Swan Dfnd Rsk I O 5752 1.30EGWA
Tchstn Activ Bd Y O 5756 0.860.15EHBA
Tchstn Bal Y O 4142 0.820BMLA
Tchstn Flex Inc Y O 5758 0.870.15EHDA
Tchstn Intl Eq Y O 2212 1.040SIXA
Tchstn Lg Co Gr Y O 5833 1.120.15EKKA
Tchstn LgCap Focs Y O 4143 0.760BMNA
Tchstn MdCap Gr Inst O 5759 10EHEA
Tchstn MdCap Gr Y O 5834 1.030.15EKLA
Tchstn MdCap Val Y O 5835 1.060.15EKMA
Tchstn Sands Cap Inst Gr O 4274 0.80BSOA
Tchstn SandsCapEmrgMktGr Y O 5836 1.350.15EKNA
Tchstn Sm Co R6 O 5441 0.780DTWA
Tchstn Sm Co Y O 2165 0.860SIGA
Tchstn Sustnbl Impct Eq Y O 5760 0.960.15EHFA
Tchstn UltrShrtDurFxdInc A P 5761 0.90.25EHGA
TCW Emrg Mkt Inc I O 4157 0.870.1BNGA
TCW Rel Val Divd App I O 1822 0.780.1TGDA
TCW Rel Val MdCap I O 1826 0.890.1TXGA
TCW Sel Eq I O 1824 0.880.1TGCA
TCW ST Bd I O 2644 1.650.1TGSA
TCW Ttl Rtn Bd I O 1825 0.610.1TGLA
Third Ave RealEst Val Inst P 4923 1.110CUPA
Thmpsn Bd O 5646 0.710.1ECLA
Thrnbrg Cor Gr R5 P 4420 1.370.2BYTA
Thrnbrg Glbl Oppr R5 P 4421 1.190.2BYUA
Thrnbrg Intl Gr R5 P 4422 1.310.2BYVA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 31 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Thrnbrg Intl Val R5 P 4423 1.180.2BYWA
Thrnbrg Intl Val R6 O 4468 0.820CAYA
Thrnbrg Invmt Inc Bldr R5 P 4424 1.320.2BYXA
Thrnbrg Ltd Trm Inc R5 O 4505 0.70.05CCNA
TIAACRF Bd Inst O 5647 0.30ECMA
TIAACRF Bd Pls Inst O 5648 0.30ECNA
TIAACRF EnhcdIntEqInd Inst O 5273 0.410DLKA
TIAACRF EnhcLgCpGrInd Inst O 5274 0.330DLLA
TIAACRF EnhcLgCpVlInd Inst O 5275 0.330DLMA
TIAACRF Gr Inc Inst O 5276 0.410DLNA
TIAACRF Hi Yld Inst O 5753 0.360EGXA
TIAACRF Intl Eq Indx Inst O 5754 0.060EGYA
TIAACRF LfCycInd 2010 Inst O 5297 0.260DMOA
TIAACRF LfCycInd 2015 Inst O 5298 0.240DMPA
TIAACRF LfCycInd 2020 Inst O 5299 0.220DMQA
TIAACRF LfCycInd 2025 Inst O 5300 0.220DMUA
TIAACRF LfCycInd 2030 Inst O 5301 0.210DMWA
TIAACRF LfCycInd 2035 Inst O 5302 0.210DMXA
TIAACRF LfCycInd 2040 Inst O 5303 0.20DMYA
TIAACRF LfCycInd 2045 Inst O 5304 0.210DMZA
TIAACRF LfCycInd 2050 Inst O 5305 0.220DNBA
TIAACRF LfCycInd 2055 Inst O 5306 0.310DNCA
TIAACRF LfCycInd 2060 Inst O 5307 10DNDA
TIAACRF LfCycIndRtInc Inst O 5308 0.370DNEA
TIAACRF LgCap Gr Indx Inst O 5231 0.060DJNA
TIAACRF LgCap Gr Inst O 5649 0.430ECOA
TIAACRF LgCap ValIndx Inst O 5232 0.060DJOA
TIAACRF MdCap Val Inst O 5278 0.410DLPA
TIAACRF Mgd Alloc Inst O 5277 0.430DLOA
TIAACRF RealEst Sec Inst O 5279 0.510DLQA
TIAACRF SocChoice Bd Inst O 5280 0.390DLRA
TIAACRF SocChoice Bd Rtrmt P 5281 0.640.25DLSA
TIAACRF SocChoice Eq Inst O 5282 0.180DLUA
TIAACRF SocChoice Eq Rtrmt P 5283 0.430.25DLVA
TmthyPln Intl I O 6034 1.450.1ESZA
TmthyPln LgMdCap Val I O 6035 1.240.1ETAA
