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Intelligent Office: Financial Planning and Fund Analysis



Intelligent Office: Financial Planning

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Financial planning tools offering comprehensive and effective value to Investment or Pension businesses. Fully integrated into the Intelligent Office package, these new and advanced financial planning tools offer comprehensive

and effective value to firms and advisers undertaking Investment or Pension business. They represent a compelling

choice for professionals who advise in these areas. We understand when advising a client on any investment matter and

to meet TCF requirements, you need to ensure an appropriate investment strategy is selected. However, to enable you to

do this, you need to understand your client’s attitude to risk and take into account their current circumstances, aspirations

and needs. Once this has been established, you are then in a position to recommend a suitable investment strategy

across the whole of the market.

Within the Intelligent Office system you now have access to a powerful and fully integrated Financial Planning tool

which allows you to create a plan for future goals and forecast possible strategies. This incorporates advice on required

premiums, asset mix and returns based upon a client’s current portfolio. All this is achieved without leaving the

application or the need for re-keying data. Studies have shown that this saves on average, an hour of time per client

analysis and review. Given the average earning rate required to sustain an adviser’s profitability, this will enable a

substantial monthly saving.

Investment and Pension advisers can quickly and efficiently self serve new and existing client reviews to ensure they

are on target to meet their goals in a fraction of the time it traditionally takes. If we assume an adviser undertakes a

combination of 10 reviews or new client planning sessions per month, this is an effective saving of £1,500pm.

This functionality works in conjunction with the Towers Perrin CAP:Link stochastic asset models and eValue forecasting

engine. This suite of tools is available integrated within the Intelligent Office package. It is extremely competitively priced

at a fraction of the monthly savings made by using our technology. It all provides a level of integration that is unmatched

in the market today in terms of available analysis and financial planning solutions.

The tool is split into three sections; Forecast, Actions and Execute.




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Forecast

The graphic adjacent shows an example

of the forecast screen. This section is used

to show the client’s current investment

blend. The financial adviser selects the

appropriate strategy based on the client’s

goals and attitude to risk. The suggested

asset allocation is produced which shows

the forecast of possible returns. This

scenario can be analysed by changing

the premiums, withdrawals and assets to

create a bespoke client solution.

Due to the simplicity of the tool,

scenarios can be added one at a time

and compared side by side allowing for

these tools to be used in a client facing

environment.

Actions

This section allows the user to propose

changes to the client’s portfolio in order to

achieve the target scenario. This can be

done by editing the client’s current fund

portfolio by buying, selling, adding and/

or removing funds. Often a rebalance will

solve the client goal and will help justify

any fees or commission earned whilst

meeting the requirements of TCF.




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Execute

In this section the user will be able to

commit to the suggested fund changes

proposed in the action section and

apply these changes to Intelligent Office,

therefore creating new plans and updating

the fund data. This dramatically saves

time and reduces re-keying errors offering

better compliance and further cost savings.

Fund Analysis

Managing client fund information is easy

within Intelligent Office. The fund area of

Intelligent Office has the ability to locate

funds and allows users to produce fund

factsheets and charts. The fund data is

supplied by Financial Express, which

includes a daily price service. The fund

feed will also supply a daily up to date

currency feed.

Also within the funds and holdings area

there is the ability to produce additional

fund reports (subject to subscribing to the

Fund Analysis Module). These include a

risk comparison matrix, asset allocation

reports and fund performance charts.




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Also within the funds and holdings area

there is the ability to produce additional

fund reports (subject to subscribing to the

Fund Research Module).

Within this additional module the user

is able to gain access to current fund

information and produce reports and

charts relating to their client’s current

holdings without the need to exit

Intelligent Office.

When an Asset Allocation Report is

required you are able to select some

or all of the client’s current holdings

within the selected plan which will in turn

feed through into the report itself. The

information fed through into this report

features a Holdings Summary (shown

below), Asset Allocation detail, Region

Allocation, Sector Allocation and also the

Top Ten Holdings.

Under the Performance Chart tab the user

is able to select the chart type, period,

base, sector average and the relative

instrument (i.e. fund or benchmark). Once

these selections have been made you

are then able to produce a Performance

Chart.




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The Fund Analysis tool will be extended in 2009 to incorporate Portfolio Management and Portfolio Rebalancing functionality as well.




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Summary

With both the Financial Planning and the Fund Analysis tools within Intelligent Office, servicing your client’s needs can now be

made simpler and conducted in a more efficient manner. Amongst the key benefits of this functionality are the fully integrated

nature of the offering saving many hours of time, no data is required to be keyed as existing plans and assets are utilised, the

quality of the tools are second to none and would cost many hundreds of £££’s per month per user if sourced externally.

We believe that this combined offering for investment and pension advisers marks a dominant step forward in the toolsets

available in the market.

For more information regarding functionality or cost, please contact your account manager or contact [email protected].

Intelligent Technologyfor Financial AdvisersI N T E L L I F L O


For further details please contact us on:

Tel: 0845 230 3700 Email: [email protected]: www.intelliflo.com

Third Floor Drapers Court Kingston Hall Road Kingston-upon-Thames KT1 2BQ

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