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Introduction Transportation Services [insert audience name] [insert date]

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Page 1: Introduction Transportation Services [insert audience name] [insert date]

Introduction

Transportation Services[insert audience name][insert date]

Page 2: Introduction Transportation Services [insert audience name] [insert date]

Confidential property of OptumHealth. Do not distribute or reproduce without express permission from OptumHealth.

Instructions to Presenter

Customize the first slide to your audience

Delete the Bicycle Account slide if the employer does not offer it

Page 3: Introduction Transportation Services [insert audience name] [insert date]

Confidential property of OptumHealth. Do not distribute or reproduce without express permission from OptumHealth.

What are Transportation Services?

A tax-free way to…

…plan, save and pay some of your commuting expenses

Page 4: Introduction Transportation Services [insert audience name] [insert date]

Confidential property of OptumHealth. Do not distribute or reproduce without express permission from OptumHealth.

$5,520

4

Page 5: Introduction Transportation Services [insert audience name] [insert date]

Confidential property of OptumHealth. Do not distribute or reproduce without express permission from OptumHealth. 5

Lower Taxable IncomePre-Tax Funds

Every $1 set aside for commuting expenses Save 38¢

Pre-tax dollars for transit and parking

Page 6: Introduction Transportation Services [insert audience name] [insert date]

Confidential property of OptumHealth. Do not distribute or reproduce without express permission from OptumHealth. 6

Pre-tax dollars for transit and parking

$230/Month Transit

Total 2011 Limit

$460/month

$230/Month Parking

2011 Limits:

Page 7: Introduction Transportation Services [insert audience name] [insert date]

Confidential property of OptumHealth. Do not distribute or reproduce without express permission from OptumHealth.

Use it or lose it?

YOU keep more ofYOUR money.

7

Page 8: Introduction Transportation Services [insert audience name] [insert date]

Confidential property of OptumHealth. Do not distribute or reproduce without express permission from OptumHealth.

Example 1: Parking

8

What could Jim use the money for? Lunches, gas, baseball tickets…

Calculations based on 2012 FICA rate of 7.65%. 2011 rate is 5.65% Jim is a fictional character used to illustrate this OptumHealth Financial Services SM program.

Page 9: Introduction Transportation Services [insert audience name] [insert date]

Confidential property of OptumHealth. Do not distribute or reproduce without express permission from OptumHealth.

Example 2: Transit

9

What could Michelle use the money for? Coffee, books, shoes…

Calculations based on 2012 FICA rate of 7.65%. 2011 rate is 5.65%. Michelle is a fictional character used to illustrate this OptumHealth Financial Services SM program.

Page 10: Introduction Transportation Services [insert audience name] [insert date]

Confidential property of OptumHealth. Do not distribute or reproduce without express permission from OptumHealth.

Example 3: Parking + Transit

10

What could Lourdes use the money for? Groceries, car maintenance, a vacation…

Calculations based on 2012 FICA rate of 7.65%. 2011 rate is 5.65%. Lourdes is a fictional character used to illustrate this OptumHealth Financial Services SM program.

Page 11: Introduction Transportation Services [insert audience name] [insert date]

Confidential property of OptumHealth. Do not distribute or reproduce without express permission from OptumHealth.

Many eligible commuting options

Mass transit: bus, rail, ferry, subway

Other eligible options, such as  vanpools

Parking while you are at work

11

Mileage, tolls, fuel, taxi fares carpooling and business travel are not eligible.

Spouse and dependent commuting expenses are not eligible.

Page 12: Introduction Transportation Services [insert audience name] [insert date]

Confidential property of OptumHealth. Do not distribute or reproduce without express permission from OptumHealth.

Bicycle Account

Up to $20/month in vouchers

Parking and storage fees

Equipment, supplies and repairs

Accumulate vouchers to buy a new bike

Cannot use during same month as transit or parking benefit

12

Page 13: Introduction Transportation Services [insert audience name] [insert date]

Confidential property of OptumHealth. Do not distribute or reproduce without express permission from OptumHealth.

Easy to choose, easy to use

Begin using at any time

Adjust your election at any time

You decide how much to contribute

13

www.optumhealthfinancial.com

Page 14: Introduction Transportation Services [insert audience name] [insert date]

Confidential property of OptumHealth. Do not distribute or reproduce without express permission from OptumHealth.

Determining your contribution

14

Look at your expenses

Adjust estimates if your commute varies.

Change monthly election if needed

Page 15: Introduction Transportation Services [insert audience name] [insert date]

Confidential property of OptumHealth. Do not distribute or reproduce without express permission from OptumHealth.

Contribution Examples

Parking: $20 x 6 days = $120

Bus: $4 x 15 days = $60

Driving for Flexibility

Parking: $20 x 4 days = $80

Bus: $4 x 11 days = $44

Going on Vacation

15

Page 16: Introduction Transportation Services [insert audience name] [insert date]

Confidential property of OptumHealth. Do not distribute or reproduce without express permission from OptumHealth. 16

www.optumhealthfinancial.com

This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment, and restrictions. Federal and state laws and regulations are subject to change. © 2011 OptumHealth Financial Services

This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment, and restrictions. Federal and state laws and regulations are subject to change. © 2011 OptumHealth Financial Services


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