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Risk Grade –

Return Grade –

NAV –

Net Assets* –

Fundcard

ValueResearch w w w . v a l u e r e s e a r c h o n l i n e . c o m

* Quarterly Average

Above Average

Average

Rs. 1225.03 as on Dec 4, 2012

IDBI Liquid

Rs. 3250.3 crore as on Sep 30, 2012

Value Research Fund Rating as on Nov 30, 2012

Open-end and Debt: Liquid

Volatility Measurements

Standard DeviationSharpe Ratio

Risk Analysis

% of Assets

Top Instrument Break-up

Trailing Returns (%)

Year-to-Date1-Week1-Month3-Month6-Month1-Year2-Year3-Year5-YearReturn less than 1-year are absolute and over 1 year are annualised

Return Rank

Fund Category Fund/Cat

Quarterly Returns (%)Q1 Q2 Q3 Q4 YearCompany Sector Instruments % Assets

Top Holdings

Total Securities

Avg Maturity (Yrs.)

Avg Maturity 52 W High (Yrs.)

Avg Maturity 52 W Low (Yrs.)

Avg Credit Rating

GOI Securities

AAA/P1+

AA

A and Below

Unrated

TBills

CDs/STD

Cash Equivalent

Net Recbl/Payable

Others

% of Assets

Credit Rating Break-up

Portfolio Characteristics

Returns as on

High Medium LowCredit QualityFUND STYLE

High M

edium Low

Interest Rate Sensitivity

NAV (Rs)

Total Return (%)

+/-

Rank (Fund/Category)

52 Week High (Rs)

52 Week Low (Rs)

Net Assets (Rs.Cr)

Expense Ratio (%)

Rating:Risk:Return:

History

Fund

(Rebased to 10,000)

25/116

AverageAbove Average

IDBI Liquid

4.01

7.938.849.26

30/116

NSE G-SecComposite

NSETreasury Bill

Fund Performance Vs NSE Treasury Bill

NSE Treasury Bill (%)

34/11931/119

NSE Treasury Bill

31.93

0.00

0.670.660.690.120.150.16

--

0.07

18/117

Certificate of DepositCommercial PaperCBLOBills RediscountingNet Payables

75

0.08

6.20

FinancialFinancialFinancialEnergyFinancialFinancialFinancial

2.002.032.13

FinancialFinancialFinancial

0.04

3.513.51

2002

-

-

-

-

-

-

-

-

3.49

0.20

3.492.932.922.68

8.469.289.74

2.332.33

2012

1225.03

9.00

1.17

30/116

1225.03

1124.19

3378.94

0.15

--2.282.502.43

2011

1123.89

8.97

1.64

30/113

1123.89

10.32

4204.11

0.22

8.972.322.242.122.01

Financial

2010

10.31

-

-

-

-

-

1486.51

0.23

-1.78---

Financial

2009

-

-

-

-

-

-

-

-

-----

Financial

2008

-

-

-

-

-

-

-

-

-----

Financial

2007

--

-

-

-

-

-

-

Energy

2006

-

-

-

-

-

-

-

-

Punjab National Bank

Financial

2005

-

-

-

-

-

-

-

-

Canara Bank

2004

--

-

-

-

-

-

-

Punjab National Bank

2003

--

-

-

-

-

-

-

Allahabad BankBank of MaharashtraPunjab National BankPunjab National BankCorporation BankKotak Mahindra Bank

Certificate of DepositCertificate of DepositCertificate of DepositCertificate of DepositCertificate of DepositCertificate of DepositCertificate of DepositCertificate of DepositCertificate of Deposit

7.838.599.00

23/116

-

61.46

0.00

29.19

90.65

10.47

0.00

0.58

0.00

-1.70

0.000.00

11.05-1.7

0.00

December 4, 2012, Portfolio related data as on October 31, 2012

4.024.304.53

0.54

22/110

0.33

---

Financial

9.79

FinancialFinancialFinancialFinancialFinancialFinancialFinancialFinancial

2.332.332.332.322.311.751.751.751.74

AAA

1.74

State Bank of BikanerSouth Indian BankAllahabad Bank

2.16Indian Oil Corp.Religare FinvestSouth Indian BankMagma Fincorp

7.65

Kotak Mahindra BankM&M Financial ServicesSREI Equipment Finance

1.171.171.171.171.171.17

Certificate of DepositCertificate of DepositCertificate of DepositCommercial PaperCommercial PaperCertificate of DepositCommercial PaperCertificate of DepositCommercial PaperCommercial Paper

Aditya Birla FinanceVolkswagen FinanceBank of MaharashtraAllahabad BankEssel Mining IndustriesUnited Bank Of India

