HOMENEVER FELT

Experience the gold standard of bankingfor Non Resident Pakistanis.

THISCLOSER

Welcome to the world of superior banking products and services from one of the region’s most internationally acclaimed bank, designed to match your aspirations as a Non-Resident Pakistani (NRP).

Welcome to Sambagold, your priority banking relationship that brings you closer to Pakistan. You can now enjoy greater financial access both in the UAE and in Pakistan.

Avail a seamless banking experience across a network of Samba Bank Limited (SBL) branches in Pakistan. Furthermore, you can ensure added financial ease for your loved ones by sending money securely and easily through your account.

Experience personalized banking services and a wide ranging product suite, tailor-made to fulfill your diverse financial and lifestyle needs. Our intimate understanding of your world combined with our award winning expertise, allows us to bring you some of the most innovative banking products and solutions that provide the recognition you deserve.

Besides conveniently managing your banking and wealth management needs, you can also access a wide array of world class financial solutions designed to deliver greater financial flexibility and a superior banking experience every day.

*Terms and conditions apply

INTRODUCTION

SUMMARY OF BENEFITS

Exclusivity

• Dedicated sambagold Relationship Manager

• Dedicated sambagold lounge• Luxurious interiors to let you

bank in comfort and privacy• Personalized Cheque Book &

Debit Card

*Terms and conditions apply

Privileges

• Priority Processing and Services• Preferential Rates on Foreign Currency

Exchange and Schedule of Charges• High withdrawal limit on Debit Card. Cash

withdrawals on any ATM in UAE and Pakistan

Banking Solutions

• Current & Savings Accounts in AED, USD, SAR, GBP & EURO

• Time Deposits• Credit and Debit Card• Mortgage and Personal Loans• Multi Currency Current &

Savings Accounts

Wealth Solutions

• International Mutual Funds• International Savings and

Protection Plans• Fixed Income Securities and

Sukuk’s• Overdraft and Leverage Facility

Welcome to the world of superior banking products and services from one of the region’s most internationally acclaimed bank, designed to match your aspirations as a Non-Resident Pakistani (NRP).

Welcome to Sambagold, your priority banking relationship that brings you closer to Pakistan. You can now enjoy greater financial access both in the UAE and in Pakistan.

Avail a seamless banking experience across a network of Samba Bank Limited (SBL) branches in Pakistan. Furthermore, you can ensure added financial ease for your loved ones by sending money securely and easily through your account.

Experience personalized banking services and a wide ranging product suite, tailor-made to fulfill your diverse financial and lifestyle needs. Our intimate understanding of your world combined with our award winning expertise, allows us to bring you some of the most innovative banking products and solutions that provide the recognition you deserve.

Besides conveniently managing your banking and wealth management needs, you can also access a wide array of world class financial solutions designed to deliver greater financial flexibility and a superior banking experience every day.

*Terms and conditions apply

INTRODUCTION

SUMMARY OF BENEFITS

Exclusivity

• Dedicated sambagold Relationship Manager

• Dedicated sambagold lounge• Luxurious interiors to let you

bank in comfort and privacy• Personalized Cheque Book &

Debit Card

*Terms and conditions apply

Privileges

• Priority Processing and Services• Preferential Rates on Foreign Currency

Exchange and Schedule of Charges• High withdrawal limit on Debit Card. Cash

withdrawals on any ATM in UAE and Pakistan

Banking Solutions

• Current & Savings Accounts in AED, USD, SAR, GBP & EURO

• Time Deposits• Credit and Debit Card• Mortgage and Personal Loans• Multi Currency Current &

Savings Accounts

Wealth Solutions

• International Mutual Funds• International Savings and

Protection Plans• Fixed Income Securities and

Sukuk’s• Overdraft and Leverage Facility

Each one of us has a unique set of financial goals and objectives. The achievement of these goals is dependent upon a complex interplay of numerous factors.Whether it's every day banking, capital preservation, short term allocation, long term investments or protection needs, your dedicated Relationship Manager will work with you to create a tailor made portfolio based on your preferences and priorities. Our open architecture wealth management platform allows you the flexibility and choice of various asset classes and investment opportunities which combined with your individual needs and goals, can result in a customized wealth management strategy for you.

