1G U A R A N T E E D H I G H R E T U R N P R O P E R T Y I N V E S T M E N T S

www.NRIA.net

(201) 210-2727

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ABOUT US

• Professional Project Management Firm

• Coordinate & Micromanage Acquisition, Financing, Construction, Tenanting, & Resale of 100% new construction, luxury investment townhomes for high net worth investors

• Guaranteed Project Completion Satisfaction or Clients Investment is Bought Back at Cost

• Since 2006:• Over 600 Equity Rich Investment Properties• Clients Earned over $400 Million Equity from $30 Million

Cash-In Invested

www.NRIA.net

(201) 210-2727

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HIGH RETURN REAL ESTATE INVESTINGIN 6 SIMPLE STEPS

Select Your High Return, Investment

Property

Reserve Your Property Receive Financing

Sit Back & Relax during Construction

Phase

Benefit from Professional

Property Mgmt. & Guaranteed Rents

Allow NRIA to Orchestrate Property Resale & Collect a Substantial Equity

Return!

1 2 3

4 5 6

www.NRIA.net

(201) 210-2727

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HIGH RETURN REAL ESTATE INVESTINGIN 6 SIMPLE STEPS

www.NRIA.net

(201) 210-2727

STEP 1:NRIA performs exhaustive due

diligence to identify your property

Located in prime, city neighborhoods

Purchased at deeply discounted, wholesale rates

Yields a minimum $150,000 equity return per unit

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STEP 2:Reserve Your

Property

Submit refundable good faith deposit of $11,900

Fully refundable for 15 days from contract submission

Your 100% deeded and owned property only closes and builds after all zoning, building, and required

permits are fast tracked and in

HIGH RETURN REAL ESTATE INVESTINGIN 6 SIMPLE STEPS

www.NRIA.net

(201) 210-2727

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STEP 3:Receive Financing

or Build in Cash

Submit an application & NRIA will coordinate financing with

a construction bank or you can build in cash.

Clients are privy to cutting edge financing & refinancing

options.Month 15 when your project

is finished and 100% tenanted, 90% of ALL your

CASH IN is returned to you in a Non-Recourse Loan – paid

for by the rent rolls.

Qualified investors can receive 100% financing

HIGH RETURN REAL ESTATE INVESTINGIN 6 SIMPLE STEPS

www.NRIA.net

(201) 210-2727

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STEP 4:Sit Back & Relax

during Construction

Phase

NRIA oversees construction of brand new, luxury high end investment townhomes of

great value

Builder is contractually obligated to build at a fixed

price & on time - or else they pay daily penalty late fees

Clients receive Certified Inspection Reports every 4-6

weeks

HIGH RETURN REAL ESTATE INVESTINGIN 6 SIMPLE STEPS

www.NRIA.net

(201) 210-2727

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STEP 5:Benefit from Professional

Property Management &

Guaranteed Rents

“Hands Free” Absentee Ownership with Professional

Property Management

Rent Agreement Guarantees:• Home promptly & continually rented for 5 yrs.

• Rents collected will cover monthly expenses

• If vacant over 60 days, Property Manager pays client monthly costs

Obtain 7-12%+ Cap Rates on rents /over net cash in during

rental holding periods

HIGH RETURN REAL ESTATE INVESTINGIN 6 SIMPLE STEPS

www.NRIA.net

(201) 210-2727

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STEP 6:NRIA Orchestrates Property’s Resale

& You Collect a Substantial Equity

Return!

Allow NRIA to orchestrate all details of your property’s

resale

Collect a minimum equity profit of $150,000 per unit at

re-sale closing.Your equity position is GUARANTEED or if your unhappy at completion we BUY

BACK your INVESTMENT at cost.

HIGH RETURN REAL ESTATE INVESTINGIN 6 SIMPLE STEPS

www.NRIA.net

(201) 210-2727

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INVESTMENT PROCEDURES

• Locate undervalued raw land in prime Philadelphia neighborhoods

• Clients own 100% of investment

• Perform due diligence on costs & potential client financial returns from their ownership

• Have financial analysis confirmed by bank funding commitment & appraisals

www.NRIA.net

(201) 210-2727

• Negotiate all approvals and building risk controls

• Obtain all Zoning & Building approvals

• Obtain 10 Year No Property Tax on building certificate

• Obtain rigorous contractual guarantees of construction quality, fixed pricing, and on time delivery from the builder - obviating major risks

• Close & supervise build for clients at 30% less than current re-sale value.

