Initial Coin Offering:

Digital Exchange Commercea mobile payments platform

The Cash Back Appa mobile loyalty platform

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A Joint Venture to turn loyalty into Digital Currency

that is 100% cash backed and appreciates in value with every transaction

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DXC Token:

A new Digital Currency that is 100% cash backed

Earned by Shoppingno expensive mining

The only energy we burn are calories

when our members shop!

1 Problem: For Consumers

One third of the population is living under financial stress

• Wage growth does not match increases in the cost of living

• 38% of people feel they have little job security

Two thirds of American households live pay check to pay check

• 68% of households would find it difficult if their pay was delayed for a week

• The median bank account balance for U.S. households is $4,500

2 Problem: For Merchants

Card fees cost US merchants $88 billion last year

• Plastic has overtaken cash as contactless payments rise to 60% in Australia

• In the US and Sweden more than 80% of payments are cashless

Customer loyalty is not working like it once did

• The average consumer is involved in 14 loyalty programs but engage with only 7

• 48% of customers don’t feel their loyalty is rewarded

3 Problem: For Cryptocurrency

Mining costs and overall security

• Mining bitcoin is 3 times more expensive than mining gold, uses more energy than Ireland

• 20% of all bitcoins issued to date have been lost forever, total value lost $9 billion

Price volatility and acceptance as a means of payment

• Cryptocurrencies can rise by 20% and just as easily fall by 20% in a few hours

• Cryptocurrencies are a risky “Asset”, Exchanges are not regulated, they’re not widely accepted

1 Solution: For Consumers

Give consumers financial assistance

• The Cash Back App is free to download and use

• The average family could receive $2,000 cash back each year on living expenses

Give consumers an opportunity to supplement their income

• Anyone who shares the app builds a “Shopping Community” and earns residual income

• Affiliate commissions of $3,000 income each year are possible by sharing the App 3 x by 5 levels

2 Solution: For Merchants

Eliminate Card fees

• The Cash Back App has zero transaction costs for wallet 2 wallet and card attached payments

• A business with $1m annual card sales @ 1.0% fee pays out $10,000 each year

Improve Customer Loyalty

• 83% of customers prefer cash back as a loyalty reward

• Emotionally engagement customers spend 2 X more (Average shopping basket)

3 Solution: For Cryptocurrency

Eliminate mining costs and provide total security

• DXC is earned by shopping there are zero transaction or energy costs

• Our KYC and AML policies ensure that you will never lose your keys or DXC Tokens

Stabilise the price and enable acceptance• DXC is 100% backed by cash which is deposited in government guaranteed banks

• DXC is instantly redeemable for cash and is accepted at all participating merchants

• DXC is Digital Currency and is never at odds with local government monetary policy

1 How it works: For Consumers

Download the Free App

Consumers register and become members

Use the App to find participating Merchants

Purchase Goods & Services

Receive cash back on all spending

At the end of the day any unspent cash is

converted into DXC Tokens

Helping Others

The App makes a separate donation to

the Members nominated Charity

with every purchase

Shopping Community

Members who share the App receive

Affiliate Commissions on the value of all

spending up to 5 levels of referral

2 How it works: For Merchants

Business listed on the App

POS device provided at no cost

Merchant pays between

5% & 12% commission

Merchants use the App to target new and existing customers

Powerful Data

The App provides the Merchant with customer and

transaction data including, Name,

Gender, Age Bracket, Post Code, & Spend

Zero Card Costs

The App eliminates card transaction costs for physical or digital

card payments.

Merchants can achieve significant cost savings

via the App

Shopping Community

Merchants who share the App receive

Affiliate Commissions on the value of all

spending up to 5 levels of referral

2 How it works: As Digital Currency

Members get cash back when shopping

Each time a member shops they receive cash

back that is paid to their mobile wallet.

Members can use their cash back at their

absolute discretion

DXC Team & ICO Participants

Each time a member shops an equal amount

of cash is deposited into the DXC Treasury

Account

Cash converted into DXC Tokens

At the end of each day all unspent member cash and cash in the Treasury Account is

converted into DXC Tokens

DXC Tokens are a Valuable Asset

The DXC Token increases in value every time a member shops

as new cash is deposited into the DXC Treasury account with

every transaction, it’s a mathematical fact

1 Key Competitor Differences

90% of sales occur in Physical Stores

The App uniquely provides Members with

instant cash back.

Few competitors in this space. Many

caveats on how and when cash is accessed.

10% of sales occur Online

The App also provides Members with cash

back at thousands of online Merchants.

This is where the majority of

competitors exist.

Cash Back on Services

The App provides Members with cash back on services like

Electricity, Telco, Finance, Insurance, Accommodation, Travel, & more.

Shopping Community

Affiliate Commissions incentivise both

Merchants and Members to share the App.

Amazon built its business on affiliate marketing

which accounts for 40% of its revenue.

2 Overall Retail Market

Brick and Mortar Retail

$4,217B

Online Retail

$577B

Overall Market: Phase 1 Countries Total population 457M our target 4M active users (USA, UK, CAN, AUS)

DXC/TCBA Retail Target Sales

$32B

Cash Back Distribution

Participating Merchant

DXC Token TCBA

Member Shopping Community

DXC Team ICO The Cash Back App

Convert to DXC Tokens

35% 35% 15% 15%

Commission

Member Value Proposition

Use cash back at your absolute discretion

Hold cash back as DXC Tokens and watch them grow in value

Share the App with others and build a 5-level affiliate income

Help your favourite charity every time you shop

Member

Convert to DXC Token

Shop & Get Cash Back

Shopping Community

Charity Donation

1 Token Distribution

Infinite Supply & Controlled Emission

• There are an infinite supply of DXC Tokens toreflect the recurring nature of shopping.

