interview questions for finance students

Dear Students,

FYA

Hi this should be the bible of every student from 2014 batch right now.

Friends, interview is an art and science - master the science. At least these questions are

repeated every year and are very common but needs lot of introspection to answer...think

and share your answers with your friends!

ICICI Bank Finance

· ·

· How would you go about checking a customer's credibility? · 2009 ·

· What does the bank statements indicative? · ·

· How is forgery checked and identified? · ·

· What is ELSS and alpha, beta? · ·

· How does NCDEX work and how do you become a member of it? · ·

· We say that numbers and figures are important, but in practical scenario if you have to

judge an organization would you refer to it's number's or no and why? · ·

· What ratios would you use if you need to undergo the financial approval of the

company? · ·

· What are the term loans that bank's offer to it's corporate client base? · ·

· What is DSCR,what is the formula for the same? · ·

· ·

ICICI Bank Finance / Marketing

· ·

· Questions were based on future derivatives’ and options? · 2009·

· Situation based questions? · ·

· Five things that you dislike about ICICI Bank? · ·

· What is the full form of IRR? · ·

KJ Somaiya Institute of Management Studies and Research, Mumbai

· How would you do the complete analysis of a security? · ·

· What is the difference between marketing and selling? · ·

· What is the credit apprassial procedure? · ·

· What is the difference between ADR and ADS? · ·

· What is the limit of the reach in marketing terminology? · ·

· How would you go about selling fans in winters,what would be your marketing

strategies? · ·

· What profile are you looking for? · ·

HDFC Finance / Marketing

· ·

· There is a similarity between life and F1 racing and what do you learn from F1 racing? ·

2008 ·

· What is the difference between traditional channels and multi level marketing? · ·

· What is CAPM model and what are it's assumptions? · ·

· What do you understand by flat rate and reducing rate? · ·

· What do you know about insurance premium and ROI? · ·

· How will you convince someone that you have the ability to sell a particular bank

products? · · DE Shaw

· SIP

· Sensex is touching new highs what are the reasons and whats your view

· Which factor is most emphasizing in bringing FII inflows

· Which is better technical analysis or fundamental analysis

· Problem with Arvind mills

· Current market price of the script of AM

· How dollar depreciation is going to effect Indian equity market

· How much do you think the oil prices are having impact on Indian markets

Bajaj Allaince

· My driving force

· Choice of position

· Application of Keynes theory


· Educational background

TCS

· SIP

· About yourself

· Difference b/w accounts and finance

· Basic theme of time value of money

· How does rate of interest in the economy effects growth rate

· Why TCS

· Any questions

· Capital expenditure and revenue expenditure

· Events affected you in life

· It is said that consultants create confusion? What do you want to say

· Who is better experienced guy with MBA or a fresher? How you are better than

experienced person

· If as a consultant you are not allowed for implementation then are you comfortable

· 5year goals

· Values in work place

· Difference b/w smart work and hard work

· If there is a conflict b/w a corporate and a peer then what will you do

· What are 8085,8086 and fiber optics

· What is telecommunication , FM , AM

· What is international finance

· Software tools in which you are comfortable with

· Why US $ is declining

· What are the recent trends in textile industry

IndiaBulls

SIP

· Family

· Why India Bulls

· Which scheme is better for investment


· What is your favorite dish

· Do you have a girl friend and how many so far

· Why we should take you

· Is background knowledge important for selling

· Make an advertisement for nokia and hutch

· Tell me something about computer science

· What are your likes and dislikes

· How adaptable are you

· Derivate and hedging risk

· Call option and put option

· What does your name means

· Would you be able to cope up with the work pressure

· Why career in management

· Given choice b/w job in educational field and india bulls

· Do u smoke or drink

· Have you ever proposed

· Derivatives

· What is better future market of cash market

· If you have an open position in reliance what would you do

· Location preference

· How many funds have you generated

· About city you belong

Aztec exim pvt. Ltd.

· Cash flow statement , income statement or balance sheet which out of three is most

important for stakeholder

· Why government is promoting exports or why RBI is keen to maintain so much of $

balance

· What is good for organization +ive or –ive working capital

· Financial accounting and management enables the organization comment

· Some numerical on basic concepts of accounting and financial management


· How much are you interested in joining this organization and why

· If you are a girl after marriage will you go to the place where your husband is placed

· Difference b/w cash flow statement and funds flow statement

· Questions relating to CV domain knowledge and connecting it with economy

· Justify CGPA

· Why emphasis on ethics

· Long term aim

· Family background

EICHER GROUP

· FAMILY BACKGROUND?

· WHY COMBNATION OF MARKETING WHY EICHER?

