innovation and market research - sbi life insurance...sbi life - smart performer daily protect icici...

Dear All,

Flexi Protect Fund

Home Click Below

Fund performance in brief :

• SBI Life’s Daily Protect Fund (Series I and II) has shown a growth of 7.3% and

6.7% respectively and is the best selling fund in the market.

Flexi Protect Fund

Equity Fund

Daily Protect Fund

• SBI Life’s Equity Fund : The CAGR over a period of 1 year shows a growth of

3.8% compared to Nifty which is 2.1% and is trailing Bajaj Equity Plus Fund

which is 7 3%

Balanced Fund

Bond Fund

Growth Fund which is 7.3%.

• SBI Life’s Bond Fund is doing pretty well and is trailing Bajaj Debt Plus Fund

by a few points.

Growth Fund

Index Fund

Top 300 Fund

• Index Fund has grown by 2.7% over a period of 1 year and is the best

performing fund.

• P/E Managed Fund has been added and is compared with ICICI Pru ‐Dynamic

Equity Pension Fund

Bond Pension Fund

P/E Managed Fund

Innovation and Market Research

/ g p y

P/E Fund.Balanced Pension Fund

Bond Pension Fund

Absoulte Returns

SBI Life Smart ULIP FlexiProtect

Birla Platinum +

Fund I

Birla Platinum + Fund II

Birla Platinum +

Fund III

Birla Platinum + Fund IV

Bajaj Max Gain


Series II

TATA Apex Plus

Return Lock-In Fund

TATA Apex Plus

Return Lock-In Fund II

LIC-Wealth

Plus Fund

Reliance Highest

NAV Guarantee

Fund

ICICI Pru

Pinnacle

Launch Date 9-Mar-09 7-Mar-08 8-Sep-08 15-May-09 15-Sep-09 15-Dec-09 8-Jan-10 1-Feb-10 1-Jul-10 9-Feb-10 15-Feb-10 26-Oct-09

Return on Highest Guaranteed NAV 92% 29% 82% 41% 27% 15% 31% 18% 6% 11% 18% 24%

Highest Guaranteed NAV 19.23 12.86 18.20 14.14 12.67 11.52 13.13 11.83 10.55 11.05 11.79 12.41

Highest NAV Guaranteed Date Nov-10 Nov-10 Nov-10 Nov-10 Nov-10 Nov-10 Nov-10 Nov-10 Nov-10 Nov-10 Nov-10 Nov-10

1 Month -1.1% -2.1% -2.0% -1.9% -2.0% -1.7% -1.7% -1.6% -1.8% -2.3% -1.3% -1.9%

3 Months -1.1% -3.8% -3.3% -3.0% -3.2% -0.9% -1.8% -2.7% -2.9% -3.6% -2.1% -3.0%

6 Months -0.3% -0.1% 0.1% 0.7% 0.5% 2.6% 0.9% 0.1% -0.1% -2.2% 0.6% -0.3%

9 Months -9.4% -7.9% -6.9% -6.2% -6.0% -1.3% -8.7% -6.9% -6.4% -6.9% -4.7% -7.1%

CAGR RETURN

1 Year 1% 3% 5% 4% 6% 4% 3% 2% -5% -2% 4% 2%

2 Year 9% 9% 11% 9% NA NA NA NA NA NA NA NA

Unit Linked NAV Guaranteed ProductsFlexi Protect Fund Performances upto 29th July 2011

NOTE : Returns calculated in absolute term for a period of less than equal to 1 year and CAGR (Compound Annual Growth Rate) for a period of more than 1 year

92%

29%

82%

41%

27%

15% 31

%

18%

6% 11% 18

% 24%

0%10%20%30%40%50%60%70%80%90%

100%

9‐Mar‐09 7‐Mar‐08 8‐Sep‐08 15‐May‐09 15‐Sep‐09 15‐Dec‐09 8‐Jan‐10 1‐Feb‐10 1‐Jul‐10 9‐Feb‐10 15‐Feb‐10 26‐Oct‐09