TmthyPln SmCap Val I O 6036 1.220.1ETBA
Trowe MultSctr Bd I O 5905 0.650ENNA
TRowePr Bal O 2639 0.640.15RPBA
TRowePr Blue Chip Gr O 4147 0.70.15BMSA
TRowePr Cap Oppr O 3898 0.710.15BBBA
TRowePr Comm Tech O 3901 0.780.15BBEA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 32 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
TRowePr Divd Gr O 4418 0.640.15BYRA
TRowePr Divd Gr I O 5830 0.510EKDA
TRowePr Emrg Mkt Bd O 4148 0.920.15BMTA
TRowePr Eq Inc O 3899 0.650.15BBCA
TRowePr Euro Stk O 4149 0.960.15BMWA
TRowePr Fin Svc O 4227 0.850.15BQEA
TRowePr Gr Inc O 4228 0.660.15BQFA
TRowePr Gr Stk O 1439 0.670.15TPRA
TRowePr Intl Stk Fd O 2312 0.820.15TPTA
TRowePr Intl Val Eq O 3900 0.830.15BBDA
TRowePr Jpn O 4151 0.980.15BMZA
TRowePr Ltn Am O 4152 1.310.15BNAA
TRowePr New Am Gr Fd O 3902 0.790.15BBFA
TRowePr New Asia O 3903 0.930.15BBGA
TRowePr New Era O 4230 0.690.15BQHA
TRowePr New Inc O 3904 0.550.15BBHA
TRowePr Ovrseas Stk O 6082 0.830.15EVHA
TRowePr Prsnl Strat Gr O 4921 0.880.15CUNA
TRowePr Prsnl Strat Inc O 2641 0.780.15PSRA
TRowePr PrsnlStratBal O 4920 0.860.15CUMA
TRowePr QM US SmCap Eq I O 5633 0.660EBXA
TRowePr Real Asst O 5444 0.820.15DUAA
TRowePr RealEst O 4231 0.730.15BQIA
TRowePr Rtrmt 2005 O 4153 0.540.15BNCA
TRowePr Rtrmt 2010 O 3905 0.540.15BBIA
TRowePr Rtrmt 2015 O 3906 0.570.15BBJA
TRowePr Rtrmt 2020 O 3907 0.610.15BBKA
TRowePr Rtrmt 2025 O 3908 0.670.15BBOA
TRowePr Rtrmt 2030 O 4154 0.670.15BNDA
TRowePr Rtrmt 2035 O 3909 0.720.15BBQA
TRowePr Rtrmt 2040 O 3910 0.720.15BBRA
TRowePr Rtrmt 2045 O 4155 0.720.15BNEA
TRowePr Rtrmt 2050 O 3911 0.740.15BBSA
TRowePr Rtrmt 2055 O 3912 0.740.15BBTA
TRowePr Rtrmt 2060 O 4922 0.740.15CUOA
TRowePr Rtrmt Bal O 4156 0.560.15BNFA
TRowePr Scnc Tech O 4232 0.80.15BQJA
TRowePr SmCap Val O 2642 0.910.15TPSA
TRowePr SmCap Val Instl O 5894 0.780ENCA
TRowePr Spctrm Gr O 4233 0.780.15BQKA
TRowePr Spctrm Inc O 1441 0.650.15TRPA
TRowePr ST Bd O 5271 0.460.15DLHA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 33 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
TRowePr Val O 4745 0.810.15CNHA
UBS Dynmc Alpha P P 4177 1.30.2BOBA
UBS US Allocation P P 3921 0.740.2BCFA
UBS US SmCap Gr P P 3922 1.230.2BCGA
USAA Cap Gr Inst O 5651 1.470.1ECQA
USAA Emrg Mkt Inst O 5652 1.290.1ECRA
USAA Govt Sec Inst O 5653 0.40.1ECSA
USAA Gr Inst O 5654 0.910.1ECTA
USAA Hi Inc Inst O 5655 0.770.1ECUA
USAA Inc Inst O 5656 0.430.1ECVA
USAA Inc Stk R6 O 5657 1.240ECWA
USAA Intl Inst O 5659 10.1ECYA
USAA IntmdTrm Bd R6 O 5658 1.070ECXA
USAA Nasdaq 100 Indx R6 O 5660 1.010ECZA
USAA SmCap Stk Inst O 5662 0.970.1EDCA
USAA ST Bd R6 O 5661 0.980EDAA
