hartford fire insurance company and its … · 2398. summary of remaining write-ins for line 23...

COMBINED PROPERTY AND CASUALTY COMPANIES - ASSOCIATION EDITION

*00914200220100100*

COMBINED ANNUAL STATEMENTFor the Year Ended December 31, 2002

of the Condition and Affairs of the

HARTFORD FIRE INSURANCE COMPANY AND ITSCOMBINED AFFILIATES

and its affiliated property and casualty insurers

NAMES OF COMPANIES INCLUDED IN THIS STATEMENT

Hartford Fire Insurance Company 19682 Connecticut Hartford Casualty Insurance Company 29424 Indiana Hartford Accident and Indemnity Company 22357 Connecticut Hartford Underwriters Insurance Company 30104 Connecticut Twin City Fire Insurance Company 29459 Indiana Pacific Insurance Company, Limited 10046 Connecticut Sentinel Insurance Company, Ltd. 11000 Connecticut Hartford Lloyd's Insurance Company 38253 Texas Hartford Insurance Company of Illinois 38288 Illinois Hartford Insurance Company of the Midwest 37478 Indiana Trumbull Insurance Company 27120 Connecticut Hartford Insurance Company of the Southeast 38261 Florida Nutmeg Insurance Company 39608 Connecticut Property and Casualty Insurance Company of Hartford 34690 Indiana

This annual statement contains combined data for the property and casualty insurance companies listed above, compiled inaccordance with the NAIC instructions for the completion of annual statements.

NAIC Group Code.....0091 NAIC Company Code..... 00914

Mail Address Hartford Plaza Hartford CT 06115-0000 860-547-3935 (Street and Number) (City or Town, State and Zip Code) (Area Code) (Telephone Number)

Combined Statement for the year 2002 of the HARTFORD FIRE INSURANCE COMPANY AND ITS COMBINED AFFILIATES

2

ASSETSCurrent Year Prior Year

1 2 3 4Net Admitted

Nonadmitted Assets Net AdmittedAssets Assets (Cols. 1 - 2) Assets

1. Bonds........................................................................................................................................... ........14,979,167,376 ...............................0 ........14,979,167,376 ........12,891,443,020

2. Stocks:

2.1 Preferred stocks (Schedule D, Part 2, Section 1).............................................................. ..........2,085,679,313 ...............................0 ..........2,085,679,313 .............256,903,397

2.2 Common stocks (Schedule D, Part 2, Section 2).............................................................. .............899,154,513 ...............................0 .............899,154,513 ..........3,263,226,098

3. Mortgage loans on real estate (Schedule B):

3.1 First liens............................................................................................................................ .............128,792,145 ...............................0 .............128,792,145 ...............56,499,421

3.2 Other than first liens........................................................................................................... ...............................0 ...............................0 ...............................0 ...............................0

4. Real estate (Schedule A):

4.1 Properties occupied by the company (less $............0 encumbrances)............................. .............126,570,654 ...............................0 .............126,570,654 .............129,640,970

4.2 Properties held for the production of income (less $............0 encumbrances)................. ...............................0 ...............................0 ...............................0 ...............................0

4.3 Properties held for sale (less $............0 encumbrances).................................................. ...............................0 ...............................0 ...............................0 ....................552,320

5. Cash ($.....715,484,364 Schedule E, Part 1) and short-term investments ($.....119,337,043 Schedule DA, Part 2)...................................................................................... .............834,821,407 ...............................0 .............834,821,407 .............622,512,121

6. Other invested assets (Schedule BA).......................................................................................... .............468,939,559 ...............................0 .............468,939,559 .............673,977,953

7. Receivable for securities.............................................................................................................. ...............46,523,355 ...............................0 ...............46,523,355 ...............36,395,066

8. Aggregate write-ins for invested assets....................................................................................... .............104,592,907 ...............................0 .............104,592,907 ...............................0

9. Subtotals, cash and invested assets (Lines 1 to 8)..................................................................... ........19,674,241,229 ...............................0 ........19,674,241,229 ........17,931,150,366

10. Agents' balances or uncollected premiums:

10.1 Premiums and agents' balances in course of collection.................................................... .............826,035,163 .............182,207,692 .............643,827,471 .............724,168,646

10.2 Premiums, agents' balances and installments booked but deferred and not yet due (including $.....54,340,000 earned but unbilled premiums)..................... ..........1,423,869,061 ...............14,005,781 ..........1,409,863,280 ..........1,218,348,077

10.3 Accrued retrospective premiums....................................................................................... .............193,850,000 ...............19,385,001 .............174,464,999 .............172,166,395

11. Funds held by or deposited with reinsured companies............................................................... .............140,329,058 ....................159,356 .............140,169,702 .............190,036,822

12. Bills receivable, taken for premiums............................................................................................ ...............................0 ...............................0 ...............................0 ...............................0

13. Amounts receivable under high deductible policies..................................................................... ...............84,976,415 ...............11,206,656 ...............73,769,759 ...............89,035,894

14. Reinsurance recoverables on loss and loss adjustment expense payments (Schedule F, Part 3, Cols. 7 and 8)............................................................................. .............293,135,533 ...............................0 .............293,135,533 .............339,800,240

15. Federal and foreign income tax recoverable and interest thereon (including $.....568,883,000 net deferred tax asset) - ................................................................. ..........1,274,274,203 .............630,078,000 .............644,196,203 .............511,276,476

16. Guaranty funds receivable or on deposit..................................................................................... ...............18,228,235 ...............................0 ...............18,228,235 ...............................0

17. Electronic data processing equipment and software................................................................... .............247,889,977 .............212,961,159 ...............34,928,818 ...............45,490,665

18. Interest, dividends and real estate income due and accrued...................................................... .............234,780,365 ...............................0 .............234,780,365 .............225,396,006

19. Net adjustments in assets and liabilities due to foreign exchange rates..................................... ...............................0 ...............................0 ...............................0 ...............................0

20. Receivable from parent, subsidiaries and affiliates..................................................................... .............295,391,101 .................1,073,108 .............294,317,993 ...............59,667,791

21. Amount due from/to protected cells............................................................................................. ...............................0 ...............................0 ...............................0 ...............................0

22. Equities and deposits in pools and associations......................................................................... ...............63,375,016 ...............................0 ...............63,375,016 ...............55,025,087

23. Amounts receivable relating to uninsured accident and health plans......................................... ...............................0 ...............................0 ...............................0 ...............................0

24. Other assets nonadmitted (Exhibit 1)........................................................................................... ...............90,832,008 ...............90,832,008 ...............................0 ...............................0

25. Aggregate write-ins for other than invested assets...................................................................... .............314,608,389 ...............61,173,511 .............253,434,878 .............180,446,867

26. Total assets excluding protected cell assets (Lines 9 through 25).............................................. ........25,175,815,753 ..........1,223,082,272 ........23,952,733,481 ........21,742,009,332

27. Protected cell assets.................................................................................................................... ...............................0 ...............................0 ...............................0 ...............................0

28. TOTALS (Lines 26 and 27).......................................................................................................... ........25,175,815,753 ..........1,223,082,272 ........23,952,733,481 ........21,742,009,332

DETAILS OF WRITE-INS

0801. Cash surrender value of company owned life insurance policies................................................ .............104,592,907 ...............................0 .............104,592,907 ...............................0

0802. ...................................................................................................................................................... ...............................0 ...............................0 ...............................0 ...............................0

0803. ...................................................................................................................................................... ...............................0 ...............................0 ...............................0 ...............................0

0898. Summary of remaining write-ins for Line 8 from overflow page.................................................. ...............................0 ...............................0 ...............................0 ...............................0

0899. Totals (Lines 0801 thru 0803 plus 0898) (Line 8 above)............................................................. .............104,592,907 ...............................0 .............104,592,907 ...............................0

2501. Sundry Assets.............................................................................................................................. .............135,051,517 ...............61,173,511 ...............73,878,006 ...............97,090,175

2502. Accounts receivable-service and reinsurance accounts.............................................................. .............165,578,200 ...............................0 .............165,578,200 ...............68,267,023

2503. Notes receivable-non affilated companies................................................................................... ...............13,978,672 ...............................0 ...............13,978,672 ...............15,089,669

2598. Summary of remaining write-ins for Line 25 from overflow page................................................ ...............................0 ...............................0 ...............................0 ...............................0

2599. Totals (Lines 2501 thru 2503 plus 2598) (Line 25 above)........................................................... .............314,608,389 ...............61,173,511 .............253,434,878 .............180,446,867


3

LIABILITIES, SURPLUS AND OTHER FUNDS1 2

Current Year Prior Year

1. Losses (Part 2A, Line 34, Column 8)................................................................................................................................................................................... ...........8,957,621,112 ...........8,526,700,121

2. Reinsurance payable on paid loss and loss adjustment expenses (Schedule F, Part 1, Column 6)................................................................................... ..............181,245,691 ..............199,167,583

3. Loss adjustment expenses (Part 2A, Line 34, Column 9)................................................................................................................................................... ...........1,359,655,612 ...........1,286,952,128

4. Commissions payable, contingent commissions and other similar charges........................................................................................................................ ..............101,340,254 ................84,987,532

5. Other expenses (excluding taxes, licenses and fees)......................................................................................................................................................... ..............147,550,856 ..............166,494,230

6. Taxes, licenses and fees (excluding federal and foreign income taxes)............................................................................................................................. ..............198,883,294 ..............156,629,266

7. Federal and foreign income taxes (including $..........0 on realized capital gains (losses)) (including $..........0 net deferred tax liability)........................... ................40,197,422 ................52,011,176

8. Borrowed money $..........0 and interest thereon $..........0................................................................................................................................................... ................................0 ................................0

9. Unearned premiums (Part 1A, Line 37, Column 5) (after deducting unearned premiums for ceded reinsurance of $.....503,563,260 and including warranty reserves of $..........0)...................................................................................................................................................................... ...........3,554,395,829 ...........3,088,484,774

10. Advance premiums.............................................................................................................................................................................................................. ..................2,983,409 ................................0

11. Dividends declared and unpaid:

11.1 Stockholders................................................................................................................................................................................................................ ................................0 ................................0

11.2 Policyholders............................................................................................................................................................................................................... ................25,559,001 ................18,004,000

12. Ceded reinsurance premiums payable (net of ceding commissions).................................................................................................................................. ..............159,937,204 ..............208,267,610

13. Funds held by company under reinsurance treaties (Schedule F, Part 3, Column 19)....................................................................................................... ..............851,320,587 ..............743,227,860

14. Amounts withheld or retained by company for account of others........................................................................................................................................ ..............452,340,906 ..............412,276,786

15. Remittances and items not allocated................................................................................................................................................................................... ................12,193,658 ................16,836,975

16. Provision for reinsurance (Schedule F, Part 7).................................................................................................................................................................... ..............134,587,418 ..............157,310,623

17. Net adjustments in assets and liabilities due to foreign exchange rates............................................................................................................................. ................74,260,000 ................66,641,000

18. Drafts outstanding................................................................................................................................................................................................................ ..............320,683,337 ..............231,009,100

19. Payable to parent, subsidiaries and affiliates...................................................................................................................................................................... ................10,102,493 ................20,588,683

20. Payable for securities.......................................................................................................................................................................................................... ................21,837,695 ................78,434,408

21. Liability for amounts held under uninsured accident and health plans................................................................................................................................ ................................0 ................................0

22. Capital notes $..........0 and interest thereon $..........0......................................................................................................................................................... ................................0 ................................0

23. Aggregate write-ins for liabilities.......................................................................................................................................................................................... ..............601,647,609 ..............456,750,167

24. Total liabilities excluding protected cell liabilities (Lines 1 through 23)................................................................................................................................ .........17,208,343,387 .........15,970,774,022

25. Protected cell liabilities........................................................................................................................................................................................................ ................................0 ................................0

26. Total liabilities (Lines 24 and 25)......................................................................................................................................................................................... .........17,208,343,387 .........15,970,774,022

27. Aggregate write-ins for special surplus funds...................................................................................................................................................................... ................................0 ................................0

28. Common capital stock......................................................................................................................................................................................................... ................72,750,000 ................58,000,000

29. Preferred capital stock......................................................................................................................................................................................................... ................................0 ................................0

30. Aggregate write-ins for other than special surplus funds.................................................................................................................................................... ................................0 ................................0

31. Surplus notes....................................................................................................................................................................................................................... ................................0 ................................0

32. Gross paid in and contributed surplus................................................................................................................................................................................. ...........4,909,637,038 ...........4,493,640,997

33. Unassigned funds (surplus)................................................................................................................................................................................................. ...........1,770,023,252 ...........1,227,614,509

34. Less treasury stock, at cost:

34.1 .....116.000 shares common (value included in Line 28 $.....580,000)..................................................................................................................... ..................8,020,196 ..................8,020,196

34.2 ..........0.000 shares preferred (value included in Line 29 $..........0)......................................................................................................................... ................................0 ................................0

35. Surplus as regards policyholders (Lines 27 to 33, less 34) (Page 4, Line 38).................................................................................................................... ...........6,744,390,094 ...........5,771,235,310

36. TOTALS (Page 2, Line 28, Col. 3)....................................................................................................................................................................................... .........23,952,733,481 .........21,742,009,332


2301. Miscellaneous liabilities....................................................................................................................................................................................................... ..............240,758,700 ..............133,780,589

2302. Note payable to affiliate....................................................................................................................................................................................................... ..............174,511,000 ..............174,511,000

2303. Other employee benefit liabilities......................................................................................................................................................................................... ................79,244,688 ................35,514,996

2398. Summary of remaining write-ins for Line 23 from overflow page......................................................................................................................................... ..............107,133,221 ..............112,943,582

2399. Totals (Lines 2301 thru 2303 plus 2398) (Line 23 above)................................................................................................................................................... ..............601,647,609 ..............456,750,167

2701. ............................................................................................................................................................................................................................................. ................................0 ................................0

2702. ............................................................................................................................................................................................................................................. ................................0 ................................0

2703. ............................................................................................................................................................................................................................................. ................................0 ................................0

2798. Summary of remaining write-ins for Line 27 from overflow page......................................................................................................................................... ................................0 ................................0

2799. Totals (Lines 2701 thru 2703 plus 2798) (Line 27 above)................................................................................................................................................... ................................0 ................................0

3001. ............................................................................................................................................................................................................................................. ................................0 ................................0

3002. ............................................................................................................................................................................................................................................. ................................0 ................................0

3003. ............................................................................................................................................................................................................................................. ................................0 ................................0

3098. Summary of remaining write-ins for Line 30 from overflow page......................................................................................................................................... ................................0 ................................0

3099. Totals (Lines 3001 thru 3003 plus 3098) (Line 30 above)................................................................................................................................................... ................................0 ................................0


4

UNDERWRITING AND INVESTMENT EXHIBIT1 2

STATEMENT OF INCOME Current Year Prior YearUNDERWRITING INCOME

1. Premiums earned (Part 1, Line 34, Column 4)................................................................................................................................................... ...............7,678,383,461 ...............6,208,299,817 DEDUCTIONS

2. Losses incurred (Part 2, Line 34, Column 7)...................................................................................................................................................... ...............4,598,233,123 ...............4,319,787,1413. Loss expenses incurred (Part 3, Line 25, Column 1)......................................................................................................................................... ..................862,469,430 ..................661,519,9194. Other underwriting expenses incurred (Part 3, Line 25, Column 2)................................................................................................................... ...............2,302,139,734 ...............2,172,544,2665. Aggregate write-ins for underwriting deductions................................................................................................................................................ ....................................0 ....................................06. Total underwriting deductions (Lines 2 through 5)............................................................................................................................................. ...............7,762,842,287 ...............7,153,851,3267. Net income of protected cells............................................................................................................................................................................. ....................................0 ....................................08. Net underwriting gain (loss) (Line 1 minus Line 6 plus Line 7).......................................................................................................................... ..................(84,458,826) ................(945,551,509)

INVESTMENT INCOME9. Net investment income earned (Exhibit of Net Investment Income, Line 17).................................................................................................... ...............1,192,098,543 ..................989,287,03110. Net realized capital gains (losses) (Exhibit of Capital Gains (Losses)).............................................................................................................. ...............4,050,643,280 ..................(49,649,075)11. Net investment gain (loss) (Lines 9 + 10)........................................................................................................................................................... ...............5,242,741,823 ..................939,637,956

OTHER INCOME 12. Net gain (loss) from agents' or premium balances charged off (amount recovered $.....600,784

amount charged off $.....47,368,731)................................................................................................................................................................ ..................(46,767,947) ..................(21,524,551)13. Finance and service charges not included in premiums.................................................................................................................................... ....................57,123,242 ....................55,412,87314. Aggregate write-ins for miscellaneous income................................................................................................................................................... ................(183,502,840) ..................(65,140,718)15. Total other income (Lines 12 through 14).......................................................................................................................................................... ................(173,147,545) ..................(31,252,396)16. Net income before dividends to policyholders and before federal and foreign income taxes (Lines 8 + 11 + 15)............................................. ...............4,985,135,452 ..................(37,165,949)17. Dividends to policyholders................................................................................................................................................................................. ....................32,103,595 ....................19,383,54718. Net income, after dividends to policyholders but before federal and foreign income taxes (Line 16 minus Line 17)......................................... ...............4,953,031,857 ..................(56,549,495)19. Federal and foreign income taxes incurred........................................................................................................................................................ ..................159,143,726 .........................710,21020. Net income (Line 18 minus Line 19) (to Line 22)............................................................................................................................................... ...............4,793,888,131 ..................(57,259,705)

CAPITAL AND SURPLUS ACCOUNT 21. Surplus as regards policyholders, December 31 prior year (, Line 38, Column 2)................................................................................. ...............5,771,235,310 ...............5,667,951,453

GAINS AND (LOSSES) IN SURPLUS 22. Net income (from Line 20).................................................................................................................................................................................. ...............4,793,888,131 ..................(57,259,705)23. Net unrealized capital gains or (losses)............................................................................................................................................................. .............(4,181,443,996) ................(938,463,156)24. Change in net unrealized foreign exchange capital gains (loss)........................................................................................................................ ....................(7,619,000) ....................(5,320,000)25. Change in net deferred income tax.................................................................................................................................................................... ....................61,020,999 ..................200,463,00026. Change in nonadmitted assets (Exhibit 1, Line 5, Column 3)............................................................................................................................ ......................7,134,232 ....................(4,432,154)27. Change in provision for reinsurance (Page 3, Line 16, Column 2 minus Column 1)......................................................................................... ....................22,723,205 ....................(9,887,494)28. Change in surplus notes.................................................................................................................................................................................... ....................................0 ....................................029. Surplus (contributed to) withdrawn from protected cells.................................................................................................................................... ....................................0 ....................................030. Cumulative effect of changes in accounting principles...................................................................................................................................... ....................................0 ...............1,232,511,80731. Capital changes:

31.1 Paid in....................................................................................................................................................................................................... ....................................0 ....................................031.2 Transferred from surplus (Stock Dividend)............................................................................................................................................... ....................................0 ....................................031.3 Transferred to surplus............................................................................................................................................................................... ....................14,750,000 ....................................0

32. Surplus adjustments: 32.1 Paid in....................................................................................................................................................................................................... ..................415,996,044 ................(223,500,000)32.2 Transferred to capital (Stock Dividend)..................................................................................................................................................... ....................................0 ....................................032.3. Transferred from capital........................................................................................................................................................................... ....................................0 ....................................0

33. Net remittances from or (to) Home Office.......................................................................................................................................................... ....................................0 ....................................034. Dividends to stockholders.................................................................................................................................................................................. ................(193,500,000) ..................(86,100,000)35. Change in treasury stock (Page 3, Line 34.1 and 34.2, Column 2 minus Column 1)........................................................................................ ....................................0 ....................................036. Aggregate write-ins for gains and losses in surplus........................................................................................................................................... ....................40,205,169 ....................(4,728,441)37. Change in surplus as regards policyholders for the year (Lines 22 through 36)................................................................................................ ..................973,154,784 ..................103,283,85738. Surplus as regards policyholders, December 31 current year (Line 21 plus Line 37) (Page 3, Line 35)........................................................... ...............6,744,390,094 ...............5,771,235,310

DETAILS OF WRITE-INS0501. ........................................................................................................................................................................................................................... ....................................0 ....................................00502. ........................................................................................................................................................................................................................... ....................................0 ....................................00503. ........................................................................................................................................................................................................................... ....................................0 ....................................00598. Summary of remaining write-ins for Line 5 from overflow page......................................................................................................................... ....................................0 ....................................00599. Totals (Lines 0501 thru 0503 plus 0598) (Line 5 above).................................................................................................................................... ....................................0 ....................................01401. Miscellaneous.................................................................................................................................................................................................... ..................(72,434,708) ....................(9,287,276)1402. Corporate center cost......................................................................................................................................................................................... ..................(46,407,121) ..................(48,241,599)1403. Post retirement benefit expense........................................................................................................................................................................ ..................(32,821,902) .........................593,8731498. Summary of remaining write-ins for Line 14 from overflow page....................................................................................................................... ..................(31,839,109) ....................(8,205,716)1499. Totals (Lines 1401 thru 1403 plus 1498) (Line 14 above).................................................................................................................................. ................(183,502,840) ..................(65,140,718)3601. Statutory treaty reinsurance reserve.................................................................................................................................................................. ....................40,205,169 ....................(4,728,441)3602. ........................................................................................................................................................................................................................... ....................................0 ....................................03603. ........................................................................................................................................................................................................................... ....................................0 ....................................03698. Summary of remaining write-ins for Line 36 from overflow page....................................................................................................................... ....................................0 ....................................03699. Totals (Lines 3601 thru 3603 plus 3698) (Line 36 above).................................................................................................................................. ....................40,205,169 ....................(4,728,441)


5

CASH FLOW1 2

Current Year Prior Year CASH FROM OPERATIONS

1. Premiums collected net of reinsurance...................................................................................................................................................... ...................8,001,115,731 ...................6,484,360,9812. Loss and loss adjustment expenses paid (net of salvage and subrogation)............................................................................................. ...................4,849,867,330 ...................5,005,564,5473. Underwriting expenses paid...................................................................................................................................................................... ...................2,280,469,954 ...................2,141,281,0934. Other underwriting income (expenses)...................................................................................................................................................... ........................................0 ........................................05. Cash from underwriting (Line 1 minus Line 2 minus Line 3 plus Line 4)................................................................................................... ......................870,778,447 ....................(662,484,659)6. Net investment income.............................................................................................................................................................................. ......................961,228,279 ......................934,386,0247. Other income (expenses):

7.1 Agents' balances charged off........................................................................................................................................................... ......................(46,767,947) ......................(21,524,551)7.2 Net funds held under reinsurance treaties....................................................................................................................................... ......................157,959,847 ......................643,196,7337.3 Net amount withheld or retained for account of others.................................................................................................................... ........................40,064,120 ........................32,600,9117.4 Aggregate write-ins for miscellaneous items................................................................................................................................... ....................(134,729,527) ........................35,816,0257.5 Total other income (Lines 7.1 to 7.4)............................................................................................................................................... ........................16,526,493 ......................690,089,118

8. Dividends to policyholders on direct business, less $.....(3,017,728) dividends on reinsurance assumed or ceded (net)........................ ........................24,548,594 ........................39,062,5479. Federal and foreign income taxes (paid) recovered.................................................................................................................................. ....................(230,610,208) ........................73,579,029

10. Net cash from operations (Line 5 plus Line 6 plus Line 7.5 minus Line 8 plus Line 9).............................................................................. ...................1,593,374,417 ......................996,506,966 CASH FROM INVESTMENTS

11. Proceeds from investments sold, matured or repaid: 11.1 Bonds............................................................................................................................................................................................... ...................3,337,360,659 ...................3,248,438,67511.2 Stocks.............................................................................................................................................................................................. ......................926,035,991 ......................803,254,57011.3 Mortgage loans................................................................................................................................................................................ ........................23,850,140 ........................38,418,26411.4 Real estate....................................................................................................................................................................................... ..........................3,879,611 ........................................011.5 Other invested assets...................................................................................................................................................................... ......................405,284,932 ........................69,300,35211.6 Net gains or (losses) on cash and short-term investments.............................................................................................................. .............................296,709 ...........................(930,170)11.7 Miscellaneous proceeds.................................................................................................................................................................. ........................12,015,319 ........................50,638,97711.8 Total investment proceeds (Lines 11.1 to 11.7)............................................................................................................................... ...................4,708,723,361 ...................4,209,120,667

12. Cost of investments acquired (long-term only): 12.1 Bonds............................................................................................................................................................................................... ...................5,401,963,685 ...................4,203,658,01612.2 Stocks.............................................................................................................................................................................................. ......................295,235,600 ...................1,504,519,33812.3 Mortgage loans................................................................................................................................................................................ ........................95,540,030 ........................11,057,30112.4 Real estate....................................................................................................................................................................................... ..........................6,563,947 ..........................6,198,23312.5 Other invested assets...................................................................................................................................................................... ......................199,440,531 ......................182,939,62512.6 Miscellaneous applications.............................................................................................................................................................. ......................171,317,886 ........................27,960,75612.7 Total investments acquired (Lines 12.1 to 12.6).............................................................................................................................. ...................6,170,061,679 ...................5,936,333,269

13. Net cash from investments (Line 11.8 minus Line 12.7)............................................................................................................................ .................(1,461,338,318) .................(1,727,212,602) CASH FROM FINANCING AND MISCELLANEOUS SOURCES

14. Cash provided: 14.1 Surplus notes, capital and surplus paid in....................................................................................................................................... ......................347,810,061 ......................853,900,00014.2 Capital notes $..........0 less amounts repaid $..........0..................................................................................................................... ........................................0 ........................................014.3 Net transfers from affiliates.............................................................................................................................................................. ..........................6,941,130 ......................365,891,05314.4 Borrowed funds received................................................................................................................................................................. ........................................0 ........................................014.5 Other cash provided........................................................................................................................................................................ ......................244,087,527 ........................38,445,75214.6 Total (Lines 14.1 to 14.5)................................................................................................................................................................. ......................598,838,718 ...................1,258,236,805

15. Cash applied: 15.1 Dividends to stockholders paid........................................................................................................................................................ ......................193,500,000 ........................86,100,00015.2 Net transfers to affiliates.................................................................................................................................................................. ......................252,077,521 ......................393,872,24715.3 Borrowed funds repaid..................................................................................................................................................................... ........................................0 ........................................015.4 Other applications............................................................................................................................................................................ ........................72,988,011 ......................138,057,32315.5 Total (Lines 15.1 to 15.4)................................................................................................................................................................. ......................518,565,532 ......................618,029,570

16. Net cash from financing and miscellaneous sources (Line 14.6 minus Line 15.5).................................................................................... ........................80,273,186 ......................640,207,235

RECONCILIATION OF CASH AND SHORT-TERM INVESTMENTS 17. Net change in cash and short-term investments (Line 10 plus Line 13 plus Line 16)............................................................................... ......................212,309,286 ......................(90,498,401)18. Cash and short-term investments:

18.1 Beginning of year............................................................................................................................................................................. ......................622,512,121 ......................713,010,52218.2 End of year (Line 17 plus Line 18.1)................................................................................................................................................ ......................834,821,407 ......................622,512,121

DETAILS OF WRITE-INS7.401 Aggregate Write-Ins for Miscellaneous Income......................................................................................................................................... ....................(183,502,840) ......................(65,140,721)7.402 Finance and Service Charges Not Included in Premiums......................................................................................................................... ........................57,123,242 ........................55,412,8737.403 Equity and Deposits in Pools and Associations......................................................................................................................................... ........................(8,349,929) ...........................(349,030)7.498 Summary of remaining write-ins for Line 7.4 from overflow page.............................................................................................................. ........................................0 ........................45,892,9037.499 Total (Lines 7.401 thru 7.403 plus 7.498) (Line 7.4 above)....................................................................................................................... ....................(134,729,527) ........................35,816,025


6

UNDERWRITING AND INVESTMENT EXHIBIT PART 1 - PREMIUMS EARNED

1 2 3 4Unearned Premiums Unearned Premiums

Net December 31 December 31 PremiumsPremiums Prior Year- Current Year- EarnedWritten per per Col. 3 Last per Col. 5 During Year

Line of Business Column 6, Part 1B Year's Part 2 Part 1A (Cols. 1 + 2 - 3)

1. Fire...................................................................................................... .......................296,408,144 .......................102,479,572 .......................123,492,517 .......................275,395,199

2. Allied lines........................................................................................... .......................128,022,032 .........................28,852,260 .........................36,219,466 .......................120,654,826

3. Farmowners multiple peril................................................................... ..............................130,098 ................................22,535 ................................74,208 ................................78,425

4. Homeowners multiple peril.................................................................. .......................644,318,951 .......................315,592,635 .......................354,914,386 .......................604,997,200

5. Commercial multiple peril.................................................................... ....................1,492,725,788 .......................639,514,951 .......................761,905,225 ....................1,370,335,514

6. Mortgage guaranty.............................................................................. .........................................0 .........................................0 .........................................0 .........................................0

8. Ocean marine..................................................................................... .........................25,443,143 ...........................4,212,593 ...........................4,483,817 .........................25,171,919

9. Inland marine...................................................................................... .......................241,481,620 .......................113,350,218 .......................119,950,619 .......................234,881,219

10. Financial guaranty............................................................................... .........................................0 .........................................0 .........................................0 .........................................0

11.1 Medical malpractice - occurrence....................................................... ..................................2,022 .......................................70 .......................................73 ..................................2,019

11.2 Medical malpractice - claims-made..................................................... .........................................0 .........................................0 .........................................0 .........................................0

12. Earthquake.......................................................................................... .........................17,206,706 ...........................8,802,763 ...........................8,884,161 .........................17,125,308

13. Group accident and health.................................................................. .........................................0 .........................................0 .........................................0 .........................................0

14. Credit accident and health (group and individual)............................... .........................................0 .........................................0 .........................................0 .........................................0

15. Other accident and health................................................................... .........................................0 .........................................0 .........................................0 .........................................0

16. Workers' compensation....................................................................... ....................1,416,906,943 .......................143,014,096 .......................222,632,407 ....................1,337,288,632

17.1 Other liability - occurrence.................................................................. .......................314,488,612 .........................38,437,484 .........................93,866,503 .......................259,059,593

17.2 Other liability - claims-made................................................................ .......................227,604,451 .........................74,167,961 .......................133,004,821 .......................168,767,591

18.1 Products liability - occurrence............................................................. .........................46,468,880 .........................16,902,519 .........................24,089,348 .........................39,282,051

18.2 Products liability - claims-made.......................................................... ...........................1,939,289 ..............................964,654 ...........................1,032,945 ...........................1,870,998

19.1, 19.2 Private passenger auto liability........................................................... ....................1,243,059,495 .......................592,333,494 .......................606,221,422 ....................1,229,171,567

19.3, 19.4 Commercial auto liability..................................................................... .......................512,767,825 .......................216,611,898 .......................236,820,202 .......................492,559,521

21. Auto physical damage......................................................................... .......................945,759,866 .......................439,217,885 .......................451,970,078 .......................933,007,673

22. Aircraft (all perils)................................................................................ .........................73,349,020 .........................14,456,752 .........................24,039,305 .........................63,766,467

23. Fidelity................................................................................................. .........................46,204,530 .........................25,190,118 .........................27,329,258 .........................44,065,390

24. Surety.................................................................................................. .......................108,484,925 .........................48,937,419 .........................55,063,853 .......................102,358,491

26. Burglary and theft................................................................................ ...........................6,285,223 ...........................4,130,251 ...........................3,577,256 ...........................6,838,218

27. Boiler and machinery.......................................................................... .............................(386,431) ..............................502,625 ..............................258,426 .............................(142,232)

28. Credit.................................................................................................. .........................................0 .........................................0 .........................................0 .........................................0

29. International........................................................................................ .........................39,925,919 ...........................6,755,086 ...........................2,098,314 .........................44,582,691

30. Reinsurance - nonproportional assumed property.............................. .......................222,909,153 .........................40,696,929 .........................46,972,226 .......................216,633,856

31. Reinsurance - nonproportional assumed liability................................ .........................87,448,756 .........................18,612,680 .........................19,380,653 .........................86,680,783

32. Reinsurance - nonproportional assumed financial lines..................... ...........................2,785,556 ...........................3,429,327 ...........................2,264,338 ...........................3,950,545

33. Aggregate write-ins for other lines of business................................... .........................................0 .........................................0 .........................................0 .........................................0

34. TOTALS......................................................................................... ....................8,141,740,516 ....................2,897,188,775 ....................3,360,545,827 ....................7,678,383,464


3301. ............................................................................................................ .........................................0 .........................................0 .........................................0 .........................................0

3302. ............................................................................................................ .........................................0 .........................................0 .........................................0 .........................................0

3303. ............................................................................................................ .........................................0 .........................................0 .........................................0 .........................................0

3398. Summary of remaining write-ins for Line 33 from overflow page........ .........................................0 .........................................0 .........................................0 .........................................0

3399. Totals (Lines 3301 thru 3303 plus 3398) (Line 33 above).................. .........................................0 .........................................0 .........................................0 .........................................0


7

UNDERWRITING AND INVESTMENT EXHIBIT PART 1A - RECAPITULATION OF ALL PREMIUMS

(a) Gross premiums (less reinsurance) and unearned premiums on all unexpired risks and reserve for return premiums under rate credit or retrospective rating plans based upon experience, viz:

1 2 3 4 5Amount Unearned Amount Unearned Reserve for(Running One Year (Running more than Rate Credits Total Reserveor Less from Date One Year from and Retrospective for Unearned

of Policy) Date of Policy) Earned But Adjustments Based PremiumsLine of Business (b) (b) Unbilled Premium on Experience Cols. 1 + 2 + 3 + 4

1. Fire................................................................................................. ...............120,383,710 ...................3,108,807 .................................0 .................................0 ...............123,492,517

2. Allied lines...................................................................................... .................34,099,490 ...................2,119,976 .................................0 .................................0 .................36,219,466

3. Farmowners multiple peril.............................................................. ........................74,208 .................................0 .................................0 .................................0 ........................74,208

4. Homeowners multiple peril............................................................ ...............354,914,386 .................................0 .................................0 .................................0 ...............354,914,386

5. Commercial multiple peril.............................................................. ...............761,779,823 ......................125,403 .................................0 .................................0 ...............761,905,226

6. Mortgage guaranty......................................................................... .................................0 .................................0 .................................0 .................................0 .................................0

8. Ocean marine................................................................................ ...................4,483,698 .............................120 .................................0 .................................0 ...................4,483,818

9. Inland marine................................................................................. ...............113,524,085 ...................6,426,535 .................................0 .................................0 ...............119,950,620

10. Financial guaranty......................................................................... .................................0 .................................0 .................................0 .................................0 .................................0

11.1 Medical malpractice - occurrence.................................................. ...............................73 .................................0 .................................0 .................................0 ...............................73

11.2 Medical malpractice - claims-made............................................... .................................0 .................................0 .................................0 .................................0 .................................0

12. Earthquake.................................................................................... ...................8,884,161 .................................0 .................................0 .................................0 ...................8,884,161

13. Group accident and health............................................................. .................................0 .................................0 .................................0 .................................0 .................................0

14. Credit accident and health (group and individual)......................... .................................0 .................................0 .................................0 .................................0 .................................0

15. Other accident and health.............................................................. .................................0 .................................0 .................................0 .................................0 .................................0

16. Workers' compensation................................................................. ...............325,858,606 ......................686,801 .................................0 ..............(103,913,000) ...............222,632,407

17.1 Other liability - occurrence............................................................. ...............170,778,213 ...................1,485,629 .................................0 ................(78,397,339) .................93,866,503

17.2 Other liability - claims-made.......................................................... ...............132,949,799 ........................55,022 .................................0 .................................0 ...............133,004,821

18.1 Products liability - occurrence........................................................ .................23,490,149 ......................599,199 .................................0 .................................0 .................24,089,348

18.2 Products liability - claims-made..................................................... ......................790,037 ......................242,908 .................................0 .................................0 ...................1,032,945

19.1, 19.2 Private passenger auto liability...................................................... ...............606,221,407 ...............................16 .................................0 .................................0 ...............606,221,423

19.3, 19.4 Commercial auto liability................................................................ ...............237,015,483 ......................486,718 .................................0 .....................(682,000) ...............236,820,201

21. Auto physical damage................................................................... ...............451,887,481 ........................82,597 .................................0 .................................0 ...............451,970,078

22. Aircraft (all perils)........................................................................... .................24,039,305 .................................0 .................................0 .................................0 .................24,039,305

23. Fidelity........................................................................................... .................17,831,927 ...................9,497,330 .................................0 .................................0 .................27,329,257

24. Surety............................................................................................ .................35,451,005 .................19,612,848 .................................0 .................................0 .................55,063,853

26. Burglary and theft.......................................................................... ...................2,653,891 ......................923,365 .................................0 .................................0 ...................3,577,256

27. Boiler and machinery..................................................................... ......................257,219 ..........................1,207 .................................0 .................................0 ......................258,426

28. Credit............................................................................................. .................................0 .................................0 .................................0 .................................0 .................................0

29. International................................................................................... ...................2,098,314 .................................0 .................................0 .................................0 ...................2,098,314

30. Reinsurance - nonproportional assumed property......................... .................46,972,226 .................................0 .................................0 .................................0 .................46,972,226

31. Reinsurance - nonproportional assumed liability........................... .................19,380,653 .................................0 .................................0 .................................0 .................19,380,653

32. Reinsurance - nonproportional assumed financial lines................ ...................2,264,338 .................................0 .................................0 .................................0 ...................2,264,338

33. Aggregate write-ins for other lines of business.............................. .................................0 .................................0 .................................0 .................................0 .................................0

34. TOTALS......................................................................................... ............3,498,083,687 .................45,454,481 .................................0 ..............(182,992,339) ............3,360,545,829

35. Accrued retrospective premiums based on experience............................................................................................................................................................................ ...............193,850,000

36. Earned but unbilled premiums.................................................................................................................................................................................................................. .................................0

37. Balance (sum of Lines 34 through 36)...................................................................................................................................................................................................... ............3,554,395,829


3301. ....................................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0

3302. ....................................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0

3303. ....................................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0

3398. Summary of remaining write-ins for Line 33 from overflow page... .................................0 .................................0 .................................0 .................................0 .................................0

3399. TOTALS (Lines 3301 thru 3303 plus 3398) (Line 33 above)......... .................................0 .................................0 .................................0 .................................0 .................................0

(a) By gross premiums is meant the aggregate of all the premiums written in the policies or renewals in force. Are they so returned in this statement? Yes [ X ] No [ ]. (b) State here basis of computation used in each case: Semi-monthly pro rata except Marine Risks not terminated: 100%


8

UNDERWRITING AND INVESTMENT EXHIBIT PART 1B - PREMIUMS WRITTEN

Gross Premiums (Less Return Premiums), Including Policy and Membership Fees Written and Renewed During Year 1 6

Reinsurance Assumed Reinsurance Ceded2 3 4 5 Net Premiums

Direct WrittenBusiness (Cols. 1 + 2 + 3

Line of Business (a) From Affiliates From Non-Affiliates To Affiliates To Non-Affiliates - 4 - 5)

1. Fire............................................................................................... ........264,686,246 ..........................0 ........122,904,540 ............1,305,073 ..........89,877,568 ........296,408,145

2. Allied lines.................................................................................... ........266,773,693 ..........................0 ............6,536,746 .................61,070 ........145,227,338 ........128,022,031

3. Farmowners multiple peril............................................................ ...............131,488 ..........................0 ..........................0 ...................2,366 .....................(973) ...............130,095

4. Homeowners multiple peril.......................................................... ........686,084,994 ..........................0 ...............581,322 ...............433,127 ..........41,914,237 ........644,318,952

5. Commercial multiple peril............................................................ .....1,603,612,035 ..........................0 ..........35,959,420 ............1,368,661 ........145,477,006 .....1,492,725,788

6. Mortgage guaranty....................................................................... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

8. Ocean marine.............................................................................. ..........27,924,475 ..........................0 ...............411,497 ..........................0 ............2,892,829 ..........25,443,143

9. Inland marine............................................................................... ........468,803,058 ..........................0 ............1,074,653 ........111,474,408 ........116,921,682 ........241,481,621

10. Financial guaranty....................................................................... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

11.1 Medical malpractice - occurrence................................................ ...................2,022 ..........................0 ..........................0 ..........................0 ..........................2 ...................2,020

11.2 Medical malpractice - claims-made............................................. ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

12. Earthquake.................................................................................. ..........17,247,408 ..........................0 ..................(3,600) .................35,654 ...................1,446 ..........17,206,708

13. Group accident and health........................................................... ..........79,875,679 ..........................0 ..........................0 ..........79,875,679 ..........................0 ..........................0

14. Credit accident and health (group and individual)....................... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

15. Other accident and health............................................................ ...............181,535 ..........................0 ..........................0 ...............181,535 ..........................0 ..........................0

16. Workers' compensation............................................................... .....1,495,177,412 ..........................0 ..........49,833,486 ............4,220,049 ........123,883,903 .....1,416,906,946

17.1 Other liability - occurrence........................................................... ........381,290,153 ..........................0 ..........54,753,788 ..........56,393,207 ..........65,162,123 ........314,488,611

17.2 Other liability - claims-made........................................................ ........488,840,185 ..........................0 ............3,010,925 ............5,329,420 ........258,917,241 ........227,604,449

18.1 Products liability - occurrence...................................................... ..........63,205,857 ..........................0 ............3,231,945 ...............998,498 ..........18,970,426 ..........46,468,878

18.2 Products liability - claims-made................................................... ............2,256,044 ..........................0 ..........................0 ..........................0 ...............316,755 ............1,939,289

19.1, 19.2 Private passenger auto liability.................................................... .....1,281,869,087 ..........................0 ............5,891,354 ..........41,093,798 ............3,607,151 .....1,243,059,492

19.3, 19.4 Commercial auto liability.............................................................. ........452,088,477 ..........................0 ..........95,186,634 ..........19,827,257 ..........14,680,030 ........512,767,824

21. Auto physical damage................................................................. ........979,590,329 ..........................0 ...............627,049 ............6,312,166 ..........28,145,346 ........945,759,866

22. Aircraft (all perils)......................................................................... ........129,509,997 ..........................0 ..........73,349,020 ..........................0 ........129,509,998 ..........73,349,019

23. Fidelity......................................................................................... ..........47,958,242 ..........................0 ............1,731,335 ...............138,674 ............3,346,371 ..........46,204,532

24. Surety.......................................................................................... ........122,075,060 ..........................0 ...............519,256 ...............587,503 ..........13,521,887 ........108,484,926

26. Burglary and theft........................................................................ ............6,595,537 ..........................0 .................25,536 ...................8,653 ...............327,197 ............6,285,223

27. Boiler and machinery................................................................... ............3,994,006 ..........................0 ..........................0 ................(11,159) ............4,391,595 ..............(386,430)

28. Credit........................................................................................... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

29. International................................................................................. ..........................0 ..........................0 ..........40,708,429 ..........................0 ...............782,507 ..........39,925,922

30. Reinsurance - nonproportional assumed property....................... ............XXX............ ..........................0 ........252,744,991 ...........(1,393,749) ..........31,229,587 ........222,909,153

31. Reinsurance - nonproportional assumed liability......................... ............XXX............ ..........................0 ..........95,567,066 ...........(1,867,715) ............9,986,025 ..........87,448,756

32. Reinsurance - nonproportional assumed financial lines.............. ............XXX............ ..........................0 ............3,291,410 ...............496,559 ...................9,294 ............2,785,557

33. Aggregate write-ins for other lines of business............................ ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

34. TOTALS....................................................................................... .....8,869,773,019 ..........................0 ........847,936,802 ........326,870,734 .....1,249,098,571 .....8,141,740,516


3301. ..................................................................................................... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

3302. ..................................................................................................... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

3303. ..................................................................................................... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

3398. Summary of remaining write-ins for Line 33 from overflow page. ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

3399. TOTALS (Lines 3301 thru 3303 plus 3398) (Line 33 above)....... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

(a) Does the company's direct premiums written include premiums recorded on an installment basis? Yes [ X ] No [ ] If yes: 1. The amount of such installment premiums $.....684,741,463. 2. Amount at which such installment premiums would have been reported had they been recorded on an annualized basis $.....709,246,417.


