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Published Every Friday • November 1st., 2013 • Vol 18 • Issue 27 No. 911

Interlacing the CityBy James Middleton

Creating a communication network within a village, a city or across a nation certainly did not occur overnight or even over a month. In many respects, the continuance of that interlacing activity continues to today and beyond. From a point of perspective and perception, interlacing Belvidere to create a telephonic network did occur almost overnight.

The photograph shown here was taken in the early 1880s at the corner of South State Street and Logan Avenue when telephone linemen were stringing wires to create a communication network in downtown Belvidere. However, by that time, the telephone had attracted attention nationwide and worldwide and Belvidere wanted to participate in this communications revolution. The change in how people could communicate with each other occurred almost immediately after Alexander Graham Bell invented the telephone in 1876.

Prior to that invention rapid communication was relative and could most rapidly occur via telegraph code transmission. The Morse Code was developed to be used by telegraph operators to communicate what the author wanted to say. Coded electronic messages were sent and received at the desired destination where the code was deciphered into letters, words and sentences. The telegraphic message that was transmitted consisted of a coded series of dots and dashes created through the tapping of a telegraph key that sent electronic impulses across wires.

Prior to that electronic means of message delivery, people relied on the US Mail that hired stage coaches and employed express riders to deliver messages of import to the recipient.

The telephone streamlined communication in a manner that was unimagined before the first message between Bell and his assistant Thomas Watson was heard. According to the Library of Congress, the words recited into the telephone instrument from Bell to Watson requested, “Mr. Watson, come here—I want to see you.”

With those words, telephonic communication of a voice over a wire was accomplished. Communication would not be the same until more than a century later, to today when we have Internet communication as what many consider to be a natural extension of what Bell created.

The transmission of a human voice from one place to another was an amazing feat to behold. Telephonic communication occurred first on the East Coast of the nation then soon spread inland. Thousands of 30-foot poles were needed to begin the process to interlace the nation into one massive network with poles and semaphore-like devices to accommodate the millions of miles of wire that had to be installed.

The pole that these men were working on in the photograph, was erected where the former Belvidere Bank building is located at Logan Avenue and South State Street. No one identified the workmen on top of the pole or the gentleman whose left leg is curled around the pole to sustain his balance. However, members of the Plane Family are seen in the windows of the building where their hardware store was located for decades in downtown Belvidere.

For many years Plane’s Hardware Company was where anyone in Belvidere or Boone County went when they needed any type of building supply. People would go to Plane’s Hardware if they needed six 10-penny nails or if they needed 6,000 10-penny nails. People went to Plane’s for stoves, paint, lumber, plumbing supplies, even for some of those new repair parts that were needed for electricity or the appliances that operated using electricity. America in the 1880o was a nation that was moving forward and that pace sustained through the following 20th Century.

On the left side of the photograph, John Plane,

Junior is seated on the window sill with his leg hanging outside. That’s Daisy, Mrs. Frank Plane standing beside John, Junior. The couple in the right window are John Plane and his wife.

It appears as if the Plane Family was overseeing the workers of the fledgling telephone company. No doubt the Plane Family was interested as it was likely that they watched activity of the linemen because their connection into the communications network was reliant upon these men finishing their work. It is likely that the erection of the poles and the stringing of the wires was such an important event, why not invite Ray & Bunker, the photographer from Elgin. to memorialize the event?

However, as with many innovative operations, setting up a network is only the start of the job. Creating the telephone line network, even in Belvidere in the late 1800s was a job that, to this day, continues to be built, disassembled and then reassembled.

In the days since the Plane Family watched the linemen string the lines, the technology of transmitting a voice to another’s ear has advanced far beyond what anyone imagined when Alexander Graham Bell asked his assistant, using a telephonic instrument, to come to his side.

Today, the number of landline or hard-wired telephone connections have diminished in

response to the advent and portability of cellular telephones. The prospect that voices could fly through the air, if presented to the Plane Family in the 1880s would have sounded like, as people said in that day, “A whole lot of hooey.” Yet, the prospect that one’s voice could travel through wires was an astonishing idea unto itself.

Plane’s Hardware Store was a landmark retail establishment in downtown Belvidere for many decades leading into the early 20th Century. Plane’s Hardware Store defined downtown Belvidere because that was where people went for a stove, paint or to buy a few 10-penny nails. Today, downtown Belvidere is looking for a similar family and a similar establishment to redefine the neighborhood. But, the culture and the needs and the expectations were far different in the late 19th Century than what is the case in the early 21st Century.

The Journal wants to thank the Boone County Historical Society for allowing use of the photograph and for providing information used in writing this piece. Acknowledgement should also be provided to various sites associated with Wikipedia.com the “Internet Encyclopedia.” Acknowledgement should also be provided extended to the American Telephone and Telegraph Corporation.

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Martinez SentencedTo Serve 26-YearsBy James Middleton

Last Friday, Nicholas Martinez (22) of Belvidere was sentenced to serve a 26-year term in the Illinois Department of Corrections after having previously been found guilty of attempted first-degree murder. Mr. Martinez was found guilty by a jury on July 31.

The attempted first-degree murder incident occurred on February 18, 2011. Mr. Martinez was known by local police to be a member of the Latin Kings street gang. On that date Mr. Martinez was in the vicinity of the 400 block of Wedgewood Lane and Appleton Road in Belvidere. Police reported that Mr. Martinez confronted a car with passengers and fired gun shots into the vehicle.

One of the passengers was known by police to have been a rival gang member. The gang member’s girlfriend and their two-year old child was also inside the car. Police also reported that, even though Mr. Martinez fired as many as five rounds from his handgun inside the vehicle, no one was struck or injured.

The criminal charge of attempted first degree murder carries a range of penalty in the Illinois Department of Corrections ranging from 26 years to as many as 60 years to be served. Mr. Martinez was sentenced by the presiding Judge, the honorable Robert Tobin, to serve the 26 year term.

Mr. Martinez continues to be held in the Boone County Jail where he has been incarcerated since his arrest and indictment. He will remain in the county jail until he will be transferred into state custody to serve his term.

Boone County state’s attorney Michelle Courier said she was pleased with the conviction. She also said that Mr. Martinez will remain in custody in the Boone County Jail for an unspecified period of time. It is typical that those sentenced to serve in the Illinois Department of Corrections will remain in Belvidere until another individual might need to be transferred before the actual transfer is made.

It should be noted that a judge hearing a case of attempted first-degree murder in Illinois, upon a conviction of the defendant, the Judge has discretion in the length of the sentence imposed. Mr. Martinez’ age and the family members that provided mitigating testimony regarding his character and intent played a role in the sentence that was imposed.

BecomingComfortableIn the New JobBy James Middleton

A surprise occurred leading to the spring Consolidated Election when the now, former Mayor of Belvidere, Frederic Brereton announced that he would not seek another term in office. He had served as Mayor of Belvidere for 16 years and chose not to seek reelection.

With that announcement, two aldermen serving on the Belvidere City Council announced their candidacy. Alderman Michael Chamberlain announced his candidacy as did Aldermen Mark Sanderson. When the votes were counted Mr. Chamberlain held a slight margin over Mr. Sanderson by six votes. A challenge was requested by Mr. Sanderson but the accuracy of the count was confirmed and Mr. Chamberlain was sworn into office.

The new Mayor of Belvidere has served just six months and he spoke recently about the city as it is today and he spoke of his ideas how to advance the city. Mayor Chamberlain granted us the opportunity to speak of these and other matters.

**When assuming a new job, there is a period

of adjustment necessary to become comfortable with the duties and responsibilities of that job. Such has been the case with the new mayor as he has initiated steps to advance the city.

Mr. Chamberlain opened, “As mayor your level of responsibility expands.” He had served as an aldermen for a number of years but now as mayor, he said he has become aware of many more aspects of how Belvidere operates. He explained that his views of what the city can be have changed but his hopes for the city have not changed.

Mr. Chamberlain indicated that the city has many positive assets, one of which is a relatively low crime rate. But, he added, finances of the city remain an item of concern. “Our levy this year will be about the same as years past but annually our expenses increase by as much as seven percent,” he added.

The mayor complimented the people that work for the city that he inherited with the job. “Many of the people in City Hall do the job of 1.5 or 2 people and I have a very talented pool of people here.” Yet, his compliments of staff were not solely directed to staff at City Hall.

The mayor also said that the addition of Growth Dimensions in City Hall will improve planning and execution.

Along those lines of planning, the mayor felt that Belvidere has for some time been losing revenue to neighboring communities. But, he added, “Development does not occur overnight.” He envisions Belvidere becoming a regional retail and commercial center.

He spoke of the downtown development study a year ago that met with a degree of public dissatisfaction. The public events that disclosed what the consultant group would recommend were not well attended even though the city contributed $15,000 to the effort.

Mr. Chamberlain said, “The best thing that resulted from that study was we now have two historic districts in Belvidere.” He said that he and city attorney Michael Drella have studied the current zoning code to determine if elements should be amended to be more responsive to growth. The current Belvidere Zoning Code was adopted in 2006.

The mayor added that the zoning code needs improved enforcement and that could mean hiring new people. The debate to hire zoning enforcement officials has occurred often in City Council meetings. The city is nearing the period when they will create a new budget for Fiscal 2015 and the question of zoning code enforcement could reappear.

The mayor also said, “Regarding development in the city, things have not stopped.” He pointed to the Genoa Road, US Route #20 intersection as a site where projects are under consideration. “We want to focus our attention on the area (along US Route #20) from Genoa Road to Irene Road,” the mayor added.

He spoke briefly of the expected altered focus of the local Kmart Store. He attributed that decision to the parent corporation rather than in response to any weakness in the city.

During the years that the mayor had served

as an alderman he often spoke of the need for a capital improvement plan. The mayor said, “My vision of a capital improvement plan is really a communitywide plan with everyone participating.” He said that county representatives and citywide taxing bodies should participate in setting a plan. He pointed to 2014 as a year when he hopes to bring this ideas before the City Council and to the attention of the region.

The Irene Road area is being developed with a partial interchange on Interstate 90 to help the Illinois Tollway Authority and their subcontractors to complete the interstate lane expansion project. He suggested that the area near Irene Road is zoned for commercial and industrial development. He also sees that area could allow for the hotels and dining establishments.

“The Genoa Road and Irene Road area is our best opportunity to build out our infrastructure for commercial and retail development,” the mayor added. He has met with a number of brokers representing developers that presented ideas that had not matured. One idea proposed an expanded medical center at Genoa Road but that has not yet come to fruition.

The mayor also said, “For a long time I have believed that Belvidere is the gateway to the ‘Golden Corridor’ that is Interstate 90 coming from Chicago.” The focus of that idea, he said, should not be on those from this region going to Chicago but those from Chicago coming to Belvidere.

The mayor also spoke of leaders of this area, from Boone to DeKalb and McHenry counties to plan development on a regional level. He suggested that area banks could team with elected officials to create a regional approach to lending to support development. He also said that Belvidere and/or Boone County should have a representative on the Rockford Airport Authority.

The mayor said that he believes that elected officials and business leaders are willing to work to set a regional approach to development. “In February or March,” Mr. Chamberlain said, “we will host an economic development conference here that will be sponsored by Growth Dimensions.” He expects to have a “tailored agenda” to discuss specific ideas that could lead to enhanced economic development in what remains a region of the state with the highest unemployment rate.

Finally Mayor Chamberlain briefly discussed the status of the Leath Building that the city acquired a few years ago for $1. He said that the city is seeking any ideas to make the site more valuable for development. The city is seeking a buyer for that site and some have appeared but no one has as yet presented a project that the city could support. For now the building is being used as a storage facility.

The mayor promoted the investment the city has made in downtown Belvidere. “Over 15 years the city has put back into downtown development more than $4 million and we have made an effort to advance downtown development,” said the mayor. He also said that his vision and that he and his administration seeks to create commercial and retail development to occur across the city.

Earlier this year the City Council cut the liquor license application fee in half from $20,000 to $10,000. The mayor said that he could support that cut but it remains to be seen if that step will bring a fine restaurant into downtown. There are, he said, a number of ideas for upscale establishments that could arise in Belvidere.

Mayor Chamberlain said, “I am enjoying this job more than I thought I would.” He expressed often the extent to which he is inspired and challenged by the job every day. When former Mayor Frederic Brereton left office he expressed similar sentiments for a job that in the last two elections has been decided by less than 15 votes. Mayor Chamberlain seemed inspired by the office and the opportunity to implement ideas to improve the city that was not available to him when he served the city as an alderman.

www.boonecountyjournal.com In Our 18th Year 815-544-4430 The Boone County Journal Nov. 1st., 2013 3

Publisher David C. Larson Editor James Middleton Design/Layout Ted Staniec Design/Advertising Dena Roethler Advertising Bethany Staniec Reporter Lisa Rodgers Reporter Ronnie Thompson Photography Susan Moran Richelle Kingsbury Aug. 1955 - June 2013

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PRESS RELEASESeptember 3, 2013Mary S, SteurerBoone County Clerk & Recorder

Petitions for the March 18, 2014 Primary may be picked up in the office of the Boone County Clerk at the Boone County Administration Building, 1212 Logan Avenue, Suite 103, Belvidere, Illinois 61008.

The offices that are up for nomination are Boone County Sheriff, Boone County Treasurer, Boone County Clerk & Recorder and County Board Members for Districts 1,2 & 3. Also, the offices that are up for election are Precinct Committeemen.The first day to file is November 25, 2013 and the last day will be December 2, 2013.

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Hit-and-Run DeathBy James Middleton

A hit–and-run incident on Sunday, October 27 at 4:30 a.m. resulted in the death of a Rockford woman, Lucy V. Sawyer-Ford. Ms. Sawyer-Ford was 72 years old when she was struck and killed. Belvidere Police found the body along the side of the road after responding to a medical call for help.

The incident occurred on Beloit Road at West Hills Boulevard in Belvidere. When emergency officials and police arrived the victim was lying by the side of the road. Police believe that the victim was walking along the side of the road after her vehicle had broken down near where she was found. It is uncertain what the victim had in mind when she left her car to walk on the roadside.

At this time, Belvidere Police are checking through a number of leads to find the perpetrator of this hit-and-run incident and the matter remains

under investigation. Anyone having information of this crime is

encouraged to contact the Belvidere Police Department at (815) 544-2135 or to call Crime Stoppers at (815) 547-7867. An anonymous tip to either the Belvidere Police Department or to Crime Stoppers that would result in the arrest of a suspect could earn the tipster with an award of up to $1,000.

“Spy v. Spy”The first public revelations came this spring when a reporter for the Manchester Guardian wrote a story that many

did not believe. The story claimed that the National Security Agency (NSA) was collecting vast amounts of data on everyone holding an Internet connection or a cellular telephone. Then the revelations broadened claiming that the NSA was gathering data on people around the globe including foreign leaders.

In August the President of Brazil found that the NSA had intercepted her conversations, then it was disclosed that French leaders were also victimized and last week the Chancellor of Germany found that her conversations had been recorded for years.

All of this listening occurred without a Court order as is required of any American governmental entity to perform wire-taps. The Fourth Amendment to the Constitution guarantees this protection. Today however, after the September 11 horror and approval of the Patriot Act and further “agreements” reached between cellular phone companies and Internet search providers, today, the NSA can work with little oversight by Congress or a Court.

In Congressional hearings, NSA officials sought to persuade elected officials that they were not listening to private conversations or reading personal Emails. However, Reuters has reported that FaceBook “likes” and Twitter messages are being gathered. Even though denials followed, the NSA continues to collect massive amounts of private conversations and messages around the globe every day.

The NSA continues to be the focus of public concern but concern should also focus on companies that have created a policy to provide data to the NAS to reach their goals as the corporation has a similar opportunity to gather client data and sell that information for a profit. Selling the information for a profit is not so much a problem as is the ability of Google to gather and evaluate email transmissions from their clients without oversight.

The question before American’s asks if they believe the federal government has been transparent in their disclosures. As the world has advanced from September 11, the lives of individual citizens in this nation and the world have become more transparent to the American government. But arguably, the activities of the federal government has become more opaque.

The Fourth Amendment was enacted to protect citizens from governmental tyranny as witnessed by unwarranted searches and seizures. Yet, much of what is going on resulted from citizens agreeing to the fine lines of contract law found in Internet and cellular telephone contacts that few consumers ever read. Contained within those agreements, millions of American’s granted to Google, Apple, Verizon, AT & T and others the right to gather information about them that was sold to unknown entities without disclosure to the client.

Soon after the Patriot Act was approved and the data gathering was begun, Verizon was granted a hold-harmless agreement by the federal government. This agreement was created to protect Verizon from civil lawsuits by clients that could have claimed, by giving data to the federal government they knowingly violated the Fourth Amendment rights of their clients.

In exchange for using Google as a portal to enter the Internet, citizens also gave them the contractual right to gather, hold, analyze and to read personal communications forever. Their clients also gave Google the right to sell personal data regarding where they go in the Internet and what they buy in the Internet. That is an ominous result yet, few if any understand what these companies and the federal government want to do or can do.

Most American’s seem little concerned with these activities that invade their privacy and compromise their name. Many believe the mollifying statements mouthed by bureaucrats claiming that personal messages are not being read. Yet, how can anyone be certain of the extent of the listening or can anyone be certain how a potential future despot might relate to the information to be mined within this mountain of data.

The deeper question asks who will manage the volume of data that continues to be gathered. The federal government has assigned warehouses in Utah and in Maryland, according to the Washington Post, to hold all of this data and Google appears to be doing the same with huge floating barges that hold and cool their server units.

