ASSOCIATION OF ASIAN CONFEDERATION OF CREDIT UNIONS236 Ramkhamhaeng Soi 58/4, Huamark, Bangkapi, Bangkok 10240, Thailand

Tel & Fax: (66)-2-375 3225 to 6 Email: accumail@aaccu.coop Website: www.aaccu.coop

StatisticalReport2016Members 40.2 Million

Credit Unions 45,105Assets US$ 143 Billion

Countries 22

Number of CUs

1972 1980 1990 2001 2010 2016 1972 1980 1990 2001 2010 2016 1972 1980 1990 2001 2010 2016

1972 1980 1990 2001 2010 20161972 1980 1990 2001 2010 2016

Individual Members

Savings/Deposits/Share Loan Outstanding

Assets

Have Less Reached by CUMI Methodology 2016Country Organization No. of CUs No. Individual Members No. of CUs No. Individual Members Implemented CUMI Reached by CUMIBangladesh CCULB 585 182,000 74 149,300 Cambodia CCSF/Flifly/SEDOC 20 48,684 20 48,684India MAFCOCS 2,850 2,896,000 59 367,000India DPG 45 66,430 38 59,200Indonesia CUCO 880 824,000 180 431,200LaoPDR SavingsGroup 21 22,556 21 20,556Mongolia MOCCU 150 22,150 44 16,540Myanmar CCS 331 216,500 96 120,691Nepal NEFSCUN/NCBL 1,210 1,275,000 420 434,850Philippines NATCCO 575 2,325,500 280 194,800Philippines PFCCO 720 423,310 665 348,046Philippines CARDMRI 1 3,281,595 1 3,281,595SriLanka SANASA 7,545 661,100 125 282,200Thailand CULT 560 174,500 14 434,570Vietnam CCF 1,115 1,680,800 446 785,400Grand Total 16,608 14,100,125 2,483 6,974,632 **Estimatedfrompreviousyeardata

Credit Unions in Microfinance (CUMI) 2016

ACCU DEVELOPMENT PARTNERS

ASSOCIATION OFASIAN CONFEDERATION OFCREDIT UNIONS

Asian Credit Union System from 1980 - 2016

Asian Credit Union System as of December 2016

Market Segmentation 2016 :Gender Statistics

Market Segmentation 2016 :Age Segment CU Profile

Year Number Growth Individual Growth Assets* Growth Savings Growth Loan Growth Reserves* Growth of CUs Rate Members Rate Rate Shares* Rate Outstanding* Rate Rate (%) (Thousands) (%) (%) (%) (%) (%)1972 3,109 717 136 16 90 1980 2,704 -13.0 1,040 45.1 375 175.7 328 1,950.0 303 236.7 1990 12,548 364.1 4,826 364.0 5,591 1,390.9 5,023 1,431.4 4,344 1,333.7 2001 15,494 23.5 10,571 119.0 27,085 384.4 24,950 396.7 14,522 234.3 6,9222010 21,981 0.4 42,130 4.3 87,472 27.2 61,385 -22.2 51,128 -36.4 1,580 -77.22016 45,105 105.2 40,278 -4.4 143,788 64.4 119,021 93.9 102,724 100.9 5,495 247.8* US$ Million**Estimatedfrompreviousyeardata***Possibilityofdataoverlapping

