PHYSICIAN DEBT MANAGEMENT

PROPOSAL

DoctorReferred.com

Our Goals:

1) Add revenue stream to doctorreferred.com

2) Extend client relationship for doctorreferred.com

3) Reduce bad debt for physicians

4) Increase on-time bill payments

5) Instill hope in patients by giving them a clear path to financial

freedom

WHAT IS FRESH START? YOUR PERSONALIZED PLAN TO FINANCIAL FREEDOM

Our Fresh Start Calendar is a tool to help those with significant debt and medical

bills identify a clear path to be completely debt free.

Our Fresh Start Calendar shows the user what bills and debt

payments to make each day. These instructions are powered by a thorough financial model that points out a clear path to being debt free in the shortest period of time and to pay the least interest possible.

Since 2009, we have helped people who were burdened

with significant debt achieve financial freedom. Now we would like to help your clients too.

QUICKLY REPAY EXISTING DEBT

Fresh Start Calendar*

*Full details available at the end of this document

Our Founder Sam had a million-dollar baby several years ago. He

developed this tool to help other parents he met at the Arkansas

Children’s Hospital pay off similar medical bills as fast as possible.

Sam became debt free in only 2 years.

SIMPLE DAY-BY-DAY

INSTRUCTIONS

USER FEATURES MULTIPLE FEATURES INCENTIVIZE USER PERSISTENCE

MONTHLY REFRESH 3 LEVELS OF

DISCIPLINE

TOTAL INTEREST SAVED TIME TILL DEBT FREE REMINDER AND

ENCOURAGEMENT

MESSAGES

PRINTABLE 30-DAY

CALENDAR

____________________________________

3-WAY BENEFIT FRESH START CAN BE USED AT MULTIPLE TOUCH POINTS TO MAXIMIZE IMPACT

DOCTOR REFFERED

BENEFITS

• Extend relationship with client

• Create continuous stream of revenue from existing client network

• Expand product offering to address another major

client pain point

• Differentiate from competitors

PHYSICIAN BENEFITS

• Lower loan default rate

• Improve loan repayment situation

• Receive frequent, measurable insight

• Improve patient retention

• Receive additional

revenue

USER BENEFITS

• Repay debt

• Build great credit

• Avoid late fees

• Understand direct impact of financial decisions today

• Establish habits of the

financially secure

• Be prepared for life’s surprises

Next Steps:

1) Introduce Fresh Start to

5 physicians

2) Obtain physician and user

feedback

3) Make necessary adjustment

4) Roll out

Live Debt Free