Learning objectives

What identity theft isThe different types of identity theftThe steps to prevent identity theftWays to report it

In this lesson you will learn:

How would you feel if you knew at this moment, thatsome criminal is using your credit card number andplans to charge thousands of dollars worth ofmerchandise on that credit card?

More importantly, how do you know thisis not happening? Millions of peoplehave become victims of identity theftand they often find out only afterthousands ofdollars have been stolen using theirnames.

Identity theft is not only related to theloss of money, but also additionalfinancial costs associated with trying torestore their reputation in thecommunity and correcting erroneousinformation for which the criminal isresponsible.

What is Identity Theft?

OnlineMailTelephoneIn person

Identity Theft is the unauthorized use of your personal identifying informationby anyone who intends to impersonate you or to conduct any activities in your name.

What personal information is taken?

full name

date of birth

Social Insurance Numbers

full address

mother's maiden name

username and password

For (online services)

driver's license

personal identification numbers (PIN)

credit card information (numbers,

expiry dates and the last three digits

printed on the signature panel)

bank account numbers

signature

passport number

What are the ways of acquiring personal information?

Dumpster Diving

Skimming

PhishingChanging

your address

Stealing

Click over the color boxes

Digging through your trash looking for bills and bank statements with your personal information on it.

Skimming is stealing credit /debit card numbers with a device that reads and decodes the information encoded in the magnetic strip on the back of your credit or debit cards.

Skimming2

Blank cards can be bought and using a credit card encoder can put your credit card info into the blank card making available for the criminal to use it.

Credit card encoder

Blank card withyour credit card info

Phishing: pretending to be financial institutions or companies by sending you spam or pop-up messages to get you to reveal your personal information

Online banking phishing scam

Phishing2

Changing your address

Changing your address: diverting your billing statements to another location by completing a change of address form

My homeMy mail

Stealing

Stealing: wallets, purses and mail including bank and credit card statements

access your bank accounts

open new bank accounts

transfer bank balances

apply for loans, credit cards and other goods and

services

make purchaseshide their criminal

activities

obtain passports or receive

government benefits

What your information could be used for?

QUIZ1

When I get my monthly bank statements, credit-card bills, or other documents with personal financial information on them, I just put them into the trash

When I go shopping I take with me all the ATM and credit cards for personal or business purchases

When I get my monthly credit-card bills, I never check carefully at all the transactions charged to my account before I pay the bill

Identity Theft Quiz 1

I write my PIN (Personal Identification Number) on my cards when I keep my ATM cards and credit cards in my wallet

Make a selection and count the number of Yes answers

Yes No

Yes

Yes

Yes

No

No

No

If you checked 2 or more

How can you find out if your identity was stolen

monitor your hard copy or on-line financial accounts frequentlycheck your credit report regularly for any unusual activitiesif you receive calls from collection agencies about unfamiliar accounts investigate furtherIf you applied for credit and were unexpectedlyturned down investigate further

Report0

If you are a victim...

Reportit2and credit card company

Report it 2

Toll free

1-800-465-7166

Toll free

1-877-525-3823

Report it 4

Prevention

Tip1

Be particularly wary of unsolicited e-mails, telephone calls or mail attempting to extract personal or financial information from you.

Tip2

Carry only personal identification and credit cards you actually need in your purse

Tip3

Review your monthly accounts, credit card statements and utility bills (including cellular telephone bills) for unauthorized charges as soon as you receive them

Tip4

During transactions...

Tip5

Always...

tip6

tip7

Be familiar with...

tip8

Shred personal and financial documents

Tip9

QUIZ2

If I think that I may be a victim of identity theft, I do not contact my local police department to have an officer take a report because Identity theft is not a serious crime

I usually do not request a copy of my credit report at least once a year

If the volume of the mail I get at home has dropped off substantially, I do not check with my local post office to see if anyone has improperly filed a change-of-address card in my name

Identity Theft Quiz 2.1

When I get mail saying I have been preapproved for a credit card, and do not want to accept or activate that card, I just put them in the trash

Make a selection and count the number of Yes answers

Yes No

Yes

Yes

Yes

No

No

No

QUIZ3

I provide my Social Security number to anyone who calls me

When conducting business online, I do not pay attention of the secure browser that encrypts information

I do not ask about the businesses privacy policies and how they will use my information

Identity Theft Quiz 2.2

I open email from unknown sources and I usually do not use virus detention software

Make a selection and count the number of Yes answers

Yes No

Yes

Yes

Yes

No

No

No

You now know how to protect your personal information

If you checked one or two Yes

Conclusion

Identity theft is on the rise, with a growing number of Canadians being targeted. According to the Canadian Anti-Fraud Center in April 2014 the total number of complaints were 3,712 reports.

The more we do to protect our personal information the less are the chances in becoming a victim.

Be your own super hero in securing your personal data. Make it a daily habit of

protecting the information of the most important person.... YOU!

PD

Source links

Source Links

http://www.rcmp-grc.gc.ca/scams-fraudes/victims-guide-victimes-eng.htmhttp://www.justice.gov/criminal/fraud/websites/idtheft.htmlhttp://pages.ebay.ca/securitycentre/Yourself/idthefttutorial.htmlhttp://www.microsoft.com/security/online-privacy/phishing-symptoms.aspxhttp://www.youtube.com/watch?v=QwKIOK-iS08https://www.antifraudcentre-centreantifraude.ca/english/statistics_statistics.html

Tools Used

Celia Garcia Font Microsoft office imagesPowerPoint 2007 http://www.youtube.com/watch?v=D9Qx_L1S4Jwhttp://www.youtube.com/watch?v=ApvLgliq_lYhttp://www.youtube.com/watch?v=QKlmCLaMm7s

Acknowledgements

Design, research and development

Gabriela Hernandez

Special thanks to all of those who with their support and guidance made this amazing work possible

Demonstration Showcase