Asian Credit Union Growth 1972-2016

Country Members Type Credit No of Male Female of CU Unions Members

REGULAR MEMBERTheCooperativeCredit Urban 343 225,750 167,475 99,225UnionLeagueof Rural 515 299,250 121,275 137,025BangladeshLtd.(CCULB) Total 858 525,000 288,750 236,250 MaharashtraStateFederation Urban 264 200,000 800,000 120,000CooperativeCreditSocieties Rural 2,374 1,800,000 7,200,000 1,080,000(MAFCOCS)** Total 2,638 2,000,000 8,000,000 1,200,000 CreditUnionCentralof Total 887 2,865,721 1,470,427 1,395,294Indonesia(CUCO)** NationalCreditUnionFederation Urban 680 4,743,414 2,111,585 2,631,829ofKorea(NACUFOK) Rural 224 1,057,143 508,168 548,975 Total 904 5,800,557 2,619,753 3,180,804 NepalFederationofSavings Urban 680 4,743,414 2,111,585 2,631,829&CreditCooperativeUnions Rural 891 518,464 238495 279969(NEFSCUN)*** Toal 2,761 2,125,864 977,899 1,147,965 NationalCooperativeBankLts. Urban 2,753 1,920,000 1,000,000 920,000(NCBL)** Rural 1,835 1,080,000 600,000 480,000*** Total 4,588 3,000,000 1,600,000 1,400,000 PhilippinesFederationofCredit Urban N/A N/A 164,145 246,218Cooperatives(PFCCO)** Rural N/A N/A 109,430 164,145 Total 853 817,391 273,575 410,363 NationalConfederationof Total 802 4,678,020 1,799,634 2,878,356Cooperatives(NATCCO) FederationofThriftandCredit Urban 2,842 426,629 209,049 217,580Co-operativeSocietiesLimited Rural 5,581 612,829 275,773 337,056inSriLanka(SANASA)** Total 8,423 1,039,458 484,822 554,636 CreditUnionLeagueofthe Urban 133 82,982 36,023 46,918RepublicofChina(CULROC) Rural 207 137,260 65,883 71,418 Total 340 220,242 101,906 118,336 CreditUnionLeagueof Total 1,206 1,326,846 N/A N/AThailandLtd.(CULT)** TheFederationofSavingsand Urban 462 1,459,209 N/A N/ACreditCooperativesof Rural 617 1,469,004 N/A N/AThailandLtd.(FSCT) Total 1,079 2,928,213 N/A N/A CooperativeBankofVietnam Urban 48 70,000 58,359 29,179(CBV) Rural 1,120 1,930,000 1,340,031 670,015 Total 1,168 2,000,000 1,398,390 699,194

AFFILIATE MEMBER TheCambodiaCommunity Urban 0 0 0 0SavingsFederation(CCSF)** Rural 20 48,684 17,817 30,867 Total 20 48,684 17,817 30,867 CreditUnionLeagueof Urban 41 88,540 64,918 21,640HongKong(CULHK)** Rural 0 0 0 0 Total 41 88,540 64,918 21,640 DevelopmentPromotionGroup Urban 11 6,159 616 5,543(DPG)** Rural 56 54,271 5,427 48,844 Total 67 60,430 6,043 54,387 AssociationofCo-operative Urban N/A N/A N/A N/ACreditUnionMalaysia Rural N/A N/A N/A N/A(ACCUM) Total 19 215,069 N/A N/A TheWorkersCo-operativeCredit Urban N/A N/A N/A N/ASocietyLtd.(KKP) Rural N/A N/A N/A N/A Total 280 47,000 20,997 26,003 MongolianConfederationof Urban 166 21,919 9,167 12,752CreditUnion(MOCCU)** Rural 87 17,227 7,901 9,326 Total 253 39,146 17,068 22,078 CentralCooperativeSocietyLtd. Urban 1,574 353,404 N/A N/A(CCS) Rural 8,874 1,097,710 N/A N/A Total 10,448 1,451,114 N/A N/A CentralforAgricultureandRural Urban N/A 841,070 104,721 736,349DevelopmentMutuallyReinforce Rural N/A 2,440,525 368,853 2,071,672Institution(CARD) Total 1 3,281,595 473,574 2,808,021 InterregionalAssociationofCredit Urban 4 36,509 12,778 23,731UnionsoftheFarEastand Rural 2 3,211 1,124 2,087Zabaikalye(IACUFEZ)** Total 6 39,720 13,902 25,818 SingaporeNationalCooperatives Urban 22 103,444 N/A N/AFederationLtd. Rural 0 0 N/A N/A(SNCF)** Total 22 103,444 N/A N/A FederaçãoCooperativaCrédito Urban 13 3,304 1,684 1,620HanaiMalu(FCCHM)** Rural 27 7,122 3,498 3,624 Total 40 10,426 5,182 5,244 **Estimatedfrompreviousyeardata/Usingpreviousyeardata ***Possibilityofdataoverlapping

