health insurance review

8/7/2019 health insurance review

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Technosoft Corporation is a Business Application and Business Process Outsourcing (BPO) Services

Company. Headquartered in Michigan, USA, Technosoft has offices in New Jersey, Minnesota,

Washington, California and Georgia. Outsourcing operations are located at our state-of-the-art facilities inChennai and Bangalore, India. Technosoft has experienced impressive growth in a short period of time.

Since inception in 1996, Technosoft has grown consistently in terms of customers, employees and revenue.

Currently, Technosoft has approximately 600 employees and consultants in the U.S., and more than 900

Technosoft staff members are employed in India.

We serve a wide range of customers including Fortune 1000 companies and SMB businesses throughout

the U.S. Technosoft currently serves clients in financial services, technology, government, healthcare,manufacturing, retail and utilities.

Technosoft's any-shore model delivers the efficiencies of working with a global player. Our customer

delivery team designs and implements a model that works best for each individual customer's situation.

Excellent domain and technology expertise gained from repeated delivery makes Technosoft a dependable

partner. Our growth and repeat business is directly driven by our consistent, predictable, and cost effective

delivery. Numerous customer testimonials are proof of this.

Copayment

A copayment, or copay, is a flat dollar amount paid for a medical service by an insured. Insurance

companies use copayments to share health care costs.

Coinsurance

In the US insurance market, coinsurance is the joint assumption of risk between the insurer and the insured.

Coinsurance is expressed as a percentage or pair of percentages generally with the insurer's portion stated

first. The maximum percentage the insured will be responsible for is generally no more than 50%.

Coinsurance indicates how an insurer and an insured will share the costs of a bill that exceeds the insurance

policy's deductible up to the policy's stop loss. Once the insured's out-of-pocket expenses equal the stop

loss the insurer will assume responsibility for 100% of any additional costs.

In the international insurance market, coinsurance is the joint assumption of risk between various insurers.

Coinsurance is generally widely used in the European insurance market. In this context, a common

insurance contract is used and the risk is shared based on percentages between the insurance companies.

Often, one insurance company will lead. When leading the insurance company will be responsible for

administering various aspects of the insurance policy, such as premium, any claims and the insurance

documents. In this situation, a charge is levied (termed Lead Office commission).

Deductible

In an insurance policy, the deductible or excess is the portion of any claim that is not covered by the

insurance provider. It is normally quoted as a fixed amount and is a part of most policies covering losses to

the policy holder. The deductible must be "met", that is, paid by the insured, before the benefits of the

policy can apply.


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In a typical automobile insurance policy, a deductible will apply to claims arising from damage to or loss of

the policy holder's own vehicle, whether this damage/loss is caused by accidents for which the holder is

responsible, vandalism or theft. Third-party liability coverage generally has no deductible, since the third

party will likely attempt to recover any loss, however small, for which the policy holder is liable.

Most health insurance policies and some travel insurance policies have deductibles as well. Typically, a

general rule is: the higher the deductible, the lower the premium, and vice versa.

Health Insurance Portability and Accountability Act

he Health Insurance Portability and Accountability Act (HIPAA) of 1996 (P.L.104-191) [HIPAA] was

enacted by theU.S. Congress in 1996. It was originally sponsored by Sen.Edward Kennedy (D-Mass.) and

Sen.Nancy Kassebaum (R-Kan.). According to the Centers for Medicare and Medicaid Services(CMS)

website, Title I of HIPAA protects health insurance coverage for workers and their families when they

change or lose their jobs. Title II of HIPAA, known as the Administrative Simplification (AS) provisions,requires the establishment of national standards for electronic health care transactions and national

identifiers for providers, health insurance plans, and employers.

The Administration Simplification provisions also address the security and privacy of health data. Thestandards are meant to improve the efficiency and effectiveness of the nation's health care system by

encouraging the widespread use ofelectronic data interchange in the U.S. health care system.