Birla Platinum + Fund I

Birla Platinum + Fund II

Birla Platinum + Fund III

Birla Platinum + Fund IV

Bajaj Max Gain SBI Life Smart ULIP FlexiProtect

Series II

TATA Apex Plus

Return Lock‐In Fund

TATA Apex Plus

Return Lock‐In Fund II

LIC‐Wealth Plus Fund

Reliance Highest NAV Guarantee

Fund

ICICI Pru Pinnacle

Smart ULIP Series I & Series II - Highest NAV since Inception

Click here to go back

e46

Rectangle

Absoulte Returns

SBI Life -Smart Performer

Daily Protect

ICICI Pru Pinnacle II

Reliance- Highest NAV

Advantage Fund-Series-I

Birla Platinum

Advantage Plan

HDFCSL Crest

LIC Samridhi

Plus

Bajaj Max

Advantage

Bharti Axa True Wealth

SBI Life - Smart Performer Daily Protect II

Launch Date Aug-10 Oct-10 Sep-10 Sep-10 Sep-10 Feb-11 Sep-10 Oct-10 Mar-11

Return on Highest Guaranteed NAV

7.3% 2.7% 5.8% 2.3% 3.5% 0.0% 5.9% 0.37% 6.7%

Highest Guaranteed NAV

10.73 10.27 10.58 10.23 10.35 10.00 10.59 10.04 10.67

Highest NAV Guaranteed Date

Nov-10 Nov-10 Nov-10 Nov-10 Jan-11 Apr-11 Apr-11 Sep-10 Apr-11

1 Months -1.7% -2.7% -3.2% -1.9% -0.6% 0.1% -2.1% -0.5% -1.9%

2 Months 0.6% 0.4% -0.5% 0.6% 1.1% 2.0% 0.9% 0.6% 0.1%

3 Months -2.6% -3.8% -5.1% -3.0% -1.7% 2.0% -1.9% -0.4% -3.4%

4 Months -3.2% -4.9% -5.6% -3.4% -2.0% 2.0% -1.8% -0.4% -4.3%

5 Months 3.4% 1.2% 1.6% 3.7% 1.0% 2.0% -1.2% 1.4% NA

6 Months 0.6% -0.9% -1.1% 1.6% 0.1% NA -0.8% 0.1% NA

7 Months -8.3% -9.1% -10.9% -5.3% -5.2% NA -0.3% -6.7% NA

8 Months -5.5% -6.2% -7.0% -3.3% -3.6% NA 0.3% -3.9% NA

9 Months -7.7% -9.5% -9.9% -5.9% -3.1% NA 0.9% -8.4% NA

10 Months -7.3% NA -11.2% -7.0% -2.6% NA 1.6% NA NA


Unit Linked NAV Guaranteed ProductsDaily Protect Fund Performances 29th July 2011

7.3%

2.7%

5.8%

2.3%3.5%

0.0%

5.9%

0.4%

6.7%

0.0%

1.0%

2.0%

3.0%

4.0%

5.0%

6.0%

7.0%

8.0%

Aug‐10 Oct‐10 Sep‐10 Sep‐10 Sep‐10 Feb‐11 Sep‐10 Oct‐10 Mar‐11

SBI Life ‐Smart Performer Daily Protect

ICICI Pru Pinnacle II

Reliance‐Highest NAV

Advantage Fund‐Series‐I

Birla Platinum

Advantage Plan

HDFCSL Crest

LIC Samridhi Plus

Bajaj Max Advantage

Bharti Axa True Wealth

SBI Life ‐Smart Performer Daily Protect II

Daily Protect Fund ‐Highest NAV since Inception


e46

Rectangle

SBI Life ICICI-Pru Bajaj Allianz HDFC Max New York LIC

Absoulte Returns

Unit Plus II Equity

Life Time Super Flexi Growth

Unit Gain Plus Equity Plus

(Endowment UL) Equity Managed

Fund

Life Maker Growth

Money Plus I

1 months -1.5% -0.6% 0.4% -1.6% -0.6% -1.6% -2.9%

3 months -2.0% -2.9% 0.8% -1.9% -0.8% -2.1% -4.6%

6 months 2.3% -0.1% 4.4% 0.9% 2.9% 0.5% -0.4%

9 months -6.1% -9.0% -3.4% -7.1% -2.3% -6.0% -8.9%

CAGR RETURN

1 Year 3.8% 0.1% 7.3% 0.9% 3.5% 1.4% 2.1%

2 Years 13.0% 10.0% 13.9% 14.3% 9.1% 6.8% 9.5%

EQUITY FUND PERFORMANCE as on upto 29th July 2011

NIFTY


3 Years 17.4% 16.6% 22.5% 19.9% 18.5% 18.1% 12.7%*CAGR - Compound Annual Growth Rate


‐2.0% 2.