Country Members Age Segment CUs/Individual of CU membership Membership Profile < 20 20-40 41-60 60 <300 301> 1001> 3001> 5000 above 1000 3000 5000 above

REGULAR MEMBERTheCooperativeCredit 105,000 231,000 162,750 26,250 429 343 61 13 12UnionLeagueofBangladesh Ltd. (CCULB)CreditUnionCentral N/A N/A N/A N/A 251 278 196 50 112ofIndonesia(CUCO) NationalCreditUnion N/A N/A N/A N/A 24 66 173 162 479FederationofKorea(NACUFOK) NepalFederationof 340,137 935,381 595,241 255,104 1,416 795 356 273 121Savings&CreditCooperativeUnions(NEFSCUN)*** NationalCooperativeBankLts.(NCBL)**,*** 37,500 1,181,250 1,500,000 281,250 1,744 826 780 1,100 138PhilippinesFederationof N/A N/A N/A N/A 68 210 334 178 59CreditCooperatives(PFCCO)** NationalConfederationof N/A N/A N/A N/A 252 173 184 60 133Cooperatives(NATCCO) FederationofThriftand 47,707 264,133 519,729 207,889 5,182 3,158 83 N/A N/ACreditCo-operativeSocietiesLimitedinSriLanka(SANASA)** CreditUnionLeagueof 25,135 61,168 77,883 56,056 101 184 50 4 1theRepublicofChina(CULROC) TheFederationofSavings N/A N/A N/A N/A 232 297 324 80 146andCreditCooperativesofThailandLtd.(FSCT) CooperativeBankof N/A N/A N/A N/A 26 285 738 82 37Vietnam (CBV)

AFFILIATE MEMBER TheCambodiaCommunity 7,793 36,879 N/A 3,694 N/A 3 12 2 3

SavingsFederation(CCSF)** CreditUnionLeagueofHongKong(CULHK) N/A N/A N/A N/A 27 6 3 1 4DevelopmentPromotion 6,042 33,236 16,921 4,231 7 31 29 N/A N/AGroup(DPG)** AssociationofCo-operative N/A N/A N/A N/A N/A 4 3 3 9CreditUnionMalaysia(ACCUM) TheWorkersCo-operative 9,798 8,865 19,225 9,082 280 0 0 0 0CreditSocietyLtd.(KKP) MongolianConfederation 6,890 17,068 10,061 5,122 222 28 3 N/A N/AofCreditUnion(MOCCU)** CentralforAgricultureand 24,373 1,379,768 1,575,711 301,743 0 0 0 0 1RuralDevelopmentMutuallReinforceInstitution(CARD) InterregionalAssociation 5,954 10,727 14,299 8,740 1 1 2 N/A 2ofCreditUnionsoftheFarEastandZabaikalye(IACUFEZ)** SingaporeNational N/A N/A N/A N/A 3 3 7 1 8CooperativesFederationLtd.(SNCF)** FederaçãoCooperativa 3,671 4,061 1,199 N/A 17 23 N/A N/A N/ACréditoHanaiMalu(FCCHM)** **Estimatedfrompreviousyeardata/Usingpreviousyeardata ***Possibilityofdataoverlapping

