indianoil retired officers welfare association ...irowaapex.com/data/documents/irowa news - oct -...

N E W S L E T T E R O F I N D I A N O I L R E T I R E D O F F I C E R S W E L FA R E A S S O C I AT I O N

NEWSIROWA Issue No.

32

O c t o b e r

2 0 1 8

I N D I A N O I L R E T I R E D O F F I C E R S W E L FA R E A S S O C I AT I O NI R O WA

CORPORATE OFFICE - HR INTER OFFICE MEMO Ref. DP/3/12/71Date 03.09.2018

1. The felicitation under the scheme shall be in respect of the retired employees of the corporation who achieve the age of 70/75/80/85/90/95/100 years*.

For e.g. a retired employee, whose date of birth is 16.09.1949, shall achieve the age milestone of 70 years on 16.09.2019 and shall there become eligible for receiving the felicitation amount against achieving 70 years of age i.e. rs. 75,000/- (officers)/rs 50,000/- (workmen). The same employee upon attaining the age milestone of 75 years on 16.09.2024 shall thereafter be entitled to felicitation amount of Rs. 1,00,000/-(officers)/ Rs. 75,000/-(workmen), and so on.

2. In the first instance of implementation of the scheme, all retired employees above 70 years of age on production of life certificate shall be felicitated against only one last age milestone achieved before 3 september, 2018 (i.e. 70/75/80/85/90/95/100 years) subsequently, on and after 3 september, 2018, retired employees shall be felicitated for every next age milestone achieved beyond the aforesaid felicitation received by them.

Sub : Felicitation of Retired Employees

(Subimal Mondal) ED (HR&CSR)

3. For receiving the felicitation amount, the eligible ex-employee shall submit the duly filled enclosed application from in person to the competent authority for the purpose of life certificate and for further processing at corporation's end. for establishing his/her identity, the claimant shall furnish a copy of government issued valid photo identification proof [i.e. Aadhar Card/ passport/voter identity card /driving license/ pan card ration card (with photo)]

4. The competent authority for certifying the life certificate shall be any serving officer of the corporation posted at an office location around/accessible to the area where the ex-employee is residing

5. The competent authority, after having seen the ex-employee and established his/her identity, will do necessary certification in the prescribed format and shall forward the original application form via post as well as e-mail the same (along with enclosures i.e. government issued valid photo identification proof) to the applicable reimbursing unit under post retirement medical benefit facility (PRMBF) for further processing.

6. HR department will verify the details and make necessary entries in the portal/system including uploading of the scanned application form along with identity proof against respective claimant. a proper accounting shall need to be maintained in the portal / system capturing the last age milestone and the age milestone achieved thereafter for which felicitation has been done in respect of each retired employee.

7. Thereafter , hr department shall forward the application to the finance department for transferring the applicable felicitation amount in the bank account of the retired employee.

* Employee who belonged to erstwhile companies like AOC, IBP, BRPL and superannuated from the service of these companies before merger with IOC, would not be eligible for felicitation under the scheme.

Age of 70 Years & Above But Less Then 75 Years






Age of 100 Years & Above

Retired OfficerAge Before 3 September, 2018

75,000

1,00,000

1,30,000

1,75,000

2,25,000

3,00,000

5,00,000

IROWA NEWS

2 | IROWA NEWS OCTOBER 2018

Between us.

R D Mathur C-87, Gr. Floor, USHA SADANEditor Panchsheel Enclave, N.Delhi 110017 Ph.: 9818104851 Email : [email protected] Website : www.irowaapex.com

Frankly Speaking

Email :[email protected]

Web : www.irowaapex.com

S K Sinha, Lucknow

A L Kapahi, North West Delhi

P D Bahukhandi, Dehradun

Major B P Mathur, NOIDA

N M Sethi, Faridabad

Satish Mathur, Gurgaon

EDITORIAL BOARD

Printed at Nancy Print Pac, 198/60,Ramesh Market, East of Kailash, New Delhi - 110065 IndiaPublished at A2/64, Safdarjung Enclave, New Delhi-110029

The anguish over the delay of announcement of financial assistance to the retirees for over six years is overcome by the joy of the large hearted gesture of IOC for much needed assistance. Hopefully the announcement of the modalities for implementation of the same will bring more cheers to the retirees.

In majority of cases IOCIANs in this age bracket i.e. 70 years and above were financially insecure, this announcement will mitigate their sufferings / worries due to non-existence of support system other than IOC. In fact this age group retirees urgently needed maintenance of their 'self' due to their advancing age and more so importantly due to changing family values and ever galloping inflation. The frail body structure, the trembling hands, the shaking legs, setting of Dementia, engulfed by number of deceases has resulted in very complicated and difficult life. Looking after themselves would not only enhance their confidence but will also earn respect in the eyes of the family members as well. The second wind fall out of this much awaited announcement is that they will be able to look after themselves physically, the repair of their old property purchased out of IOC's 'Housing Loan Scheme', maintenance of their transport which have become nightmare for most of us.

However, there is no end to expectations non-the-less it is pertinent to mention that those retirees who were anxiously awaiting this announcement and are no more have greatly suffered.

No matter what formula or philosophy resulted in formulation of this scheme the deceased retirees spouses (widows) have been suffering in the same way as other retirees who have been benefitted by this announcement. It is therefore humane consideration.

No matter how carefully this scheme is formulated, yet there is also some space for improvement. IROWA is awaiting 'modelaties' to be studied carefully and if there are any anomalies it will be taken care off with IOC management.

Director (HR) Mr Mahapatra has very kindly announced (during a courtesy meeting with the Executive Committee of Mumbai Unit) that 'he will be calling Apex Body meeting shortly'.

God bless those who matter.

Der Se Aaey, Durust AaeyHow true it is?

T. V. Vishwanthan,

IROWA NEWS


News from Units & Chapters

Chennai Unit held monthly meeting on 4th June, 2018. Let the photos speak.

Chennai Unit

Dombvilli ChapterMONSOON PICNIC 2018

WE TURNED THE CLOCK BACK!

This year has indeed been very eventful for us. We celebrated 15 years of glorious functioning of our chapter

rdon 23 March, 2018. We have good number of our unit members on IROA Managing Committee. We have had

Hyderabad Chapter made one day trip to Vijayawada.

Hyderabad Chapter

record number of new members added to the Association and also our Unit. We are happy our Navi Mumbai colleagues have started their new unit taking an encouragement from our Unit.

With monsoon round the corner we were planning our stmonsoon picnic. It fructified on 1 August 2018. We had

highest number of 65 participants this year. Making a little deviation this year we arranged separate Bus from Thane to our picnic spot near Ambarnath. This was to facilitate members and their families from Thane, Kalwaand Mulund to save them the hassles of train journey to/for and Dombivli.

Our destination was 'N Joy' Resort. It is near Ambarnath and at about 12 kms from Kalyan. It is a countryside area. It is decorated with natural greenery, particularly during this season. Eye soothing sight and unpolluted fresh weather had pleasant effect on everybody. Time management being perfect both the buses reached together at around 10. 30am. We were greeted with breakfast and tea in the big dinning hall. The resort has small science exhibition hubs. With keen interest they called us in groups to show and explain the items in the exhibition. They showed us Antigravity experiment where the Ball set on the sloppy channel actually roles upward instead of rolling downwards. The same was experienced with water. In other places they showed how a person disappears before your eyes. Many of our colleagues participated and made vanishing Act. They showed the effect of kinetic energy with number of pendulums attached to the string. Such experience was something just unusual for any picnic.

