international life 360 - distributor presentation - 2014

• New, unique, US$ life cover offer

• We pay commission in US$

• Apply for up to USD 250,000 sum insured with no-medical examination – in most cases

• Simplified application process, entire application and policy issue online – no need to collect additional documentation or premiums, which is handled by the insurer

• Discreet service - only requires a Distributor Code & email

• Discounted premiums for your clients

International Life 360

www.internationallife360.com 2

Life Insurance You Control

• Some opportunities that can only be unlocked with new offers

• Enjoy a high renewal income stream for life – no minimum production

• That means you can more quickly and reliably build a business

• Increases your product range and opportunity

• It is a business you could sell

• Why should you miss out on the growth of online sales?

Limitations of Your Current Situation


Payment in US$ to Your Nominated Account

• Do you desire to offer something genuinely new to your clients?• Would you like a unique offer for international cover?• Existing insurer relationships are no problem – our offer fits around your existing agency

relationships• It is ideal for advisers with many existing clients

• Some of your clients may want: The confidence of US$ denominated cover With an international, rated, insurer – GBG Insurance Limited Who have served the international community since 1983

Who is This Service For?


GBG Insurance Limited – Serving International Communities Since 1983

• This cover will appeal to consumers who are;

Salaried or Business Owner Tertiary educated Fluent in English Credit card holder High net worth or high income

• They may also have the following characteristics;

Class 1 occupations Passport holders Owner of property or motor vehicle Married/with dependents Servicing a mortgage or debt Ownership of a foreign bank account Ownership of local insurance, savings and investment products

The Target Market in More Detail


Profile of a Typical Client

• New, unique, US$ life insurance offer: • Clients looking for more control, or diversification, may feel that insurance in a global

currency adds a great deal to their overall insurance protection package

• Apply for up to USD 250,000 sum insured with no-medical examination• GBG’s cover requires no medical exams, blood tests, or ECGs. There is a simple

medical questionnaire to be completed. • Your client enjoys a simplified application process. Application and policy issue are

entirely online – no need to collect additional documentation

A Detailed Look for the Interested Distributor


No Medicals, No Hassle

• We pay commission• Commission is paid to you in US$. • It is easy for you to set up a PayPal account to receive your commissions and to draw

them down or spend them as you please.• 12% on all collected premium – first year and renewal premiums, every year, giving you

an attractive revenue stream you could sell for capital gain• Unlimited income• No minimum production validation levels

• Discounted premiums for Distributors• By giving your client a Distributor Code unique to you, they will receive a discount on the

standard online price

• Discreet service - only requires a Distributor Code & email to operate

A Detailed Look for the Interested Distributor


Commission Paid in US$

• Apply online

• Pay premiums by credit card

• Commission paid in US$ to your Paypal account

• You are in control

Processing


We Made it Simple

• GBG Insurance Limited underwrites the cover and pays claims – website link

• GBG Insurance is domiciled in Guernsey and is rated B+ by AM Best – website link

• GBG affiliate companies have been providing international cover for over 30 years

• International Life 360 is an authorised distributor of GBG’s products handling commission payment and Distributor support

Insurer and Marketing


International Insurance with an International Insurer

• The simplest form of term life insurance is for a term of one year. Renewal of the policy is guaranteed for the client. The death benefit is paid by the insurance company if the insured dies while insured.

• Term assurance provides life insurance coverage for a specified term. The policy does not accumulate cash value. Term is generally considered "pure" insurance, where the premium buys protection in the event of death and nothing else.

• The dominant form of cover used in the US, Canada, UK, Europe, Hong Kong, Middle East, and Australasia.

• Growing trend of Financial Professionals recommending term throughout the world

• Phenomenal growth in developing countries due to emerging awareness, changing regulations and growing personal financial maturity

• Removes the complications of including a cash value and therefore meeting requirements for the sale of a security or savings product

• Complements existing local term cover options

Why Term Insurance?


Instant Quote – Simple to Apply

• Death by any cause • Additional Benefit - Accidental Death and Dismemberment Proportion Sum Insured

• Accidental Death 25 % • Total and irrecoverable loss of sight of both eyes 25 % • Total and irrecoverable loss of sight of one eye 12.5% • Loss of two limbs 25 % • Loss of one limb 25 % • Total and irrecoverable loss of sight of one eye and loss of one limb 25 %

• Policy Values • Minimum: USD 50,000 Maximum: USD 250,000• Increases available in increments of USD 10,000

Please contact us directly for Sums Insured over USD 250,000

• Maximum Age Entry Renewal

Insured up to 65 up to 70

Dependent children up to 23 up to 23

The Product


Annually Renewable Life Insurance

• Privacy – from relatives, business associates and local regulators

• Choice – the ability to select a product that may not available ‘at home’

• Control – choose your beneficiary and be certain the proceeds will reach them – and no-one else

• Quick and easy – applying online and paying by credit card make it so much easier to obtain cover

• Portable – take your cover with you wherever you go, knowing that it will remain in force, and be easier to claim against when needed

The Benefits of International Cover


Clients’ Reasons for Preference

• Applicants and Distributors should make their own investigations as to whether local laws and regulations permit clients to purchase international life cover

Regulation


Why Should You Miss Out on Online Sales?

• Email us back to talk about how you can access this product

• Skype us to talk it over (Skype ID: international.life.360)

• Check out the website at www.internationallife360.com

Start Now


www.internationallife360.com