American’s have a choice to manage this situation. They can deny that any further data will be gleaned from them by disconnecting from the Internet and shutting off their cellular telephone or they can continue to use these services and allow all of their communications to be gathered, analyzed and held forever.

The primary option for those that want to alter this policy is vested in a Court of law with the authority to determine if this activity can be allowed under the Constitution. Of late lawsuits challenging the NSA’s authority to continue this collection activity have begun to appear.

The genesis of this inquiry considered if the federal government could protect data that is deemed a state secret in United States v. Reynolds, 345 U.S. 1. This 1953 case saw the formal recognition of a “State Secrets Privilege” to protect sensitive information from public disclosure as an extension of presidential power. This case formed a legal basis for the collection of the data what emerged in Section #215 of the US Patriot Act of 2001 with the Act being extended until 2015.

In 2006 the American Civil Liberties Union (ACLU) filed a lawsuit challenging the NSA data collection activity that questioned the validity of the state secrets privilege. The case was dismissed then refiled and in February 2008 the Supreme Court refused to hear the appeal.

In January 2008 in Jewel v. NSA, 673 F. 3rd 902, that case challenged data gathering activity by the NSA in the Bush Administration. The case was dismissed in January 2010 but was reinstituted in December 2011. A US District Court in California refused to dismiss in July 2013 and the case continues.

In August another lawsuit appeared in ACLU v. Clapper that is moving through the system. The Supreme Court is where a definition of the extent of Fourth Amendment protections, the extent to which private companies can gather, market and to profit from private consumer information and the full reach of the federal government to gather personal data on people around the world may be answered.

However, most American’s are little concerned about this activity. Media commentators have discounted the NSA listening to governmental leaders as something that all governments do and, to quote some is, “No big deal.” The level of apathy among the citizenry cannot be underreported. Federal courts can resolve these questions and that is where answers should be sought.

Unknowing participation in a global dragnet gathering and storing data was not likely imagined by the public when they called Comcast to obtain an Internet connection or entered a Verizon store to buy a cellular telephone. The extent to which the federal government has teamed with private industry to violate the privacy of citizen’s boarders on criminal. But the CEO of Verizon will never be indicted.

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Illinois’ do-nothing Legislature does even lessBy Benjamin Yount | Illinois Watchdog

SPRINGFIELD — Illinois lawmakers are scared.

Voters go to the polls in March, and lawmakers’ anxiety over their respective fates has effectively frozen the Legislature.

Lawmakers left the fall veto session after two days, and the House and Senate canceled a Thursday session because they had nothing to do. They haven’t moved on reforming Illinois’ worst-in-the-nation $130 billion pension debt or decided whether to legalize gay marriage. What should be a friendly election-year plan to get tougher on gun-toting criminals languishes.

“The fact that you have a primary in March means lawmakers who are concerned about who their opponent might be are going to not want to take-on controversial issues,” University of Illinois at Springfield political science professor Kent Redfield said.

Redfield, who has watched the Illinois General Assembly for decades, said election year paralysis is typical.

Still, there’s plenty of blame to go around.“I worked for two governors, Jim Thompson

and Jim Edgar, that moved things along even in an election year,” said Sen Kirk Dillard, R-24th District, and a candidate for governor. “We

have a pension crisis to choke a horse. We have billions of dollars of unpaid bills, and for the Democrats to sit here and do nothing is absolutely unconscionable.”

Democrats have controlled both chambers of the Legislature and the governor’s mansion since 2002.

LIGHTS OUT: Few votes will light up the big board in the Illinois House.

That long tenure gives Democrats more of an incentive to get things done, Redfield said. Or should, anyway.

“If you don’t get anything done (this fall), you’re certainly not going to get it done before the primary,” Redfield said. “But it may make some political sense to (vote) after the primary.”

Democrat state Rep. Mike Zalewski of the 21st District said most voters would call it “inside baseball,” but, he said, elections can lead to inaction.

“Next year you’ll probably see a lighter work load … with the idea that people will be less likely to want to vote for something controversial,” Zalewski said.

Redfield thinks lawmakers will try to agree on pension reform between the March primary and the end of the spring session in May. Redfield expects lawmakers to legalize gay marriage in the spring.

Lawmakers are due back for three more days of veto session, at a cost of more than $43,000 per day, Nov. 5-7.

Contact Benjamin Yount at BYount@Watchdog.org and find him on Twitter @BenYount.

JOURNAL

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Kathy Schultz of Belvidere participates in a painting class at the Keen Age Center in Belvidere Thursday, Oct. 31. This photo and others taken by Susan Moran during the week, can be purchased from our photo gallery at www.boonecountyjournal.com

Donna Thomas, (center), of Belvidere, assists Laura Castellanos of Garden Prairie with painting techniques at the Keen Age Center in Belvidere Thursday, Oct. 31 during Donna’s Fine Art Painting Class.This photo and others taken by Susan Moran during the week, can be purchased from our photo gallery at www.boonecountyjournal.com

Illinois’ real pension crisis: Finding enough taxpayers to pay the billsBy Benjamin Yount | Illinois Watchdog

SPRINGFIELD — The top Democrat in the Illinois Senate says the state’s worst-in-the-nation pension debt is not a crisis. And he’s right.

Senate President John Cullerton points out that Illinois’ pension debt merely is slowly bankrupting the state.

WHO IS GOING TO PAY? Andrzejewski says Illinois cannot afford the generous pensions promised to public workers.

Cullerton said the real crisis, in his mind, is making sure there is enough tax revenue to pay the states’ nearly $9 billion a year pension payment. But he is wrong.

Cullerton should be worried there are enough taxpayers to pay the bills.

Illinois have close to 1 million government workers — teachers, state employees, local cops and firefighters, and federal employees all due some sort of public pension.

But there only 4 million workers in both the public and private sectors combined, and the total public-sector pension debt is astronomical.

“The entire gross domestic product (GDP) of Illinois, the measure of all goods and services produced in the state, is only $644 billion,” Adam Andrzejewski, founder of the watchdog OpenTheBooks.com told Illinois Watchdog. “The teachers’ retirement plan is underfunded by estimates of $100-$200 billion. That’s up to one-third of everything produced by the entire economy in a year. It’s a crisis verging on bankruptcy.”

Andrzejewski said there is no way 75 percent of workers in Illinois can continue to guarantee 90 percent of the costs for “gold plated” public pensions for just 25 percent of workers.

“Those government employees have guaranteed salaries, generous sick time and vacation packages, most have 80-100 percent paid health insurance,” Andrzejewski said. “None of this is found amongst rank-and-file employees in the private sector.”

State Rep. Tom Morrison, R-Palatine, said Illinois needs to head off its real crisis and end defined-benefit public pensions.

VOTE WITH THEIR FEET: Morrision says taxpayers can veto pension costs by leaving Illinois. “The taxpayers that we are counting on to help subsidize retirements are getting more and more concerned about (paying) higher taxes,” Morrision said.

Morrison is one of a handful of lawmakers pushing for a 401(k)-style retirement plan.

Pension continued to page...17

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R

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

ASSOCIATED BANK, NATIONAL ASSOCIATION Plaintiff, -v.- ERIC J. SWENSON, SANDRA R. SWENSON AKA SANDRA RAE SWEN-SON, STOCK BUILDING SUPPLY, KITZMAN’S, LTD. , TODD LA-BUY CONSTRUCTION, HERMANSON PAINTING & DECORATING , GENE NELSON & SONS, INC. Defendant

11 CH 356 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pur-suant to a Judgment of Foreclosure and Sale entered in the above cause on August 20, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on November 26, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 10215 Creekside Place, Belvidere, IL 61008 Prop-erty Index No. 05-08-330-004. The real estate is improved with a single family residence. The judgment amount was $770,674.35. Sale terms: The bid amount, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, shall be paid in certified funds immediately by the highest and best bidder at the conclusion of the sale. No fee shall be paid by the mortgagee acquiring the residential real es-tate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirma-tion by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the con-dition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condomini-um Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWN-ER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN AC-CORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORT-GAGE FORECLOSURE LAW. For information, contact Plaintiff’s attor-ney: HEAVNER, SCOTT, BEYERS & MIHLAR, LLC, 111 East Main Street, DECATUR, IL 62523, (217) 422-1719. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. HEAVNER, SCOTT, BEYERS & MIHLAR, LLC 111 East Main Street DECATUR, IL 62523 (217) 422-1719 Case Number: 11 CH 356 TJSC#: 33-22154 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector at-tempting to collect a debt and any information obtained will be used for that purpose.I566202 Published in the Boone County Journal 10-18/25 11/1

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERIVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP Plaintiff, -v.- GARY C. STARNES, UN-KNOWN OWNERS AND NON-RECORD CLAIMANTS Defendant

11CH 489 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pur-suant to a Judgment of Foreclosure and Sale entered in the above cause on June 18, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on November 12, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 2604 GUSTAFSON ROAD, Belvidere, IL 61008 Property Index No. 05-04-400-001. The real estate is improved with a townhouse. The judgment amount was $231,273.03. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire trans-fer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-

IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUITBOONE COUNTY - BELVIDERE, ILLINOIS

JPMorgan Chase Bank, National Association Plaintiff, Vs. Michael S. Ralston; et. al. Defendants, 12CH 199NOTICE OF SALEPUBLIC NOTICE is hereby given that pursuant to a Judgment of Fore-closure entered in the above entitled cause on OCTOBER 16, 2012 LENDER SALES OF ILLINOIS LLC will on NOVEMBER 15, 2013, at the hour of 11:30 AM., or soon thereafter, at the front doors of the Boone County Courthouse located at 601 N. Main Street, Belvidere, IL 61008, sell to the highest bidder for cash, the following described property:The common address of said real estate is: 9727 Illinois Route 173, Capron, IL 61012PIN:04-10-400-002 Description of premises: RESIDENTIALSale Terms: 25% down by certified funds at the close of the auction: The balance, including the Judicial sale fee for Abandoned Residential Prop-erty Municipality Relief Fund, which is calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special as-sessments or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “as is” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale.If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.” If the property is a condominium, the purchasers other than mortgagees will be required to pay any assessments and legal fees due under The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If the property is located in a common interest community, purchasers other than mortgagees will be required to pay any assessment and legal fees due under the Condominium Property Act, 765 ILCS 605/18.5(g-1).No refunds. The property will NOT be open for inspection. For informa-tion: Sales Clerk, Codilis and Associates, P.C., Plaintiff’ Attorney15 W. 030 North Frontage Road, Suite 100, Burr Ridge, Illinois 60527Attorney Number 0468002, (630) 794 - 5300, File No: 14-12-02462I567921 Published in the Boone County Journal 10-18/25 11/1

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

ONEWEST BANK, FSB (D/B/A FINANCIAL FREEDOM, A DIVI-SION OF ONEWEST BANK, FSB) Plaintiff, -v.- PEGGY DOUTHAT, et al Defendants11 CH 00429 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pur-suant to a Judgment of Foreclosure and Sale entered in the above cause on August 20, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on November 22, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 1203 8TH AVENUE, BELVIDERE, IL 61008 Property Index No. 05-35-255-005. The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment credi-tor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any represen-tation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this prop-erty is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condomini-um Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORT-GAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, examine the court file or contact Plaintiff’s attorney: CODILIS & AS-SOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876. Please refer to file number 14-11-22109. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status re-port of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-11-22109 Attorney ARDC No. 00468002 Case Number: 11 CH 00429 TJSC#: 33-20047 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any infor-mation obtained will be used for that purpose.I568451 Published in the Boone County Journal 10-25 11-1/8

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIR-CUIT BOONE COUNTY, ILLINOIS

ONEWEST BANK, FSB (D/B/A FINANCIAL FREEDOM, A DIVI-SION OF ONEWEST BANK, FSB) Plaintiff, -v.- PEGGY DOUTHAT, et al Defendants

11 CH 00429 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursu-ant to a Judgment of Foreclosure and Sale entered in the above cause on August 20, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on November 22, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real es-tate: Commonly known as 1203 8TH AVENUE, BELVIDERE, IL 61008 Property Index No. 05-35-255-005. The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment credi-tor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any represen-tation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this prop-erty is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condomini-um Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORT-GAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, examine the court file or contact Plaintiff’s attorney: CODILIS & AS-SOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876. Please refer to file number 14-11-22109. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status re-port of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-11-22109 Attorney ARDC No. 00468002 Case Number: 11 CH 00429 TJSC#: 33-20047 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION Plaintiff, -v.- MARTIN ARCE, et al Defendant

11CH 159 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pur-suant to a Judgment of Foreclosure and Sale entered in the above cause on May 15, 2012, an agent for The Judicial Sales Corporation, will at 1:00 PM on December 3, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 1539 RUBY STREET, BELVIDERE, IL 61008 Property Index No. 05-26-102-052. The real estate is improved with a one story single family home with an attached garage. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be

W13-0242

IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUITCOUNTY OF BOONE - BELVIDERE, ILLINOIS

BANK OF AMERICA, N.A.; Plaintiff, vs. JONATHAN W. LERNER; ANNA M. LERNER; CANDLEWICK LAKE ASSOCIATION, INC.; UNKNOWN HEIRS AND LEGATEES OF JONATHAN W. LERNER, IF ANY; UNKNOWN HEIRS AND LEGATEES OF ANNA MLERNER, IF ANY; UNKNOWN OWNERS AND NON RECORDCLAIMANTS; Defendants,13CH 54NOTICE OF SALEPUBLIC NOTICE is hereby given that pursuant to a Judgment of Fore-closure entered in the above entitled cause on April 9, 2013, Intercounty Judicial Sales Corporation will on Thursday, December 5, 2013, at the hour of 12:15 p.m. inside the front entance of the Boone County Court-house, 601 North Main Street,, Belvidere, Illinois 61008, sell to the high-est bidder for cash, the following described mortgaged real estate:Commonly known as 115 Drew Court Northeast, Poplar Grove, IL 61065.P.I.N. 03-22-253-014.The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. For information call Sales Clerk at Plaintiff’s Attorney, The Wirbicki Law Group, 33 West Monroe Street, Chicago, Illinois 60603. (312) 360-9455 W13-0242.I569425 Published in the Boone County Journal 10/25 11/1/8

1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff’s attorney: JOHNSON, BLUMBERG & ASSOCIATES, LLC, 230 W. Monroe Street, Suite #1125, Chicago, IL 60606, (312) 541-9710. Please refer to file number 11-0450. THE JU-DICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. JOHNSON, BLUMBERG & ASSOCIATES, LLC 230 W. Monroe Street, Suite #1125 Chicago, IL 60606 (312) 541-9710 Attorney File No. 11-0450 Case Number: 11 CH 489 TJSC#: 33-21955 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I567259 Published in the Boone County Journal 10-18/25 11/1

deemed to be a debt collector attempting to collect a debt and any infor-mation obtained will be used for that purpose.I568451 Published in the Boone County Journal 10/25 11/1/8

www.boonecountyjournal.com In Our 18th Year 815-544-4430 The Boone County Journal Nov. 1st., 2013 7

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIR-CUIT BOONE COUNTY, ILLINOIS

PNC BANK, NATIONAL ASSOCIATION Plaintiff, -v.- ROSALINDA ORTIZ, et al Defendant

13CH 00142 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pur-suant to a Judgment of Foreclosure and Sale entered in the above cause on August 20, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on November 26, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 3021 HIDDENGREEN DRIVE, BEL-VIDERE, IL 61008 Property Index No. 06-31-480-006. The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corpo-ration. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judg-ment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The sub-ject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirma-tion by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the con-dition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit,

IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUITCOUNTY OF BOONE - BELVIDERE, ILLINOIS

TCF NATIONAL BANK, Plaintiff, vs. TIMOTHY D. PREIHS A/K/A TIM PREIHS; JILL L. PREIHS; AMERICAN CHARTERED BANK; CANDLEWICK LAKE ASSOCIATION INC.; UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, Defendants,

13 CH 116NOTICE OF SALEPUBLIC NOTICE is hereby given that pursuant to a Judgment of Fore-closure entered in the above entitled cause on June 18, 2013, Intercounty Judicial Sales Corporation will on Thursday, December 5, 2013, at the hour of 12:15 p.m. inside the front entance of the Boone County Court-house, 601 North Main Street Belvidere, Illinois 61008, sell to the highest bidder for cash, the following described mortgaged real estate:Commonly known as 110 Staffordshire Drive NE, Poplar Grove, IL 61065.P.I.N. 03-22-404-029.The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest commu-nity, the purchaser of the unit other than a mortgagee shall pay the assess-ments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. For information call Mr. David T. Cohen at Plain-tiff’s Attorney, David T. Cohen & Associates, LTD., 10729 West 159th Street, Orland Park, Illinois 60467-4531. (708) 460-7711.I569423 Published in the Boone County Journal 10/25 11/1/8

12-013787

IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUITCOUNTY OF BOONE - BELVIDERE, ILLINOIS

NATIONSTAR MORTGAGE LLC; Plaintiff, vs. RICARDO ABON-ZA; ANGELICA BORJA; FEDERICO ESTRADA; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FREMONT INVESTMENT & LOAN, ITS SUCCESSORS AND ASSIGNS ATLANTIC CREDIT & FINANCE INC.; Defendants,