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INVESTMENT PROCEDURES

• Audit contractors weekly progress under micromanaged construction controls along with bank and City inspectors through completion

• Complete the build in 14 months

• Obtain C of O

• Coordinate client refinance into long term paper.

• Return the maximum amount of client cash “parked” in the deal to the client at refinance – up to 100% of cash-in returned.

www.NRIA.net

(201) 210-2727

• Rent the property within 60 days with Strategic Property Manager partners who guarantee prompt and continual rentals for 5 years – or they pay client monthly costs.

• Obtain 7% - 12% Cap Rates on rents to cash in during rental holding periods.

• Re-sell 1 or 2 units annually to primary occupants as desired

• Increase returns an additional 50% per annum via re-sales.

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INVESTMENT PROCEDURES

• NRIA is paid a flat 4.5% fee of final project appraisal value for its year long “soup to nuts” project management that maintains 100% day to day oversight and customer service

• Full bi-monthly construction engineering audit function through guaranteed rent and tenanting reporting

• Full ownership and full rent and equity benefits are always 100% client owned with no dilution or sharing with other investors.

• Clients enjoy near full cash back, “hands free” ownership and tax advantages with unprecedented industry guarantees.

www.NRIA.net

(201) 210-2727

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FEATURED PROPERTY

Typical 1 Unit Financial Break Down: Cash Financed Deal

• Land Purchase Price $ 130,000• New Construction $ 383,330• Closing & Initial Project Mgmt. $ 7,500• Total Cost Amount $ 520,830• After Built Value (ABV): $730,000• ASAP Built In Equity Profit $209,170

• Total Cash-In Required $11,900 Retainer + $520,830 Cost to Acquire = $532,730 total cost

• Total Cash Back Returned at Refinance (65% LTV loan) = $474,500

• Net Cash Left in Project = $58,230 ($532,730 total cost – less $474,500 returned to you at refinance)

• $10,536 net annual rental benefit / $58,230 net cash left in = 18.1 % ANNUAL ECONOMIC RETURN

• GROSS EQUITY KICKER PER UNIT AT RESALE

= $730,000 x .93 (buyers discount 7%) x .94 (6% Realtor fee) - $474,500 mortgage pay off = $638,166 net proceeds - $520,830 = $117,336 / 3 years = $39,112 per year additional net equity return.

• Annual Net Rent $10,536 + $39,112 Equity Bonus / $58,230 cash in ground = 62% per annum return when averaged (see next excel)

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1 UNIT 10 YEAR ANALYSIS

Year 1 2 3 4 5 6 7 8 9 10  

Land Purchase$130,00

0                   

New Construction$383,33

0                   

Closing and Initial Project Mgmt. $7,500                   

NRIA Retainer $11,900                   

Total Cost to Acquire and Develop (Cost Basis)$532,73

0                   

Appraisal of Completed Home$730,00

0                   

Principal Mortgage after Refi at 65% LTV $0 $474,500 $466,281 $458,062 $449,843 $441,624 $433,405 $425,186 $416,967 $408,748 

Annual Mortgage Paydown $0 $8,219 $8,219 $8,219 $8,219 $8,219 $8,219 $8,219 $8,219 $8,219 

Net Mortgage Balance $0 $466,281 $458,062 $449,843 $441,624 $433,405 $425,186 $416,967 $408,748 $400,529 

Net Cash Left In Project$532,73

0 $58,230 $58,230 $58,230 $58,230 $58,230 $58,230 $58,230 $58,230 $58,230 

                       

Gross Rents (2% Annual Increase) $0 $34,800 $35,496 $36,206 $36,930 $37,669 $38,422 $39,190 $39,974 $40,774 

Mortgage $0 $29,702 $29,702 $29,702 $29,702 $29,702 $29,702 $29,702 $29,702 $29,702 

Leasing Commission $0 $2,900 $0 $3,017 $0 $3,139 $0 $3,266 $0 $3,398 

Annual Inspections $0 $350 $350 $350 $350 $350 $350 $350 $350 $350 

Move Out Fee $0 $0 $0 $970 $0 $970 $0 $970 $0 $970 

Property Taxes $0 $700 $700 $700 $700 $700 $700 $700 $700 $700 

Homeowners Insurance $0 $700 $700 $700 $700 $700 $700 $700 $700 $700 

Property Management Fees $0 $600 $600 $600 $600 $600 $600 $600 $600 $600 

Net Rental Income $0 -$152 $3,444 $167 $4,878 $1,508 $6,370 $2,903 $7,922 $4,354 

Annual Return: Rent vs. Cash In $0 -0.26% 5.91% 0.29% 8.38% 2.59% 10.94% 4.98% 13.61% 7.48% 

