health insurance for international students. euromut welcomes you to belgium! belgium is a very...
TRANSCRIPT
Health Insurance for International
students
Euromut welcomes you to Belgium!
Belgium is a very attractive country for students!
Make your educational life in
Belgium as adventurous and
educational as possible, but live it
the safe way by making sure that
you have the necessary health
insurance coverage
It is important to register in a national health
insurance even if you have an international
private insurance!Why?
Private insurance takes time to reimburse
Hospitalization costs are high and must be paid
directly to hospital without a SIS card (proof of
national health coverage)
Paying such a bill up front is often unmanageable
for students
If registered in a Belgian health insurance, you will
benefit from reimbursements when:
visiting a doctor
buying medicines
going to hospital
When registering, you will receive some important documents:
SIS document
Identification Stickers
Always keep these documents with you!
Reimbursement system
Health insurance provides reimbursement for medical care:
± 70% general care
Free choiceFree choice of doctor/hospital
No waiting listwaiting list
CashCash payment
Quality of doctors
No referral needed
Visit at home (day, night, weekend)
Pay the full amountDoctor delivers you a
«Medical attestation»
Can be whitewhite, greengreen,, blue blue or orangeorange Affix an identification sticker on the top of it Send it to your health insurance company
While visiting a doctorWhile visiting a doctor
Health insurance will reimburse +/-70% of the legal price on your bank
account
In Belgium, doctors can be committed or not (conventionné/non-conventionné):
• A committed doctor will respect the legal fee
• A non-committed doctor may ask supplements
If your doctor is non-committed, price at your charge will
be higher.
The best way to know if a doctor is committed or not,
is to ask him/her.
Show your SIS card when going to buy some
medicines and when going to hospital.
Thanks to your SIS card, you will just pay
the remainder fee. The part paid by your health
insurance will be directly deducted from the bill.
At the pharmacy & hospitalAt the pharmacy & hospital
At hospital personal share is influenced by
choice of hospital and type of room
Costs are considerably higher if single
room
If you don’t have an extra hospitalization
insurance ask for a
common room
ask to be treated by committed
doctors
Hospital bill will be sent after few weeks
Euromut advantages
Wide range of extra reimbursement offered by Euromut:
•Urgent medical care abroad in Europe /Mediterranean basin•Eye care (lenses & glasses)•Vaccinations •Alternative medicine •Sport club subscription•Contraceptive pill•Homeopathic products•Etc…
6,95€/month/householder
To register please visit VUB Euromut Office
Pleinlaan 51040 Etterbeek
Tuesday: 9am to 12.30 am and 1.30pm to 4pm Thursday: 9am to 12.30 am and 1.30pm to 4pm
Thanks for your attention!
www.euromut.be/students