12CH 523NOTICE OF SALEPUBLIC NOTICE is hereby given that pursuant to a Judgment of Fore-closure entered in the above entitled cause on March 26, 2013, Inter-county Judicial Sales Corporation will on Thursday, December 5, 2013, at the hour of 12:15 p.m. inside the front entance of the Boone County Courthouse, 601 North Main Street, Belvidere, Illinois 61008, sell to the highest bidder for cash, the following described mortgaged real estate:Commonly known as 407 Jayde Place, Poplar Grove, IL 61065.P.I.N. 03-24-476-030.The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest com-munity, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condo-minium Property Act. Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. For information call Sales Department at Plain-tiff’s Attorney, Manley Deas Kochalski, LLC, One East Wacker Drive, Chicago, Illinois 60601. (312) 651-6705. 12-013787I569424 Published in the Boone County Journal 10/25 11/1/8

IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUITCOUNTY OF BOONE - BELVIDERE, ILLINOIS

AMERICAN AIRLINES FEDERAL CREDIT UNION Plaintiff, vs. JOSEPH GRANA AKA JOSEPH A. GRANA JR.; DEBORAHGRANA; RIVERBEND NORTH HOMEOWNER’S ASSOCIATION; ALLIED FIRST BANK; CAPITAL ONE BANK A/B/A CAPITAL ONE BANK (USA), N.A.; UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defen-dants,

12CH 497NOTICE OF SALEPUBLIC NOTICE is hereby given that pursuant to a Judgment of Fore-closure entered in the above entitled cause on September 3, 2013, Inter-county Judicial Sales Corporation will on Thursday, December 5, 2013, at the hour of 12:15 p.m. inside the front entance of the Boone County Courthouse, 601 North Main Street, Belvidere, Illinois 61008, sell to the highest bidder for cash, the following described mortgaged real estate:Commonly known as 606 Commander Place, Belvidere, IL 61008.P.I.N. 05-24-454-008.The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest commu-nity, the purchaser of the unit other than a mortgagee shall pay the assess-ments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. For information call Mr. Anthony Porto at Plain-tiff’s Attorney, Freedman Anselmo, Lindberg LLC, 1807 West Diehl Road, Naperville, Illinois 60563-1890. (866) 402-8661. For Bidding in-structions visit www.fal-illinois.com 24 hours prior to sale. F12100205I569426 Published in the Boone County Journal 10/25 11/1/8

accepted. The balance, including the Judicial sale fee for Abandoned Res-idential Property Municipality Relief Fund, which is calculated on resi-dential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to gen-eral real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assess-ments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SEC-TION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information: Visit our website at service.atty-pierce.com. be-tween the hours of 3 and 5 pm. PIERCE & ASSOCIATES, Plaintiff’s Attorneys, One North Dearborn Street Suite 1300, CHICAGO, IL 60602. Tel No. (312) 476-5500. Please refer to file number PA1106519. THE JU-DICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. PIERCE & ASSOCIATES One North Dearborn Street Suite 1300 CHICAGO, IL 60602 (312) 476-5500 Attorney File No. PA1106519 Case Number: 11 CH 159 TJSC#: 33-21428I568858 Published in the Boone County Journal 10/25 11/1/8

the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condomini-um Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWN-ER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN AC-CORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORT-GAGE FORECLOSURE LAW. For information, examine the court file or contact Plaintiff’s attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876. Please refer to file number 14-13-08894. THE JUDI-CIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-13-08894 Attorney ARDC No. 00468002 Case Number: 13 CH 00142 TJSC#: 33-19639 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I569116 Published in the Boone County Journal 10/25 11/1/8

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

PNC BANK, NATIONAL ASSOCIATION Plaintiff, -v.- RACHEL MC-DOUGALL, JASON MCDOUGALL Defendant

13CH 11 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursu-ant to a Judgment of Foreclosure and Sale entered in the above cause on April 30, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on December 16, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 1516 James Ct., Belvidere, IL 61008 Property In-dex No. 05-26-102-051. The real estate is improved with a single family residence. The judgment amount was $210,441.09. Sale terms: The bid amount, including the Judicial sale fee for Abandoned Residential Proper-ty Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, shall be paid in certified funds immedi-ately by the highest and best bidder at the conclusion of the sale. No fee shall be paid by the mortgagee acquiring the residential real estate pur-suant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any repre-sentation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the con-dition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condomini-um Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWN-ER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN AC-CORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORT-GAGE FORECLOSURE LAW. For information, contact Plaintiff’s attor-ney: HEAVNER, SCOTT, BEYERS & MIHLAR, LLC, 111 East Main Street, DECATUR, IL 62523, (217) 422-1719. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. HEAVNER, SCOTT, BEYERS & MIHLAR, LLC 111 East Main Street DECATUR, IL 62523 (217) 422-1719 Case Number: 13 CH 11 TJSC#: 33-23279 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector at-tempting to collect a debt and any information obtained will be used for that purpose.I569093 I569688 Published in the Boone County Journal 11/1/8/15

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, Plaintiff, -v.- RO-BERTO RAMIREZ, et al Defendant

12 CH 309 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pur-suant to a Judgment of Foreclosure and Sale entered in the above cause on August 27, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on November 27, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 102 PICADILLY DR SE, Poplar Grove, IL 61065 Property Index No. 03-26-180-024. The real estate is improved with a single family residence. The judgment amount was $151,638.34. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to gen-eral real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assess-ments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff’s attorney: HAUSELMAN, RAPPIN & OLSWANG, LTD., 39 South LaSalle Street - Suite 1105, CHICAGO, IL 60603, (312) 372-2020. Please refer to file number 12-6500-556. THE JU-DICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. HAUSELMAN, RAPPIN & OLSWANG, LTD. 39 South LaSalle Street - Suite 1105 CHICAGO, IL 60603 (312) 372-2020 Attorney File No. 12-6500-556 Case Number: 12 CH 309 TJSC#: 33-23514 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I570366 I569688 Published in the Boone County Journal 11/1/8/15

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

ONEWEST BANK, FSB Plaintiff, -v.- SALLY IDSTEIN, et al Defendant

13 CH 00005 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursu-ant to a Judgment of Foreclosure and Sale entered in the above cause on August 27, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on December 3, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 310 KNOLL ROAD, BELVIDERE, IL 61008 Property Index No. 05-19-352-003. The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment credi-tor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR STRUC-TURED ASSET INVESTMENT LOAN TRUST, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-9 Plaintiff, -v.- MAXIMILIANO ALVARADO, PRAIRIE GREEN HOMEOWNERS ASSOCIATION, SORINA ALVARDO, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defendant

12CH 350 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursu-ant to a Judgment of Foreclosure and Sale entered in the above cause on August 27, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on December 2, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 304 RIDGESTONE TRAIL, Poplar Grove, IL 61065 Property Index No. 05-12-156-004. The real estate is improved with a single family residence. The judgment amount was $246,713.74.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Aban-doned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction there-of of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any repre-sentation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, or a unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). In accordance with 735 ILCS 5/15-1507(c)(1)(h-1) and (h-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the property, other than a mortgagee, shall pay the assessments and legal fees required by subsections (g)(1) and (g)(4) of section 9 and the assessments required by subsection (g-1) of section 18.5 of the Illinois Condominium Property Act. IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff’s attorney: Anthony Porto, FREEDMAN ANSELMO LINDBERG LLC, 1807 W. DIEHL ROAD, SUITE 333, NAPERVILLE, IL 60563, (866) 402-8661 For bidding instructions, visit www.fal-illinois.com.. Please refer to file number F1230306. THE JU-DICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. FREEDMAN ANSELMO LINDBERG LLC 1807 W. DIEHL ROAD, SUITE 333 NAPERVILLE, IL 60563 (866) 402-8661 E-Mail: foreclosurenotice@fal-illinois.com Attorney File No. F1230306 Attorney ARDC No. 3126232 Case Number: 12 CH 350 TJSC#: 33-23799 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I570740 I569688 Published in the Boone County Journal 11/1/8/15

8 Nov. 1st., 2013 The Boone County Journal 815-544-4430 In Our 18th Year www.boonecountyjournal.comsubject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any represen-tation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this prop-erty is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condomini-um Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORT-GAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, examine the court file or contact Plaintiff’s attorney: CODILIS & AS-SOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876. Please refer to file number 14-12-34481. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status re-port of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-12-34481 Attorney ARDC No. 00468002 Case Number: 13 CH 00005 TJSC#: 33-19787 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any infor-mation obtained will be used for that purpose.I570704 I569688 Published in the Boone County Journal 11/1/8/15

IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUITCOUNTY OF BOONE - BELVIDERE, ILLINOIS

CHASE HOME FINANCE LLC, SUCCESSOR BY MERGER TO CHASE MANHATTAN MORTGAGE CORPORATION; Plaintiff, vs. JOSEPH G. THOMPSON; VIRGINIA F. THOMPSON; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INCM & I BANK; BOONE COUNTY; ET. AL.; Defendants,

08CH 166NOTICE OF SALEPUBLIC NOTICE is hereby given that pursuant to a Judgment of Fore-closure entered in the above entitled cause on January 7, 2008, Inter-county Judicial Sales Corporation will on Thursday, December 12, 2013, at the hour of 12:15 p.m. inside the front entance of the Boone County Courthouse, 601 North Main Street, Belvidere, Illinois 61008, sell to the highest bidder for cash, the following described mortgaged real estate:Commonly known as 206 Fairview St., Belvidere, IL 61008.P.I.N. 05-25-131-011.The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest commu-nity, the purchaser of the unit other than a mortgagee shall pay the assess-ments required by subsection (g-1) of Section 18.5 of the condominium Property Act Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. For information call Mr. Anthony Porto at Plaintiff’s Attor-ney, Freedman Anselmo, Lindberg LLC, 1807 West Diehl Road, Naper-ville, Illinois 60563-1890. (866) 402-8661. For Bidding instructions visit www.fal-illinois.com 24 hours prior to sale. F08040033I570267 I569688 Published in the Boone County Journal 11/1/8/15

UNITED STATES DISTRICT COURTFOR THE NORTHERN DISTRICT of ILLINOIS

WESTERN DIVISIONHSBC BANK USA, N A as Trustee for The registered holders of Renaissance Home Equity Loan Trust 2006-1 Plaintiff, Case No.3:11-cv-50234Eileen A. Jarocki, BMO Harris Bank District Judge: Philip G. ReinhardDefendants. NOTICE OF SPECIAL COMMISSIONER’S SALE ( INTERESTED PARTIES ARE ADVISED TO CONSULT WITH THEIR OWN ATTORNEYS BEFORE BIDDING AT THE FORECLOSURE SALE) As required by the Judgment entered in the above cause on September 24, 2012, Public Notice is given that 11:00 a.m. On November 20, 2013 at the front door of the Boone County Court House in Belvidere, Illinois; Special Commissioner Anthony R. Fabiano will sell to the highest bidder the premises described as follows; Commonly Known as 620 Van Buren, Belvidere, IL 61008 Plaintiff was awarded a judgement for $124,531.64 in the foreclosure suit Sale Terms: Ten percent (10%) of the purchase price must be paid at the time of purchase by cashier’s check, certified funds or other acceptable bank funds; the balance of the purchased price must be paid by cashier’s check, certified funds or other acceptable bank funds within 24 hours of purchase. No refunds will be made. The property will be sold subject to general taxes, special assessments, liens and restrictions of record.At the time the sale is made, the purchaser will be given a Certificate of Sale which will entitle the purchaser to a Special Commissioner’s Deed upon approval of the sale by the District Judge unless the property is redeemed according to law.Interested persons may contact Attorney Anthony R. Fabiano at 321 West State Street, Rockford, Illinois; 815-965-6781Anthony R. FabianoSpecial Commissioner for the United States District CourthouseNorthern District of Illinois,Western Division. Published in the Boone County Journal 11/1/8/15

Dena I. Roethler dena@boonecountyjournal.com

Office: 815-544-4430 Direct: 815-217-1344

Brrrrrrrrrr.... Don’t Be Caught Out

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St. James School Pre-K Students Josie Becker, (left in front), Maddie Wickersham, both of Belvidere,Grace Gimbert, (left in rear), Sean O’Connell, and Brooke Bleile, all of Poplar Grove, Pose for a photo Wednesday, October 30th. with the Owl masks they made after learning about Nocturnal animals in their classroom. This photo and others taken by Susan Moran during the week, can be purchased from our pho-to gallery at www.boonecountyjournal.com

www.boonecountyjournal.com In Our 18th Year 815-544-4430 The Boone County Journal Nov. 1st., 2013 9

Craft Bazaar & Bake Sale Sat. Nov 9th, 2013 7:30 am-4:00 pm

First Baptist Church Appleton & W. Jackson

Belvidere, IL (Handicap Accessible)

Crafts • Stitchery • Bakery • Holiday Gifts

•Seasonal Gifts

Chili Luncheon 11 am-1:00 pm 815-547-5800

EXPIRES 11/15/13 EXPIRES 11/15/13 BCJ110113 BCJ110113

$ 25 OFF $ 25 OFF Any Service of $150 00

or More

Simply bring this coupon when you make an appointment at any Butitta Brothers Automotive Service location. If your service bill is less than $150, we will deduct 10% from your bill. Good on most cars. Offer cannot be combined with any other offers. not valid on tire purchases, radiator shop sales or wholesale parts purchases. Call for appointment.

HOLIDAY BAZAAR BAKE SALE And Luncheon

Saturday, November 9th, 2013 9:00 A.M. - 3:00 P.M.

FIRST PRESBYTERIAN CHURCH 221 N. Main Street, Belvidere

The luncheon will be served from 11 a.m. - 1 p.m. in Fellowship Hall.

Christmas decorations, ornaments, swags, dolls, collectible plates and wreaths are just some of the holiday gifts we will be seeing.

Please join in and make this a event a big success.

Tickets are available for $9 00 . Please contact the office at 815-544-6402. Tickets NOT sold at door.

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Louise Miles of Belvidere paints plastic eggs to make holiday ornaments during a painting class Thursday, Oct.31 at the Keen Age Center In Belvidere. This photo and others taken by Susan Moran during the week, can be pur-chased from our photo gallery at www.boonecountyjournal.com

Greg Mishler, (left) of Genoa, Joe Tracey, Randy Krutza and Christopher Quist, all of Belvidere take a break from building the new garage connected to the St. James rectory in Belvidere, Wednesday October 30th. This photo and others taken by Susan Moran during the week, can be purchased from our photo gal-lery at www.boonecountyjournal.com

10 Nov. 1st., 2013 The Boone County Journal 815-544-4430 In Our 18th Year www.boonecountyjournal.comelementary school helped to complete a painting that incorporated two different artists and styles. They were given the school year to work with their art teacher to finish the details of each painting.”

He explained that the students at Meehan

Elementary worked on a hybrid painting of Vincent Van Gogh’s ‘Starry Night’ and Pablo Picasso’s ‘The Old Guitarist’. Students learned about two different historical works of art and two different art movements and had to help create a way they could be combined. Kit Scheidenhelm is a former Art Teacher at Belvidere High School and a volunteer for the Boone County Arts Council. He said, “The

original BCAC project of three years ago grew out of concern that area children were having fewer and fewer opportunities to participate in the creative process. I was asked to come up with a group activity that 5th graders could participate in. The BCAC decided they liked the idea of a mural project based on what had been done in the community. They also wanted each 5th grader to be able to help. I knew that this would be a difficult task given the number of student and the time frame. I decided on 6 panels, one for each school.”

Kit added, “For subject matter I chose famous works of art, many of which were at the Art Institute of Chicago, which would allow students

to actually see the originals. I searched through images of both famous artists and famous works. I tried to pick things that would be familiar to people visually. From those choices I put together individual sketches of each work and then worked to fit them together so that each panel worked as an individual piece but also that all 6 panels worked together as a “unified composition.”

Her also said, “Cezanne is part of the ‘View of Mt. Victorie of Aix en Provence’, Seurat is ’Sunday Afternoon on Grande Jette Island’, Picasso is ‘Old Guitarist’, Dali is ‘Persistence of

“The Arts…Share the Vision”By Lisa Rodgers

From October 22 thru October 24, the Boone County Arts Council hosted the “Fifth Grade Arts Festival.” The event was funded in part by grants from the General Mills Foundation, the Funderberg Foundation through the District #100 “Foundation for Excellence in Education,” the Rockford Area Arts Council, and Richard and Kathie Curlee in memory of Morris and Frances Carter. The programs of the Boone County Arts Council are partially funded by the Illinois Arts Council, a state agency.

Sherry Lindquist, President of the Boone County Arts Council said, “October is Arts Month in Illinois. The Boone County Arts Council (BCAC) has proudly presented the Fifth Grade Arts Festival for three years because we believe, as stated in Governor Quinn’s Proclamation, that ‘the arts help foster discipline, creativity, imagination, self-expression, and problem solving skills.’ She also said that art education has been reduced or eliminated in the schools and this event exposes fifth graders to many areas of the arts. In three years that Council has had instructors in painting, writing, poetry, drama, photography, music, origami, pottery, and art from recycled materials.

She also explained, “The cooperative project between the BCAC and the elementary schools during the 2011 Festival was the creation of a mural. Each of the six panels featured reproductions of the works of two master painters. (Van Gogh’s ‘Starry Night’ and Grant Wood’s ‘American Gothic’).” Class instructors Kit Scheidenhelm and Gary Simon taught about the artist and his/her style. Students began to paint at the Festival and the panels were completed at the individual schools under the direction of the art teachers.

The entire completed mural was displayed at the annual BCAC Student Art Show and then donated to District #100 where the works are on permanent display at the Administrative Offices.

