1

Hertz 2017-2018

Voluntary Benefits Supplemental Medical, Group Legal,and Identity Protection Plans

If you are covered by a collective bargaining agreement that has not provided for participation in all or some of the benefits provided as part of the Custom Benefit Program, certain portions of the enclosed Enrollment Guides will not apply to you. Please refer to your labor agreement or contact your Human Resource Business Partner for

further information about the benefits available to you and any limitations or restrictions on eligibility.

2

At Hertz, we want to be sure you have every opportunity to

protect yourself and your family. That’s why we offer supplemental

coverage that goes above and beyond the basics.

SUPPLEMENTAL MEDICAL INSURANCEYou can take advantage of group rates when you enroll in Critical Illness, Accident, and Hospital Indemnity Insurance through our affiliation with Aflac, a leading provider of supplemental medical insurance. You don’t need to elect Hertz medical coverage to enroll in Critical Illness or Accident Insurance.

• Critical Illness Insurance: This plan pays benefits if you or a covered family member is diagnosed with a covered critical illness.

• Accident Insurance: This plan pays benefits if you or a covered family member suffer an injury as the result of a covered accident.

• Hospital Indemnity Insurance: This plan provides financial assistance to enhance your current medical coverage to pay for many out-of-pocket expenses that major medical insurance does not cover.

GROUP LEGAL INSURANCEYou can also enroll in the Group Legal Plan through Hyatt Legal, which offers full attorney representation from network attorneys or fee reimbursement, up to a set dollar amount, with non-network attorneys for fully covered legal services.

IDENTITY PROTECTIONProtecting you and your family from identity theft and fraud is more important than ever. InfoArmor® provides 24/7 monitoring to help keep you safe.

It’s About Peace of Mind

3

Get the full picture of these voluntary benefits—including payment schedules and plan specifics—at www.hertz.com/benefitsplus.

BenefitsPlus is mobile-friendly so you can access the site from any mobile device. Log on to:

• Find all the details on Hertz benefits

• Enroll for coverage

HOW TO ENROLLEnroll in these supplemental coverage options online during your enrollment right after you make your Medical Plan election at www.hertz.com/benefitsplus.

• Current employees: When you enroll during Open Enrollment, your coverage becomes effective July 1.

• New hires: If you enroll, coverage takes effect on the first day of the month following 60 days of employment.

How to Get Started

Don’t Miss the Deadline!

You cannot enroll in any of these plans outside of Open Enrollment, or when first eligible, unless you have a qualified

life change, such as getting married or divorced, or having a baby.

4

Accident Insurance pays a cash benefit directly to you (unless

otherwise assigned) when you or a covered family member is

injured in a covered accident—on or off the job. The benefit pays

specified amounts for medical treatment, lodging for family

members, and more (you can find a full list on BenefitsPlus).

There are no health questions or physical exams required to

purchase coverage.

THE BASICS

EligibilityYou can cover yourself, your spouse/domestic partner, and/or your dependent child(ren).

Coverage Options• Low Plan

• High Plan: Pays more for injuries and for the completion of a health screening.

Health Screening BenefitBoth plans pay you each year for any one covered health screening, such as an annual physical exam, mammogram, Pap smear, immunizations, PSA tests, ultrasounds, eye examinations, and blood screenings. The Low Plan pays $30 and the High Plan pays $60.

Your CostsYou purchase Group Accident Insurance with after-tax paycheck contributions. You can find premiums on BenefitsPlus. Your premium will not increase as you age, but could increase if you change your coverage at a later time.

Accident Insurance

5

HOW IT WORKS

During your benefits enrollment, you choose coverage in the Accident Insurance High Plan.

A few months later, you injure your leg in an accident covered by the plan and are taken to the hospital in an ambulance.

The emergency room doctor diagnoses a fracture and treats you.

You leave the hospital on crutches.

The Accident Insurance High Plan pays you (unless otherwise assigned) $4,265*

This is just an example. For a full list of the scheduled benefits under the High and Low Plan options, refer to the coverage brochure on BenefitsPlus.

* The amount payable shown was generated based on the following: Closed-reduction Leg Fracture: $3,300; Emergency Room Treatment: $130; one Follow-up Treatment: $35; Ambulance: $500; Appliance: $300.

6

Critical Illness Insurance pays a lump-sum benefit directly to you

(unless otherwise assigned) if you are diagnosed with a covered

critical illness, such as cancer, heart attack, or stroke (a full list

of covered illnesses can be found on BenefitsPlus).

THE BASICS

EligibilityYou can cover yourself, your spouse/domestic partner, and/or dependent child(ren).

Coverage OptionsThe coverage available to your spouse/domestic partner and children depends on which option you select for yourself.

If you choose $15,000 in coverage (the Low Plan), the coverage limit for your spouse/domestic partner is $7,500. Each eligible dependent child can receive $7,500 in coverage at no additional cost.

If you choose $30,000 in coverage (the High Plan), the coverage limit for your spouse/domestic partner is $15,000. Each eligible dependent child can receive $15,000 in coverage at no additional cost.

Health Screening BenefitThis plan pays a maximum of $50 each year for any one covered health screening, such as a mammogram, colonoscopy, or Pap smear.

Your CostsYou purchase Group Critical Illness Insurance with after-tax paycheck contributions. You can find premiums on BenefitsPlus. Premiums are based on your tobacco usage and age when you enroll. Your premiums will increase as you get older.

Critical Illness Insurance

7

HOW IT WORKS

During your benefits enrollment, you choose the $30,000 High Plan option for Critical Illness Insurance.

Several weeks later, you experience chest pains and numbness in your left arm.