3%

‐6.1%

‐2.9%

‐0.1%

‐9.0%

0.8%

4.4%

‐3.4%

‐1.9% 0.9%

‐7.1%

‐0.8% 2.

9%

‐2.3%

‐2.1%

0.5%

‐6.0%

‐4.6%

‐0.4%

‐8.9%

‐10.0%

‐5.0%

0.0%

5.0%

10.0%

3 months 6 months 9 months

Fund Performance as on 29th July 2011

Unit Plus II Equity Life Time Super Flexi Growth Unit Gain Plus Equity Plus (Endowment UL) Equity Managed FundLife Maker Growth Money Plus I


e46

Rectangle

SBI Life ICICI-Pru Bajaj Allianz HDFC LIC Max New York

Absoulte Returns

Unit Plus II BondProtector (Income)

Plan-Life Time SuperUnit Gain Plus

Debt Plus

(Endowment UL) Secure Managed

FundMoney Plus I

Life Maker-Secure Fund

1 months 0.8% 0.7% 0.6% -0.6% 0.3% 0.8%

3 months 2.1% 2.0% 1.9% 0.7% 0.9% 1.5%

6 months 4.1% 3.8% 4.0% 2.3% 1.6% 3.4%

9 months 5.2% 4.8% 5.6% 3.4% 2.3% 4.8%

CAGR RETURN

1 Year 6.4% 5.7% 7.2% 4.7% 3.4% 6.2%

2 Y 6 6% 5 6% 7 5% 5 6% 3 8% 5 4%

BOND FUND PERFORMANCE as on 29th July 2011 Click here to go back

2 Years 6.6% 5.6% 7.5% 5.6% 3.8% 5.4%

3 Years 16.0% 12.7% 17.1% 15.1% 15.3% 14.4%

*CAGR - Compound Annual Growth Rate


2.1%

4.1% 5.

2%

2.0%

3.8% 4.

8%

1.9%

4.0%

5.6%

0.7%

2.3%

3.4%

0.9% 1.6% 2.

3%

1.5%

3.4%

4.8%

0.0%1.0%2.0%3.0%4.0%5.0%6.0%



Unit Plus II Bond Protector (Income) Plan‐Life Time Super Unit Gain Plus Debt Plus

(Endowment UL) Secure Managed Fund Money Plus I Life Maker‐Secure Fund


e46

Rectangle


Absoulte Returns

Unit Plus II Balanced

Life time Super-Balancer

Unit Gain Plus-Balanced Plus

(Endowment UL) Balanced Managed

FundMoney Plus I

Life Maker-Balance Fund

1 months -0.5% -0.2% -1.4% -0.7% -0.7% 0.0%

3 months -0.6% -0.1% -1.6% -0.2% -1.0% 0.4%

6 months 2.1% 3.1% 1.6% 2.3% 1.2% 3.5%

9 months -3.2% -0.5% -2.8% -2.4% -3.9% 1.9%

CAGR RETURN 4.9%

1 Year 3.2% 3.3% 4.2% 2.5% 1.2% 5.6%

2 Years 7 0% 7 7% 8 4% 10 8% 8 4% 8 5%

BALANCED FUND PERFORMANCE as on 29th July 2011 Click here to go back

2 Years 7.0% 7.7% 8.4% 10.8% 8.4% 8.5%

3 Years 13.8% 16.0% 14.9% 19.1% 22.7% 16.0%*CAGR - Compound Annual Growth Rate


‐0.6%

2.1%

‐3.2%

‐0.1%

3.1%

‐0.5%

‐1.6%

1.6%

‐2.8%

‐0.2%

2.3%

‐2.4%‐1.0%

1.2%

‐3.9%

0.4%

3.5%

1.9%

‐6.0%

‐4.0%

‐2.0%

0.0%

2.0%

4.0%



Unit Plus II Balanced Life time Super‐Balancer Unit Gain Plus‐Balanced Plus (Endowment UL) Balanced Managed FundMoney Plus I Life Maker‐Balance Fund