They have sports facilities like Swings, rotating wheels etc. a special spot for photographs. But the real turning point was small swimming pool with fountains and music. By this time picnic fever had caught up with everybody. So the

IROWA NEWS


CLOCK was turned Back! The unseen time machine took us back at least 25/30 years. The child and the youth inside everyone were rekindled. 'Young boys' entered the swimming pool for dance and games. The onlookers encouraged them. In another hall ladies assembled breaking up all shackles. The songs and dance performances reached the peak. We have lot of music talent. That came out enthusiastically. The Resort had music system with prerecorded music tracks of famous songs. Mr. Tamhankar did full justice to it.

The organizers had to drag the people out to bring them to the dinning hall. The appetizing lunch was in waiting.

The lunch was over by around 3.00 pm. Then we assembled in Assembly Hall. A small formal but informal function was conducted. Mr. Karandikar was requested to preside over the meeting. As per the Unit's practice Mr. Gadgil was felicitated for completion of 80 years. Mr. Ingle was felicitated for completion of 70 years. The best wishes of health and happiness for their future life were showered on them.

Mr. Kaskhedikar, Mr. Nerekar, Mr. Ingle, Mr. Gondhalekar entertained the gathering with their presentations. Mrs. Lele, Mrs. Ramade, Mrs. Mastud, Mrs. Shewade, Mr. Toraskar gave singing performance. Mr. Khedlekar conducted very entertaining and absorbing game on English Words formation.

Mr. Ambardekar brought his birthday cake. All members shared and enjoyed it.

Time Machine played its trick again. It reminded us the Time for return journey was nearing. Tea and biscuits were served.

The management and staff of the 'N Joy Resort' were given big thanks for the services they gave with smile!

Mr. Khedlekar, Mr. Shelke, Mr. Shewde, Mr. Naware, Mr. Ukidwe and Mrs. Ramade had taken lot of initiative and efforts to make the picnic big success. These organizers were profusely complimented.

With lots of memories and photographs we started our return journey at scheduled time 5.00 pm.

Contributed byM. P. Lele

Jaipur Chapter thThe first meeting for the year 2018-19 was organized on 17

June 2018 at Hotel Angeethi. As per earlier decision only 4 meetings are to be held in a year .

In the meeting total 38 persons attended out of which 25 were chapter members and rest 13 were spouses.

Meeting started with a welcome address by Sri M C Agarwal (Convenor) who expressed his pleasure particularly the spouses for their participation.

Immense fun was their when 10 members present were greeted for their 'Birthdays' and 'Marriage Anniversaries'. It was followed by Tambola session organized by ladies which created the joyful atmosphere for all present in the meeting. Sumptuous lunch was served and was well appreciated.

thAnother meeting was held on 30 September, 2018

It was attended by members and their spouses. After welcome of the members Mr M C Agarwal, also extended a warm welcome to the new member Mr Sanjeev Yadav, GM (HR) from State Office.

The highlight of the day was 9 members Birthdays and 3 members Marriage Anniversaries were celebrated. It was good fun.

Members were very enthusiastic to know the felicitation award for the retired employees recently announced by IOC.

Now the Magician was requested to show his items. which kept us enjoying for two hours.

After the vote of thanks by Mr M C Agarwal, members were invited for a sumptuous lunch.

New year picnic on 5th Jan,2018 to Garden Asia Resort on Mysuru Road was attended by 42 participants and domestic tour to Puducherry by 32 participants in Jan/Feb for 4days were highlights.

Members of Karnataka Chapter have donated Rs.35000/- to IROBF this year.

A Domestic tour of Chitrakoot and Foreign tour to Cambodia/Vietnam has been planned for 2018/19.

As the above news of our Chapter should serve as inspiration and encouragement to other chapters/units for the same.

Further it is noted in the IROWANEWS JULY ISSUE is an appeal from Shri S.C.Tandon for contribution to IROBF. Needless to say the generosity shown by Karnataka Chapter by contributing Rs.35000/- as mentioned above will certainly serve as an encouragement to other Chapters/Units.

Karnataka Chapter

Northwest ChapterMonthly Meeting of North West Chapter on 12-08-2018 was different from regular get-together. What we assumed to be a presentation and some talk turned out to be the biggest surprise - in installments.

The power point presentation kept us guessing what this teaching, football and multiple activities by one coach really

meant. The first surprise was that the prominent figure in slides was none other than Mr. Sylvester Peter followed by his personal appearance in our meeting hall.

● This down to earth man has transformed the lives of 140 street children of Vikaspuri, New Delhi by starting with a big zero 30 years back when he himself was 13 years old. Son of an army officer - was without money - not even pocketmoney as there was hardly any practice of pocketmoney for children at that time. He used to ask his cook to make extra lunch and used to distribute all his food among classmates with humble background. He used to forego his own lunch.

In 1987 he gathered beggars, ragpickers, drugaddicts, street children and started teaching them under a pomegranate tree. It took him several decades of dedicated effort to form his team until few years ago.

Mr. Sylvester Peter, left his high paying MNC job to dedicate full time to his 'Angels' (He calls his students Angles). He is a motivational speaker by profession now and spends most of his earnings for running the academy. He has given speech in France, Bengaluru, Goa and many eminent institutes like FMS (Faculty of Management Science, Delhi University), Bharati college (Delhi University), IMT Ghaziabad, etc.

Today, he has extended his love to tribal children of Odisha and Tihar (Central Jail no.5) adolescent inmates.

Mr. Sylvester Peter had his Trump card with him - a street beggar 20 years back transformed into a bank officer, currently he is working as chief cashier in Indian Bank. The best part about this Angel is that he contributes half of his salary to the Academy right from his first salary.

Mr. Sylvester Peter, himself an ace footballer, has given a number of Angels to the country who have won matches and medals in large numbers. During Bengaluru tour two players from My Angles Academy got selected in Hindustan aeronautics Ltd, and recently one of his 'Angels' was selected at TATA FOOTBALL ACADEMY.

In his Academy Yoga and Meditation are mandatory for the Angels.

Mr. Sylvester Peter gives credit for his early start to his mother who helped him shape his impossible dreams into reality.

IOCean, Mr. V. K. Anand and a couple of likeminded friends provide their backing to the unstoppable Mr. Sylvester Peter.

Mr. Sylvester Peter's message to senior Citizens - Better late than never.

All through, the participants were keen to ensure that they do not miss even a single word, slide or video of My Angles Academy whose motto is - Dignity for slum children - transforming lives through love and football.

Their vision is to reform children, turning them into respectable citizens who will act as catalysts for a society which is free of vices. Please support them. Their contact details are:

Amit: 8800671469,Pauline: 7701927625;Email Id: [email protected]

NOIDA chapter organised monthly meeting on 21st July, 2018. Participants were reminded of how to save themselves from ills of this weather. It was a rainy day and the members were in a very pleasant mood. They were reminded of safety from Dengue, Chickengunia fever by removing water from coolers and open fresh water storages. To wear full sleeves after sunset and use mosquito nets if necessary. Malaria is also a hazard of this season and one must take all precautions. In the old age one must remain careful against slipping and hurting on the wet floors.

The meeting followed with the celebration of 79th birthday of Shri RK Singh by cutting a cake by him and his wife. The members sang songs wishing him long and healthy life followed by contributory dinner.

Shri VK Dhingra organised and compered the celebrations.

NOIDA Chapter

IROWA NEWS


Having them does not mean you are weak, it's just that you will not leave the right path under their care.