9

UNDERWRITING AND INVESTMENT EXHIBIT PART 2 - LOSSES PAID AND INCURRED

Losses Paid Less Salvage 5 6 7 81 2 3 4 Percentage of

Net Losses Losses Losses IncurredUnpaid Net Losses Incurred (Col. 7, Part 2)

Direct Reinsurance Reinsurance Net Payments Current Year Unpaid Current Year to Premiums EarnedLine of Business Business Assumed Recovered (Cols. 1 + 2 - 3) (Part 2A, Col. 8) Prior Year (Cols. 4 + 5 - 6) (Col. 4, Part 1)

1. Fire.......................................................................................................... ..........................137,384,558 ............................82,063,494 ..........................115,021,415 ..........................104,426,637 ..........................128,262,865 ..........................108,367,648 ..........................124,321,854 .......................................45.12. Allied lines............................................................................................... ..........................135,673,804 ..............................3,134,354 ............................66,999,571 ............................71,808,587 ............................55,701,361 ............................41,735,657 ............................85,774,291 .......................................71.13. Farmowners multiple peril....................................................................... ..................................(93,641) ............................................0 ...................................27,650 ................................(121,291) .................................820,021 ..............................2,289,567 .............................(1,590,837) .................................(2,028.5)4. Homeowners multiple peril...................................................................... ..........................346,386,582 .................................453,285 ..............................4,410,553 ..........................342,429,314 ..........................164,400,693 ..........................140,422,391 ..........................366,407,616 .......................................60.65. Commercial multiple peril....................................................................... ..........................741,103,520 ...................................22,672 ..........................133,157,544 ..........................607,968,648 ..........................930,134,457 ..........................920,720,505 ..........................617,382,600 .......................................45.16. Mortgage guaranty.................................................................................. ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 .........................................0.08. Ocean marine......................................................................................... ..............................5,275,529 ..............................2,886,884 .................................837,944 ..............................7,324,469 ............................14,356,484 ............................15,051,675 ..............................6,629,278 .......................................26.39. Inland marine.......................................................................................... ..........................201,686,938 .................................805,135 ..........................126,670,838 ............................75,821,235 ............................39,177,794 ............................30,700,956 ............................84,298,073 .......................................35.910. Financial guaranty.................................................................................. ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 .........................................0.011.1 Medical malpractice - occurrence........................................................... ..............................1,200,154 ...................................11,449 .......................................(458) ..............................1,212,061 ..............................3,082,258 ..............................3,962,937 .................................331,382 ................................16,413.211.2 Medical malpractice - claims-made........................................................ ..............................3,706,950 ............................................0 ............................................0 ..............................3,706,950 ............................18,831,700 ............................20,250,063 ..............................2,288,587 .........................................0.012. Earthquake.............................................................................................. ..............................1,817,307 ..................................(10,267) .................................298,012 ..............................1,509,028 .................................321,126 ..............................1,231,898 .................................598,256 .........................................3.513. Group accident and health...................................................................... ............................62,181,091 ............................................0 ............................62,181,091 ............................................0 ............................................0 ............................................0 ............................................0 .........................................0.014. Credit accident and health (group and individual).................................. ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 .........................................0.015. Other accident and health....................................................................... .................................284,859 ............................................0 .................................284,859 ............................................0 ............................................0 ............................................0 ............................................0 .........................................0.016. Workers' compensation.......................................................................... ..........................753,359,906 ............................52,261,754 ..........................168,285,362 ..........................637,336,298 .......................3,245,096,683 .......................3,052,758,297 ..........................829,674,684 .......................................62.017.1 Other liability - occurrence...................................................................... ..........................264,275,659 ............................36,605,972 ..........................122,457,537 ..........................178,424,094 .......................1,288,600,417 .......................1,219,540,787 ..........................247,483,724 .......................................95.517.2 Other liability - claims-made................................................................... ............................60,364,922 .................................105,124 ............................21,572,116 ............................38,897,930 ..........................182,396,696 ..........................128,151,852 ............................93,142,774 .......................................55.218.1 Products liability - occurrence................................................................. ............................33,172,140 .................................997,854 ............................15,792,847 ............................18,377,147 ..........................149,872,214 ..........................210,416,317 ...........................(42,166,956) ....................................(107.3)18.2 Products liability - claims-made.............................................................. .................................760,706 ............................................0 .................................201,424 .................................559,282 ..............................4,763,529 ..............................5,644,449 ................................(321,638) ......................................(17.2)

19.1, 19.2 Private passenger auto liability............................................................... ..........................843,665,367 ............................45,383,635 ............................26,544,920 ..........................862,504,082 .......................1,021,199,753 ..........................942,790,260 ..........................940,913,575 .......................................76.519.3, 19.4 Commercial auto liability......................................................................... ..........................224,827,391 ............................79,429,214 ............................20,021,863 ..........................284,234,742 ..........................450,026,338 ..........................459,359,489 ..........................274,901,591 .......................................55.8

21. Auto physical damage............................................................................ ..........................554,704,883 .................................304,605 ............................16,080,223 ..........................538,929,265 ............................63,417,778 ............................79,600,727 ..........................522,746,316 .......................................56.022. Aircraft (all perils).................................................................................... ............................49,196,178 ............................26,459,290 ............................49,196,178 ............................26,459,290 ............................25,091,278 ............................20,580,220 ............................30,970,348 .......................................48.623. Fidelity.................................................................................................... ............................13,398,372 ..............................1,744,452 .................................250,095 ............................14,892,729 ............................20,340,884 ............................25,651,896 ..............................9,581,717 .......................................21.724. Surety...................................................................................................... ............................39,366,486 ..............................3,448,643 ..............................6,985,455 ............................35,829,674 ............................55,902,880 ............................38,109,424 ............................53,623,130 .......................................52.426. Burglary and theft.................................................................................... .................................900,710 .....................................3,308 .................................270,536 .................................633,482 ..............................6,208,439 ..............................5,230,391 ..............................1,611,530 .......................................23.627. Boiler and machinery.............................................................................. .................................562,361 ..................................(52,215) .................................364,721 .................................145,425 ................................(233,767) .................................695,691 ................................(784,033) .....................................551.228. Credit....................................................................................................... ............................................0 ............................................0 ............................................0 ............................................0 .................................686,374 .................................378,364 .................................308,010 .........................................0.029. International............................................................................................ ............................................0 ............................39,570,482 ..............................1,270,247 ............................38,300,235 ............................62,016,704 ............................62,318,152 ............................37,998,787 .......................................85.230. Reinsurance - nonproportional assumed property.................................. ....................XXX.................... ..........................199,902,257 ............................52,997,171 ..........................146,905,086 ..........................291,478,184 ..........................317,902,856 ..........................120,480,414 .......................................55.631. Reinsurance - nonproportional assumed liability.................................... ....................XXX.................... ..........................165,486,270 ............................50,066,272 ..........................115,419,998 ..........................707,357,674 ..........................648,139,149 ..........................174,638,523 .....................................201.532. Reinsurance - nonproportional assumed financial lines......................... ....................XXX.................... ............................14,890,146 ..............................1,512,410 ............................13,377,736 ............................28,310,293 ............................24,698,504 ............................16,989,525 .....................................430.133. Aggregate write-ins for other lines of business....................................... ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 .........................................0.034. TOTALS.................................................................................................. .......................4,475,162,732 ..........................755,907,797 .......................1,063,758,396 .......................4,167,312,133 .......................8,957,621,110 .......................8,526,700,122 .......................4,598,233,121 .......................................59.9

DETAILS OF WRITE-INS3301. ................................................................................................................ ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 .........................................0.03302. ................................................................................................................ ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 .........................................0.03303. ................................................................................................................ ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 .........................................0.03398. Summary of remaining write-ins for Line 33 from overflow page............ ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ...............................................3399. Totals (Lines 3301 thru 3303 plus 3398) (Line 33 above)...................... ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 ............................................0 .........................................0.0


10

UNDERWRITING AND INVESTMENT EXHIBIT PART 2A - UNPAID LOSSES AND LOSS ADJUSTMENT EXPENSES

Reported Losses Incurred But Not Reported 8 91 2 3 4 5 6 7

Deduct Reinsurance Net Losses ExcludingRecoverable from Incurred but Net Losses Unpaid Loss

Authorized and not Reported Reinsurance Reinsurance Unpaid AdjustmentLine of Business Direct Reinsurance Assumed Unauthorized Companies (Cols. 1 + 2 - 3) Direct Assumed Ceded (Cols. 4 + 5 + 6 - 7) Expenses

1. Fire.............................................................................................. ....................64,625,946 ....................72,263,325 ....................54,540,633 ....................82,348,638 ....................39,152,924 ....................21,037,810 ....................14,276,508 ..................128,262,864 ......................9,069,5132. Allied lines.................................................................................... ....................11,149,625 ......................2,193,881 ......................4,989,851 ......................8,353,655 ....................69,040,958 ...........................76,454 ....................21,769,706 ....................55,701,361 ......................3,223,4153. Farmowners multiple peril............................................................. ......................1,145,610 ...................................0 .........................171,742 .........................973,868 ........................(153,847) .............................2,366 .............................2,366 .........................820,021 ........................(193,754)4. Homeowners multiple peril............................................................ ..................111,918,001 .........................236,213 .........................454,297 ..................111,699,917 ....................52,643,090 .........................531,373 .........................473,687 ..................164,400,693 ....................32,007,5525. Commercial multiple peril.............................................................. ..................680,760,816 ...........................99,596 ..................103,747,055 ..................577,113,357 ..................394,181,731 .........................884,562 ....................42,045,193 ..................930,134,457 ..................317,592,8166. Mortgage guaranty....................................................................... ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................08. Ocean marine............................................................................... ......................3,734,053 ......................9,026,110 ......................4,704,752 ......................8,055,411 ......................7,579,258 ........................(590,069) .........................688,116 ....................14,356,484 .....................(2,085,670)9. Inland marine............................................................................... ....................62,874,785 .........................113,279 ....................37,111,223 ....................25,876,841 ....................18,090,465 ......................8,252,388 ....................13,041,900 ....................39,177,794 ......................7,837,019

10. Financial guaranty........................................................................ ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................011.1 Medical malpractice - occurrence.................................................. ......................1,800,507 ...................................0 ........................(735,518) ......................2,536,025 .........................546,233 ...................................0 ...................................0 ......................3,082,258 ......................2,150,53411.2 Medical malpractice - claims-made............................................... ......................3,745,594 ...................................0 .....................(2,208,088) ......................5,953,682 ....................12,878,019 ...................................0 ...................................0 ....................18,831,701 ......................2,280,91312. Earthquake................................................................................... .........................194,820 .............................3,935 ..................................64 .........................198,691 .........................122,435 ...................................0 ...................................0 .........................321,126 .............................6,50013. Group accident and health............................................................ ......................2,088,697 ...................................0 ......................2,088,697 ...................................0 ....................30,685,736 ...................................0 ....................30,685,736 (a)...............................0 ...................................014. Credit accident and health (group and individual)........................... ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................015. Other accident and health............................................................. ................................856 ...................................0 ................................856 ...................................0 ...................................0 ...................................0 ...................................0 (a)...............................0 ...................................016. Workers' compensation................................................................ ................1,904,135,181 ..................213,203,586 ..................337,567,060 ................1,779,771,707 ................1,785,071,256 ..................113,342,179 ..................433,088,459 ................3,245,096,683 ..................363,238,71917.1 Other liability - occurrence............................................................ ..................767,891,562 ....................74,953,247 ..................542,692,553 ..................300,152,256 ................1,304,717,955 ..................217,443,938 ..................533,713,733 ................1,288,600,416 ..................179,168,23617.2 Other liability - claims-made.......................................................... ..................103,573,502 .........................563,738 ....................54,299,114 ....................49,838,126 ..................312,811,052 ....................16,759,945 ..................197,012,427 ..................182,396,696 ....................65,446,88618.1 Products liability - occurrence....................................................... ..................111,477,266 ......................5,238,816 ....................87,927,849 ....................28,788,233 ..................143,519,695 .....................(1,636,513) ....................20,799,202 ..................149,872,213 ....................47,083,28418.2 Products liability - claims-made..................................................... ......................1,797,338 ...................................0 ..........................(18,853) ......................1,816,191 ......................3,085,272 ...................................0 .........................137,935 ......................4,763,528 ......................4,174,086

19.1, 19.2 Private passenger auto liability...................................................... ..................686,797,079 ......................4,034,504 ....................20,805,979 ..................670,025,604 ..................350,649,738 .........................720,631 .........................196,221 ................1,021,199,752 ..................198,588,40119.3, 19.4 Commercial auto liability............................................................... ..................273,897,323 ....................51,867,041 ....................25,314,041 ..................300,450,323 ..................158,862,296 ......................8,072,083 ....................17,358,363 ..................450,026,339 ....................69,593,296

21. Auto physical damage.................................................................. ....................62,855,632 ............................(4,197) ......................2,094,759 ....................60,756,676 ......................4,225,471 ...........................10,579 ......................1,574,949 ....................63,417,777 ....................28,242,57322. Aircraft (all perils)......................................................................... ....................98,508,183 ....................22,928,279 ....................98,520,108 ....................22,916,354 ......................6,379,243 ......................2,174,924 ......................6,379,243 ....................25,091,278 ......................5,917,08423. Fidelity......................................................................................... ......................8,579,699 ......................4,102,878 .........................399,925 ....................12,282,652 ....................19,481,900 .....................(8,480,313) ......................2,943,355 ....................20,340,884 ......................5,158,59224. Surety.......................................................................................... ....................80,161,803 ......................5,083,401 ....................48,075,148 ....................37,170,056 ....................18,916,890 .........................400,180 .........................584,245 ....................55,902,881 ....................14,243,77426. Burglary and theft......................................................................... .........................517,320 .............................1,264 .........................267,300 .........................251,284 ......................6,414,402 ................................853 .........................458,100 ......................6,208,439 .........................444,65427. Boiler and machinery.................................................................... ...........................50,237 ...................................0 ...........................78,341 ..........................(28,104) ........................(237,972) ...................................0 ..........................(32,309) ........................(233,767) ............................(6,779)28. Credit........................................................................................... ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 .........................686,374 ...................................0 .........................686,374 .........................234,81829. International................................................................................. ...................................0 ....................45,916,512 .........................332,097 ....................45,584,415 ...........................18,056 ....................39,982,079 ....................23,567,846 ....................62,016,704 ......................1,367,89330. Reinsurance - nonproportional assumed property.......................... ................XXX................ ..................191,874,910 ....................94,276,866 ....................97,598,044 ................XXX................ ..................214,962,526 ....................21,082,386 ..................291,478,184 ......................1,919,29131. Reinsurance - nonproportional assumed liability............................ ................XXX................ ..................575,107,889 ..................134,049,009 ..................441,058,880 ................XXX................ ..................383,249,073 ..................116,950,279 ..................707,357,674 ......................2,929,88632. Reinsurance - nonproportional assumed financial lines.................. ................XXX................ ....................24,412,544 ........................(191,784) ....................24,604,328 ................XXX................ ......................3,705,965 ...................................0 ....................28,310,293 ...........................22,08333. Aggregate write-ins for other lines of business.............................. ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................034. TOTALS....................................................................................... ................5,044,281,435 ................1,303,220,751 ................1,651,355,076 ................4,696,147,110 ................4,738,682,256 ................1,021,589,387 ................1,498,797,646 ................8,957,621,107 ................1,359,655,615

DETAILS OF WRITE-INS3301. .................................................................................................... ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................03302. .................................................................................................... ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................03303. .................................................................................................... ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................03398. Summary of remaining write-ins for Line 33 from overflow page..... ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................03399. Totals (Lines 3301 thru 3303 plus 3398) (Line 33 above)............... ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0

(a) Including $..........0 for present value of life indemnity claims.


11

UNDERWRITING AND INVESTMENT EXHIBIT PART 3 - EXPENSES

1 2 3 4Other

Loss Adjustment Underwriting InvestmentExpenses Expenses Expenses Total

1. Claim adjustment services:

1.1 Direct....................................................................................................................... ...............409,703,277 ................................0 ................................0 ...............409,703,277

1.2 Reinsurance assumed.............................................................................................. .................67,185,827 ................................0 ................................0 .................67,185,827

1.3 Reinsurance ceded................................................................................................... ...............(10,072,032) ................................0 ................................0 ...............(10,072,032)

1.4 Net claim adjustment services (1.1 + 1.2 - 1.3).......................................................... ...............486,961,136 ................................0 ................................0 ...............486,961,136

2. Commission and brokerage:

2.1 Direct excluding contingent....................................................................................... ................................0 ...............872,005,509 ................................0 ...............872,005,509

2.2 Reinsurance assumed excluding contingent.............................................................. ................................0 ...............183,784,485 ................................0 ...............183,784,485

2.3 Reinsurance ceded excluding contingent................................................................... ................................0 ...............229,624,542 ................................0 ...............229,624,542

2.4 Contingent - direct.................................................................................................... ................................0 ...............137,412,181 ................................0 ...............137,412,181

2.5 Contingent - reinsurance assumed............................................................................ ................................0 ....................(527,859) ................................0 ....................(527,859)

2.6 Contingent - reinsurance ceded................................................................................. ................................0 ................................0 ................................0 ................................0

2.7 Policy and membership fees..................................................................................... ................................0 ................................0 ................................0 ................................0

2.8 Net commission and brokerage (2.1 + 2.2 - 2.3 + 2.4 + 2.5 - 2.6 + 2.7)...................... ................................0 ...............963,049,774 ................................0 ...............963,049,774

3. Allowances to managers and agents................................................................................. ........................(9,936) .................67,904,746 ..............................22 .................67,894,832

4. Advertising....................................................................................................................... .........................4,610 ..................2,495,669 .........................1,745 ..................2,502,024

5. Boards, bureaus and associations.................................................................................... ..................5,169,791 .................25,176,745 ............................463 .................30,346,999

6. Surveys and underwriting reports...................................................................................... ..................7,364,554 .................22,311,169 ............................518 .................29,676,241

7. Audit of assureds' records................................................................................................ ....................(105,672) .......................13,791 ................................0 ......................(91,881)

8. Salary and related items:

8.1 Salaries.................................................................................................................... ...............162,118,247 ...............572,046,770 ..................7,326,715 ...............741,491,732

8.2 Payroll taxes............................................................................................................. .................15,441,268 .................58,773,584 .....................496,984 .................74,711,836

9. Employee relations and welfare........................................................................................ .................61,790,270 .................22,472,500 .....................508,326 .................84,771,096

10. Insurance......................................................................................................................... ..................1,504,328 ..................8,410,660 .......................25,274 ..................9,940,262

11. Directors' fees.................................................................................................................. ...........................(468) ..............................26 ................................0 ...........................(442)

12. Travel and travel items..................................................................................................... .................12,492,279 .................36,010,341 .....................119,505 .................48,622,125

13. Rent and rent items.......................................................................................................... .................36,200,576 .................64,671,309 ....................(740,409) ...............100,131,476

14. Equipment........................................................................................................................ ..................4,148,831 ..................9,890,886 ....................(220,707) .................13,819,010

15. Cost or depreciation of EDP equipment and software........................................................ .................45,881,819 ...............(31,800,020) .....................985,511 .................15,067,310

16. Printing and stationery...................................................................................................... .................12,925,949 .................19,112,964 .....................144,405 .................32,183,318

17. Postage, telephone and telegraph, exchange and express................................................ .................19,321,463 .................62,530,382 ..................1,190,398 .................83,042,243

18. Legal and auditing............................................................................................................ .................(2,256,163) ..................5,453,873 .....................542,787 ..................3,740,497

19. Totals (Lines 3 to 18)........................................................................................................ ...............381,991,746 ...............945,475,395 .................10,381,537 ............1,337,848,678

20. Taxes, licenses and fees:

20.1 State and local insurance taxes deducting guaranty association credits of $.....2,020,260..................................................................................................... .........................1,916 ...............215,728,942 ..................4,870,669 ...............220,601,527

20.2. Insurance department licenses and fees................................................................. ................................0 .................13,122,243 .......................66,038 .................13,188,281

20.3. Gross guaranty association assessments............................................................... ................................0 .................38,087,295 ................................0 .................38,087,295

20.4. All other (excluding federal and foreign income and real estate).............................. ....................(166,438) ..................9,047,147 .........................3,296 ..................8,884,005

20.5. Total taxes, licenses and fees (20.1 + 20.2 + 20.3 + 20.4)...................................... ....................(164,522) ...............275,985,627 ..................4,940,003 ...............280,761,108

21. Real estate expenses....................................................................................................... ................................0 ................................0 .................11,044,339 .................11,044,339

22. Real estate taxes............................................................................................................. ................................0 ................................0 ..................6,570,695 ..................6,570,695

23. Reimbursements by uninsured accident and health plans.................................................. ................................0 ................................0 ................................0 ................................0

24. Aggregate write-ins for miscellaneous expenses............................................................... .................(6,318,929) ...............117,628,938 ..................1,054,140 ...............112,364,149

25. Total expenses incurred................................................................................................... ...............862,469,431 ............2,302,139,734 .................33,990,714 (a)........3,198,599,879

26. Less unpaid expenses - current year................................................................................. ............1,359,655,617 ...............416,145,857 .................12,569,940 ............1,788,371,414

27. Add unpaid expenses - prior year...................................................................................... ............1,286,952,127 ...............394,476,078 .................13,634,960 ............1,695,063,165

28. Amounts receivable relating to uninsured accident and health plans, prior year.................. ................................0 ................................0 ................................0 ................................0

29. Amounts receivable relating to uninsured accident and health plans, current year.............. ................................0 ................................0 ................................0 ................................0

30. TOTAL EXPENSES PAID (Lines 25 - 26 + 27 - 28 + 29).............................................. ...............789,765,941 ............2,280,469,955 .................35,055,734 ............3,105,291,630

DETAILS OF WRITE-INS2401. Miscellaneous.................................................................................................................. .................(6,335,335) ...............117,505,651 ..................1,052,852 ...............112,223,168

2402. Donations......................................................................................................................... .......................16,406 .....................123,287 .........................1,288 .....................140,981

2403. ........................................................................................................................................ ................................0 ................................0 ................................0 ................................0

2498. Summary of remaining write-ins for Line 24 from overflow page......................................... ................................0 ................................0 ................................0 ................................0

2499. Totals (Lines 2401 thru 2403 plus 2498) (Line 24 above)................................................... .................(6,318,929) ...............117,628,938 ..................1,054,140 ...............112,364,149

(a) Includes management fees of $.....11,583,502 to affiliates and $..........0 to non-affiliates.


12

EXHIBIT OF NET INVESTMENT INCOME1 2

Collected EarnedDuring Year During Year

1. U.S. government bonds........................................................................................................................................................ (a)........................11,935,101 ............................11,861,1671.1 Bonds exempt from U.S. tax................................................................................................................................................. (a)......................440,214,703 ..........................441,417,5791.2 Other bonds (unaffiliated)...................................................................................................................................................... (a)......................368,063,102 ..........................395,473,5861.3 Bonds of affiliates................................................................................................................................................................. (a).......................................0 ...........................................02.1 Preferred stocks (unaffiliated)............................................................................................................................................... (b)........................14,859,057 ............................14,177,3662.11 Preferred stocks of affiliates.................................................................................................................................................. (b)......................192,960,000 ..........................192,960,0002.2 Common stocks (unaffiliated)................................................................................................................................................ ..............................8,371,693 ..............................8,193,0822.21 Common stocks of affiliates.................................................................................................................................................. ..........................106,680,243 ............................90,208,4063. Mortgage loans..................................................................................................................................................................... (c)..........................8,827,777 ..............................9,094,7274. Real estate........................................................................................................................................................................... (d)........................27,397,703 ............................27,397,7035. Contract loans...................................................................................................................................................................... ...........................................0 ...........................................06. Cash/short-term investments................................................................................................................................................ (e)........................10,886,724 ............................10,918,7497. Derivative instruments.......................................................................................................................................................... (f).........................14,170,015 ............................14,290,6538. Other invested assets........................................................................................................................................................... ............................24,160,870 ............................21,918,3289. Aggregate write-ins for investment income............................................................................................................................ .............................(1,641,934) .............................(1,641,934)

10. Total gross investment income............................................................................................................................................. .......................1,226,885,054 .......................1,236,269,41211. Investment expenses............................................................................................................................................................................................................ (g)........................29,050,72912. Investment taxes, licenses and fees, excluding federal income taxes..................................................................................................................................... (g)..........................4,940,00213. Interest expense................................................................................................................................................................................................................... (h).......................................014. Depreciation on real estate and other invested assets............................................................................................................................................................ (i).........................10,180,13815. Aggregate write-ins for deductions from investment income................................................................................................................................................... ...........................................016. Total deductions (Lines 11 through 15).................................................................................................................................................................................. ............................44,170,86917. Net investment income (Line 10 minus Line 16)..................................................................................................................................................................... .......................1,192,098,543

DETAILS OF WRITE-INS0901. Miscellaneous Interest.......................................................................................................................................................... .............................(1,641,934) .............................(1,641,934)0902. ............................................................................................................................................................................................ ...........................................0 ...........................................00903. ............................................................................................................................................................................................ ...........................................0 ...........................................00998. Summary of remaining write-ins for Line 9 from overflow page............................................................................................... ...........................................0 ...........................................00999. Totals (Lines 0901 thru 0903 plus 0998) (Line 9 above)......................................................................................................... .............................(1,641,934) .............................(1,641,934)1501. ............................................................................................................................................................................................................................................. ...........................................01502. ............................................................................................................................................................................................................................................. ...........................................01503. ............................................................................................................................................................................................................................................. ...........................................01598. Summary of remaining write-ins for Line 15 from overflow page............................................................................................................................................. ...........................................01599. Totals (Lines 1501 thru 1503 plus 1598) (Line 15 above)........................................................................................................................................................ ...........................................0(a) Includes $.....52,689,154 accrual of discount less $.....17,568,397 amortization of premium and less $.....49,326,846 paid for accrued interest on purchases. (b) Includes $.....6,573 accrual of discount less $.....87,871 amortization of premium and less $..........0 paid for accrued dividends on purchases. (c) Includes $.....3,569,701 accrual of discount less $..........0 amortization of premium and less $..........0 paid for accrued interest on purchases. (d) Includes $.....40,813,171 for company's occupancy of its own buildings; and excludes $..........0 interest on encumbrances. (e) Includes $.....677,687 accrual of discount less $.....(27,180) amortization of premium and less $..........0 paid for accrued interest on purchases. (f) Includes $..........0 accrual of discount less $..........0 amortization of premium. (g) Includes $.....46,901,988 investment expenses and $.....500,000 investment taxes, licenses and fees, excluding federal income taxes, attributable to segregated and Separate Accounts. (h) Includes $..........0 interest on surplus notes and $..........0 interest on capital notes. (i) Includes $.....10,180,138 depreciation on real estate and $..........0 deprecation on other invested assets.

EXHIBIT OF CAPITAL GAINS (LOSSES)1 2 3 4 5

Net Gain or (Loss)from Change in

Difference BetweenRealized Basis Book/

Gain (Loss) Other Increases Adjustedon Sales Realized (Decreases) by Carrying and

or Maturity Adjustments Adjustment Admitted Values Total1. U.S. government bonds............................................................ .................22,879,161 ................................0 ................................0 ................................0 .................22,879,1611.1 Bonds exempt from U.S. tax..................................................... .................49,489,650 ................................0 ................................0 ................................0 .................49,489,6501.2 Other bonds (unaffiliated)......................................................... .....................(466,143) ..............(105,324,142) ................................0 .................27,002,912 ................(78,787,373)1.3 Bonds of affiliates..................................................................... ................................0 ................................0 ................................0 ................................0 ................................02.1 Preferred stocks (unaffiliated)................................................... ...................1,036,317 ..................(3,978,556) ................................0 .....................(940,132) ..................(3,882,371)2.11 Preferred stocks of affiliates..................................................... ................................0 ................................0 ................................0 ...........(5,512,070,648) ...........(5,512,070,648)2.2 Common stocks (unaffiliated)................................................... .................25,322,038 ................(39,842,476) ................................0 ................(76,270,931) ................(90,791,369)2.21 Common stocks of affiliates...................................................... .............4,072,454,348 ................................0 ................................0 .............1,347,824,840 .............5,420,279,1883. Mortgage loans........................................................................ ..........................7,357 ................................0 ................................0 ................................0 ..........................7,3574. Real estate.............................................................................. ...................3,225,848 ................................0 ................................0 ................................0 ...................3,225,8485. Contract loans.......................................................................... ................................0 ................................0 ................................0 ................................0 ................................06. Cash/short-term investments.................................................... ......................296,708 ................................0 ................................0 ................................0 ......................296,7087. Derivative instruments.............................................................. .....................(972,533) ................................0 ................................0 ................................0 .....................(972,533)8. Other invested assets............................................................... .................28,862,853 ..................(5,944,808) ................................0 ................(15,954,037) ...................6,964,0089. Aggregate write-ins for capital gains (losses)............................ ...................3,597,658 ................................0 ................................0 .................48,964,000 .................52,561,658

10. Total capital gains (losses)....................................................... .............4,205,733,262 ..............(155,089,982) ................................0 ...........(4,181,443,996) ..............(130,800,716)DETAILS OF WRITE-INS

0901. Net deferred tax unrealized gains (loss).................................... ................................0 ................................0 ................................0 .................48,964,000 .................48,964,0000902. Miscellaneous.......................................................................... ...................3,597,658 ................................0 ................................0 ................................0 ...................3,597,6580903. ................................................................................................ ................................0 ................................0 ................................0 ................................0 ................................00998. Summary of remaining write-ins for Line 9 from overflow page.. ................................0 ................................0 ................................0 ................................0 ................................00999. Totals (Lines 0901 thru 0903 plus 0998) (Line 9 above)............. ...................3,597,658 ................................0 ................................0 .................48,964,000 .................52,561,658


26

SCHEDULE D - SUMMARY BY COUNTRYLong-Term Bonds and Stocks OWNED December 31 of Current Year

1 2 3 4Book/Adjusted Fair Value Par Value

Description Carrying Value (a) Actual Cost of BondsBONDS 1. United States..................... ...................176,349,222 ...................176,978,413 ...................176,856,350 ...................170,841,031

Governments 2. Canada.............................. .....................98,031,200 .....................79,177,921 .....................97,457,482 .....................92,138,346 (Including all obligations guaranteed 3. Other Countries.................. ...................822,508,615 ...................856,437,014 ...................808,113,992 ...................845,679,194 by governments) 4. Totals................................ ................1,096,889,037 ................1,112,593,348 ................1,082,427,824 ................1,108,658,570

5. United States..................... ................1,596,910,924 ................1,694,871,963 ................1,586,931,902 ................1,631,715,000States, Territories and Possessions 6. Canada.............................. ....................................0 ....................................0 ....................................0 ....................................0 (Direct and guaranteed) 7. Other Countries.................. ....................................0 ....................................0 ....................................0 ....................................0

8. Totals................................ ................1,596,910,924 ................1,694,871,963 ................1,586,931,902 ................1,631,715,000Political Subdivisions of States, 9. United States..................... ................2,875,828,746 ................3,139,564,017 ................2,827,458,925 ................3,044,885,125Territories and Possessions 10. Canada.............................. ....................................0 ....................................0 ....................................0 ....................................0 (Direct and guaranteed) 11. Other Countries.................. ....................................0 ....................................0 ....................................0 ....................................0

12. Totals................................ ................2,875,828,746 ................3,139,564,017 ................2,827,458,925 ................3,044,885,125Special Revenue and Special Assessment 13. United States..................... ................4,039,069,087 ................4,309,058,696 ................4,018,325,720 ................4,124,499,096Obligations and all Non-guaranteed Obligations 14. Canada.............................. ....................................0 ....................................0 ....................................0 ....................................0of Agencies and Authorities of Governments 15. Other Countries.................. .....................55,320,659 .....................56,703,551 .....................52,093,348 .....................49,431,894and their Political Subdivisions 16. Totals................................ ................4,094,389,747 ................4,365,762,247 ................4,070,419,068 ................4,173,930,990

17. United States..................... ...................318,516,997 ...................329,356,994 ...................339,078,531 ...................339,411,947Public Utilities 18. Canada.............................. .....................25,497,792 .....................24,279,852 .....................25,620,689 .....................24,968,000 (unaffiliated) 19. Other Countries.................. .....................32,667,505 .....................34,235,411 .....................30,758,543 .....................29,564,757

20. Totals................................ ...................376,682,294 ...................387,872,256 ...................395,457,763 ...................393,944,704Industrial and Miscellaneous and 21. United States..................... ................3,932,042,861 ................4,080,668,414 ................4,095,141,913 ................4,167,724,014Credit Tenant Loans 22. Canada.............................. ...................284,432,060 ...................277,303,692 ...................291,888,079 ...................294,326,235 (Unaffiliated) 23. Other Countries.................. ...................721,991,727 ...................765,643,256 ...................747,647,187 ...................767,190,683

24. Totals................................ ................4,938,466,648 ................5,123,615,363 ................5,134,677,179 ................5,229,240,932Parent, Subsidiaries and Affiliates 25. Totals................................ ....................................0 ....................................0 ....................................0 ....................................0

26. Total Bonds...................... ..............14,979,167,394 ..............15,824,279,194 ..............15,097,372,661 ..............15,582,375,321PREFERRED STOCKS 27. United States..................... .....................64,718,048 .....................64,739,081 .....................65,967,480

Public Utilities 28. Canada.............................. ....................................0 ....................................0 ....................................0 (Unaffiliated) 29. Other Countries.................. ....................................0 ....................................0 ....................................0

30. Totals................................ .....................64,718,048 .....................64,739,081 .....................65,967,48031 United States..................... .....................38,087,340 .....................38,087,340 .....................37,744,185

Banks, Trust and Insurance Companies 32. Canada.............................. ....................................0 ....................................0 ....................................0 (Unaffiliated) 33. Other Countries.................. ....................................0 ....................................0 ....................................0

34. Totals................................ .....................38,087,340 .....................38,087,340 .....................37,744,18535. United States..................... .....................63,600,222 .....................64,780,104 .....................71,261,652

Industrial and Miscellaneous 36. Canada.............................. ....................................0 ....................................0 ....................................0 (Unaffiliated) 37. Other Countries.................. .....................38,384,350 .....................38,384,350 .....................37,118,258

38. Totals................................ ...................101,984,572 ...................103,164,454 ...................108,379,910Parent, Subsidiaries and Affiliates 39. Totals................................ ................1,880,889,352 ................1,880,889,352 ................7,392,960,000

40. Total Preferred Stocks..... ................2,085,679,313 ................2,086,880,226 ................7,605,051,575COMMON STOCKS 41. United States..................... .......................7,300,550 .......................7,300,550 .......................7,932,612

Public Utilities 42. Canada.............................. ....................................0 ....................................0 ....................................0 (Unaffiliated) 43. Other Countries.................. ....................................0 ....................................0 ....................................0

44. Totals................................ .......................7,300,550 .......................7,300,550 .......................7,932,61245. United States..................... .....................36,942,286 .....................36,942,287 .....................35,500,983

Banks, Trust and Insurance Companies 46. Canada.............................. ....................................0 ....................................0 ....................................0 (Unaffiliated) 47. Other Countries.................. ..........................293,876 ..........................293,876 ..........................327,637

48. Totals................................ .....................37,236,162 .....................37,236,162 .....................35,828,62049. United States..................... ...................223,397,181 ...................223,397,182 ...................235,493,167

Industrial and Miscellaneous 50. Canada.............................. .......................1,552,587 .......................1,552,587 .......................1,936,144 (Unaffiliated) 51. Other Countries.................. .......................3,184,519 .......................3,184,517 .......................2,618,172

52. Totals................................ ...................228,134,288 ...................228,134,287 ...................240,047,483Parent, Subsidiaries and Affiliates 53. Totals................................ ...................626,483,514 ...................626,483,513 ................1,020,052,564

54. Total Common Stocks...... ...................899,154,513 ...................899,154,513 ................1,303,861,27955. Total Stocks..................... ................2,984,833,826 ................2,986,034,739 ................8,908,912,85456. Total Bonds and Stocks... ..............17,964,001,221 ..............18,810,313,933 ..............24,006,285,516

(a) The aggregate value of bonds which are valued at other than actual fair value is $.....2,848,973,362.


