INTERNATIONAL TRADE AND EXPORT FINANCE Our international expertise for your world-wide success

DZ BANK AGPlatz der Republik60265 Frankfurtwww.dzbank.de

CONTACTWINFRIED MÜNCHHead of International Trade and Export Finance Telephone +49 69 7447-1525 Fax +49 69 7447-3820 Winfried.Muench@dzbank.de

GERHARD EISENMANNHead of Trade Finance Telephone +49 69 7447-1471 Fax +49 69 7447-7374 Gerhard.Eisenmann@dzbank.de

MANFRED FISCHERHead of Export Finance Telephone +49 69 7447-2898 Fax +49 69 7447-7374 Manfred.Fischer@dzbank.de

DAGMAR WERNERHead of Structured Trade and Commodity FinanceTelephone + 49 69 7447-1524 Fax +49 69 7447-3820 Dagmar.Werner@dzbank.de

Central e-mail: vr.tradefinance@dzbank.de

LET’S SET COURSE TOGETHER FOR YOUR INTERNATIONAL BUSINESS

FINANCE TAILORED TO YOUR SUCCESSYou’re engaged in international business and you nego-tiate world-wide. How familiar are you with terms of payment? What do you have to consider when storing in a warehouse abroad? And what is it with your new export project?

WORKING WITH THE EXPERTS Put your international business in the hands of a team with many years of experience: Your local relationship manager and DZ BANK AG’s trade & export finance experts support you jointly with tailor made finance solutions.

RELY ON US We support the following customer groups world-wide:» Exporters with their production- and export finance» Importers world-wide needing to finance purchases of capital goods from Germany and Europe» Commodity traders in Germany and abroad WHAT‘S IMPORTANT FOR YOUOur financing structures are designed to minimise your risk, secure your liquidity and ease the strain on your balance sheet.

YOUR ADVANTAGESFor over 35 years, export finance has been one of our strategic focuses. You can benefit from this know-how, from our comprehensive international expertise and our global relationships with our correspondent banks.

Make use of our good contacts with key international market players. We support you along your entire value chain.

WHY DZ BANK?Because we have» Branches and Representative Offices world-wide with a focus on the BRIC states Brazil, Russia, India, and the People‘s Republic of China» Close contacts with Euler Hermes, other European export credit agencies and major importers world-wide» A large number of master agreements for export finance» Many years of experience in international commodity markets

OUR PRODUCTSBased on your requirements we will find the right financing solution.

Short-term trade finance» Confirmation of export letters of credit» Discounting of deferred payment letters of credit» Letter of credit post-financing» Forfaiting» Guarantees from abroad

Medium to long term export finance» Credits for financing the production of plant and machinery for export» Buyer‘s credits with and without countertrade» Purchase of Euler Hermes-backed supplier credit receivables» Federal government counter guarantee through your local cooperative bank

Structured Trade and Commodity Finance» Finance Facilities for purchasing, warehousing, processing and sale of commodities » Pre-Export Finance» Borrowing Base Facilities» Tolling Facilities