According to the BCAC in 2011, 4-foot by 4-foot mural panels were assigned to 5th grade art students from the following schools:

1. Vincent Van Gogh, Pablo Picasso – Meehan Elementary School2. Paul Cezanne, Georges Seurat –Perry Elementary School3. Edvard Munch, Andy Warhol –Lincoln Elementary School4. Salvador Dali, Grant Wood –Seth Whitman Elementary School5. Diego Rivera, Claude Monet –Kishwaukee Elementary School6. Michelangelo, & Georgia O’Keefe – Caledonia Elementary School

Joe Beard is a 5th Grade Art Teacher at Meehan Elementary and he said, “The students at each

1

2

3

4

www.boonecountyjournal.com In Our 18th Year 815-544-4430 The Boone County Journal Nov. 1st., 2013 11Memory’, Munch is ‘The Scream’, O’Keefe is ‘Sky Above Clouds’, Warhol is ‘Soup Can’, Monet is part of his ‘Water Lily’ series, Michelangelo is ‘Creation of man’, and VanGogh’s ‘Starry Night’ and Wood’s ‘American Gothic’.”

Mr. Scheidenhelm concluded, “This was not really a scientific or logical decision. The composite sketches were projected onto paper sheets the same size as each panel and traced. There was one panel for every school but that

did not mean that they would work only on that panel. The chalk outlines were further defined by light gray painted outlines. Each panel was accompanied by a color version that was taped above each panel for reference. We set up a system that was almost an assembly line, bringing students individually up and telling them, ‘Put this there and stop.’ I am not sure that the final version was true to the original color scheme but what was most important was students actually being able to help create a monumental piece of art.”

Sherry Lindquist added, “In 2012 the cooperative project was a cartoon strip. Local cartoonist, Bruce Quast, created an eight-panel storyline and each of the participating schools worked on one block of the story. During the class

Mr. Quast taught the students about developing the storyline, creating the characters, and the moral of the story. Again the individual panels were taken to the schools to be completed by the students under the guidance of the art teachers. A composite cartoon was created to be donated to each school so they have the whole story along with their panel.

Ms. Lindquist also said, “Each year we focus on a different area of the arts for our big project. We chose painting in 2011 using the masters, cartooning in 2012 to show how the moral of a story can teach a lesson, and in 2013 we decided to focus on poetry.”

She concluded by saying, “The Boone County Arts Council is a not-for-profit all volunteer organization. We would not be able to offer the children’s programming such as the Fifth Grade Arts Festival or the Student Art Show or the Concerts in the Park without the help of our volunteers or the cooperative effort with the Park District, the school districts, the Community Building board and staff, and local businesses and organizations. All of our funding comes from grants, sponsorships, donations and memberships.”

Those interested in joining the “Share the Vision” of the Arts should contact the BCAC office at 815-544-6242 and leave a message or call Sherry Lindquist 815-332-8900 or Karen Shifo 815-885-3360.

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ADVERTISE IN THE BOONE COUNTY JOURNAL

CALL DENA @ 815-544-4430

12 Nov. 1st., 2013 The Boone County Journal 815-544-4430 In Our 18th Year www.boonecountyjournal.com

Community Briefs

Flora Grange #1762 invites the public to its Annual Fall Roast Beef Dinner, Sunday, November 10th at Flora Grange Hall, 2105 Stone Quarry Rd., three miles south of bypass 20 (Appleton exit). Please note the Stone Quarry Bridge over the Tollway is closed so please use Pearl Street to Bates Rd as an alternate route.

Reservations are being taken for two servings at 11:30am and 12:45pm. Adults are $12 and children 6-12 $5.00. Call 815-985-8544 or 815-494-6927 or 815-222-6173. Tickets will be available at the door. Carry outs available.

The dinner features a super homemade salad bar and a bake sale of homemade delights and, of course the mouth watering and tender and tasty roast beef prepared by the member “chefs” of Flora Grange.

Proceeds from the dinner will go toward Flora’s community service projects so enjoy a good home cooked meal and help others at the same time. The Grange is a national organization based in Washington DC with 2100 chapters throughout the country. The Grange membership is families supporting agriculture and their local communities with a wide variety of community service projects. Flora is one of seven chapters in Boone County which own and operate the Boone County Fair among other projects.

Plan now to attend the 25th annual “Wonderful World of Christmas” craft/vendor show Sunday, November 10, 2013 at the Genoa-Kingston High School on Route 72 (just west of town) from 10 a.m. to 4 p.m. in Genoa, IL. Over 125 area crafters, vendors and businesses will display their items. Crafters are from over 20 towns. New this year is small and large stained glass panels, caricatures drawn while you wait and much more. Bake sales, food booths and over 300 grab bag gifts will also be available. Santa will arrive at Santa’s Corner at 11:00 and stay until 1:00 to hear special wishes. Candy canes will be given out by one of Santa’s elves. Bring your camera! Fourth graders from Genoa Elementary will serenade with poplar songs, Belvidere North High School choir will entertain, and a local guitarist will perform. All the excitement and fun costs only $1 for adults and 50 cents for children. There are over 100 chances to win door prizes. A 50/50 cash drawing will take place at the end of the show plus a hand-crocheted afghan will be raffled. This event is sponsored by the Genoa Community Women’s Club to benefit the college scholarship fund. Scholarships are awarded each year to deserving graduating high school seniors. Last year 4 students were awarded $1,000 each. The club also donates money throughout the year to community/area programs and people in need of help. In April the club held Bunco for Breast Cancer benefit to support local cancer centers and hospitals. Members are excited to be celebrating the 66th year as a club. Monthly meetings are held at 7:00 pm the 4th Tues. of each month at the Resource Bank (lower level) in Genoa. All women from the Genoa, Kingston and surrounding towns are welcome to help make a difference in the community. For more information about the show and/or meetings should contact Nancy at 815-761-0515.

Winnebago County, along with Freedom Field, Illinois Renewable Energy Association and Rock Valley College, presents the first renewable energy expo to the Rockford region! The Winnebago County Renewable Energy Expo, held at Rockford’s Klehm Arboretum on November 8, 2013 from 8:30 am – 2:30 pm, is designed to celebrate what has been done and is being done with renewable energy and energy efficiency in the Rockford area and is open to the public. Attendees will learn about renewable energy options and funding, network with industry experts and local businesses already utilizing renewable energy practices, and gain a better understanding how renewable energy practices can be applied in the real world. The $20 admittance fee includes a continental breakfast, education sessions, box lunch and exhibit viewing. Attendees are encouraged to pre- register online at WinnebagoEnergyExpo.com by Friday November 1 to guarantee a lunch. Subjects covered and information given will be on varied subjects from people who have implemented projects and practices in Transportation, Utility Scale Generation, Building Integration and Controls Technologies, Green Roofs, Large and Small Scale Solar PV and Solar Heating/Cooling, Wind, Manufacturing, Waste to Energy and Recycling/Repurposing. This is a small event, with a limit of 250 participants that is part symposium, part people networking, but purposed on deep information exchanges. Policy and market adoption barriers will be a major discussion subjects. This event is for active practitioners focused on learning, and information sharing. Expo exhibitors will get the chance to educate and share their position towards known practices and latest advances in renewable technology. The $250 exhibitor fee includes a display booth, listing in the program, admission for two to the Expo, and breakfast and lunch for two. Event sponsorships and advertising are also available. During the lunch program, Chairman Scott Christiansen will recognize Winnebago and Boone

organizations currently utilizing renewable energy initiatives. To nominate an organization, download the nomination form at HYPERLINK “http://www.wincoil.us/media/58121/callfornominees2013wcexpo.pdf” www.wincoil.us/media/58121/callfornominees2013wcexpo.pdf. Nominations must be received by October 4. Contact: Bob Ryder 815-399-2805 HYPERLINK “mailto:bob@kmkmedia.com” bob@kmkmedia.com.

34th Annual Christmas in the Country Arts & Crafts Show at Sandwich High School, Sandwich Middle School and Lynn Haskins Grade School. Sandwich – S. of Rt. 34 on Wells, Lions & Dayton St. Sat., Nov. 9th 9am-4pm and Sun., Nov. 10th 11am-4pm. Lunch served, door prizes and 150 crafters. $2 Admission (Benefits the Sandwich School Music Association). Shuttle Bus Service Between Schools. No strollers allowed!

The Kishwaukee College of Art Gallery will host “A Mighty Bunch of Characters” from September 30th-November 14th, 2013. Opening Reception on Monday October 7th from 5:00pm – 7:30pm.. Gallery Hours are Monday & Friday 10am – 3pm, Wednesday and Tursday 10am-7pm. 21193 Malta Rd., in Malta, IL 60150, for more information please call, 815-825-2086 Ext 5611. Curated by Dorthea Bilder. Closing Reception will be on Tuesday October 29th from 11am-1pm.

Holiday Bazaar, Bake Sale and Luncheon Saturday, November 9th, 2013 9:00 A.M. – 3:00 P.M. First Presbyterian Church, 221 N. Main Street, Belvidere. Tickets are available for $9.00. Please contact the office at 815-544-6402. Tickets NOT sold at the door. The luncheon will be served from 11 a.m. – 1 p.m. in Fellowship Hall. Christmas decorations, ornaments, swags, and wreaths are just some of the holiday gifts we will be seeing. Please join in and make this event a big success.The Stephenson County Antique Engine Club will sponsor it’s annual fall pancake supper and bake sale on Saturday, November 2, 2013. The event will be held at the Silvercreek Museum, 2954 S. Walnut Rd., Freeport, IL 61032 with serving beginning at 3:30pm and continuing until 7pm. The cost of the all you care to eat meal is $7.00 for adults and $3.00 for children under 12 years of age. The bake sale hours will be from 3:30pm to 7pm or until sold out. Bake sale items are individually price. Engine Club cookbooks will also be available to purchase at those times. Any questions about this event can be asked by calling 815-235-2198 on the day of the event or by calling 815-235-7329 prior to that date.

Big Thunder Grange Toy Show and Sale Sunday, November 17, 2013 9AM – 3PM at theCommunity Grange Hall, located at the Fairgrounds on Rt. 76, Belvidere. Many tables of Toy vendors from all over the Midwest, will be in attendance. With Farm Toys, Trucks, Nascar, Vindex, Arcade Toys, H.O. Trains to show and sell, plus many other items from suppliers, such as Ertile, Spec Cast, First Gear and other toy companies, also a couple of Tables of Crafts, and many things to see and do...DON’T MISS IT. Admission is $2.00 and lunch is available. For more information call Dean at 815-547-8380.

On Nov. 20th, 2013, Kirkland Historical Society’s Annual Meeting will be held at Olson’s Kirkland Chapel, 309 S. 5th St.; beginning at7PM. Our speaker for the evening will be Pat Brennan, talking about “Kirkland Sheep and Stock Yards.” A recent donation of WWII uniforms and keepsakes belonging to Evelyn and Edward Geary will be displayed. Refreshments will be served. All are welcome.

The Winnebago & Boone Counties Genealogical Society will hold its regular meeting at Spring Creek United Church of Christ, 4500 Spring Creek Road, Rockford, IL at 1:30 PM on Saturday, November 2, 2013. Kathe will go over important computer skills for genealogists, such as: backing up your computer; different file formats; how to download and move the downloaded files; and how to organize your files so that you can find them. She will also answer your own previously submitted questions, and any more you may come up with at the meeting! Kathe Mundinger is a Charter and Life member of WBCGS. She has been working on her own genealogy for 30 years and has been working on computers since 1978. She has taught at Highland Community College and Rock Valley College since 1995. All interested persons are welcome! Refreshments will be served. There is no cost to attend. For more information, call: (815) 708-6633. Visit us on the Web at: www.rootsweb.com/~ilwbcgs Find us on Facebook: facebook.com/WBCGS

Autumn Daze Craft Bazaar & Bake Sale Sat. Nov 9th, 2013 7:30 am-4:00 pm First Baptist Church, Appleton & W. Jackson, Belvidere, IL. (Handicap Accessible) Crafts, Stitchery, Bakery and Holiday Gifts. Chili Luncheon 11am-1:00 pm 815-547-5800.

Briefs continued to page..18

BELVIDER MAYOR MIKE CHAMBERLAIN

ELECTED TO IML BOARD OF DIRECTORS

Springfield, IL— This past week in Chicago, the Illinois Municipal League held its 100th Annual Conference. Over 1,500 mayors, council members, and local officials attended the conference recognizing IML’s “Century of Service to Illinois Municipalities.” The IML Conference is the gathering place for education, in-depth working sessions, and learning about new laws and responsibilities for municipalities and municipal officials. It is also where new officers are elected to lead the IML’s 1,124 municipal-membership.

On Saturday, October 19, 2013, the IML membership elected 36 Vice Presidents to take a leadership role within the statewide organization. Belvidere Mayor Mike Chamberlain was elected to serve as one of the Vice Presidents. This is a vital, active Board that carries out the mission of the IML.

The Illinois Municipal League is Illinois’ statewide lobby and education organization whose special interest is the people, so municipalities can have a powerful resource and voice in Springfield. IML’s mission is to keep decision making local.

“I am honored to represent my area in this statewide organization. Interacting with other elected municipal officials in Illinois will allow me to be on the forefront of innovation and positive progress while being a strong voice for my community and the people who elected me.”

ABOUT THE ILLINOIS MUNICPAL LEAGUEThe Illinois Municipal League was founded in 1913 and

has worked continuously for the benefit of municipalities. The Illinois Municipal League is a not-for-profit, non-political association of 1,124 municipalities in the State of Illinois. The League’s mission is to articulate, defend, maintain, and promote the interests and concerns of Illinois communities. The governing board is comprised of chief elected officials of member municipalities.

• Provides a formal voice for Illinois municipalities in matters involving common interests Promotes competence and integrity in administration of municipal government.

• Provides municipal officials knowledge and experience to best administer their duties.

• Provides direct informational mailings such as the Illinois Municipal Review monthly magazine; Legislative Bulletin published during the General Assembly session; Legal Bulletin published bi-monthly and sent to all municipal attorneys.

• Provides publications: the Illinois Municipal Handbook, Illinois Municipal Directory, Zoning Handbook.

• Educates members via conferences, road shows, and other educational meetings.

• Provides other member services, including the IML Risk Management Association, and staff resources.

• Member Municipalities Population: 10,716,575• IML Members are 96.3% of Total Municipal

Population• IML largest member: Chicago, population:

2,695,598• IML smallest member: Wenonah (Montgomery

County) population: 37

N e w s R e l e a s e

BANKRUPTCY * Will you pay some bills, but find yourself STILL IN DEBT OR SOON TO BE ? * Will you be doing this YEAR AFTER YEAR? * Perhaps NOW is the time for a Fresh Start.

Chapter 7 and Chapter 13 Debt Relief ATTORNEY HENRY REPAY

Local, personal & available to meet in person 930 W. Locust St., Belvidere * (815) 547-3369 We are a debt relief agency. We help people file for bankruptcy under the bankruptcy code.

20 YEARS EXPERIENCE

www.boonecountyjournal.com In Our 18th Year 815-544-4430 The Boone County Journal Nov. 1st., 2013 13

R.J. DANIELS FUEL & TIRE 8094 Fairgrounds Rd. • Belvidere, IL

HOURS: Monday-Friday 7 a.m. - 5 p.m. Saturday: 7 a.m. - 12 Noon. Closed Sunday

815-544-2118

$25 Mail In Rebate

PRE SEASON SNOWBLOWER SALE

PRE SEASON SNOWBLOWER SALE

Simplicity SS7522E 22” Clearing Width 7.50 Gross Torque

Electric Starter Briggs & Stranton Engine

Manual Chute

List............$550 SAVE ........$101 Sale Price..$449

List............$1,120 SAVE ........$121 Sale Price..$999

$75 Mail In Rebate

Simplicity M1227E 27” Clearing Width

11.5 Gross Torque Engine Electric Starter

Offers Ends on 11/30/13

S P O R T S U P D A T E

Freshman – Loss Bucs 30 - Titans -44 (Buc record-3-5) Sophomore – WON Bucs-40, Titans- 20 (Buc record-6-3) Varsity – Loss Bucs-27 , Titans- 50 (Buc record-4-5)

Freshman – WON Belv. N.-42, Jefferson- 25 (Belv. N record-2-7) Sophomore – WIN Belv. N-21, Jefferson- 14 (Belv. N record-4-5) Varsity – WIN over Jefferson by forfeit (Belv. N record-5-4)

Freshman – Not Available At Press Time (North Boone record) Sophomore – (North Boone record) Varsity – (North Boone record)

October 24th, 2013 Week of

Football

815544-4430

JOURNAL

Karen Ford of Belvidere paints a scenic picture on an old cream can Thursday, Oct. 31 during a painting class at the Keen Age Center in Belvidere.This photo and others taken by Susan Mo-ran during the week, can be purchased from our photo gallery at www.boonecountyjournal.com

14 Nov. 1st., 2013 The Boone County Journal 815-544-4430 In Our 18th Year www.boonecountyjournal.com

L E G A L N O T I C E S

BINGO THIS SUNDAY AT 1:00 PM VFW BELVIDERE

1310 W. Lincoln Ave., in Belvidere Lic. B03756

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$5 For First 15 W ord s/ 25 ¢ Per W ord T hereafter A d d $3 For B ord ered A d

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C all 815-544-4430 T O D AY ! Auctions • Autos • For Sale • Legals

SNOW SOLUTIONS ALL Driveways $15 or less!!! Call for competitive parking lot rates!!

