HDB Financial Services LimitedHDB Financial Services Limited was incorporated in 2007. It is engaged in the business of �nancing, collection and insurance services. It also carries a Business Process Outsourcing (BPO) business and provides back-o�ce processing services and is also engaged in the business of marketing and promotion of the various �nancial products. The company is a wholly owned subsidiary of HDFC Bank Limited which holds 95.87% of HDBFS. The product portfolio of the company consists of loans (secured and unsecured), asset �nance (commercial vehicle, construction equipment & tractor loans), sales �nance, fee-based products (insurance services) and BPO services. The Company has 1350 branches in 981 cities in India and has its data centre at Bengaluru and centralised operations in Hyderabad and Chennai.

• Parent company - HDFC Bank Limited owns 95.87% of HDB Financial Services Limited.• It is ranked 6th among top Non-Banking Financial Company (NBFC) in India.• Its Revenue and Profit After Tax (PAT) have grown at 38.89% and 40.69% CAGR over the past 5 years• Growing Zero-cost EMI schemes among customers will help in robust growth of HDBFS’s sales �nance segment.

• CARE Ratings Limited (CARE) and CRISIL Limited (CRISIL) have assigned ratings for the various facilities the/Stableand CRISIL AAA/Stable.

• It distributes general and life insurance products for HDFC Ergo General Insurance Company Limited and HDFC Standard Life Insurance Company Limited.

• It has a contract with HDFC Bank Limited to run collection call centres and collect overdues from borrowers and alsoprovides sales support services, back o�ce, operations and processing support to it.

Name Designa�on Mr. Aditya Puri Chairman Mr. Ramesh G Managing Director & CEO Mr. Bhavesh Zaveri Non-Execu�ve Director Mr. Jimmy Tata Non-Execu�ve Director Ms. Smita Affinwalla Independent Director Mr. Venkatraman Srinivasan Independent Director

Key Highlights

Board of Directors

Financial Performance

22.15

30.50

*Half year ended