· WHY NOT HAVE A CAREER IN COMPUTER FIELD?

· DID YOU SIT FOR COMPANIES WITH SYSTEM PROFILE?

· 2 QUESTONS BASED ON CUSTOMER DEALING?

· WHAT DO YOU KNOW ABOUT THE PROFILE BEING OFFERED?

· CAREER OBJECTIVE?

· GENERAL TECHNICAL KNOWLEDGE ABOUT THE INDUSTRY AND THE

PRODUCT LCV?

IMRS

· WHY MBA AFTER B.COM?

· WHAT IS YOUR SPECIALIZATION AND WHAT SUBJECTS YOU LIKED

MOST?

· YOU SAID YOU LINKED MARKETING RESEARCH AS YOUR FAVOURITE

SUBJECT –WHY?

· WHAT DID YOU DID IN BHARTI INFOTEL LTD?

· WHAT IS YOUR FAVOURITE FUNTIME?

· SUPPOSE YOU ARE GOING TO CONDUCT AN INTERVIEW WHICH WOULD

BE COMPLETED IN 1.5 HOURS ATLEAST AND THE INTERVIEWEE HAS 30

MINS TO SPARE THEN HOW WILL YOU GO ABOUT IT?


HCL INFINET

· SIP BOTH ENGG AND MBA BENEFITS OF THE PROJECTS UNDERTAKEN?

· VPN & VOLP PRESENTATION?

· HOW DO YOU SEE YOURSELF 5 YRS DOWN THE LIFE IN PROFFESIONAL

AND PERSONAL LIFE?

· WHAT IS VPN EXPLAIN?

· SETTING UP CONNECTION IN A REMOTE LOCATION?

· ABOUT WORK EXPERIENCE?

· WHAT CAN HCL DO IN VIEW OF PRESENT COMPETITION?

Standard Charted Bank

· What makes you smile? 2006

· Are you open to relocation?

· Anything about you that we are unaware of?

· What is your idea and perspective towards sales?

· Why Banking?

· What is NAV?

· What would be your reaction if HSBC offers you double the package and promtion 5yrs

down the line?

· Why should we go about hiring you?

· Do you have the ability to understand our executive training program?

· If a customer is going in for a loan is it a asset or a liabilty for the bank?

·

· Are women better at sales,what is your take on it? · 2007 ·

· How would you go about managing married life and office together and balance the

same? · ·

· Why was there a shortfall in the percentage scored after std 10th? · ·

GE Money · ·

· What is operations? · 2006 ·


· SIP Details? · ·

· Project oriented questions? · ·

· What is the ratio that we use to find out the financial feasebility? · ·

· What do we understand by fixed asset turnover ratio? · ·

MetLife Insurance Finance

· Why CFA and then going about switching over to sales? · ·

· How would you rate yourself? · ·

MetLife Insurance Marketing

· ·

· Why didn't you go ahead and joined your father's busisness? · 2006 ·

· What is the basic difference between advertising and sales promotion? · ·

· How can you go about helping and enhancing the companies current state? · ·

· ·

Kotak Mahindra Bank Finance

· ·

· Why would you want to join Kotak? · 2006 ·

· What is your take on Mutual Funds? · ·

· What are those qualities,on the basis of which you could call yourself a good leader? · ·

· A particular customer of your bank,has been charged some particular amount by

mistake,would you go ahead and reverse the entry or close the account if the customer is

irrate? · ·

· ·

· ·

Kotak Mahindra Bank Marketing

· Do you have any close friends? · ·

· What do you know about the designation of relationship officer? · ·

· Certifications,AMFI,NCFM? · ·

· ·

Management Trainee Role in Manufacturing Cos


• What do you know about WACC? Where do the cost of capital and cost of debt

values in the WACC equation come from?

• What is better for our company, 2/10 or net 30?

• If you are analyzing the credit of a potential customer, what factors would you

consider?

• What is good/bad about debt/equity?

• Walk me through the steps of conducting an NPV analysis.

• Is ROA a good measure of success?

• What are the methods of raising capital for a project?

• What could be some reasons why our actual cash flow was less than forecast?

• Axis Bank 2009

• Does it ever make sense to accept a negative NPV project?

• What are some things you can do to further investigate a negative NPV project?

• How do you calculate WACC?

• What is an accrual?

• How would you go about pricing a product?

• How would you go about analyzing a situation where demand exceeded capacity?

• Which is better for your company, offering a 2% discount if paid in the first ten

days, or getting the net due in 30 days?

• If you have two products that are similar, how would you decide which one you

want to launch (or both?)?

• How does the increase in interest rates affect our company?