Mutual FundsTake advantage of the investment expertise of the globe asset management firms with international repute and operations. Invest across diverse assert classes such as developed and emerging market equities, commodities and bonds.

Fixed Income SecuritiesGenerate regular income through coupon payment, along with the opportunity for capital appreciation through short and long term allocations to bonds across a variety of maturity periods, yields and credit quality, in addition to conventional bonds and Islamic sukuk's.

Savings and Protection PlansFlexible savings and protection plans which help you realize your dreams and offer you protection against the unexpected. These products are designed to accumulate wealth and provide you and your family with insurance protection. The plans are versatile and can be tailored to suit your own individual requirements.

Accounts & Fixed DepositsGet the ideal combination of medium to long-term savings with attractive interest rates, in the currency of your choice.

BANKING & WEALTH SOLUTIONS FREEDOM TO OWN A HOME STARTS HEREAt Samba, we believe in making life simpler for you. Our home loans have been designed to unlock your dream home and a life of new found freedom.

Buying a home involves a lot of things. Stressing about a home loan should not be one of them. Introducing Samba Home Loans, your key to own home. Benefit from our low interest rates and enjoy the freedom to buy your first home or invest in a property or switch to a better deal. Take our free assessment and see which of our different loan options can take you one step closer to your dream home.

Samba Home Loans has a line of financial solutions that takes the weight off your shoulder. We offer loans for:

Unbeatable Interest Rates Quick Approvals Residual Financing

No Salary Transfer Easy Processes

Purchase of Property Buyout from other bank

Buyout from otherbank plus Equity release

Completed residential Propertyin designated areas of Dubai: Freehold / Lease Hold

Fixed and variable rateoptions available%

Home Loans That Let You Live Free

Equity Release (Cash)on existing property

*Terms and conditions apply*Terms and conditions apply

Each one of us has a unique set of financial goals and objectives. The achievement of these goals is dependent upon a complex interplay of numerous factors.Whether it's every day banking, capital preservation, short term allocation, long term investments or protection needs, your dedicated Relationship Manager will work with you to create a tailor made portfolio based on your preferences and priorities. Our open architecture wealth management platform allows you the flexibility and choice of various asset classes and investment opportunities which combined with your individual needs and goals, can result in a customized wealth management strategy for you.

Mutual FundsTake advantage of the investment expertise of the globe asset management firms with international repute and operations. Invest across diverse assert classes such as developed and emerging market equities, commodities and bonds.

Fixed Income SecuritiesGenerate regular income through coupon payment, along with the opportunity for capital appreciation through short and long term allocations to bonds across a variety of maturity periods, yields and credit quality, in addition to conventional bonds and Islamic sukuk's.

Savings and Protection PlansFlexible savings and protection plans which help you realize your dreams and offer you protection against the unexpected. These products are designed to accumulate wealth and provide you and your family with insurance protection. The plans are versatile and can be tailored to suit your own individual requirements.

Accounts & Fixed DepositsGet the ideal combination of medium to long-term savings with attractive interest rates, in the currency of your choice.

BANKING & WEALTH SOLUTIONS FREEDOM TO OWN A HOME STARTS HEREAt Samba, we believe in making life simpler for you. Our home loans have been designed to unlock your dream home and a life of new found freedom.

Buying a home involves a lot of things. Stressing about a home loan should not be one of them. Introducing Samba Home Loans, your key to own home. Benefit from our low interest rates and enjoy the freedom to buy your first home or invest in a property or switch to a better deal. Take our free assessment and see which of our different loan options can take you one step closer to your dream home.

Samba Home Loans has a line of financial solutions that takes the weight off your shoulder. We offer loans for:

Unbeatable Interest Rates Quick Approvals Residual Financing

No Salary Transfer Easy Processes

Purchase of Property Buyout from other bank

Buyout from otherbank plus Equity release

Completed residential Propertyin designated areas of Dubai: Freehold / Lease Hold

Fixed and variable rateoptions available%

Home Loans That Let You Live Free

Equity Release (Cash)on existing property

*Terms and conditions apply*Terms and conditions apply

SAMBA TRAVELLER 1000+ SUPER SAVER DEALS AT YOUR FINGERTIPS.