Distinctions between*Intelligence* and *Wisdom*1. Intelligence leads to arguments. Wisdom leads to settlements.2. Intelligence is power of will. Wisdom is power OVER will.3. Intelligence is heat, it burns. Wisdom is warmth, it comforts.4. Intelligence is pursuit of knowledge, it tires the

seeker. Wisdom is pursuit of truth, it inspires the seeker.5. Intelligence is holding on. Wisdom is letting go.6. Intelligence leads you. Wisdom guides you.7. An intelligent man thinks he knows everything. A wise man knows that there is still something to

learn.8. An intelligent man always tries to prove his point. A wise man knows there really is no point.9. An intelligent man freely gives unsolicited advice. A wise man keeps his counsel until all options are

considered.10. An intelligent man understands what is being said. A wise man understands what is left unsaid.11. An intelligent man speaks when he has to say

something. A wise man speaks when he has something to say.12. An intelligent man sees everything as relative. A wise man sees everything as related.13. An intelligent man tries to control the mass flow. A wise man navigates the mass flow.14. An intelligent man preaches. A wise man reaches. Intelligence is good but wisdom achieves better results.

Contributed byS. A. Purshotthanam

King of the JungleOnce a cow went out to graze in the jungle. Suddenly, she noticed a tiger racing towards her. She turned and fled, fearing that any moment the tiger would sink his claws into her.

The cow desperately looked for someplace to escape. She saw a shallow pond. Barely evading the tiger's reach, she jumped into the pond. In the heat of the chase, the tiger blindly leaped after her.

To the surprise of them both, the shallow was filled with deep recesses of mud. After toppling over each other, the cow and the tiger found themselves a short distance apart, stuck in the mud up to their necks. Both had their heads above water but were unable to free themselves no matter how much they writhed.

The tiger repeatedly snarled at the cow and roared, “I am going to enjoy the sound of your crunching bones between my teeth!”

He thrashed about in fury but soon became fretful as he found no prospect of escape.

The cow thoughtfully laughed as the tiger struggled to free himself and asked him, “Do you have a master?”

The tiger disdainfully replied, “I am the king of the jungle. Why do you ask me if I have a master? I myself am the master!”

The cow said, “You may be the king of the jungle, but here all your power has failed to save your life.”

“And what about you?” Retorted the tiger. “You are going to die here in this mud”'

The cow smiled mildly and said, “No, way.”

“Even the king of the jungle cannot free himself from this mud”, snapped the tiger, “Then how can you, an ordinary cow can think of escape from this death trap?”

The cow gently replied, “I cannot free myself from this mud, but my master can. When the sun sets and he finds me absent, he will come looking for me. Once he finds me, he will raise me up and escort me home - sweet home.”

The tiger fell silent and coldly glared at the cow.

Soon after sunset the cow's master arrived. He immediately recognized the plight she was in and lifted her to safety. As they walked home, the cow and the master both felt renewed gratitude for each other and pitied the tiger. They both would have been happy to save only if the tiger had thought of not eating them up.

The cow represents a surrendered heart, the tiger represents an egoistic mind, and the master represents the Guru, the mud represents the world, and the chase represents the struggle for existence therein.

*Debrief*

Its good to be independent and not rely on anyone. But don't take it to an extreme. You always need a partner/coach/mentor who will be keeping track of your movement.

President Shri V.C. Agrawal and President Shri V.C. Agrawal and members of Executive Committee of members of Executive Committee of IROWA and IROBF New Delhi wish IROWA and IROBF New Delhi wish a very Happy & Prosperous Diwali to a very Happy & Prosperous Diwali to all the members and their families.all the members and their families.

President Shri V.C. Agrawal and members of Executive Committee of IROWA and IROBF New Delhi wish a very Happy & Prosperous Diwali to all the members and their families.

Happy Deepawali!!Happy Deepawali!!Happy Deepawali!!Happy Deepawali!!Happy Deepawali!!Happy Deepawali!!

IROWA NEWS


Oh. Is it so.The senior author. Becca R. Levy, a professor of Epidemiology at Yale University- answered the long pending issue whether reading increase the life-span. Yes it is so. Scientists divided the sample into three groups.

(1) Those who wish to read but don't.

(2) Those who set to read but focus on other issues.

(3) Those who make it a point at least to read daily as regular and routine and update and upgrade their information base

The researchers controlled all the factors like age/race/health/wealth/depression/marital status/ pensioners.

The first group mentioned above is similar to weaker section.

The second type is seeker section.

The third group is in positivity and popular section. And people who read newspapers/magazines/periodicals have a significant survival advantage over those above.

So, please keep reading and love to live longer.

Contributed by

S. A. Purshotthanam

A poor old man lived in a forest and eked out his living by making charcoal from scraps of wood and selling it. One time, as a reward for rescuing a king who had lost his way in the forest, the poor man was given a beautiful grove full of most fragrant type of sandalwood trees. These trees were of a special quality from which expensive and rare perfume was made. One of these trees, in its natural state and without any each one effort on the part of the old man, was alone was worth more than the poor man could have earned during the rest of his life by producing and selling wood as charcoal.

Of course, the poor old man was very happy over this gift, but did not realize what a great fortune was bestowed on him. So, in order to make a living, he resorted to making charcoal out of sandalwood trees and selling it in the market for a pittance.

After a long time the king happened to pass that way again and noticed that the most valuable grove had been reduced to ashes, also that the old man was in the same poor condition as before. When the king enquired as to what had happened, the old man related that he had been earning his living by making charcoal from the trees. The king then asked him if he had any sandalwood left. The old man replied that he had nothing except a small piece, perhaps, one or two feet long. The king told him to go to the same bazaar where he had been selling the charcoal and sell this piece of wood without first turning it into charcoal. There were some wealthy people in the bazaar who noticed the excellent quality and rare fragrance of this piece of sandalwood. Recognizing its value, they all wanted to buy it. The result was that the old man earned hundreds of rupees out of that small one piece of sandalwood.

He returned to the king with the money, and the king said: ̀ `You have not appreciated the value of this wood. Had you appreciated it, you could have earned millions instead of paltry sum you did by selling it as charcoal and that too after going through the unnecessary labour of first making charcoal out of it.'' On realizing his mistake, the old man asked the king for another such gift that he might make proper use of it. The king replied that such gift is bestowed only once in a lifetime.

In the same way, the true value of the human body is realized at the time of death, when man regrets that he has squandered his most precious possession. The result is that away he has to go to hell or lower births. Similarly, the Bible says that we are selling our birthright for a mess of pottage.

Our body may be likened to a precious sandalwood forest, which we can exchange for millions of rupees (spiritual values) but we, in our ignorance, reduce it to charcoal in the fires of the five passion.

THINK ONCE AGAIN &OPT FOR ORGAN / BODY

Value of Human Life DONATION ;

(It's the highest form of Service to the mankind as written in our scriptures)

REALISE IT'S MORE THAN SANDALWOOD; Can give life to many more.

Contributed byGulshan Rai Malhotra

Reading in the advanced age tied to a longer life.

Back in the days when Germany was divided, a huge wall separated East and West Berlin.

One day, some people in East Berlin took a truck load of garbage and dumped it on the West Berlin side.

The people of West Berlin could have done the same thing, but they didn't. Instead they took a truck load of canned goods, bread, milk and other provisions, and neatly stacked it on the East Berlin side.

On top of this stack they placed the sign: *“EACH GIVES WHAT HE HAS"* How very true! You can only give what you have. What do you have inside of you? Is it hate or love? Violence or peace? Death or life?Capacity to build or capacity to destroy? What have you acquired over the years. *"EACH GIVES WHAT HE HAS"* Think about it!

Till yesterday it was a mirror, every one used to look at it. Today it has broken everyone avoids going near it. With time our Outlook changes.

Each One GivesWhat He Has

IROWA NEWS


IROWA NEWS


At 2 o'clock in the night, a wealthy man was not able to sleep.