Health care in the United States

ealth care in the United States is provided by many separate legal entities. Health care facilities are

largely owned and operated by theprivate sector. Health insuranceis primarily provided by the privatesector, with the exception of programs such as Medicare, Medicaid,TRICARE, theChildren's Health

Insurance Program, and theVeterans Health Administration.

The U.S. Census Bureaureported that a record 50.7 million Americans16.7% of the populationwere

uninsured in 2009.[1]More moneyper person is spent on health care in the USA than in any other nation in

the world,[2][3] and a greater percentage oftotal income in the nationis spent on health care in the USA than

in anyUnited Nations member state except forEast Timor.

[3]

Despite the fact that not all people in Americaare insured, the USA has the third highest public healthcare expenditure per capita, because of the high cost

of medical care and utilization today.[4][5]A 2001 study in five states found thatmedical debt contributed to46.2% of allpersonal bankruptciesand in 2007, 62.1% of filers for bankruptcies claimed high medical

expenses.[6]Since then, health costs and the numbers of uninsured and underinsured have increased.[7]

Active debate abouthealth care reform in the United States concerns questions of aright to health care,

access, fairness, efficiency, cost, choice, value, and quality. Some have argued that the system does not

deliver equivalent value for the money spent. TheUSA pays twice as much yet lags behind other wealthy

nations in such measures as infant mortalityand life expectancy, though the relation between thesestatistics to the system itself is debated. Currently, the USA has a higher infant mortality rate than most of

the world's industrialized nations.[nb 1][8]The United States life expectancy lags 42nd in the world, after some

other industrialized nations, lagging last of theG5(Japan, France, Germany, UK, USA) and just after Chile

(35th) and Cuba (37th).[9][10][11]

HMO AND PPO

A health maintenance organization (HMO) and apreferred provider organization (PPO) have several

differences. However, many of them offer quite similar services. Often the PPO will cost a little more

because it provides greater flexibility in choosing doctors and seeing specialists than does the HMO.With

a PPO, one can see any doctor one wishes, or visit any hospital one chooses, usually within a preferred

network of providers. Depending upon the terms of coverage, a doctor or hospital outside the preferredprovider list will cost more and thePPO will pay a range of 70-80% of expenses. Conversely,