USAA Ultra ST Bd R6 O 5663 1.050EDDA
USAA Val Inst O 5664 0.880.1EDEA
VanEck CM Comdty Indx I O 4158 0.920.1BNHA
VanEck Emrg Mkt Inst O 3923 1.150.1BCHA
VanEck Glbl Hrd Asst Inst O 3924 1.060.1BCIA
VanEck Intl Inv Gold Inst O 3925 1.040.1BCJA
Vic Divrs Stk I O 4160 0.80.1BNJA
Vic Glbl Natrl Vic Rsrc Y O 4136 1.190.1BLYA
Vic Incore Fd For Inc I O 3927 0.610.1BCLA
Vic INCORE Low Dur Bd Y O 4737 0.650.1CMZA
Vic INCORE Qulty Bd Y O 4739 0.980.1CNBA
Vic Incore Ttl Rtn Bd Y O 2603 0.620.25MUCA
Vic Integrity SmCap Val Y P 4410 1.150.25BYJA
Vic Mndr MdCap Cor Gr Y P 4111 1.040.25BKTA
Vic RS Gr Y O 4733 0.970.1CMVA
Vic RS Inv Y O 4735 1.250.1CMXA
Vic RS LgCap Alpha Y O 4661 0.720.1CJJA
Vic RS MdCap Gr Y O 4137 1.060.1BLZA
Vic RS Ptnrs Y O 4138 1.210.1BMBA
Vic RS ScncTech Y O 4140 1.260.1BMJA
Vic RS Sel Gr Y O 4504 1.20.1CCMA
Vic RS SmCap Gr Y O 4139 1.180.1BMFA
Vic RS Val Y O 4141 1.060.1BMKA
Vic Sophs Emrg Mkt Y O 5897 1.330.1ENFA
Vic Strat Alloc I O 4159 1.450.1BNIA
Vic Triv Emrg Mkt SmCap Y P 5916 3.490.25ENZA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 34 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Vic Triv Intl Cor Eq Y P 5917 1.60.25EOBA
Vic Triv Intl SmCap Y P 5918 1.330.25EOCA
Villere Bal Inv P 5044 0.940.25CZOA
Virtus Crdex LgCpValEq R6 O 5034 0.830CZEA
Virtus Crdex MdCpValEq R6 O 5035 0.870CZFA
Virtus D&PGlbRealEst Sec I P 5850 1.240.4ELDA
Virtus KAR Intl SmCap I P 5851 1.440.4ELEA
Virtus KAR MdCap Cor I P 5852 1.230.4ELFA
Virtus KAR MdCap Gr I P 5853 1.240.4ELGA
Virtus KAR SmCap Gr I P 5855 1.210.4ELIA
Virtus KAR SmCap Val I P 5856 1.050.4ELJA
Virtus NF MultSctr ST Bd I P 4425 0.750.3BYYA
Virtus Rmprt Eq Trnd I P 4793 1.310.2CPFA
Virtus RmprtMultAsstTrnd I O 4540 1.590.2CDYA
Virtus Seix Cor Bd I O 3888 0.620.2BAPA
Virtus Seix Corp Bd I S 1108 1.250.2STXA
Virtus Seix Hi Inc I O 3887 0.910.2BAOA
Virtus Seix Hi Yld I O 2306 0.770.2SAMA
Virtus Seix ST Bd I O 2634 1.350.2SSTA
Virtus Seix Ttl Rtn Bd I O 2307 0.570.2SAFA
Virtus SlvntLgCpGr Stk R6 O 5230 0.950DJMA
Virtus Ultra Shrt Bd I O 4653 0.620.2CJBA
Virtus Vntbl Forgn Oppr I P 5858 1.170.4ELLA
Virtus Vntbl Glbl Oppr I P 5859 1.190.4ELMA
Virtus Von EmrgMkt Oppr I P 4276 1.290.4BSQA
Virtus Von EmrgMkt Oppr R6 O 5450 1.210DUGA
VirtusSeixFlotRTHiInc I O 4135 0.740.3BLXA
VirtusSeixUSGvScUltShBd I O 4885 0.50.2CTDA
Vngrd 500 Index Fd AS O 4869 0.040CSLA
Vngrd Bal Indx Adml O 4870 0.070CSNA
Vngrd Cnsmr Stpls Adml O 5284 0.10DLWA
Vngrd Devl Mkt Indx Adml O 4956 0.070CWCA
Vngrd Divd App Indx Adml O 4957 0.080CWDA
Vngrd Divrs Eq Inv O 2316 0.360VDEA
Vngrd Emrg Mkt StkIndxAdml O 4871 0.140CSOA
Vngrd Enrgy Adml O 4958 0.30CWEA