He tried roaming around in the house, sitting and waiting for sleep to come naturally, trying to divert his attention from sleeplessness etc. but nothing seemed to work.

Seeing no chances of getting sound sleep he stopped trying further and got into his car for a round of his neighbourhood.

On seeing a temple he decided to spend some time with God. He thought if I pray, may be, peace will sooth my mind and give some relief from restlessness.

He went inside the temple and saw another man already sitting in front of the idol of God. His sad face and swollen eyes were showing his state of mind.

The rich man asked, Brother, what are you doing in the temple past midnight.

The man said, My wife is in the hospital. If she is not operated in the morning, she will die. I do not have money for the operation.

Upon hearing about her, the rich man gave the person money he had in his pocket to that person. This brought glow in poor man's face. He also gave his card and said that there is a phone number and address in it, and if necessary he may ask for more.

The poor man gave the card back and said I have His address. This address is not needed Sir.

Seeing surprise on rich man's face that poor man said - address of the one who sent you here at this ghostly hour.

Whenever you go out of the house request your Lord who is sitting in the house to join you.

*And*

When you come back home again meet him and thank Him for taking care of everything while you were out.

You may have an expensive watch on your wrist but time is in the hands of the Lord.

Power of Faith

Be Your Own Lamp!In a village blind husbands and wives lived. Here a beautiful son was born who was not blind.

The housewife prepared bread which the cat ate in the kitchen without her knowledge as she was blind. The cat made it a daily routine because of which the family had to starve for several days.

One day it was known in some way that the cat ate the rats. This gave a clue to the family. When the wife made bread husband stood near the gate with a bamboo shoot and hit the ground with it to scare the cat away. This stopped cats coming. The couple did this every day.

When the boy grew up and got married he continued the family tradition of making sound by hitting the ground with the bamboo shoot.

When daughter-in-law was making roti for the first time, her husband sat down with a bamboo shoot and started hitting the ground.

After several days, she asked him the reason of his strange action.

The husband responded – that was the tradition of the house, so I am doing this.

We are in the same dilemma.

The parents were blind, who could not see the cat, because of their compulsion, they used to frighten the cat away. But the son was not blind but suffered from blindness of the mind and continued what his blind parents did.

Such a condition is existing in our own society.

Earlier, there was lack of education, so the people of the rabble (a large, noisy, uncontrolled group of people) who were benefitting themselves, adopted hypocritical values. (behaving in a way that suggests one has higher standards or more noble beliefs than is the case) and spread these. There is no such logic behind them.

But today, after being educated the people of our society are living their life after being subdued by those hypocritical traditions.

Such societies and individuals are said to be blind in the eye.

Therefore, think of any tradition first, know it and if it seems right, then only follow it. Then will there be change in society, and it will be ......

"AppaDeepo Bhava" i.e.Be your own lamp!

Unique GiftMohan Kaka was postman by profession. For years, he used to distribute letters in villages.One day he got a letter for delivery in one of the villages served by him. He did not remember having delivered any letter to that address earlier.Like any other day, he picked up his bag and left for distributing letters. After distributing all the letters, he started moving towards the new address.He called out, "Postman!" as call bells are not common in villages.The voice of a girl came from inside, "Kaka, please slip the letter from under the door.""I don't know what type of girl is she. When I can bring a letter from such a distance can't she open the door and take it. What does she think herself to be", Kaka thought to himself."I have a registered letter for you. You will have to sign. Please come out", Kaka said out of frustration."Coming.", A very soft voice came from inside.After 2 minutes, his patience began to give way.Kaka started thumping the door saying “I have to hurry and have lot of work in hand”.After some time the door opened.What Kaka saw in front of him was absolutely shocking.

IROWA NEWS


There was a family sitting in front of me. Mom, Dad, Son and Daughter Our table was near their table.

We were casually talking among ourselves. Suddenly, their discussion about selection of menu caught my attention.

Their Dad was going to order after ascertaining all choices.

Daughter said burger and Mommy said dosa. Dad himself was in the mood to eat biryani. But the son was not able to decide. Sometimes burger and the next moment he would change to cheese roll.

Dad wanted him to decide and stick to his decision. Dad made it clear “If you go for the cheese roll, then you will not ask your sister to share her burger. Quickly finalize what you are going to eat.”

Our dinner order had arrived. But the family next to me was still confused.

Son said that he cannot decide what to eat.

The mother was saying that you order one item for yourself and eat a little bit from all. But the son remaned in dilemma.

Dad was explaining what is it to think so much? Find one thing. Whatever is in your mind, take it.

But the boy was not really able to decide. He repeatedly looked at the burger on the board, then turned towards the cheese roll.

I was wondering why his father did not say that it is okay, take a burger and also a cheese roll.

The discussion was going on among them.

Dad was convincing the son that only one thing would come.

* Finally, the son also said burger. *

Our food was complete when their lunch was going on. When I got up from the chair suddenly my eyes met the boy's father's.

I said Hello, introduced myself and requested him for permission to ask a question which had been bothering me.

He smiled, "Ask."

"Your son was not able to decide what he should eat, he was confused between the burger and cheese roll. I looked for a long time that you neither got angry with him nor did you hurry. Also, you did not suggest to him to order both and anything left could be packed for taking home.

He said, "He is a child. It is time that he learns decision making. Ordering both items was not a big deal.The big deal, it must be understood, is that there is no scope for dilemma in life.

* He has to decide what is in the mind. The mind does not know what to do. But somewhere the mind will have to stop. *

If you can not learn now, then you will never learn it.

Catch Them YoungThere was a 12-year-old girl whose both legs were cut off. Kaka felt embarrassed on his impatience.

The girl said, "I'm sorry, I came late and kept you wait ing. Please tel l me where to sign?"Kaka took her signatures, handed over her letter and left.

After eight or ten days of this incident, Kaka got another letter for the same address. This time again he reached the girl's house after delivering all other letters in the village!

He politely called out "Your letter has come, there is no need to sign. Shall I slip it through the door?", Kaka said.

"No, no, wait, I will just open the door." The girl responded from inside.

After some time she opened the door.

The girl had a gift pack in her hand.

"Take my letter and take your gift, Kaka” she said.

"What is the need of it", Kaka hesitantly took the gift while speaking.

The girl said, "Just like that uncle ... you take it and open it at your home only!"

Kaka's anxiety kept on increasing as he neared his house.

As soon as he reached home, he opened the box. Seeing the gift, tears started rolling down his eyes.

There was a pair of slippers in the box. For years Kaka used to distribute letters barefoot, but till date, no one had paid attention to it.

This was the most precious gift of his life. Kaka sat down on the floor and began to cry uncontrollably. There was only one idea coming repeatedly in his mind - the girl gave him the sandals, but from where will he bring pair of legs for her?

Sensitivity is a very big human trait. It is great to feel the pain of others and to try to reduce it. Sensitivity to the feet of others who do not have their own feet gives us a very big message. Let us also be sensitive to our society, our neighbours, friends, relatives and to strangers.

Let us also become sandal of somebody's feet and spread some happiness in this world full of sorrow!

We Will Miss Them1. Shri K N Dawar New Delhi 2692

2. Shri Y B Mathur New Delhi 6309

3. Shri A K Verma New Delhi 2032

4. Shri R S Shukla Bhillai 705925

5. Shri P S Dureja Mohali 6793

6. Shri H J Dave Vadodara 555516

7. Shri S A Nabi Delhi 3758

8. Shri D R Reham Delhi 929

IROWA NEWS


"It is also to teach that accept whatever you take and be satisfied.”

