Insurance Protection for the Security Industry Insurance Protection for the Security Industry — Exclusively for NBFAA Members— Exclusively for NBFAA Members

Security America Risk Retention Group Security America Risk Retention Group was created by the National Burglar & Fire Alarm Association (NBFAA) to provide affordable and stable insurance — including general liability and errors & omissions — specifically tailored to the electronic life safety, security, and systems industry.

This unique insurance is available exclusively to members of NBFAA.

Do YouYou Have General Liability or Errors and

Omissions Exposures?General liability policies provide coverage for bodily injury and property damage. Errors and omissions (E&O) policies provide coverage for liability resulting from economic loss.

Exposure to losses may include claims of inadequate or improper installation; negligent maintenance, servicing, or inspection of systems and equipment; or negligent monitoring in the central station.

Considering these potential exposures to loss, you have a substantial stake in protecting yourself and your business from these types of claims.

General Liability/E&O Coverage

Our policy is based on industry standard forms, parts of which are modified to accommodate the needs of the security industry.

Deductibles:The standard deductible is $1,000. Optional deductibles of $2,500, $5,000 or $25,000 are also available.

Limits:Each Occurrence: $1,000,000Personal and Advertising Injury: $1,000,000Products-Completed Operations Aggregate: $2,000,000Professional Liability: $1,000,000General Aggregate: $2,000,000Fire Damage: $50,000 any one fireMedical Payments: $10,000

Why Should You Choose Security AmericaSecurity America?

Security America is the only insurance program created exclusively for the security industry. We offer:

Tailored and specific industry coverage

Consistent premium pricing

Fast and efficient claims handling

Reinsured by Swiss Re, an A.M. Best “A+” rated company

Purchase availability through your local broker

Insurer safety and stability

• Fully regulated by all states

• Adequacy of loss funds assessed in annual audits and actuarial analysis

$500,000

$1MM

$2MM

$3MM

$4MM

$5MM

Security America

$6MM

Excess LiabilityLimits

Defense costs are in addition to limits.

Swiss Re America

$500,000 up to $6 million per loss limit

General liability and errors & omissions – ONE policy with limits up to $6 million per occurrence/$6 million aggregate

Umbrella LiabilityLimits

Defense costs are in addition to limits.

Primary policy with limits of $1 million per occurrence/$2 million aggregate

$500,000

$1MM

$2MM

$3MM

$4MM

$5MM

Security America

Swiss Re America

Swiss Re America

$6MM

Separate umbrella policy with limits of $5 million per occurrence/$5 million aggregate

General liability and errors & omissions – TWO policies with limits up to $6 million per occurrence/$7 million aggregate

Why Many of Your Colleagues Have Chosen Security AmericaSecurity America

“Security America saved me $3,700 — I wish I had contacted them sooner!”

Marshall MarinaceMarshall Alarm Systems Corporation

“My commercial liability policy was due to increase by $16,000. I had been with my provider since 1989 and had no claims. Security America actually decreased my premium by $1,800. My experience with Security America has been excellent. I would highly recommend them to anyone in the security business.”

John A. SperrazaAdvanced Alarm, Inc.

“Using my local agent to sign up was easy and convenient. Best of all, I’m saving about $7,000 a year.”

George GunningUSA Alarm Systems, Inc.

Security AmericaSecurity America Risk Retention Group Risk Retention Group

Protecting Those Who Protect Our Homes and Businesses

Visit our web site: www.securityamericarrg.com

Call us:

(866) 315-3838 E-mail us:

info@securityamericarrg.com

We look forward to hearing from you!

Contact Us for More Information Or for a No-obligation Quote