an HMO requires one see only doctors or hospitals on their list of providers.
http://en.wikipedia.org/wiki/U.S._Congresshttp://en.wikipedia.org/wiki/U.S._Congresshttp://en.wikipedia.org/wiki/Ted_Kennedyhttp://en.wikipedia.org/wiki/Ted_Kennedyhttp://en.wikipedia.org/wiki/Democratic_Party_(United_States)http://en.wikipedia.org/wiki/Massachusettshttp://en.wikipedia.org/wiki/Nancy_Kassebaumhttp://en.wikipedia.org/wiki/Republican_Party_(United_States)http://en.wikipedia.org/wiki/Republican_Party_(United_States)http://en.wikipedia.org/wiki/Kansashttp://en.wikipedia.org/wiki/Centers_for_Medicare_and_Medicaid_Serviceshttp://en.wikipedia.org/wiki/Centers_for_Medicare_and_Medicaid_Serviceshttp://en.wikipedia.org/wiki/Health_insurance_in_the_United_Stateshttp://en.wikipedia.org/wiki/Electronic_data_interchangehttp://en.wikipedia.org/wiki/Electronic_data_interchangehttp://en.wikipedia.org/wiki/Healthhttp://en.wikipedia.org/wiki/Private_sectorhttp://en.wikipedia.org/wiki/Private_sectorhttp://en.wikipedia.org/wiki/Health_insurance_in_the_United_Stateshttp://en.wikipedia.org/wiki/Health_insurance_in_the_United_Stateshttp://en.wikipedia.org/wiki/Medicare_(United_States)http://en.wikipedia.org/wiki/Medicaidhttp://en.wikipedia.org/wiki/Medicaidhttp://en.wikipedia.org/wiki/TRICAREhttp://en.wikipedia.org/wiki/Children's_Health_Insurance_Programhttp://en.wikipedia.org/wiki/Children's_Health_Insurance_Programhttp://en.wikipedia.org/wiki/Children's_Health_Insurance_Programhttp://en.wikipedia.org/wiki/Veterans_Health_Administrationhttp://en.wikipedia.org/wiki/Veterans_Health_Administrationhttp://en.wikipedia.org/wiki/Veterans_Health_Administrationhttp://en.wikipedia.org/wiki/United_States_Census_Bureauhttp://en.wikipedia.org/wiki/United_States_Census_Bureauhttp://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-uninsured_2009-0http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-uninsured_2009-0http://en.wikipedia.org/wiki/List_of_countries_by_total_health_expenditure_(PPP)_per_capitahttp://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-1http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-1http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-WHO_2009-2http://en.wikipedia.org/wiki/Gross_domestic_producthttp://en.wikipedia.org/wiki/Gross_domestic_producthttp://en.wikipedia.org/wiki/Gross_domestic_producthttp://en.wikipedia.org/wiki/United_Nations_member_statehttp://en.wikipedia.org/wiki/United_Nations_member_statehttp://en.wikipedia.org/wiki/East_Timorhttp://en.wikipedia.org/wiki/East_Timorhttp://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-WHO_2009-2http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-WHO_2009-2http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-3http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-4http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-4http://en.wikipedia.org/wiki/Medical_debthttp://en.wikipedia.org/wiki/Medical_debthttp://en.wikipedia.org/wiki/Bankruptcy_in_the_United_Stateshttp://en.wikipedia.org/wiki/Bankruptcy_in_the_United_Stateshttp://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-5http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-5http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-6http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-6http://en.wikipedia.org/wiki/Health_care_reform_in_the_United_Stateshttp://en.wikipedia.org/wiki/Health_care_reform_in_the_United_Stateshttp://en.wikipedia.org/wiki/Rightshttp://en.wikipedia.org/wiki/Rightshttp://en.wikipedia.org/wiki/Comparison_of_the_health_care_systems_in_Canada_and_the_United_Stateshttp://en.wikipedia.org/wiki/Comparison_of_the_health_care_systems_in_Canada_and_the_United_Stateshttp://en.wikipedia.org/wiki/Comparison_of_the_health_care_systems_in_Canada_and_the_United_Stateshttp://en.wikipedia.org/wiki/Infant_mortalityhttp://en.wikipedia.org/wiki/Infant_mortalityhttp://en.wikipedia.org/wiki/Life_expectancyhttp://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-7http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-7http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-8http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-8http://en.wikipedia.org/wiki/Group_of_Fivehttp://en.wikipedia.org/wiki/Group_of_Fivehttp://en.wikipedia.org/wiki/Group_of_Fivehttp://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-9http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-9http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-10http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-11http://www.wisegeek.com/what-is-an-hmo.htmhttp://www.wisegeek.com/what-is-an-hmo.htmhttp://www.wisegeek.com/what-is-a-preferred-provider-organization.htmhttp://www.wisegeek.com/what-is-a-preferred-provider-organization.htmhttp://en.wikipedia.org/wiki/U.S._Congresshttp://en.wikipedia.org/wiki/Ted_Kennedyhttp://en.wikipedia.org/wiki/Democratic_Party_(United_States)http://en.wikipedia.org/wiki/Massachusettshttp://en.wikipedia.org/wiki/Nancy_Kassebaumhttp://en.wikipedia.org/wiki/Republican_Party_(United_States)http://en.wikipedia.org/wiki/Kansashttp://en.wikipedia.org/wiki/Centers_for_Medicare_and_Medicaid_Serviceshttp://en.wikipedia.org/wiki/Health_insurance_in_the_United_Stateshttp://en.wikipedia.org/wiki/Electronic_data_interchangehttp://en.wikipedia.org/wiki/Healthhttp://en.wikipedia.org/wiki/Private_sectorhttp://en.wikipedia.org/wiki/Health_insurance_in_the_United_Stateshttp://en.wikipedia.org/wiki/Medicare_(United_States)http://en.wikipedia.org/wiki/Medicaidhttp://en.wikipedia.org/wiki/TRICAREhttp://en.wikipedia.org/wiki/Children's_Health_Insurance_Programhttp://en.wikipedia.org/wiki/Children's_Health_Insurance_Programhttp://en.wikipedia.org/wiki/Veterans_Health_Administrationhttp://en.wikipedia.org/wiki/United_States_Census_Bureauhttp://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-uninsured_2009-0http://en.wikipedia.org/wiki/List_of_countries_by_total_health_expenditure_(PPP)_per_capitahttp://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-1http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-WHO_2009-2http://en.wikipedia.org/wiki/Gross_domestic_producthttp://en.wikipedia.org/wiki/United_Nations_member_statehttp://en.wikipedia.org/wiki/East_Timorhttp://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-WHO_2009-2http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-3http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-4http://en.wikipedia.org/wiki/Medical_debthttp://en.wikipedia.org/wiki/Bankruptcy_in_the_United_Stateshttp://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-5http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-6http://en.wikipedia.org/wiki/Health_care_reform_in_the_United_Stateshttp://en.wikipedia.org/wiki/Rightshttp://en.wikipedia.org/wiki/Comparison_of_the_health_care_systems_in_Canada_and_the_United_Stateshttp://en.wikipedia.org/wiki/Comparison_of_the_health_care_systems_in_Canada_and_the_United_Stateshttp://en.wikipedia.org/wiki/Infant_mortalityhttp://en.wikipedia.org/wiki/Life_expectancyhttp://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-7http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-8http://en.wikipedia.org/wiki/Group_of_Fivehttp://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-9http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-10http://en.wikipedia.org/wiki/Health_care_in_the_United_States#cite_note-11http://www.wisegeek.com/what-is-an-hmo.htmhttp://www.wisegeek.com/what-is-an-hmo.htmhttp://www.wisegeek.com/what-is-a-preferred-provider-organization.htm


