How to Leverage Existing

Channels for More Revenue

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• 14 year old Financial Marketing Company

• Principals have spent a majority of their careers in the financial services and marketing industries

• Work with financial institutions of all sizes in helping them generate more sales through more channels

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Leveraging What you Have in Place

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Engagement through

multiple channels

To initiate dialogues

with the person that

can help with

Leverage existing branch and online channels to ENGAGE in ways that lead to more sales

ENGAGE

Today’s Remote Customers

• Technology is causing more customer remoteness, moving brand attributes away from people to transactions

• 34% haven’t been in a branch in 6 months (bankrate.com)

• Millennials see branch as irrelevant

with 92% preferring to do their

banking online (TD Bank Study)

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Lack of Engagement

• Branch mystery shop of 134 banks (Econiq)

• 88% offered only single product

• 11% offered companion savings

• 1% offered non-deposit product

• Survey of 4000 retail bank customers (Accenture)

• 74% consider their banking relationship to be transactional rather than relationship driven

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Need to Engage Beyond Transactions

• Building a brand image beyond transactions - as a place to go for more financial needs

• Leverage branch and digital channels to engage customers in more meaningful ways

• Turn those engagements into selling opportunities

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Engagement Means Sales

• Gallup research “customers that are fully engaged represent an average 23% premium in terms of share of wallet, profitability, revenue, and relationship growth.”

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Content Will Engage

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• Creating and distributing relevant and valuablecontent to engage customers.

• Moving that engagement into more life events to start dialogues and provide solutions.

Why So Powerful?

• People are looking for easy to understand answers to their financial questions.

• People will buy from the one who provides it.

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Source:Next Century Media

Why So Powerful?

• This is especially true around life events when, according to Forrester Research, they are 43% more likely to buy a financial product.

• You want to engage in a meaningful way that makes you that resource for answers,

not the competition.

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Content Marketing: A New (Old)

Strategy

• John Deere – 1895 – newsletter on technology in agriculture

• Nike -1966 - benefits of jogging, not selling shoes

• Home Depot - today– teaches people how to build a fence

What Type of Content is Needed?

• Your customer needs…

Broad

Branded

Easy to navigate

Easy to read and understand. No jargon!

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What Type of Content is Needed?

• Your institution needs…

Professionally created and maintained to satisfy legal, tax and regulatory changes.

Compliance reviewed including FINRA review letters for investment related content

Reviewed and approved by B/D compliance department

Expanded as needed to reflect changing rules and regulations

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• Content that sits idle is not helping your customers and not helping your financial institution

• Its more than just passively offering financial literacy or general education

• Most people react to events as they occur

• They want just the answers they need at just the time they need them

It Takes More than Content to Set

Up Selling Opportunities

• Delivered around life events when people are looking for answers and more likely to buy.

• Delivered in a way that engages people and allows them to uncover hidden needs.

• Delivered in a way that connects them with the person who can help with those needs.

Delivery Platform is Key

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Examples of Delivery Platform

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Financial Answer Center

Business Answer Center

Emotion Adds Impact

Feelings are Facts - “Only 30% of human decisions and behaviors are actually driven by rational considerations” – Nobel prize winners

Gallup – “Emotionally connected customers tend to deliver significantly enhanced business results when compared to their rational counterparts.”

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Engage Emotionally

• Save money (Satisfaction)• Avoid mistakes (Fear)

• Protect those who count on you (Confidence , Lack of Guilt)

Focus on the emotional benefits of the help you can provide

Engagement in the Branch

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Onboarding

Account Servicing

Frontline employees introduce the content as a value added service and offer guides relevant to their life events as a part of their everyday service-focused routine. The request for a guide is an automatic lead.

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Simple Introduction of a Service

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Automated Fulfillment

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Engagement Through Website

Engagement Through Email

Feature your content in emails to your members!

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Twitter Solution Facebook Solution

Edu PostsEdu Tweets

Engagement Through Social Media

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Promoted for relevance and value to get followers (e.g.. Tuesday’s Tips)

Engagement Through Mobile

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EZ Viewer

All content and features of the Financial Answer Center are formatted for easy access through mobile devices

Worksite Engagement

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Financial education is one of the most rapidly growing employee benefits. Your business customers can provide it to their employees with a simple link.

Link to Financial Answer Center as an employee benefit draws employees of business customers to you for financial education and people that can help

The Financial Focus

• If 1 in 3 appointments buy with an average net present value per sale of $2000 (deposit, loan, mortgage, investment, insurance, etc.) the value of 1 sales appointment is $660

• Target of over $100,00 new revenue/branch/yr. A single appointment from a branch in a month returns over 6 times the cost.

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Make your own assumptions using a Revenue Opportunity Calculator at

www.Truebridge.com

Truebridge Content Marketing System

• Affordable monthly subscription includes:

• Full turnkey Content Marketing System

• Customized to match your look and feel

• Integrated employee pictures and contact information

• Professionally maintained by a top national accounting firm

• Individual customer service to ensure active usage and shared “best practices”

• Hosted through top-ranked secure facility

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So, What’s the Next Step?

• Schedule a 1 on 1 demo- learn more at www.truebridge.com

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