• How would you make a business profitable (discuss P&L for this one!)?

• Revenues are rising and profits are falling. What could be going on?

• You have the option to fund a project that will cost an amount approximate to

80% of equity. Do you undertake the project?

• What is the difference between Internal Rate of Return and Weighted Average

Cost of Capital?

• What is one area my company is exposed to risk? What do you do about that?

•


Eclerx 2009

Essay writing

Time value of money based questions

ICICI Securities 2011

1. Being an engg. why did you opt for finance?

2. . What are derivatives?

3. . Differentiate between forward and future contract?

4. What are options?

5. What is the profit mechanism in call and put options for writer and buyer of

the option?

6. . What do you mean by call sell?

7. What is intrinsic value? What is strike price? What is spot price?

8. What is PE ratio?

9. What is quick ratio? What is quick assets, give egs?

10. What is the base year for BSE and NSE?

11. Current gold prices, dollar rate, BSE and NSE?

ICICI Bank 2012

HR + Technical Round

1) Tell me about yourself.

2) Profile offered.

3) View on Indian stock market.

4) There are many candidates waiting outside, why should we consider you?

5) What are derivatives?

6) Call and Put Option

7) Current dollar and euro exchange rate.

8) Euro crisis.

9) Difference between forwards and futures.


10) Why is Indian stock market fluctuating?

11) Base year for BSE and NSE

12) Your suggestions about stock market.

13) Number of stocks in NSE and BSE.

14) Projects written in the Resume.

15) There are 3 numbers out of which 2 are variables and one is constant.How many

combinations can you make? (probability)

2013

DE ShawTechnical Round:

1) Started with why MBA and why not a CFA

2) A question on LIFO/FIFO

3) What are CDS?

4) The payoff and trigger point of CDS

5) Asked about my favorite subject; question on how and where to invest USD 1 million for a HNI (end to end detailed process was asked)

6) Which is the current sector with both high risk and high return

7) Working of Oil Futures; interest rate determinants, their cycles and functioning and variables impacting 10 year Oil Futures

8) Interest rate Parity Theorem

9) Sovereign Debt Ratings

10) First thing you would analyse before entering in a country if you are a hedge fund

11) PE (Private Equity) Industry: This was asked because of my work-ex

12) I was asked to solve a puzzle

13) More understanding on profiles offered by DE Shaw


14) Balance sheet basics. Don't if you make a loss on a sale how will you record it

15). National Spot Exchange scam

16). Securitization and the US housing crisis

17) . Describe one recent finance news that you have read so that we can grill you on it. Make sure that even if you cite a headline, you read the follow-up stories in the inside pages. I cited SBI's possible liquidity crunch and was dismissed saying you've only read headlines. I got some ground back by citing a related article which talked about Moody's downgrading SBI's unsecured loans business to Baaa3.

18). Ratios - Started with RoE and then they went on to ask me 3 ratios I would use to decide if I should invest in a firm

19). My analysis of the rupee situation in 3 points

20). Bonus shares and stock splits and the difference between the two

21). Market Capitalization

22). Summer internship description and related questions

23). Which profile I wanted

HR interview (besides normal HR questions):-

1. Who is the chairman of the US Fed Reserve?

2. Which of his possible replacements has just stepped down for running for his post?

3. asked to solve 3 puzzles.

CRISIL

Technical Round:

1) Started with my academic scores (have been an average performer throughout).

2) Asked about my work experience with Oracle (Pre MBA). Work ex was in Financial services industry.

3) Efficient market hytothesis - explained in detail with relevant examples


4) What is beta?

5) How to build a portfolio, systematic and unsystematic risks. How to minimize both the risks.

6) Case sudy - estimate size of coconut water which is to be sold on kurla station

7) What is CAPM?, What is risk premium. How it is decided for a particular stock.

8) 1 pros and 1 con of IRR and NPV.

9) Asked few questions on extracurricular activities.

10) More understanding on profiles offered by Crisil - asked about my interest and preferences.

11) Financial modelling - just asked me if i have done it. I didnt knew so no questions on that.

12) . Tell me about yourself and how will you add value to CRSIL

13) . How will you estimate the demand for cement

14) . How will you estimate the demand for e commerce industry

15) . How will you estimate the demand for diagnostic centres

16) . If you are a banker, which factors would you look in construction company - ratios and other factors

17) . Little about summer internship (he asked what is corporate bridge? :P)

18) . What economic factors are affecting a country like india

HR Round:

1) Tell me something about yourself other than things mentioned on CV.

2) Can beta be zero?

***********************BEST OF LUCK********************************


interview questions for finance students

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