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patient responsibility on the Web:

A term that is applicable when someone is receiving Medicaid benefits under the Institutional

Care Program, which is the Medicaid program in Florida that helps pay for long term nursing

home care. ...www.ssnpt.com/resources-glossary.php

is the amount that you owe the provider based on information sent from your provider to yourinsurance company. This should include any co-payments, deductibles, co-insurance and/or

excluded charges.

www.medstimate.com/health_terms

Bilateral Modifier (-50)

Depending upon the insurance payer, processing claims with bilateral procedure should be paid 150%

Medicare Part B requires one single line of bilateral procedure code with Modifier 50. They normally

process the claim with 150% reimbursement. But again, you have to check on this in your state and in your

region. Some commercial insurance would prefer Two Lines of the same code, once with 50, second

without 50. Then second modifier on the 1st line is RT or LT, modifier RT or LT on second line, with 1unit of service each code. Must be reimbursed at 150%

Some commercial insurance would prefer two lines of the same code with modifier LT or RT on each line

with 1 unit of service each code. Must be reimbursed at 150% Always check on your Physician's Fee

Schedule if the procedure code is billable as bilateral J.

Using LT & RT modifier is used to specify which side of the body the procedure was done by the

physician. Medicare Part B based on my experience requires specific modifier, either LT or RT. Exampleyou may report procedure 64626 done on the Right C4-C7 Facet Joint Nerve Ablation as 64626-RT.

Modifier -26. Professional Component.

Example: Report procedure code 77003 - Fluoroscopic guidance and localization of needle or catheter tipfor spine or paraspinous diagnostic or therapeutic injection procedures (epidural, transforaminal epidural,

subarachnoid,, paravertebral facet joint, paravertebral facet joint nerve or sacroiliac joint) including

neurolytic agent destruction) with modifier -26 to indicate the physicians Professional Component onlyreimbursement and not technical component. If the provider's office owns the fluoroscopic equipment, do

not append -26 modifier.