You go straight to a hospital emergency room.

A physician determines you have suffered a heart attack.

Based on your coverage level, Critical Illness Insurance pays a First Occurrence Benefit of $30,000*

This is just an example. For a full list of the scheduled benefits under the High and Low Plan options, refer to the coverage brochure on BenefitsPlus.

The Critical Illness Insurance Plan includes an additional occurrence and re-occurrence benefit that could pay a full benefit if you receive a diagnosis of another covered critical illness or have a reoccurrence of a covered critical illness with a 12-month separation between occurrences. Find more details, including waiting periods, in the Voluntary Benefits SPD on BenefitsPlus.

* The amount payable is based on $30,000 First Occurrence Benefit.

8

Hospital Indemnity Insurance provides financial assistance

to enhance your current coverage if you incur major medical

expenses. It pays a cash benefit directly to you (unless

otherwise assigned). This coverage can be used for such items

as transportation and meals for family members, help with child

care, or time away from work.

THE BASICS

EligibilityYou can cover yourself, your spouse/domestic partner, and/or your dependent child(ren). You will not need to prove your good health to get coverage.

Coverage Options• Low Plan • High Plan

Plan BenefitsThese benefits are for an insured that sustains a covered accidental injury or covered sickness:

• Hospital Confinement: Payable for each day an insured is confined to a hospital as an inpatient, up to a maximum of 31 days per confinement.

• Hospital Admission: Payable when an insured is admitted to a hospital and confined as an inpatient.

• Hospital Intensive Care: Payable for each day an insured is confined in a hospital ICU, up to a maximum of 10 days per confinement.

• Intermediate Intensive Care Step-down Unit: Payable for each day an insured is confined in an Intermediate Intensive Care Step-down Unit, up to a maximum of 10 days per confinement.

Hospital Indemnity Insurance

9

HOW IT WORKS

During your benefits enrollment, you elect the High Plan of the Hospital Indemnity program.

A few months later, you have a very high fever that isn’t breaking and you go to an emergency room for a diagnosis.

You are admitted to the hospital.

You have fully recovered and are released after two days.

Based on your coverage, the Hospital Indemnity Plan pays you: $1,400*

* Amount payable was generated based on the High Plan benefit amounts for Hospital Admission ($1,000), and Hospital Confinement ($200 per day).

Your CostsYou purchase Hospital Indemnity Insurance with after-tax paycheck contributions. You can find premiums at BenefitsPlus.

10

The Group Legal Plan, offered through Hyatt Legal Plans,

provides you and your eligible family members with fully covered

legal services from a national network of attorneys.

THE BASICSCovered services include:

• Consultations on the telephone or in person

• Court appearances

• Document review and preparation

• Financial matters including debt collection defense, tax audits, identity management services, and personal bankruptcies

• Traffic ticket defense (no DUI)

• Family law including adoptions, prenuptial agreements, divorce, domestic violence protection, guardianship, and name change

• Real estate matters including boundary and title work, tenant issues, and home equity loan, sale, purchase, and refinance

• Estate planning including wills, power of attorney documents, living wills, and trusts

HOW IT WORKSYou can enroll for coverage under the Group Legal Plan when you first become eligible or during Open Enrollment. Your premiums are deducted from your pay on an after-tax basis. When you need legal help, you can choose from:

• Plan attorneys: Select one of more than 14,000 experienced attorneys from the Hyatt Legal Plans nationwide network. You won’t pay for covered services and there are no limits on usage.

• Non-plan attorneys: You’ll be reimbursed for covered services according to a set fee schedule.

Visit BenefitsPlus for the Voluntary Benefits SPD, a full list of covered services, and a link to the Hyatt Legal site to find participating attorneys. You may also log on to info.legalplans.com using access code Legal20.

Group Legal

11

InfoArmor® provides industry-leading identity and credit

monitoring to quickly alert you of suspicious activity before

major damage has been done.

ELIGIBILITYYou can enroll yourself, your spouse/domestic partner, and/or your dependent child(ren).

AVAILABLE SERVICES

• Identity and Credit Monitoring

• Credit Scores and Reports

• Threshold Monitoring

• Financial Transaction Monitoring

• Social Media Reputation Monitoring

• Wallet Protection

• Password Protection

• Digital Exposure Report

• Privacy Advocate Remediation

• Identity Theft Insurance

• Solicitation Reduction and Identity MD

YOUR COSTSYou can purchase Identity Protection with after-tax paycheck contributions. You can find premiums on BenefitsPlus.

LEARN MORE AND ENROLLwww.hertz.com/benefitsplus

1-800-789-2720

Identity Protection

12

This brochure is provided for informational purposes only. It is not a contract of employment between you and Hertz. It does not cover all provisions, limitations, and exclusions. There are official policies and certificates of insurance that govern in all cases.

The Aflac coverage described here is subject to plan limitations, exclusions, definitions, and provisions. For detailed information, please see the plan brochures as this material is intended to provide general summaries of the coverage. These overviews are subject to the terms, conditions, and limitations of the plans. Continental American Insurance Company (CAIC), a proud member of the Aflac family of insurers, is a wholly owned subsidiary of Aflac Incorporated and underwrites group coverage. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico, or the Virgin Islands. AGC1600446 R1 IV (3/17)

The coverages provided by Continental American Insurance Company (CAIC) represent supplemental benefits only. They do not constitute comprehensive health insurance coverage and do not satisfy the requirement of minimum essential coverage under the Affordable Care Act. CAIC coverage is not intended to replace or be issued in lieu of major medical coverage.

For more information, call 1-800-433-3036 or visit aflacgroupinsurance.com.

Feb18vol-G