27

SCHEDULE D - PART 1A - SECTION 1Quality and Maturity Distribution of All Bonds Owned December 31, At Book/Adjusted Carrying Values By Major Types of Issues and NAIC Designations

1 2 3 4 5 6 7 8 9 10 11Quality Rating per the 1 Year Over 1 Year Over 5 Years Over 10 Years Over 20 Total Column 6 as a Total from Column % from Col. 7 Total Total

NAIC Designation or Less Through 5 Years Through 10 Years Through 20 Years Years Current Year % of Line 10.7 6 Prior Year Prior Year Publicly Traded Privately Placed (a)1. U.S. Governments, Schedules D & DA (Group 1)

1.1 Class 1.............................................................................................. ............27,344,752 ............73,854,030 ............66,208,694 ..............7,830,944 ..............1,110,803 ...........176,349,222 .........................1.2 ...........200,820,930 .........................1.6 ...........176,349,222 ............................01.2 Class 2.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................01.3 Class 3.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................01.4 Class 4.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................01.5 Class 5.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................01.6 Class 6.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................01.7 Totals................................................................................................. ............27,344,752 ............73,854,030 ............66,208,694 ..............7,830,944 ..............1,110,803 ...........176,349,222 .........................1.2 ...........200,820,930 .........................1.6 ...........176,349,222 ............................0

2. All Other Governments, Schedules D & DA (Group 2)2.1 Class 1.............................................................................................. ............44,278,693 ...........420,290,329 ...........104,288,193 ............16,778,447 ............45,179,472 ...........630,815,134 .........................4.2 ...........182,956,719 .........................1.4 ...........612,095,817 ............18,719,3172.2 Class 2.............................................................................................. .................659,411 ..............3,522,048 ............42,100,651 ............32,536,148 ............................0 ............78,818,258 .........................0.5 ............72,016,606 .........................0.6 ............78,818,258 ............................02.3 Class 3.............................................................................................. ..............9,847,449 ............12,464,095 ............46,805,737 ............27,155,202 ............51,669,533 ...........147,942,017 .........................1.0 ............69,417,225 .........................0.5 ...........146,942,122 .................999,8962.4 Class 4.............................................................................................. ............................0 ..............5,118,872 ............30,807,416 .................700,000 ............22,015,833 ............58,642,121 .........................0.4 ...........113,974,797 .........................0.9 ............58,642,121 ............................02.5 Class 5.............................................................................................. ............................0 ............................0 ..............2,863,840 ............................0 ..............2,442,946 ..............5,306,786 .........................0.0 ............23,408,982 .........................0.2 ..............1,660,671 ..............3,646,1152.6 Class 6.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................02.7 Totals................................................................................................. ............54,785,554 ...........441,395,344 ...........226,865,837 ............77,169,797 ...........121,307,785 ...........921,524,317 .........................6.1 ...........461,774,329 .........................3.6 ...........898,158,990 ............23,365,328

3. States, Territories and Possessions, etc., Guaranteed,Schedules D & DA (Group 3)

3.1 Class 1.............................................................................................. ............11,417,086 ...........163,245,072 ...........231,370,129 ........1,072,584,614 ............59,731,847 ........1,538,348,749 .......................10.2 ........1,396,351,923 .......................10.8 ........1,538,348,749 ............................03.2 Class 2.............................................................................................. ............................0 ............................0 ............................0 ............44,145,186 ............14,416,989 ............58,562,175 .........................0.4 ............32,301,175 .........................0.3 ............58,562,175 ............................03.3 Class 3.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................03.4 Class 4.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................03.5 Class 5.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................03.6 Class 6.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................03.7 Totals................................................................................................. ............11,417,086 ...........163,245,072 ...........231,370,129 ........1,116,729,800 ............74,148,837 ........1,596,910,924 .......................10.6 ........1,428,653,098 .......................11.1 ........1,596,910,924 ............................0

4. Political Subdivisions of States, Territories and Possessions,Guaranteed, Schedules D & DA (Group 4)

4.1 Class 1.............................................................................................. ............10,860,431 ...........334,425,651 ........1,137,266,679 ........1,344,999,186 ............44,580,585 ........2,872,132,532 .......................19.0 ........2,505,435,885 .......................19.4 ........2,872,132,532 ............................04.2 Class 2.............................................................................................. ............................0 ............................0 ..............3,696,214 ............................0 ............................0 ..............3,696,214 .........................0.0 ..............3,695,928 .........................0.0 ..............3,696,214 ............................04.3 Class 3.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................04.4 Class 4.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................04.5 Class 5.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................04.6 Class 6.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................04.7 Totals................................................................................................. ............10,860,431 ...........334,425,651 ........1,140,962,893 ........1,344,999,186 ............44,580,585 ........2,875,828,746 .......................19.0 ........2,509,131,812 .......................19.4 ........2,875,828,746 ............................0

5. Special Revenue & Special Assessment Obligations,etc., Non-Guaranteed, Schedules D & DA (Group 5)

5.1 Class 1.............................................................................................. ...........104,361,501 ...........739,606,144 ...........943,958,569 ........1,959,251,949 ...........224,015,018 ........3,971,193,181 .......................26.3 ........4,302,916,095 .......................33.3 ........3,959,001,085 ............12,192,0965.2 Class 2.............................................................................................. ..............2,491,376 ..............5,611,484 ............28,506,205 ............57,059,578 ..............2,983,712 ............96,652,354 .........................0.6 ...........110,696,387 .........................0.9 ............96,652,354 ............................05.3 Class 3.............................................................................................. ............................0 ............................0 ............................0 ............15,676,820 ............................0 ............15,676,820 .........................0.1 ..............2,979,558 .........................0.0 ............15,676,820 ............................05.4 Class 4.............................................................................................. ...................15,000 ...................60,000 .................795,000 ............................0 ............................0 .................870,000 .........................0.0 ............................0 .........................0.0 ............................0 .................870,0005.5 Class 5.............................................................................................. .................225,699 ..............2,972,796 ..............6,798,895 ............................0 ............................0 ..............9,997,391 .........................0.1 ............11,104,486 .........................0.1 ..............1,000,000 ..............8,997,3915.6 Class 6.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................05.7 Totals................................................................................................. ...........107,093,576 ...........748,250,424 ...........980,058,670 ........2,031,988,347 ...........226,998,729 ........4,094,389,747 .......................27.1 ........4,427,696,526 .......................34.3 ........4,072,330,260 ............22,059,487


28

SCHEDULE D - PART 1A - SECTION 1 (continued)Quality and Maturity Distribution of All Bonds Owned December 31, At Book/Adjusting Carrying Values By Major Types of Issues and NAIC Designations


NAIC Designation or Less Through 5 Years Through 10 Years Through 20 Years Years Current Year % of Line 10.7 6 Prior Year Prior Year Publicly Traded Privately Placed (a)6. Public Utilities (Unaffiliated), Schedules D & DA (Group 6)

6.1 Class 1.............................................................................................. ............................0 ............58,683,219 ............60,949,233 ..............1,997,223 ............................0 ...........121,629,675 .........................0.8 ............82,928,110 .........................0.6 ............89,529,675 ............32,100,0006.2 Class 2.............................................................................................. .................757,184 ............90,607,093 ............58,897,833 ..............3,979,550 ..............5,912,382 ...........160,154,042 .........................1.1 ...........128,865,186 .........................1.0 ...........144,565,982 ............15,588,0606.3 Class 3.............................................................................................. ............................0 ............15,978,696 ............38,814,909 ..............8,350,000 ..............2,970,329 ............66,113,935 .........................0.4 ............52,826,371 .........................0.4 ............66,113,935 ............................06.4 Class 4.............................................................................................. ............................0 ..............1,260,150 ............15,767,532 ............................0 ..............4,200,000 ............21,227,682 .........................0.1 ..............8,669,351 .........................0.1 ............21,227,682 ............................06.5 Class 5.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ..............1,246,600 .........................0.0 ............................0 ............................06.6 Class 6.............................................................................................. ............................0 .................440,000 ............................0 ...................85,000 ..............7,031,960 ..............7,556,960 .........................0.1 ............11,097,682 .........................0.1 ..............7,471,960 ...................85,0006.7 Totals................................................................................................. .................757,184 ...........166,969,158 ...........174,429,507 ............14,411,774 ............20,114,672 ...........376,682,294 .........................2.5 ...........285,633,299 .........................2.2 ...........328,909,234 ............47,773,060

7. Industrial & Miscellaneous (Unaffiliated),Schedules D & DA (Group 7)

7.1 Class 1.............................................................................................. ...........252,561,753 ...........901,905,723 ........1,183,123,242 ...........172,082,657 ...........149,529,311 ........2,659,202,685 .......................17.6 ........1,779,038,399 .......................13.8 ........2,148,334,066 ...........510,868,6207.2 Class 2.............................................................................................. ............78,795,394 ...........641,515,780 ...........755,619,596 ...........145,308,935 ...........176,689,547 ........1,797,929,251 .......................11.9 ........1,263,628,091 .........................9.8 ........1,372,402,209 ...........425,527,0427.3 Class 3.............................................................................................. ............22,000,968 ...........127,530,513 ...........226,399,013 ............28,271,009 ............30,121,649 ...........434,323,152 .........................2.9 ...........420,377,854 .........................3.3 ...........323,876,878 ...........110,446,2737.4 Class 4.............................................................................................. ..............4,986,657 ............24,701,975 ............57,964,132 ............................0 ............10,431,499 ............98,084,263 .........................0.6 ............81,607,345 .........................0.6 ............84,334,166 ............13,750,0977.5 Class 5.............................................................................................. ............................0 ...................36,000 ............17,661,496 ............................0 ............13,002,250 ............30,699,746 .........................0.2 ............22,369,117 .........................0.2 ............30,699,746 ............................07.6 Class 6.............................................................................................. .................768,000 ..............2,923,764 ..............6,089,231 .................102,125 ..............1,289,017 ............11,172,136 .........................0.1 ..............1,548,402 .........................0.0 ............10,522,136 .................650,0007.7 Totals................................................................................................. ...........359,112,772 ........1,698,613,755 ........2,246,856,709 ...........345,764,725 ...........381,063,272 ........5,031,411,233 .......................33.3 ........3,568,569,207 .......................27.7 ........3,970,169,201 ........1,061,242,031

8. Credit Tenant Loans, Schedules D & DA (Group 8)8.1 Class 1.............................................................................................. .................210,256 .................382,898 ..............4,963,678 ............................0 ..............9,373,137 ............14,929,970 .........................0.1 ..............4,961,451 .........................0.0 ..............4,963,678 ..............9,966,2918.2 Class 2.............................................................................................. ............................0 ............................0 ..............5,215,758 ............................0 ............................0 ..............5,215,758 .........................0.0 ............15,223,923 .........................0.1 ..............5,215,758 ............................08.3 Class 3.............................................................................................. ............................0 ............................0 ............................0 ............................0 ..............5,262,231 ..............5,262,231 .........................0.0 ..............3,061,875 .........................0.0 ..............5,262,231 ............................08.4 Class 4.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................08.5 Class 5.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................08.6 Class 6.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................08.7 Totals................................................................................................. .................210,256 .................382,898 ............10,179,437 ............................0 ............14,635,368 ............25,407,959 .........................0.2 ............23,247,249 .........................0.2 ............15,441,668 ..............9,966,291

9. Parent, Subsidiaries and Affiliates, Schedules D & DA (Group 9)9.1 Class 1.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 .................500,000 .........................0.0 ............................0 ............................09.2 Class 2.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................09.3 Class 3.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................09.4 Class 4.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................09.5 Class 5.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................09.6 Class 6.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................09.7 Totals................................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 .................500,000 .........................0.0 ............................0 ............................0


29

SCHEDULE D - PART 1A - SECTION 1 (continued)Quality and Maturity Distribution of All Bonds Owned December 31, At Book/Adjusted Carrying Values By Major Types of Issues and NAIC Designations


NAIC Designation or Less Through 5 Years Through 10 Years Through 20 Years Years Current Year % of Line 10.7 6 Prior Year Prior Year Publicly Traded Privately Placed (a)10. Total Bonds Current Year

10.1 Class 1.............................................................................................. ...........451,034,473 ........2,692,393,065 ........3,732,128,417 ........4,575,525,021 ...........533,520,173 ......11,984,601,148 .......................79.4 ..............XXX.......... ..............XXX.......... ......11,400,754,825 ...........583,846,32410.2 Class 2.............................................................................................. ............82,703,364 ...........741,256,405 ...........894,036,258 ...........283,029,396 ...........200,002,630 ........2,201,028,052 .......................14.6 ..............XXX.......... ..............XXX.......... ........1,759,912,951 ...........441,115,10210.3 Class 3.............................................................................................. ............31,848,418 ...........155,973,304 ...........312,019,659 ............79,453,032 ............90,023,742 ...........669,318,155 .........................4.4 ..............XXX.......... ..............XXX.......... ...........557,871,986 ...........111,446,16910.4 Class 4.............................................................................................. ..............5,001,657 ............31,140,997 ...........105,334,080 .................700,000 ............36,647,332 ...........178,824,066 .........................1.2 ..............XXX.......... ..............XXX.......... ...........164,203,969 ............14,620,09710.5 Class 5.............................................................................................. .................225,699 ..............3,008,796 ............27,324,231 ............................0 ............15,445,196 (c)........46,003,923 .........................0.3 ..............XXX.......... ..............XXX.......... ............33,360,417 ............12,643,50610.6 Class 6.............................................................................................. .................768,000 ..............3,363,764 ..............6,089,231 .................187,125 ..............8,320,977 (c)........18,729,097 .........................0.1 ..............XXX.......... ..............XXX.......... ............17,994,096 .................735,00010.7 Totals................................................................................................. ...........571,581,611 ........3,627,136,331 ........5,076,931,876 ........4,938,894,573 ...........883,960,050 (b)..15,098,504,441 .....................100.0 ..............XXX.......... ..............XXX.......... ......13,934,098,244 ........1,164,406,19710.8 Line 10.7 as a % of Col. 6................................................................... .........................3.8 .......................24.0 .......................33.6 .......................32.7 .........................5.9 .....................100.0 ..............XXX.......... ..............XXX.......... ..............XXX.......... .......................92.3 .........................7.7

11. Total Bonds Prior Year11.1 Class 1.............................................................................................. ...........261,215,060 ........1,874,019,375 ........3,580,949,332 ........4,421,926,988 ...........317,798,757 ..............XXX.......... ..............XXX.......... ......10,455,909,512 .......................81.0 ......10,051,596,597 ...........404,312,91511.2 Class 2.............................................................................................. ............65,728,257 ...........634,156,885 ...........578,095,586 ...........214,191,798 ...........134,254,771 ..............XXX.......... ..............XXX.......... ........1,626,427,296 .......................12.6 ........1,338,276,531 ...........288,150,76611.3 Class 3.............................................................................................. ............22,179,119 ...........100,883,568 ...........301,119,450 ............58,529,765 ............65,950,981 ..............XXX.......... ..............XXX.......... ...........548,662,882 .........................4.3 ...........428,420,522 ...........120,242,36011.4 Class 4.............................................................................................. .................408,270 ............36,996,127 ............68,667,647 ............38,577,384 ............59,602,064 ..............XXX.......... ..............XXX.......... ...........204,251,492 .........................1.6 ...........193,852,787 ............10,398,70511.5 Class 5.............................................................................................. ..............8,755,700 ..............8,738,365 ............28,702,425 ..............3,684,775 ..............8,247,920 ..............XXX.......... ..............XXX.......... (c)........58,129,185 .........................0.5 ............39,746,017 ............18,383,16811.6 Class 6.............................................................................................. .................538,039 .................477,363 .................533,000 ..............4,080,000 ..............7,017,682 ..............XXX.......... ..............XXX.......... (c)........12,646,083 .........................0.1 ..............9,526,084 ..............3,120,00011.7 Totals................................................................................................. ...........358,824,445 ........2,655,271,683 ........4,558,067,440 ........4,740,990,710 ...........592,872,174 ..............XXX.......... ..............XXX.......... (b)..12,906,026,451 .....................100.0 ......12,061,418,538 ...........844,607,91411.8 Line 11.7 as a % of Col. 8................................................................... .........................2.8 .......................20.6 .......................35.3 .......................36.7 .........................4.6 ..............XXX.......... ..............XXX.......... .....................100.0 ..............XXX.......... .......................93.5 .........................6.5

12. Total Publicly Traded Bonds12.1 Class 1.............................................................................................. ...........385,382,126 ........2,466,680,397 ........3,533,050,194 ........4,557,553,123 ...........458,088,985 ......11,400,754,824 .......................75.5 ......10,051,596,597 .......................77.9 ......11,400,754,824 ..............XXX..........12.2 Class 2.............................................................................................. ............45,096,153 ...........571,702,147 ...........741,343,929 ...........225,261,726 ...........176,508,996 ........1,759,912,951 .......................11.7 ........1,338,276,531 .......................10.4 ........1,759,912,951 ..............XXX..........12.3 Class 3.............................................................................................. ............20,072,211 ...........130,541,497 ...........244,706,716 ............73,310,482 ............89,241,081 ...........557,871,986 .........................3.7 ...........428,420,522 .........................3.3 ...........557,871,986 ..............XXX..........12.4 Class 4.............................................................................................. ..............3,273,052 ............31,004,598 ............92,578,987 .................700,000 ............36,647,332 ...........164,203,969 .........................1.1 ...........193,852,787 .........................1.5 ...........164,203,969 ..............XXX..........12.5 Class 5.............................................................................................. ............................0 ..............1,036,000 ............17,661,496 ............................0 ............14,662,921 ............33,360,417 .........................0.2 ............39,746,017 .........................0.3 ............33,360,417 ..............XXX..........12.6 Class 6.............................................................................................. .................768,000 ..............3,363,764 ..............5,439,232 .................102,125 ..............8,320,977 ............17,994,098 .........................0.1 ..............9,526,084 .........................0.1 ............17,994,098 ..............XXX..........12.7 Totals................................................................................................. ...........454,591,542 ........3,204,328,404 ........4,634,780,553 ........4,856,927,455 ...........783,470,291 ......13,934,098,245 .......................92.3 ......12,061,418,538 .......................93.5 ......13,934,098,245 ..............XXX..........12.8 Line 12.7 as a % of Col. 6................................................................... .........................3.3 .......................23.0 .......................33.3 .......................34.9 .........................5.6 .....................100.0 ..............XXX.......... ..............XXX.......... ..............XXX.......... .....................100.0 ..............XXX..........12.9 Line 12.7 as a % of Line 10.7, Col. 6, Section 10................................. .........................3.0 .......................21.2 .......................30.7 .......................32.2 .........................5.2 .......................92.3 ..............XXX.......... ..............XXX.......... ..............XXX.......... .......................92.3 ..............XXX..........

13. Total Privately Placed Bonds13.1 Class 1.............................................................................................. ............65,652,347 ...........225,712,668 ...........199,078,223 ............17,971,898 ............75,431,189 ...........583,846,324 .........................3.9 ...........404,312,915 .........................3.1 ..............XXX.......... ...........583,846,32413.2 Class 2.............................................................................................. ............37,607,211 ...........169,554,258 ...........152,692,328 ............57,767,670 ............23,493,634 ...........441,115,102 .........................2.9 ...........288,150,766 .........................2.2 ..............XXX.......... ...........441,115,10213.3 Class 3.............................................................................................. ............11,776,206 ............25,431,807 ............67,312,943 ..............6,142,550 .................782,662 ...........111,446,169 .........................0.7 ...........120,242,360 .........................0.9 ..............XXX.......... ...........111,446,16913.4 Class 4.............................................................................................. ..............1,728,605 .................136,399 ............12,755,093 ............................0 ............................0 ............14,620,097 .........................0.1 ............10,398,705 .........................0.1 ..............XXX.......... ............14,620,09713.5 Class 5.............................................................................................. .................225,699 ..............1,972,796 ..............9,662,735 ............................0 .................782,275 ............12,643,506 .........................0.1 ............18,383,168 .........................0.1 ..............XXX.......... ............12,643,50613.6 Class 6.............................................................................................. ............................0 ............................0 .................650,000 ...................85,000 ............................0 .................735,000 .........................0.0 ..............3,120,000 .........................0.0 ..............XXX.......... .................735,00013.7 Totals................................................................................................. ...........116,990,069 ...........422,807,927 ...........442,151,323 ............81,967,118 ...........100,489,759 ........1,164,406,197 .........................7.7 ...........844,607,914 .........................6.5 ..............XXX.......... ........1,164,406,19713.8 Line 13.7 as a % of Col. 6................................................................... .......................10.0 .......................36.3 .......................38.0 .........................7.0 .........................8.6 .....................100.0 ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... .....................100.013.9 Line 13.7 as a % of Line 10.7, Col. 6, Section 10................................. .........................0.8 .........................2.8 .........................2.9 .........................0.5 .........................0.7 .........................7.7 ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... .........................7.7

(a) Includes $.....796,635,458 freely tradable under SEC Rule 144 or qualified for resale under SEC Rule 144A. (b) Includes $.....250,565,400 current year, $.....245,606,994 prior year of bonds with Z designations and $..........0 current year, $..........0 prior year of bonds with Z* designation. The letter "Z" means the NAIC designation was not assigned by the

Securities Valuation Office (SVO) at the date of the statement. "Z*" means the SVO could not evaluate the obligation because valuation procedures for the security class are under regulatory review. (c) Includes $.....9,997,391 current year, $.....22,580,773 prior year of bonds with 5* designations and $..........0 current year, $.....960,000 prior year of bonds with 6* designation. "5*" means the NAIC designation was assigned by the SVO in reliance on

the insurer's certification that the issuer is current in all principal and interest payments. "6*" means the NAIC designation was assigned by the SVO due to inadequate certification of principal and interest payments.


30

SCHEDULE D - PART 1A - SECTION 2Maturity Distribution of All Bonds Owned December 31, At Book/Adjusting Carrying Values By Major Type and Subtype of Issues

1 2 3 4 5 6 7 8 9 10 111 Year Over 1 Year Over 5 Years Over 10 Years Over 20 Total Column 6 as a Total from Column % from Col. 7 Total Total

Distribution by Type or Less Through 5 Years Through 10 Years Through 20 Years Years Current Year % of Line 10.7 6 Prior Year Prior Year Publicly Traded Privately Placed1. U.S. Governments, Schedules D & DA (Group 1)

1.1 Issuer Obligations............................................................................... ............13,365,087 ............22,462,485 ............48,186,975 ............................0 ............................0 ............84,014,547 .........................0.6 ...........156,974,559 .........................1.2 ............84,014,547 ............................01.2 Single Class Mortgage-Backed/Asset-Backed Securities..................... ............13,979,665 ............51,391,545 ............18,021,718 ..............7,830,944 ..............1,110,803 ............92,334,675 .........................0.6 ............43,846,371 .........................0.3 ............92,334,675 ............................01.7 Totals................................................................................................. ............27,344,752 ............73,854,030 ............66,208,694 ..............7,830,944 ..............1,110,803 ...........176,349,222 .........................1.2 ...........200,820,930 .........................1.6 ...........176,349,222 ............................0

2. All Other Governments, Schedules D & DA (Group 2)2.1 Issuer Obligations............................................................................... ............54,785,554 ...........441,927,094 ...........226,334,087 ............77,169,797 ...........121,307,785 ...........921,524,318 .........................6.1 ...........461,774,330 .........................3.6 ...........898,158,990 ............23,365,3282.2 Single Class Mortgage-Backed/Asset-Backed Securities..................... ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0

MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES:2.3 Defined.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................02.4 Other................................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0

MULTI-CLASS COMMERCIAL MORTGAGE-BACKED/ASSET-BACKED SECURITIES:

2.5 Defined.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................02.6 Other................................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................02.7 Totals................................................................................................. ............54,785,554 ...........441,927,094 ...........226,334,087 ............77,169,797 ...........121,307,785 ...........921,524,318 .........................6.1 ...........461,774,330 .........................3.6 ...........898,158,990 ............23,365,328

3. States, Territories and Possessions, Guaranteed,Schedules D & DA (Group 3)

3.1 Issuer Obligations............................................................................... ............11,417,086 ...........163,245,072 ...........231,370,129 ........1,116,729,800 ............74,148,837 ........1,596,910,924 .......................10.6 ........1,428,653,098 .......................11.1 ........1,596,910,924 ............................03.2 Single Class Mortgage-Backed/Asset-Backed Securities..................... ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0



3.5 Defined.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................03.6 Other................................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................03.7 Totals................................................................................................. ............11,417,086 ...........163,245,072 ...........231,370,129 ........1,116,729,800 ............74,148,837 ........1,596,910,924 .......................10.6 ........1,428,653,098 .......................11.1 ........1,596,910,924 ............................0

4. Political Subdivisions of States, Territories and Possessions,Guaranteed, Schedules D & DA (Group 4)

4.1 Issuer Obligations............................................................................... ............10,860,431 ...........334,425,651 ........1,140,962,893 ........1,344,999,186 ............44,580,585 ........2,875,828,746 .......................19.0 ........2,509,131,812 .......................19.4 ........2,875,828,746 ............................04.2 Single Class Mortgage-Backed/Asset-Backed Securities..................... ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0



4.5 Defined.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................04.6 Other................................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................04.7 Totals................................................................................................. ............10,860,431 ...........334,425,651 ........1,140,962,893 ........1,344,999,186 ............44,580,585 ........2,875,828,746 .......................19.0 ........2,509,131,812 .......................19.4 ........2,875,828,746 ............................0

5. Special Revenue & Special Assessment Obligations, etc.,Non-Guaranteed, Schedules D & DA (Group 5)

5.1 Issuer Obligations............................................................................... ............52,125,430 ...........536,653,331 ...........901,476,972 ........1,994,421,746 ...........221,136,919 ........3,705,814,397 .......................24.5 ........4,093,932,460 .......................31.7 ........3,683,754,911 ............22,059,4875.2 Single Class Mortgage-Backed/Asset-Backed Securities..................... ............51,441,226 ...........205,663,196 ............75,908,868 ............36,717,819 ..............5,817,723 ...........375,548,831 .........................2.5 ...........303,185,332 .........................2.3 ...........375,548,831 ............................0

MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES:5.3 Defined.............................................................................................. ..............3,526,920 ..............5,933,898 ..............2,672,830 .................848,782 ...................44,088 ............13,026,519 .........................0.1 ............30,578,734 .........................0.2 ............13,026,519 ............................05.4 Other................................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0


5.5 Defined.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................05.6 Other................................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................05.7 Totals................................................................................................. ...........107,093,576 ...........748,250,424 ...........980,058,670 ........2,031,988,347 ...........226,998,729 ........4,094,389,747 .......................27.1 ........4,427,696,526 .......................34.3 ........4,072,330,260 ............22,059,487


31

SCHEDULE D - PART 1A - SECTION 2 (continued)Maturity Distribution of All Bonds Owned December 31, At Book/Adjusted Carrying Values By Major Type and Subtype of Issues


Distribution by Type or Less Through 5 Years Through 10 Years Through 20 Years Years Current Year % of Line 10.7 6 Prior Year Prior Year Publicly Traded Privately Placed6. Public Utilities (Unaffiliated), Schedules D & DA (Group 6)

6.1 Issuer Obligations............................................................................... .................757,184 ...........166,969,158 ...........174,429,507 ............14,411,774 ............20,114,672 ...........376,682,294 .........................2.5 ...........285,633,299 .........................2.2 ...........328,909,234 ............47,773,0606.2 Single Class Mortgage-Backed/Asset-Backed Bonds.......................... ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0



6.5 Defined.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................06.6 Other................................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................06.7 Totals................................................................................................. .................757,184 ...........166,969,158 ...........174,429,507 ............14,411,774 ............20,114,672 ...........376,682,294 .........................2.5 ...........285,633,299 .........................2.2 ...........328,909,234 ............47,773,060

7. Industrial & Miscellaneous (Unaffiliated),Schedules D & DA (Group 7)

7.1 Issuer Obligations............................................................................... ...........197,653,449 ........1,120,006,195 ........1,277,415,252 ...........296,742,034 ...........378,371,062 ........3,270,187,991 .......................21.7 ........2,194,424,652 .......................17.0 ........2,704,826,703 ...........565,361,2887.2 Single Class Mortgage-Backed/Asset-Backed Bonds.......................... ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0

MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES:7.3 Defined.............................................................................................. ............10,995,781 ............11,298,084 .................976,696 ...................19,439 ............................0 ............23,289,999 .........................0.2 ............46,461,783 .........................0.4 ............22,949,885 .................340,1147.4 Other................................................................................................. .................831,002 .................684,174 ............................0 ............................0 ............................0 ..............1,515,176 .........................0.0 ..............5,124,808 .........................0.0 ..............1,515,176 ............................0


7.5 Defined.............................................................................................. ............20,403,771 ............86,068,394 ...........459,983,776 ............23,168,624 .................172,860 ...........589,797,426 .........................3.9 ...........280,064,855 .........................2.2 ...........513,962,527 ............75,834,8997.6 Other................................................................................................. ...........129,228,769 ...........480,556,908 ...........508,480,985 ............25,834,629 ..............2,519,350 ........1,146,620,641 .........................7.6 ........1,042,493,110 .........................8.1 ...........726,914,910 ...........419,705,7307.7 Totals................................................................................................. ...........359,112,772 ........1,698,613,755 ........2,246,856,709 ...........345,764,725 ...........381,063,272 ........5,031,411,233 .......................33.3 ........3,568,569,207 .......................27.7 ........3,970,169,201 ........1,061,242,032

8. Credit Tenant Loans, Schedules D & DA (Group 8)8.1 Issuer Obligations............................................................................... .................210,256 .................382,898 ............10,179,437 ............................0 ............14,635,368 ............25,407,959 .........................0.2 ............23,247,249 .........................0.2 ............15,441,668 ..............9,966,2918.7 Totals................................................................................................. .................210,256 .................382,898 ............10,179,437 ............................0 ............14,635,368 ............25,407,959 .........................0.2 ............23,247,249 .........................0.2 ............15,441,668 ..............9,966,291

9. Parent, Subsidiaries and Affiliates, Schedules D & DA (Group 9)9.1 Issuer Obligations............................................................................... ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 .................500,000 .........................0.0 ............................0 ............................09.2 Single Class Mortgage-Backed/Asset-Backed Bonds.......................... ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0



9.5 Defined.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................09.6 Other................................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................09.7 Totals................................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 .................500,000 .........................0.0 ............................0 ............................0


32

SCHEDULE D - PART 1A - SECTION 2 (continued)Maturity Distribution of All Bonds Owned December 31, At Book/Adjusted Carrying Values By Major Type and Subtype of Issues


Distribution by Type or Less Through 5 Years Through 10 Years Through 20 Years Years Current Year % of Line 10.7 6 Prior Year Prior Year Publicly Traded Privately Placed10. Total Bonds Current Year

10.1 Issuer Obligations............................................................................... ...........341,174,477 ........2,786,071,882 ........4,010,355,252 ........4,844,474,337 ...........874,295,227 ......12,856,371,175 .......................85.1 ..............XXX.......... ..............XXX.......... ......12,187,845,722 ...........668,525,45410.2 Single Class Mortgage-Backed/Asset-Backed Bonds.......................... ............65,420,891 ...........257,054,741 ............93,930,586 ............44,548,762 ..............6,928,526 ...........467,883,506 .........................3.1 ..............XXX.......... ..............XXX.......... ...........467,883,506 ............................0

MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES:10.3 Defined.............................................................................................. ............14,522,701 ............17,231,982 ..............3,649,526 .................868,221 ...................44,088 ............36,316,517 .........................0.2 ..............XXX.......... ..............XXX.......... ............35,976,403 .................340,11410.4 Other................................................................................................. .................831,002 .................684,174 ............................0 ............................0 ............................0 ..............1,515,176 .........................0.0 ..............XXX.......... ..............XXX.......... ..............1,515,176 ............................0


10.5 Defined.............................................................................................. ............20,403,771 ............86,068,394 ...........459,983,776 ............23,168,624 .................172,860 ...........589,797,426 .........................3.9 ..............XXX.......... ..............XXX.......... ...........513,962,527 ............75,834,89910.6 Other................................................................................................. ...........129,228,769 ...........480,556,908 ...........508,480,985 ............25,834,629 ..............2,519,350 ........1,146,620,641 .........................7.6 ..............XXX.......... ..............XXX.......... ...........726,914,910 ...........419,705,73010.7 Totals................................................................................................. ...........571,581,611 ........3,627,668,081 ........5,076,400,126 ........4,938,894,573 ...........883,960,050 ......15,098,504,441 .....................100.0 ..............XXX.......... ..............XXX.......... ......13,934,098,244 ........1,164,406,19710.8 Line 10.7 as a % of Col. 6................................................................... .........................3.8 .......................24.0 .......................33.6 .......................32.7 .........................5.9 .....................100.0 ..............XXX.......... ..............XXX.......... ..............XXX.......... .......................92.3 .........................7.7

11. Total Bonds Prior Year11.1 Issuer Obligations............................................................................... ...........162,443,990 ........1,997,535,728 ........3,816,548,971 ........4,595,811,188 ...........581,931,584 ..............XXX.......... ..............XXX.......... ......11,154,271,460 .......................86.4 ......10,842,793,050 ...........311,478,40911.2 Single Class Mortgage-Backed/Asset-Backed Bonds.......................... ............43,670,508 ...........161,747,021 ............86,368,120 ............48,479,793 ..............6,766,261 ..............XXX.......... ..............XXX.......... ...........347,031,702 .........................2.7 ...........347,031,702 ............................0

MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES:11.3 Defined.............................................................................................. ............12,116,320 ............45,658,575 ............12,359,401 ..............6,129,610 .................776,611 ..............XXX.......... ..............XXX.......... ............77,040,517 .........................0.6 ............75,800,654 ..............1,239,86311.4 Other................................................................................................. ..............1,606,643 ..............3,518,165 ............................0 ............................0 ............................0 ..............XXX.......... ..............XXX.......... ..............5,124,808 .........................0.0 ..............5,124,808 ............................0


11.5 Defined.............................................................................................. ............21,122,854 ............31,623,781 ...........198,407,681 ............28,456,525 .................454,014 ..............XXX.......... ..............XXX.......... ...........280,064,855 .........................2.2 ...........231,666,360 ............48,398,49511.6 Other................................................................................................. ...........117,864,130 ...........415,188,413 ...........444,383,268 ............62,113,594 ..............2,943,704 ..............XXX.......... ..............XXX.......... ........1,042,493,110 .........................8.1 ...........559,001,963 ...........483,491,14611.7 Totals................................................................................................. ...........358,824,445 ........2,655,271,683 ........4,558,067,441 ........4,740,990,710 ...........592,872,174 ..............XXX.......... ..............XXX.......... ......12,906,026,451 .....................100.0 ......12,061,418,537 ...........844,607,91411.8 Line 11.7 as a % of Col. 8................................................................... .........................2.8 .......................20.6 .......................35.3 .......................36.7 .........................4.6 ..............XXX.......... ..............XXX.......... .....................100.0 ..............XXX.......... .......................93.5 .........................6.5

12. Total Publicly Traded Bonds12.1 Issuer Obligations............................................................................... ...........329,940,747 ........2,556,362,985 ........3,745,766,741 ........4,780,390,525 ...........775,384,724 ......12,187,845,722 .......................80.7 ......10,842,793,050 .......................84.0 ......12,187,845,722 ..............XXX..........12.2 Single Class Mortgage-Backed/Asset-Backed Bonds.......................... ............65,420,891 ...........257,054,741 ............93,930,586 ............44,548,762 ..............6,928,526 ...........467,883,506 .........................3.1 ...........347,031,702 .........................2.7 ...........467,883,506 ..............XXX..........

MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES:12.3 Defined.............................................................................................. ............14,429,686 ............17,038,504 ..............3,595,905 .................868,221 ...................44,088 ............35,976,403 .........................0.2 ............75,800,654 .........................0.6 ............35,976,403 ..............XXX..........12.4 Other................................................................................................. .................831,002 .................684,174 ............................0 ............................0 ............................0 ..............1,515,176 .........................0.0 ..............5,124,808 .........................0.0 ..............1,515,176 ..............XXX..........


12.5 Defined.............................................................................................. ..............4,092,502 ............45,492,646 ...........447,538,842 ............16,788,029 ...................50,509 ...........513,962,527 .........................3.4 ...........231,666,360 .........................1.8 ...........513,962,527 ..............XXX..........12.6 Other................................................................................................. ............39,876,715 ...........327,695,354 ...........343,948,478 ............14,331,919 ..............1,062,445 ...........726,914,910 .........................4.8 ...........559,001,963 .........................4.3 ...........726,914,910 ..............XXX..........12.7 Totals................................................................................................. ...........454,591,542 ........3,204,328,404 ........4,634,780,552 ........4,856,927,455 ...........783,470,291 ......13,934,098,245 .......................92.3 ......12,061,418,537 .......................93.5 ......13,934,098,245 ..............XXX..........12.8 Line 12.7 as a % of Col. 6................................................................... .........................3.3 .......................23.0 .......................33.3 .......................34.9 .........................5.6 .....................100.0 ..............XXX.......... ..............XXX.......... ..............XXX.......... .....................100.0 ..............XXX..........12.9 Line 12.7 as a % of Line 10.7, Col. 6, Section 10................................. .........................3.0 .......................21.2 .......................30.7 .......................32.2 .........................5.2 .......................92.3 ..............XXX.......... ..............XXX.......... ..............XXX.......... .......................92.3 ..............XXX..........