Modifier -25. Significant, Separately Identifiable Evaluation and Management Service by the Same

Physician on the Same Day of the Procedure or Other Service.

Example: Report E/M code 99213 (Office or other outpatient visit for the evaluation and management of an

established patient) with Modifier -25 for procedure code 20610 Knee Joint Injection done on the same dayof the procedure. Modifier -25 indicates significance and separate identifiable E/M service outside the

procedure done on the patient. DO NOT use modifier -25 to report E/M service that resulted for initialdecision for surgery.

Instead use modifier -57 for Decision for Surgery

Modifier -24. Unrelated Evaluation and Management Service by the Same Physician During Postoperative

Period
http://www.google.co.in/url?q=http://www.ssnpt.com/resources-glossary.php&sa=X&ei=ClBJTYGxBYjprQf71OHjDg&ved=0CAQQpAMoAA&usg=AFQjCNHKn97WdUal2K_X7y0IA6v0NJM9Zghttp://www.google.co.in/url?q=http://www.medstimate.com/health_terms%3Fletter%3DP&sa=X&ei=ClBJTYGxBYjprQf71OHjDg&ved=0CAUQpAMoAQ&usg=AFQjCNHytm7nsGnt9bTMRzXCTV0j6oVjfAhttp://www.google.co.in/url?q=http://www.ssnpt.com/resources-glossary.php&sa=X&ei=ClBJTYGxBYjprQf71OHjDg&ved=0CAQQpAMoAA&usg=AFQjCNHKn97WdUal2K_X7y0IA6v0NJM9Zghttp://www.google.co.in/url?q=http://www.medstimate.com/health_terms%3Fletter%3DP&sa=X&ei=ClBJTYGxBYjprQf71OHjDg&ved=0CAUQpAMoAQ&usg=AFQjCNHytm7nsGnt9bTMRzXCTV0j6oVjfA


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Example: Report E/M code 99213 with Modifier -24 if the patient came back during the postoperative

period. The physician must identify this service as completely unrelated with the recent procedure done on

the patient. A detailed medical documentation is a good support for medical necessity.

Modifier -51 for Multiple Procedures.

Modifier -59 for Distinct Procedural Service

Modifier-GP Services Rendered under Outpatient Physical Therapy plan of care

Modifier-GO Services Rendered under Outpatient Occupational Therapy plan of care

Modifier -GN Services Rendered under Outpatient Speech Pathology plan of care

10 Common Reasons Why Medical Claims were being Denied and your Action Plan

(1) Incorrect patient's information (insurance ID# , date of birth) If you are submitting electronic

claims, AVOID entering patient's insurance number with characters like an asterisk (*) and dash (-) in

between the alphanumeric numbers because these characters can be recognize by electronic asunrecognizable. Just check on this issue with the clearinghouse or your service provider. Always make a

copy of your patient's primary & secondary insurance card on file (copy front and back!). Make sure to get

a copy of their new card (if there is a change).

(2) Patient's non-coverage or terminated coverage at the time of service may also be the reason of

denial That is why, it is very important that you check on your patient's benefits and eligibility before see

the patient (unfortunately, I have seen practices who does not check on benefits and eligibility on their

patients so they end being not paid for the service they rendered to the patient)

(3) CPT/ICD9 Coding Issues (requires 5th digit, outdated codes)--- be careful

also with your secondary code! Claims may be denied even if the problem was just because of the

secondary CPT/ICD9 code! Again as I previously pointed out with my other articles on tracking your

claims, with this problem, discuss solving the coding error rather than how much you want to get

reimbursed. Most of the insurance companies will help you with codes (in fairness!!) and they also inform

you on outdated codes, or codes that requires a 5th digit. Be nice with the claims department! (at least you

try!)

(4) Incorrect use of modifiers! (be careful with bilateral procedures!, modifiers for professional andtechnical component, modifiers for multiple procedures, postoperative period, etc.)

