How to Use Coupons the Smart Way

To Cut Your Holiday Expensesby: www.newhorizon.org

Did you know that you can save even

more if you can use your coupons the

smart way?

Consider the following tips on how you can cut back from your Christmas

shopping expenses:

Know exactly what you need to buy.

● The first important step is to make a list of the things you need

to purchase.

● You can arrange the items into categories such as party, gifts,

vacation, etc.

● Consider carefully each item you plan to buy as you do not want

to fill your shopping list with unnecessary things that can add

burden to your budget.

Don’t buy items you don’t need.

● Just because an item is on sale does not mean you

should go and buy it.

● If you don’t have a real need for it, then you should

definitely skip the purchase.

Use coupons for items on sale.

● Department stores usually hold annual sale events

especially as the holiday season nears.

● Take note of the schedule of sale events and be ready

to use your coupons at this time.

● You can literally save hundreds of dollars from your

purchases if you apply this tip.

Check the expiration date.

● You don’t want to fill your cupboard with canned

goods that are soon to be spoiled.

● For food items, check the expiration date first before

purchasing.

● Some items are sold at a bargain for the reason that

they are nearing expiration.

Check the coupon’s expiration date.

● Yes, even coupons do expire too so before you head to

a shop with a bunch of coupons in your hands, check

each coupon’s expiration date first so you can be sure

you can save from your purchases.

Combine coupons with a loyalty card.

● If you often shop at the same store, consider getting a store card to enjoy even

more discounts.

● The reason is because retailers often offer bigger discounts exclusively only for

store cardholders.

● You can even use your coupons together with your store card to slash off even

more from the price.

● Don’t forget to read the merchant’s policy on couponing and using a store card.

RESOURCES:

● For more saving tips visit our blog http://www.newhorizon.org/credit-info/

● If you are looking for unsecured credit cards for bad credit check our list here.