Vngrd Enrgy Indx Adml O 6037 0.10ETCA
Vngrd Eq Inc Adml O 4959 0.170CWFA
Vngrd Euro Stk Indx Adml O 4872 0.10CSPA
Vngrd Explr Adml O 4960 0.320CWGA
Vngrd Extnd Mkt Indx Adml O 4873 0.080CSQA
Vngrd Fin Indx Adml O 6038 0.10ETDA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 35 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Vngrd FTSE Soc Indx Inv O 1986 0.20VFXA
Vngrd Glbl Cap Cyc Inv O 2532 0.370VGPA
Vngrd Glbl Eq Inv O 2420 0.480VHGA
Vngrd Glbl Min Vol Adml O 5233 0.170DJPA
Vngrd GNMA Adml O 4961 0.110CWHA
Vngrd Gr Inc Adml O 4962 0.230CWIA
Vngrd Gr Indx Adml O 4874 0.050CSRA
Vngrd Hi Yld Corp Adml O 2850 0.130VEWA
Vngrd Hlth Care Adml O 4963 0.330CWJA
Vngrd Infl Prtct Sec Adml O 4964 0.10CWKA
Vngrd Info Tech Indx Adml O 6039 0.10ETFA
Vngrd IntdTrmTrsInd Adml O 5039 0.070CZJA
Vngrd Intl Explr Inv O 2874 0.380VNXA
Vngrd Intl Gr Adml O 4967 0.320CWNA
Vngrd Intl Val Inv O 2319 0.40VRTA
Vngrd Intmd Trm Trsry Adml O 4966 0.10CWMA
Vngrd IntmdTrm Bd IndxAdml O 5285 0.070DLXA
Vngrd IntmdTrmInvtGrd Adml O 4965 0.10CWLA
Vngrd LgCap Indx Adml O 5665 0.050EDFA
Vngrd LT Invmt Grd Adml O 4968 0.120CWOA
Vngrd LT Trsry Adml O 4969 0.10CWPA
Vngrd LT Trsry Indx Adml O 6040 0.070ETGA
Vngrd MdCap Gr Indx Adml O 4970 0.070CWQA
Vngrd MdCap Gr Inv O 2320 0.360VGIA
Vngrd MdCap Val Indx Adml O 4971 0.070CWRA
Vngrd Mid-Cap Idx Fd AS O 4875 0.050CSSA
Vngrd Mkt Nutrl Inv O 5040 1.540CZKA
Vngrd Mrgn Gr Adml O 4972 0.280CWSA
Vngrd Mtrls Indx Adml O 5666 0.10EDGA
Vngrd Pacfc Stk Indx Adml O 4876 0.10CSTA
Vngrd RealEst Indx Adml O 4877 0.120CSUA
Vngrd Sel Val Inv O 1988 0.390VSXA
Vngrd Sm Cap Indx Fd AS O 4879 0.050CSXA
Vngrd SmCap Gr Indx Adml O 4977 0.070CWYA
Vngrd SmCap Val Indx Adml O 4976 0.070CWXA
Vngrd ST Bd Indx Adml O 4878 0.070CSWA
Vngrd ST Corp Bd Indx Adml O 5041 0.070CZLA
Vngrd ST Fed Adml O 4973 0.10CWTA
Vngrd ST Invmt Grd Adml O 4974 0.10CWUA
Vngrd ST Trsry Adml O 4975 0.10CWWA
Vngrd STAR Inv O 2324 0.320VGTA
Vngrd STInflPrtSecInd Adml O 5763 0.060EHIA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 36 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
Vngrd Strat Eq Inv O 1512 0.180VSQA
Vngrd Strat SmCap Eq Inv O 2325 0.290VTCA
Vngrd TaxMgd SmCap Adml O 6083 0.090EVJA
Vngrd Trgt Rtrmt 2015 Inv O 2328 0.130VTXA
Vngrd Trgt Rtrmt 2020 Inv O 2329 0.130VTWA
Vngrd Trgt Rtrmt 2025 Inv O 2330 0.140VTTA
Vngrd Trgt Rtrmt 2030 Inv O 2331 0.140VTHA
Vngrd Trgt Rtrmt 2035 Inv O 2332 0.140VHTA
Vngrd Trgt Rtrmt 2040 Inv O 2333 0.150VFOA
Vngrd Trgt Rtrmt 2045 Inv O 2334 0.150VTIA
Vngrd Trgt Rtrmt 2050 Inv O 2335 0.150VFFA
Vngrd Trgt Rtrmt 2055 Inv O 2830 0.150VVXA
Vngrd Trgt Rtrmt 2060 Inv O 4357 0.150BWGA