13. Total Privately Placed Bonds13.1 Issuer Obligations............................................................................... ............11,233,731 ...........229,177,148 ...........265,120,260 ............64,083,812 ............98,910,503 ...........668,525,454 .........................4.4 ...........311,478,409 .........................2.4 ..............XXX.......... ...........668,525,45413.2 Single Class Mortgage-Backed/Asset-Backed Bonds.......................... ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ..............XXX.......... ............................0

MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES:13.3 Defined.............................................................................................. ...................93,015 .................193,478 ...................53,621 ............................0 ............................0 .................340,114 .........................0.0 ..............1,239,863 .........................0.0 ..............XXX.......... .................340,11413.4 Other................................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 ............................0 .........................0.0 ..............XXX.......... ............................0


13.5 Defined.............................................................................................. ............16,311,269 ............40,575,748 ............12,444,935 ..............6,380,596 .................122,351 ............75,834,899 .........................0.5 ............48,398,495 .........................0.4 ..............XXX.......... ............75,834,89913.6 Other................................................................................................. ............89,352,054 ...........152,861,554 ...........164,532,507 ............11,502,710 ..............1,456,905 ...........419,705,730 .........................2.8 ...........483,491,146 .........................3.7 ..............XXX.......... ...........419,705,73013.7 Totals................................................................................................. ...........116,990,069 ...........422,807,927 ...........442,151,323 ............81,967,118 ...........100,489,759 ........1,164,406,197 .........................7.7 ...........844,607,914 .........................6.5 ..............XXX.......... ........1,164,406,19713.8 Line 13.7 as a % of Col. 6................................................................... .......................10.0 .......................36.3 .......................38.0 .........................7.0 .........................8.6 .....................100.0 ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... .....................100.013.9 Line 13.7 as a % of Line 10.7, Col. 6, Section 10................................. .........................0.8 .........................2.8 .........................2.9 .........................0.5 .........................0.7 .........................7.7 ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... .........................7.7


38

SCHEDULE F-PART 1Assumed Reinsurance as of December 31, Current Year (000 Omitted)

1 2 3 4 5 Reinsurance On 8 9 10 11 12 13 146 7 Amount of Assets

Funds Held by Pledged orFederal NAIC Paid Losses and Known Case Contingent Assumed or Deposited Letters of Compensating

ID Company Domiciliary Assumed Loss Adjustment Losses Cols. Commissions Premiums Unearned With Reinsured Credit Balances to SecureNumber Code Name of Reinsured Jurisdiction Premium Expenses and LAE 6 + 7 Payable Receivable Premium Companies Posted Letters of Credit

Affiliated - U. S. Intercompany Pooling:0199999. Affiliated - U. S. Intercompany Pooling.................................................................................................................................. ......................0 ......................0 ......................0 ......................0 ......................0 ......................0 ......................0 ......................0 ......................0 ..........................0

Affiliated - U.S. Non-Pool:0299999. Affiliated - U.S. Non-Pool...................................................................................................................................................... ......................0 ......................0 ...................169 ...................169 ......................0 ......................0 ......................0 ......................0 ......................0 ..........................0

Affiliated - Other (Non-U. S.):0399999. Affiliated - Other (Non-U. S.)................................................................................................................................................. ......................0 .....................(3) ..............50,263 ..............50,260 ......................0 ......................1 ......................0 ...................807 ......................0 ..........................00499999. Total Affiliates...................................................................................................................................................................... ......................0 .....................(3) ..............50,432 ..............50,429 ......................0 ......................1 ......................0 ...................807 ......................0 ..........................00599998. Other U. S. Unaffiliated Insurers for which the total of column 8 is less than $100,000........................................................... ............111,618 ..............92,193 ..............32,672 ............124,865 ......................0 ................7,345 ..............20,267 ..............26,209 ......................0 ..........................00599999. Other U. S. Unaffiliated Insurers........................................................................................................................................... ............596,672 ............135,517 ............543,772 ............679,289 ......................0 ..............88,155 ............154,709 ..............43,495 ......................0 ..........................0

Pools and Associations - Mandatory Pools:0699998. Pools and Associations for which the total of column 8 is less than $100,000-Mandatory Pools and Associations................... ................9,872 ......................0 ...................946 ...................946 ......................0 ...................202 ................9,462 ...................230 ......................0 ..........................00699999. Pools and Associations - Mandatory Pools............................................................................................................................ ..............46,433 ......................0 ............169,797 ............169,797 ......................0 ..............15,232 ..............21,454 ...................230 ......................0 ..........................0

Pools and Associations - Voluntary Pools:0799998. Pools and Associations for which the total of column 8 is less than $100,000-Voluntary Pools and Associations.................... ...................166 .....................(3) ...............(2,806) ...............(2,809) ......................0 ......................0 ....................32 ......................0 ......................0 ..........................00799999. Pools and Associations - Voluntary Pools............................................................................................................................. ..............76,973 ................1,832 ..............73,311 ..............75,143 ......................0 ................1,837 ..............25,928 ................5,150 ......................0 ..........................00899999. Total Pools and Associations................................................................................................................................................ ............123,406 ................1,832 ............243,108 ............244,940 ......................0 ..............17,069 ..............47,382 ................5,380 ......................0 ..........................0

Other Non-U. S. Insurers:0999998. Other Non-U. S. Insurers for which the total of column 8 is less than $100,000...................................................................... ................9,092 ................1,609 ..............57,530 ..............59,139 ......................0 .................(217) ................1,177 ................2,857 ......................0 ..........................00999999. Other Non-U. S. Insurers...................................................................................................................................................... ............127,859 ..............43,892 ............527,986 ............571,878 ......................0 ..............33,497 ..............11,769 ..............90,488 ......................0 ..........................09999999. Totals.................................................................................................................................................................................. ............847,937 ............181,238 .........1,365,298 .........1,546,536 ......................0 ............138,722 ............213,860 ............140,170 ......................0 ..........................0


39

SCHEDULE F - PART 2Premium Portfolio Reinsurance Effected or (Canceled) during Current Year

1 2 3 4 5 6Federal NAIC

ID CompanyNumber Code Name of Company Date of Contract Original Premium Reinsurance Premium

Reinsurance Ceded:0199999. Total Reinsurance Ceded by Portfolio....................................................................................................... ...............................................0 ...............................................0

Reinsurance Assumed:0299999. Total Reinsurance Assumed by Portfolio.................................................................................................. ...............................................0 ...............................................0

NONE


40

SCHEDULE F - PART 3Ceded Reinsurance as of December 31, Current Year (000 Omitted)

1 2 3 4 5 6 Reinsurance Recoverable on Reinsurance Payable 18 19Reinsurance 7 8 9 10 11 12 13 14 15 16 17

Contracts Net Amount Funds HeldCeding 75% or Known Known Other Recoverable By Company

Federal NAIC More of Direct Reinsurance Case Case IBNR IBNR Cols. Ceded Amounts From UnderID Company Domiciliary Premiums Premiums Paid Paid Loss LAE Loss LAE Unearned Contingent 7 thru 14 Balances Due to Reinsurers Reinsurance

Number Code Name of Reinsurer Jurisdiction Written Ceded Losses LAE Reserves Reserves Reserves Reserves Premiums Commissions Totals Payable Reinsurers Col. 15-[16+17] TreatiesAuthorizedAffiliates-U.S. Intercompany Pooling

0199999. Total Authorized Affiliates - U.S. Intercompany Pooling...................................................................................................... ...............0 .............0 .............0 ...............0 ...............0 ...............0 ...............0 ...............0 ................0 .................0 ...............0 ...............0 ....................0 .................0Affiliates-U.S. Non-Pool

0299999. Total Authorized Affiliates - U.S. Non-Pool......................................................................................................................... ....145,333 ......1,848 .............0 .......23,778 ...........260 ......38,306 ........3,471 ......27,454 ................0 ........95,117 ...........356 ...............0 ............94,761 ...............59Affiliates-Other (Non-U.S.)

0399999. Total Authorized Affiliates - Other (Non-U.S.)..................................................................................................................... ...............1 ....14,998 .............0 .......84,984 .........4,756 ......54,109 ........7,891 ...............0 ................0 ......166,738 ...............0 ...............0 ..........166,738 ...............150499999. Total Authorized Affiliates.................................................................................................................................................. ....145,334 ....16,846 .............0 .....108,762 .........5,016 ......92,415 ......11,362 ......27,454 ................0 ......261,855 ...........356 ...............0 ..........261,499 ...............74

Other U.S. Unaffiliated Insurers0599998. Total Authorized Other U.S. Unaffiliated Insurers (Under $100,000).................................................................................... ...............0 .............0 .............0 ...............0 ...............0 ...............0 ...............0 ...............0 ................0 .................0 ...............0 ...............0 ....................0 .................00599999. Total Authorized Other U.S. Unaffiliated Insurers............................................................................................................... ....638,761 ...180,938 .............0 .....501,132 .......64,737 ....542,489 ....183,552 ....277,211 ................0 ...1,750,059 ......64,319 ...............0 .......1,685,740 ........10,201

Pools-Mandatory Pools0699999. Total Authorized Pools - Mandatory Pools.......................................................................................................................... ....103,138 ....11,484 .............0 .....199,302 .........7,530 ....257,841 ......18,141 ......54,207 ................0 ......548,505 ........4,804 ...............0 ..........543,701 .................0

Pools-Voluntary Pools0799999. Total Authorized Pools - Voluntary Pools............................................................................................................................ ....171,939 ......5,716 .............0 .....165,838 .............77 ......38,273 .............68 ......58,950 ................0 ......268,922 ........3,808 ...............0 ..........265,114 .................0

Other Non-U.S. Insurers0899998. Total Authorized Other Non-U.S. Insurers (Under $100,000)............................................................................................... ...............0 .............0 .............0 ...............0 ...............0 ...............0 ...............0 ...............0 ................0 .................0 ...............0 ...............0 ....................0 .................00899999. Total Authorized Other Non-U.S. Insurers.......................................................................................................................... ....148,422 ....60,898 .............0 .....182,492 .......13,412 ....113,734 ......60,694 ......32,244 ................0 ......463,474 ......11,367 ...............0 ..........452,107 .............8530999999. Total Authorized................................................................................................................................................................ ..1,207,594 ...275,882 .............0 ..1,157,526 .......90,772 ..1,044,752 ....273,817 ....450,066 ................0 ...3,292,815 ......84,654 ...............0 .......3,208,161 ........11,128

UnauthorizedAffiliates-U.S. Intercompany Pooling

1099999. Total Unauthorized Affiliates - U.S. Intercompany Pooling.................................................................................................. ...............0 .............0 .............0 ...............0 ...............0 ...............0 ...............0 ...............0 ................0 .................0 ...............0 ...............0 ....................0 .................0Affiliates-U.S. Non-Pool

1199999. Total Unauthorized Affiliates - U.S. Non-Pool..................................................................................................................... ...............0 .............0 .............0 ...............0 ...............0 ...............0 ...............0 ...............0 ................0 .................0 ...............0 ...............0 ....................0 .................0Affiliates-Other (Non-U.S.)

1299999. Total Unauthorized Affiliates - Other (Non-U.S.)................................................................................................................. ....181,536 ......8,799 .............0 .....320,737 .......85,685 ....398,035 ......24,552 ........2,790 ................0 ......840,598 ......11,832 ...............0 ..........828,766 ......782,9871399999. Total Unauthorized Affiliates.............................................................................................................................................. ....181,536 ......8,799 .............0 .....320,737 .......85,685 ....398,035 ......24,552 ........2,790 ................0 ......840,598 ......11,832 ...............0 ..........828,766 ......782,987

Other U.S. Unaffiliated Insurers1499998. Total Unauthorized Other U.S. Unaffiliated Insurers (Under $100,000)................................................................................ ...............0 .............0 .............0 ...............0 ...............0 ...............0 ...............0 ...............0 ................0 .................0 ...............0 ...............0 ....................0 .................01499999. Total Unauthorized Other U.S. Unaffiliated Insurers........................................................................................................... ......19,894 ......2,525 .............0 .........1,968 .............51 ........2,070 ...........522 ........1,782 ................0 ..........8,918 ........3,005 ...............0 .............5,913 ...............48

Pools-Mandatory Pools1599999. Total Unauthorized Pools - Mandatory Pools...................................................................................................................... ...............0 .............0 .............0 ...............0 ...............0 ...............0 ...............0 ...............0 ................0 .................0 ...............0 ...............0 ....................0 .................0

Pools-Voluntary Pools1699999. Total Unauthorized Pools - Voluntary Pools........................................................................................................................ ...............0 ...........46 .............0 ...............0 ...............0 ...............0 ...............0 ...............0 ................0 ...............46 ...............0 ...............0 ..................46 .................0

Other Non-U.S. Insurers1799998. Total Unauthorized Other Non-U.S. Insurers (Under $100,000)........................................................................................... ...............0 .............0 .............0 ...............0 ...............0 ...............0 ...............0 ...............0 ................0 .................0 ...............0 ...............0 ....................0 .................01799999. Total Unauthorized Other Non-U.S. Insurers...................................................................................................................... ....163,833 ......5,764 .............0 .....171,050 .........2,154 ......53,071 ........9,494 ......48,083 ................0 ......289,616 ......60,446 ...............0 ..........229,170 ........57,1581899999. Total Unauthorized............................................................................................................................................................ ....365,263 ....17,134 .............0 .....493,755 .......87,890 ....453,176 ......34,568 ......52,655 ................0 ...1,139,178 ......75,283 ...............0 .......1,063,895 ......840,1931999999. Total Authorized and Unauthorized.................................................................................................................................... ..1,572,857 ...293,016 .............0 ..1,651,281 .....178,662 ..1,497,928 ....308,385 ....502,721 ................0 ...4,431,993 ....159,937 ...............0 .......4,272,056 ......851,3212099999. Total Protected Cells......................................................................................................................................................... ........3,111 .........120 .............0 .............74 .............17 ...........872 .............78 ...........841 ................0 ..........2,002 ...............0 ...............0 .............2,002 .................09999999. Totals................................................................................................................................................................................ ..1,575,968 ...293,136 .............0 ..1,651,355 .....178,679 ..1,498,800 ....308,463 ....503,562 ................0 ...4,433,995 ....159,937 ...............0 .......4,274,058 ......851,321

Note: Report the five largest provisional commission rates included in the cedant's reinsurance treaties. The commission rate to be reported is by contract with ceded premium in excess of $50,000.1 2 3

Commission CededName of Company Rate Premium

(1) ...................................................................................................................................... ...............37.5 ....541,878(2) ...................................................................................................................................... ...............36.0 12,012,637(3) ...................................................................................................................................... ...............35.0 ..7,118,393(4) ...................................................................................................................................... ...............35.0 ..2,981,427(5) ...................................................................................................................................... ...............35.0 ..9,443,049


41

SCHEDULE F - PART 4Aging of Ceded Reinsurance as of December 31, Current Year (000 Omitted)

1 2 3 4 Reinsurance Recoverable on Paid Losses and Paid Loss Adjustment Expenses 12 135 Overdue 11 Percentage

6 7 8 9 10 more thanFederal NAIC Total Percentage 120 Days

ID Company Domiciliary Total Overdue Due Overdue OverdueNumber Code Name of Reinsurer Jurisdiction Current 1 to 29 Days 30 to 90 Days 91 to 120 Days Over 120 Days Cols. 6 + 7 + 8 + 9 Cols. 5 + 10 Col. 10 / Col. 11 Col. 9 / Col. 11

AuthorizedAffiliates-U.S. Intercompany Pooling

0199999. Total Authorized - Affiliates - U.S. Intercompany Pooling......................................................................................................... .........................0 .........................0 .........................0 .........................0 .........................0 .........................0 .........................0 ....................0.0 ....................0.0Affiliates-U.S. Non-Pool

0299999. Total Authorized - Affiliates - U.S. Non-Pool............................................................................................................................ ..................1,848 .........................0 .........................0 .........................0 .........................0 .........................0 ..................1,848 ....................0.0 ....................0.0Affiliates-Other (Non-U.S.)

0399999. Total Authorized - Affiliates - Other (Non-U.S.)........................................................................................................................ ................14,998 .........................0 .........................0 .........................0 .........................0 .........................0 ................14,998 ....................0.0 ....................0.00499999. Total Authorized - Affiliates..................................................................................................................................................... ................16,846 .........................0 .........................0 .........................0 .........................0 .........................0 ................16,846 ....................0.0 ....................0.0

Other U.S. Unaffiliated Insurers0599999. Total Authorized - Other U.S. Unaffiliated Insurers................................................................................................................... ................60,482 .................(3,842) ..................7,179 ..................2,257 ..............114,870 ..............120,464 ..............180,946 ..................66.6 ..................63.5

Pools-Mandatory Pools0699999. Total Authorized - Pools - Mandatory Pools............................................................................................................................. ................11,590 ....................(125) .........................0 .......................(2) .......................20 ....................(107) ................11,483 ...................(0.9) ....................0.2

Pools-Voluntary Pools0799999. Total Authorized - Pools - Voluntary Pools............................................................................................................................... ..................3,033 .......................34 ..................2,598 .........................0 .......................52 ..................2,684 ..................5,717 ..................46.9 ....................0.9

Other Non-U.S. Insurers0899999. Total Authorized - Other Non-U.S. Insurers............................................................................................................................. ................19,035 ..................1,471 .....................130 ..................1,101 ................39,151 ................41,853 ................60,888 ..................68.7 ..................64.30999999. Total Authorized..................................................................................................................................................................... ..............110,986 .................(2,462) ..................9,907 ..................3,356 ..............154,093 ..............164,894 ..............275,880 ..................59.8 ..................55.9

UnauthorizedAffiliates-U.S. Intercompany Pooling

1099999. Total Unauthorized - Affiliates - U.S. Intercompany Pooling..................................................................................................... .........................0 .........................0 .........................0 .........................0 .........................0 .........................0 .........................0 ....................0.0 ....................0.0Affiliates-U.S. Non-Pool

1199999. Total Unauthorized - Affiliates - U.S. Non-Pool........................................................................................................................ .........................0 .........................0 .........................0 .........................0 .........................0 .........................0 .........................0 ....................0.0 ....................0.0Affiliates-Other (Non-U.S.)

1299999. Total Unauthorized - Affiliates - Other (Non-U.S.).................................................................................................................... ..................8,799 .........................0 .........................0 .........................0 .........................0 .........................0 ..................8,799 ....................0.0 ....................0.01399999. Total Unauthorized - Affiliates................................................................................................................................................. ..................8,799 .........................0 .........................0 .........................0 .........................0 .........................0 ..................8,799 ....................0.0 ....................0.0

Other U.S. Unaffiliated Insurers1499999. Total Unauthorized - Other U.S. Unaffiliated Insurers............................................................................................................... ..................2,136 .......................64 .......................58 .......................19 .....................248 .....................389 ..................2,525 ..................15.4 ....................9.8

Pools-Mandatory Pools1599999. Total Unauthorized - Pools - Mandatory Pools......................................................................................................................... .........................0 .........................0 .........................0 .........................0 .........................0 .........................0 .........................0 ....................0.0 ....................0.0

Pools-Voluntary Pools1699999. Total Unauthorized - Pools - Voluntary Pools........................................................................................................................... .........................0 .........................0 .........................0 .........................0 .......................46 .......................46 .......................46 ................100.0 ................100.0

Other Non-U.S. Insurers1799999. Total Unauthorized - Other Non-U.S. Insurers......................................................................................................................... ..................5,157 .....................142 ....................(134) .......................94 .....................626 .....................728 ..................5,885 ..................12.4 ..................10.61899999. Total Unauthorized................................................................................................................................................................. ................16,092 .....................206 ......................(76) .....................113 .....................920 ..................1,163 ................17,255 ....................6.7 ....................5.31999999. Total Authorized and Unauthorized.......................................................................................................................................... ..............127,078 .................(2,256) ..................9,831 ..................3,469 ..............155,013 ..............166,057 ..............293,135 ..................56.6 ..................52.92099999. Total Protected Cells.............................................................................................................................................................. .........................0 .........................0 .........................0 .........................0 .........................0 .........................0 .........................0 ....................0.0 ....................0.09999999. Totals..................................................................................................................................................................................... ..............127,078 .................(2,256) ..................9,831 ..................3,469 ..............155,013 ..............166,057 ..............293,135 ..................56.6 ..................52.9


42

SCHEDULE F - PART 5Provision for Unauthorized Reinsurance as of December 31, Current Year (000 Omitted)

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17Smaller of Total

Reinsurance Recoverable Col. 11 Provision forRecoverable Funds Held Sum of Paid Losses & or 20% of Unauthorized

all Items By Company Other Columns LAE Expenses Amount in ReinsuranceFederal NAIC Schedule Under Letters Ceded Allowed 6 thru 10 but Subtotal Over 90 Days 20% Smaller of Dispute Smaller of

ID Company Domiciliary F, Part 3, Reinsurance of Balances Miscellaneous Offset not in excess Col. 5 minus Past Due not of Amount Col. 11 or Included Col. 5 or Cols.Number Code Name of Reinsurer Jurisdiction Col. 15 Treaties Credit Payable Balances Items of Column 5 Col. 11 in Dispute in Col. 13 Col. 14 in Col. 5 12 + 15 + 16

Affiliates-U.S. Intercompany Pooling0199999. Total Affiliates - U.S. Intercompany Pooling................................................................................................. .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 ...................0 .................0 .................0 ...................0 ...................0

Affiliates-U.S. Non-Pool0299999. Total Affiliates - U.S. Non-Pool.................................................................................................................... .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 ...................0 .................0 .................0 ...................0 ...................0

Affiliates-Other Non-U.S. Insurers0399999. Total Affiliates - Other Non-U.S. Insurers..................................................................................................... .......840,598 .......782,987 .................0 .........11,832 .................0 .........23,045 .......792,240 .........48,358 ...................0 .................0 .................0 ...................0 ..........48,3580499999. Total Affiliates............................................................................................................................................. .......840,598 .......782,987 .................0 .........11,832 .................0 .........23,045 .......792,240 .........48,358 ...................0 .................0 .................0 ...................0 ..........48,358

Other U.S. Unaffiliated Insurers0599999. Total Other U.S. Unaffiliated Insurers........................................................................................................... ...........8,920 ................48 ...........2,034 ...........3,003 .................0 ...........3,513 ...........4,245 ...........4,675 ...............267 ...............53 ...............17 ...................0 ............4,692

Pools and Associations-Mandatory0699999. Total Pools and Associations - Mandatory.................................................................................................... .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 ...................0 .................0 .................0 ...................0 ...................0

Pools and Associations-Voluntary0799999. Total Pools and Associations - Voluntary..................................................................................................... ................46 .................0 .................0 .................0 .................0 .................0 .................0 ................46 .................46 .................9 .................0 ...................0 .................46

Other Non-U.S. Insurers0899999. Total Other Non-U.S. Insurers..................................................................................................................... .......289,631 .........57,158 .......163,709 .........60,448 .................0 .........56,936 .......266,711 .........22,920 ...............721 .............144 .............100 ...................0 ..........22,8460999999. Total Affiliates and Others........................................................................................................................... ....1,139,195 .......840,193 .......165,743 .........75,283 .................0 .........83,494 ....1,063,196 .........75,999 ............1,034 .............207 .............117 ...................0 ..........75,9421099999. Total Protected Cells................................................................................................................................... .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 ...................0 .................0 .................0 ...................0 ...................09999999. Totals.......................................................................................................................................................... ....1,139,195 .......840,193 .......165,743 .........75,283 .................0 .........83,494 ....1,063,196 .........75,999 ............1,034 .............207 .............117 ...................0 ..........75,942

1. Amounts in dispute totalling $.........0 are included in Column 5. 2. Amounts in dispute totalling $.........0 are excluded from Column 13. 3. Column 5 excludes $..........0 recoverables on ceded IBNR on contracts in force prior to July 1, 1984 and not subsequently renewed.


43

SCHEDULE F - PART 6Provision for Overdue Authorized Reinsurance as of December 31, Current Year

1 2 3 4 5 6 7 8 9 10 11Reinsurance Amounts in Dispute

Recoverable on Total Reinsurance Amounts Amounts in Col. 4 Excluded from Col. 4Federal NAIC Paid Losses and LAE Recoverable on Received for Companies for Companies 20% of Amount

ID Company more than 90 Days Paid Losses and Prior Col. 4 divided Reporting less than Reporting less than Amount in Reported in Col.Number Code Name of Reinsurer Overdue (a) Paid LAE (b) 90 Days by (Cols. 5 + 6) 20% in Col. 7 20% in Col. 7 Col. 9 8 x 20% + Col. 10

Overdue Authorized Reinsurance9999999. Totals..................................................................................................................... ....................53,368,000 ..................158,025,000 ..................109,625,000 ..............................19.9 ...........................13,000 ....................97,925,089 ....................19,585,018 ....................20,962,218

(a) From Schedule F-Part 4 Columns 8 + 9, total authorized, less $.....166,118,028 in dispute. (b) From Schedule F-Part 3 Columns 7 + 8, total authorized, less $.....166,118,000 in dispute.


44

SCHEDULE F - PART 7Provision for Overdue Reinsurance as of December 31, Current Year

1 2 3 4 5 6 7 8 9 10 11 12Funds Held Sum of Cols.

Federal NAIC Reinsurance by Company Letters Ceded Other Other 5 thru 9 but Greater of Col. 11 orID Company Recoverable Under Reinsurance of Balances Miscellaneous Allowed Offset not in excess Schedule F, Part 4

Number Code Name of Reinsurer all Items Treaties Credit Payable Balances Items of Col. 4 Col. 4 minus Col. 10 Cols. 8 + 9Overdue Reinsurance

9999999. Totals.................................................................................................................................... ................382,805,000 ....................1,111,000 ..................30,472,000 ....................1,756,000 ..................................0 ................477,551,000 ................222,079,000 ................160,726,000 ................188,416,000

1. Total............................................................................................................................................... ................188,416,0002. Line 1 x .20.................................................................................................................................... ..................37,683,2003. Schedule F - Part 6 Col. 11........................................................................................................... ..................20,962,2184. Provision for Overdue Authorized Reinsurance (Lines 2 + 3)....................................................... ..................58,645,4185. Provision for Unauthorized Reinsurance (Schedule F- Part 5 Col. 17 x 1000)............................. ..................75,942,0006. Provision for Reinsurance (sum Lines 4 + 5) (Enter this amount on Page 3, Line 16)................. ................134,587,418


46

SCHEDULE H - ACCIDENT AND HEALTH EXHIBITGroup Credit Accident and Other Individual Contracts

Accident and Health (Group and Collectively Guaranteed Non-Renewable for Other AccidentTotal Health Individual) Renewable Non-Cancelable Renewable Stated Reasons Only Only All Other

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18Amount % Amount % Amount % Amount % Amount % Amount % Amount % Amount % Amount %

PART 1 - ANALYSIS OF UNDERWRITING OPERATIONS

1. Premiums written.................................................................. .....................0 ......XXX.... .....................0 ....XXX.... .....................0 ....XXX.... .....................0 ....XXX.... .....................0 ....XXX.... .....................0 ......XXX.... .....................0 ....XXX.... .....................0 ....XXX.... .....................0 ....XXX..

2. Premiums earned.................................................................. .....................0 ......XXX.... .....................0 ....XXX.... .....................0 ....XXX.... .....................0 ....XXX.... .....................0 ....XXX.... .....................0 ......XXX.... .....................0 ....XXX.... .....................0 ....XXX.... .....................0 ....XXX..

3. Incurred claims...................................................................... .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .......0.0

4. Increase in contract reserves................................................. .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .......0.0

5. Commissions (a)................................................................... .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .......0.0

6. General insurance expenses................................................. .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .......0.0

7. Taxes, licenses and fees....................................................... .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .......0.0

8. Total expenses incurred........................................................ .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .......0.0

9. Aggregate write-ins for deductions......................................... .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .......0.0

10. Gain from underwriting before dividends or refunds................ .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .......0.0

11. Dividends or refunds............................................................. .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .......0.0

12. Gain from underwriting after dividends or refunds................... .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .......0.0


0901. ............................................................................................. ........................ ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .......0.0

0902. ............................................................................................. ........................ ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .......0.0

0903. ............................................................................................. ........................ ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .......0.0

0998. Summary of remaining write-ins for Line 9from overflow page................................................................ .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .......0.0

0999. Total (Lines 0901 thru 0903 plus 0998) (Line 9 above)........... .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 ...........0.0 .....................0 .........0.0 .....................0 .........0.0 .....................0 .......0.0

(a) Includes $..........0 reported as "Contract, membership and other fees retained by agents."

NONE


47

SCHEDULE H - ACCIDENT AND HEALTH EXHIBIT (continued) 1 2 3 4 Other Individual Contracts

Group Credit Accident and 5 6 7 8 9Accident and Health (Group and Collectively Guaranteed Non-Renewable for Other Accident

Total Health Individual) Renewable Non-Cancelable Renewable Stated Reasons Only Only All OtherPART 2 - RESERVES AND LIABILITIES

A. Premium Reserves: 1. Unearned premiums........................................................................................................ .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................02. Advance premiums......................................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................03. Reserve for rate credits................................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................04. Total premium reserves, current year.............................................................................. .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................05. Total premium reserves, prior year.................................................................................. .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................06. Increase in total premium reserves.................................................................................. .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0

B. Contract Reserves: 1. Additional reserves......................................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................02. Reserve for future contingent benefits............................................................................. .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................03. Total contract reserves, current year............................................................................... .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................04. Total contract reserves, prior year................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................05. Increase in contract reserves.......................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0

C. Claim Reserves and Liabilities: 1. Total current year............................................................................................................ .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................02. Total prior year............................................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................03. Increase......................................................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0

NONE

PART 3 - TEST OF PRIOR YEAR'S CLAIM RESERVES AND LIABILITIES1. Claims Paid During the Year:

1.1 On claims incurred prior to current year......................................................................... .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................01.2 On claims incurred during current year.......................................................................... .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0

2. Claim Reserves and Liabilities, December 31, Current Year: 2.1 On claims incurred prior to current year......................................................................... .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................02.2 On claims incurred during current year.......................................................................... .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0

3. Test: 3.1 Lines 1.1 and 2.1.......................................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................03.2 Claim reserves and liabilities, December 31, prior year.................................................. .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................03.3 Line 3.1 minus Line 3.2................................................................................................. .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0

NONE

PART 4 - REINSURANCEA. Reinsurance Assumed:

1. Premiums written............................................................................................................ .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................02. Premiums earned............................................................................................................ .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................03. Incurred claims............................................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................04. Commissions.................................................................................................................. .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0 .................................0

B. Reinsurance Ceded: 1. Premiums written............................................................................................................ ..................80,057,214 ..................79,875,679 .................................0 .............................218 .................................0 .................................0 .................................0 .......................(39,437) ......................220,7542. Premiums earned............................................................................................................ ..................80,441,349 ..................80,274,512 .................................0 .............................413 .................................0 .................................0 .................................0 .......................(30,453) ......................196,8773. Incurred claims............................................................................................................... ..................52,617,893 ..................52,333,034 .................................0 ......................284,859 .................................0 .................................0 .................................0 .................................0 .................................04. Commissions.................................................................................................................. ....................1,867,301 ....................1,848,832 .................................0 ...............................26 .................................0 .................................0 .................................0 .........................(5,916) ........................24,359


49

SCHEDULE P - ANALYSIS OF LOSSES AND LOSS EXPENSES

SCHEDULE P - PART 1 - SUMMARY($000 Omitted)

Premiums Earned Loss and Loss Expense Payments 12Years in Which 1 2 3 Defense and Cost Adjusting and Other 10 11 Number

Premiums Loss Payments Containment Payments Payments ofWere 4 5 6 7 8 9 Salvage Total Claims

Earned and Direct Direct Direct Direct and Net Paid Reported-Losses Were and Net and and and Subrogation (Cols. 4 - 5 + Direct and

Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior........ .........XXX...... .........XXX...... .........XXX...... ......266,886 ......191,995 ........71,123 ........48,684 ..........6,774 .............218 ...........(714) .........103,885 ......XXX.......2. 1993........ ......6,266,378 ......1,031,020 ......5,235,358 ...3,422,612 ......524,732 ......270,934 ........27,904 ......229,585 ..........2,507 ......100,360 ......3,367,987 ......XXX.......3. 1994........ ......6,379,077 .........880,725 ......5,498,352 ...3,748,996 ......493,667 ......299,459 ........27,687 ......234,502 ..........2,538 ......107,116 ......3,759,065 ......XXX.......4. 1995........ ......6,460,635 .........800,298 ......5,660,337 ...3,541,640 ......405,166 ......284,669 ........18,552 ......247,087 ..........3,633 ......109,527 ......3,646,045 ......XXX.......5. 1996........ ......6,475,258 .........767,858 ......5,707,400 ...3,670,074 ......353,068 ......291,558 ........14,919 ......256,234 ..........5,515 ......114,838 ......3,844,363 ......XXX.......6. 1997........ ......6,447,542 .........746,627 ......5,700,915 ...3,440,419 ......332,875 ......302,728 ........16,281 ......245,272 ..........5,443 ......128,736 ......3,633,821 ......XXX.......7. 1998........ ......6,355,510 .........591,628 ......5,763,882 ...3,727,670 ......298,461 ......289,063 ........11,876 ......311,021 ..........4,169 ......136,336 ......4,013,246 ......XXX.......8. 1999........ ......6,574,853 .........681,197 ......5,893,656 ...3,900,898 ......470,812 ......287,351 ........20,570 ......316,768 ..........4,019 ......152,322 ......4,009,616 ......XXX.......9. 2000........ ......7,306,886 .........937,596 ......6,369,290 ...3,661,751 ......433,175 ......241,301 ........23,378 ......321,956 ..........2,874 ......154,897 ......3,765,582 ......XXX.......

10. 2001........ ......8,090,469 ......1,882,171 ......6,208,298 ...3,555,132 ......635,698 ......164,964 ........23,802 ......304,548 ..........2,001 ......144,985 ......3,363,143 ......XXX.......11. 2002........ ......9,166,298 ......1,487,913 ......7,678,385 ...2,021,536 ......252,176 ........62,859 ..........5,145 ......224,283 ................0 ........81,626 ......2,051,358 ......XXX.......12. Totals...... .........XXX...... .........XXX...... .........XXX...... .34,957,612 ...4,391,825 ...2,566,008 ......238,797 ...2,698,031 ........32,917 ...1,230,028 ....35,558,112 ......XXX.......

Adjusting and Other 23 24 25Losses Unpaid Defense and Cost Containment Unpaid Unpaid Total

Case Basis Bulk + IBNR Case Basis Bulk + IBNR 21 22 Net Number of13 14 15 16 17 18 19 20 Salvage Losses Claims

Direct Direct Direct Direct Direct and and Outstanding-and and and and and Subrogation Expenses Direct and

Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... ..1,402,370 .....859,463 ..1,241,188 .....764,412 .....142,744 .....115,298 .....161,424 .....139,016 .......22,146 ............684 .........1,900 ......1,090,998 ......XXX......2. 1993.... .....117,054 .......25,699 .......54,173 .......17,730 .........7,648 .........1,984 .........4,170 .........1,937 .........6,511 ............821 .........1,019 .........141,386 ......XXX......3. 1994.... .....116,688 .......23,944 .....112,087 .......18,353 .........6,233 ............454 .........5,197 .........1,033 .........7,351 ............744 .........1,500 .........203,027 ......XXX......4. 1995.... .....165,916 .......35,022 .....105,633 .......13,652 .........9,312 ............941 .........5,507 .........1,104 .........7,972 ............616 .........2,755 .........243,003 ......XXX......5. 1996.... .....166,096 .......11,696 .....120,442 .........6,011 .......13,196 ............572 .........6,273 ............498 .......10,629 .........1,374 .........4,075 .........296,486 ......XXX......6. 1997.... .....258,545 .......14,894 .....141,017 .......15,852 .......24,169 .........1,444 .......10,136 .........1,102 .......14,031 .........1,307 .........9,401 .........413,298 ......XXX......7. 1998.... .....335,048 .......16,058 .....189,517 .........7,871 .......40,597 .........2,595 .......10,027 ........(2,086) .......26,054 .........1,450 .......14,444 .........575,356 ......XXX......8. 1999.... .....544,933 .....143,719 .....218,577 .......18,224 .......68,284 .........4,986 .......12,323 ........(1,469) .......35,394 .........1,761 .......26,205 .........712,289 ......XXX......9. 2000.... .....754,662 .......62,725 .....346,145 .......43,241 .....104,293 .......10,328 .......34,575 .........6,701 .......55,595 .........2,171 .......37,741 ......1,170,104 ......XXX......

10. 2001.... ..1,255,954 .....364,670 ..1,417,327 .....360,686 .....160,369 .......23,995 .....173,578 .......67,588 .......93,262 .........2,729 .......60,501 ......2,280,823 ......XXX......11. 2002.... ..1,230,235 .......93,462 ..1,814,166 .....232,765 .....165,189 .......19,192 .....220,558 .......89,929 .....195,708 ................0 .....133,858 ......3,190,507 ......XXX......12. Totals.. ..6,347,501 ..1,651,354 ..5,760,272 ..1,498,798 .....742,035 .....181,790 .....643,770 .....305,354 .....474,651 .......13,656 .....293,399 ....10,317,277 ......XXX......