That's why I was saying repeatedly * Desire should be limited. *

"And one thing, I explained to him that * one who can not focus on one thing cannot decide. *

* And the truth is that one does not get everything. You have to take one thing and forego the other happily. "*

What is Rule 72?In personal finance, if you divide the number 72 by the rate of interest, you get to know the number of years it wi l l take for you to double the money. .Eg: if the rate of interest is 9%simply divide the number 72 by 9 and the answer is 8. Thus it will take 8 years to double your money if you invest at 9% p.a. rate of interest.

*INTEREST:*

We can use this rule in reverse to know the rate of interest needed to double your money to achieve your set goal.

Eg: If you have 250k today and you need 500k in 5 years. Just divide the number 72 by 5, the answer is 14.41%. Thus you need a type of investment avenue, where you earn at least 14.41% p.a. as rate of interest/returns to double your investment amount in 5 years.

* INFLATION:*

This 'Rule 72' helps you to understand about inflation also. It helps you to calculate the amount of time it will take for inflation to make the real value of money half. Let's say present inflation is 5.5%. When you divide 72 by 5.5 the answer is 13.09 years. That is to say, if you have 100k in your kitty today, it would take around 13.09 years for the value of the money to be halved..

Hope it helps you in your day to day investments and other finance related activites.

When banks give 6.25% interest and deduct 10% as TDS, one only gets 6.25-0.625=5.56 . Our avg. rate of inflation is 5.5 which is same as our banks' rate of interest so the money one has will double in 13 yrs and its value will become half in 13 yrs due to inflation. So no point in keeping money on interest in banks as it will not grow. If you give it at higher interest elsewhere you may loose even the principle amount.

It is important to keep in mind that TDS by bank is notional deduction as per law but actual tax liability will depend upon actual tax slab of the individual.

So best way to grow one's money is to invest it in good health, good house, good food, good education to children, good transport, good travelling and so on for self and spouse.

Being an IOCean all of us have giving best of education and life to our children coupled with disciplined and responsible upbringing to them. This has been our wisest investment decision. We can safely depend on

them for financial and emotional support in our silver years.

We should understand the ground reality and we should invest in multiple types of safe assets like cash, gold, property and charity focusing on safety even at the cost of returns.

Charity and service to humanity keeps us healthy, humble and alive to the sufferings of others. We must thank Almighty for making us givers and not takers.

The Missing Goat, Goat No. 3It all started one lazy Sunday afternoon in a small town near Toronto in Canada.

Two school-going friends had a crazy idea.

They rounded up three goats from the neighbourhood and painted the numbers 1, 2 and 4 on their sides.

That night they let the goats loose inside their school building.

The next morning, when the authorities entered the school they could smell something was wrong.

They soon saw goat droppings on the stairs and near the entrance and realized that some goats had entered the building.

A search was immediately launched and very soon, the three goats were found.

But the authorities were worried, where was goat No. 3?

They spent the rest of the day looking for goat No.3.

The school declared classes off for the students for the rest of the day.

The teachers, helpers, guards, canteen staffs, boys were all busy looking for the goat No. 3, which, of course, was never found.

Simply because it did not exist.

Those among us who in-spite of having a good life are always feeling, lack of fulfilment, are actually looking for the elusive, missing, non-existent Goat No.3.Whatever the area of complaint or dissatisfaction, relationship, job-satisfaction, finance, achievement etc., an absence of something is always larger than the presence of many other things.

Stop worrying about goat No.3 and enjoy the life... Life would be so much happier without the worries. Let non-existent imaginary goat number 3not waste your time and happiness. Enjoy life with what you have.

We may obtain medicines through a servant, but the cure is attributed to the doctor, not to the servant. Why not go a step further and attribute the cure to God's grace?

True surrender to God means a firm faith that He and none else is ours; that it is He, not we, that is the doer; and that everything He does is for our interest.

A man loves his wife and children because he considers them to be his own, if, then, we call God our

Spiritual Advice

IROWA NEWS


IROWA - New Members18563

Shri Kaushal J S Mrs Manju Kaushal

H. No. 946, Sector - 28 Faridabad 1210039873331255, [email protected]

20003Shri Subbaraj P

S Chandrika 227A, V G P Nagar, Justice S K Krishnan Street, Mogappair (W),

Chennai 60003726561321, 8754689741 [email protected]

15647Shri Anbalagan P

Padmavathy A Flat 11F, Malar Apartments,

11 Pillaiyar Koil St.Gandhi Nagar, Saligramam Chennai 600093

8825652478, [email protected]

6440 Smt Dorai Rajan Vasundara W/o Late Shri S Dorairajan 2/4, Sippy's Flats 1st Floor, 80 Feet Road, Saligramam

Chennai 600093

225460 Shri Saroya L LSmt Janki Devi

House No. 1098, Sector - 9, Faridabad 121006


57646 Shri Jain Rakesh Dr.

Smt. Geeta Jain House No. 946, Sector - 31

Faridabad 1210039811090362, 9871007677

[email protected]

12677 Shri Thakur T DSmt Jaya Thakur

C-116, 2nd Floor, Moti NagarNew Delhi 110015

[email protected]

700612 Smt Mythili V

D Vardan Plot No. 4, Thangal Street

Balambal Nagar, Virugam bakkam Chennai 600092

23770684, 9940031567 [email protected]

9500065268

19693 Shri Balya B

B Chandrakala Flat No. 402, Meghana Rama Pushpa Apart

Road No. 6, West Marredpally, Secunderabad 500026

9490958039 [email protected]

15070 Smt Aruna Kumari T

Shri Satyanarayana Murthy LPlot No. 30/C, Sanjeevaiah ColonyBowen Palli, Secunderabad 500011


19352 Shri Agrawal K K

Smt Sudha Agrawal I- 44, Sector - 41, NOIDA 201301


19331 Shri Garg D K

Smt Seema Garg M-3008, Royale Garden Estate

Sector - 61, NOIDA 2013079873196600, [email protected]

own, will we not love Him?

Further, when we hold the conviction that God is our dearest friend and benefactor and is doing everything solely in our interest, where is the cause for any worry or anxiety at all?

Just as a child lives fearlessly in the assurance that the mother is near him,similarly, we, too, should move in the world free of fear,in the trust that God is near us.

Contributed by

C.G Nariani, Nirmal Ashram Rishikesh.

34. Rathipathipriya: Adds strengh and vigor to a happy wedded life.

This 5-swara raga has the power to eliminate poverty. The prayoga of the swaras can wipe off the vibrations of bitter feelings emitted by ill will.

35. Rohini: Cures back pain, joint pain, etc.36. Sama: Makes mind sober, tranquil, induces good sleep.

Good for world peace. Saramati Bhajan: Concert in Berlin Elevates from depressed state. Cures balagraha

dosham in children ( undiagnoses crying and imitability). For sleeplessness, itching, eye and ear problems, skin problems, and the problems of hearing irregular sounds.

37. Sindu Bhairavi: Removes sins and sorrows and saves from

unforesenn events.38. Sivaranjani: Powerful raga for meditation; bestows

benevolence of God. Removes sadness, ushana roga santi (diseases related to excess heat). Good for general health.

39. Sandhya Kalyani: Cures ear, nose and eye diseases. Relieves

chronic clods. Gives good sleep and freshness.

Music Therapy

40. Shankarabharanam: The power of this raga is incredible. It cures mental

illness, soothes the turbulent mind and restores peace and harmony. If rendered with total devotion for a stipulated period, it can cure mental disorders said to be beyond the scope of medical treatment. It also is said to have the power to shower wealth.

41. Shanmugapriya: Sharpens the intellect of the singer as well as the

listener. Instills courage in one's mind and replenishes the energy in the body.

