how to dispute a denied auto insurance claim

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Page 1: How to dispute a denied auto insurance claim

What To Do If Your.

Auto Insurance

Claim Was

Denied

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Page 2: How to dispute a denied auto insurance claim

Claim declined!! What Next?

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If your auto claim had been declined,

There are two things you can do to positively react to your

auto claim denial.

These two steps are:

1. Know why your claim was denied

2. Dispute the claim (when necessary).

Page 3: How to dispute a denied auto insurance claim

Know Why Your Claim Was Denied !

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To trace the root cause of your auto claim denial, look out for any of the reasons

below:

No coverage on your car insurance policy for the claim presented. (e.g having a

liability insurance, but the claim you filed is under a collision coverage)

You do not qualify as a name insured under the policy

Failure to pay your premium, could be the main course.

The amount of damage exceed your policy limits on your declaration page.

The car is yet to be added to your policy. (e.g a new car)

If the other party was insured, yet you made an uninsured motorist claim.

Page 4: How to dispute a denied auto insurance claim

You Can Dispute The Claim Denial

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( I.E Bad Faith Insurance Claim)

You can as well dispute the claim denial, if none

of the reason giving above was the reason giving

in your insurance denial letter for the claim

declined.

Page 5: How to dispute a denied auto insurance claim

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While you plan to make the dispute, below are three helpful action

steps to dispute your auto insurance claim rejection ;

1. Inform the car insurance company about their mistake, give them

a prove for this. In most case they will respond to your query and

give you a fair treatment.

2. You can also appeal the company’s decision to the “state

insurance commission”.

3. Hire an “insurance bad faith attorney” to file a suit against the

insurance company for a bad faith insurance practice and

violation of state’s insurance code.

Page 6: How to dispute a denied auto insurance claim

In conclusion