815-378-8064

Legal notices published in the Boone County Journal also available on-line at Boonecountyjournal.com Statewide at at Publicnoticeillinois.com

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT vvvBOONE COUNTY, ILLINOIS

ASSOCIATED BANK, NATIONAL ASSOCIATION Plaintiff, -v.- ERIC J. SWENSON, SANDRA R. SWENSON AKA SANDRA RAE SWENSON, STOCK BUILDING SUPPLY, KITZ-MAN’S, LTD. , TODD LABUY CONSTRUCTION, HERMANSON PAINTING & DECORATING , GENE NELSON & SONS, INC. Defendant 11 CH 356 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursu-ant to a Judgment of Foreclosure and Sale entered in the above cause on August 20, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on November 26, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auc-tion to the highest bidder, as set forth below, the following described real estate: Lot Eight (8) as designated upon the Final Plat of Mallard Pointe at Beaver Creek, being a Subdivision in part of the Southwest Quarter of Section 8, Township 44 North, Range 3 East of the Third Principal Merid-ian, Boone County, Illinois, according to the Plat thereof recorded Octo-ber 12, 2006 as Document No. 2006R11366 in Plat File Index Envelope 360-B; situated in the County of Boone and State of Illinois. Commonly known as 10215 Creekside Place, Belvidere, IL 61008 Prop-erty Index No. 05-08-330-004. The real estate is improved with a single family residence. The judgment amount was $770,674.35. Sale terms: The bid amount, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, shall be paid in certified funds immediately by the highest and best bidder at the conclusion of the sale. No fee shall be paid by the mortgagee acquiring the residential real es-tate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirma-tion by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the con-dition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condomini-um Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWN-ER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN AC-CORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORT-GAGE FORECLOSURE LAW. For information, contact Plaintiff’s attor-ney: HEAVNER, SCOTT, BEYERS & MIHLAR, LLC, 111 East Main Street, DECATUR, IL 62523, (217) 422-1719. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. HEAVNER, SCOTT, BEYERS & MIHLAR, LLC 111 East Main Street DECATUR, IL 62523 (217) 422-1719 Case Number: 11 CH 356 TJSC#: 33-22154 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector at-tempting to collect a debt and any information obtained will be used for that purpose.I566202 Published in the Boone County Journal 10-18/25 11/1

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERIVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP Plaintiff, -v.- GARY C. STARNES, UN-KNOWN OWNERS AND NON-RECORD CLAIMANTS Defendant 11CH 489 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pur-suant to a Judgment of Foreclosure and Sale entered in the above cause on June 18, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on November 12, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: ALL THAT PARCEL OF LAND IN COUNTY OF BOONE, STATE OF ILLINOIS, AS MORE FULLY DESCRIBED IN DOCUMENT 04R0292 AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: A PART OF THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 4, TOWNSHIP 44 NORTH, RANGE 3 EAST OF THE THIRD PRINCIPAL MERIDIAN IN BELVIDERE TOWN-SHIP, BOONE COUNTY, ILLINOIS, DESCRIBED AS FOLLOWS: COMMENCING AT AN IRON STAKE MARKING THE NORTHWEST CORNER OF THE SOUTHEAST QUARTER OF SECTION 4, TOWN-SHIP 44 NORTH, RANGE 3 EAST OF THE THIRD PRINCIPAL ME-RIDIAN; THENCE SOUTHERLY ALONG THE WEST LINE OF SAID SOUTHEAST QUARTER OF SECTION 4 A DISTANCE OF 836.00 FEET TO AN IRON STAKE MARKING THE POINT OF INTERSEC-TION OF THE SAID WEST LINE OF THE SOUTHEAST QUAR-TER OF SECTION 4 WITH THE CENTER LINE OF GUSTAFSON ROAD; THENCE NORTHEASTERLY ALONG THE CENTERLINE OF SAID GUSTAFSON ROAD, AT AN ANGLE OF 71 DEGREES AND 41 MINUTES MEASURED CLOCKWISE FROM THE LAST DESCRIBED COURSE, 660.30 FEET TO AN IRON STAKE FOR A PLACE OF BEGINNING; THENCE CONTINUING NORTHEAST-ERLY ALONG THE SAME COURSE, BEING ALONG THE CENTER LINE OF SAID GUSTAFSON ROAD, 250.00 FEET TO AN IRON STAKE; THENCE NORTHWESTERLY, AT AN ANGLE OF 81 DE-GREES 39 MINUTES MEASURED CLOCKWISE FROM THE LAST DESCRIBED COURSE, 218.00 FEET TO AN IRON STAKE; THENCE WESTERLY AT AN ANGLE OF 112 DEGREES 21 MINUTES MEA-SURED CLOCKWISE FROM LAST DESCRIBED COURSE, 160.00 FEET TO AN IRON STAKE; THENCE SOUTHERLY AT AN ANGLE 90 DEGREES 00 MINUTES MEASURED CLOCKWISE FROM THE LAST DESCRIBED COURSE 262.00 FEET TO THE PLACE OF BE-GINNING, IN BOONE COUNTY, ILLINOIS, SITUATED IN THE COUNTY OF BOONE AND THE STATE OF ILLINOIS. Commonly known as 2604 GUSTAFSON ROAD, Belvidere, IL 61008 Property Index No. 05-04-400-001. The real estate is improved with a townhouse. The judgment amount was $231,273.03. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire trans-fer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff’s attorney: JOHNSON, BLUMBERG & ASSOCIATES, LLC, 230 W. Monroe Street, Suite #1125, Chicago, IL 60606, (312) 541-9710. Please refer to file number 11-0450. THE JU-DICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. JOHNSON, BLUMBERG & ASSOCIATES, LLC 230 W. Monroe Street, Suite #1125 Chicago, IL 60606 (312) 541-9710 Attorney File No. 11-0450 Case Number: 11 CH 489 TJSC#: 33-21955 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I567259 Published in the Boone County Journal 10-18/25 11/1

STATE OF ILLINOIS COUNTY OF BOONEIN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT

COUNTY OF BOONEIN THE MATTER OF THE ESTATE OF: JERRY G. JENSEMA, Deceased.CASE NO. 2013-P-64NOTICE FOR PUBLICATION-WILL AND CLAIMNOTICE is given of the death of JERRY G. JENSEMA. Letters of Office were issued on October 10, 2013, to DANIEL E. HAU, Milwaukee, WI, who is the legal representative of the estate. The attorney for the estate is Attorney Nathan J. Noble, 215 South State Street, Belvidere, IllinoisClaims against the estate may be filed on or before April 17, 2014, that date being at least six (6) months from the date of first publication, or within three (3) months from the date of mailing or delivery of Notice to creditors, if mailing or delivery is required by 755 ILCS 5/18-3, whichever date is later. Any claim not filed by the requisite date stated above shall be barred. Claims against the estate may be filed in the office of the Boone County Circuit Clerk--Probate Division at the Boone County Courthouse, 601 North Main Street, Belvidere, IL 61008, or with the estate legal representative, or both. Copies of claims filed with the Circuit Clerk’s Office--Probate Division, must be mailed or delivered to the estate legal representative and to his/her attorney within ten days after it has been filed. Dated: October 11, 2013 Daniel E. Hau, Independent ExecutorNathan J. Noble, P.C. Attorney for Petitioner, 215 South State Street, Belvidere, IL 61008, 815.544.3117. Published in the Boone County Journal 10-18/25 11/1

IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUITBOONE COUNTY - BELVIDERE, ILLINOIS

JPMorgan Chase Bank, National Association Plaintiff, Vs. Michael S. Ralston; et. al. Defendants, 12CH 199NOTICE OF SALEPUBLIC NOTICE is hereby given that pursuant to a Judgment of Fore-closure entered in the above entitled cause on OCTOBER 16, 2012 LENDER SALES OF ILLINOIS LLC will on NOVEMBER 15, 2013, at the hour of 11:30 AM., or soon thereafter, at the front doors of the Boone County Courthouse located at 601 N. Main Street, Belvidere, IL 61008, sell to the highest bidder for cash, the following described property:THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN BOONE COUNTY, ILLINOIS, TO-WIT: ALL THAT PART OF THE NORTHWEST QUARTER (NW 1/4) OF THE SOUTHEAST QUAR-TER (SE 1/4) THAT LIES ON THE NORTHERLY SIDE OF THE RAIL ROAD LAND AND SOUTHERLY SIDE OF HIGHWAY NO. 173 IN SECTION 10, TOWNSHIP 45 NORTH OF RANGE 4 EAST OF THE THIRD PRINCIPAL MERIDIAN, BEING A TRACT OF LAND BOUNDED ON THE NORTH BY SAID HIGHWAY NO. 173 AND ON THE SOUTH BY THE RAIL ROAD LAND; SITUATED IN THE COUNTY OF BOONE AND STATE OF ILLINOIS.The common address of said real estate is: 9727 Illinois Route 173, Capron, IL 61012PIN:04-10-400-002 Description of premises: RESIDENTIAL

ASSUMED NAME CERTIFICATE OF INTENTIONState of Illinois County of Boone ) ss This is to certify that the under-signed intend… to conduct and transact a Martial Arts, Fitness & Life skills business in said County and State under the name of Simply Gung Fu Countryside Arts at the following post office addresses: 222 N State St., Poplar Grove, IL, 61065 and that the true and real full names of all persons owning, conducting or transacting such business, with the respec-tive residence address of each, are as follows: NAME AND ADDRESS OF RESIDENCE: Riley J. Boyer, 222 N State St , Poplar Grove, IL, 61065. Signed: Riley J. Boyer, 10-17-13Subscribed and sworn (or affirmed) to before me this 17th. day of October 2013, Mary S. Steurer, County Clerk, by Julie A. Stapler, DeputyPublished in the Boone County Journal 10/18/25, 11/01

Sale Terms: 25% down by certified funds at the close of the auction: The balance, including the Judicial sale fee for Abandoned Residential Prop-erty Municipality Relief Fund, which is calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special as-sessments or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “as is” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale.If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.” If the property is a condominium, the purchasers other than mortgagees will be required to pay any assessments and legal fees due under The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If the property is located in a common interest community, purchasers other than mortgagees will be required to pay any assessment and legal fees due under the Condominium Property Act, 765 ILCS 605/18.5(g-1).No refunds. The property will NOT be open for inspection.For information: Sales Clerk, Codilis and Associates, P.C., Plaintiff’ At-torney, 15 W. 030 North Frontage Road, Suite 100, Burr Ridge, Illinois 60527, Attorney Number 0468002, (630) 794 - 5300, File No: 14-12-02462I567921 Published in the Boone County Journal 10-18/25 11/1

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION Plaintiff, -v.- MARTIN ARCE, et al Defendant 11CH 159 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursu-ant to a Judgment of Foreclosure and Sale entered in the above cause on May 15, 2012, an agent for The Judicial Sales Corporation, will at 1:00 PM on December 3, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT THIRTY-FIVE (35) AS DESIGNATED UPON PLAT NO. 3 OF CORDRAY SUBDIVISION, BEING A SUBDIVISION OF PART OF THE N.W. 1/4 OF SECTION 26 AND THE N.E. 1/4 OF SECTION 27 ALL IN TOWNSHIP 44 NORTH, RANGE 3 EAST OF THE THIRD PRINCIPAL MERIDIAN, BOONE COUNTY, ILLINOIS, THE PLAT OF WHICH WAS RECORDED JANUARY 11, 1993 AS DOCUMENT NO. 93-202 AND FILED IN PLAT INDEX ENVELOPE NO. 121-A IN THE RECORDER’S OFFICE OF BOONE COUNTY, ILLINOIS; SITU-ATED IN THE COUNTY OF BOONE AND THE STATE OF ILLINOIS. Commonly known as 1539 RUBY STREET, BELVIDERE, IL 61008 Property Index No. 05-26-102-052. The real estate is improved with a one story single family home with an attached garage. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire trans-fer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquir-ing the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to qual-ity or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assess-ments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SEC-TION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information: Visit our website at service.atty-pierce.com. be-tween the hours of 3 and 5 pm. PIERCE & ASSOCIATES, Plaintiff’s Attorneys, One North Dearborn Street Suite 1300, CHICAGO, IL 60602. Tel No. (312) 476-5500. Please refer to file number PA1106519. THE JU-DICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. PIERCE & ASSOCIATES One North Dearborn Street Suite 1300 CHICAGO, IL 60602 (312) 476-5500 Attorney File No. PA1106519 Case Number: 11 CH 159 TJSC#: 33-21428I568858 I568451 Published in the Boone County Journal 10/25 11/1/8

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

PNC BANK, NATIONAL ASSOCIATION Plaintiff, -v.- ROSALINDA ORTIZ, et al Defendant13CH 00142 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pur-suant to a Judgment of Foreclosure and Sale entered in the above cause on August 20, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on November 26, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT FORTY-THREE (43) AS DESIGNATED UPON THE FINAL PLAT OF SUBDIVISION OF FARMINGTON FIELDS EAST UNIT TWO, BEING A SUBDIVISION OF PART OF THE EAST HALF

Advertise in the Boone County Journal Call Dena 815-544-4430

www.boonecountyjournal.com In Our 18th Year 815-544-4430 The Boone County Journal Nov. 1st., 2013 15

Legal notices published in the Boone County Journal also available on-line at Boonecountyjournal.com Statewide at at Publicnoticeillinois.com

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

ONEWEST BANK, FSB (D/B/A FINANCIAL FREEDOM, A DIVI-SION OF ONEWEST BANK, FSB) Plaintiff, -v.- PEGGY DOUTHAT, et al Defendants11 CH 00429 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursu-ant to a Judgment of Foreclosure and Sale entered in the above cause on August 20, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on November 22, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real es-tate: LOT EIGHT (8), IN BLOCK SIX (6), SITUATED IN AND BEING A PART OF WEST PARK ADDITION TO THE CITY OF BELVIDERE, BOONE COUNTY, ILLINOIS, AS PLATTED AND RECORDER IN THE RECORDER’S OFFICE OF BOONE COUNTY, ILLINOIS, IN BOOK 3 OF PLATS, AT PAGE 5, SITUATED IN BOONE COUNTY, STATE OF ILLINOIS.Commonly known as 1203 8TH AVENUE, BELVIDERE, IL 61008 Property Index No. 05-35-255-005. The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment credi-tor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any represen-tation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this prop-erty is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condomini-um Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORT-GAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, examine the court file or contact Plaintiff’s attorney: CODILIS & AS-SOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876. Please refer to file number 14-11-22109. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status re-port of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-11-22109 Attorney ARDC No. 00468002 Case Number: 11 CH 00429 TJSC#: 33-20047 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any infor-mation obtained will be used for that purpose.I568451 Published in the Boone County Journal 10-25 11-1/8

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

ONEWEST BANK, FSB (D/B/A FINANCIAL FREEDOM, A DIVI-SION OF ONEWEST BANK, FSB) Plaintiff, -v.- PEGGY DOUTHAT, et al Defendants11 CH 00429 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursu-ant to a Judgment of Foreclosure and Sale entered in the above cause on August 20, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on November 22, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real es-tate: LOT EIGHT (8), IN BLOCK SIX (6), SITUATED IN AND BEING A PART OF WEST PARK ADDITION TO THE CITY OF BELVIDERE, BOONE COUNTY, ILLINOIS, AS PLATTED AND RECORDER IN THE RECORDER’S OFFICE OF BOONE COUNTY, ILLINOIS, IN BOOK 3 OF PLATS, AT PAGE 5, SITUATED IN BOONE COUNTY, STATE OF ILLINOIS. Commonly known as 1203 8TH AVENUE, BEL-VIDERE, IL 61008 Property Index No. 05-35-255-005. The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, includ-ing the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchas-er not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the in-ternal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assess-ments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, examine the court file or contact Plaintiff’s attorney: CO-DILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876. Please refer to file number 14-11-22109. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-11-22109 Attorney ARDC No. 00468002 Case Number: 11 CH 00429 TJSC#: 33-20047 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I568451 Published in the Boone County Journal 10/25 11/1/8

OF THE SOUTHEAST QUARTER OF SECTION 31, TOWNSHIP 44 NORTH, RANGE 4 EAST OF THE THIRD PRINCIPAL MERIDIAN IN BOONE COUNTY, ILLINOIS, AS RECORDED SEPTEMBER 27, 2006 AS DOCUMENT NO. 2006R10644 IN PLAT FILE ENVELOPE 358-A IN THE RECORDER’S OFFICE OF BOONE COUNTY, IN THE STATE OF ILLINOIS. Commonly known as 3021 HIDDENGREEN DRIVE, BELVIDERE, IL 61008 Property Index No. 06-31-480-006. The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judi-cial Sales Corporation. No third party checks will be accepted. The bal-ance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the resi-dential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclo-sure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclo-sure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, examine the court file or contact Plaintiff’s attorney: CO-DILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876. Please refer to file number 14-13-08894. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-13-08894 Attorney ARDC No. 00468002 Case Number: 13 CH 00142 TJSC#: 33-19639 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I569116 I568451 Published in the Boone County Journal 10/25 11/1/8

IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUITCOUNTY OF BOONE - BELVIDERE, ILLINOIS

AMERICAN AIRLINES FEDERAL CREDIT UNION Plaintiff, vs. JOSEPH GRANA AKA JOSEPH A. GRANA JR.; DEBORAHGRANA; RIVERBEND NORTH HOMEOWNER’S ASSOCIATION; ALLIED FIRST BANK; CAPITAL ONE BANK A/B/A CAPITAL ONE BANK (USA), N.A.; UNKNOWN OWNERS AND NON-RECORD