Samba TravellerYour passport to a world of new experiences

Samba TravellerYour passport to a world of new experiences

LIFESTYLEDINING

WELLNESS

EN

TERTAINMENT

DINING

Indulge in your love for flavours with endless discounts! Samba Traveller App brings you the yummiest of ‘buy one get one’ free offers and discounts.

*Terms and conditions apply

ENTERTAINMENT

From adventure theme parks to kids entertainment, the Samba Traveller App brings you grand experiences you cannot refuse.

WELLNESS

Get the perfectly sculpted body and feel good about yourself! Samba Traveller App with its collection of wellness & beauty offers makes sure there's no end to pampering yourself.

Make the world your oyster with the Samba Traveller App. It rewards you with incredible savings and instant benefits as you travel and shop across the globe with your Samba Credit Card.

LIFESTYLE

You only live once! And Samba Traveller App ensures you enjoy your life to the fullest. Follow your heart, chase your desires and live in the now.

CREDIT CARDSLife is what you make of it. And we have a card specially for you. Explore a world of privileges, exciting benefits and amazing deals with your Samba Credit Cards.

Samba Credit Cards – Live a rewarding life.Live life to its fullest with Samba Credit Cards. It opens a world of privileges which makes shopping, entertainment, celebrations and traveling, an unbeatable experience.

Samba Titanium Card – More savings. More smiles.Supercharged with exciting rewards, the Samba Supercharged Titanium Credit Card offers you the best cashback offering in the UAE and annual savings of AED 12,000.Take your lifestyle to a whole new level.

Samba Platinum Travel and Shopping Card – Takes you places.Make travelling and shopping all the more rewarding with the Samba MasterCard Platinum Card. Enjoy unlimited airport lounge access, supplementary cards and exceptional security for all your online transactions.

*Terms and conditions apply

SAMBA TRAVELLER 1000+ SUPER SAVER DEALS AT YOUR FINGERTIPS.

Samba TravellerYour passport to a world of new experiences

Samba TravellerYour passport to a world of new experiences

LIFESTYLEDINING

WELLNESS

EN

TERTAINMENT

DINING

Indulge in your love for flavours with endless discounts! Samba Traveller App brings you the yummiest of ‘buy one get one’ free offers and discounts.

*Terms and conditions apply

ENTERTAINMENT

From adventure theme parks to kids entertainment, the Samba Traveller App brings you grand experiences you cannot refuse.

WELLNESS

Get the perfectly sculpted body and feel good about yourself! Samba Traveller App with its collection of wellness & beauty offers makes sure there's no end to pampering yourself.

Make the world your oyster with the Samba Traveller App. It rewards you with incredible savings and instant benefits as you travel and shop across the globe with your Samba Credit Card.

LIFESTYLE

You only live once! And Samba Traveller App ensures you enjoy your life to the fullest. Follow your heart, chase your desires and live in the now.

CREDIT CARDSLife is what you make of it. And we have a card specially for you. Explore a world of privileges, exciting benefits and amazing deals with your Samba Credit Cards.

Samba Credit Cards – Live a rewarding life.Live life to its fullest with Samba Credit Cards. It opens a world of privileges which makes shopping, entertainment, celebrations and traveling, an unbeatable experience.

Samba Titanium Card – More savings. More smiles.Supercharged with exciting rewards, the Samba Supercharged Titanium Credit Card offers you the best cashback offering in the UAE and annual savings of AED 12,000.Take your lifestyle to a whole new level.

Samba Platinum Travel and Shopping Card – Takes you places.Make travelling and shopping all the more rewarding with the Samba MasterCard Platinum Card. Enjoy unlimited airport lounge access, supplementary cards and exceptional security for all your online transactions.

*Terms and conditions apply

• www.samba.ae (Available 24/7)

• View balances, inquire on rates

• Transfer funds to any other bank account

• Book Time Deposits

• Set alerts for notification of transactions

• Pay your credit card dues

• A dedicated 24-hour SambaGold toll-free number (from UAE) - 800 55000

• Dedicated international call-in number for assistance from anywhere in the world +9714-7091660

• Comprehensive banking service available round the clock

SAMBAGOLD – ANYWHERE ACCOUNT ACCESS

Online Access

• Call for free from over 100 international locations

*Terms and conditions apply

Gold Hotline

Toll-Freelines

ONLINEACCESS

GOLDHOTLINE

TOLL-FREELINES

Terms and Conditions apply.