34Total Losses and Loss and Loss Expense Percentage Nontabular Net Balance Sheet

Loss Expenses Incurred (Incurred/Premiums Earned) Discount Reserves after Discount26 27 28 29 30 31 32 33 Inter-Company 35 36

Direct Direct Pooling Lossand and Loss Participation Losses Expenses

Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ .........XXX....... .........XXX....... .........XXX....... .........XXX....... .........XXX....... ....................0 ....................0 ........XXX........ .......1,019,683 ............71,3152. 1993. .......4,112,687 ..........603,314 .......3,509,373 ...............65.6 ...............58.5 ...............67.0 ....................0 ....................0 ...........100.00 ..........127,798 ............13,5883. 1994. .......4,530,514 ..........568,422 .......3,962,092 ...............71.0 ...............64.5 ...............72.1 ....................0 ....................0 ...........100.00 ..........186,477 ............16,5504. 1995. .......4,367,736 ..........478,687 .......3,889,048 ...............67.6 ...............59.8 ...............68.7 ....................0 ....................0 ...........100.00 ..........222,874 ............20,1295. 1996. .......4,534,502 ..........393,652 .......4,140,849 ...............70.0 ...............51.3 ...............72.6 ....................0 ....................0 ...........100.00 ..........268,831 ............27,6556. 1997. .......4,436,317 ..........389,198 .......4,047,119 ...............68.8 ...............52.1 ...............71.0 ....................0 ....................0 ...........100.00 ..........368,815 ............44,4837. 1998. .......4,928,996 ..........340,394 .......4,588,602 ...............77.6 ...............57.5 ...............79.6 ....................0 ....................0 ...........100.00 ..........500,636 ............74,7208. 1999. .......5,384,528 ..........662,622 .......4,721,905 ...............81.9 ...............97.3 ...............80.1 ....................0 ....................0 ...........100.00 ..........601,567 ..........110,7229. 2000. .......5,520,279 ..........584,593 .......4,935,686 ...............75.5 ...............62.4 ...............77.5 ....................0 ....................0 ...........100.00 ..........994,841 ..........175,263

10. 2001. .......7,125,134 .......1,481,168 .......5,643,965 ...............88.1 ...............78.7 ...............90.9 ....................0 ....................0 ...........100.00 .......1,947,926 ..........332,89711. 2002. .......5,934,534 ..........692,669 .......5,241,865 ...............64.7 ...............46.6 ...............68.3 ....................0 ....................0 ...........100.00 .......2,718,174 ..........472,33412. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .......8,957,621 .......1,359,656Note: Parts 2 and 4 are gross of all discounting, including tabular discounting. Part 1 is gross of only nontabular discounting, which is reported in Columns 32 and 33 of Part 1. The tabular discount, if any, is reported in the Notes to Financial Statements which will reconcile Part 1 with Parts 2 and 4.


50

SCHEDULE P - PART 2 - SUMMARYIncurred Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) DEVELOPMENT

1 2 3 4 5 6 7 8 9 10 11 12Years inWhich

Losses Were One TwoIncurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Year Year

1. Prior..... ....5,791,060 ....5,910,830 ....5,933,641 ....6,854,196 ....6,794,745 ....6,727,270 ....6,622,202 ....6,571,666 ....5,696,377 ....5,672,275 ........(24,102) ......(899,391)

2. 1993.... ....3,531,029 ....3,438,864 ....3,449,356 ....3,409,976 ....3,387,133 ....3,372,950 ....3,399,533 ....3,365,171 ....3,328,812 ....3,298,087 ........(30,726) ........(67,084)

3. 1994.... ........XXX...... ....3,817,191 ....3,903,683 ....3,919,419 ....3,885,319 ....3,846,636 ....3,833,287 ....3,781,793 ....3,743,955 ....3,742,392 ..........(1,564) ........(39,401)

4. 1995.... ........XXX...... ........XXX...... ....3,959,689 ....3,862,810 ....3,837,659 ....3,791,825 ....3,695,798 ....3,665,713 ....3,650,232 ....3,659,898 ...........9,666 ..........(5,815)

5. 1996.... ........XXX...... ........XXX...... ........XXX...... ....4,054,147 ....4,097,160 ....4,047,733 ....4,002,329 ....3,902,756 ....3,882,033 ....3,899,014 .........16,982 ..........(3,742)

6. 1997.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ....3,940,329 ....3,888,695 ....3,805,290 ....3,736,621 ....3,775,896 ....3,824,368 .........48,472 .........87,747

7. 1998.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ....4,055,003 ....4,089,150 ....4,151,026 ....4,225,804 ....4,280,451 .........54,647 .......129,425

8. 1999.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ....4,184,600 ....4,254,867 ....4,307,435 ....4,401,556 .........94,121 .......146,689

9. 2000.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ....4,329,749 ....4,437,555 ....4,580,910 .......143,355 .......251,161

10. 2001.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ....5,296,466 ....5,270,548 ........(25,917) ........XXX......

11. 2002.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ....4,825,512 ........XXX...... ........XXX......

12. Totals..... .......284,934 ......(400,411)

SCHEDULE P - PART 3 - SUMMARYCumulative Paid Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 11 12

1 2 3 4 5 6 7 8 9 10 Number ofNumber of Claims

Years in Claims ClosedWhich Closed With Without

Losses Were Loss LossIncurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Payment Payment

1. Prior..... ........000....... ....1,352,734 ....2,254,537 ....2,829,117 ....3,259,821 ....3,584,815 ....3,878,563 ....4,098,198 ....4,343,089 ....4,440,419 ........XXX...... ........XXX......

2. 1993.... ....1,154,662 ....1,995,989 ....2,451,090 ....2,701,142 ....2,864,345 ....2,969,236 ....3,040,861 ....3,083,706 ....3,115,056 ....3,140,910 ........XXX...... ........XXX......

3. 1994.... ........XXX...... ....1,416,869 ....2,394,986 ....2,828,867 ....3,095,038 ....3,272,137 ....3,394,425 ....3,449,928 ....3,494,757 ....3,527,101 ........XXX...... ........XXX......

4. 1995.... ........XXX...... ........XXX...... ....1,421,394 ....2,287,900 ....2,720,152 ....3,009,045 ....3,185,878 ....3,291,547 ....3,357,772 ....3,402,591 ........XXX...... ........XXX......

5. 1996.... ........XXX...... ........XXX...... ........XXX...... ....1,572,085 ....2,491,563 ....2,946,237 ....3,224,079 ....3,396,975 ....3,515,786 ....3,593,645 ........XXX...... ........XXX......

6. 1997.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ....1,418,873 ....2,277,924 ....2,730,073 ....3,034,975 ....3,256,890 ....3,393,991 ........XXX...... ........XXX......

7. 1998.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ....1,603,284 ....2,572,510 ....3,109,574 ....3,477,783 ....3,706,394 ........XXX...... ........XXX......

8. 1999.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ....1,687,218 ....2,750,651 ....3,301,836 ....3,696,868 ........XXX...... ........XXX......

9. 2000.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ....1,768,441 ....2,880,448 ....3,446,500 ........XXX...... ........XXX......

10. 2001.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ....1,927,315 ....3,060,596 ........XXX...... ........XXX......

11. 2002.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ....1,827,074 ........XXX...... ........XXX......

SCHEDULE P - PART 4 - SUMMARYBulk and IBNR Reserves on Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted)

1 2 3 4 5 6 7 8 9 10Years inWhich

Losses WereIncurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002

1. Prior......... ........2,372,174 ........2,042,409 ........1,697,879 ........2,338,240 ........2,079,319 ........1,796,239 ........1,523,477 ........1,247,550 ...........600,761 ...........499,184

2. 1993....... ........1,273,025 ...........671,093 ...........406,461 ...........261,968 ...........205,738 ...........148,956 ...........138,600 ...........129,735 .............83,750 .............38,677

3. 1994....... ..........XXX........ ........1,196,434 ...........661,790 ...........432,149 ...........338,621 ...........232,679 ...........204,648 ...........160,298 ...........107,834 .............97,898

4. 1995....... ..........XXX........ ..........XXX........ ........1,328,126 ...........696,552 ...........493,390 ...........314,484 ...........203,231 ...........168,834 ...........121,376 .............96,383

5. 1996....... ..........XXX........ ..........XXX........ ..........XXX........ ........1,263,876 ...........766,849 ...........447,809 ...........340,251 ...........214,769 ...........141,866 ...........120,207

6. 1997....... ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ........1,272,463 ...........765,831 ...........429,209 ...........252,619 ...........167,617 ...........134,199

7. 1998....... ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ........1,200,290 ...........611,108 ...........349,496 ...........232,692 ...........193,759

8. 1999....... ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ........1,153,208 ...........580,254 ...........299,269 ...........214,144

9. 2000....... ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ........1,357,520 ...........642,741 ...........330,778

10. 2001....... ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ........2,047,989 ........1,162,632

11. 2002....... ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ........1,712,030


51

SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... .........XXX....... .........XXX....... .........XXX....... .............561 ................0 .............136 ................2 ..............41 ................0 ..............10 ................736 ......XXX.......2. 1993....... .........355,942 ...........22,718 .........333,224 ......225,667 .............950 ........11,654 .............184 ........20,306 ................0 ..........1,816 .........256,493 ......112,6663. 1994....... .........382,791 ...........23,364 .........359,427 ......262,896 ..........1,168 ........12,713 ..............40 ........19,595 ................0 ..........4,102 .........293,996 ......126,7024. 1995....... .........414,777 ...........18,073 .........396,704 ......273,370 ..........1,221 ........12,749 ..............40 ........21,763 ................0 ..........4,345 .........306,621 ......123,8185. 1996....... .........444,050 ...........24,157 .........419,893 ......373,562 .............862 ........18,834 ..............39 ........25,071 ................0 ..........4,061 .........416,567 ......161,5786. 1997....... .........469,343 ...........31,853 .........437,490 ......254,387 .............839 ........13,977 ..............60 ........21,846 ................0 ..........4,410 .........289,312 ......109,7367. 1998....... .........489,679 ...........35,324 .........454,355 ......280,491 ..........1,265 ........11,674 ..............18 ........31,239 ................0 ..........4,077 .........322,121 ......118,8308. 1999....... .........524,312 ...........37,369 .........486,943 ......303,619 ..........3,749 ........12,878 .............190 ........33,618 ................0 ..........4,690 .........346,177 ......124,7659. 2000....... .........564,495 ...........38,405 .........526,090 ......315,375 ..........3,862 ........16,426 ..............54 ........35,737 ................0 ..........4,156 .........363,622 ......120,970

10. 2001....... .........594,151 ...........48,956 .........545,195 ......342,520 ..........4,237 ........20,202 ..............81 ........33,649 ................0 ..........3,609 .........392,052 ......125,63911. 2002....... .........647,067 ...........41,991 .........605,076 ......236,601 ..........2,077 ........11,037 ................7 ........19,607 ................0 ..........1,025 .........265,161 ......106,87912. Totals..... .........XXX....... .........XXX....... .........XXX....... ...2,869,050 ........20,229 ......142,281 .............715 ......262,472 ................0 ........36,300 ......3,252,858 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... ............662 ...........(896) ..............31 ................2 ..............26 ................0 ..............(2) ..............(0) ..............19 ................0 ................6 .............1,629 ............9552. 1993.... ............204 ..............12 ..............75 ................2 ..............14 ................0 ................3 ................0 ..............42 ................0 ................9 ................324 ............4283. 1994.... ............396 ................0 .............(36) ................3 ..............30 ................1 ..............(2) ..............(0) ..............66 ................0 ..............30 ................451 ............5114. 1995.... ............633 ................1 .............(68) ................2 ..............50 ................1 ..............(3) ..............(0) ............107 ................0 ..............49 ................714 ............6615. 1996.... .........1,108 ................0 ...........(812) ................2 ............233 ................4 ...........(141) ..............(1) ............211 ................0 ..............90 ................596 ............9256. 1997.... .........1,842 ................0 ...........(872) ..............(6) ............150 ................3 ................4 ................0 ............400 ................0 ............210 .............1,528 ............6447. 1998.... .........1,820 ................2 ...........(360) ................6 ............389 ................7 .............(49) ..............(0) .........1,010 ................0 ............528 .............2,797 ............6108. 1999.... .........4,810 ............379 .............(15) ................7 ............118 ................2 ..............(0) ..............(0) .........1,368 ................0 .........1,144 .............5,893 ............6949. 2000.... .........9,689 ..............86 .............(38) ................5 ............316 ................6 ..............(1) ..............(0) .........3,298 ................0 .........2,136 ...........13,167 ............981

10. 2001.... .......20,477 ............374 .........2,150 ..............41 ............819 ..............14 ..............46 ................0 .........5,396 ................0 .........3,873 ...........28,458 .........1,39711. 2002.... .......71,657 ............670 .......52,968 ............412 .........4,428 ..............78 .........1,438 ..............14 .......12,159 ................0 .........5,648 .........141,477 .........9,93512. Totals.. .....113,300 ............626 .......53,023 ............476 .........6,573 ............116 .........1,293 ..............12 .......24,076 ................0 .......13,723 .........197,035 .......17,741


Loss Expenses Incurred (Incurred/Premiums Earned) Discount Inter- Reserves after Discount26 27 28 29 30 31 32 33 Company 35 36


Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............1,587 ..................422. 1993. ..........257,965 .............1,149 ..........256,817 ...............72.5 .................5.1 ...............77.1 ....................0 ....................0 ...........100.00 ................266 ..................583. 1994. ..........295,659 .............1,212 ..........294,447 ...............77.2 .................5.2 ...............81.9 ....................0 ....................0 ...........100.00 ................358 ..................944. 1995. ..........308,600 .............1,264 ..........307,335 ...............74.4 .................7.0 ...............77.5 ....................0 ....................0 ...........100.00 ................562 ................1525. 1996. ..........418,067 ................905 ..........417,162 ...............94.1 .................3.7 ...............99.3 ....................0 ....................0 ...........100.00 ................294 ................3016. 1997. ..........291,736 ................896 ..........290,840 ...............62.2 .................2.8 ...............66.5 ....................0 ....................0 ...........100.00 ................976 ................5527. 1998. ..........326,214 .............1,296 ..........324,918 ...............66.6 .................3.7 ...............71.5 ....................0 ....................0 ...........100.00 .............1,454 .............1,3438. 1999. ..........356,397 .............4,327 ..........352,070 ...............68.0 ...............11.6 ...............72.3 ....................0 ....................0 ...........100.00 .............4,410 .............1,4849. 2000. ..........380,803 .............4,014 ..........376,789 ...............67.5 ...............10.5 ...............71.6 ....................0 ....................0 ...........100.00 .............9,560 .............3,608

10. 2001. ..........425,258 .............4,748 ..........420,510 ...............71.6 .................9.7 ...............77.1 ....................0 ....................0 ...........100.00 ............22,212 .............6,24611. 2002. ..........409,895 .............3,257 ..........406,638 ...............63.3 .................7.8 ...............67.2 ....................0 ....................0 ...........100.00 ..........123,543 ............17,93412. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..........165,221 ............31,814


52

SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... .........XXX....... .........XXX....... .........XXX....... .............582 .........(1,284) .............176 ...............(2) .............524 ................0 ..............15 .............2,569 ......XXX.......2. 1993....... .........842,064 ...........11,244 .........830,820 ......664,976 ..........4,930 ........29,070 ..............72 ........55,830 ................0 ........10,322 .........744,874 ......179,9913. 1994....... .........875,545 .............8,168 .........867,377 ......717,502 ..........6,619 ........31,971 .............140 ........53,374 ................0 ........10,799 .........796,088 ......187,5104. 1995....... .........906,375 ...........11,654 .........894,721 ......680,011 ..........6,739 ........33,472 ..............43 ........50,261 ................0 ..........9,552 .........756,961 ......179,6745. 1996....... .........973,127 .............7,134 .........965,993 ......671,447 ..........1,952 ........39,730 ..............21 ........45,156 ................0 ..........9,778 .........754,360 ......177,6156. 1997....... ......1,022,859 .............5,549 ......1,017,310 ......652,039 ..........2,014 ........48,391 ..............12 ........44,304 ................0 ........11,203 .........742,707 ......173,5237. 1998....... ......1,021,678 .............5,262 ......1,016,416 ......644,677 ..........1,722 ........46,482 ..............16 ........57,687 ................0 ........12,214 .........747,108 ......185,1928. 1999....... ......1,013,384 ...........20,425 .........992,959 ......674,995 ........22,961 ........43,752 ..........2,430 ........58,523 ................0 ........13,129 .........751,880 ......219,0539. 2000....... ......1,083,776 ...........44,406 ......1,039,370 ......685,078 ........30,005 ........33,916 ..........3,418 ........63,420 ................0 ........13,434 .........748,991 ......240,115

10. 2001....... ......1,164,615 ...........43,475 ......1,121,140 ......614,889 ........20,971 ........20,166 ..........1,768 ........66,676 ................0 ........10,675 .........678,993 ......237,50311. 2002....... ......1,272,682 ...........43,510 ......1,229,172 ......379,947 ..........9,680 ..........8,504 .............514 ........56,579 ................0 ..........5,050 .........434,836 ......226,75412. Totals..... .........XXX....... .........XXX....... .........XXX....... ...6,386,144 ......106,309 ......335,629 ..........8,432 ......552,335 ................0 ......106,170 ......7,159,367 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... .........5,098 ............660 .........8,830 ................0 ............351 ................0 ............150 ................0 .........1,491 ................0 ............308 ...........15,261 .........2,1142. 1993.... ............991 ................7 .........1,193 ................0 ............139 ................0 ..............68 ................0 ............465 ................0 ............106 .............2,849 ............6243. 1994.... .........2,054 ................0 .........1,286 ................0 ............254 ................0 ..............76 ................0 ............509 ................0 ............150 .............4,179 ............8314. 1995.... .........1,887 ................0 .........1,334 ................0 ............394 ................0 ............131 ................0 ............690 ................0 ............177 .............4,435 ............8975. 1996.... .........4,487 ..............11 .........1,735 ................0 ............892 ................0 ............182 ................0 .........1,020 ................0 ............267 .............8,304 ............9006. 1997.... .........7,645 ................0 .........1,763 ................0 .........2,238 ................0 ............294 ................0 .........1,427 ................0 ............508 ...........13,367 .........1,0097. 1998.... .......18,136 ..............(2) .........1,742 ................0 .........5,127 ................0 ............295 ................0 .........2,280 ................0 ............944 ...........27,583 .........1,3208. 1999.... .......50,395 .........1,650 .........4,797 ................0 .......11,013 ................0 ............634 ................0 .........3,897 ................0 .........1,861 ...........69,087 .........2,6369. 2000.... .....104,875 .........4,839 .........9,300 ..............29 .......20,715 ..............31 .........1,114 ................0 .........6,475 ................0 .........3,971 .........137,579 .........5,221

10. 2001.... .....176,004 .........5,064 .......65,586 ..............69 .......29,812 ..............73 .........5,981 ................0 .......11,677 ................0 .........7,468 .........283,855 .......10,19411. 2002.... .....319,259 .........8,578 .....253,804 ..............98 .......40,409 ............105 .......14,960 ................1 .......33,641 ................0 .......13,103 .........653,290 .......54,60212. Totals.. .....690,832 .......20,806 .....351,370 ............196 .....111,343 ............209 .......23,885 ................2 .......63,572 ................0 .......28,863 ......1,219,788 .......80,348




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............13,268 .............1,9922. 1993. ..........752,732 .............5,009 ..........747,723 ...............89.4 ...............44.5 ...............90.0 ....................0 ....................0 ...........100.00 .............2,177 ................6723. 1994. ..........807,027 .............6,759 ..........800,267 ...............92.2 ...............82.8 ...............92.3 ....................0 ....................0 ...........100.00 .............3,340 ................8394. 1995. ..........768,179 .............6,782 ..........761,397 ...............84.8 ...............58.2 ...............85.1 ....................0 ....................0 ...........100.00 .............3,221 .............1,2145. 1996. ..........764,648 .............1,984 ..........762,664 ...............78.6 ...............27.8 ...............79.0 ....................0 ....................0 ...........100.00 .............6,211 .............2,0946. 1997. ..........758,100 .............2,026 ..........756,075 ...............74.1 ...............36.5 ...............74.3 ....................0 ....................0 ...........100.00 .............9,409 .............3,9597. 1998. ..........776,426 .............1,736 ..........774,690 ...............76.0 ...............33.0 ...............76.2 ....................0 ....................0 ...........100.00 ............19,880 .............7,7028. 1999. ..........848,007 ............27,040 ..........820,967 ...............83.7 .............132.4 ...............82.7 ....................0 ....................0 ...........100.00 ............53,543 ............15,5449. 2000. ..........924,893 ............38,323 ..........886,570 ...............85.3 ...............86.3 ...............85.3 ....................0 ....................0 ...........100.00 ..........109,307 ............28,272

10. 2001. ..........990,793 ............27,945 ..........962,847 ...............85.1 ...............64.3 ...............85.9 ....................0 ....................0 ...........100.00 ..........236,457 ............47,39711. 2002. .......1,107,103 ............18,977 .......1,088,126 ...............87.0 ...............43.6 ...............88.5 ....................0 ....................0 ...........100.00 ..........564,387 ............88,90312. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .......1,021,200 ..........198,588


53

SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... .........XXX....... .........XXX....... .........XXX....... ..........2,961 .............796 .............398 .............133 .............258 ..............17 .............(24) .............2,670 ......XXX.......2. 1993....... .........419,044 ...........29,787 .........389,257 ......249,482 ........20,612 ........15,569 ..........1,134 ........19,701 .............360 ..........1,417 .........262,645 ........46,4973. 1994....... .........419,181 ...........23,888 .........395,293 ......252,710 ........14,760 ........17,257 ..........1,230 ........18,930 .............306 ..........1,113 .........272,601 ........46,8104. 1995....... .........388,895 ...........10,862 .........378,033 ......233,177 ..........8,041 ........17,519 .............616 ........16,451 .............145 ..........1,525 .........258,345 ........43,8205. 1996....... .........366,542 ...........11,786 .........354,756 ......236,408 ........10,122 ........18,487 .............992 ........17,531 ................0 ..........1,536 .........261,312 ........44,0986. 1997....... .........345,077 ...........11,041 .........334,036 ......208,757 ........12,618 ........20,704 ..........1,324 ........19,705 ................0 ..........1,460 .........235,224 ........42,9907. 1998....... .........340,994 ...........15,621 .........325,373 ......250,614 ........22,539 ........23,364 ..........1,718 ........23,798 ................0 ..........1,812 .........273,520 ........47,8468. 1999....... .........424,143 ...........26,769 .........397,374 ......279,240 ........19,172 ........29,154 ..........1,831 ........23,633 ................0 ..........1,574 .........311,023 ........49,4099. 2000....... .........472,238 ...........23,480 .........448,758 ......237,710 ........13,390 ........20,653 ..........1,291 ........23,035 ................0 ..........1,456 .........266,717 ........46,643

10. 2001....... .........515,866 ...........23,936 .........491,930 ......171,596 ..........3,440 ........12,481 .............262 ........21,370 ................0 ..........1,365 .........201,745 ........40,27311. 2002....... .........521,829 ...........29,269 .........492,560 ........70,236 .............897 ..........4,499 ..............22 ........14,759 ................0 .............778 ...........88,575 ........33,87112. Totals..... .........XXX....... .........XXX....... .........XXX....... ...2,192,890 ......126,388 ......180,086 ........10,554 ......199,171 .............828 ........14,012 ......2,434,377 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... .........8,871 .........3,071 ......(14,158) ............514 ............116 ................4 ............186 ..............34 ............494 ................0 ................8 ............(8,114) .........1,0332. 1993.... ............292 ..............42 ............535 ..............56 ..............22 ................1 ..............52 ................9 ............184 ................0 ..............12 ................976 ............3653. 1994.... .........1,962 ............482 ............582 ..............60 ..............54 ................2 ..............69 ..............12 ............217 ................0 ..............14 .............2,327 ............3374. 1995.... .........3,754 ............161 ............305 ..............33 ............156 ................5 ..............53 ..............10 ............285 ................0 ..............23 .............4,344 ............3535. 1996.... .........6,907 ..............58 ............107 ................8 ............253 ................8 ..............86 ..............16 ............390 ................0 ..............30 .............7,653 ............3676. 1997.... .......11,138 ............562 ............839 ..............80 ............484 ..............16 ............164 ..............30 ............530 ................0 ..............50 ...........12,468 ............4687. 1998.... .......19,934 .........1,939 ............490 ............155 .........1,194 ..............38 ............405 ..............74 ............819 ................0 ..............97 ...........20,637 ............6188. 1999.... .......42,399 .........9,605 .........3,296 ............650 .........3,269 ............105 .........1,109 ............201 .........1,405 ................0 ............183 ...........40,919 ............8929. 2000.... .......68,633 .........5,660 .........8,600 .........1,934 .........5,739 ............184 .........1,947 ............354 .........2,829 ................0 ............307 ...........79,617 .........1,449

10. 2001.... .......83,402 .........1,371 .......37,503 .........4,850 .........9,002 ............289 .........5,047 ............916 .........5,897 ................0 ............444 .........133,426 .........2,25111. 2002.... .......78,473 .........2,362 .....128,834 .........9,017 .........4,839 ............155 .......12,779 .........2,320 .......14,297 ................0 ............982 .........225,367 .........7,57912. Totals.. .....325,764 .......25,314 .....166,934 .......17,358 .......25,129 ............805 .......21,897 .........3,975 .......27,348 ................0 .........2,150 .........519,620 .......15,712




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............(8,872) ................7582. 1993. ..........285,836 ............22,215 ..........263,620 ...............68.2 ...............74.6 ...............67.7 ....................0 ....................0 ...........100.00 ................728 ................2483. 1994. ..........291,781 ............16,853 ..........274,928 ...............69.6 ...............70.5 ...............69.6 ....................0 ....................0 ...........100.00 .............2,002 ................3254. 1995. ..........271,700 .............9,011 ..........262,689 ...............69.9 ...............83.0 ...............69.5 ....................0 ....................0 ...........100.00 .............3,865 ................4795. 1996. ..........280,169 ............11,204 ..........268,965 ...............76.4 ...............95.1 ...............75.8 ....................0 ....................0 ...........100.00 .............6,947 ................7066. 1997. ..........262,322 ............14,630 ..........247,692 ...............76.0 .............132.5 ...............74.2 ....................0 ....................0 ...........100.00 ............11,335 .............1,1347. 1998. ..........320,619 ............26,462 ..........294,157 ...............94.0 .............169.4 ...............90.4 ....................0 ....................0 ...........100.00 ............18,330 .............2,3078. 1999. ..........383,506 ............31,564 ..........351,942 ...............90.4 .............117.9 ...............88.6 ....................0 ....................0 ...........100.00 ............35,441 .............5,4789. 2000. ..........369,148 ............22,813 ..........346,334 ...............78.2 ...............97.2 ...............77.2 ....................0 ....................0 ...........100.00 ............69,639 .............9,978

10. 2001. ..........346,298 ............11,127 ..........335,170 ...............67.1 ...............46.5 ...............68.1 ....................0 ....................0 ...........100.00 ..........114,685 ............18,74111. 2002. ..........328,715 ............14,773 ..........313,942 ...............63.0 ...............50.5 ...............63.7 ....................0 ....................0 ...........100.00 ..........195,927 ............29,44012. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..........450,026 ............69,593


54

SCHEDULE P - PART 1D - WORKERS' COMPENSATION($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... .........XXX....... .........XXX....... .........XXX....... ........82,684 ........30,186 ..........5,595 ..........1,195 ..........4,261 .............201 .............311 ...........60,958 ......XXX.......2. 1993....... ......1,856,758 .........504,532 ......1,352,226 ......829,071 ......259,641 ........50,606 ........14,808 ........51,453 ..........2,147 ..........6,425 .........654,534 ......124,9813. 1994....... ......1,585,143 .........337,622 ......1,247,521 ......788,833 ......189,686 ........53,818 ........12,671 ........59,009 ..........2,232 ..........9,171 .........697,072 ......125,6664. 1995....... ......1,463,525 .........213,441 ......1,250,084 ......686,995 ......106,337 ........51,034 ..........8,391 ........66,073 ..........3,488 ........10,433 .........685,885 ......125,6715. 1996....... ......1,338,359 .........154,128 ......1,184,231 ......625,700 ........75,063 ........46,624 ..........5,167 ........67,485 ..........5,515 ........10,363 .........654,063 ......121,1376. 1997....... ......1,193,103 .........104,148 ......1,088,955 ......618,437 ........58,771 ........48,214 ..........3,538 ........62,392 ..........5,443 ........12,931 .........661,291 ......129,9517. 1998....... ......1,184,808 ...........73,778 ......1,111,030 ......618,668 ........40,042 ........55,921 ..........2,683 ........64,174 ..........4,169 ..........8,623 .........691,870 ......137,9598. 1999....... ......1,085,585 ...........78,869 ......1,006,716 ......539,244 ........42,706 ........51,403 ..........2,683 ........61,219 ..........4,019 ..........6,998 .........602,457 ......117,7059. 2000....... ......1,079,102 ...........83,653 .........995,449 ......417,192 ........40,574 ........42,669 ..........3,205 ........52,573 ..........2,874 ..........3,596 .........465,781 ......103,149

10. 2001....... ......1,157,797 ...........81,461 ......1,076,336 ......295,541 ........20,361 ........29,458 ..........1,266 ........43,005 ..........2,001 ..........1,185 .........344,376 ........98,85411. 2002....... ......1,460,477 .........123,188 ......1,337,289 ......131,052 ..........9,052 ........11,341 .............529 ........25,573 ................0 .............136 .........158,385 ........91,57912. Totals..... .........XXX....... .........XXX....... .........XXX....... ...5,633,417 ......872,417 ......446,682 ........56,137 ......557,216 ........32,089 ........70,172 ......5,676,672 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... .....644,215 .....193,474 .....499,228 .....148,702 .......25,861 .........5,017 .......28,858 .......10,752 .......15,023 ............684 ............674 .........854,557 .........6,6542. 1993.... .......86,471 .......15,441 .......26,665 .......10,286 .........3,995 ............618 .........1,630 ............473 .........4,168 ............821 ............247 ...........95,291 ............6913. 1994.... .......68,237 .......14,926 .......59,385 .........7,614 .........2,963 ..............52 .........3,580 ............755 .........4,492 ............744 ............536 .........114,565 ............8374. 1995.... .......87,148 .......22,501 .......54,694 .........7,061 .........3,851 ............104 .........3,332 ............645 .........4,198 ............616 .........1,074 .........122,295 ............9715. 1996.... .......83,841 .........8,546 .......49,331 .........1,075 .........4,193 ...........(193) .........2,989 ............307 .........5,169 .........1,374 .........1,712 .........134,414 ............9506. 1997.... .....118,550 .......11,540 .......57,185 .......11,283 .........7,217 ............497 .........3,403 ............699 .........5,863 .........1,307 .........4,121 .........166,893 .........1,6987. 1998.... .....130,943 .........8,442 .......82,139 .........2,673 .........8,189 ...........(309) .........5,486 ............592 .........8,524 .........1,450 .........5,263 .........222,434 .........1,8978. 1999.... .....175,145 .........8,416 .......62,334 .........6,026 .......13,257 ..............40 .........4,810 ............599 .......12,560 .........1,761 .........8,431 .........251,265 .........2,4539. 2000.... .....192,333 .......18,344 .......66,912 .........3,907 .......16,574 ...........(277) .........6,554 ............691 .......19,542 .........2,171 .........9,968 .........277,078 .........3,346

10. 2001.... .....251,181 .......12,886 .....508,819 .....201,486 .......30,033 .........4,700 .......45,813 .......16,665 .......30,770 .........2,729 .......11,683 .........628,148 .........5,98611. 2002.... .....279,276 .......23,051 .....431,722 .......32,976 .......20,603 ........(1,047) .......28,854 .........4,543 .......40,466 ................0 .......12,773 .........741,396 .......19,08212. Totals.. ..2,117,339 .....337,567 ..1,898,413 .....433,088 .....136,737 .........9,203 .....135,307 .......36,722 .....150,776 .......13,656 .......56,482 ......3,608,335 .......44,565




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..........801,267 ............53,2902. 1993. .......1,054,060 ..........304,234 ..........749,825 ...............56.8 ...............60.3 ...............55.5 ....................0 ....................0 ...........100.00 ............87,410 .............7,8823. 1994. .......1,040,316 ..........228,679 ..........811,637 ...............65.6 ...............67.7 ...............65.1 ....................0 ....................0 ...........100.00 ..........105,082 .............9,4834. 1995. ..........957,323 ..........149,143 ..........808,180 ...............65.4 ...............69.9 ...............64.7 ....................0 ....................0 ...........100.00 ..........112,279 ............10,0165. 1996. ..........885,332 ............96,854 ..........788,478 ...............66.2 ...............62.8 ...............66.6 ....................0 ....................0 ...........100.00 ..........123,551 ............10,8636. 1997. ..........921,262 ............93,078 ..........828,184 ...............77.2 ...............89.4 ...............76.1 ....................0 ....................0 ...........100.00 ..........152,912 ............13,9817. 1998. ..........974,044 ............59,741 ..........914,303 ...............82.2 ...............81.0 ...............82.3 ....................0 ....................0 ...........100.00 ..........201,967 ............20,4668. 1999. ..........919,972 ............66,250 ..........853,722 ...............84.7 ...............84.0 ...............84.8 ....................0 ....................0 ...........100.00 ..........223,038 ............28,2279. 2000. ..........814,349 ............71,490 ..........742,859 ...............75.5 ...............85.5 ...............74.6 ....................0 ....................0 ...........100.00 ..........236,993 ............40,085

10. 2001. .......1,234,618 ..........262,094 ..........972,524 .............106.6 .............321.7 ...............90.4 ....................0 ....................0 ...........100.00 ..........545,627 ............82,52111. 2002. ..........968,886 ............69,106 ..........899,781 ...............66.3 ...............56.1 ...............67.3 ....................0 ....................0 ...........100.00 ..........654,970 ............86,42612. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .......3,245,097 ..........363,239


55

SCHEDULE P - PART 1E - COMMERCIAL MULTIPLE PERIL($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... .........XXX....... .........XXX....... .........XXX....... ........11,218 ..........9,616 ..........9,976 ........17,014 .............125 ................0 ..........1,446 ............(5,310) ......XXX.......2. 1993....... .........783,649 ...........85,930 .........697,719 ......440,639 ........43,804 ........67,901 ..........1,591 ........24,818 ................0 ..........9,862 .........487,963 ........73,3323. 1994....... .........885,161 .........104,118 .........781,043 ......460,377 ........25,643 ........74,245 .............816 ........26,438 ................0 ........13,202 .........534,600 ........85,2584. 1995....... .........956,279 .........115,928 .........840,351 ......440,353 ........22,305 ........76,652 .............922 ........32,393 ................0 ........12,667 .........526,170 ........85,0935. 1996....... .........952,045 .........102,000 .........850,045 ......549,236 ........63,392 ........72,977 ..........2,796 ........36,654 ................0 ........14,913 .........592,678 ........86,1546. 1997....... .........955,173 ...........91,994 .........863,179 ......466,738 ........32,313 ........75,330 ..........2,242 ........35,960 ................0 ........20,764 .........543,473 ........81,1177. 1998....... .........990,301 ...........89,994 .........900,307 ......541,257 ........33,358 ........60,965 ..........1,128 ........51,671 ................0 ........19,645 .........619,407 ........95,9048. 1999....... ......1,061,989 ...........98,710 .........963,279 ......571,703 ........46,465 ........59,954 ..........1,232 ........55,239 ................0 ........20,685 .........639,199 ......106,4699. 2000....... ......1,192,520 .........105,022 ......1,087,498 ......517,850 ........39,526 ........42,179 ..........1,193 ........55,083 ................0 ........14,978 .........574,392 ......111,765

10. 2001....... ......1,317,564 .........136,696 ......1,180,868 ......567,420 ......114,415 ........26,185 ..........1,978 ........46,116 ................0 ........12,121 .........523,328 ......105,90511. 2002....... ......1,504,173 .........133,837 ......1,370,336 ......261,174 ........18,341 ..........5,697 .............160 ........26,046 ................0 ..........6,170 .........274,416 ........80,69712. Totals..... .........XXX....... .........XXX....... .........XXX....... ...4,827,963 ......449,176 ......572,059 ........31,073 ......390,543 ................0 ......146,453 ......5,310,316 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... .......29,502 .......13,104 .........4,474 ............698 .........2,361 ............180 ............870 ............206 .........1,594 ................0 ..............76 ...........24,613 .........2,8712. 1993.... .........3,504 ............367 ............178 ................4 ............878 ..............67 ..............71 ..............17 ............651 ................0 ..............80 .............4,827 ............6613. 1994.... .........7,131 ..............22 ............259 ................7 .........1,386 ............106 ............112 ..............27 ............850 ................0 ............215 .............9,578 ............7604. 1995.... .........7,725 ................8 ...........(231) ..............(6) .........2,439 ............186 ............197 ..............47 .........1,116 ................0 ............473 ...........11,012 ............8845. 1996.... .......14,317 .........2,521 ...........(378) .............(60) .........3,355 ............256 ............270 ..............64 .........1,604 ................0 ............804 ...........16,388 ............9906. 1997.... .......22,865 ............180 ........(1,011) ...........(132) .........7,315 ............557 ............590 ............140 .........2,419 ................0 .........2,665 ...........31,432 .........1,0517. 1998.... .......37,794 .........1,606 .........2,132 ..............66 .......12,238 ............932 ............986 ............234 .........3,478 ................0 .........4,516 ...........53,790 .........1,5278. 1999.... .......76,282 .........2,881 .........2,557 ............135 .......23,375 .........1,780 .........1,884 ............447 .........5,960 ................0 .......10,391 .........104,815 .........2,4519. 2000.... .......98,885 .........4,352 .......32,719 ............751 .......31,587 .........2,406 .........7,697 .........1,827 .........9,979 ................0 .......12,754 .........171,531 .........3,423

10. 2001.... .....189,791 .......67,908 .....194,589 .......36,426 .......45,558 .........3,470 .......31,869 .........7,564 .......20,360 ................0 .......20,117 .........366,799 .........5,26111. 2002.... .....193,063 .......10,798 .....159,778 .........4,156 .......45,644 .........3,477 .......23,674 .........5,619 .......54,834 ................0 .......25,864 .........452,944 .......16,41312. Totals.. .....680,860 .....103,747 .....395,066 .......42,045 .....176,135 .......13,416 .......68,220 .......16,191 .....102,844 ................0 .......77,955 ......1,247,727 .......36,292




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............20,174 .............4,4392. 1993. ..........538,639 ............45,850 ..........492,789 ...............68.7 ...............53.4 ...............70.6 ....................0 ....................0 ...........100.00 .............3,311 .............1,5163. 1994. ..........570,798 ............26,621 ..........544,178 ...............64.5 ...............25.6 ...............69.7 ....................0 ....................0 ...........100.00 .............7,361 .............2,2164. 1995. ..........560,643 ............23,461 ..........537,182 ...............58.6 ...............20.2 ...............63.9 ....................0 ....................0 ...........100.00 .............7,493 .............3,5195. 1996. ..........678,034 ............68,968 ..........609,066 ...............71.2 ...............67.6 ...............71.7 ....................0 ....................0 ...........100.00 ............11,479 .............4,9096. 1997. ..........610,206 ............35,301 ..........574,905 ...............63.9 ...............38.4 ...............66.6 ....................0 ....................0 ...........100.00 ............21,806 .............9,6267. 1998. ..........710,522 ............37,325 ..........673,197 ...............71.7 ...............41.5 ...............74.8 ....................0 ....................0 ...........100.00 ............38,254 ............15,5368. 1999. ..........796,954 ............52,940 ..........744,014 ...............75.0 ...............53.6 ...............77.2 ....................0 ....................0 ...........100.00 ............75,823 ............28,9929. 2000. ..........795,979 ............50,056 ..........745,923 ...............66.7 ...............47.7 ...............68.6 ....................0 ....................0 ...........100.00 ..........126,500 ............45,031

10. 2001. .......1,121,887 ..........231,760 ..........890,127 ...............85.1 .............169.5 ...............75.4 ....................0 ....................0 ...........100.00 ..........280,046 ............86,75311. 2002. ..........769,910 ............42,550 ..........727,360 ...............51.2 ...............31.8 ...............53.1 ....................0 ....................0 ...........100.00 ..........337,887 ..........115,05712. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..........930,134 ..........317,593