Vngrd Trgt Rtrmt 2065 Inv O 5764 0.150EHJA
Vngrd Trgt Rtrmt Inc O 2336 0.130VTNA
Vngrd Ttl Bnd Mkt ldx Adm O 4880 0.050CSYA
Vngrd Ttl Intl Bd Idx Adml O 5042 0.110CZMA
Vngrd Ttl IntlStkIndx Adml O 4881 0.110CSZA
Vngrd Ttl StMkt Indx Fd AS O 4924 0.040CUQA
Vngrd Ttl Wld Stk Indx Inv O 5765 0.190EHKA
Vngrd US Gr Adml O 4978 0.30CWZA
Vngrd US Val Inv O 1513 0.230VUVA
Vngrd Val Indx Adml O 4882 0.050CTAA
Vngrd Wlsly Inc Adml O 4979 0.150CXAA
Vngrd Wndsr Adml O 4980 0.210CXBA
Vngrd Wndsr II Adml O 5043 0.260CZNA
WasatchFrntrEmgSmCntry Inv O 5286 2.360.15DLYA
WCM Focs Intl Gr Inst O 5926 1.060.15EOLA
Weitz Shrt Intmd Inc Inst P 5175 0.620.1DGRA
WF AbsRtn Inst O 5045 1.150.15CZPA
WF Adj Rt Govt Inst O 3928 0.470.1BCNA
WF Cap Gr Inst O 3931 0.910.1BCQA
WF CB LgCap Val Inst O 3929 0.910.1BCOA
WF CB MdCap Val Inst O 3930 0.980.1BCPA
WF Cmn Stk Inst O 3933 0.930.15BCTA
WF Cor Bd Inst O 3962 0.50.1BDZA
WF Disc Inst O 3937 0.880.15BCXA
WF Divrs Cap Bldr Inst O 3938 0.790.15BCYA
WF Divrs Intl Inst O 3939 1.460.15BCZA
WF Dscpld US Cor Inst O 3935 0.520.15BCVA
WF Emrg Gr Inst O 3940 1.030.15BDAA
WF Endvr Sel Inst O 3942 0.890.15BDCA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 37 of 38Investment Options - Flexible Advantage
FUND NAME Fund Tier* VRU Code
Total Fund
Prospectus
Gross Expense
Ratio
Fund
Payments to
Nationwide
Fund Code
WF Entrp Inst O 3943 0.930.15BDDA
WF Glbl SmCap Inst O 3945 1.220.15BDGA
WF Govt Sec Inst O 3946 0.540.1BDHA
WF Gr Inst O 3947 0.840.15BDIA
WF Hi Yld Bd Inst O 5290 0.690.1DMEA
WF Intl Bd Inst O 2702 0.70.1EICA
WF Intl Eq Inst O 2794 1.130.15WENA
WF Intrinsic Wld Eq Inst O 3949 1.140.15BDKA
WF Lg Co Gr Inst O 3950 0.830.1BDLA
WF Lg Co Val Inst O 4277 0.610.15BSTA
WF Oppr Inst O 3952 0.880.15BDOA
WF Prec Mtls Inst O 3953 0.880.15BDPA
WF Prmr Lg Co Gr Inst O 3954 0.810.1BDQA
WF Shrt Dur Govt Bd Inst O 3955 0.460.1BDRA
WF SmCap Val Inst O 3956 1.010.15BDSA
WF SmCo Val Inst O 3958 1.140.15BDUA
WF Spec MdCap Val Inst O 3960 0.850.15BDXA
WF Spec SmCap Val Inst O 4358 0.980.15BWHA
WF Trdtnal SmCap Gr Inst O 3963 1.210.15BEBA
WF Ultra ST Inc Inst O 2531 0.470.1SDXA
WF Util Telcom Inst O 3964 0.840.15BECA
WlmBlr Glbl Gr I O 4168 1.130.15BNRA
WlmBlr Gr I O 4169 0.920.15BNSA
WlmBlr Intl Gr I O 4170 1.140.15BNTA
WlmBlr Macro Alloc I O 5046 1.180.15CZQA
WlmBlr MdCap Gr I O 4171 1.230.15BNUA
WlmBlr Sm Md Gr I O 4174 1.160.15BNXA
WlmBlr SmCap Gr I O 4172 1.250.15BNVA
WlmBlr SmCap Val I O 4173 1.290.15BNWA
Wstwd Inc Oppr Inst O 4543 0.860CEBA
PNN-1109.140(11/2018)
*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional
Page 38 of 38Investment Options - Flexible Advantage