20122011201019981999

Commercial PaperCommercial PaperCertificate of DepositCertificate of DepositCommercial PaperCertificate of Deposit

----

ValueResearch w w w . v a l u e r e s e a r c h o n l i n e . c o m

Fund Objective & StrategyValue Research AnalysisBest Performance

AMC :

Website :

Registrar :

Launch :

Benchmark :

Plans (NAV) :

Min Investment (Rs.) :

Min SIP Investment (Rs.) :

Exit Load :

YEAR

NAV

QUARTER

MONTH

Worst PerformanceYEAR

QUARTER

MONTH

All the graphs are rebased to 10,000

Portfolio Manager

Investment Information

Analysis not available

NSE Treasury Bill

The scheme will seek toprovide investors with highlevel of liquidity along withregular income for theirinvestment..

Computer Age Management Services Ltd.500

5000IDBI Asset Management Ltd.www.idbimutual.co.in

Nil

Crisil Liquid

9.86%

2.53%

0.86%

7.67%

1.47%

0.46%

July 2010

Since Jul 2010Gautam Kaul

Dividend Daily (1000.11) , Dividend Monthly (1001.89) , Dividend Weekly (1000.67) , Growth (1225.03)

20000

17500

15000

12500

10000

Volatility Measurements

Standard Deviation 0.13

Sharpe Ratio 23.87

Risk Analysis

% of Assets

Certificate of Deposit 63.64

Cash/Net Current Assets 13.85

Commercial Paper 8.25

Debenture 8.19

Structured Obligation 5.67

Treasury Bills 0.40

Top Instrument Break-up

Trailing Returns (%)

Year-to-Date 8.99 8.31 9/46 20.78 7.731-Week 0.16 0.14 22/51 2.78 -0.661-Month 0.70 0.64 20/51 9.97 0.303-Month 2.24 1.98 29/51 21.78 2.036-Month 4.62 4.17 15/48 26.28 4.081-Year 8.99 8.31 9/46 20.78 7.732-Year 8.60 7.92 5/42 12.77 7.803-Year 7.96 7.40 5/35 8.61 7.255-Year 6.78 6.33 4/32 5.13 6.43Return less than 1-year are absolute and over 1 year are annualised

Return Rank NSE NSE

Fund Category Fund/Cat G-Sec T-Bill

Quarterly Returns (%)

2008 2.04 2.09 2.33 2.24 8.992007 2.03 2.05 1.85 2.03 8.202006 1.47 1.61 1.67 1.81 6.712005 1.26 1.33 1.35 1.36 5.412004 1.13 1.12 1.12 1.22 4.66

Q1 Q2 Q3 Q4 YearCompany Sector Instruments % Assets

Top Holdings

112

Total Securities 46

Avg Maturity (Yrs.) 0.28

Avg Maturity 52 W High (Yrs.) 0.41

Avg Maturity 52 W Low (Yrs.) 0.27

Avg Credit Rating AA

GOI Securities 0.00

AAA/P1+ 80.09

AA 3.77

A and Below 0.00

Unrated 1.89

TBills 0.40

CDs/STD 0.00

Cash Equivalent 13.85

Net Recbl/Payable 0.00

Others 0.00

% of Assets

Credit Rating Break-up

Portfolio Characteristics

Returns as on 31st December 2008, Portfolio-related data as on 30th November 2008

ICICI Bank Financial Certificate of Deposit 13.51Canara Bank Financial Certificate of Deposit 8.19Vijaya Bank Financial Certificate of Deposit 8.18Axis Bank Financial Certificate of Deposit 4.58Reliance Capital Financial Commercial Paper 4.53Corporation Bank Financial Certificate of Deposit 2.83State Bank of Mysore Financial Certificate of Deposit 2.80IDBI Bank Financial Certificate of Deposit 2.77Oriental Bank Financial Certificate of Deposit 2.58Yes Bank Financial Certificate of Deposit 2.35Kotak Mahindra Bank Financial Certificate of Deposit 2.03ABN-Amro Bank NV Financial Certificate of Deposit 2.02State Bank of Bikaner Financial Certificate of Deposit 2.00Idea Cellular Communication Structured Obligation 1.93Carol Info Services Health Care Debenture 1.89State Bank of Hyderabad Financial Certificate of Deposit 1.62Sundaram Finance Financial Debenture 1.50Federal Bank Financial Certificate of Deposit 1.40State Bank of Travancore Financial Certificate of Deposit 1.40Gitanjali Trading & Invest. Corp. Services Structured Obligation 1.32IDBI Bank Financial Debenture 1.26Dr. Reddy's Holdings Financial Commercial Paper 1.22SBI Factors & Commercial Ser Financial Commercial Paper 1.22HDFC Financial Debenture 1.18Punjab National Bank Financial Certificate of Deposit 1.01