56

SCHEDULE P - PART 1F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... .........XXX....... .........XXX....... .........XXX....... .............676 ...............(0) .............220 ................0 .............141 ................0 ................5 .............1,038 ......XXX.......2. 1993....... .............1,389 ................399 ................990 .............430 .............193 ..............71 ...............(4) .............893 ................0 ................0 .............1,205 .............1413. 1994....... .............1,822 ................237 .............1,585 .............123 ..............98 ..............38 ................0 .............748 ................0 ................0 ................811 ..............174. 1995....... ................366 ................498 ..............(132) .............155 .............132 .............129 ................0 .............634 ................0 ................0 ................786 ..............205. 1996....... ................866 ................576 ................290 .............(43) ................0 ...........(113) ................0 .............429 ................0 ................0 ................273 ................96. 1997....... ................531 ................490 .................41 .............116 ..............38 ..............68 ................0 ................6 ................0 ................0 ................152 ..............857. 1998....... .................93 ............(1,807) .............1,900 .............229 ................0 .............131 ................8 ................5 ................0 ................0 ................358 ..............298. 1999....... ................(53) ..............(562) ................509 .............154 ...............(1) .............147 ...............(0) ................0 ................0 ................0 ................302 ................89. 2000....... ...................7 ...................0 ...................7 ..............82 ................0 ..............24 ................0 ................0 ................0 ................0 ................105 ..............10

10. 2001....... ...................2 .............2,215 ............(2,213) ................4 ...............(0) ..............27 ...............(0) ...............(0) ................0 ................0 .................31 ..............1411. 2002....... ...................2 ...................0 ...................2 ..............23 ................0 ................0 ................0 ................0 ................0 ................0 .................23 ..............5012. Totals..... .........XXX....... .........XXX....... .........XXX....... ..........1,949 .............460 .............742 ................3 ..........2,856 ................0 ................5 .............5,085 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... ............959 ........(1,023) ............267 ................0 ............899 ............113 ............374 ................0 .............(56) ................0 ................0 .............3,353 ..............332. 1993.... ................0 ............286 ................1 ................0 ................5 ................1 ................5 ................0 ................0 ................0 ................0 ...............(275) ................03. 1994.... ................0 ................2 ................0 ................0 ................2 ................0 ................2 ................0 ................0 ................0 ................0 ....................1 ................04. 1995.... ................0 ................0 ................0 ................0 ................9 ................1 ..............10 ................0 ..............(4) ................0 ................0 ..................14 ................05. 1996.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ..............(0) ................0 ................0 ...................(0) ................06. 1997.... ................0 ................0 ................0 ................0 ..............12 ................2 ..............14 ................0 ................0 ................0 ................0 ..................25 ................07. 1998.... ............255 ................0 ................1 ................0 ..............25 ................3 ..............30 ................0 ..............(2) ................0 ................0 ................306 ................28. 1999.... ............250 ................0 ................1 ................0 ..............75 ................9 ..............88 ................0 ..............(0) ................0 ................0 ................404 ................19. 2000.... ................0 ..............(1) ..............35 ................0 ..............72 ................9 ..............83 ................0 ..............(0) ................0 ................0 ................181 ................0

10. 2001.... ............300 ................0 ..............73 ................0 ............245 ..............31 ............286 ................0 ................0 ................0 ................0 ................874 ................211. 2002.... ..............29 ................0 ............167 ................0 ..............72 ................9 ..............83 ................0 ................0 ................0 ................0 ................342 ................812. Totals.. .........1,793 ...........(736) ............546 ................0 .........1,415 ............179 ............976 ................0 .............(62) ................0 ................0 .............5,225 ..............46




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............2,250 .............1,1032. 1993. .............1,405 ................475 ................930 .............101.1 .............119.0 ...............93.9 ....................0 ....................0 ...........100.00 ...............(284) ....................93. 1994. ................913 ................100 ................813 ...............50.1 ...............42.3 ...............51.3 ....................0 ....................0 ...........100.00 ...................(2) ....................34. 1995. ................934 ................133 ................801 .............255.2 ...............26.7 ............(606.7) ....................0 ....................0 ...........100.00 ....................0 ..................145. 1996. ................273 ....................0 ................272 ...............31.5 .................0.0 ...............93.9 ....................0 ....................0 ...........100.00 ...................(0) ...................(0)6. 1997. ................217 ..................40 ................178 ...............40.9 .................8.1 .............433.0 ....................0 ....................0 ...........100.00 ....................0 ..................257. 1998. ................675 ..................11 ................664 .............725.3 ................(0.6) ...............34.9 ....................0 ....................0 ...........100.00 ................256 ..................508. 1999. ................715 ....................8 ................706 .........(1,348.7) ................(1.5) .............138.8 ....................0 ....................0 ...........100.00 ................251 ................1539. 2000. ................295 ....................8 ................287 ..........4,213.8 .................0.0 ..........4,093.0 ....................0 ....................0 ...........100.00 ..................35 ................146

10. 2001. ................935 ..................30 ................905 ........46,763.6 .................1.4 ..............(40.9) ....................0 ....................0 ...........100.00 ................373 ................50111. 2002. ................374 ....................9 ................365 ........18,697.4 .................0.0 ........18,246.2 ....................0 ....................0 ...........100.00 ................196 ................14612. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............3,075 .............2,151


57

SCHEDULE P - PART 1F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS-MADE($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... .........XXX....... .........XXX....... .........XXX....... ................0 ................0 ..............27 ................0 ..............21 ................0 ................0 .................48 ......XXX.......2. 1993....... ...........19,056 .................34 ...........19,022 ..........6,916 ................0 ..........3,078 .............(34) .............516 ................0 ................0 ...........10,543 .............8993. 1994....... ...........17,783 .................40 ...........17,743 ..........6,332 ................0 ..........2,805 ................0 .............443 ................0 ................0 .............9,580 .............4614. 1995....... ...........16,350 .................36 ...........16,314 ..........5,951 ................0 ..........2,544 .............(12) .............512 ................0 ................0 .............9,019 .............4175. 1996....... ...........15,748 ...................0 ...........15,748 ..........8,324 ...........(252) ..........2,969 .............(54) .............662 ................0 ................0 ...........12,261 .............3226. 1997....... ...........15,165 ...................0 ...........15,165 ..........4,564 ...........(102) ..........2,171 .............(66) .............575 ................0 ................0 .............7,478 .............2907. 1998....... ...........11,142 ...................6 ...........11,136 ..........5,772 .............354 ..........2,507 .............118 .............462 ................0 ................0 .............8,269 .............1508. 1999....... ................551 ..............(531) .............1,082 .............234 ................0 .............368 ..............47 .............366 ................0 ................0 ................921 ..............119. 2000....... ...................0 ...................0 ...................0 ................0 ................0 ................0 ................0 .............154 ................0 ................0 ................154 ................0

10. 2001....... ...................0 ...................0 ...................0 ................0 ................0 ................0 ................0 ..............58 ................0 ................0 .................58 ................011. 2002....... ...................0 ...................0 ...................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ...................0 ................012. Totals..... .........XXX....... .........XXX....... .........XXX....... ........38,094 ................0 ........16,469 ................0 ..........3,769 ................0 ................1 ...........58,332 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... ............150 ................0 ............260 ................0 ..............34 ................0 ..............17 ................0 .............(34) ................0 ................0 ................428 ..............252. 1993.... ............101 ................0 ..............10 ................0 ..............61 ................0 ................3 ................0 .............(29) ................0 ................0 ................146 ................73. 1994.... ................0 ................0 ............733 ................0 ..............75 ................0 ..............80 ................0 .............(44) ................0 ................0 ................844 ................84. 1995.... ............495 ................0 .........1,315 ................0 ............189 ................0 ............114 ................0 .............(62) ................0 ................0 .............2,052 ................95. 1996.... ............830 ................0 .........2,113 ................0 ............342 ................0 ............203 ................0 ...........(110) ................0 ................0 .............3,378 ..............176. 1997.... ............736 ................0 .........2,007 ................0 ............388 ................0 ............237 ................0 ...........(158) ................0 ................0 .............3,210 ................97. 1998.... .........1,280 ................0 .........5,139 ................0 ............685 ................0 ............485 ................0 ...........(202) ................0 ................0 .............7,387 ................28. 1999.... ............100 ................0 .........1,301 ................0 ............164 ................0 ............152 ................0 ...........(310) ................0 ................0 .............1,407 ................09. 2000.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0

10. 2001.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................011. 2002.... ..............53 ........(2,208) ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 .............2,261 ................012. Totals.. .........3,746 ........(2,208) .......12,878 ................0 .........1,938 ................0 .........1,292 ................0 ...........(949) ................0 ................0 ...........21,113 ..............77




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ................410 ..................172. 1993. ............10,656 .................(34) ............10,689 ...............55.9 ..............(98.7) ...............56.2 ....................0 ....................0 ...........100.00 ................111 ..................343. 1994. ............10,424 ....................0 ............10,424 ...............58.6 .................0.0 ...............58.8 ....................0 ....................0 ...........100.00 ................733 ................1114. 1995. ............11,059 .................(12) ............11,071 ...............67.6 ..............(33.9) ...............67.9 ....................0 ....................0 ...........100.00 .............1,810 ................2425. 1996. ............15,333 ...............(306) ............15,639 ...............97.4 .................0.0 ...............99.3 ....................0 ....................0 ...........100.00 .............2,943 ................4356. 1997. ............10,521 ...............(168) ............10,688 ...............69.4 .................0.0 ...............70.5 ....................0 ....................0 ...........100.00 .............2,743 ................4677. 1998. ............16,129 ................472 ............15,656 .............144.8 ..........7,873.1 .............140.6 ....................0 ....................0 ...........100.00 .............6,419 ................9688. 1999. .............2,374 ..................47 .............2,328 .............430.9 ................(8.8) .............215.1 ....................0 ....................0 ...........100.00 .............1,401 ....................69. 2000. ................154 ....................0 ................154 .................0.0 .................0.0 .................0.0 ....................0 ....................0 ...........100.00 ....................0 ....................0

10. 2001. ..................58 ....................0 ..................58 .................0.0 .................0.0 .................0.0 ....................0 ....................0 ...........100.00 ....................0 ....................011. 2002. ..................53 ............(2,208) .............2,261 .................0.0 .................0.0 .................0.0 ....................0 ....................0 ...........100.00 .............2,261 ....................012. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............18,832 .............2,281


58

SCHEDULE P - PART 1G - SPECIAL LIABILITY(OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY)

($000 omitted)Premiums Earned Loss and Loss Expense Payments 12

Years in Which 1 2 3 Defense and Cost Adjusting and Other 10 11 NumberPremiums Loss Payments Containment Payments Payments of

Were 4 5 6 7 8 9 Salvage Total ClaimsEarned and Direct Direct Direct Direct and Net Paid Reported-

Losses Were and Net and and and Subrogation (Cols. 4 - 5 + Direct andIncurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed

1. Prior....... .........XXX....... .........XXX....... .........XXX....... .............332 ..............35 .............268 ..............16 ...............(1) ................0 ..............31 ................548 ......XXX.......2. 1993....... ...........76,879 ...........30,222 ...........46,657 ........44,086 ........23,695 ..........2,597 .............761 .............989 ................0 ..........1,718 ...........23,216 ......XXX.......3. 1994....... ...........59,187 ...........17,209 ...........41,978 ........35,467 ........15,813 ..........1,815 .............121 .............744 ................0 ..........1,065 ...........22,092 ......XXX.......4. 1995....... ...........74,905 ...........25,286 ...........49,619 ........35,871 ........14,433 ..........3,333 ..........1,015 .............659 ................0 ..........1,056 ...........24,415 ......XXX.......5. 1996....... .........102,744 ...........43,206 ...........59,538 ........46,850 ........19,768 ..........4,947 ..........1,381 .............593 ................0 .............971 ...........31,240 ......XXX.......6. 1997....... .........133,242 ...........63,394 ...........69,848 ........60,909 ........27,520 ..........6,686 ..........3,104 .............760 ................0 ..........1,304 ...........37,731 ......XXX.......7. 1998....... .........120,687 ...........53,879 ...........66,808 ........81,570 ........35,526 ..........7,016 ..........2,935 ..........1,283 ................0 ..........1,275 ...........51,408 ......XXX.......8. 1999....... .........120,270 ...........50,934 ...........69,336 ........66,299 ........28,996 ..........5,546 ..........2,651 .............681 ................0 ..........1,572 ...........40,879 ......XXX.......9. 2000....... .........127,804 ...........57,812 ...........69,992 ........64,137 ........31,447 ..........5,676 ..........2,929 .............(67) ................0 ..........1,124 ...........35,370 ......XXX.......

10. 2001....... .........138,223 ...........72,601 ...........65,622 ........60,319 ........37,068 ..........4,009 ..........2,235 .............(62) ................0 .............754 ...........24,963 ......XXX.......11. 2002....... .........201,633 .........112,837 ...........88,796 ........41,286 ........27,685 ..........1,776 ..........1,056 .............(63) ................0 ..............90 ...........14,258 ......XXX.......12. Totals..... .........XXX....... .........XXX....... .........XXX....... ......537,128 ......261,987 ........43,669 ........18,204 ..........5,516 ................0 ........10,961 .........306,122 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... .........1,783 ...........(674) ............917 ............100 .............(93) .............(80) ..............(0) ..............(0) ................0 ................0 ................0 .............3,261 ..............282. 1993.... ............220 ................0 ............140 ..............15 ..............97 ..............84 ................0 ................0 ................0 ................0 ................2 ................358 ................83. 1994.... ............239 ................0 ............237 ..............25 ............102 ..............88 ................0 ................0 ................0 ................0 ................1 ................465 ................74. 1995.... ............402 ..............30 ............174 ..............20 ............383 ............330 ................1 ................1 ................0 ................0 ................1 ................579 ................85. 1996.... ............886 ..............91 ...........(161) .............(13) ............591 ............510 ................3 ................2 ................0 ................0 ................1 ................729 ................96. 1997.... .........2,138 ............514 ..............38 ..............11 ............704 ............607 ................3 ................2 ................0 ................0 ................2 .............1,747 ..............157. 1998.... .........3,499 ............387 ............123 ..............28 .........1,958 .........1,689 ................9 ................6 ................0 ................0 ..............15 .............3,478 ..............118. 1999.... .........7,088 .........8,183 ............414 ............219 .........2,209 .........1,905 ..............10 ................7 ................2 ................0 ..............71 ...............(593) ..............139. 2000.... .......10,173 .........4,572 .........1,066 ............323 .........3,721 .........3,210 ................7 ................5 ............123 ................0 ............403 .............6,979 ................9

10. 2001.... .......72,323 .......69,152 .........5,921 .........5,178 .........4,883 .........4,212 ..............19 ..............14 ............418 ................0 ............901 .............5,008 ..............2811. 2002.... .......35,499 .......21,048 .........6,437 .........1,129 .........4,621 .........3,986 ..............21 ..............15 ............373 ................0 .........1,433 ...........20,771 ............15112. Totals.. .....134,247 .....103,303 .......15,305 .........7,035 .......19,176 .......16,542 ..............72 ..............52 ............916 ................0 .........2,830 ...........42,783 ............287




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............3,273 .................(13)2. 1993. ............48,129 ............24,555 ............23,575 ...............62.6 ...............81.2 ...............50.5 ....................0 ....................0 ...........100.00 ................345 ..................133. 1994. ............38,604 ............16,047 ............22,557 ...............65.2 ...............93.2 ...............53.7 ....................0 ....................0 ...........100.00 ................451 ..................144. 1995. ............40,823 ............15,829 ............24,994 ...............54.5 ...............62.6 ...............50.4 ....................0 ....................0 ...........100.00 ................526 ..................535. 1996. ............53,708 ............21,739 ............31,969 ...............52.3 ...............50.3 ...............53.7 ....................0 ....................0 ...........100.00 ................647 ..................826. 1997. ............71,237 ............31,759 ............39,479 ...............53.5 ...............50.1 ...............56.5 ....................0 ....................0 ...........100.00 .............1,650 ..................987. 1998. ............95,458 ............40,571 ............54,886 ...............79.1 ...............75.3 ...............82.2 ....................0 ....................0 ...........100.00 .............3,207 ................2718. 1999. ............82,249 ............41,962 ............40,287 ...............68.4 ...............82.4 ...............58.1 ....................0 ....................0 ...........100.00 ...............(901) ................3089. 2000. ............84,835 ............42,487 ............42,349 ...............66.4 ...............73.5 ...............60.5 ....................0 ....................0 ...........100.00 .............6,343 ................636

10. 2001. ..........147,830 ..........117,859 ............29,971 .............107.0 .............162.3 ...............45.7 ....................0 ....................0 ...........100.00 .............3,914 .............1,09411. 2002. ............89,950 ............54,920 ............35,030 ...............44.6 ...............48.7 ...............39.4 ....................0 ....................0 ...........100.00 ............19,758 .............1,01312. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............39,214 .............3,569


59

SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... .........XXX....... .........XXX....... .........XXX....... ........96,359 ........89,161 ........29,224 ........13,822 .............532 ................0 .........(1,679) ...........23,133 ......XXX.......2. 1993....... .........362,583 ...........36,154 .........326,429 ......116,631 ..........6,731 ........50,228 ..........2,813 ........12,940 ................0 ..............37 .........170,255 ........15,4753. 1994....... .........398,176 ...........34,658 .........363,518 ......167,833 ..........3,483 ........49,561 ..........1,096 ........13,223 ................0 .............712 .........226,038 ........16,9644. 1995....... .........380,068 ...........34,637 .........345,431 ......143,804 ..........4,241 ........47,358 .............762 ........13,897 ................0 .............514 .........200,057 ........16,0825. 1996....... .........363,856 ...........35,087 .........328,769 ......162,495 ........10,535 ........48,979 .............889 ........15,895 ................0 ..............32 .........215,945 ........15,3186. 1997....... .........409,475 ...........40,951 .........368,524 ......180,899 ........19,625 ........45,708 ..........2,233 ........14,688 ................0 .............140 .........219,437 ........13,8107. 1998....... .........411,586 ...........61,724 .........349,862 ......185,526 ........27,985 ........38,664 .........(1,071) ........18,553 ................0 .............216 .........215,829 ........12,3808. 1999....... .........346,971 ...........53,636 .........293,335 ......160,092 ........48,832 ........32,689 ..........1,066 ........17,979 ................0 ..............16 .........160,862 ........12,0229. 2000....... .........339,734 ...........89,863 .........249,871 ........95,409 ........26,152 ........18,740 ..........1,038 ........16,336 ................0 ..............19 .........103,296 ........12,612

10. 2001....... .........356,274 .........384,730 ..........(28,456) ........40,146 ..........7,836 ..........5,457 .............150 ........13,760 ................0 ..............10 ...........51,378 ..........8,85711. 2002....... .........367,813 .........108,754 .........259,059 ..........8,363 ..........1,288 ..........1,284 ..............81 ........10,155 ................0 ................8 ...........18,434 ..........4,51912. Totals..... .........XXX....... .........XXX....... .........XXX....... ...1,357,556 ......245,867 ......367,894 ........22,879 ......147,958 ................0 ..............25 ......1,604,663 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... .....543,386 .....509,410 .....578,353 .....462,882 .....115,747 .....113,307 .....119,170 .....117,057 .........1,660 ................0 ................0 .........155,660 .........4,6972. 1993.... .........8,796 .........5,549 .......19,926 .........5,340 .........2,341 .........1,222 .........2,088 .........1,287 ............369 ................0 ................0 ...........20,121 ............1883. 1994.... .......10,800 ............948 .......39,503 .........5,940 .........1,188 ............209 .........1,005 ............220 ............437 ................0 ................0 ...........45,617 ............2164. 1995.... .......14,312 .........1,660 .......38,478 .........6,623 .........1,658 ............366 .........1,281 ............385 ............565 ................0 ................3 ...........47,261 ............3545. 1996.... .......22,050 ............168 .......52,553 .........5,196 .........2,777 ..............37 .........1,739 ..............39 ............783 ................0 ................3 ...........74,461 ............2066. 1997.... .......24,144 ............899 .......55,482 .........5,910 .........4,630 ............198 .........2,950 ............209 .........1,144 ................0 ..............18 ...........81,133 ............2977. 1998.... .......32,887 ........(1,505) .......62,095 .........3,583 .........8,317 ...........(332) .........4,676 ...........(349) .........6,468 ................0 ..............33 .........113,047 ............4708. 1999.... .......48,200 .........5,950 .......93,125 .........5,702 .......13,798 .........1,310 .........9,041 .........1,380 .........5,701 ................0 ..............28 .........155,523 ............5359. 2000.... .......63,452 .........8,691 .....134,260 .........8,357 .......16,309 .........1,914 .......11,439 .........2,016 .........7,004 ................0 ..............46 .........211,484 .........1,163

10. 2001.... .......48,012 .........6,347 .....237,765 .......19,701 .......15,041 .........1,398 .......13,679 .........1,472 .........8,060 ................0 ..............44 .........293,640 ............84811. 2002.... .......26,813 .........4,576 .....210,622 .........4,480 .......15,552 .........1,008 .......15,925 .........1,061 .......12,041 ................0 ..............53 .........269,829 .........1,28012. Totals.. .....842,852 .....542,693 ..1,522,162 .....533,714 .....197,358 .....120,637 .....182,992 .....124,778 .......44,233 ................0 ............228 ......1,467,776 .......10,254




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..........149,446 .............6,2142. 1993. ..........213,319 ............22,942 ..........190,377 ...............58.8 ...............63.5 ...............58.3 ....................0 ....................0 ...........100.00 ............17,833 .............2,2883. 1994. ..........283,550 ............11,896 ..........271,654 ...............71.2 ...............34.3 ...............74.7 ....................0 ....................0 ...........100.00 ............43,416 .............2,2014. 1995. ..........261,354 ............14,036 ..........247,318 ...............68.8 ...............40.5 ...............71.6 ....................0 ....................0 ...........100.00 ............44,507 .............2,7535. 1996. ..........307,270 ............16,864 ..........290,406 ...............84.4 ...............48.1 ...............88.3 ....................0 ....................0 ...........100.00 ............69,238 .............5,2236. 1997. ..........329,645 ............29,074 ..........300,571 ...............80.5 ...............71.0 ...............81.6 ....................0 ....................0 ...........100.00 ............72,816 .............8,3177. 1998. ..........357,186 ............28,311 ..........328,875 ...............86.8 ...............45.9 ...............94.0 ....................0 ....................0 ...........100.00 ............92,905 ............20,1428. 1999. ..........380,626 ............64,240 ..........316,386 .............109.7 .............119.8 .............107.9 ....................0 ....................0 ...........100.00 ..........129,673 ............25,8509. 2000. ..........362,948 ............48,168 ..........314,780 .............106.8 ...............53.6 .............126.0 ....................0 ....................0 ...........100.00 ..........180,663 ............30,821

10. 2001. ..........381,921 ............36,904 ..........345,017 .............107.2 .................9.6 .........(1,212.5) ....................0 ....................0 ...........100.00 ..........259,730 ............33,91011. 2002. ..........300,755 ............12,493 ..........288,262 ...............81.8 ...............11.5 .............111.3 ....................0 ....................0 ...........100.00 ..........228,380 ............41,44912. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .......1,288,608 ..........179,168


60

SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... .........XXX....... .........XXX....... .........XXX....... ................7 ................2 ...............(6) ................0 ................0 ................0 ................0 ..................(0) ......XXX.......2. 1993....... ...........21,171 .............2,587 ...........18,584 ........19,718 .............(53) ..........5,846 .............250 ..........1,118 ................0 ................8 ...........26,485 ..........1,6773. 1994....... ...........44,603 .............3,247 ...........41,356 ........19,785 .............775 ..........4,689 .............(20) ..........1,261 ................0 ................0 ...........24,981 ..........1,3834. 1995....... ...........48,840 .............3,046 ...........45,794 ........16,622 ...........(239) ..........5,801 .............234 ..........1,085 ................0 ................1 ...........23,513 ..........1,1775. 1996....... ...........45,635 .............4,333 ...........41,302 ........12,832 ..........1,507 ..........4,737 ..............33 ..........1,129 ................0 ................0 ...........17,158 .............8236. 1997....... ...........49,790 .............5,036 ...........44,754 ........21,378 ..........2,176 ..........7,089 .............417 ..........1,399 ................0 ..............31 ...........27,274 .............9187. 1998....... ...........53,675 .............6,433 ...........47,242 ........23,211 ..........3,692 ........15,047 ..........2,148 ..........1,485 ................0 ................0 ...........33,903 ..........1,0608. 1999....... ...........60,043 .............7,741 ...........52,302 ........25,932 ..........2,453 ........15,580 ..........2,167 ..........1,919 ................0 ................0 ...........38,811 .............8519. 2000....... .........174,291 ...........78,298 ...........95,993 ........39,506 ..........9,200 ........20,610 ..........5,723 ..........3,470 ................0 ................0 ...........48,663 .............660

10. 2001....... .........307,638 .........190,150 .........117,488 ........26,558 ........11,596 ........17,606 ........10,128 ..........4,364 ................0 ................0 ...........26,805 .............22111. 2002....... .........412,344 .........243,576 .........168,768 ..........8,214 ..........4,715 ..........3,029 ..........1,322 ..........4,581 ................0 ................0 .............9,787 ..............5612. Totals..... .........XXX....... .........XXX....... .........XXX....... ......213,764 ........35,822 ......100,030 ........22,403 ........21,810 ................0 ..............41 .........277,378 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... ............226 ..............(1) ..............(1) ..............(1) .............(17) .............(10) ..............(2) ..............(2) ............180 ................0 ................0 ................397 ..............762. 1993.... ..............98 ................0 ..............(7) ..............(4) ..............(2) ..............(1) ................0 ................0 ..............65 ................0 ................0 ................159 ..............153. 1994.... ............483 ................0 ..............51 ..............28 .............(93) .............(55) .............(13) ..............(8) ..............92 ................0 ................0 ................556 ................54. 1995.... .........1,283 ............249 ..............61 ..............33 ...........(215) ...........(127) .............(16) .............(11) ............138 ................0 ................0 .............1,107 ..............185. 1996.... .........1,464 ............102 .............(12) ..............(7) ...........(319) ...........(188) ................0 ................0 ............224 ................0 ................0 .............1,450 ..............146. 1997.... .........1,783 ............311 ............133 ..............73 ...........(967) ...........(570) ...........(114) .............(75) ............360 ................0 ................0 .............1,457 ..............197. 1998.... .........1,623 ............447 .........3,817 .........2,445 ............547 ............323 ........(4,419) ........(2,924) ............535 ................0 ................0 .............1,813 ............1298. 1999.... .........6,430 .........1,227 .........9,580 .........7,360 ...........(852) ...........(502) ........(7,172) ........(4,746) ............808 ................0 ................0 .............5,455 ..............679. 2000.... .......19,373 .........7,208 .......36,455 .......26,361 ............242 ............143 .........2,034 .........1,346 .........1,200 ................0 ................0 ...........24,247 ..............78

10. 2001.... .......54,362 .......36,467 .....104,796 .......66,038 .........5,909 .........3,484 .......49,721 .......32,902 .........1,878 ................0 ................0 ...........77,777 ..............4211. 2002.... .......17,014 .........8,288 .....174,697 .......94,687 .......12,663 .........7,466 .....106,555 .......70,510 .........3,449 ................0 ................0 .........133,428 ..............3012. Totals.. .....104,137 .......54,299 .....329,571 .....197,012 .......16,896 .........9,961 .....146,575 .......96,992 .........8,929 ................0 ................0 .........247,844 ............493




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ................226 ................1722. 1993. ............26,835 ................192 ............26,643 .............126.8 .................7.4 .............143.4 ....................0 ....................0 ...........100.00 ..................94 ..................643. 1994. ............26,256 ................720 ............25,537 ...............58.9 ...............22.2 ...............61.7 ....................0 ....................0 ...........100.00 ................506 ..................504. 1995. ............24,760 ................140 ............24,620 ...............50.7 .................4.6 ...............53.8 ....................0 ....................0 ...........100.00 .............1,062 ..................455. 1996. ............20,055 .............1,448 ............18,607 ...............43.9 ...............33.4 ...............45.1 ....................0 ....................0 ...........100.00 .............1,356 ..................936. 1997. ............31,062 .............2,331 ............28,730 ...............62.4 ...............46.3 ...............64.2 ....................0 ....................0 ...........100.00 .............1,532 .................(76)7. 1998. ............41,846 .............6,130 ............35,716 ...............78.0 ...............95.3 ...............75.6 ....................0 ....................0 ...........100.00 .............2,548 ...............(735)8. 1999. ............52,225 .............7,959 ............44,266 ...............87.0 .............102.8 ...............84.6 ....................0 ....................0 ...........100.00 .............7,422 ............(1,968)9. 2000. ..........122,890 ............49,980 ............72,910 ...............70.5 ...............63.8 ...............76.0 ....................0 ....................0 ...........100.00 ............22,259 .............1,987

10. 2001. ..........265,195 ..........160,614 ..........104,581 ...............86.2 ...............84.5 ...............89.0 ....................0 ....................0 ...........100.00 ............56,654 ............21,12311. 2002. ..........330,201 ..........186,987 ..........143,215 ...............80.1 ...............76.8 ...............84.9 ....................0 ....................0 ...........100.00 ............88,736 ............44,69212. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..........182,397 ............65,447


61

SCHEDULE P - PART 1I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE,EARTHQUAKE, BURGLARY AND THEFT)

($000 omitted)Premiums Earned Loss and Loss Expense Payments 12

Years in Which 1 2 3 Defense and Cost Adjusting and Other 10 11 NumberPremiums Loss Payments Containment Payments Payments of

Were 4 5 6 7 8 9 Salvage Total ClaimsEarned and Direct Direct Direct Direct and Net Paid Reported-

Losses Were and Net and and and Subrogation (Cols. 4 - 5 + Direct andIncurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed

1. Prior....... ........XXX........ ........XXX........ ........XXX........ ........22,857 ........13,312 ..........7,510 ..........1,503 ..........2,801 ................0 .............860 ...........18,352 ......XXX.......2. 2001..... .........887,106 .........291,780 .........595,326 ......557,427 ......284,497 ........12,324 ..........3,429 ........12,282 ................0 ..........5,181 .........294,106 ......XXX.......3. 2002..... ......1,115,799 .........460,904 .........654,895 ......296,578 ......135,538 ..........6,475 .............472 ..........9,728 ................0 ..........2,559 .........176,771 ......XXX.......4. Totals..... ........XXX........ ........XXX........ ........XXX........ ......876,861 ......433,347 ........26,310 ..........5,405 ........24,810 ................0 ..........8,600 .........489,229 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... .......58,895 .......31,576 ........(8,985) ........(5,781) ..............97 ..............55 ............793 ............711 .........4,607 ................0 .........4,716 ...........28,846 .........2,1002. 2001... .......92,620 .......56,970 .......13,764 .........4,359 .........1,011 ............575 .........8,280 .........7,431 .........3,787 ................0 .........2,228 ...........50,127 ............2573. 2002... .......62,423 .........8,363 .....157,409 .......50,969 ............661 ............376 .........5,414 .........4,858 .......10,194 ................0 .........3,585 .........171,535 .........1,5874. Totals.. .....213,938 .......96,909 .....162,189 .......49,546 .........1,769 .........1,006 .......14,486 .......13,001 .......18,588 ................0 .......10,529 .........250,508 .........3,944




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............24,115 .............4,7312. 2001 ..........701,494 ..........357,261 ..........344,234 ...............79.1 .............122.4 ...............57.8 ....................0 ....................0 ...........100.00 ............45,055 .............5,0723. 2002 ..........548,882 ..........200,576 ..........348,306 ...............49.2 ...............43.5 ...............53.2 ....................0 ....................0 ...........100.00 ..........160,501 ............11,0344. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..........229,672 ............20,837


62

SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... ........XXX........ ........XXX........ ........XXX........ .........(2,757) ...........(103) ..........1,185 ..............96 ..........3,509 ................0 ..........6,134 ............1,943 ......XXX......2. 2001..... .........880,055 ...........34,080 .........845,975 ......554,411 ........18,967 ..........9,436 .............455 ........56,238 ................0 ......108,054 ........600,662 .....433,6643. 2002..... .........965,440 ...........32,432 .........933,008 ......517,519 ........12,073 ..........7,627 .............242 ........52,941 ................0 ........65,651 ........565,771 .....408,6914. Totals..... ........XXX........ ........XXX........ ........XXX........ ...1,069,172 ........30,938 ........18,248 .............793 ......112,688 ................0 ......179,839 .....1,168,377 ......XXX......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior... .........3,038 ............365 ........(4,679) ............147 ............669 ..............22 .............(45) ..............(3) .........9,628 ................0 .........7,054 .............8,080 .......28,8552. 2001.. .........1,044 ............296 ............920 ............252 ............290 ................9 .........1,541 ..............86 .........2,918 ................0 .......10,022 .............6,069 ............4893. 2002.. .......58,769 .........1,434 .........7,995 .........1,176 .........2,526 ..............81 ............636 ..............36 .......10,311 ................0 .......65,209 ...........77,511 .......23,1454. Totals. .......62,851 .........2,095 .........4,236 .........1,575 .........3,486 ............112 .........2,133 ............120 .......22,856 ................0 .......82,285 ...........91,660 .......52,489




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............(2,153) ............10,2332. 2001 ..........626,798 ............20,066 ..........606,732 ...............71.2 ...............58.9 ...............71.7 ....................0 ....................0 ...........100.00 .............1,416 .............4,6533. 2002 ..........658,324 ............15,042 ..........643,282 ...............68.2 ...............46.4 ...............68.9 ....................0 ....................0 ...........100.00 ............64,154 ............13,3574. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............63,418 ............28,243


63

SCHEDULE P - PART 1K - FIDELITY/SURETY($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... ........XXX........ ........XXX........ ........XXX........ ........15,697 ..........3,853 ..........4,266 .............947 ..........1,389 ................0 ..........5,305 ...........16,551 ......XXX.......2. 2001..... .........154,659 ...........23,270 .........131,389 ........34,813 ..........2,029 ..........3,932 ..........1,081 ..........1,896 ................0 ..........2,032 ...........37,531 ......XXX.......3. 2002..... .........165,133 ...........18,709 .........146,424 ........21,454 ..........2,757 .............560 ..............17 .............925 ................0 .............157 ...........20,166 ......XXX.......4. Totals..... ........XXX........ ........XXX........ ........XXX........ ........71,964 ..........8,640 ..........8,758 ..........2,044 ..........4,210 ................0 ..........7,493 ...........74,248 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... .......26,904 .........7,134 ........(4,207) .............(82) .........7,867 .........3,928 ............406 ............129 .........3,194 ................0 .........9,425 ...........23,054 ............4392. 2001... .......50,591 .......37,776 .........4,029 ............987 .......10,393 .........5,789 ............978 ............360 ............961 ................0 .........3,721 ...........22,039 ............5423. 2002... .......20,433 .........3,565 .......30,497 .........2,623 .........6,325 .........3,539 .........2,389 ............770 .........1,406 ................0 .........5,208 ...........50,553 .........1,0474. Totals.. .......97,928 .......48,475 .......30,319 .........3,528 .......24,585 .......13,256 .........3,772 .........1,259 .........5,560 ................0 .......18,354 ...........95,646 .........2,028




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............15,645 .............7,4102. 2001 ..........107,593 ............48,023 ............59,570 ...............69.6 .............206.4 ...............45.3 ....................0 ....................0 ...........100.00 ............15,856 .............6,1823. 2002 ............83,989 ............13,270 ............70,719 ...............50.9 ...............70.9 ...............48.3 ....................0 ....................0 ...........100.00 ............44,743 .............5,8114. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............76,244 ............19,402


64

SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... ........XXX........ ........XXX........ ........XXX........ ..........3,350 ..........3,350 .............107 .............107 ................0 ................0 ................0 ...................0 ......XXX.......2. 2001..... ...........99,174 ...........98,934 ................240 ........62,407 ........62,407 .............842 .............842 ................0 ................0 ................0 ...................0 ......XXX.......3. 2002..... ...........80,441 ...........80,441 ...................0 ........26,111 ........26,111 .............679 .............679 ................0 ................0 ................0 ...................0 ......XXX.......4. Totals..... ........XXX........ ........XXX........ ........XXX........ ........91,868 ........91,868 ..........1,628 ..........1,628 ................0 ................0 ................0 ...................0 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... ............476 ............476 ............615 ............233 ................0 ................0 ............117 ................0 ................0 ................0 ................0 ................500 ............4072. 2001... ................8 ................8 .........2,139 .........1,835 ................0 ................0 ............117 ................0 ................0 ................0 ................0 ................422 ............1913. 2002... .........1,604 .........1,604 .......28,618 .......28,618 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ............2134. Totals.. .........2,088 .........2,088 .......31,373 .......30,686 ................0 ................0 ............235 ................0 ................0 ................0 ................0 ................921 ............811




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ................382 ................1172. 2001 ............65,514 ............65,092 ................422 ...............66.1 ...............65.8 .............175.5 ....................0 ....................0 ...........100.00 ................304 ................1173. 2002 ............57,012 ............57,012 ....................0 ...............70.9 ...............70.9 .................0.0 ....................0 ....................0 ...........100.00 ....................0 ....................04. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ................687 ................235


65

SCHEDULE P - PART 1M - INTERNATIONAL($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... .........XXX....... .........XXX....... .........XXX....... .............197 .............293 ..............11 ................0 ................1 ................0 ................0 ................(83) ......XXX.......2. 1993....... ...........83,442 .............1,378 ...........82,064 ........41,248 ..........1,317 .............198 ................8 .............318 ................0 ................0 ...........40,439 ......XXX.......3. 1994....... ...........92,908 .............4,980 ...........87,928 ........33,966 .........(1,183) .............235 ................2 .............534 ................0 ................0 ...........35,915 ......XXX.......4. 1995....... ...........79,077 ................152 ...........78,925 ........36,598 .............150 ..............59 ................3 .............612 ................0 ................0 ...........37,116 ......XXX.......5. 1996....... ...........71,062 ................360 ...........70,702 ........35,651 .............105 .............118 ................0 .............185 ................0 ................0 ...........35,849 ......XXX.......6. 1997....... ...........74,552 ................347 ...........74,205 ........38,198 ..............84 .............143 ................0 .............426 ................0 ................0 ...........38,683 ......XXX.......7. 1998....... ...........68,603 ................398 ...........68,205 ........83,996 ..........1,124 .............397 ...............(0) .............517 ................0 ................0 ...........83,786 ......XXX.......8. 1999....... ...........77,547 .............1,298 ...........76,249 ........46,522 .............111 .............123 ................0 .............707 ................0 ................0 ...........47,241 ......XXX.......9. 2000....... ...........77,512 .............4,925 ...........72,587 ........34,128 .............150 .............103 ................0 ..........1,125 ................0 ................0 ...........35,207 ......XXX.......

