health insurance: an afterthought
DESCRIPTION
Health Insurance: An Afterthought. Jessica Rogers, Alexis Melendreras , Kathy Schnell, Blake Lindsay, Dalton VanderPol. Why is Healthcare Important? . National average per person has increased to $8,233. Student debt is increasing. Higher demand for health care as population increasing. - PowerPoint PPT PresentationTRANSCRIPT
Health Insurance: An Afterthought
Jessica Rogers, Alexis Melendreras, Kathy Schnell, Blake Lindsay, Dalton VanderPol
Why is Healthcare Important?
•National average per person has increased to $8,233.•Student debt is increasing.•Higher demand for health care as population increasing.
Trends in Healthcare
• Increased cost of insurance• The Healthcare system is evolving • Technology leads• Medical costs increasing
Colleges in the Pacific Northwest
• University of Idaho• Boise State University• Washington State University• Eastern Washington University• North Idaho College• Walla Walla Community College
Cost
• Uni
Colleges Regulated by State Law
• As University of Idaho, Boise State University, required by Idaho State Board of Education
• Differences
Non-Regulated Universities
• Most offer comprehensive insurance • Typical through a third party Washington
University and Eastern Washington University are examples.
Benefits of Insurance Through Universities
• Decreased cost, comprehensive coverage, minimal fees
• Treatment is in close proximity to campus, often services are on campus.
• Typically less credits are required to be eligible
Two- year Colleges
• Most don’t offer comprehensive coverage• Not by law• Limited on campus services
Options for Two-year College
• Considering staying on parents plan• Review outside insurance options (HMO,
Medicare)• Consider optional on- campus services. • Search for free/ discounted services (i.e. Free
Clinics, Health Service agencies)
How Do I Become Eligible?
• Enroll in required credit number• Each school, number required
Differential Health Insurance Plans
• Quality/ cost ratio• Treatment offered, know services are offered.
Trauma, surgical, preventative services. • Understand payment method co-pay or
percentage• Take spouse/ children into consideration