CLAIMANTS Defendants,12CH 497NOTICE OF SALEPUBLIC NOTICE is hereby given that pursuant to a Judgment of Fore-closure entered in the above entitled cause on September 3, 2013, Inter-county Judicial Sales Corporation will on Thursday, December 5, 2013, at the hour of 12:15 p.m. inside the front entance of the Boone County Courthouse, 601 North Main Street, Belvidere, Illinois 61008, sell to the highest bidder for cash, the following described mortgaged real estate:LOT HUNDRED FORTY-THREE (143) AS DESIGNATED UPON THE PLAT NUMBER FOUR (4) OF RIVERBEND NORTH SUBDI-VISION, BEING A SUBDIVISION OF PART OF THE SOUTHEAST QUARTER(1/4) OF SECTION 24, AND A PART OF THE NORTH-EAST QUARTER (1/4) OF SECTION 25, TOWNSHIP 44 NORTH, RANGE 3 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORD-ING TO THE PLAT THEREOF RECORDED IN THE RECORDER’S OFFICE OF BOONE COUNTY, ILLINOIS ON AUGUST 26, 1999 AS DOCUMENT NUMBER 99R-8071; SITUATED IN THE COUNTY OF BOONE AND STATE OF ILLINOIS.Commonly known as 606 Commander Place, Belvidere, IL 61008.P.I.N. 05-24-454-008. The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. For information call Mr. Anthony Porto at Plaintiff’s Attorney, Freedman Anselmo, Lind-berg LLC, 1807 West Diehl Road, Naperville, Illinois 60563-1890. (866) 402-8661. For Bidding instructions visit www.fal-illinois.com 24 hours prior to sale. F12100205I569426 I568451 Published in the Boone County Journal 10/25 11/1/8

IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUITCOUNTY OF BOONE - BELVIDERE, ILLINOIS

TCF NATIONAL BANK, Plaintiff,vs.TIMOTHY D. PREIHS A/K/A TIM PREIHS; JILL L. PREIHS; AMERICAN CHARTERED BANK; CANDLEWICK LAKE ASSOCIATION INC.; UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, Defendants,13 CH 116NOTICE OF SALEPUBLIC NOTICE is hereby given that pursuant to a Judgment of Fore-closure entered in the above entitled cause on June 18, 2013, Intercounty Judicial Sales Corporation will on Thursday, December 5, 2013, at the hour of 12:15 p.m. inside the front entance of the Boone County Court-house, 601 North Main Street Belvidere, Illinois 61008, sell to the highest bidder for cash, the following described mortgaged real estate:LOT ONE HUNDRED SIXTY-TWO (162) IN CANDLEWICK LAKE, UNIT NO. 5 A SUBDIVISION SITUATED IN BOONE COUNTY, IL-LINOIS; ACCORDING TO THE PLAT THEREOF RECORDED AS DOCUMENT NO. 72-1508; SITUATED IN THE COUNTY OF BOONE AND STATE OF ILLINOIS.Commonly known as 110 Staffordshire Drive NE, Poplar Grove, IL 61065.P.I.N. 03-22-404-029. The improvement on the property consists of a sin-gle family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mort-gagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. For information call Mr. David T. Cohen at Plaintiff’s Attorney, David T. Cohen & Associates, LTD., 10729 West 159th Street, Orland Park, Illinois 60467-4531. (708) 460-7711.I569423 Published in the Boone County Journal 10/25 11/1/8

12-013787IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT

COUNTY OF BOONE - BELVIDERE, ILLINOIS

NATIONSTAR MORTGAGE LLC; Plaintiff, vs. RICARDO ABONZA; ANGELICA BORJA; FEDERICO ESTRADA; MORTGAGE ELEC-TRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FRE-MONT INVESTMENT & LOAN, ITS SUCCESSORS AND ASSIGNS ATLANTIC CREDIT & FINANCE INC.; Defendants,12CH 523NOTICE OF SALEPUBLIC NOTICE is hereby given that pursuant to a Judgment of Fore-closure entered in the above entitled cause on March 26, 2013, Inter-county Judicial Sales Corporation will on Thursday, December 5, 2013, at the hour of 12:15 p.m. inside the front entance of the Boone County

Belvidere Boone Self StorageRequest a Notice of Lien Sale be Published on the following listed Units.Household & Misc. ItemsUnit No. 57 Jones Chimney Sweep, 815 Becky Court #1ABelvidere IL 61008 Household & Misc Items Unit No. 69 Cynthia Biecher, 980 Natalie Way, Belvidere IL 61008 LEIN SALE WILL BE HELDDate: November 4th 2013 Time: 10:00 A.M.Location: 6252 Logan Ave Belvidere IL 61008 Sincerely, David HammerOwner 10.22.13 Printed in the Boone County Journal 10/25 11/1

ASSUMED NAME CERTIFICATE OF INTENTIONState of Illinois County of Boone ) This is to certify that the undersigned intend… to conduct and transact a Formal wear, Prom, Pageant, Bridal Gowns, Tuxedo Rentals, Accessories business in said County and State under the name of After Five at the following post office addresses: 403 South State Street , Belvidere, IL, 61008 and that the true and real full names of all persons owning, conducting or transacting such business, with the respective residence address of each, are as follows: NAME AND ADDRESS OF RESIDENCE: Alessandro A. Basurto, 8305 Phyllis Road , Rockford, IL, 61108. Signed: Alessandro A. Basurto, 10-23-13Subscribed and sworn (or affirmed) to before me this 23rd. day of October 2013, Mary S. Steurer, County Clerk, by Julie Stapler, DeputyPublished in the Boone County Journal 10/25/, 11/1/08

Courthouse, 601 North Main Street, Belvidere, Illinois 61008, sell to the highest bidder for cash, the following described mortgaged real estate:LOT 76 AS DESIGNATE UPON THE PLAT NO. 2 OF RAVENSCREST SUBDIVISION BEING A SUBDIVISION OF PART OF THE SOUTH-EAST QUARTER OF SECTION 24, TOWNSHIP 45 NORTH, RANGE 3 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED FEBRUARY 29, 1996 IN PLAT INDEX FILE ENVELOPE 160-B AS DOCUMENT NUMBER 96-1322; SITUATED IN THE COUNTY OF BOONE AND THE STATE OF IL-LINOIS. Commonly known as 407 Jayde Place, Poplar Grove, IL 61065.P.I.N. 03-24-476-030.The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest commu-nity, the purchaser of the unit other than a mortgagee shall pay the assess-ments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds.The property will NOT be open for inspection. For information call Sales Department at Plaintiff’s Attorney, Manley Deas Kochalski, LLC, One East Wacker Drive, Chica-go, Illinois 60601. (312) 651-6705. 12-013787I569424 Published in the Boone County Journal 10/25 11/1/8

W13-0242IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT

COUNTY OF BOONE - BELVIDERE, ILLINOIS

BANK OF AMERICA, N.A.; Plaintiff, vs. JONATHAN W. LE-RNER; ANNA M. LERNER; CANDLEWICK LAKE ASSOCIATION, INC.; UNKNOWN HEIRS AND LEGATEES OF JONATHAN W. LE-RNER, IF ANY; UNKNOWN HEIRS AND LEGATEES OF ANNA MLERNER, IF ANY; UNKNOWN OWNERS AND NON RECORDCLAIMANTS; Defendants,13CH 54NOTICE OF SALEPUBLIC NOTICE is hereby given that pursuant to a Judgment of Fore-closure entered in the above entitled cause on April 9, 2013, Intercounty Judicial Sales Corporation will on Thursday, December 5, 2013, at the hour of 12:15 p.m. inside the front entance of the Boone County Court-house, 601 North Main Street,, Belvidere, Illinois 61008, sell to the high-est bidder for cash, the following described mortgaged real estate:LOT TWENTY-SIX (26) IN CANDLEWICK LAKE UNIT NO. 11 AC-CORDING TO THE PLAT THEREOF RECORDED AS DOCUMENT NO. 73-2314, IN THE RECORDER’S OFFICE OF BOONE COUNTY, ILLINOIS; SITUATED IN THE COUNTY OF BOONE AND STATE OF ILLINOIS. Commonly known as 115 Drew Court Northeast, Poplar Grove, IL 61065. P.I.N. 03-22-253-014. The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. For information call Sales Clerk at Plaintiff’s Attorney, The Wirbicki Law Group, 33 West Monroe Street, Chicago, Illinois 60603. (312) 360-9455 W13-0242.I569425 Published in the Boone County Journal 10/25 11/1/8

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT, BOONE COUNTY, ILLINOIS

BANK OF AMERICA, N.A., Plaintiff, v. DANIEL M. DANE; SHERYL J. DANE; THE UNITED STATES OF AMERICA, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT; CANDLEWICK LAKE ASSOCIATION, INC.; UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, UNKNOWN OWNERS and NON-RECORD CLAIMANTS, Defendants, Case No. 13 CH 246The requisite affidavit for publication having been filed, notice is hereby given you, Daniel M. Dane; Sheryl J. Dane; and Unknown Owners and Non-Record Claimants, that the said suit has been commenced in the Circuit Court of the 17 Judicial Circuit, Boone County, Illinois by the said plaintiff against you and other defendants, praying for the foreclosure of a certain Mortgage conveying the premises described as follows, to-wit:Lot Three Hundred (300) as designated upon the plat of Candlewick Lake, Unit No. 4, being a subdivison of portions of Sections 27 and 28, Township 45 North, Range 3 East of the Third Principal Meridian, the plat of which Subdivison is recorded as Document No. 72-415 in the Recorder’s Office of Boone County, Illinois713 Marquette Drive Southwest, Poplar Grove, IL 6106503-28-427-009Now, therefore, unless you, Daniel M. Dane; Sheryl J. Dane; and Unknown Owners and Non-Record Claimants, and the said above named defendants, file your answer to the complaint in said suit or otherwise make your appearance therein, in the office of the Clerk of the 17 Judicial Circuit, Boone County, Illinois, on or before December 14, 2013, default may be entered against you at any time after that day and a Judgment entered in accordance with the prayer of said Complaint.Joel A. Knosher One of Plaintiff’s AttorneysMANLEY DEAS KOCHALSKI LLCAttorneys for Plaintiff, One East Wacker, Suite 1250, Chicago, IL 60601Telephone: 312-651-6700. Fax: 614-220-5613Attorney. No.: 6298481Published in the Boone County Journal 10/25 11-1/8

16 Nov. 1st., 2013 The Boone County Journal 815-544-4430 In Our 18th Year www.boonecountyjournal.com

Legal notices published in the Boone County Journal also available on-line at Boonecountyjournal.com Statewide at at Publicnoticeillinois.com

Village of Poplar Grove Public Hearing / Held by: Poplar Grove Village Board

Re: CABLE FRANCHISE AGREEMENT BETWEEN THE VILLAGE OF POPLAR GROVE AND MEDIACOM

KNOW ALL MEN BY THESE PRESENTS, that on November 11, 2013, at 7:00 p.m., a public hearing will be held by the President and Board of Trustees for the Village of Poplar Grove, Illinois, in the Poplar Grove Village Hall at 200 Hill St., Poplar Grove, Illinois, for the purpose of taking public comment on the proposed Cable Franchise Agreement by and between the Village of Poplar Grove and Mediacom. You are further notified that the proposed Cable Franchise Agreement may be changed, altered, modified, amended or redrafted in their entirety after the public hearing.All interested parties are invited to attend the public hearing and will be given an opportunity to be heard.Martha Suhr, Village ClerkPublished in the Boone County Journal 10/25 11/1

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

PNC BANK, NATIONAL ASSOCIATION Plaintiff, -v.- RACHEL MC-DOUGALL, JASON MCDOUGALL Defendant

13CH 11 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursu-ant to a Judgment of Foreclosure and Sale entered in the above cause on April 30, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on December 16, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: Lot 25 as designated upon Plat No. 2 of Cordray Subdivision being a Subdivision of part of the Northwest 1/4 of Section 26 and the Northeast 1/4 of Section 27 all in Township 44 North Range 3 East of the Third prin-cipal Meridian the Plat of which was recorded Aug 15 1991 as Document No. 91-3885 in the Recorders Office of Boone County Illinois. Commonly known as 1516 James Ct., Belvidere, IL 61008 Property In-dex No. 05-26-102-051. The real estate is improved with a single family residence. The judgment amount was $210,441.09. Sale terms: The bid amount, including the Judicial sale fee for Abandoned Residential Proper-ty Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, shall be paid in certified funds immedi-ately by the highest and best bidder at the conclusion of the sale. No fee shall be paid by the mortgagee acquiring the residential real estate pur-suant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any repre-sentation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the con-dition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condomini-um Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWN-ER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN AC-CORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORT-GAGE FORECLOSURE LAW. For information, contact Plaintiff’s attor-ney: HEAVNER, SCOTT, BEYERS & MIHLAR, LLC, 111 East Main Street, DECATUR, IL 62523, (217) 422-1719. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. HEAVNER, SCOTT, BEYERS & MIHLAR, LLC 111 East Main Street DECATUR, IL 62523 (217) 422-1719 Case Number: 13 CH 11 TJSC#: 33-23279 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector at-tempting to collect a debt and any information obtained will be used for that purpose.I569093 I569688 Published in the Boone County Journal 11/1/8/15

F12120296 IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT

BOONE COUNTY- BELVIDERE, ILLINOIS

BMO Harris N.A. Plaintiff, vs. James K. Herrmann successor trustee; Unknown Heirs and Legatees of Paul Martinak; Unknown Beneficiaries of the Trust Number 99 dated April 8, 1999; Paul Martinak Jr. aka Paul Martinak; Lynn Guss; Susan Neale Individually and as successor trustee; Paulette Stoltman; Unknown Trustees of Trust Number 99 dated April 8, 1999; Unknown Owners and Non-Record Claimants Defendants.

13 CH 123Property Address: 2421 Ridgefield Drive, Belvidere, IL 61008NOTICE FOR PUBLICATIONThe requisite affidavit for publication having been filed, notice is here-by given you, James K. Herrmann successor trustee , Unknown Heirs and Legatees of Paul Martinak, Unknown Beneficiaries of the Trust Number 99 dated April 8, 1999 , Unknown Trustees of Trust Number 99 dated April 8, 1999,and UNKNOWN OWNERS and NON-RECORD CLAIMANTS, defendants in the above entitled cause, that suit has been commenced against you and other defendants in the Circuit Court for the Judicial Circuit by said plaintiff praying for the foreclosure of a certain mortgage conveying the premises described as follows, to wit:LOT 149 AS DESIGNATED UPON THE PLAT OF FARMINGTON SUBDIVISION PHASE 4, BEING A SUBDIVISION OF PART OF THE SOUTHWEST AND SOUTHEAST QUARTERS OF SECTION 31, TOWNSHIP 44 NORTH, RANGE 4, EAST OF THE THIRD PRINCI-PAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORD-ED IN RECORDER’S OFFICE OF BOONE COUNTY, ILLINOIS ON NOVEMBER 25, 1996 IN PLAT INDEX FILE ENVELOPE 174-A AS DOCUMENT NUMBER 96-8213; SITUATED IN THE COUNTY OF BOONE AND THE STATE OF ILLINOIS.P.I.N.: 06-31-329-008Said property is commonly known as: 2421 Ridgefield Drive, Belvidere, IL 61008, and which said mortgage(s) was/were made by Paul Martinak and Gloria C. Martinac aka Gloria C. Martinak, not personally but as Trustees on behalf of Trust Number 99 dated April 8, 1999 and recorded in the Office of the Recorder of Deeds as Document Number 03R14618 and for other relief; that Summons was duly issued out of the above Court against you as provided by law and that said suit is now pending.NOW THEREFORE, unless you, the said above named defendants, file your answer to the complaint in the said suit or otherwise make your ap-pearance therein, in the Office of the Clerk of the Court at Boone County on or before December 2, 2013, a default may be taken against you at any time after that date and a Judgment entered in accordance with the prayer of said complaint. This communication is an attempt to collect a debt and any information obtained will be used for that purpose.Steven C. LindbergFREEDMAN ANSELMO LINDBERG LLC1771 W. Diehl Rd., Ste 150Naperville, IL 60563-4947630-453-6960 866-402-8661 630-428-4620 (fax)I569688 Published in the Boone County Journal 11/1/8/15

IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUITCOUNTY OF BOONE - BELVIDERE, ILLINOIS

CHASE HOME FINANCE LLC, SUCCESSOR BY MERGER TO CHASE MANHATTAN MORTGAGE CORPORATION; Plaintiff, vs. JOSEPH G. THOMPSON; VIRGINIA F. THOMPSON; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INCM & I BANK; BOONE COUNTY; ET. AL.; Defendants,