• A finite number of Tokens are created eachyear for each country of operation

• Tokens are distributed daily over the course ofthe year.

• Tokens that are cashed out are burnt to keepthe economy in balance.

Distribution

• 50% of Tokens to Members for Shopping

• 25% of Tokens to Pre & ICO Rounds

• 25% of Tokens to DXC & Reserve, TCBA, & Bounty

3 How Cash Back Creates Token Value • The following table is a simplified example of how the

Cash Back generated by members spending createsvalue in the token.

• The example assumes that 2,000 Members on a givenday spend $200 at merchants that are paying DXC/TCBAan average commission of 5% and 1,000 Tokens areissued each day.

• 70% of the commission in cash is distributed to DXC:• 50% paid to the Members for shopping• 25% paid to the Pre & ICO Investors• 25% paid to the DXC Team

• 100% of the DXC Tokens are distributed as follows:• 50% to the Members for shopping• 25% to the Pre & ICO Investors• 25% to the DXC Team

• Using the above example, all Tokens have a value of$14.00 which is the actual cash at bank for which theycan be instantly redeemed.

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DXC Token Value Example 2000Members Shop

$200 Total SpendSpend Per Person $400,000.00

Commission5%

$20,000.00

DXC Affiliates TCBA70% 15% 15%

$14,000.00 $3,000.00 $3,000.00

Members Cash Investors Cash DXC Cash50% 25% 25%

$7,000.00 $3,500.00 $3,500.00

Token Value Token Value Token Value$14.00 $14.00 $14.00

500.00 250.00 250.00Members Tokens Investors Tokens DXC Tokens

50% 25% 25%

1000Tokens Issued

Per Day

3 Token Economics• The following table is a simplified example of how the DXC Token increases in value with every transaction by accumulating more and more cash in the DXC Capital

Account. The example starts at day one with 100 members shopping and grows rapidly each day for 5 days before slowing to a moderate steady growth.

• The average spend per day in the example is $200 at a 5% commission with 70% distribution to DXC.

• Each day 50% of members cash out and to further illustrate the viability of the platform on day 7, 100% of all Token holders’ cash out (i.e. to simulate a run on thebank) which does not adversely affect the Token price which goes from $7.00 the day before to $13.30 the next day as members continue to shop and earn cash back.

• At all times, the Token is 100% backed by cash held in Trust/Escrow at a Government Insured Bank.

Day Total New Interim Tokens Token Interim Tokens Out Token Cash Tokens in Token Members Cash Cash Balance Issued Balance Token Price 50% Out Value Balance Circulation Price

1 100 700$ 700$ 1000 1000 0.70$ 700$ 1,000 0.70$ 2 200 1,400$ 2,100$ 1000 2,000 1.05$ 500 525$ 1,575$ 1,500 1.05$ 3 400 2,800$ 4,375$ 1000 2,500 1.75$ 500 875$ 3,500$ 2,000 1.75$ 4 800 5,600$ 9,100$ 1000 3,000 3.03$ 500 1,517$ 7,583$ 2,500 3.03$ 5 1600 11,200$ 18,783$ 1000 3,500 5.37$ 500 2,683$ 16,100$ 3,000 5.37$ 6 1700 11,900$ 28,000$ 1000 4,000 7.00$ 500 3,500$ 24,500$ 3,500 7.00$ 7 1800 12,600$ 37,100$ 1000 4,500 8.24$ 4,500 37,100$ -$ - -$ 8 1900 13,300$ 13,300$ 1000 1,000 13.30$ 500 6,650$ 6,650$ 500 13.30$ 9 2000 14,000$ 20,650$ 1000 1,500 13.77$ 500 6,883$ 13,767$ 1,000 13.77$

10 2100 14,700$ 28,467$ 1000 2,000 14.23$ 500 7,117$ 21,350$ 1,500 14.23$

Member Spend per day 200.00$ Commission 5% 10.00$ DXC 70% 7.00$

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4 Token Sale Pre-ICO & Timeline

Lock Up PeriodThe token issue date is the date when DXC launches the token in The Cash Back App. At that time the following Token recipients will be locked up for 12 months, allPre-ICO tokens, ICO tokens, all DXC Team tokens, all TCBA tokens, and all Bounty tokens will be locked up for 12 months, from the token issue date. ERC20 contracts,as required, will be issuable when the lock up period is complete.

Round Date Funds Raised

Pre- ICO Public Sale Round 1 $0.10 USD 1 May 2019 – 30 May 2019 (4 weeks) 45,000,000 Tokens @ $0.10 = $4,500,000

Pre- ICO Public Sale Round 2 $0.20 USD 1 June 2019 – 30 June 2019 (4 weeks) 45,000,000 Tokens @ $0.20 = $9,000,000

ICO 30% Discount Price $0.70 USD 1 July 2019 – 31 August 2019 (8 weeks) 45,000,000 Tokens @ $0.70 = $31,500,000

ICO 20% Discount Price $0.80 USD 1 September – 31 October 2019 (8 weeks) 45,000,000 Tokens @ $0.80 = $36,000,000

ICO 10% Discount Price $0.90 USD 1 November – 31 December 2019 (8 weeks) 45,000,000 Tokens @ $0.90 = $40,500,000

Token Generation and Issue Date 31 January 2020 Total = $124,500,000

Shop and get cash back

Share and receive recurring income

Watch as DXC Tokens increase in value

Support your favourite charity