2016 2005 1999 1995 Country Members Number Individual Assets* Number Individual Assets* Number Individual Assets* Number Individual Assets* of CUs Members of CUs Members of CUs Members of CUs Members REGULAR MEMBERS Figures in US$ Figures in US$ Figures in US$ Figures in US$Bangladesh CCULB 858 525,000 286 407 134,049 21 386 91,518 9 333 842,000 5India MAFCOCS** 2,638 2,000,000 N/A 28,000 21,800,000 8,666 N/A N/A N/A N/A N/A N/AIndonesia CUCO 887 2,865,721 2,038 980 603,728 209 1,105 252,226 23 1,601 248,811 39Korea NACUFOK 904 5,800,557 63,119 1,051 4,609,272 23,853 1,442 5,000,470 17,577 1,665 4,179,544 17,028Nepal*** NEFSCUN 2,761 2,125,864 1,258 461 95,863 22 320 36,570 2 N/A N/A N/A NCBL 4,588 3,000,000 392 N/A N/A N/A N/A N/A N/A N/A N/A N/APhilippines PFCCO 853 817,391 620 1,560 1,188,966 502 238 66,640 5 207 117,800 153 NATCCO 802 4,678,020 2,889 SriLanka SANASA** 8,423 1,039,458 83 8,440 858,125 42 8,424 905,106 37 7,988 726,277 4Taiwan CULROC 340 220,242 859 339 195,641 695 362 179,998 638 305 170,495 599Thailand CULT** 1,206 1,326,846 1,797 1,808 2,666,404 15,267 1,282 1,897,329 8,395 1,042 136,913 277 FSCT 1,079 2,928,213 62,953 Vietnam CBV 1,168 2,000,000 3,996 917 1,032,921 467 N/A N/A N/A N/A N/A N/ASub Total 33,856 34,453,176 141,940 44,424 33,280,832 49,766 13,879 8,466,427 26,688 13,141 6,421,840 18,105* US$ Million **Estimatedfrompreviousyeardata ***Possibilityofdataoverlapping

Country Members Number Individual Assets* Savings/Other Share* Loan Total of CUs Members Deposits* Outstanding* Reserve*REGULAR MEMBERS Figures in US$ Bangladesh CCULB 858 525,000 286 206 69 234 26India MAFCOCS** 2,638 2,000,000 N/A N/A N/A N/A N/AIndonesia CUCO 887 2,865,721 2,038 1,265 495 1,441 79Korea NACUFOK 904 5,800,557 63,119 54,508 3,965 43,668 1,515Nepal*** NEFSCUN 2,761 2,125,864 1,258 1,071 260 1,071 24 NCBL 4,588 3,000,000 392 N/A N/A N/A N/A Philippines PFCCO 853 817,391 620 200 200 N/A N/A NATCCO 802 4,678,020 2,889 1,155 838 2,051 103SriLanka SANASA** 8,423 1,039,458 83 49 5 12 11Taiwan CULROC 340 220,242 859 25 725 309 75Thailand CULT** 1,206 1,326,846 1,797 967 379 1,056 N/A FSCT 1,079 2,928,213 62,953 20,445 24,288 47,942 2,323Vietnam CBV 1,168 2,000,000 3,996 3,390 162 3,101 N/ASub Total 33,856 34,453,176 141,940 84,352 31,646 101,956 4,180

AFFILIATE MEMBERS Cambodia CCSF** 20 48,684 20 4 0.5 10 0.6HongKong CULHK 41 88,540 1,825 N/A 1,753 45 46India DPG** 67 60,430 77 23 32 85 0.1Philippines CARD-MRI 1 3,281,595 674 236 N/A 337 N/APapuaNewGuinea FESALOS** 20 413,192 223 114 84 74 52Russia IACUFEZ** 6 39,720 29 24 1 25 2Singapore SNCF** 22 103,444 671 539 10 131 22Mongolia MOCCU** 253 39,146 49 30 5 38 1Malaysia ACCUM 19 215,069 76 9 14 14 N/AMalaysia KKP 280 47,000 16 16 2 3 1Myanmar CCS 10,448 1,451,114 N/A 107 9 N/A N/ATimorLeste FCCHM** 40 10,426 4 2 2 N/A 0.2SubTotal 11,217 5,798,360 1,839 1,104 1,912 762 125

NON-MEMBER LaosPDR SCU 32 26,830 9 5.00 2 6 Grand Total 45,105 40,278,366 143,788 85,461 33,560 102,724 4,305

* US$ Million**Estimatedfrompreviousyeardata***Possibilityofdataoverlapping