High Medium LowCredit QualityFUND STYLE

High M

edium Low

Interest Rate Sensitivity

HDFC Cash Management Fund - Savings Plan

Fund Performance Vs Ultra Short-term Bond Index

1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008

NAV (Rs) - 10.10 10.59 11.52 12.34 13.01 13.62 14.35 15.32 16.57 18.06

Total Return (%) - - 9.53 8.80 7.17 5.40 4.66 5.41 6.71 8.20 8.99

+/-NSE T Bill (%) - - - -0.19 0.72 -0.04 0.02 -0.37 0.57 0.33 1.26

Rank (Fund/Category) - - 9/17 7/26 10/28 10/39 6/36 8/35 3/36 3/42 9/46

52 Week High (Rs) - - 10.59 11.52 12.34 13.01 13.62 14.35 15.32 16.57 18.06

52 Week Low (Rs) - - 10.03 10.59 11.52 12.34 13.01 13.62 14.36 15.33 16.58

Net Assets (Rs.Cr) - - 203.94 707.77 315.12 1001.45 2195.93 1828.07 4769.91 2789.31 2463.22

Expense Ratio (%) - - - 0.49 0.70 0.58 0.52 0.45 0.34 0.58 0.57

Rating:Risk: Below AverageReturn: Above Average

History

FundUltra ST Bond

(Rebased to 10,000)

How to Read the Fundcard - Debt

Value Research Rating, Risk and ReturnFund Rating — The Value Research Fund Rating is a 1 to 5 star rating that is based on the returns that a fund has generated over the previous eight-een months, while taking into account the risks that the fund has taken. This rating is relative to other fund of the same type.Risk Grade — A five-step grading of the riskiness of a fund, based on the losses it has suffered during the past eighteen months. This grade is rel-ative to other fund of the same type.Returns Grade — A five-step grading of the returns of a fund. This grade is relative to other fund of the same type.

HistoryData on the fund’s performancesince its launch.

NAV (Year End) — The lastNAV of each year.Total Return — The percent-age returns that an investorwould have got over theyear.+/- — In the given year, acomparison of the fund’sreturns with that of a compa-rable indexRank — The fund’s perform-ance rank within its categoryfor the year and the totalnumber of funds out ofwhich it has been ranked.52-Week NAV Range — Thehighest and the lowest NAVthat the fund recorded dur-ing that yearNet Assets — The totalamount of investor’s assetsthat the fund was managingat the end of the year.Expense Ratio — The per-centage of the average dailyassets that the fund chargedas its management expens-es during the year.

Trailing Returns (%)Performance data for various stan-dard periods. All returns are in per-centage. Periods greater than ayear are annualised, shorter peri-ods are not.

Fund — The fund’s ownreturns.Category — The averagereturns for all funds in the cate-gory.Rank — The funds rank, out ofthe total number of funds in thecategoryIndex — The returns of twocomparable indices.

Quarterly Returns (%)The funds’ returns over each quar-ter of the last five years, along withthe entire year’s returns.

Fund Performance Vs IndexGraph of how an investors’ moneywould have grown in the fund sinceits launch. A similar graph of thefund’s benchmark index is alsogiven. For ease of comparison,both have been adjusted to start at10,000.

Risk AnalysisA range of statistical measures thatcan be used to evaluate the per-formance, risk, and return of amutual fund.

Portfolio CharactersticsAggregate measures of thefund’s investments. The averagematurity of the fund’s portfolio,as well as the high and the lowthat this average maturity has hitduring the past 52 weeks aregiven. Also given is the averagecredit rating of the portfolio.

Fund StyleA nine-cell matrix of the overall styleof investment that the fund follows,based on its latest portfolio. On thevertical axis, the three steps denotethe weighted average maturity of theportfolio. The horizontal axisdenotes, on a weighted averagebasis, credit quality of the portfolio.

Credit RatingBreak-upThe proportion ofthe portfolio that isinvested in instru-ments of differentcredit quality.

Top InstrumentBreak-upThe proportion ofthe fund’s hold-ings that are heldin different types iffixed-incomeinstruments.

Top HoldingsA detailed report on the latestinvestment portfolio that the fundis holding. For each security, theissuer, the sector, and the type ofinstrument are given. Also statedis the percentage of the fund’sinvestments that are invested inthat security. For MIP funds, data on theirequity holdings, if any, is alsogiven. For each stock, the sector,the P/E ratio and the year’sreturns are given.

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