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We are your protection.Illinois Casualty was founded by legal professionals, with highly specialized knowledge, who knew that establishments serving food and alcohol needed a unique kind of protec�on and aggressive representa�on.

Our experience and commitment to customer service has made us the premier insurance provider for the food and beverage industry. You’ll get the coverage you expectwith the service you deserve.

Today we insure more than 5,000 restaurants, nightclubs, taverns, package liquor stores, fraternal organiza�ons, banquet facili�es, wineries, convenience stores, and caterers. Businessesjust like yours.

We know the industry, and we’d like to know you. So trust your business to the food and beverage insurance experts of Illinois Casualty Company.

food & beverage insurance program

BR MK 5 01 18

PROPERTY COVERAGES

BuildingsBusiness personal propertyTenant improvements and be�erments

COVERAGES INCLUDED AUTOMATICALLY

OPTIONAL COVERAGES AVAILABLE

Business income Actual loss sustained with no wai�ng periodEquipment breakdown$5,000 for unscheduled buildingsSewer backupCollapsePersonal effects of customersYour business personal property off-premisesAccounts receivableValuable papers

SpoilageFood contamina�onEarthquake With business income at actual loss sustainedEmployee dishonestyBusiness income loss due to off-premises power interrup�on Includes overhead transmission lines and 6-hour disappearing wai�ng period

LIABILITY COVERAGES

OPTIONAL COVERAGES AVAILABLE

LIQUOR LIABILITY

No annual aggregate limit of insuranceBroadened defini�on of “your premises”Statutory and common law Defense costs outside of limitPremises owner included as an insured

OTHER LINES OF BUSINESS

Workers compensa�onUmbrella liability

DISCOUNTS AVAILABLE

Endorsed associa�on membershipSecurity cameras

SERVICES AVAILABLE

Flexible billing plansMul�ple payment op�onsOn TAP server trainingOn-site inspec�onRecipes for a Safe Workplace

Premises and opera�onsProductsAssault and ba�ery Defense costs outside of limitCyber Liability

Non-owned auto for delivery exposureAthle�c par�cipants for scheduled ac�vi�esEmployers professional liability insurance

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The Food & Beverage Insurance Specialists.Since 1950, we’ve been protec�ng establishments just like yours from a wide range of business, property, and liquor liability losses related to food and beverage sales and service.

Illinois Casualty is recognized throughout the industry as the go-to specialist provider in food and beverage insurance protec�on. Our

experience is deep, and it speaks for itself.

We’re there for you when you have a claim. We are also there to help you avoid a claim in the

first place. Our coverage comes with a commitment to training. Our “On TAP” (Training Alcohol Providers) program focuses on giving you the facts up front, so that you can conduct your business in a way that reduces claims.

It’s what we do. It’s who we are.

We are the exclusively endorsed provider of property and casualty insurance for the following industry associa�ons: Illinois Licensed Beverage Associa�on Minnesota Licensed Beverage Associa�on Hospitality Business Alliance Indiana Restaurant & Lodging Associa�on Tavern League of Colorado

So why take chances? Go with the endorsed specialists.