Integrity Benevolence Partners©

The Rest in Peace Plan

A Solution That Truly Makes Sense

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At the end of life’s At the end of life’s journey and our time on journey and our time on earth is done, there is earth is done, there is one thing common to one thing common to all families – decisions all families – decisions on how we best honor on how we best honor our loved ones.our loved ones.

Unless death has Unless death has come suddenly, come suddenly, there is usually a there is usually a prolonged financial prolonged financial drain on the family, drain on the family, with new pressures with new pressures coming to bear as coming to bear as the family struggles the family struggles to properly honor to properly honor the departed.the departed.

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Families struggle Families struggle to find a balance to find a balance between doing between doing what they really what they really feel is right in feel is right in honoring their honoring their loved one and the loved one and the reality of the reality of the financial expense of financial expense of taking care of final taking care of final

arrangements.arrangements. IBP 03

Unfortunately, the Unfortunately, the financial side of the financial side of the equation wins out equation wins out with the family with the family barely scraping by barely scraping by to do the minimum, to do the minimum, hating every minute hating every minute of it and of it and embarrassed over embarrassed over their inability to do their inability to do more. more.

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. . . and with . . . and with funeral costs funeral costs ranging from ranging from $7,000 to $10,000 $7,000 to $10,000 it is easy to see it is easy to see how even the most how even the most astute planners astute planners struggle with the struggle with the unexpected costs of unexpected costs of providing funeral providing funeral arrangements.arrangements.

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Too many people Too many people die without die without making making provisions for provisions for their final their final expenses, leaving expenses, leaving the burden on the burden on family members. family members.

It is not It is not

intentional, just intentional, just sometimes there sometimes there are no are no alternatives.alternatives.

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Many are Many are faced with faced with the high cost the high cost of life of life insurance and insurance and sometimes sometimes major health major health issues that issues that crop up late crop up late in life to drive in life to drive up premiums up premiums even more.even more.

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The average cost The average cost of life insurance, of life insurance, even for a healthy even for a healthy 70 year old is 70 year old is sometimes over sometimes over $100 per month. $100 per month.

Being on a fixed Being on a fixed retirement retirement income, as many income, as many seniors are, that seniors are, that cost is just too cost is just too high to overcome.high to overcome.

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And when you And when you factor in health factor in health conditions, conditions, even those that even those that are in better are in better financial shape financial shape have difficulty have difficulty paying the paying the increased increased premiums.premiums.

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. . . and death then . . . and death then leaves the family leaves the family with the financial with the financial burden of paying burden of paying for the final for the final expenses. expenses.

Families struggle Families struggle to come up with to come up with the bare minimum the bare minimum to pay for the to pay for the funeral and funeral and associated costs.associated costs.

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That’s just That’s just the way it the way it has been has been until now . . .until now . . .

Finally, there Finally, there is a viable, is a viable, cost effective cost effective solution that solution that just makes just makes good sense.good sense.

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That simple, workable That simple, workable solution that families are solution that families are finding is thefinding is the

Rest in Rest in PeacePeace

plan, provided by plan, provided by Integrity Benevolence Integrity Benevolence Partners, a Texas-based Partners, a Texas-based non-profit membership non-profit membership organization that is organization that is designed to help cover designed to help cover the majority of final the majority of final expenses.expenses.

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The The Rest in PeaceRest in Peace plan is NOT plan is NOT INSURANCE, but INSURANCE, but rather is a rather is a cooperative sharing cooperative sharing of the burdens of of the burdens of final expenses with final expenses with the help of others. the help of others.

It is not designed It is not designed to meet all financial to meet all financial needs, but plays a needs, but plays a major role in major role in helping with final helping with final expenses.expenses.

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Almost everyone Almost everyone qualifies and the qualifies and the cost is around 1/3 cost is around 1/3 to ½ the cost of a to ½ the cost of a life insurance life insurance contract. contract.

The The Rest in Peace Rest in Peace plan IS NOT LIFE plan IS NOT LIFE INSURANCE, but INSURANCE, but the member the member benefits provide benefits provide funding to cover funding to cover the funeral costs the funeral costs of final of final arrangements.arrangements.

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Members make Members make monthly donations and monthly donations and benefits are paid out, benefits are paid out, at their death, at their death, according to what according to what level of membership level of membership they have chosen. they have chosen.

A small enrollment A small enrollment fee, along with the fee, along with the first month donation, first month donation, is all needed to get is all needed to get going.going.

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Monthly donations Monthly donations range from $24 for range from $24 for ages 55-59 at the ages 55-59 at the lowest membership lowest membership level up to $74 for level up to $74 for someone ages 70-74 at someone ages 70-74 at the highest the highest membership level. membership level.

There are no health There are no health questions, no para-med questions, no para-med exams, no physician exams, no physician statements. You must statements. You must have no diagnosis of have no diagnosis of terminal illnesses terminal illnesses within the past two within the past two years.years.

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Bronze Silver Gold

     

$2,500 maximum allowance

$3,250 maximum allowance

$3,750 maximum allowance

paid to Funeral Home

paid to Funeral Home

paid to Funeral Home

     

$2,400 casket allowance

$3,250 casket allowance

$4,250 casket allowance

(shipped overnight)

(shipped overnight) (shipped overnight)

     

$100 Clergy Honorarium

$100 Clergy Honorarium

$100 Clergy Honorarium

     

or$900 Headstone allowance

$1,250 Headstone allowance

Peaceful Alternatives    

$1,500 Cremation Allowance  

$650 maximum allowance to cemetery

$1,500 Memorial Package  

$1,000 Family Allowance    

If those conditions If those conditions are met, you are met, you automatically qualify.automatically qualify.

You can donate You can donate monthly or make a monthly or make a once a year once a year contribution.contribution.

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At the end of the day, when the final financial decisions At the end of the day, when the final financial decisions need to be made, the money is there for the dignity and need to be made, the money is there for the dignity and respect that the loved one deserves.respect that the loved one deserves.

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The journey The journey is over with is over with honor given honor given

where where honor is honor is

due.due.

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Rest in PeaceGone but not forgotten

It just makes sense, doesn’t it?It just makes sense, doesn’t it?

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