Annual Mortgage Paydown $0 $8,219 $8,219 $8,219 $8,219 $8,219 $8,219 $8,219 $8,219 $8,219 Annual Economic Benefit of Rents and Principal Paydown $0 $8,067 $11,663 $8,386 $13,097 $9,727 $14,589 $11,122 $16,141 $12,573

Average

Annual Return: Rent and Principal Paydown vs. Cash In $0 13.85% 20.03% 14.40% 22.49% 16.70% 25.05% 19.10% 27.72% 21.59%18.09%

                       Estimated Contract Sales Price (2% Annual Increase)

$682,550 $696,201 $710,125 $724,328 $738,814 $753,590 $768,662 $784,035 $799,716 $815,710 

Less Realtor Fees and Transfer Tax $54,604 $55,696 $56,810 $57,946 $59,105 $60,287 $61,493 $62,723 $63,977 $65,257 

Expected Net Proceeds after Sale$627,94

6 $640,505 $653,315 $666,381 $679,709 $693,303 $707,169 $721,313 $735,739 $750,454 

Expected Net Gain on Sale (Taxable) $95,216 $107,775 $120,585 $133,651 $146,979 $160,573 $174,439 $188,583 $203,009 $217,724 

Expected Cash Return on Sale $95,216 $115,994 $137,023 $158,308 $179,855 $201,668 $223,753 $246,116 $268,761 $291,695 

Annual Return: Sale vs. Cash In 17.87% 99.60% 78.44% 67.97% 61.77% 57.72% 54.89% 52.83% 51.28% 50.09% 

                       Total Expected Cash Return: Rent Plus Sale vs. Cash In

$95,216$115,842$140,315$161,767$188,192$211,513$239,968$265,233$295,800$323,088

Average

Total Annual Return: Rent Plus Sale vs. Net Cash Left In 17.87% 99.47% 80.32% 69.45% 64.64% 60.54% 58.87% 56.94% 56.44% 55.48%62.00%

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PHILADELPHIA MARKET DRIVERS

1. A 10 year property tax abatement

2. Total Rent increase of 9.5% 2010-1013

3. Local GDP increase of 7.6% - 9th highest, US 2012

4. The Sugar House Casino completed 2010 with more casinos coming soon

5. Comcast Center- Second Tower in Center City - online 2016 adding 4,500 jobs

6. High Speed Amtrak Acela Train Service now making a Daily Commute to New York and Washington DC

7. Philadelphia's super low 3.2% existing vacancy rate on rental properties – one of the lowest in the USA

8. Year over year 3-4% steady appreciation in Center City Philadelphia a resilient Realty Market!

9. The massive “Gentrification” Trend  (More than 6,000 New Yorkers move to Philly annually.)

10. High Walkability Scores of 80+ , for Shopping, Entertainment, and Commuting

11. A Vibrant Philadelphia Economy and Employment Sector in Health, Education, Services & Pharmaceuticals!

12. Philadelphia is a growing College / University/Medical/Research town

DEMOGRAPHIC FACTS DRIVING THE GROWTH & STABILITY OF THE PHILADELPHIA MARKET:

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RISKS ASSOCIATED WITH PROPERTY INVESTING:

• Risks include the following: (I) the investment is not insured by the FDIC or any other governmental agency; (ii) the value of the property is given by a bank appraiser reflecting his or her opinion of the value at a specific date. There is no assurance that the appraised value will reflect a fair market value, as general and local economic conditions may change; (iii) the Borrower's ability to repay the loan will depend upon the Borrower's financial conditions which could change over time; (iv) there are general risks associated with real estate investments including general or local economic conditions, neighborhood values, interest rates, real estate tax rates, the supply of and demand for properties of the type involved, the ability of the Borrower to obtain necessary alternative financing, governmental rules and acts of nature; and rent rolls (v) Properties may not readily be liquidated, transferred or sold; past performance is no guarantee of future returns. The information provided herein is believed to be vetted and reliable, however, it is not a full discussion of all of the risks and variables associated with such fully 100% deeded rental property opportunities.