• www.samba.ae (Available 24/7)

• View balances, inquire on rates

• Transfer funds to any other bank account

• Book Time Deposits

• Set alerts for notification of transactions

• Pay your credit card dues

• A dedicated 24-hour SambaGold toll-free number (from UAE) - 800 55000

• Dedicated international call-in number for assistance from anywhere in the world +9714-7091660

• Comprehensive banking service available round the clock

SAMBAGOLD – ANYWHERE ACCOUNT ACCESS

Online Access

• Call for free from over 100 international locations

*Terms and conditions apply

Gold Hotline

Toll-Freelines

ONLINEACCESS

GOLDHOTLINE

TOLL-FREELINES

Terms and Conditions apply.

SERVICES IN SAMBA BANK LIMITED - PAKISTAN

Exclusivity

• Dedicated Sambagold Relationship Management Team

• Dedicated Sambagold Branches

• Luxurious Interiors to let you bank in comfort and privacy

• Personalized Cheque Book & Master® Debit Card

Banking Solutions

• Checking Accounts in PKR, AED, USD, EUR, GBP and SAR

• Fixed Deposit options ranging from 1 Week to 5 Years

• Platinum Master Debit Card

• Samba Online – Internet Banking

• Samba Mobile Banking

• Cash Secured Financing

*Terms and conditions apply

Privileges

• Priority Processing and Servicing

• Preferential Rates on Deposits / Remittances

• Waiver on Branch Banking Service Charges

• Higher Transactional Limit via Master® Debit Card and Online Banking

• Access to CIP Lounges of the Airports as you travel internationally from Karachi, Lahore, Islamabad and Multan

Wealth Solutions

• Conventional and Islamic Life Protection and Investment Plans.

• Mutual Funds

• Government Securities

• Fixed Income Securities

Welcome to the world of Sambagold, Pakistan. You can count on the same passion to excel from us in your home country. Experience personalized banking services and enjoy a wide array of banking products and services. We offer you a unique opportunity to initiate a relationship in Samba, Pakistan through Samba, Dubai & open yourself to a world of exclusive banking privileges.

SERVICES IN SAMBA BANK LIMITED - PAKISTAN

Exclusivity

• Dedicated Sambagold Relationship Management Team

• Dedicated Sambagold Branches

• Luxurious Interiors to let you bank in comfort and privacy

• Personalized Cheque Book & Master® Debit Card

Banking Solutions

• Checking Accounts in PKR, AED, USD, EUR, GBP and SAR

• Fixed Deposit options ranging from 1 Week to 5 Years

• Platinum Master Debit Card

• Samba Online – Internet Banking

• Samba Mobile Banking

• Cash Secured Financing

*Terms and conditions apply

Privileges

• Priority Processing and Servicing

• Preferential Rates on Deposits / Remittances

• Waiver on Branch Banking Service Charges

• Higher Transactional Limit via Master® Debit Card and Online Banking

• Access to CIP Lounges of the Airports as you travel internationally from Karachi, Lahore, Islamabad and Multan

Wealth Solutions

• Conventional and Islamic Life Protection and Investment Plans.

• Mutual Funds

• Government Securities

• Fixed Income Securities

Welcome to the world of Sambagold, Pakistan. You can count on the same passion to excel from us in your home country. Experience personalized banking services and enjoy a wide array of banking products and services. We offer you a unique opportunity to initiate a relationship in Samba, Pakistan through Samba, Dubai & open yourself to a world of exclusive banking privileges.

Samba Financial Group (Dubai Branch), License No (13/2666/2007) Tel: 047091650, whose principal office is at P.O. Box: 6038, Umm Suqeim 2, Dubai. Foreign Branches of Samba Financial Group Saudi Arabiaare under the supervision and oversight of the Central Bank of UAE.

*Terms and conditions apply