42. Subhapantuvarali: Alleviates mental dilemmas and indecisiveness.43. Suddha dhanyasi: Remover of sorrows. Gives a happy feeling. Tonic

for nerves. Cures rhinitis and migraine.44. Suruti: Mitigates stomach burn, insomnia, fear, disgust.45. Vakulabharanam: Alleviates asthma, bronchitis, heart disease,

depression, skin disease and skin allergy.46. Varali Bhajan: Nakam Vinayakam Varali is good for vayu tatva, heart, skin ailments

and gastric problems.47. Vasanta / Vasanti: Controls high and low blood pressure, cures heart

as well as nervous diseases. Can clear the fog of confusion when a series of medical tests have to be analysed. It heals nervous breakdowns.

48. Vasantham: Cures paralysis.49. Viswambari: General tonic, acts quickly50. Yamuna Kalyani: Gives freshness and dynamism.

Contributed by: Anand Mohan Mathur

Contd. from July, 2018 Issue - concluding part.

15294 Shri Prasad K V S L V Mrs K Kanaka Durga

House No. 9-35, Road No. 3 Bank Colony, Kankipadu Krishna Dist., AP 521151


15407 Shri Prakasa Rao K

Flat 106, Yaganti Grand Vasantha Raja Puram

Guntur, AP 5220029490958019, [email protected]

8230 Shri Papa Rao A

Mrs G Padmavathi House No. 20-6-90, 3rd Lane, Ramalingeswarapeta

Gandhi Nagar, Vijayawada, AP 5200039440159395, [email protected]

16582 Shri Jaya Kishore K

Mrs K Naga Malleswari Flat 3C, Ram's Pride Aparts., Guru Nanak Colony

Vijayawada, AP 5200089573458095, [email protected]

53561 Shri Balakrishna T

Mrs T Girija Flat 201, Venkat Meadows Aparts

House No. 59A-21-7/1A, R R Gardens Patamata, Vijayawada, AP 520007


10291 Shri Babu K G

Mrs K Vijaya Lakshmi DeviHouse No. 59A-8/8-1/1, Plot No. 18

Maruthi Co-op Colony, Gurunanak Colony Rd. Vijayawada, AP 520008


15451 Shri Arundutt Sarma P

Mrs P Anila Kumari Plot 196A, HMT 3rd Venture

Shatavahana Nagar Opp. To K P H B, Hyderabad TS 500072


20625 Shri Satyamurthy Konduri

Mrs K Lakshmi Flat 102, Eternal Lakshmi Nilayam

House No. 1-4-27, Street No. 7, Habsi Guda Hyderabad TS 500007


700878 Shri Vijay Shankar S

Mrs S Neelamma House No. 6-5-208, New Bhoiguda

Secunderabad 5000807382118848

[email protected]


IROWA NEWS

25240 Shri Rambabu K

Mrs K vijaya Lakshmi Flat 402, Tirupataiah Residency

Pandurangapeta, Tenali, Guntur Dist., AP 5222027386535300, [email protected]

14869 Shri Subba Rao K V S

Mrs Rama Kumari Flat 504, Lakshmi Niwas, Near Park,

8th Lane, Syamala Nagar, Guntur, AP 5220069652837279, [email protected]

15384 Shri Upendra Rao K Mrs Ananta Lakshmi

Flat 202, Sri Swetha Enclave Sri Ramachandra Nagar,Vijayawada, AP 520008


92516 Shri Venkateswara Rao A Dr.

Mrs A S Jyothi Flat 210, Maruthi Enclave,

Opp. HP Petrol Pump, NH-5, Tadepalli,Guntur Dist., AP 522501


14651 Shri Venkateshwara Rao R

Mrs R Sulochna Kumari House No. 2-3/24, Bethel Residency,

Veterinary Colony , Old Dairy Farm PO, Vishakhapatnam, AP 530040


22020 Shri Venkata Ramaiah K

Mrs K Padmaja House No. 39-8-80/81

Sri Vaibhava Venkateswara Nilayam Murali Nagar North

Vishakhapatnam, AP - 5300079652914111, [email protected]

15557Shri Satyanarayana V

Mrs V Bala Tripurasundari House No. 39-8-82/2,

Plot No. 4, Murali Nagar North,Vishakhapatnam, AP 530007


15061 Shri Mohana Krishna V M

Mrs V Subba Lakshmi House No. 9-283,

Leela Maruthi Nilayam, Ravi Nagar, Naidu Thota, Vepa Gunta

Vishakhapatnam, AP 5300479444012972, [email protected]

15534 Shri Prasada Rao A RMrs S S Padmavathi

House No. 39-37-17, NGGO's ColonyAkkayya Palem, Vishakhapatnam

AP 5300169440173207, [email protected]

15556 Shri Raghu Babu D V

Mrs D V B Sridevi House No. LIG 382,

Vinayaka Nagar, VUDA ColonyGajuwaka, Vishakhapatnam, AP 530044


15042 Shri Durga Prasad K V K

Mrs K Parvathi Flat 414, Green Meadows, Marri Palem,

Near NSTL, Vishakhapatnam, AP 5300188897566941, [email protected]


15068 Shri Nageswara Rao K

Mrs K Lakshmi House No. 10-57, Plot No. 373, Surya NiwasVisalakshi Nagar, Vishkhapatnam, AP 530043

705502 Shri Bansal Pradeep Kumar

Mrs Alka Bansal35, Banglow Road Delhi - 110007


22472 Smt Alli Rani R

Mr M Raja Asokan No. 15, Pshpa Nagar, Main Road Nungambakkam, Chennai 600034

28172116, 9940786158, [email protected]

22502 Shri Govindarajan K

Mrs K S KannakiNo. 10 S V N Garden, II Street,

Nanjundapuram, Coimbatore 6410369894371444, 8946026637, [email protected]

22042 Shri Manimaran B Mrs M Anbazhagi

No. 66C, Anbu IIIam, 2nd Cross Street Lakshmi Nagar, Chromepet, Chennai 600044


15884 Shri Sowmia Narayanan M S

Mrs M S Lakshmi19 / 2, Balamurugan Street, B B Road

Vyasarpadi, Chennai 6000399884002878, [email protected]

22013 Shri Moorthy V

Mrs M Kalabharathi No. 46, Beevedar Village

New Ferrance Road, Chennai 6000122620311, 9443389140

[email protected]

15702 Shri Ravichandran P

Mrs R Leela Block - 8 B, Subhashini Garden

Old No. 28, New No. 57, Paper Mills Road, Perambur, Chennai 600011


22263 Shri Karunanithi S Mrs K Padmavathy

No. 223, Ring Road Housing Sector,3rd Main Road, Madhavaram, Chennai 600060


15728 Shri Madan Mohan B

Mrs M Devaki Plot No. 1804, TNHB Colony,

Near Perumal Temple, Ayyapakkan, Chennai- 6000779444958402, [email protected]

22059 Shri Krishnakumar T R

Mrs S Vijaya No. 67, First Floor, Pykara Office Road

Tatabad, Coimbatore-6410120422-2496793, 9442646793 [email protected]

225376Shri Harjit SinghMrs Gulshanjeet



225375Shri Roy R K

Maya RoyHouse No. 142 Sector - 8

Faridabad 1210069818845887, [email protected]

82199Shri Prasad Ch. V S R

Ch. Lalitha House No. 1126, Sector - 28

Ground Floor, Faridabad-1210089873250000, [email protected]

18020Shri Arora SubhashMrs Meenu Arora

Flat No. 103, Aakriti Apartments, Plot No. 6, Sector 4, Dwarka, New Delhi - 110075


19668Shri Prasad Rajender

Meena14 B / 6, Ist Floor, Dev Nagar, D B Gupta Road, Karol Bagh

New Delhi-110005225820586, [email protected]

15358Shri Jayashankar Shashikala D N

No. 620/2, 1 Main, K R Gardens, Murugeshpalya, Airport Road

Bengaluru - 5600179449596910

[email protected]

15372Shri Rangamanwar M. C.