10. 2001....... ...........66,303 ...........21,107 ...........45,196 ........35,933 ................0 .............198 ................0 ..........1,004 ................0 ................0 ...........37,135 ......XXX.......11. 2002....... ...........45,365 ................783 ...........44,582 ..........4,460 ................0 ..............41 ................0 .............179 ................0 ................0 .............4,680 ......XXX.......12. Totals..... .........XXX....... .........XXX....... .........XXX....... ......390,897 ..........2,152 ..........1,626 ..............13 ..........5,608 ................0 ................0 .........395,967 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... ........(2,228) ........(4,304) .......16,909 .......16,909 ................0 ................0 ................0 ................0 ................1 ................0 ................0 .............2,077 ................02. 1993.... .........3,801 .........3,004 .........1,805 .........1,805 ................0 ................0 ................3 ................0 ................0 ................0 ................0 ................801 ................03. 1994.... .........1,839 ............843 .........4,780 .........4,780 ................1 ................0 ..............14 ................0 ................0 ................0 ................0 .............1,011 ................04. 1995.... .........1,203 ................0 ................0 ................0 ................0 ................0 ................6 ................0 ................0 ................0 ................0 .............1,210 ................05. 1996.... .........1,048 ................0 ..............73 ..............73 ................1 ................0 ..............21 ................0 ................1 ................0 ................0 .............1,071 ................06. 1997.... .........1,719 ................0 ................0 ................0 ................2 ................0 ..............28 ................0 ................1 ................0 ................0 .............1,749 ................07. 1998.... .........2,319 ..............98 ................0 ................0 ................6 ................0 ............100 ................0 ................1 ................0 ................0 .............2,329 ................08. 1999.... .........5,530 ............690 ................0 ................0 ................3 ................0 ..............42 ................0 ................2 ................0 ................0 .............4,886 ................09. 2000.... .......14,683 ................0 ............687 ................0 ................6 ................0 ..............87 ................0 ................3 ................0 ................0 ...........15,465 ................0

10. 2001.... .......13,547 ................0 .........3,065 ................0 ..............24 ................0 ............371 ................0 ................6 ................0 ................0 ...........17,013 ................011. 2002.... .........2,455 ................0 .......12,681 ................0 ..............37 ................0 ............581 ................0 ..............18 ................0 ................0 ...........15,773 ................012. Totals.. .......45,917 ............332 .......40,000 .......23,568 ..............80 ................0 .........1,254 ................0 ..............34 ................0 ................0 ...........63,385 ................0




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............2,076 ....................12. 1993. ............47,374 .............6,134 ............41,240 ...............56.8 .............445.2 ...............50.3 ....................0 ....................0 ...........100.00 ................797 ....................43. 1994. ............41,370 .............4,443 ............36,926 ...............44.5 ...............89.2 ...............42.0 ....................0 ....................0 ...........100.00 ................996 ..................154. 1995. ............38,480 ................153 ............38,327 ...............48.7 .............100.6 ...............48.6 ....................0 ....................0 ...........100.00 .............1,203 ....................75. 1996. ............37,098 ................179 ............36,920 ...............52.2 ...............49.6 ...............52.2 ....................0 ....................0 ...........100.00 .............1,048 ..................236. 1997. ............40,517 ..................84 ............40,432 ...............54.3 ...............24.3 ...............54.5 ....................0 ....................0 ...........100.00 .............1,719 ..................307. 1998. ............87,337 .............1,222 ............86,115 .............127.3 .............307.1 .............126.3 ....................0 ....................0 ...........100.00 .............2,221 ................1088. 1999. ............52,928 ................801 ............52,126 ...............68.3 ...............61.7 ...............68.4 ....................0 ....................0 ...........100.00 .............4,840 ..................469. 2000. ............50,822 ................150 ............50,672 ...............65.6 .................3.0 ...............69.8 ....................0 ....................0 ...........100.00 ............15,370 ..................95

10. 2001. ............54,147 ....................0 ............54,147 ...............81.7 .................0.0 .............119.8 ....................0 ....................0 ...........100.00 ............16,611 ................40111. 2002. ............20,453 ....................0 ............20,453 ...............45.1 .................0.0 ...............45.9 ....................0 ....................0 ...........100.00 ............15,136 ................63712. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............62,017 .............1,368


66

SCHEDULE P - PART 1N - REINSURANCENONPROPORTIONAL ASSUMED PROPERTY ($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior........ ........XXX........ ........XXX........ ........XXX........ .............560 ................4 ................0 ................0 ................7 ................0 ................0 ...............563 ......XXX......2. 1993........ .........122,029 ..............(535) .........122,564 ........40,210 ...........(275) .............122 ................0 .............363 ................0 ................0 ..........40,970 ......XXX......3. 1994........ .........121,556 .............1,009 .........120,547 ........61,771 .............364 .............(13) ................0 .............309 ................0 ................0 ..........61,703 ......XXX......4. 1995........ .........145,923 ...........15,023 .........130,900 ........58,769 ................0 ..............10 ................0 .............339 ................0 ................0 ..........59,118 ......XXX......5. 1996........ .........130,157 ...........23,139 .........107,018 ........55,301 .............(68) ................4 ................0 .............497 ................0 ................0 ..........55,870 ......XXX......6. 1997........ .........118,727 ...........19,893 ...........98,834 ........54,186 ...........(201) .............107 ................0 .............863 ................0 ................0 ..........55,357 ......XXX......7. 1998........ ...........88,721 ................(44) ...........88,765 ......104,591 ........24,554 ................3 ................0 .............961 ................0 ................0 ..........81,000 ......XXX......8. 1999........ .........119,188 ...........19,486 ...........99,702 ......142,530 ........26,632 .............862 ................0 ..........1,215 ................0 ................0 ........117,975 ......XXX......9. 2000........ .........180,288 ...........47,669 .........132,619 ......114,093 ..........4,660 ..........3,606 ................0 ..........1,598 ................0 ................0 ........114,638 ......XXX......

10. 2001........ .........241,519 ...........94,372 .........147,147 ......176,405 ........47,769 ..........1,597 ................0 ..........1,298 ................0 ................0 ........131,531 ......XXX......11. 2002........ .........248,052 ...........31,418 .........216,634 ........17,598 ..........2,253 .............204 ................0 ..........1,023 ................0 ................0 ..........16,572 ......XXX......12. Totals...... .........XXX....... .........XXX....... .........XXX....... ......826,013 ......105,692 ..........6,502 ................0 ..........8,475 ................0 ................0 ........735,298 ......XXX......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... ..........1,275 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 ..............1,275 ......XXX.......2. 1993.... .............546 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................1 .................0 .................0 .................547 ......XXX.......3. 1994.... ........(1,724) .............257 .................0 .................0 ...............(0) .................0 .................0 .................0 .................1 .................0 .................0 .............(1,980) ......XXX.......4. 1995.... ..........2,961 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................2 .................0 .................0 ..............2,963 ......XXX.......5. 1996.... ........(2,300) .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................4 .................0 .................0 .............(2,296) ......XXX.......6. 1997.... ..........8,012 .................1 .................0 .................0 .................2 .................0 .................0 .................0 .................8 .................0 .................0 ..............8,021 ......XXX.......7. 1998.... ..........1,867 .............819 .................0 .................0 .................0 .................0 .................0 .................0 ...............12 .................0 .................0 ..............1,060 ......XXX.......8. 1999.... ........24,955 ........34,984 ..........2,387 ...............17 ...............43 .................0 .................0 .................0 ...............21 .................0 .................0 .............(7,595) ......XXX.......9. 2000.... ........33,692 ..........1,052 ..........2,502 ...............18 .............379 .................0 .................0 .................0 ...............33 .................0 .................0 ............35,536 ......XXX.......10. 2001.... ........98,558 ........56,589 ......138,160 ........20,829 .............569 .................0 .................0 .................0 ...............56 .................0 .................0 ..........159,926 ......XXX.......11. 2002.... ........24,033 .............575 ........71,913 .............219 .............613 .................0 .................0 .................0 .............176 .................0 .................0 ............95,941 ......XXX.......12. Totals.. ......191,875 ........94,277 ......214,963 ........21,082 ..........1,606 .................0 .................0 .................0 .............314 .................0 .................0 ..........293,397 ......XXX.......




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............1,275 ....................02. 1993. ............41,242 ...............(275) ............41,517 ...............33.8 ...............51.4 ...............33.9 ....................0 ....................0 ...........100.00 ................546 ....................13. 1994. ............60,344 ................622 ............59,723 ...............49.6 ...............61.6 ...............49.5 ....................0 ....................0 ...........100.00 ............(1,981) ....................14. 1995. ............62,082 ....................0 ............62,082 ...............42.5 .................0.0 ...............47.4 ....................0 ....................0 ...........100.00 .............2,961 ....................25. 1996. ............53,506 .................(68) ............53,574 ...............41.1 ................(0.3) ...............50.1 ....................0 ....................0 ...........100.00 ............(2,300) ....................46. 1997. ............63,178 ...............(200) ............63,377 ...............53.2 ................(1.0) ...............64.1 ....................0 ....................0 ...........100.00 .............8,011 ....................97. 1998. ..........107,433 ............25,373 ............82,060 .............121.1 .......(57,665.8) ...............92.4 ....................0 ....................0 ...........100.00 .............1,048 ..................128. 1999. ..........172,013 ............61,633 ..........110,380 .............144.3 .............316.3 .............110.7 ....................0 ....................0 ...........100.00 ............(7,659) ..................649. 2000. ..........155,904 .............5,730 ..........150,174 ...............86.5 ...............12.0 .............113.2 ....................0 ....................0 ...........100.00 ............35,124 ................412

10. 2001. ..........416,644 ..........125,187 ..........291,457 .............172.5 .............132.7 .............198.1 ....................0 ....................0 ...........100.00 ..........159,301 ................62511. 2002. ..........115,559 .............3,046 ..........112,513 ...............46.6 .................9.7 ...............51.9 ....................0 ....................0 ...........100.00 ............95,152 ................78912. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..........291,478 .............1,919


67

SCHEDULE P - PART 1O - REINSURANCENONPROPORTIONAL ASSUMED LIABILITY ($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior........ ........XXX........ ........XXX........ ........XXX........ ........51,528 ........50,866 ................0 ................0 ..............35 ................0 ................0 ...............697 ......XXX......2. 1993........ ...........58,901 ................(45) ...........58,946 ........49,392 .............295 ..............42 ................0 .............265 ................0 ................0 ..........49,404 ......XXX......3. 1994........ ...........78,441 ..............(485) ...........78,926 ........44,237 ................0 .............(11) ................0 .............284 ................0 ................0 ..........44,510 ......XXX......4. 1995........ ...........99,048 ............(1,744) .........100,792 ........53,667 .........(1,078) ................2 ................0 .............370 ................0 ................0 ..........55,117 ......XXX......5. 1996........ .........166,568 ..............(650) .........167,218 ........45,897 .............(95) ..............42 ................0 .............538 ................0 ................0 ..........46,572 ......XXX......6. 1997........ .........132,548 ................610 .........131,938 ........69,011 ...............(3) .............217 ................0 ..........1,229 ................0 ................0 ..........70,459 ......XXX......7. 1998........ .........150,358 .............1,148 .........149,210 ........80,737 ...........(750) .............(18) ................0 ..........1,204 ................0 ................0 ..........82,673 ......XXX......8. 1999........ .........152,651 ...........28,896 .........123,755 ........81,175 ...........(502) ..............23 ................0 ..........1,244 ................0 ................0 ..........82,944 ......XXX......9. 2000........ .........157,313 ................415 .........156,898 ........42,068 ...........(353) ..............16 ................0 .............994 ................0 ................0 ..........43,431 ......XXX......

10. 2001........ .........149,621 .........247,087 ..........(97,466) ........10,745 ...........(100) ................1 ................0 .............953 ................0 ................0 ..........11,800 ......XXX......11. 2002........ ...........94,074 .............7,393 ...........86,681 .............188 ...........(400) ...............(1) ................0 .............664 ................0 ................0 ............1,252 ......XXX......12. Totals...... .........XXX....... .........XXX....... .........XXX....... ......528,646 ........47,880 .............313 ................0 ..........7,781 ................0 ................0 ........488,859 ......XXX......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... ........73,798 ........68,340 ......119,150 ......116,950 .................0 .................0 .................0 .................0 ...............45 .................0 .................0 ..............7,703 ......XXX.......2. 1993.... ..........8,533 .................0 ..........1,500 .................0 .................0 .................0 .................0 .................0 ...............18 .................0 .................0 ............10,051 ......XXX.......3. 1994.... ........15,416 .................0 ..........2,500 .................0 ...............(0) .................0 .................0 .................0 ...............24 .................0 .................0 ............17,939 ......XXX.......4. 1995.... ........21,550 .................0 ..........6,780 .................0 .................0 .................0 .................0 .................0 ...............31 .................0 .................0 ............28,362 ......XXX.......5. 1996.... ........28,890 .................0 ........10,903 .................0 .................0 .................0 .................0 .................0 ...............45 .................0 .................0 ............39,837 ......XXX.......6. 1997.... ........46,013 ...............(0) ........18,251 .................0 ...............25 .................0 .................0 .................0 ...............68 .................0 .................0 ............64,356 ......XXX.......7. 1998.... ........72,457 ...............(0) ........26,229 .................0 ...............(5) .................0 .................0 .................0 ...............97 .................0 .................0 ............98,779 ......XXX.......8. 1999.... ........77,874 ........49,701 ........36,404 .................0 ...............12 .................0 .................0 .................0 .............166 .................0 .................0 ............64,756 ......XXX.......9. 2000.... ........97,780 ..........3,937 ........34,839 .................0 ...............21 .................0 .................0 .................0 .............279 .................0 .................0 ..........128,982 ......XXX.......10. 2001.... ........96,378 ........12,271 ........71,693 .................0 .................3 .................0 .................0 .................0 .............569 .................0 .................0 ..........156,372 ......XXX.......11. 2002.... ........36,419 ...........(200) ........55,000 .................0 .................1 .................0 .................0 .................0 ..........1,532 .................0 .................0 ............93,151 ......XXX.......12. Totals.. ......575,108 ......134,049 ......383,249 ......116,950 ...............57 .................0 .................0 .................0 ..........2,873 .................0 .................0 ..........710,288 ......XXX.......




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............7,658 ..................452. 1993. ............59,750 ................295 ............59,455 .............101.4 ............(655.0) .............100.9 ....................0 ....................0 ...........100.00 ............10,033 ..................183. 1994. ............62,449 ....................0 ............62,449 ...............79.6 .................0.0 ...............79.1 ....................0 ....................0 ...........100.00 ............17,916 ..................244. 1995. ............82,401 ............(1,078) ............83,479 ...............83.2 ...............61.8 ...............82.8 ....................0 ....................0 ...........100.00 ............28,330 ..................315. 1996. ............86,314 .................(95) ............86,410 ...............51.8 ...............14.6 ...............51.7 ....................0 ....................0 ...........100.00 ............39,792 ..................456. 1997. ..........134,812 ...................(3) ..........134,815 .............101.7 ................(0.5) .............102.2 ....................0 ....................0 ...........100.00 ............64,264 ..................927. 1998. ..........180,701 ...............(750) ..........181,452 .............120.2 ..............(65.3) .............121.6 ....................0 ....................0 ...........100.00 ............98,686 ..................928. 1999. ..........196,899 ............49,199 ..........147,700 .............129.0 .............170.3 .............119.3 ....................0 ....................0 ...........100.00 ............64,577 ................1799. 2000. ..........175,997 .............3,585 ..........172,412 .............111.9 .............863.8 .............109.9 ....................0 ....................0 ...........100.00 ..........128,682 ................300

10. 2001. ..........180,342 ............12,171 ..........168,171 .............120.5 .................4.9 ............(172.5) ....................0 ....................0 ...........100.00 ..........155,800 ................57211. 2002. ............93,803 ...............(600) ............94,403 ...............99.7 ................(8.1) .............108.9 ....................0 ....................0 ...........100.00 ............91,619 .............1,53212. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..........707,358 .............2,930


68

SCHEDULE P - PART 1P - REINSURANCENONPROPORTIONAL ASSUMED FINANCIAL LINES ($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior........ ........XXX........ ........XXX........ ........XXX........ ................0 ................0 ................0 ................0 ................0 ................0 ................0 ...................0 ......XXX......2. 1993........ ...................0 ...................0 ...................0 ..............57 ................0 ................0 ................0 ................0 ................0 ................0 .................57 ......XXX......3. 1994........ ...................0 ...................0 ...................0 .............653 ................0 ................0 ................0 ...............(0) ................0 ................0 ...............653 ......XXX......4. 1995........ ................376 ...................0 ................376 .............(74) .............(16) ................0 ................0 ...............(0) ................0 ................0 ................(58) ......XXX......5. 1996........ ................385 ...................0 ................385 .............231 .............(37) ................1 ................0 ................1 ................0 ................0 ...............270 ......XXX......6. 1997........ ................395 ...................0 ................395 ..........2,558 ...........(366) ................0 ................0 ..............26 ................0 ................0 ............2,950 ......XXX......7. 1998........ ................683 ...................7 ................676 ........12,293 .............(17) ................1 ................0 ................0 ................0 ................0 ..........12,311 ......XXX......8. 1999........ .............6,677 ..............(106) .............6,783 ........15,196 ................0 ..............10 ................0 ..............81 ................0 ................0 ..........15,286 ......XXX......9. 2000........ ...........12,040 ................523 ...........11,517 ........27,064 ................0 ................0 ................0 .............133 ................0 ................0 ..........27,196 ......XXX......

10. 2001........ .............9,944 ................286 .............9,658 ..........1,291 ................0 ................0 ................0 ..............80 ................0 ................0 ............1,371 ......XXX......11. 2002........ .............4,456 ................506 .............3,950 ..............29 ................0 ................0 ................0 ................6 ................0 ................0 .................35 ......XXX......12. Totals...... .........XXX....... .........XXX....... .........XXX....... ........59,297 ...........(436) ..............12 ................0 .............327 ................0 ................0 ..........60,072 ......XXX......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... .................1 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .....................1 ......XXX.......2. 1993.... .............559 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................559 ......XXX.......3. 1994.... .............432 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................432 ......XXX.......4. 1995.... ...............92 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 ...................92 ......XXX.......5. 1996.... .............169 ...............(0) .................0 .................0 .................1 .................0 .................0 .................0 .................0 .................0 .................0 .................170 ......XXX.......6. 1997.... ..........3,776 .............(38) .................0 .................0 .................1 .................0 .................0 .................0 .................0 .................0 .................0 ..............3,814 ......XXX.......7. 1998.... ..........2,103 ...........(154) .................0 .................0 .................1 .................0 .................0 .................0 .................0 .................0 .................0 ..............2,258 ......XXX.......8. 1999.... ..........3,041 .................0 .................0 .................0 ...............19 .................0 .................0 .................0 .................0 .................0 .................0 ..............3,060 ......XXX.......9. 2000.... ........11,516 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 ............11,516 ......XXX.......10. 2001.... ..........2,618 .................0 .................0 ........(1,767) .................0 .................0 .................0 .................0 .................0 .................0 .................0 ..............4,384 ......XXX.......11. 2002.... .............106 .................0 ..........3,706 ..........1,767 .................0 .................0 .................0 .................0 .................0 .................0 .................0 ..............2,045 ......XXX.......12. Totals.. ........24,413 ...........(192) ..........3,706 .................0 ...............22 .................0 .................0 .................0 .................1 .................0 .................0 ............28,332 ......XXX.......




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ....................1 ....................02. 1993. ................616 ....................0 ................616 .................0.0 .................0.0 .................0.0 ....................0 ....................0 ...........100.00 ................559 ....................03. 1994. .............1,085 ....................0 .............1,085 .................0.0 .................0.0 .................0.0 ....................0 ....................0 ...........100.00 ................432 ....................04. 1995. ..................18 .................(16) ..................34 .................4.7 .................0.0 .................8.9 ....................0 ....................0 ...........100.00 ..................92 ....................05. 1996. ................403 .................(37) ................440 .............104.6 .................0.0 .............114.2 ....................0 ....................0 ...........100.00 ................169 ....................16. 1997. .............6,361 ...............(404) .............6,765 ..........1,610.3 .................0.0 ..........1,712.6 ....................0 ....................0 ...........100.00 .............3,814 ....................17. 1998. ............14,399 ...............(170) ............14,569 ..........2,108.2 .........(2,434.6) ..........2,155.2 ....................0 ....................0 ...........100.00 .............2,257 ....................18. 1999. ............18,346 ....................0 ............18,346 .............274.8 .................0.0 .............270.5 ....................0 ....................0 ...........100.00 .............3,041 ..................199. 2000. ............38,712 ....................0 ............38,712 .............321.5 .................0.0 .............336.1 ....................0 ....................0 ...........100.00 ............11,516 ....................0

10. 2001. .............3,989 ............(1,767) .............5,756 ...............40.1 ............(617.8) ...............59.6 ....................0 ....................0 ...........100.00 .............4,384 ....................011. 2002. .............3,848 .............1,767 .............2,081 ...............86.3 .............349.2 ...............52.7 ....................0 ....................0 ...........100.00 .............2,045 ....................012. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............28,310 ..................22


69

SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... .........XXX....... .........XXX....... .........XXX....... ........19,308 ........12,249 ........25,124 ........16,436 ..............77 ................0 .............(27) ...........15,824 ......XXX.......2. 1993....... ...........46,757 .............9,095 ...........37,662 ........23,013 ..........6,579 ..........6,428 ..........1,116 ..........2,234 ................0 .............500 ...........23,980 .............7673. 1994....... ...........57,087 .............1,510 ...........55,577 ........16,173 .............914 ..........7,503 ..............26 ..........1,842 ................0 ..............84 ...........24,577 .............7624. 1995....... ...........64,542 .............1,966 ...........62,576 ........15,456 ..........2,847 ..........4,107 .............262 ..........2,141 ................0 ................8 ...........18,595 .............6885. 1996....... ...........63,512 .............5,486 ...........58,026 ........17,970 ..........3,314 ..........5,137 ..........1,450 ..........2,464 ................0 ................6 ...........20,808 .............8126. 1997....... ...........32,592 .............5,437 ...........27,155 ........20,992 ..........1,329 ..........4,458 .............587 ..........1,997 ................0 ................6 ...........25,531 .............8297. 1998....... ...........43,244 .............7,995 ...........35,249 ..........8,473 .............313 ..........3,228 .............332 ..........2,444 ................0 ................1 ...........13,501 .............8658. 1999....... ...........43,948 .............7,969 ...........35,979 ..........3,520 ..........1,740 ..........2,982 .............864 ..........2,038 ................0 ................7 .............5,936 .............8929. 2000....... ...........66,249 .............8,458 ...........57,791 ..........7,328 ..........1,738 ..........3,443 .............621 ..........1,892 ................0 ................0 ...........10,304 .............975

10. 2001....... ...........47,790 ...........86,542 ..........(38,752) ..........2,591 .............206 ..........1,016 .............127 ..........1,810 ................0 ................0 .............5,085 .............89611. 2002....... ...........57,302 ...........18,020 ...........39,282 .............702 .............138 ..............98 ..............45 ..........1,458 ................0 ................0 .............2,075 .............50712. Totals..... .........XXX....... .........XXX....... .........XXX....... ......135,526 ........31,366 ........63,524 ........21,865 ........20,397 ................0 .............585 .........166,216 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... .......90,412 .......78,864 .......27,306 .......18,038 ........(2,609) ........(3,277) .......11,825 .......10,932 ............204 ................0 ................0 ...........22,582 .........1,8582. 1993.... .........1,875 ............980 .........2,677 ............299 ..............44 .............(41) ............261 ............136 ..............45 ................0 ................0 .............3,528 ..............343. 1994.... .........1,326 ................1 .........3,208 ................0 ............187 ..............(0) ............277 ................0 ..............54 ................0 ................0 .............5,050 ..............354. 1995.... ............770 ..............26 .........3,419 ................8 ............270 ..............(1) ............404 ................4 ..............69 ................0 ................0 .............4,894 ..............455. 1996.... ............924 ............290 .........6,553 ..............89 ............578 .............(12) ............913 ..............40 ..............96 ................0 ................0 .............8,656 ..............386. 1997.... .........1,574 ............342 .......11,216 ............104 .........1,652 .............(14) .........2,512 ..............47 ............140 ................0 ................0 ...........16,616 ..............407. 1998.... .........2,660 .........1,273 .........8,501 ............314 .........1,112 .............(53) .........1,899 ............176 ............184 ................0 ................0 ...........12,646 ..............458. 1999.... .........5,300 .........2,688 .........8,757 ............764 ............559 ...........(112) .........1,365 ............373 ............250 ................0 ................0 ...........12,517 ..............769. 2000.... .........4,515 .........1,295 .......19,529 ............455 .........1,709 .............(54) .........2,786 ............180 ............348 ................0 ................0 ...........27,011 ..............71

10. 2001.... .........4,728 .........1,192 .......25,434 ............383 .........6,398 .............(50) .........9,699 ............165 ............494 ................0 ................0 ...........45,063 ..............9511. 2002.... .........2,632 ............977 .......25,284 ............344 .........4,403 .............(41) .........6,706 ............135 ............783 ................0 ................0 ...........38,393 ............16112. Totals.. .....116,716 .......87,928 .....141,883 .......20,799 .......14,304 ........(3,654) .......38,647 .......12,188 .........2,667 ................0 ................0 .........196,955 .........2,498




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............20,817 .............1,7652. 1993. ............36,577 .............9,069 ............27,507 ...............78.2 ...............99.7 ...............73.0 ....................0 ....................0 ...........100.00 .............3,273 ................2553. 1994. ............30,569 ................941 ............29,628 ...............53.5 ...............62.3 ...............53.3 ....................0 ....................0 ...........100.00 .............4,533 ................5174. 1995. ............26,635 .............3,146 ............23,489 ...............41.3 .............160.0 ...............37.5 ....................0 ....................0 ...........100.00 .............4,154 ................7405. 1996. ............34,635 .............5,172 ............29,464 ...............54.5 ...............94.3 ...............50.8 ....................0 ....................0 ...........100.00 .............7,097 .............1,5596. 1997. ............44,541 .............2,395 ............42,147 .............136.7 ...............44.0 .............155.2 ....................0 ....................0 ...........100.00 ............12,344 .............4,2717. 1998. ............28,502 .............2,355 ............26,147 ...............65.9 ...............29.5 ...............74.2 ....................0 ....................0 ...........100.00 .............9,574 .............3,0728. 1999. ............24,770 .............6,317 ............18,454 ...............56.4 ...............79.3 ...............51.3 ....................0 ....................0 ...........100.00 ............10,605 .............1,9139. 2000. ............41,550 .............4,235 ............37,315 ...............62.7 ...............50.1 ...............64.6 ....................0 ....................0 ...........100.00 ............22,294 .............4,717

10. 2001. ............52,171 .............2,023 ............50,148 .............109.2 .................2.3 ............(129.4) ....................0 ....................0 ...........100.00 ............28,587 ............16,47611. 2002. ............42,067 .............1,599 ............40,468 ...............73.4 .................8.9 .............103.0 ....................0 ....................0 ...........100.00 ............26,595 ............11,79812. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..........149,872 ............47,083


70

SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... .........XXX....... .........XXX....... .........XXX....... ................4 ................0 ................1 .............(20) ................0 ................0 ................0 .................25 ......XXX.......2. 1993....... .............1,948 ................103 .............1,845 ..........1,144 ................0 ..............95 ..............23 ..............75 ................0 ................0 .............1,291 ..............163. 1994....... .............2,907 ................111 .............2,796 ..........2,870 ..........4,000 .............443 ..............66 .............140 ................0 ................0 ..............(613) ................84. 1995....... .............2,911 ................220 .............2,691 .............205 ................1 ..............17 .............(30) ..............57 ................0 ................0 ................308 ................65. 1996....... .............2,981 ................200 .............2,781 .............408 ................0 ..............89 ................0 ..............12 ................0 ................0 ................508 ................46. 1997....... .............2,998 ................308 .............2,690 .............521 .........(2,000) .............238 ...............(0) ..............22 ................0 ................0 .............2,782 ..............167. 1998....... .............3,015 ................507 .............2,508 ................7 ................0 .............367 ................0 .............321 ................0 ................0 ................694 ..............178. 1999....... .............2,474 ................385 .............2,089 .............318 ................0 .............369 ................0 ..............40 ................0 ................0 ................727 ................89. 2000....... .............2,143 ................331 .............1,812 .............608 .............230 .............408 ..............60 ..............35 ................0 ................0 ................759 ..............11

10. 2001....... .............2,168 ................493 .............1,675 .............115 ................0 ..............26 ................0 ..............51 ................0 ................0 ................193 ..............1111. 2002....... .............2,216 ................345 .............1,871 ................2 .............(29) ................8 ...............(0) .............121 ................0 ................0 ................159 ................512. Totals..... .........XXX....... .........XXX....... .........XXX....... ..........6,200 ..........2,202 ..........2,060 ..............98 .............874 ................0 ................0 .............6,833 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... ................1 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................2 ................0 ................0 ....................2 ................52. 1993.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................1 ................0 ................0 ....................1 ................03. 1994.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................1 ................0 ................0 ....................1 ................04. 1995.... .........1,000 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................1 ................0 ................0 .............1,001 ................05. 1996.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................2 ................0 ................0 ....................2 ................06. 1997.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................3 ................0 ................0 ....................3 ................27. 1998.... ................3 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................5 ................0 ................0 ....................8 ................28. 1999.... ............258 ................0 ..............54 ..............11 ................6 ................0 ................0 ................0 ................7 ................0 ................0 ................313 ................09. 2000.... ............300 ................0 ..............78 ..............12 .........1,249 ................0 ..............62 ................5 ..............10 ................0 ................0 .............1,680 ................2

10. 2001.... ..............10 ................0 ............920 ..............19 ............378 ................0 ............130 ..............11 ..............16 ................0 ................0 .............1,425 ................311. 2002.... ............226 .............(19) .........2,034 ..............95 .........1,793 ................0 ............543 ..............47 ..............29 ................0 ................0 .............4,502 ................012. Totals.. .........1,797 .............(19) .........3,085 ............138 .........3,426 ................0 ............736 ..............64 ..............76 ................0 ................0 .............8,938 ..............14




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ....................1 ....................22. 1993. .............1,314 ..................23 .............1,291 ...............67.4 ...............21.9 ...............70.0 ....................0 ....................0 ...........100.00 ....................0 ....................13. 1994. .............3,454 .............4,066 ...............(612) .............118.8 ..........3,662.9 ..............(21.9) ....................0 ....................0 ...........100.00 ....................0 ....................14. 1995. .............1,280 .................(29) .............1,309 ...............44.0 ..............(13.2) ...............48.6 ....................0 ....................0 ...........100.00 .............1,000 ....................15. 1996. ................510 ....................0 ................510 ...............17.1 .................0.0 ...............18.3 ....................0 ....................0 ...........100.00 ....................0 ....................26. 1997. ................785 ............(2,000) .............2,785 ...............26.2 ............(649.5) .............103.5 ....................0 ....................0 ...........100.00 ....................0 ....................37. 1998. ................702 ....................0 ................702 ...............23.3 .................0.0 ...............28.0 ....................0 ....................0 ...........100.00 ....................3 ....................58. 1999. .............1,052 ..................11 .............1,040 ...............42.5 .................3.0 ...............49.8 ....................0 ....................0 ...........100.00 ................300 ..................139. 2000. .............2,748 ................308 .............2,440 .............128.2 ...............93.1 .............134.6 ....................0 ....................0 ...........100.00 ................365 .............1,315

10. 2001. .............1,647 ..................30 .............1,617 ...............76.0 .................6.1 ...............96.6 ....................0 ....................0 ...........100.00 ................911 ................51411. 2002. .............4,756 ..................95 .............4,661 .............214.6 ...............27.5 .............249.1 ....................0 ....................0 ...........100.00 .............2,183 .............2,31812. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............4,764 .............4,174


71

SCHEDULE P - PART 1S - FINANCIAL GUARANTY/MORTGAGE GUARANTY($000 omitted)




Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 6 - 7 + 8 - 9) Assumed1. Prior....... ........XXX........ ........XXX........ ........XXX........ ................0 ................0 ................0 ................0 ................0 ................0 ................0 ...................0 ......XXX.......2. 2001..... ...................0 ...................0 ...................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ...................0 ......XXX.......3. 2002..... ...................0 ...................0 ...................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ...................0 ......XXX.......4. Totals..... ........XXX........ ........XXX........ ........XXX........ ................0 ................0 ................0 ................0 ................0 ................0 ................0 ...................0 ......XXX.......




Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed1. Prior..... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................02. 2001... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................03. 2002... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................04. Totals.. ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0




Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ....................0 ....................02. 2001 ....................0 ....................0 ....................0 .................0.0 .................0.0 .................0.0 ....................0 ....................0 ...............0.00 ....................0 ....................03. 2002 ....................0 ....................0 ....................0 .................0.0 .................0.0 .................0.0 ....................0 ....................0 ...............0.00 ....................0 ....................04. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ....................0 ....................0

NONE


72

SCHEDULE P - PART 2A - HOMEOWNERS/FARMOWNERSIncurred Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) Development

Years in 1 2 3 4 5 6 7 8 9 10 11 12Which


1. Prior..... .........41,459 .........39,223 .........38,030 .........43,003 .........45,525 .........46,930 .........43,721 .........42,558 .........42,818 .........43,639 ..............821 ...........1,0812. 1993.... .......232,241 .......233,579 .......233,376 .......235,965 .......236,565 .......237,664 .......236,552 .......236,095 .......236,222 .......236,469 ..............246 ..............3743. 1994.... .......XXX....... .......289,949 .......273,819 .......277,540 .......275,569 .......278,996 .......274,474 .......273,990 .......274,275 .......274,786 ..............512 ..............7964. 1995.... .......XXX....... .......XXX....... .......282,553 .......286,185 .......287,581 .......289,135 .......286,000 .......284,018 .......285,043 .......285,466 ..............423 ...........1,4485. 1996.... .......XXX....... .......XXX....... .......XXX....... .......396,011 .......395,353 .......397,000 .......394,509 .......393,319 .......391,755 .......391,880 ..............125 ..........(1,439)6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......276,066 .......275,571 .......268,904 .......267,795 .......268,047 .......268,593 ..............546 ..............7987. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......275,936 .......289,822 .......297,790 .......291,253 .......292,669 ...........1,416 ..........(5,121)8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......323,263 .......327,467 .......316,851 .......317,084 ..............233 ........(10,383)9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......324,174 .......334,828 .......337,753 ...........2,925 .........13,579

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......371,697 .......381,465 ...........9,768 .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......374,872 .......XXX....... .......XXX.......

12. Totals .........17,016 ...........1,134

SCHEDULE P - PART 2B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL1. Prior..... .......418,189 .......391,875 .......380,667 .......375,917 .......375,348 .......372,791 .......371,892 .......381,734 .......385,371 .......386,920 ...........1,549 ...........5,1862. 1993.... .......696,599 .......692,074 .......696,205 .......696,197 .......694,079 .......692,694 .......692,219 .......695,499 .......690,953 .......691,428 ..............475 ..........(4,071)3. 1994.... .......XXX....... .......722,992 .......744,681 .......747,062 .......750,285 .......749,728 .......747,273 .......749,986 .......748,950 .......746,384 ..........(2,566) ..........(3,602)4. 1995.... .......XXX....... .......XXX....... .......718,770 .......717,344 .......724,553 .......721,955 .......717,915 .......715,162 .......714,648 .......710,446 ..........(4,202) ..........(4,716)5. 1996.... .......XXX....... .......XXX....... .......XXX....... .......743,882 .......746,933 .......736,287 .......727,339 .......718,725 .......719,492 .......716,488 ..........(3,004) ..........(2,237)6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......735,391 .......731,733 .......724,799 .......708,606 .......714,041 .......710,343 ..........(3,697) ...........1,7377. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......709,218 .......710,444 .......714,437 .......712,223 .......714,724 ...........2,501 ..............2878. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......763,933 .......758,711 .......754,599 .......758,546 ...........3,947 .............(165)9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......793,781 .......799,909 .......816,675 .........16,765 .........22,894

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......877,525 .......884,494 ...........6,970 .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......997,906 .......XXX....... .......XXX.......

12. Totals .........18,737 .........15,313

SCHEDULE P - PART 2C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL1. Prior..... .......377,077 .......367,879 .......361,736 .......366,074 .......366,021 .......360,639 .......344,260 .......344,383 .......338,802 .......333,596 ..........(5,206) ........(10,787)2. 1993.... .......271,125 .......262,724 .......258,197 .......254,209 .......253,821 .......250,541 .......245,510 .......244,058 .......244,357 .......244,095 .............(261) ................373. 1994.... .......XXX....... .......280,988 .......285,229 .......281,055 .......273,733 .......267,621 .......259,806 .......257,669 .......255,479 .......256,087 ..............608 ..........(1,582)4. 1995.... .......XXX....... .......XXX....... .......266,390 .......266,936 .......258,191 .......250,807 .......247,528 .......246,639 .......246,436 .......246,098 .............(338) .............(541)5. 1996.... .......XXX....... .......XXX....... .......XXX....... .......281,437 .......276,864 .......262,722 .......254,245 .......253,668 .......247,730 .......251,044 ...........3,314 ..........(2,624)6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......228,330 .......220,043 .......224,665 .......222,883 .......222,496 .......227,457 ...........4,961 ...........4,5747. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......240,643 .......248,376 .......255,179 .......262,295 .......269,540 ...........7,245 .........14,3618. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......310,151 .......310,422 .......316,264 .......326,903 .........10,639 .........16,4819. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......323,001 .......320,493 .......320,471 ..............(23) ..........(2,530)

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......312,915 .......307,903 ..........(5,012) .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......284,886 .......XXX....... .......XXX.......

12. Totals .........15,927 .........17,389

SCHEDULE P - PART 2D - WORKERS' COMPENSATION1. Prior..... ....2,278,096 ....2,433,493 ....2,499,463 ....2,641,207 ....2,627,216 ....2,623,746 ....2,615,218 ....2,613,840 ....2,505,476 ....2,518,634 .........13,157 ........(95,206)2. 1993.... .......877,861 .......818,099 .......811,889 .......768,354 .......755,928 .......728,748 .......736,569 .......744,533 .......735,865 .......718,653 ........(17,212) ........(25,880)3. 1994.... .......XXX....... .......752,125 .......779,248 .......778,783 .......783,098 .......769,480 .......772,852 .......771,127 .......767,114 .......769,984 ...........2,869 ..........(1,143)4. 1995.... .......XXX....... .......XXX....... .......812,068 .......781,712 .......769,359 .......757,635 .......760,167 .......761,595 .......761,041 .......763,674 ...........2,633 ...........2,0795. 1996.... .......XXX....... .......XXX....... .......XXX....... .......750,540 .......751,022 .......742,479 .......739,792 .......729,661 .......733,353 .......740,852 ...........7,498 .........11,1916. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......771,899 .......768,978 .......762,383 .......760,781 .......772,752 .......796,481 .........23,728 .........35,7007. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......802,625 .......790,155 .......795,698 .......859,994 .......870,529 .........10,535 .........74,8318. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......705,590 .......711,795 .......777,387 .......811,755 .........34,368 .........99,9609. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......611,700 .......670,789 .......693,519 .........22,730 .........81,819

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......875,202 .......923,141 .........47,939 .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......837,380 .......XXX....... .......XXX.......