(5) No precertification or preauthorization obtained (if required) It is so hard to file an appeal when the

claim or service was non-precertified. Avoid it from happening!

(6) No referral on file (if required) Note: HMOs always requires a referral! (remember that!)

(7) The patient has other primary insurance or the patient's claim is for workman's comp or auto

accident claim! It is the responsibility of your front desk staff to get all the necessary information beforethe patient can be seen. Remember that if this is a workman's comp or an auto accident claim, you need a

claim number and the adjustor's name. Services are always preauthorized!

(8) Claim requires documentation & notes to support medical necessity A well documented medical

records is a good practice!


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(9) Claim requires referring physician's info (with UPIN ofcourse!-this will be soon replaced by an

NPI or the National Provider Identification number)

(10) Untimely filing Unfortunately most of the insurances does not accept your billing records on your

office computer that shows that date(s) you billed the insurance! They want a receipt from your electronic

receipt or for postal mail, obviously they want a receipt too! a tracking number maybe? certified letterreceipt? If you are submitting claims by electronic, make sure you generate transmission reports/receipts.

Your reports must read "accepted" and not "rejected". File all these transmittal reports/ and receipts and avery safe place! If you are sending claims by paper or postal mail, it is a good idea to send your claims as

certified mail with tracking number, keep your receipts!!

DIFFERENT TYPES OF HEALTH PLANS

HMO: An HMO (Health Maintenance Organization) is an organization that provides or arranges forcoverage of certain health care services required by members of the organization. Typical HMO coverages

include access to a primary care physician, emergency care, and specialists/hospitalization when needed.

Many HMOs operate with preventative medicine in mind by addressing your health care needs while you

are healthy so as to prevent disease or illness.

Critics of HMOs address concerns as to a lack of selection of primary care physicians, "assembly line"

medicine, and denial of adequate referrals in the event of disease or illness. Critics often claim that a HMOmay deny certain claims and may make health care decisions based upon a pure profitability standpoint as

opposed to decisions driven by providing the best level of care for its patients.

HMOs are valuable in providing good care for many members many HMOs organizations take very good

care of their members health care needs while managing costs.

IPO: IPO (Independent Provider Organization) operates by having an HMO contract directly with

independent physicians to provides services to HMO members.

PPO: PPO (Preferred Provider Organization) is a form of managed care under which health care providers

contract to provide medical services at pre-negotiated rates. Members who subscribe to a PPO are required

to use the health care providers who participate in the PPO network - utilization of a health care provideroutside the PPO network may result in the member paying more out-of-pocket for services which could

have been provided within the network.

HMOs often use a PRO (Peer Review Organization) to assure that members receive appropriate servicesthat meet professional standards of care. Complaints regarding levels of service are often referred to the

PRO for resolution.

POS: POS (Point of Service) plans allow the individual policy holder or certificate holder to visit out-of-

network, non-participating doctors for a fee. If the services of a non-participating health care provider are

utilized, the individual often obtains restrictions of benefits or incurs more out-of-pocket costs.

CPT - Current Procedural Terminology Medical Code Set (00000-99999)HCPCS

Codes - Procedures, DMEs, Supplies (A0000-Z9999)

CMS1500 - Place of Service Codes

CMS1500 - Condition Codes

UB04 - Revenue Codes

UB04 - Condition Codes
http://www.findacode.com/cms1500-claim-form/cms1500-place-of-service-codes.htmlhttp://www.findacode.com/cms1500-claim-form/cms1500-condition-codes.htmlhttp://www.findacode.com/code-set.php?set=ub04revhttp://www.findacode.com/code-set.php?set=ub04condhttp://www.findacode.com/cms1500-claim-form/cms1500-place-of-service-codes.htmlhttp://www.findacode.com/cms1500-claim-form/cms1500-condition-codes.htmlhttp://www.findacode.com/code-set.php?set=ub04revhttp://www.findacode.com/code-set.php?set=ub04cond

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