Rama M B

2351, 1 Main, BDA Layout, HAL III Stage, Bengaluru-560017

080-25278208, [email protected]

15625Shri Narasimha Prasad T K

Thara Prasad No. 175, First Main, III cross, 4th Ph. (707) Houses

Yelahanka New Town, Bengaluru-5600649980494398, [email protected]

700051Shri Vincent G SicilyVincent

104 / 6, Heritage EstateDodhallapur Road, Yelahanka,

Bengaluru-5600647558003909

[email protected]

700613 Shri Varaprasada Rao GVV

Mrs GSV Lakshmi Flat 102, Dharma Sudha Apart.

House No. 2-2647 / 115, Central Excise Colony Bagh Amberpet, Hyderabad 500031


15440 Shri Vara Prasada Rao KVKK

Mrs K Syamala House No. 30 - 265 / 8 / 5,

Venkateshwara Ngr. Extn-II, Neredmet, R K Puram Post, Secunderabad 500056


20028 Shri Sarma Asn

Mrs A SeshasayeeFlat 806, Tower 20, Prajay MegapolisKPHB Phase-9, Hyderabad 500072


700901 Shri Nageshwara Rao P

Mrs Naga Sarala Flat No. 504, Gangothri Dharani Enclave

Street No. 10 B, Western Hills, Addagutta Society, Kukatpally, Hyderabad 500072


15352Shri Boopalan V

Kamalakshi Y#626, 17th Cross, 8th Main Road

BEML Layout, TubarahalliBengaluru-560066


92107Shri James Newman A

(Late) Jagatha CH-2, Classic, RC Westminister46 Kamaraj Salai, Kodungalyur

Chennai 6001189443379421, [email protected]

19427Shri Singh S PJagjeet Kaur

62 - 63, New Defence ColonyNear Deep Nagar, Nangal K Khan

Jalandhar - 1440240181-2632340, 8847257162

[email protected]

61706Shri Sabharwal Tirath Ram

Neelam SabharwalHouse No. 664, Sector - 16

Panchkula-1341139855624623

[email protected]

11865Shri Bapat S SMrs Shubhangi

Bungalow No. 1, Shubha Shree ShankarDarshan Soc., Dhankawdi

Pune - 4110439920434378

16363Shri Karandikar Milind R

Smita M KarandikarMadhu Milind' Building

Ghantais, NaupadaThane - 400602

9820918071

343205Shri Ravi Kumar N

Savitha Ravi KumarA-1701, Varuna, Dosti Vihar

Thane (W) 40060625881802, 976931802

[email protected]

16819Shri Sonawane P N Sneha P Sonawane

D-301, Ravi Estate, Pokaran Road - 1Thane (W) 400606

9960390390

43125Shri Lokhande Deshraj

Sucheta Lokhande1B, Regency Park,

Tower B Edenwoods, G A MargThane (W) 400610

9833072003

700120Shri Shingare D S Sneha D Shingare

Ravi Estate, Bldg. No. 'A', Flat No. 1103, Pokhran Rd. No. 1,

Opp. Devdaya NagarThane (West) 400606

25881281, 9930992448

700110Shri Nikam Vishnu Bandu

Kanta Vishnu Nikam Janraya Bunglow'',

At Port Jamb, Tal. KoragaonDist. Satara 415501

02163-262225, 9833289825

17229Shri Deoram Patil Ishwarlal

Sanjivani Ishwarlal Patil"Shrinivas" Gate No. 2012,

PO No. 2, Nivrutti Nagar Jalgaon-425001


10706Shri Gaikwad Sudam Narayan

Gaikwad Asha SudamIBP Trombay, Vedant Complex

D-2 / 701, Vartak NagarThane - 400606

7506063977

16578Shri Mohandas V

Mrs Latika Mohandas705, Ambersai CHS,

B/h DNC School, Sunil NagarDombivli (East)421201

0251-2886959, 9819478068

16491Shri Desai Rajan Prabhakar

Shraddha Desai B-601, Krishna Tower,

Aswani Marg, Kandivali (East) 4001019833975840

16753Shri Pandurang Meshram Ashok

Plot No. 104, Naik Nagar Nr. NIT Garden

Manewada, Nagpur 4400279960664009, [email protected]

16462Shri Zunke Chandrakant Panduram

Kalpana Chandrakant Zunke Plot No. 48,

Food Corporation of India Housing Soc.Nr Mahalaxmi temple

Nagpur 4400158698800334, [email protected]

18024 Shri Barapatre Pandurang Mahagu

Nirmala Pandurang Barapatre Plot No. 81, Abhay NagarRameshwari Ring Road

Nagpur-4400270712-2782742, 9423128971

16431Smt Naik Varsha Vijay

Shri Vijay R NaikC/501,Tulip Apartment,

Mulund West, Mumbai 40008025919519, 9820042244

10837Shri Manjrekar Vijay Mahadeo

501/A Silver Stream Amboii, Aesarried Andheri (West)

Mumbai 400058

16435Shri Salaskar Chandrashekhar Macharrao

Priyanka C Salaskar34 / 648 Adarsh Nagar,

Prabhadevi, Mumbai 40003024302845, 9869205858

10545Smt Ramachandran Jayshree

Shri K K RamchandranFlat 303, Shanti Co-Op Hsg Soc LtdBhardawadi Road, Andheri-400058

100708Shri Khanna Rajiv

Geeta Rajiv Khanna Flat No. 40, 'Triveni' (GHS-38), Sector-20,C/o 288, Sector - 17, Panchkula 134116


18740Shri Canth B S

Smt Surinder Kaur5804, Modern Housing Complex Manimajra, Chandigarh-160101


51829Shri Choudhury Mukul Kumar

Mrs Lalita ChoudhuryHouse No. 84, Pub-Jyoti NagarBye Lane-5, Guwahati 7810200361-2652867, 9864501137

51968Shri Das Nikunja Kumar

Mrs Nilima DasHouse No. 4 In front

Sector - I Gate, NoonmatiGuwahati 781020

9435400299

52859Miss Brahma Binita

Brindabon Apartment, Block-B Unit B, Ganesh Mandir Path

New Guwahati, Bye Lane-6, Guwahati 781020

9864024645

52863Mrs Barua Bhabani Das

Ganesh Mandir Path,House No. 30

Shivam Path, Bye Lane-03New Guwahati,

Bye Lane-6 Guwahati 7810209854070093

52870Shri Das Jitendra Nath

Mrs Eva DasHouse No. 8, Ganesh Mandir PathNew Guwahati, Guwahati 781020

9435405085

51894Shri Basumatary Abhoy Ram

House No. 70, Bodai Teron Path, Birkuchi,

Nizarapar, PO Narengi Guwahati - 781026

9435045895

51885Mrs Das Mira Rani

Usha Court, Flat-3/ANr. Bhaskar Nagar,

Zoo Road TinialiR G Barua Road

Guwahati - 7810039864091026

51900Shri Boro Rajat ChandraMrs Nirada Basumatary

Birkuchi, PO NarengiGuwahati-781026

IROWA NEWS


225503Shri Sastry M I S Dr.Madhira Satyavathi

House No. 810Sector - 8, Faridabad 121006

[email protected]

20998Shri Cyprian XalxoAbha Rani Xalxo

Flat No. 11702, 7th Floor, Prestige Monte Carlo, Dodda Ballapura Road,

Yelahanka, Bengaluru-5600649480770320, [email protected]