e46

Rectangle

Absoulte Returns

SBI Life - Growth Fund

Reliance - New Fund E

Reliance - New Fund F

IDBI Fortis- Equity Growth

Future Generali -

Future Apex

AVIVA - Growth Fund

IIBirla Sun Life -

MagnifierCanara HSBC -

GrowthSUD -

Growth

Since Inception

113% 8% 10% 39% 5% 9% 179% 29% 63%

1 months -1.7% -0.5% -0.8% -0.8% -3.0% -1.7% -2.0% -1.5% -0.9%

3 Months -2.7% -0.8% -1.2% -1.9% -3.6% -2.1% -3.7% -2.5% -1.5%

6 Months 0.6% 1.7% 1.6% 2.2% 0.5% 1.3% -0.8% -0.2% 0.8%

9 Months -7.1% -2.5% -3.7% -10.0% -4.8% -8.4% -10.4% -9.9% -5.0%

CAGR RETURN

1 Year 1.5% 3.3% 2.8% 0.6% -3.3% -1.3% -0.3% -0.7% 3.0%

GROWTH FUND PERFORMANCE as on 29th July 2011 Click here to go back

1 Year 1.5% 3.3% 2.8% 0.6% -3.3% -1.3% -0.3% -0.7% 3.0%

2 Years 7.2% NA NA 14.2% 0.7% NA 10.2% 9.0% 8.2%

3 Years 8.0% NA NA 21.0% NA NA 15.5% NA NA*CAGR - Compound Annual Growth Rate p q y ( p ) pmore than 1 year


‐2.7%

0.6%

‐7.1%

‐0.8%

1.7%

‐2.5%

‐1.2%

1.6%

‐3.7%

‐1.9%

2.2%

‐10.0%

‐3.6%

0.5%

‐4.8%

‐2.1%

1.3%

‐8.4%

‐3.7% ‐0.8%

‐10.4%

‐2.5%

‐0.2%

‐9.9%

‐1.5%

0.8%

‐5.0%

‐15.0%

‐10.0%

‐5.0%

0.0%

5.0%


SBI Life ‐ Growth Fund Reliance ‐ New Fund E Reliance ‐ New Fund F IDBI Fortis‐ Equity Growth Future Generali ‐ Future Apex AVIVA ‐ Growth Fund IIBirla Sun Life ‐Magnifier Canara HSBC ‐ Growth SUD ‐ Growth

3 Months 6 Months 9 Months

SBI Life ICICI-Pru Bajaj Allianz HDFC Max New York LIC

Absoulte Returns

Unit Plus II-Equity Pension

Fund

Life Time Super Pension

Maximiser

Unit Gain Life Pension- Equity

Plus Pension Fund

Equity Managed

Pension Fund

Life Maker Pension Equity Pension Fund

Market Plus I - Growth

1 months -2.4% -1.2% 1.4% -1.7% -0.8% -1.5% -2.7%

3 months -3.5% -2.7% 3.7% -2.0% -0.8% -3.3% -4.5%

6 months -0.3% 3.2% 7.0% 0.8% 2.4% -0.9% -0.3%

9 months -9.1% -6.5% -0.2% -7.1% -2.8% -7.9% -11.8%

CAGR RETURN 5.5%

1 Year 1.0% 2.6% 12.4% 1.2% 3.3% -1.2% -0.2%

2 Years 8.1% 12.0% 19.6% 13.6% 9.6% 6.8% 8.8%

3 Years 12 6% 18 9% 33 6% 21 1% 17 0% 16 9% 13 0%

EQUITY PENSION FUND PERFORMANCE as on 29th July 2011

BSE 100


3 Years 12.6% 18.9% 33.6% 21.1% 17.0% 16.9% 13.0%*CAGR - Compound Annual Growth Rate


‐3.5% ‐0.3%

‐9.1%‐2

.7%

3.2%

‐6.5%

3.7% 7.

