10 thingsYOU NEED TO KNOW FROM STATE

thingsthingsYOU NEED TO KNOW FROM STATE

things

5. Insurance premiums broken downYour total premium is made up of a number of costs and it’s being impacted by:

> an increase to the Fire Service Levy

> the number of claims (there’s more cars on the road and we own more stu� )

> the average cost of claims (technology can lead to a higher replacement cost)

> factors specifi c to you such as your age and driving history.

For more info go to state.co.nz/premiums.

4. Straight to your inboxFrom September you can get your State documents by email3 instead of post. It’s speedy, secure and simple. To set your preference to ‘email’ give us a call on 0800 80 24 24 and we’ll do it for you.

2. Hands-free hammering Every do-it-yourselfer knows how easy it is to accidentally smash your fi ngers while hammering nails into the wall. The secret? Use a clothes peg to hold the nail in place while you hammer. Even if you miss, you won’t get hurt.

1. We’re at your command My State, your online account,1 gives you the reins. It’s the easy way to see your policies in one place, fi nd out when they’re up for renewal and make payments. Just register online with your policy number and an email address and we’ll put you in the draw to win a Samsung Tab 3 Lite VE.2

Register now at state.co.nz/online-account

Go to state.co.nz/meth

3. The lowdown on methamphetamine (meth)Meth is a growing issue in New Zealand, so we’re changing our house, contents and car policies around meth contamination. If you’re a homeowner, a renter or a landlord, it’s important to know what’s covered and what’s not. We’ve put together a handy ebook to explain it all and answer some FAQ’s.

Like us for more ideas

4. Straight to your inbox

7. Bring it together and save Did you know that the more you cover with State, the more you save? It only takes minutes to insure your new car, contents or home online, and if it’s a new policy on top of your contents insurance, you’ll get a multi-policy discount of up to 10%.4

Now for the fi ne print. 1. Right now only vehicle, homepack, contents and house policies can be viewed online. If you’ve got one of these and you can’t see it, we might not have added it to your online account yet. Body Corporates and Businesses can’t register for My State. 2. Promotion ends 11.59pm 29 October 2017.

Terms and conditions apply. Go to state.co.nz/wintab. 3. Documents for boat, caravan or trailer policies will continue to be posted. Some other documents may still be posted as well. 4. Discounts apply to the base premium amount (or the net base premium amount after any other discount(s) have been deducted)

and not to government levies, GST or optional extensions. State underwriting criteria and policy terms and conditions apply.

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10. Don’t go anywhere without us If you fi nd yourself jetting across the country or across the ditch a few times a year, State’s annual multi-trip travel insurance can save you time and money. Just head to the link below and enter the code STATECUST to get your discount.

See more tips at state.co.nz/statesmarts

9. Pay your wayEveryone likes having one less thing on their to do list, right? That’s why paying for your State cover by direct debit makes so much sense. You just set it up once, then forget about it. Fill in the quick direct debit form online or callus on 0800 80 24 24. You can also pay online at state.co.nz/pay.

Set up a direct debit at state.co.nz/pay Get cover at state.co.nz/travel-insurance

8. Let’s hear it for Fly BuysState’s proud to be the only insurer to o� er Fly Buys. To celebrate, we’ve just launched State POP!, which brings you great deals from Fly Buys partners. To be eligible, give us your Fly Buys number and email address and then watch your inbox for details. Plus you’ll get points when you pay your premium.

6. Genius ways to simplify your life

We’re big fans of anything that’s smart and simple. Here are some of our favourite ways to solve everyday problems using brains, not brawn.

> Got a grimy showerhead? Tie a bag fi lled with vinegar around it and leave it overnight. In the morning, just take the bag o� and wipe clean for a shiny, free-fl owing shower.

> To see if an alkaline battery has any power left, bounce it on the fl oor. If it doesn’t bounce and falls over, it’s still good.

> Hard-boiling eggs? Add a teaspoon of baking soda to the water. The shell will come o� e� ortlessly.

6. Genius ways to simplify your life

To see if an alkaline battery has any power left,the fl oor. If it doesn’t bounce and falls over, it’s still good.

Hard-boiling eggs?teaspoon of baking soda to the water. The shell will come o� e� ortlessly.

6. Genius ways to simplify your life 6. Genius ways to simplify your life

We’re big fans of anything that’s smart and simple. Here are some of our favourite ways to solve everyday problems using brains, not brawn.

> Got a grimy showerhead? Tie a bag fi lled with vinegar around it and leave it overnight. In the morning, just take the bag o� and wipe clean for a shiny, free-fl owing shower.

>

>

Fly Buys partners. To be eligible, give us your Fly Buys number and email address and then

details. Plus you’ll get

Don’t go anywhere without usIf you fi nd yourself jetting across the country or across the ditch a few times a year, State’s annual multi-trip travel insurance can save you time and money. Just head to the link below and enter the code

to get your discount.

Get cover at state.co.nz/travel-insurance