08CH 166NOTICE OF SALE

PUBLIC NOTICE is hereby given that pursuant to a Judgment of Fore-closure entered in the above entitled cause on January 7, 2008, Inter-county Judicial Sales Corporation will on Thursday, December 12, 2013, at the hour of 12:15 p.m. inside the front entance of the Boone County Courthouse, 601 North Main Street, Belvidere, Illinois 61008, sell to the highest bidder for cash, the following described mortgaged real estate:LOT ELEVEN (11) IN BLOCK THREE (3) AS DESIGNATED UPON THE PLAT OF BLOCKS THREE (3), FOUR (4), AND FIVE (5), IN FAIRVIEW, THE PLAT OF WHICH IS RECORDED IN BOOK 1 OF PLATS, ON PAGE 19, IN THE RECORDER’S OFFICE OF BOONE COUNTY, ILLINOIS; SITUATED IN THE COUNTY OF BOONE AND THE STATE OF ILLINOIS.Commonly known as 206 Fairview St., Belvidere, IL 61008.P.I.N. 05-25-131-011.The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest commu-nity, the purchaser of the unit other than a mortgagee shall pay the assess-ments required by subsection (g-1) of Section 18.5 of the condominium Property Act Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection For information call Mr. Anthony Porto at Plain-tiff’s Attorney, Freedman Anselmo, Lindberg LLC, 1807 West Diehl Road, Naperville, Illinois 60563-1890. (866) 402-8661. For Bidding in-structions visit www.fal-illinois.com 24 hours prior to sale. F08040033I570267 I569688 Published in the Boone County Journal 11/1/8/15

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, Plaintiff, -v.- RO-BERTO RAMIREZ, et al Defendant

12 CH 309

NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pur-suant to a Judgment of Foreclosure and Sale entered in the above cause on August 27, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on November 27, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT SIXTY-TWO (62) IN CANDLEWICK LAKE UNIT NUMBER 9 ACCORDING TO THE PLAT THEREOF RECORDED AS DOCU-MENT NUMBER 72-3274 IN THE RECORDER’S OFFICE OF BOONE COUNTY, ILLINOIS; SITUATED IN THE COUNTY OF BOONE AND THE STATE OF ILLINOIS. Commonly known as 102 PICADILLY DR SE, Poplar Grove, IL 61065 Property Index No. 03-26-180-024. The real estate is improved with a single family residence. The judgment amount was $151,638.34. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to gen-eral real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assess-ments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff’s attorney: HAUSELMAN, RAPPIN & OLSWANG, LTD., 39 South LaSalle Street - Suite 1105, CHICAGO, IL 60603, (312) 372-2020. Please refer to file number 12-6500-556. THE JU-DICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. HAUSELMAN, RAPPIN & OLSWANG, LTD. 39 South LaSalle Street - Suite 1105 CHICAGO, IL 60603 (312) 372-2020 Attorney File No. 12-6500-556 Case Number: 12 CH 309 TJSC#: 33-23514 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I570366 I569688 Published in the Boone County Journal 11/1/8/15

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

ONEWEST BANK, FSB Plaintiff, -v.- SALLY IDSTEIN, et al Defendant

13 CH 00005 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursu-ant to a Judgment of Foreclosure and Sale entered in the above cause on August 27, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on December 3, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT 27 AS DESIGNATED UPON THE PLAT OF THE 2ND ADDI-TION TO EDGEWOOD HEIGHTS, BEING A PART OF THE SOUTH-WEST QUARTER OF SECTION 19, TOWNSHIP 44 NORTH, RANGE 3, EAST OF THE THIRD PRINCIPAL MERIDIAN; IN BOONE COUN-TY, ILLINOIS. Commonly known as 310 KNOLL ROAD, BELVIDERE, IL 61008 Property Index No. 05-19-352-003. The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment credi-tor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any represen-tation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that

IN THE CIRCUIT COURT OF THE SEVENTEENTH JUDICIAL CIRCUIT BOONE COUNTY, ILLINOIS

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR STRUCTURED ASSET INVESTMENT LOAN TRUST, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-9 Plaintiff, -v.- MAXIMILIANO ALVARADO, PRAIRIE GREEN HOMEOWNERS ASSOCIATION, SORINA ALVARDO, UN-KNOWN OWNERS AND NON-RECORD CLAIMANTS Defendant

12CH 350 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursu-ant to a Judgment of Foreclosure and Sale entered in the above cause on August 27, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on December 2, 2013, at the NLT Title L.L.C, 530 S. State, Suite 201 (Logan Avenue entrance), Belvidere, IL, 61008, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT 147 AS DESIGNATED UPON PLAT NO. 3 OF PRAIRIE GREEN OF POPLAR GROVE, BEING A SUBDIVISION OF PART OF THE NORTHEAST QUARTER OF SECTION 11 AND PART OF THE NORTHWEST QUARTER OF SECTION 12, TOWNSHIP 44 NORTH, RANGE 3 EAST OF THE THIRD PRINCIPAL MERIDIAN, THE PLAT OF WHICH SUBDIVISION IS RECORDED AS DOCUMENT NO. 2004R06788 IN THE RECORDER’S OFFICE OF BOONE COUNTY, ILLINOIS. Commonly known as 304 RIDGESTONE TRAIL, Poplar Grove, IL 61065 Property Index No. 05-12-156-004. The real estate is improved with a single family residence. The judgment amount was $246,713.74. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Aban-doned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction there-of of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any repre-sentation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, or a unit which is part of a common interest community, the purchaser of the unit

at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). In accordance with 735 ILCS 5/15-1507(c)(1)(h-1) and (h-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the property, other than a mortgagee, shall pay the assessments and legal fees required by subsections (g)(1) and (g)(4) of section 9 and the assessments required by subsection (g-1) of section 18.5 of the Illinois Condominium Property Act. IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff’s attorney: Anthony Porto, FREEDMAN ANSELMO LINDBERG LLC, 1807 W. DIEHL ROAD, SUITE 333, NAPERVILLE, IL 60563, (866) 402-8661 For bidding instructions, visit www.fal-illinois.com.. Please refer to file number F1230306. THE JU-DICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. FREEDMAN ANSELMO LINDBERG LLC 1807 W. DIEHL ROAD, SUITE 333 NAPERVILLE, IL 60563 (866) 402-8661 E-Mail: foreclosurenotice@fal-illinois.com Attorney File No. F1230306 Attorney ARDC No. 3126232 Case Number: 12 CH 350 TJSC#: 33-23799 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.I570740 I569688 Published in the Boone County Journal 11/1/8/15

with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this prop-erty is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condomini-um Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORT-GAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, examine the court file or contact Plaintiff’s attorney: CODILIS & AS-SOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876. Please refer to file number 14-12-34481. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status re-port of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-12-34481 Attorney ARDC No. 00468002 Case Number: 13 CH 00005 TJSC#: 33-19787 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any infor-mation obtained will be used for that purpose.I570704 I569688 Published in the Boone County Journal 11/1/8/15

IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUITBOONE COUNTY, ILLINOIS

FIRST NATIONAL BANK OF OMAHA,successor by merger to CASTLE BANK, N.A., f/k/a FIRST NATIONAL BANK OF MARENGO, Plaintiff, vs. REBECAH M. ALLEN, and her spouse, if any; COUNTRYSIDE CONDOMINIUMS; UNKNOWN OWNERS and NON-RECORD LIEN CLAIMANTS, Defendants No. 13 CH 269PUBLICATION NOTICE

www.boonecountyjournal.com In Our 18th Year 815-544-4430 The Boone County Journal Nov. 1st., 2013 17

UNITED STATES DISTRICT COURTFOR THE NORTHERN DISTRICT of ILLINOIS

WESTERN DIVISIONHSBC BANK USA, N A as Trustee for The registered holders of Renaissance Home Equity Loan Trust 2006-1 Plaintiff, Case No.3:11-cv-50234Eileen A. Jarocki, BMO Harris Bank District Judge: Philip G. ReinhardDefendants. NOTICE OF SPECIAL COMMISSIONER’S SALE ( INTERESTED PARTIES ARE ADVISED TO CONSULT WITH THEIR OWN ATTORNEYS BEFORE BIDDING AT THE FORECLOSURE SALE) As required by the Judgment entered in the above cause on September 24, 2012, Public Notice is given that 11:00 a.m. On November 20, 2013 at the front door of the Boone County Court House in Belvidere, Illinois; Special Commissioner Anthony R. Fabiano will sell to the highest bidder the premises described as follows: LOT Three (3) excepting there from the Southerly fifty feet thereof; also LOT Four (4), ALL in Block (53) in the Original Town of Belvidere as Platted and recorded in the Recorder’s Office of Boone County, Illinois; Situated in Boone County, Illinois. Commonly Known as 620 Van Buren, Belvidere, IL 61008 Plaintiff was awarded a judgement for $124,531.64 in the foreclosure suit Sale Terms: Ten percent (10%) of the purchase price must be paid at the time of purchase by cashier’s check, certified funds or other acceptable bank funds; the balance of the purchased price must be paid by cashier’s check, certified funds or other acceptable bank funds within 24 hours of purchase. No refunds will be made. The property will be sold subject to general taxes, special assessments, liens and restrictions of record. A t the time the sale is made, the purchaser will be given a Certificate of Sale which will entitle the purchaser to a Special Commissioner’s Deed upon approval of the sale by the District Judge unless the property is redeemed according to law.Interested persons may contact Attorney Anthony R. Fabiano at 321 West State Street, Rockford, Illinois; 815-965-6781Anthony R. FabianoSpecial Commissioner for the United States District CourthouseNorthern District of Illinois,Western Division. Published in the Boone County Journal 11-1/8/15

NOTICE OF PUBLIC HEARINGBOONE COUNTY ZONING BOARD OF APPEALS

Notice is hereby given that the Boone County Zoning Board of Appeals will hold a public hearing on Tuesday, November 26, 2013 at 7:00 p.m. in the Boone County Board Room, 1212 Logan Avenue, Belvidere, IL 61008 upon the following:Application of Ronald and Margaret Hyde, owners for a Text Amendment to the Boone County Comprehensive Plan according to the Boone County Zoning Ordinance Section 2.10.3 Comprehensive Plan Amendments at 1194 Irene Road, Cherry Valley from General Business to Traditional Neighborhood on 0.57 acres in unincorporated Flora Township; and theApplication of Ronald and Margaret Hyde, owners for a Map Amendment according to the Boone County Zoning Ordinance Section 2.10.2 Amending the Zoning Map at 1194 Irene Road, Cherry Valley from B-1 Local Business District to RTN Traditional Neighborhood Residential District on 0.57 acres in unincorporated Flora Township legally described as:

The east 10 rods of the north 6.25 rods of the Southeast Quarter of the Southeast Quarter of Section 29, Township 43 North, Range Three East of the Third Principal Meridian and also commencing at the intersection of the southerly line of the right-of-way of the Illinois Central Railroad (ICRR) Company with the westerly line of the highway running north and south along the east line of the Northeast Quarter of the Southeast Quarter of Section 29 in Township 43 North, Range Three East of the Third Principal Meridian; thence south along the westerly line of said highway 29.14 feet; thence west at approximately 90 degrees to said highway 132 feet; thence at approximately 90 degrees north 79.37 feet to the southerly line of the right-of-way of the ICRR Company; thence southeasterly along said southerly right-of-way line 141.2 feet to the place of beginning; situated in Boone County, Illinois (PIN: 07-29-400-006).

Application of John Robertson, 5522 River Reach Drive, Belvidere on behalf of the owners Bob and Mary Grist, 801 Morse Avenue, Schaumburg, IL, 60193 for a special use permit for a contractors office and business and for outdoor storage in the B-2 General Business District (3.16 Table of Permitted Uses) on 5.418 acres at 6505 Logan Avenue, Belvidere, IL in unincorporated Bonus Township; legally described as:

A Part of the Northeast Quarter of Section 31, Township 44 North, Range 4 East if the Third Principal Meridian, beginning at a point on the south line of said Quarter Section, 300.0 feet east of the southwest corner of said Quarter Section; thence north parallel with the west line of said Quarter Section, a distance of 922.64 feet to the center line of U. S. Route 20; thence southeasterly along the center line of the said road, a distance of 160.12 feet; thence south parallel with the west line of said Quarter Section a distance of 882.55 feet to the south line of said Quarter Section; thence west along said south line, a distance of 155.44 feet to the place of beginning, situated in Boone County, Illinois (PIN: 06-31-200-014); and A Part of the Northeast Quarter of Section 31, Township 44 North, Range 4 East if the Third Principal Meridian, beginning at a point on the south line of said Quarter Section, 455.44 feet east of the southwest corner of said Quarter Section; thence north parallel with the west line of said Quarter Section, a distance of 882.55 feet to the center line of U. S. Route 20; thence southeasterly along the center line of the said road, a distance of 111.17 feet; thence south parallel with the west line of said Quarter Section a distance of 855.44 feet to the south line of said Quarter Section; thence west along said south line, a distance of 107.91 feet to the place of beginning, situated in Boone County, Illinois (PIN: 06-31-200-018);

Application of Belvidere Township Park District, 1006 West Lincoln Avenue, Belvidere on behalf of the owner, Mary C. Williams, P. O. Box 42, Crystal Lake, Illinois 60039 for a special use permit for outdoor storage (3.16 Table of Permitted Uses) in the I-1 Light Industrial District on 1.53 acres at 6573 Revlon Drive, Belvidere, IL in unincorporated Belvidere Township; legally described as:

Lot 3 of Belvidere-West Industrial Park Subdivision as recorded as document number 83-3051 in the Recorder’s Office of Boone County, Illinois; situated, in Boone County, Illinois (PIN: 05-34-102-003).

All persons interested may appear at the hearing and be heard at the stated time and place. Norm Stimes, Chair, Boone County Zoning Board of AppealsPublished in the Boone County Journal 11-1-2013

STATE OF ILLINOISIN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUIT

BOONE COUNTY IN THE MATTER OF THE PETITION OFFarida N Yafeai Case No. 2013-MR-161NOTICE OF FILING PETITION FOR NAME CHANGENotice is hereby given, that on December 10, 2013, at 10:00 am, I will present a Petition requesting that the Court change his/her present name of Farida Obaid, to the name of Farida N Yafeai. The hearing will take place at the Boone County Courthouse, 601 N. Main St., Belvidere, IL 61008.Farida Obaid, PlaintiffDate: 10/23/13Published in the Boone County Journal 11/1/8/15

NOTICE OF PUBLIC HEARING Notice is hereby given that the Board of Trustees of Bonus will hold a Public Hearing on November 14, 2013 at 6:00 p.m., in the Bonus Township Office in Garden Prairie Illinois to discuss the proposed 2013-2014 Tax Levy Ordinance as required by Public Act 82-102; Truth-in Taxation of the State of Illinois.All persons desiring to be heard shall have an opportunity to present testimony concerning said Levy.Dated: October 24 2013Darrel Davis Supervisor Sarah Osterberg Town Clerk Bonus Township 815-544-2437Published in the Boone County Journal 11-1-2013

IN THE CIRCUIT COURT OF THE 17TH JUDICIAL CIRCUITBOONE COUNTY, ILLINOIS

PEOPLE OF THE STATE OF ILLINOIS,Plaintiff,V. MARIA ORDAZ and Juan ORDAZ, Defendants. No.12-CH-451 PUBLICATION NOTICE The requisite Affidavit having been duly filed herein, NOTICE IS HEREIN GIVEN TO YOU< UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, Defendants in the above entitled action, that an action is now pending in this Court as shown above, wherein the Plaintiff seeks injunctive relief and damages against the following described real estate: Lot Eleven (11) and Lot Twelve (12) in Assessor’s Survey of Simon P. Doty’s Reservation, as platted and recorded in the Recorder’s Office of Boone County, Illinois, ALSO a strip of land Three (3) feet wide off the Southerly side of Lot Thirteen (13) of said Assessor’s Survey, said strip

The requisite Affidavit having been duly filed herein, NOTICE IS HEREIN GIVEN YOU, REBECAH M. ALLEN, and her spouse, if any; COUNTRYSIDE CONDOMINIUMS; UNKNOWN OWNERS and NON-RECORD LIEN CLAIMANTS, Defendants in the above-entitled action, that an action is now pending in this Court as shown above, wherein the Plaintiff seeks to foreclose a mortgage made to FIRST NATIONAL BANK OF OMAHA,successor by merger to CASTLE BANK, N.A., f/k/a FIRST NATIONAL BANK OF MARENGO, with respect to the following described real estate:UNIT 19-4 IN COUNTRYSIDE CONDOMINIUMS AS DELINEATED ON A PLAT OF SURVEY OF THE FOLLOWING DESCRIBED REAL ESTATE: PART OF LOT 18, LOT 19, AND LOT 20 AS DESIGNATED UPON PLAT NO. 2 OF COUNTRYSIDE MALL SUBDIVISION, BEING A SUBDIVISION OF PART OF THE WEST HALF OF THE SOUTHWEST QUARTER OF SECTION 26, TOWNSHIP 45 NORTH, RANGE 3 EAST OF THE THIRD PRINCIPAL MERIDIAN, THE PLAT OF WHICH IS RECORDED AS DOCUMENT NO. 2002R05940, IN ENVELOPE 267-B IN THE RECORDER’S OFFICE OF BOONE COUNTY, ILLINOIS; ALL SITUATED IN THE COUNTY OF BOONE AND THE STATE OF ILLINOIS; WHICH SURVEY IS RECORDED AS COUNTRYSIDE CONDOMINIUMS ADD-ON EXHIBIT “A” ON JULY 12, 2005 AS DOCUMENT NO. 2005R07847 IN ACCORDANCE WITH DECLARATION OF CONDOMINIUM OWNERSHIP RECORDED APRIL 26, 2004 AS DOCUMENT NO. 2004R04777 AND AS AMENDED FROM TIME TO TIME, TOGETHER WITH ITS UNDIVIDED PERCENTAGE INTEREST IN THE COMMONS ELEMENTS AS SET FORTH IN SAID DECLARATION, AS AMENDED FROM TIME TO TIME; SITUATED IN THE COUNTY OF BOONE AND THE STATE OF ILLINOIS.PIN No.: 03-26-406-012Commonly known as: 13569 Harvest Way, Poplar Grove, IL 61065NOW, THEREFORE, you are further notified to file your appearance in the Office of the Clerk of the Court above stated on or before November 30 , 2013, and if you fail to do so or do not otherwise make your appearance on or before said date, this cause may be heard and judgment entered as prayed for in said Complaint without further notice.FRANKS, GERKIN & McKENNA, P.C.Attorney for Plaintiffs19333 E. Grant Hwy. PO Box 5, Marengo, IL 60152, (815) 923-2107Published in the Boone County Journal 11/1/8/15

being the Southerly Three feet of said Lot 13 and being bounded on the Northerly side by a line drawn parallel to the 3 feet Northerly (measure done on the Easterly line of the street) from the Southerly line of said Lot 13; EXCEPTING FROM the above described premises, the Westerly 52.0 feet thereof: situated in Boone County, Illinois PIN:05-26-433-042 Commonly known as: 128 N. State Street, Belvidere, Illinois 61008NOW, THEREFORE, you are further notified to file your appearance in the office of the Clerk of the Court above stated on or before December 5, 2013, and if you fail to do so or do otherwise make your appearance on or before said date, this cause may be heard and judgement entered as prayed for in said Complaint without further notice. Nora L. Ohlsen, County ClerkB. Trinoble, DeputyPublished in the Boone County Journal 11/1/8/15

PET OF THE WEEK PET OF THE WEEK Meet Niagra. This sweet girl has been bred more than

we know, then surrendered to BCAS 2 days ago. Niagra is a darling 6 year old Black Labrador Retriever weighing approximately 48 lbs. She was never taught

to walk on a leash or trust the human hand. She is currently in foster care learning what a leash is and that it’s okay to be a dog. She would do best in a home with

children 14 or older as loud noises and quick movement frighten her. Niagra does well with other dogs, but would greatly benefit being an only dog

recieving one on one attention and love.