0%

‐0.2%

‐2.0%

0.8%

‐7.1%

‐0.8%

2.4%

‐2.8%

‐3.3%

‐0.9%

‐7.9%‐4.5% ‐0.3%

‐11.8%

‐20.0%

‐10.0%

0.0%

10.0%



Unit Plus II‐Equity Pension Fund Life Time Super Pension MaximiserUnit Gain Life Pension‐ Equity Plus Pension Fund Equity Managed Pension FundLife Maker Pension Equity Pension Fund Market Plus I ‐ Growth BSE 100


e46

Rectangle

SBI Life ICICI-Pru Bajaj Allianz HDFC- LIC Max New York

Absoulte Returns

Unit Plus II Bond Pension

Life Time Super Pension Protector

Unit Gain Life Pension-Debt Plus Pension

Fund

Secure Managed

Pension FundMarket Plus I -

Bond Life Maker Pension

Secure Pension

1 months 0.8% 0.7% 0.6% 0.9% 0.2% 0.8%

3 months 2.0% 2.1% 1.7% 2.2% 1.1% 1.6%

6 months 4.0% 4.1% 4.0% 3.9% 2.7% 3.5%

9 months 5.1% 5.5% 5.9% 5.1% 3.6% 4.9%

CAGR RETURN 1.1%

1 Year 6.3% 6.6% 7.3% 6.4% 4.5% 6.1%

2 Years 6.9% 6.3% 8.2% 6.6% 4.4% 5.5%

BOND PENSION FUND PERFORMANCE as on 29th July 2011 Click here to go back



2.0%

4.0% 5.

1%

2.1%

4.1%

5.5%

1.7%

4.0%

5.9%

2.2%

3.9% 5.

1%

1.1%

2.7% 3.6%

1.6%

3.5%

4.9%

0%

2%

4%

6%

8%



Unit Plus II Bond Pension Life Time Super Pension Protector

Unit Gain Life Pension‐Debt Plus Pension Fund Secure Managed Pension Fund

Market Plus I ‐Bond Life Maker Pension Secure Pension


e46

Rectangle


Unit Plus II-Balanced Pension

Fund

Life Time Super Pension Balancer

Fund

Unit Gain Life Pension - Balance Plus Pension Fund

Balanced Managed

Pension Fund

Market Plus I -Balanced

Life Maker Pension Balance

Pension Fund

1 months -0.5% -0.3% -1.4% -0.6% -2.1% 0.1%

3 months -0.5% -0.3% -1.8% 0.0% -3.9% 0.5%

6 months 2.3% 2.6% 1.7% 2.4% -2.2% 3.0%

9 months -2.7% -2.0% -2.6% -2.5% -8.8% 0.2%

CAGR RETURN 6.6%

1 Year 3.5% 2.7% 4.1% 2.5% -2.7% 4.4%

2 Years 7.4% 6.5% 8.3% 10.1% 2.1% 7.2%

BALANCED PENSION FUND PERFORMANCE as on 29th July 2011

Absoulte Returns




‐0.5%

2.3%

‐2.7%

‐0.3%

2.6%

‐2.0%

‐1.8%

1.7%

‐2.6%

0.0%

2.4%

‐2.5%

‐3.9%

‐2.2% ‐8.8%0.

5% 3.0%

0.2%

‐20.0%

0.0%

20.0%



Unit Plus II‐Balanced Pension Fund Life Time Super Pension Balancer Fund Unit Gain Life Pension ‐ Balance Plus Pension Fund Balanced Managed Pension FundMarket Plus I ‐Balanced Life Maker Pension Balance Pension Fund