15409Ms Mary Louisa J

No. 175/5, 2 'A' Main6th Cross, Venkatapura

Koramangala, Bengaluru-560034080-25523212, 9448285511

[email protected]

IROWA NEWS


61706Shri Sabharwal Tirath Ram

Neelam SabharwalHouse No. 664, Sector - 16,

Panchkula 1341139855624623, [email protected]

19427Shri Singh S PJagjeet Kaur

62-63, New Defence ColonyNear Deep Nagar Nangal Karar Khan

Jalandhar 1440240181-2632340, 8847257162

[email protected]

51900Shri Boro Rajat ChandraMrs Nirada BasumataryBirkuchi, PO Narengi,

Guwahati 7810269854024103, [email protected]

51885Mrs Das Mira Rani

Usha Comet, 3/A, (Nr. Bhaskar Nagar) 200 Road, Tiniali, Guwahati 781003


51894Shri Basumatary Abhoy RamMrs Binemaya Basumatary

House No. 70, Bodai Tereon PathBirkuchi Nizarapar PO Narangi

Guwahati 7810269435045895, [email protected]

52870Shri Das Jitendra Nath

Mrs Eva DasHouse No. 8, Ganesh Mandir Path

New Guwahati 7810209435405085, [email protected]

52863Shri Barua Bhabani Das

Tiniali Ganesh Mandir Path Bye Lane-3, Guwahati - 781020

[email protected]

52859Mrs Brahma Binita

Brindaban Apartment, Block-B, Unit-B, Ganesh Mandir Path

Bye Lane-6, New Guwahati-7810209864024645, [email protected]

51968Shri Das Nikunja Kumar

Nilima DasHouse No. 4, In front of Sector -I Gate

PO Noonmati, Guwahati - 7810209435400299, [email protected]

51829Shri Choudhury Mukul Kumar

Mrs Klalita ChoudhuryPub. Jyotinagar

House No. 84, Bylane - 5Guwahati-781020

[email protected]

100708Shri Khanna Rajiv

Mrs Geeta Rajiv KhannaFlat No. 40, 'Triveni' (GHS-38) Sector - 20 Panchkula 1341160172-2538048, [email protected]

18740Shri Canth B S

Smt. Surinder Kaur5804, Modern Housing ComplexManimajra, Chandigarh160101

0172-2735804, 9167678888

New Members - IROBF18563

Shri Kaushal J SSmt Manju Kaushal

House No. 946 Sector - 28Faridabad121003

[email protected]

57646Shri Jain Rakesh Dr.

Mrs Geeta JainHouse No. 946, Sector - 31

Faridabad1210039811090362, 9871007677

[email protected]

19331Shri Garg D K

Smt Seema GargM - 3008, Royale Garden Estate

Sector - 61 NOIDA2013079873196600

[email protected]

19352Shri Agrawal K K

Smt Sudha AgrawalI-44, Sector - 41NOIDA 201301

[email protected]

700010Shri Gupta Ashok Dr.

Smt Shakuntala GuptaA-21, Green Acre Bungalows

Dinquarry Road, Shivaji Statue Chawk,Deonar, Mumbai-400088

[email protected]

705502Shri Bansal Pradeep Kumar

Smt Alka Bansal35 Bungalow Road

Delhi1100079811590707

[email protected]

225503Shri Sastry M I S Dr.Madhira Satyarathi



225375Shri Roy R K

Maya RoyHouse No. 142, Sector - 8,

Faridabad 1210069818845887

[email protected]

82199Shri Prasad Ch. V S R

Ch. LalithaHouse No. 1126, Ground FloorSector - 28 Faridabad 121008

[email protected]

18020Shri Arora SubhashMrs Meenu Arora

Flat No. 103, Aakriti ApartmentPlot No. 6, Sector - 4, Dwarka,

New Delhi 11007525086111, 9811512670

[email protected]

4696ShriKabre S. R.

C - 503, Plot No. 19, 'Pratibha Sankalp'Sankalp Complex

Gen. R K Vaidya Road,Goregaon East Mumbai400065

9322408108, 022-28400037

28Shri Sen Jyotirmoy

Smt. Manju Sen1 / 430, Gorihat Road (South)

Jodhpur ParkNear Bata ShowroomKolkata7000689820596662

2145Shri Jain J.R.

8/406, Rajendra NagarSector 3, Sahibabad

P O Ghaziabad 201005


Shri Hosur Mohan VijayacharA-304, Tierra Building Lodha Splendora,

Ghodbandar Road, Bhayandar PadaThane (W)400615


5745Shri Bhatnagar S K

Tower-34, Flat No. 2003 Lotus Boulevard Espacia,

Sector - 100, NOIDA 2013049582809605, [email protected]

705913Shri Agarwal Vinod Kumar

31, Hargobind EnclaveVikas Marg Extension

Delhi-11009243014818, 9811999464

[email protected]

81310Smt Kapoor Meena

Shri S K KapoorA - 1 / 177, IInd Floor, Janak Puri

New Delhi-11005825543458, 9873240520

[email protected]

18528Shri Sharma Parveen

Veena SharmaT - 326, Rishi Nagar

Lane No. 6 Rani BaghDelhi110034


Smt Mukherjee SunandaW/o Late Shri H N Mukherjee

Plot No. 214, Vita Khand - 22nd Floor,Indirapuram, Ghaziabad 201014

9582853097

3769Shri Venkatraman K R

Smt. 23/85, Bhaveshwar DhamR A Kidwai Road, Wadala

Mumbai 40003124183379, 9323562447

[email protected]

81303Shri Som Nath

Mrs Chand RaniA-35, Tagore Garden Extn.,

New Delhi 1100279899443334

[email protected]

55377Shri Saini Tarsem Singh

Smt Surjit KaurHouse No. 101 Sector - 5

Urban Estate Gurgaon9814823104

16363 Shri Karandikar Milind

R Smita MilindKarandikar Madhu Milind Bldg.,

1st Floor, RBL Bank Lane Ghantali, Naupada, Thane 400602


13061Shri Chaudhri V K

Mrs Anjali604-B Trendset Grande Apartments

Errum Manzil Hyderabad 5000820120-2512658, [email protected]

43100Smt. Castellani TheresaShri Nelson Castellani

Little Flower No. 2 TPS III, 23rd Road Bandra (W)

Mumbai 4000509820936637, [email protected]

11206Shri Bangera B S

Smt. Pushpa BangeraB-1803, Sky Lark Esta Near. Muni Kadirappa

Layout Hood Main Road, Doodi Bengaluru 560048


705839Shri Raghavendra Rao Y

Smt Varalakshmi RaoNo. 7-6-711A, Yemal House

Matadakani Road, Mangalore-5750060824-2459680, 9164044688

[email protected]

225178Shri Kanal Prakash Chander

Mrs Madhuri KanalM - 45 B, Ground Floor

Lajpat Nagar - 2, New Delhi11002441724187, [email protected]

Members' Directory - Corrections

5750Shri Sharm B. N.

Flat No. 1204, Tower B-310th Floor, Garden Gloria,

Sector-46, Noida9811936101

[email protected]

RKBK

With Best Compliments from :

RKBK LIMITEDB-32, Greater Kailash, Part-I,

New Delhi - 110 048Ph: 29232676

E-mail : [email protected]

We cherish 45 years of our association with Indian Oil Corporation Limitedand greatly value the cooperation and guidance extended by the officers

We wish all of you a healthy, happy and meaningful retired life.

Regd. Office : 216 A. J. C. Bose Road, Kolkata - 700 017

Brijendra PoddarDirector

Yash Poddar��Managing Director

indianoil retired officers welfare association ...irowaapex.com/data/documents/irowa news - oct -...

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