Please contact Jacqui Mitzelfelt with Boone County Animal Services and Adoption Center at

815-547-7774 to schedule a time to meet the beautiful boy.

IMPORTANT BOONE COUNTY NEWS! YOUR Veterans Assistance Commission of

Boone County is NOW OPEN! DO YOU HAVE ANY QUESTIONS ABOUT VETERAN

BENEFITS? Please come see us for advice and assistance. That is why we are here. We are funded by Boone County Taxes to help our

Veterans, their Dependents and their Surviving Spouses .

Walk-ins: Monday - Friday, 9:00am - 3:30pm Special Circumstances? - Call for an Appointment

Veterans Assistance Commission of Boone County 175 Cadillac Court, Professional Suites, Suite 3C

Belvidere, IL 61008-1729 Phone: 815-544-6464

Email: VACBoone@VACBC.org

Are you a Veteran, Dependent, or a Surviving Spouse of a

Deceased Veteran?

“You preserve what (public employees) have earned up to this point,” Morrison said. “But going forward, you give them the ability to control their own retirement plans.”

Current pension reforms would only tweak the system for public employees. Illinois still will be facing billions of dollars in retirement costs while having to scale back services to the public.

Morrison said Illinois cannot afford to pay so much for pensions for so few.

“While (public employees) have a guarantee in the Constitution that says pension benefits cannot be diminished, there’s nothing in the Constitution that forces taxpayers to stay in Illinois,” Morrison said.

Contact Benjamin Yount at BYount@Watchdog.org and find him on Twitter @BenYount.

Pension continued from page...5

POLICE OFFICER TESTING BELVIDERE POLICE DEPARTMENT

The Board of Fire and Police Commissioners of the City of Belvidere will be conducting competitive examinations for the position of Police Officer for the City of Belvidere on November 23, 2013.

Qualifications * High School Graduate or G.E.D. Equivalent * Valid Driver’s License * Minimum age of twenty-one (21), or age twenty (20) if you have completed two (2) years of law enforcement studies at an accredited institution

Laterally hired police officers will receive up to 4 years of service credit for wage schedule placement after completing their probationary period.

Applications for Employment may be obtained online at http://www.jobsource.copsandfiretesting.com/ or by contacting Cops Testing at 847-310-2677. Applications must be returned to the office of: C.O.P.S. and F.I.R.E. Personnel Testing Service, 200 W. Higgins Road, Suite 201, Schaumburg, Il 60195, no later than 4:00 PM Wednesday, November 13, 2013.

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Big Thunder Grange will host a Hometown Christmas Craft show and Holiday Sale, Saturday December 7, 2013, 9:00 A.M. To 4:00 P.M. At the Community Grange Hall, located at the Boone County Fairgrounds. Crafters and Vendors hurry to secure your booth space, as space is limited. For Vendors and craft information, and prices, call Sharyn at 815-765-1145, or Email: BCFQUEENPAGEANT@MSN.COM. All proceeds will be used for Big Thunder Grange Community Service projects.

Holiday Bazaar, Bake Sale and Luncheon Saturday, November 9th, 2013 9:00 A.M. - 3:00 P.M. First Presbyterian Church, 221 N. Main Street, Belvidere. Tickets are available for $9.00. Please contact the office at 815-544-6402. Tickets NOT sold at door. The luncheon will be served from 11 a.m – 1 p.m. In Fellowship Hall. Christmas decorations, ornaments, swags and wreaths are just some of the holiday gifts we will be seeing. Please join in and make this event a big success.

2nd Annual “Thank A Vet for Christmas” USO Christmas Party, Friday December 6th, 2013 from 6pm to 9pm at 521 S. State St. Suite 1. We will have a live band playing Christmas music from the 20’s and 30’s and 40’s. We will have food, coffee and hot cider for everyone. We are also opening our Veteran’s Drop In center. The Center will provide internet access, Billiard Table, Darts, Card Tables, Puzzle Tables, a library and many more items as we get closer to the event.

Christmas in the Country at Tebala Shrine Center, 7910 Newburg Rd., Rockford, IL. 61108 Friday, December 6th, 2013 11am – 7pm and Saturday, December 7th, 2013 9 am – 5 pm. Formerly Old Fashioned Country Christmas At Funderburg Antiques. Admission: canned goods or non-perishable item for the Belvidere Boone County food pantry.

Turkey Supper Sunday School Bake Sale at Garden Prairie United Church of Christ, Garden Prairie Rd. & Rt. 20 (Handicap Accessible), Saturday, November 16th 4 to 7 p.m. Tickets at the door. Carryouts available. Sunday School Bake Sale, Craft Table. Adults - $9.00, Children (6-12) - $4.00, under 6 – Free. Turkey Supper with all the trimming. Homemade pies & cakes. Call Ruth Ross 815-597-4421. Hope to see you!

Belvidere North High School announces The Drowsy Chaperone as its fall musical theatrical production. It will open on Thursday, November 21 and run through Saturday, November 23. All three shows begin at 7:00PM at the District 100 Performing Arts Center on the Belvidere High School campus—1500 East Avenue, Belvidere. The Drowsy Chaperone is often billed as the greatest show you’ve never seen as the entire production takes place in the narrator’s apartment. However, as the “man in the chair” describes his favorite show, the whole story comes to life right before the audience’s eyes. Dozens of students are working on this production including cast members Jordan Mason (Man in the Chair), Megan Baird (Mrs. Tottendale), Bryce Panzella (Underling), Ben Viette (Robert Martin), Christopher Harris (George), Ashton Sayles (Feldzeig), Colleen Bunt (Kitty), Scott Wietrzkowski, Isabella and Mia Cece (Gangsters), Julia Whitcomb (Drowsy), Megan McGowan (Trix the Aviatrix), and Jon Harms (Superintendent). Ensemble members include Amanda Barthel, Alex Bernal, Jessica Fluegel, Laura Fluegel, Rebecca Fluegel, Alissa Grosskopf, Renee’ Jalbert, Megan Mason, Caylah T. Moses, Ethel Nieto, Mia Powell, Michelle Stinson, and Asa Taylor. Members of the pit orchestra include Rowan Abbott, Alex Brodnicki, Silvia Diaz, Marina Galluzzo, Ryan Hill, Dan Johnston, Janus Kozdon, Austin Lofquist, Amadeusz Lord, Silvia Miyares, Mozella Moton, Alex Nash, Julianna Nordman, Matt Stiles, Matt Winkler, and Miranda Zuroske. Tickets are now on sale for this high energy, cleverly-staged modern exploration of 1920’s musical theatre. The cost is $7 for adults and $5 for students or senior citizens; all seats are general admission. Tickets can be purchased in advance by calling the Belvidere North High School Ticket Hotline: 815-547-3839. Tickets will also be available at the door. The production staff includes Dr. Phillip Vermillion and Mrs. Wendy Taylor, Directors and Producers; Mr. Neal Shipton, Pit Band Director; Mr. Mike LaScola, Set Designer and Builder; Mrs. Kelley Beard, Choreographer; and Mrs. Mihcal McClelland, Student-Teacher/Director. Student members of the production staff include Alexis Dedmond, Stephanie Hyser, and Jilliana.

The Monroe Township Firefighters’ Association will be holding their All-You-Can-Eat Buffet Breakfast on Sunday, November 3, 2013. It will be held at the fire station, 104 West Street, Monroe Center, Illinois. Serving is from 7-11AM. Prices are $8.00 for adults, $4.00 for children ages 6-12. Ages 5 and under eat free. Breakfasts are held the first Sunday of each month through May 2014.

Children’s Home + Aid is proud to present this year’s Annual Holiday Showcase House, located in a quaint Rockford neighborhood at 2125 Oaklawn Avenue.

Touring dates are Saturday, November 9th and Sunday, November 10, 2013 with hours from 10 AM until 6 PM, and Sunday, noon until 4 PM. Due to limited parking near the house, shuttle service will be available from Bethesda Covenant Church located at 2101 East State Street, Rockford, Saturday, from 10 AM until 6 PM and Sunday, 1PM until 4 PM. Support Children’s Home + Aid with your entrance ticket to walk through this 4 bedroom, 2.5 bath, 2,400 square foot full brick 2 story home. A classic Jesse Barloga, circa 1929, this home features a formal dining room, stunning all-glass sitting room off of the living room, master suite and a fabulous outdoor entertaining area. Tickets are $8 in advance and are available at Annie’s Gifts & Home Decor, Broadway Florist, Mary’s By Design, O’Fallon’s and Urbane Design Studio. Tickets are $10 at the door. The Showcase House offers an array of Holiday decorating ideas for every room in your home and the exterior, created by Rockford’s leading designers. This year’s designers include Annie’s Gifts & Home Decor, Broadway Florist, Mary’s By Design, O’Fallon’s, StageltWiseley.com and Urbane Design Studio. As a bonus, there will be a chance auction to win designer donated items. Chance auction ticket costs are $5.00 for 2, $10.00 for 6 and $20.00 for 15, with choice of which items you’d like to place your chance. Put them all on one item or spread them around. Chance tickets are sold only on site at the event. The tour concludes with Edward’s Apple Orchard Cider and cookies.

Phil Beu 4 Sheriff – Please join us on Sunday, November 24th, 2013 at Franchesco’s Ristorante, 7128 Perry Creek Pkwy, Rockford, IL. From 4pm – 8 pm. Everyone welcome! Pizza, Football, 50/50 Raffle and signed Football items. Cost: $15 per person / $25 per couple.

The Jane Addams Chapter of American Business Woman’s Association will hold it’s regular monthly meeting on Thursday, November 14, 2014 beginning at 6pm with networking. The meeting will be held at the VAC -Veteran’s Assistance Commisson Office; 201 E. Exchange, Freeport, IL The program for the evening will be presented by Kayla Niehaus and is titled “Let’s Talk Diabetes and Me”. Patti Bigger will also be reporting on her attendance at the 2014 National ABWA Leadership Conference. The cost of the evening including the meal will be $15.00. The menu for the evening is baked pork chops; baked potatoes; corn; 7 layer salad; rolls and butter and desert. Reservations may be made by calling Dianne at 815-238-3657. Guests are always welcome but need to call and make a reservation by Monday, November 11, 2014. Any questions regarding this meeting or the ABWA organization can also be phoned to Dianne at 815-238-3657.

Main Street Players of Boone County present FRUITCAKES! November 8, 9, 10, 15, 16 and 17. Performances at 7pm Fridays and Saturdays and 2pm Sundays at the Community Building Complex of Boone County, 111 West 1st St., Belvidere. Tickets: $12 adults, $10 seniors (65+), $5 students. Call 800.741.2963 to order, or visit www.mainstreetplayersofboonecounty.com.

Briefs continued from page...12

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At the “Cover Your Community” informational open house, OSF financial navigators will be on hand to answer questions about Affordable Care Act insurance options available through Get Covered Illinois - the Official Health Marketplace. Attendees can learn more about the Affordable Care Act, get information on potential tax credits and subsidies that are available through the Marketplace and set up one-on-one appointments with OSF financial navigators for personalized assistance with understanding coverage options and enrollment. Open enrollment for health insurance through the Marketplace began October 1, 2013, and continues through March 31, 2014. For coverage to begin January 1, 2014, residents must be enrolled in a plan by December 15, 2013. When: 9 a.m. to 3 p.m. on Saturday, November 2 Where: OSF Center for Health – Rock Cut, 9951 Rock Cut Crossing, Loves Park, IL. Cost: Free and open to the public More information: 815-395-5349, getcovered@osfhealthcare.org

Veronica Ochoa of Belvidere carries her son’s dec-orated pumpkin from St. James school in Belvidere Wednesday, October 30th. This photo and others taken by Susan Moran during the week, can be pur-chased from our photo gallery at www.boonecounty-journal.com

Under New & Improved Owners! Call Today! 815-544-4300

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Features and Amenities include: • Spacious 1 & 2 bedroom apartments with huge closets • Large walk-in pantry • Sidewalk to adjoining Shopping Center • Free Parking • Landscaped grounds • Community Room • Planned activities • Secure Entry System • Security Cameras • Transportation with B. County Council on Aging & the Transit • Attentive On-Site Staff • On-call Emergency Maintenance

www.boonecountyjournal.com In Our 18th Year 815-544-4430 The Boone County Journal Nov. 1st., 2013 19

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Illinois cities now facing public pension crises

By Benjamin Yount | Illinois Watchdog

SPRINGFIELD, Ill. — Chicago taxpayer could see their property taxes double or services cut if Illinois lawmakers don’t come to the rescue with pension reform.

SERIOUS BUSINESS: Chicago Mayor Rahm Emanuel puts it simply: “Should Springfield fail to pass pension reform for Chicago soon, we will be right back here early next year to start work on the city’s 2015 budget, a budget that will either double city property taxes or eliminate the vital services that people rely on.”

It’s the third pension crisis facing Illinois taxpayers, but one that and lawmakers who seem dumbfounded.

The state’s primary pension crisis, Illinois’ worst in the nation $130 billion pension debt, continues to confound lawmakers. The second crisis, whether taxpayers will flee the state, is a matter only time will tell. But cities and towns could see their pension crisis dealt with in a matter of months.

“Should Springfield fail to pass pension reform for

Chicago soon,” Chicago Mayor Rahm Emanuel said in a budget speech last week, “we will be right back here early next year to start work on the city’s 2015 budget, a budget that will either double city property taxes or eliminate the vital services that people rely on.”

It was action in Springfield, the mayor said, forcing the local pension crisis.

In 2010, Gov. Pat Quinn signed a pension “reform” law that created a second tier for police officers and firefighters. Anyone hired to a police station or firehouse after Jan 1, 2011, was to work until age 55 — not age 50 — and would see a cap on their salary when it came time to calculate their pension, stopping end-of-career pay spikes.

In exchange, cities were told they would have to make sure local police and fire pensions were fully funded.

“The city of Chicago has been operating on a formula where they have had very low payments on pensions,” Ted Dabrowksi, the vice president of policy for the Illinois Policy Institute. “If there is no pension reform, the law states that Chicago has to raise property taxes. And that’s a killer for Chicago.”

And not just Chicago. Cities across Illinois are realizing they have a few months before they, too, will have to find millions of new dollars to pay for their underfunded pensions.

“We are on a deadline to make sure we fund our pensions appropriately,” Bloomington Alderman Scott Black told Illinois Watchdog.

Bloomington needs to find $1.6 million for its pension payment next year. The central Illinois city is looking at tax or fee increases to come up with that money.

“We have to get aggressive in how we fund pensions,” Black said. “The plans that we’ve proposed are long-term. We’re talking 30 years.”

Black said the other option, which does not include a tax increase, would have the city paying “astronomical” balloon payments within five years.

Illinois lawmakers have done little but talk about how they need to overhaul the state’s pensions for years. The most recent pension reform effort stalled out over the summer.

But the urgent demand from Chicago could be enough to spur lawmakers to fix local pension first.

Dabrowski said state lawmakers usually listen when the city of Chicago speaks.

“If (Chicago’s) pensions are falling apart, you can bet it going to affects taxes across the state. It is going to affect the way money is distributed across the state. And it matters.” Dabrowski said.

Lawmakers will return for three more days of the do-nothing fall veto session next week. The General Assembly is set to return to Springfield again in January.

Contact Benjamin Yount at BYount@Watchdog.org and find him on Twitter @BenYount.

20 Nov. 1st., 2013 The Boone County Journal 815-544-4430 In Our 18th Year www.boonecountyjournal.com