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H O W T O . . .M A K E C L E V E R U S E O F B A N K I N G S E R V I C E S

A s k t h e e x p e r t s S t a r t u p G u i d e B e r l i n

ABOUT US

Berlin is much more than just a business location for Deutsche Bank - it is the city where Deutsche

Bank was founded in 1870. Today, approximately 4000 people work for Deutsche Bank in Berlin. The

bank provides a broad range of banking services to private individuals, self-employed clients as well

as to businesses of all sizes. Aside from its Berlin-wide network of branches, there is one unique

Deutsche Bank branch that can only be found here: “Q110 – Deutsche Bank of the future”. Located on

Friedrichstraße, it presents visionary ideas and concepts for the future of banking.

M I L O S S P I R I D O N O V I C

C F A H E A D O F S T A R T U P S @ B E R L I N

d e u t s c h e - b a n k . d e / s t a r t u p s

T he long - term success of any bus iness i s achieved by matching good ideas w i th a so l id f inanc ia l s t r uc ture. A l though s t ar tup companies may be unor thodox in many way s , i t l i tera l l y pay s of f to t ake a ho l i s t i c approach to bank ing ear l y on . More than jus t a prov ider of f inanc ia l ser v ices , your bank c an be a long - term par tner that he lps out in the ear l y s t ages of founding, per iods of grow th and matur i t y.

To get s t ar ted , a re lat ionship manager w i l l t ake you through f i ve quick s teps to set- up an account . T hey w i l l walk you through the process , document at ion and ans wer any ques t ions unique to your company. T he nex t v i t a l s tep i s to have an open d iscuss ion on the company miss ion / v is ion . B y the end of th is conver s at ion , the entrepreneur should be ab le to ans wer the fo l low ing: Can the bank match your s t r uc ture? Does i t have a presence in your market? W hat are the bank ’s c apabi l i t ies and how ex tens i ve i s i t s net work? W hat are the ident i f ied r i sk s? T h is anal y s is should he lp in choos ing the appropr iate bank ing par tner.

Debt f inanc ing is a common topic of conver s at ion . B ank s t radi t ional l y cons ider s t ar tups as a r i sk y inves tment , but c an use the ir net work to he lp t ap into the pool of ava i lab le f unding a l ternat i ves . Publ ic deve lopment f unds i s one of many examples . T hese are i ssued in var ious var ie t ies and genera l l y t ake shape in the form of grant s or credi t s . S ince the bank w i l l k now your bus iness model , i t c an sugges t and ass is t in the appl ic at ion for publ ic f unding f rom ins t i tu t ions such as the German Deve lopment B ank (K f W ) or the European Inves tment Funds .

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Operat ional roadblock s may add another layer of complex i t y. Internet s t ar tups in par t icu lar have a broad scope and bus iness models that h inge on internat ional expans ion . W hen enter ing fore ign market s , however, you need to be ab le to e f f i c ient l y handle f inanc ia l t rans ac t ions across border s and currenc ies . We are w i tness ing an increas ing amount of s t ar tups that penetrate market s w i th exponent ia l pace. T he ab i l i t y to open loc a l currenc y account s and /or s t r uc ture a so lut ion that min imizes exchange rate exposure i s a key focus to s t rengthen your f inanc ia l s t r uc ture.

A s the s t ar tup t rans i t ions into a mature s t ate , your bank should be ab le to sh i f t focus and equip you w i th a mul t i tude of addi t ional ser v ices . T h is c an inc lude concept s for company pens ion schemes , inves tment s t rategies , or prepar ing for an in i t ia l publ ic of fer ing of your success f u l venture. I t i s a lso impor t ant to note that the ser v ices do not onl y inc lude corporate top ic s , but c an a lso work w i th a founder on weal th management . Weal th accumulat ion p lans should be made ear l y on in order to max imize the rea l iz at ion of a success f u l bus iness venture.

A bank ’s indus tr y exper ience c an he lp t ake your company to the nex t leve l and of fer per spec t i ves that c an be eas i l y over looked. A s imple example i s the dec is ion for a centra l ized or decentra l ized t reasur y f unc t ion . A l though eas y to change ear l y on , the added complex i t ies of a grow ing internat ional operat ion w i l l inev i t ab l y c ause unintended consequences . S imi lar to spaceships , s t ar tups embrace cut t ing edge technolog y, complex s y s tems and recr u i t the v is ionar ies of our t ime. E xp lor ing unchar ted concept s and evo l v ing at an increas ing pace magni f ies the impor t ance of a s turd y launch pad.

He lp ing bui ld the nex t generat ion of great produc t s and opening up new market s i s ver y exc i t ing and meaningf ul . St ar tups@Ber l in was des igned by Deut sche B ank to address the unique chal lenges faced by today ’s innovat i ve s t ar tup companies . T he mul t i l ingual team of fer s entrepreneur s a one -s top shop cover ing a w ide array of bank ing ser v ices . Our miss ion i s to t a i lor sc a lab le so lut ions spec i f i c to your needs , yet f lex ib le to change. T he team in Ber l in i s connec ted internat ional l y and c an fac i l i t a te the of fer ing of c ap i t a l market exper t ise and c ash management so lut ions . F ee l f ree to get in touch w i th any ques t ions and g i ve us a chance to he lp so l id i f y your company ’s foundat ion .

A s k t h e e x p e r t s S t a r t u p G u i d e B e r l i n

T H E N E X T V I T A L S T E P I S T O

H A V E A N O P E N D I S C U S S I O N O N

T H E C O M P A N Y M I S S I O N A N D

V I S I O N

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