international travel information session comcover shea j moran senior account manager comcover...
DESCRIPTION
International Travel information Session Comcover Shea J Moran Senior Account Manager Comcover Member Services . Overview of Comcover. More than 180 Australian Government departments and agencies, both CAC and FMA. Self managed fund administered by the Commonwealth - PowerPoint PPT PresentationTRANSCRIPT
International Travel information Session
Comcover
Shea J MoranSenior Account ManagerComcover Member Services
2
Overview of Comcover
More than 180 Australian Government departments and agencies, both CAC and FMA.
Self managed fund administered by the Commonwealth
Key objectives are to provide a comprehensive insurance program and promote good risk management practices
3
Current Policy Covers
General Liability and Professional IndemnityDirectors and Officers LiabilityProperty including Property in Transit and Fraud
Business InterruptionMotor VehiclePersonal AccidentTravel Outside CountryExpatriatePersonal Effects and Travel Inside Country
4
Travel Outside Country
Comcover Policy Definition of ‘Traveller’
A person approved by you, including any approved accompanying persons, on travel approved by you (in accordance with your travel policies) outside his or her home country, or his or her country of assignment (including travel to outlying Australian territories and islands) for up to one hundred and eighty (180) consecutive days.
5
Travel Outside Country – what’s covered.
Baggage and Personal Effects standard $10,000
Money up to $5,000
Rental vehicle excess up to $5,000
Baggage delay
Alternative public transport cover up to $10,000
Replacement employee expenses
Other non-recoverable travel, accommodation expenses
6
Travel Outside Country – what’s covered.
Overseas medical expenses up to $10,000,000
Benefits as per the SRC Act up to 104 weeks
Emergency medical and non-medical evacuation
24 hour medical advice, information and assistance service
Sending of essential medication and/or medical practitioner
Repatriation of mortal remains
Medical monitoring
7
Travel Outside Country – what’s not covered.
Self inflicted injury, suicide or any attempts thereat
Professional sports
Medical expenses in Australia
Pre-existing conditions apparent 30 days prior to travel
Any non clear legal link between your powers and functions and the activity of the traveller
Any claims covered by any workers compensation or other legislation.
8
Expatriate
Comcover Policy Definition of ‘Expatriate’
a person outside his or her home country and who has been noted on Comcover’s Schedule of Expatriates
9
Schedule of Expatriates
10
Expatriate – what’s covered.
All reasonable and necessary medical expenses incurred outside Australia up to $10,000,000
Emergency medical evacuation
24 hour medical advice, information and assistance service
Emergency evacuation for natural disasters
Funeral or cremation expenses or repatriation of mortal
remains
11
Expatriate - what’s not covered.
Self inflicted injury, suicide or any attempts thereat
Professional sports
Medical expenses in Australia
Any elective and/or cosmetic procedure, treatment or surgery
Any loss or claim if the expatriate has not undergone a pre-deployment medical and dental examination
Any loss or claim if the expatriate was declared medically and dentally unfit to be deployed to the country of posting
Any pre-existing conditions
12
Any Questions?