e46

Rectangle

Absoulte SBI Life Aviva Bajaj Allianz IDBI Returns SBI Life -

Index Fund Aviva

Index Fund II

J JEquity Index Fund

IINifty Index Fund -

IDBI Fortis

1 month -2.9% -2.8% -3.2% -3.3% -2.9%

3 months -3.7% -4.2% -4.5% -4.6% -4.6%

6 months 0.1% -0.3% -0.6% -0.9% -0.4%

9 months -7.9% -8.8% -9.1% -9.5% -8.9%

1 Year 2.7% 1.9% 1.7% 1.1% 2.1%

*CAGR - Compound Annual Growth Rate

INDEX FUND PERFORMANCE as on 29th July 2011

Nifty


‐2.9%

‐3.7%

0.1%

2.7%

‐2.8%

‐4.2%

‐0.3%

1.9%

‐3.2%

‐4.5%

‐0.6%

1.7%

‐3.3%

‐4.6%

‐0.9%

1.1%

‐2.9%

‐4.6%

‐0.4%

2.1%

‐6.0%‐5.0%‐4.0%‐3.0%‐2.0%‐1.0%0.0%1.0%2.0%3.0%4.0%

1 month 3 months 6 months 1 Year

SBI Life ‐Index Fund

Aviva Index Fund II

BAJAJ Equity Index Fund II

Nifty Index Fund ‐ IDBI Fortis Nifty



e46

Rectangle

Absoulte SBI Life TATA TATAReturns SBI Life - TOP 300 Fund TATA - Top 50 Fund TATA - Top 200 Fund NIFTY

1 month -1.7% -2.4% -1.8% -2.9%

3 months -1.2% -3.7% -2.6% -4.6%

6 months 1.8% 0.1% 0.8% -0.4%

9 months -5.1% -7.3% -7.8% -8.9%

1 Year 2.9% 2.6% 1.8% 2.1%

TOP 300 FUND PERFORMANCE as on 29th July 2011


1.8% 2.9%

1%

2.6%

.8%

1.8% 2.1%

2 0%4.0%


‐1.7%

‐1.2%

1.8%

‐5.1%

2.9%

‐2.4%

‐3.7%

0.1%

‐7.3%

2.6%

‐1.8%

‐2.6%

0.8%

‐7.8%

1.8%

‐2.9%

‐4.6%

‐0.4%

‐8.9%

2.1%

‐10.0%‐8.0%‐6.0%‐4.0%‐2.0%0.0%2.0%4.0%

1 month 3 months 6 months 9 months 1 Year

SBI Life ‐ TOP 300 Fund TATA ‐ Top 50 Fund TATA ‐ Top 200 Fund NIFTY


e46

Rectangle

SBI LIFE P/E MANAGED FUND

Absoulte SBI Life ICICI

Returns

SBI Life- P/E Managed Fund

ICICI - Dynamic P/E Fund

1 month -2.6% -2.5% <12 90% to 100% 0% to 10%

3 months -3.6% -3.4% 15 ≥ and <18 60% to 90% 10% to 40%

6 months 0.6% 0.8%

9 months -4.7% -7.3%

ICICI DYANIMIC P/E FUND

P/E range

Allocation in Debt and Money Market

Instruments and Cash

<14 90% 100%

Dynamic P/E Fund : To Provide long term capital appreciation through dynamic asset allocation between equity

d d b Th ll i i i

Allocation in Equity and Equity Related

Securites

P/E Managed Fund Performance as on 29th July 2011


P/E range

Allocation in Equity and

Equity Related Securites

‐2.6%

‐3.6%

0.6%

‐4.7%

‐2.5%

‐3.4% 0.8%

‐7.3%

0 0%1.0%2.0%


> 20 0% to 40%

40% to 80%

<14 90% to 100%

14 ‐ 16

16-18 60% to 100%

and debt. The allocation in equity and equity related securities is determined by reference to the P/E multiple on the NIFTY 50; the remainder is to be invested in debt instruments, money market and cash

18-20

80% to 100%

Please Note : The Fund Composition for SBI life and ICICI P/E Fund are slightly different, so a comparision cannot be made

‐2.6%

‐3.6%

0.6%

‐4.7%

‐2.5%

‐3.4% 0.8%

‐7.3%

‐8.0%‐7.0%‐6.0%‐5.0%‐4.0%‐3.0%‐2.0%‐1.0%0.0%1.0%2.0%

1 month 3 months 6 months 9 months

SBI Life‐ P/EManaged Fund

ICICI ‐ Dynamic P/E Fund


e46

Rectangle

innovation and market research - sbi life insurance...sbi life - smart performer daily protect icici...

Documents