12. Totals .......148,247 .......183,349

SCHEDULE P - PART 2E - COMMERCIAL MULTIPLE PERIL1. Prior..... .......593,806 .......632,285 .......590,264 .......598,748 .......601,186 .......600,572 .......607,371 .......599,301 .......559,071 .......542,174 ........(16,897) ........(57,127)2. 1993.... .......493,693 .......453,268 .......448,587 .......473,848 .......467,094 .......483,858 .......481,790 .......475,362 .......466,053 .......467,321 ...........1,268 ..........(8,041)3. 1994.... .......XXX....... .......567,209 .......570,155 .......552,779 .......550,054 .......542,308 .......522,873 .......523,102 .......510,425 .......516,889 ...........6,464 ..........(6,213)4. 1995.... .......XXX....... .......XXX....... .......593,391 .......562,303 .......559,242 .......551,325 .......525,854 .......515,486 .......502,108 .......503,674 ...........1,566 ........(11,812)5. 1996.... .......XXX....... .......XXX....... .......XXX....... .......644,910 .......605,675 .......606,214 .......590,357 .......569,676 .......560,027 .......570,808 .........10,782 ...........1,1326. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......562,060 .......563,635 .......565,664 .......529,345 .......525,261 .......536,526 .........11,265 ...........7,1817. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......628,518 .......635,721 .......625,512 .......610,333 .......618,048 ...........7,715 ..........(7,464)8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......693,560 .......697,696 .......661,863 .......682,815 .........20,952 ........(14,881)9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......656,282 .......675,988 .......680,862 ...........4,874 .........24,580


12. Totals .........59,159 ........(72,645)


73

SCHEDULE P - PART 2F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCEIncurred Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) Development

Years in 1 2 3 4 5 6 7 8 9 10 11 12Which


1. Prior..... .........46,393 .........36,842 .........35,018 .........34,262 .........36,535 .........43,160 .........48,248 .........48,867 .........49,215 .........47,814 ..........(1,400) ..........(1,053)2. 1993.... ...........3,842 ..............432 ..............507 ..............326 ..............365 ..............378 ..............116 ................73 ................61 ................37 ..............(24) ..............(36)3. 1994.... .......XXX....... .................0 .................1 ..............376 ................77 ..............213 ..............162 ................73 ................72 ................65 ................(7) ................(8)4. 1995.... .......XXX....... .......XXX....... ................38 .................1 ..............428 ..............282 ..............300 ..............193 ..............231 ..............171 ..............(60) ..............(22)5. 1996.... .......XXX....... .......XXX....... .......XXX....... ..............105 ..............299 ..............323 ..............266 .............(104) ..............(82) .............(156) ..............(74) ..............(52)6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............136 ..............826 ..............476 ..............213 ..............191 ..............171 ..............(19) ..............(42)7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........2,763 ..............689 ..............606 ..............726 ..............661 ..............(65) ................558. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............475 ................71 ..............156 ..............706 ..............550 ..............6359. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............124 ..............115 ..............286 ..............172 ..............162

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................37 ..............905 ..............867 .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............365 .......XXX....... .......XXX.......

12. Totals ..............(61) .............(360)

SCHEDULE P - PART 2F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS-MADE1. Prior..... .........24,521 .........23,726 .........22,216 .........24,753 .........29,523 .........28,275 .........24,543 .........26,682 .........25,195 .........24,382 .............(813) ..........(2,300)2. 1993.... .........14,165 .........10,595 .........10,785 ...........9,722 .........11,793 .........10,908 .........10,379 .........10,694 .........10,402 .........10,203 .............(199) .............(491)3. 1994.... .......XXX....... .........12,507 .........12,378 .........12,613 .........12,608 .........11,996 .........10,977 .........10,248 .........10,122 .........10,025 ..............(97) .............(223)4. 1995.... .......XXX....... .......XXX....... .........13,526 .........12,122 .........12,158 .........11,848 .........11,025 .........10,532 .........10,387 .........10,621 ..............233 ................895. 1996.... .......XXX....... .......XXX....... .......XXX....... .........13,796 .........14,295 .........17,655 .........15,754 .........14,636 .........14,412 .........15,087 ..............676 ..............4516. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........12,387 .........12,868 .........12,291 .........10,218 .........10,251 .........10,271 ................20 ................537. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........12,487 .........12,931 .........14,692 .........14,920 .........15,396 ..............476 ..............7048. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........2,923 ...........2,690 ...........2,536 ...........2,271 .............(265) .............(419)9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................4 .................0 ................(4) .................0

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................0 .................0 .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........2,261 .......XXX....... .......XXX.......

12. Totals ................28 ..........(2,135)

SCHEDULE P - PART 2G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER & MACHINERY)

1. Prior..... .........24,274 .........16,141 .........18,507 .........15,486 .........19,510 .........19,006 .........22,932 .........22,073 .........21,144 .........22,070 ..............926 ................(3)2. 1993.... .........20,062 .........19,025 .........23,722 .........23,243 .........23,335 .........23,090 .........23,254 .........22,936 .........22,557 .........22,585 ................28 .............(351)3. 1994.... .......XXX....... .........23,803 .........22,344 .........22,466 .........22,722 .........22,630 .........22,464 .........22,014 .........21,732 .........21,813 ................81 .............(201)4. 1995.... .......XXX....... .......XXX....... .........24,777 .........23,040 .........24,382 .........24,018 .........24,515 .........24,441 .........24,335 .........24,335 ................(0) .............(106)5. 1996.... .......XXX....... .......XXX....... .......XXX....... .........35,385 .........29,454 .........28,889 .........30,839 .........31,119 .........31,397 .........31,377 ..............(20) ..............2586. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........35,272 .........35,418 .........37,249 .........39,285 .........39,092 .........38,719 .............(373) .............(566)7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........40,716 .........51,195 .........53,169 .........54,511 .........53,603 .............(908) ..............4348. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........36,427 .........40,013 .........39,774 .........39,604 .............(170) .............(409)9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........29,182 .........40,807 .........42,293 ...........1,486 .........13,111

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........26,914 .........29,615 ...........2,701 .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........34,720 .......XXX....... .......XXX.......

12. Totals ...........3,750 .........12,167

SCHEDULE P - PART 2H - SECTION 1 - OTHER LIABILITY - OCCURRENCE1. Prior..... ....1,422,357 ....1,387,903 ....1,419,068 ....1,582,020 ....1,580,608 ....1,578,648 ....1,588,839 ....1,573,427 ....1,218,559 ....1,209,583 ..........(8,976) ......(363,844)2. 1993.... .......236,307 .......218,248 .......218,470 .......200,267 .......206,707 .......208,561 .......205,068 .......199,043 .......196,857 .......177,068 ........(19,790) ........(21,975)3. 1994.... .......XXX....... .......253,998 .......284,759 .......279,110 .......275,705 .......277,501 .......302,081 .......267,869 .......263,270 .......257,994 ..........(5,276) ..........(9,875)4. 1995.... .......XXX....... .......XXX....... .......254,559 .......252,628 .......271,098 .......270,375 .......246,723 .......242,885 .......240,588 .......232,855 ..........(7,733) ........(10,030)5. 1996.... .......XXX....... .......XXX....... .......XXX....... .......245,948 .......262,652 .......260,265 .......279,829 .......268,091 .......264,769 .......273,729 ...........8,960 ...........5,6386. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......342,191 .......324,366 .......287,542 .......270,882 .......287,819 .......284,739 ..........(3,080) .........13,8577. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......304,526 .......254,167 .......256,636 .......278,826 .......303,854 .........25,028 .........47,2188. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......266,314 .......274,778 .......281,445 .......292,705 .........11,260 .........17,9279. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......293,448 .......283,494 .......291,440 ...........7,947 ..........(2,008)


12. Totals .........20,550 ......(323,093)

SCHEDULE P - PART 2H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE1. Prior..... .........13,017 .........15,027 .........16,818 .........19,608 .........24,832 .........28,076 .........20,563 .........20,383 .........20,409 .........20,362 ..............(48) ..............(21)2. 1993.... .........10,163 .........20,336 .........23,737 .........24,556 .........30,644 .........29,055 .........25,965 .........25,844 .........25,629 .........25,461 .............(169) .............(383)3. 1994.... .......XXX....... .........43,835 .........30,761 .........27,146 .........30,480 .........28,763 .........24,066 .........23,968 .........24,185 .........24,184 ................(2) ..............2164. 1995.... .......XXX....... .......XXX....... .........43,432 .........30,895 .........29,730 .........24,840 .........22,433 .........23,176 .........23,647 .........23,397 .............(251) ..............2215. 1996.... .......XXX....... .......XXX....... .......XXX....... .........38,156 .........27,953 .........18,537 .........16,507 .........16,659 .........17,344 .........17,254 ..............(90) ..............5956. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........33,407 .........31,025 .........23,205 .........27,166 .........27,280 .........26,972 .............(308) .............(194)7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........27,241 .........36,759 .........34,579 .........35,287 .........33,696 ..........(1,591) .............(883)8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........40,992 .........39,197 .........40,984 .........41,539 ..............555 ...........2,3429. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........63,088 .........58,992 .........68,239 ...........9,248 ...........5,151

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......102,179 .........98,339 ..........(3,841) .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......135,185 .......XXX....... .......XXX.......

12. Totals ...........3,505 ...........7,043


74


Incurred Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) Development1 2 3 4 5 6 7 8 9 10 11 12

Years inWhich


1. Prior..... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .......155,801 .......165,413 .......154,746 ........(10,667) ..........(1,055)2. 2001.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .......330,991 .......328,166 ..........(2,825) ......XXX........3. 2002.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .......328,384 ......XXX........ ......XXX........

4. Totals ........(13,492) ..........(1,055)

SCHEDULE P - PART 2J - AUTO PHYSICAL DAMAGE1. Prior..... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .........66,935 .........34,467 .........31,551 ..........(2,917) ........(35,384)2. 2001.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .......595,228 .......547,577 ........(47,651) ......XXX........3. 2002.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .......580,030 ......XXX........ ......XXX........

4. Totals ........(50,568) ........(35,384)

SCHEDULE P - PART 2K - FIDELITY/SURETY1. Prior..... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .........73,660 .........68,372 .........77,521 ...........9,149 ...........3,8612. 2001.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .........62,721 .........56,713 ..........(6,008) ......XXX........3. 2002.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .........68,388 ......XXX........ ......XXX........

4. Totals ...........3,141 ...........3,861

SCHEDULE P - PART 2L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)1. Prior..... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ..............474 ..............259 ..............500 ..............241 ................262. 2001.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ..............355 ..............422 ................67 ......XXX........3. 2002.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .................0 ......XXX........ ......XXX........

4. Totals ..............308 ................26

SCHEDULE P - PART 2M - INTERNATIONAL1. Prior..... .........49,629 .........74,420 .........67,637 .........88,262 .........86,767 .........80,318 .........69,856 .........63,291 .........58,750 .........58,618 .............(132) ..........(4,673)2. 1993.... .........19,737 .........47,119 .........47,408 .........46,918 .........50,573 .........44,950 .........45,781 .........46,254 .........40,941 .........40,922 ..............(19) ..........(5,332)3. 1994.... ......XXX........ .........25,288 .........35,767 .........45,965 .........53,768 .........44,801 .........44,053 .........43,257 .........36,202 .........36,393 ..............191 ..........(6,864)4. 1995.... ......XXX........ ......XXX........ .........42,686 .........57,101 .........42,418 .........39,981 .........37,860 .........37,017 .........37,300 .........37,714 ..............415 ..............6975. 1996.... ......XXX........ ......XXX........ ......XXX........ .........19,009 .........38,323 .........43,130 .........39,730 .........37,472 .........36,967 .........36,734 .............(233) .............(738)6. 1997.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ .........26,010 .........44,937 .........44,188 .........40,602 .........39,861 .........40,005 ..............144 .............(597)7. 1998.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .........39,312 .........75,971 .........79,256 .........85,563 .........85,597 ................33 ...........6,3418. 1999.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .........26,721 .........48,766 .........50,257 .........51,418 ...........1,161 ...........2,6529. 2000.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .........33,398 .........44,961 .........49,544 ...........4,583 .........16,146

10. 2001.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .........40,799 .........53,137 .........12,338 ......XXX........11. 2002.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .........20,255 ......XXX........ ......XXX........

12. Totals .........18,480 ...........7,630


75

SCHEDULE P - PART 2N - REINSURANCENONPROPORTIONAL ASSUMED PROPERTY

Incurred Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) Development1 2 3 4 5 6 7 8 9 10 11 12

Years inWhich


1. Prior..... .........28,376 .........42,838 .........36,670 .........32,952 .........30,963 .........30,735 .........29,906 .........33,015 .........37,097 .........37,766 ..............668 ...........4,7512. 1993.... .........55,866 .........45,663 .........43,429 .........45,122 .........43,846 .........42,450 .........41,946 .........41,159 .........41,099 .........41,153 ................54 ................(6)3. 1994.... .......XXX....... .........78,318 .........69,466 .........63,296 .........61,978 .........62,477 .........62,460 .........62,521 .........62,612 .........59,412 ..........(3,200) ..........(3,109)4. 1995.... .......XXX....... .......XXX....... .........72,753 .........71,860 .........62,979 .........63,412 .........63,481 .........60,959 .........60,892 .........61,740 ..............848 ..............7815. 1996.... .......XXX....... .......XXX....... .......XXX....... .........68,593 .........69,252 .........65,187 .........65,177 .........57,613 .........56,489 .........53,073 ..........(3,416) ..........(4,540)6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........76,640 .........64,008 .........64,001 .........55,752 .........56,866 .........62,506 ...........5,640 ...........6,7547. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........75,360 .........90,791 .........93,619 .........91,610 .........81,088 ........(10,522) ........(12,531)8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........79,132 .........84,703 .......106,797 .......109,144 ...........2,346 .........24,4419. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......112,303 .......141,063 .......148,543 ...........7,480 .........36,240


12. Totals .........10,754 .........52,781

SCHEDULE P - PART 2O - REINSURANCENONPROPORTIONAL ASSUMED LIABILITY

1. Prior..... .......110,002 .........86,537 .........93,593 .......604,704 .......559,754 .......493,047 .......414,118 .......379,168 .......122,360 .......118,456 ..........(3,904) ......(260,712)2. 1993.... .........63,856 .........60,585 .........65,883 .........69,196 .........57,200 .........57,142 .........89,090 .........59,486 .........58,743 .........59,172 ..............429 .............(314)3. 1994.... .......XXX....... .........76,425 .........74,007 .........89,071 .........64,433 .........64,371 .........61,153 .........59,458 .........59,450 .........62,142 ...........2,692 ...........2,6844. 1995.... .......XXX....... .......XXX....... .......110,122 .........90,756 .........83,236 .........83,062 .........79,285 .........76,666 .........80,137 .........83,078 ...........2,941 ...........6,4125. 1996.... .......XXX....... .......XXX....... .......XXX....... .......115,841 .......133,666 .......136,930 .......119,738 .........86,141 .........82,848 .........85,827 ...........2,979 .............(314)6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......125,876 .......126,541 .......101,755 .......118,359 .......128,270 .......133,519 ...........5,248 .........15,1607. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......150,982 .......132,569 .......160,954 .......168,308 .......180,151 .........11,842 .........19,1978. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......113,102 .......132,259 .......142,148 .......146,290 ...........4,142 .........14,0319. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......145,489 .......145,483 .......171,139 .........25,657 .........25,650

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......136,813 .......166,649 .........29,836 .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........92,207 .......XXX....... .......XXX.......

12. Totals .........81,861 ......(178,207)

SCHEDULE P - PART 2P - REINSURANCENONPROPORTIONAL ASSUMED FINANCIAL LINES

1. Prior..... .................0 .................0 .................0 .................3 .................2 .................3 .................0 .................1 .................1 .................1 .................0 .................02. 1993.... .................0 .................0 .................0 .................0 .................0 .................0 ..............520 ..............388 ..............387 ..............616 ..............229 ..............2283. 1994.... .......XXX....... .................0 .................0 ................(2) ................(2) ................(2) ...........1,114 ..............869 ..............999 ...........1,085 ................86 ..............2164. 1995.... .......XXX....... .......XXX....... .................0 .................0 .................0 ..............213 ..............348 ..............169 ................59 ................34 ..............(26) .............(135)5. 1996.... .......XXX....... .......XXX....... .......XXX....... ................28 ................28 ..............218 ..............606 ..............497 ..............464 ..............439 ..............(25) ..............(58)6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................42 ..............197 ...........2,667 ...........3,252 ...........4,233 ...........6,738 ...........2,506 ...........3,4867. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............385 .........11,498 .........13,675 .........14,139 .........14,569 ..............430 ..............8948. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........5,982 .........13,546 .........17,631 .........18,266 ..............634 ...........4,7209. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........17,767 .........27,582 .........38,579 .........10,998 .........20,812

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........5,561 ...........5,676 ..............114 .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........2,074 .......XXX....... .......XXX.......

12. Totals .........14,945 .........30,163


76

SCHEDULE P - PART 2R-SECTION 1 - PRODUCTS LIABILITY - OCCURRENCEIncurred Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) Development

1 2 3 4 5 6 7 8 9 10 11 12Years inWhich


1. Prior..... .......305,357 .......306,996 .......310,050 .......387,824 .......367,672 .......378,669 .......373,433 .......375,215 .......269,841 .......266,658 ..........(3,183) ......(108,557)2. 1993.... .........23,896 .........24,019 .........28,852 .........23,623 .........19,854 .........24,335 .........24,063 .........25,755 .........21,712 .........25,228 ...........3,517 .............(527)3. 1994.... .......XXX....... .........40,536 .........45,474 .........54,430 .........43,943 .........37,751 .........29,381 .........29,771 .........23,600 .........27,732 ...........4,132 ..........(2,039)4. 1995.... .......XXX....... .......XXX....... .........45,545 .........42,894 .........33,788 .........28,607 .........19,191 .........21,091 .........18,879 .........21,278 ...........2,400 ..............1875. 1996.... .......XXX....... .......XXX....... .......XXX....... .........44,172 .........38,176 .........24,774 .........24,286 .........27,390 .........27,003 .........26,903 .............(100) .............(487)6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........14,227 .........26,174 .........35,902 .........37,091 .........34,466 .........40,009 ...........5,544 ...........2,9187. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........16,862 .........28,760 .........25,483 .........21,516 .........23,519 ...........2,003 ..........(1,964)8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........33,016 .........20,965 ...........9,947 .........16,166 ...........6,219 ..........(4,799)9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........35,103 .........18,179 .........35,076 .........16,897 ..............(27)

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......148,580 .........47,844 ......(100,736) .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........38,227 .......XXX....... .......XXX.......

12. Totals ........(63,308) ......(115,294)

SCHEDULE P - PART 2R-SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE1. Prior..... ..............293 ..............138 ..............361 ..............359 ..............359 ..............537 ..............267 ..............747 ..............157 ..............182 ................25 .............(565)2. 1993.... ..............802 ...........1,723 ...........1,475 ...........1,268 ...........1,245 ...........1,308 ...........1,237 ...........1,236 ...........1,236 ...........1,216 ..............(20) ..............(20)3. 1994.... .......XXX....... ..............595 ...........2,433 ...........2,361 ...........2,427 ...........1,298 ...........1,251 ..............247 .............(753) .............(753) .................0 ..........(1,000)4. 1995.... .......XXX....... .......XXX....... ..............859 ..............601 ..............632 ..............459 ..............488 ..............501 ...........1,001 ...........1,251 ..............250 ..............7505. 1996.... .......XXX....... .......XXX....... .......XXX....... ..............348 ...........1,775 ...........2,349 ..............873 ..............739 ..............496 ..............496 .................0 .............(243)6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........4,733 ...........3,035 ...........2,026 ...........3,095 ...........2,758 ...........2,760 .................2 .............(335)7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,757 ...........1,564 ..............976 ..............510 ..............377 .............(133) .............(599)8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........3,509 ...........2,039 ...........1,023 ..............993 ..............(30) ..........(1,046)9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........2,431 ...........1,851 ...........2,395 ..............544 ..............(36)

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........6,232 ...........1,550 ..........(4,682) .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........4,511 .......XXX....... .......XXX.......

12. Totals ..........(4,046) ..........(3,094)

SCHEDULE P - PART 2S - FINANCIAL GUARANTY/MORTGAGE GUARANTY1. Prior..... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................0 .................0 .................0 .................02. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................0 .................0 .......XXX.......3. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .......XXX....... .......XXX.......

4. Totals .................0 .................0NONE


77

SCHEDULE P - PART 3A - HOMEOWNERS/FARMOWNERSCumulative Paid Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 11 12

1 2 3 4 5 6 7 8 9 10 Number of Number ofYears in Claims ClaimsWhich Closed Closed

Losses Were With Loss Without LossIncurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Payment Payment

1. Prior..... ........000....... .........16,141 .........25,553 .........32,926 .........36,094 .........37,822 .........40,146 .........40,738 .........41,334 .........42,029 ...........1,579 ..............9792. 1993.... .......165,316 .......215,890 .......225,561 .......229,791 .......232,159 .......234,892 .......235,477 .......235,778 .......235,998 .......236,186 .........84,917 .........27,3213. 1994.... .......XXX....... .......207,858 .......256,823 .......265,878 .......268,625 .......271,504 .......272,511 .......273,229 .......273,779 .......274,401 .........93,345 .........32,8464. 1995.... .......XXX....... .......XXX....... .......190,145 .......263,822 .......273,788 .......279,467 .......282,085 .......283,352 .......284,074 .......284,859 .........87,892 .........35,2655. 1996.... .......XXX....... .......XXX....... .......XXX....... .......298,442 .......372,420 .......380,617 .......386,376 .......388,683 .......390,709 .......391,496 .......118,619 .........42,0346. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......190,521 .......247,886 .......255,571 .......261,771 .......265,023 .......267,466 .........77,838 .........31,2547. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......207,408 .......271,110 .......282,222 .......287,159 .......290,882 .........84,347 .........33,8738. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......234,362 .......295,165 .......307,424 .......312,559 .........87,000 .........37,0719. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......224,273 .......313,974 .......327,885 .........86,091 .........33,898

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......267,598 .......358,403 .........89,189 .........35,05311. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......245,554 .........66,951 .........29,993

SCHEDULE P - PART 3B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL1. Prior..... ........000....... .......198,753 .......288,128 .......324,448 .......346,866 .......355,935 .......359,505 .......365,700 .......371,106 .......373,150 .........12,536 ...........3,7362. 1993.... .......227,353 .......477,776 .......595,491 .......643,952 .......669,871 .......679,960 .......685,021 .......687,313 .......688,416 .......689,044 .......139,166 .........40,2013. 1994.... .......XXX....... .......256,990 .......524,466 .......633,660 .......692,569 .......717,804 .......733,455 .......739,503 .......742,590 .......742,714 .......145,920 .........40,7594. 1995.... .......XXX....... .......XXX....... .......262,669 .......497,984 .......616,546 .......665,994 .......692,260 .......700,255 .......706,151 .......706,700 .......139,427 .........39,3505. 1996.... .......XXX....... .......XXX....... .......XXX....... .......260,501 .......505,367 .......610,014 .......663,639 .......689,843 .......703,956 .......709,203 .......136,622 .........40,0936. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......267,581 .......491,899 .......595,836 .......652,159 .......685,769 .......698,403 .......132,129 .........40,3857. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......261,170 .......488,951 .......596,886 .......658,328 .......689,421 .......138,449 .........45,4238. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......267,170 .......507,862 .......624,217 .......693,357 .......155,332 .........61,0859. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......299,351 .......563,717 .......685,571 .......164,627 .........70,267

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......319,348 .......612,317 .......164,212 .........63,09711. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......378,257 .......119,263 .........52,889

SCHEDULE P - PART 3C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL1. Prior..... ........000....... .......155,996 .......244,039 .......289,863 .......312,748 .......324,019 .......330,546 .......335,823 .......339,775 .......342,204 ...........4,574 ...........2,6102. 1993.... .........53,201 .......118,192 .......173,297 .......204,093 .......224,776 .......236,366 .......239,613 .......241,902 .......242,890 .......243,304 .........33,347 .........12,7853. 1994.... .......XXX....... .........57,216 .......135,107 .......184,955 .......213,555 .......234,233 .......244,458 .......248,377 .......251,918 .......253,977 .........34,196 .........12,2774. 1995.... .......XXX....... .......XXX....... .........56,123 .......118,744 .......165,363 .......203,130 .......221,391 .......231,302 .......238,356 .......242,039 .........31,468 .........11,9995. 1996.... .......XXX....... .......XXX....... .......XXX....... .........62,576 .......123,943 .......175,376 .......205,979 .......228,218 .......238,507 .......243,782 .........31,576 .........12,1556. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........51,775 .......102,214 .......145,233 .......173,977 .......200,751 .......215,519 .........30,421 .........12,1017. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........58,090 .......122,019 .......180,880 .......221,935 .......249,722 .........33,143 .........14,0858. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........94,296 .......174,329 .......239,766 .......287,390 .........33,215 .........15,3029. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........99,044 .......186,708 .......243,682 .........30,116 .........15,078

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......100,229 .......180,374 .........24,646 .........13,37611. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........73,816 .........16,073 .........10,219

SCHEDULE P - PART 3D - WORKERS' COMPENSATION1. Prior..... ........000....... .......436,721 .......756,776 .......955,407 ....1,100,401 ....1,210,775 ....1,311,107 ....1,390,274 ....1,459,198 ....1,516,096 .........28,815 ...........9,9632. 1993.... .......106,863 .......294,336 .......418,832 .......484,473 .......524,309 .......555,328 .......575,917 .......588,661 .......597,691 .......605,228 .......114,237 .........10,0533. 1994.... .......XXX....... .......139,785 .......357,133 .......462,517 .......529,698 .......572,821 .......601,032 .......618,938 .......630,889 .......640,295 .......111,268 .........13,5614. 1995.... .......XXX....... .......XXX....... .......155,591 .......336,447 .......442,247 .......513,738 .......558,815 .......588,933 .......610,478 .......623,301 .......109,672 .........15,0285. 1996.... .......XXX....... .......XXX....... .......XXX....... .......149,514 .......330,557 .......440,555 .......506,650 .......547,873 .......573,526 .......592,094 .......106,510 .........13,6776. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......155,743 .......344,749 .......460,094 .......527,692 .......571,116 .......604,342 .......110,668 .........17,5857. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......172,326 .......373,869 .......498,122 .......578,327 .......631,865 .......111,494 .........24,5688. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......154,525 .......339,276 .......459,246 .......545,257 .........90,991 .........24,2619. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......121,795 .......295,761 .......416,082 .........73,670 .........26,133


SCHEDULE P - PART 3E - COMMERCIAL MULTIPLE PERIL1. Prior..... ........000....... .......175,586 .......288,658 .......359,757 .......412,802 .......437,566 .......469,846 .......490,543 .......524,591 .......519,156 ...........7,162 ...........8,1952. 1993.... .......173,830 .......278,985 .......337,747 .......374,355 .......401,892 .......425,949 .......438,633 .......446,130 .......459,362 .......463,145 .........47,584 .........25,0873. 1994.... .......XXX....... .......204,006 .......325,092 .......384,715 .......425,063 .......457,473 .......480,452 .......494,554 .......500,775 .......508,162 .........53,103 .........31,3954. 1995.... .......XXX....... .......XXX....... .......198,841 .......316,635 .......377,348 .......422,953 .......452,681 .......476,482 .......486,299 .......493,778 .........52,142 .........32,0675. 1996.... .......XXX....... .......XXX....... .......XXX....... .......232,862 .......361,566 .......425,625 .......470,447 .......502,565 .......528,956 .......556,024 .........53,298 .........31,8666. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......192,548 .......317,629 .......381,375 .......430,726 .......473,055 .......507,512 .........51,214 .........28,8527. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......253,037 .......401,400 .......468,358 .......523,210 .......567,736 .........60,138 .........34,2398. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......256,598 .......425,271 .......505,524 .......583,960 .........64,975 .........39,0439. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......273,568 .......437,399 .......519,310 .........66,397 .........41,945



78

SCHEDULE P - PART 3F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCECumulative Paid Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 11 12



1. Prior..... ........000....... ...........5,696 .........14,342 .........18,514 .........21,518 .........34,911 .........41,426 .........43,260 .........43,509 .........44,406 ................56 ..............5102. 1993.... .................1 ................13 ..............444 ..............264 ..............278 ..............314 ..............325 ..............312 ..............312 ..............312 ................(1) ..............1423. 1994.... .......XXX....... .................2 .................2 .................6 .................9 ..............117 ..............127 ................63 ................63 ................63 ................(6) ................234. 1995.... .......XXX....... .......XXX....... .................0 .................0 ..............103 ..............156 ..............165 ..............152 ..............152 ..............152 .................4 ................165. 1996.... .......XXX....... .......XXX....... .......XXX....... ................29 ................53 .............(156) .............(156) .............(156) .............(156) .............(156) .................0 .................96. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................89 ..............176 ..............189 ..............146 ..............146 ..............146 .................3 ................827. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................65 ................66 ..............281 ..............320 ..............353 .................2 ................258. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................63 ................66 ................69 ..............302 .................2 .................59. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................97 ..............105 ..............105 .................4 .................6

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................13 ................31 .................2 ................1011. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................23 ................23 ................19

SCHEDULE P - PART 3F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS-MADE1. Prior..... ........000....... ...........7,213 .........11,748 .........15,124 .........18,503 .........20,874 .........21,717 .........23,734 .........23,893 .........23,921 ..............283 ..............7252. 1993.... ..............333 ...........1,230 ...........3,495 ...........4,975 ...........7,106 ...........7,946 ...........9,111 ...........9,743 ...........9,987 .........10,028 ..............499 ..............3933. 1994.... .......XXX....... ..............370 ...........1,504 ...........3,483 ...........5,279 ...........7,267 ...........8,872 ...........8,992 ...........9,118 ...........9,137 ..............149 ..............3044. 1995.... .......XXX....... .......XXX....... ..............446 ...........1,343 ...........2,663 ...........5,568 ...........7,077 ...........7,831 ...........8,363 ...........8,507 ..............126 ..............2825. 1996.... .......XXX....... .......XXX....... .......XXX....... ..............384 ...........2,162 ...........5,050 ...........8,086 ...........9,501 .........10,097 .........11,599 ................81 ..............2246. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............130 ..............727 ...........2,871 ...........4,762 ...........6,676 ...........6,903 ................89 ..............1927. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............642 ...........1,707 ...........3,274 ...........5,279 ...........7,807 ................43 ..............1058. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................61 ..............313 ..............499 ..............555 .................0 ................119. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................(1) .................0 .................0 .................0 .................0

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................0 .................0 .................011. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................0 .................0

SCHEDULE P - PART 3G - SPECIAL LIABILITY (OCEAN MARINE,AIRCRAFT (ALL PERILS), BOILER AND MACHINERY)

1. Prior..... ........000....... ...........5,486 .........10,868 .........13,892 .........15,166 .........14,282 .........17,231 .........18,224 .........18,261 .........18,810 .......XXX....... .......XXX.......2. 1993.... ...........6,202 .........14,433 .........18,947 .........20,694 .........21,769 .........22,209 .........22,359 .........22,511 .........22,182 .........22,227 .......XXX....... .......XXX.......3. 1994.... .......XXX....... ...........5,139 .........14,868 .........18,720 .........20,399 .........21,037 .........21,412 .........21,526 .........21,160 .........21,348 .......XXX....... .......XXX.......4. 1995.... .......XXX....... .......XXX....... ...........6,350 .........15,209 .........18,953 .........21,981 .........22,660 .........23,545 .........23,649 .........23,756 .......XXX....... .......XXX.......5. 1996.... .......XXX....... .......XXX....... .......XXX....... ...........9,829 .........19,783 .........23,049 .........25,776 .........29,466 .........29,939 .........30,648 .......XXX....... .......XXX.......6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........11,582 .........24,405 .........28,994 .........34,961 .........36,487 .........36,971 .......XXX....... .......XXX.......7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........18,060 .........36,519 .........45,014 .........48,890 .........50,125 .......XXX....... .......XXX.......8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........17,031 .........30,793 .........38,326 .........40,198 .......XXX....... .......XXX.......9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........12,480 .........29,662 .........35,437 .......XXX....... .......XXX.......

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........12,468 .........25,025 .......XXX....... .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........14,321 .......XXX....... .......XXX.......

SCHEDULE P - PART 3H - SECTION 1 - OTHER LIABILITY - OCCURRENCE1. Prior..... ........000....... .......217,481 .......399,757 .......548,603 .......680,483 .......785,694 .......897,926 .......970,430 ....1,032,983 ....1,055,583 ...........7,118 .........16,7652. 1993.... ...........6,844 .........26,976 .........57,805 .........91,429 .......114,801 .......124,484 .......139,989 .......147,564 .......152,153 .......157,315 ...........6,350 ...........8,9373. 1994.... .......XXX....... ...........8,392 .........52,346 .........85,245 .......119,700 .......149,495 .......179,241 .......194,820 .......206,431 .......212,814 ...........6,479 .........10,2694. 1995.... .......XXX....... .......XXX....... .........10,355 .........29,431 .........58,200 .........96,751 .......138,841 .......161,596 .......177,117 .......186,160 ...........6,350 ...........9,3785. 1996.... .......XXX....... .......XXX....... .......XXX....... ...........2,731 .........31,560 .........79,888 .......126,728 .......154,527 .......179,426 .......200,050 ...........6,779 ...........8,3336. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........9,784 .........36,438 .........91,996 .......142,020 .......183,446 .......204,749 ...........5,928 ...........7,5857. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,908 .........33,218 .........97,606 .......162,614 .......197,276 ...........4,971 ...........6,9398. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........13,471 .........44,880 .........99,078 .......142,883 ...........4,742 ...........6,7459. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........11,451 .........36,994 .........86,960 ...........4,431 ...........7,018

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........10,665 .........37,618 ...........2,807 ...........5,20211. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........8,279 ..............982 ...........2,257

SCHEDULE P - PART 3H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE1. Prior..... ........000....... ...........6,441 .........11,787 .........14,135 .........17,979 .........19,307 .........19,897 .........20,039 .........20,144 .........20,144 ..............299 ..............7022. 1993.... ...........1,332 ...........8,352 .........12,279 .........15,897 .........23,269 .........24,039 .........24,632 .........25,279 .........25,325 .........25,367 ..............749 ..............9133. 1994.... .......XXX....... ...........2,272 ...........8,842 .........14,837 .........18,764 .........21,208 .........22,320 .........22,814 .........23,560 .........23,720 ..............585 ..............7934. 1995.... .......XXX....... .......XXX....... ...........2,527 ...........7,972 .........12,800 .........17,421 .........18,874 .........21,013 .........21,694 .........22,429 ..............444 ..............7155. 1996.... .......XXX....... .......XXX....... .......XXX....... ...........1,707 ...........4,868 ...........9,377 .........12,204 .........13,988 .........15,352 .........16,029 ..............263 ..............5466. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,627 ...........9,213 .........14,105 .........20,904 .........23,080 .........25,875 ..............325 ..............5747. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........4,253 .........16,794 .........25,467 .........30,369 .........32,418 ..............287 ..............6448. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........4,742 .........17,696 .........30,299 .........36,892 ..............306 ..............4789. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........4,610 .........25,382 .........45,193 ..............186 ..............396

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........5,728 .........22,441 ................77 ..............10211. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........5,207 ................11 ................15


79


Cumulative Paid Net Losses and Defense and Containment Expenses Reported at Year End ($000 omitted) 11 121 2 3 4 5 6 7 8 9 10 Number of Number of

Years in Claims ClaimsWhich Closed Closed


1. Prior..... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ........000....... .......114,956 .......130,508 .......XXX....... .......XXX.......2. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......192,622 .......281,825 .......XXX....... .......XXX.......3. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......167,043 .......XXX....... .......XXX.......

SCHEDULE P - PART 3J - AUTO PHYSICAL DAMAGE1. Prior..... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ........000....... .........34,664 .........33,098 ..........(1,333) ...........1,8192. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......506,407 .......544,425 .......359,223 .........73,9523. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......512,830 .......313,098 .........72,448

SCHEDULE P - PART 3K - FIDELITY/SURETY1. Prior..... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ........000....... .........42,498 .........57,660 .......XXX....... .......XXX.......2. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........12,729 .........35,636 .......XXX....... .......XXX.......3. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........19,241 .......XXX....... .......XXX.......

SCHEDULE P - PART 3L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)1. Prior..... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ........000....... .................0 .................0 .......XXX....... .......XXX.......2. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................0 .......XXX....... .......XXX.......3. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .......XXX....... .......XXX.......

NONE

SCHEDULE P - PART 3M - INTERNATIONAL1. Prior..... ........000....... .........29,015 .........42,337 .........44,228 .........50,520 .........51,660 .........54,098 .........55,739 .........56,626 .........56,542 .......XXX....... .......XXX.......2. 1993.... .............(109) .........19,300 .........29,686 .........34,268 .........36,589 .........37,370 .........38,709 .........39,629 .........40,188 .........40,121 .......XXX....... .......XXX.......3. 1994.... .......XXX....... ...........6,454 .........19,962 .........29,801 .........33,381 .........34,482 .........35,325 .........35,281 .........35,290 .........35,382 .......XXX....... .......XXX.......4. 1995.... .......XXX....... .......XXX....... ...........4,319 .........22,122 .........31,135 .........33,051 .........34,955 .........35,590 .........35,954 .........36,504 .......XXX....... .......XXX.......5. 1996.... .......XXX....... .......XXX....... .......XXX....... ...........7,184 .........23,999 .........31,824 .........34,304 .........35,193 .........35,468 .........35,664 .......XXX....... .......XXX.......6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........9,837 .........25,143 .........34,522 .........38,111 .........38,006 .........38,257 .......XXX....... .......XXX.......7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........23,366 .........65,765 .........75,808 .........82,958 .........83,269 .......XXX....... .......XXX.......8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........11,307 .........38,363 .........43,753 .........46,534 .......XXX....... .......XXX.......9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........8,233 .........28,258 .........34,081 .......XXX....... .......XXX.......

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........11,915 .........36,131 .......XXX....... .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........4,500 .......XXX....... .......XXX.......


80


Cumulative Paid Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 11 121 2 3 4 5 6 7 8 9 10 Number of Number of

Years in Claims ClaimsWhich Closed Closed


1. Prior..... .......000........ .........13,625 .........21,607 .........25,131 .........25,402 .........26,510 .........27,245 .........30,481 .........35,935 .........36,491 .......XXX....... .......XXX.......2. 1993.... ...........9,198 .........25,543 .........35,820 .........38,623 .........39,467 .........39,733 .........40,076 .........40,511 .........40,649 .........40,607 .......XXX....... .......XXX.......3. 1994.... .......XXX....... .........21,751 .........45,997 .........54,841 .........56,281 .........58,567 .........59,417 .........60,475 .........60,922 .........61,393 .......XXX....... .......XXX.......4. 1995.... .......XXX....... .......XXX....... .........17,023 .........45,832 .........53,052 .........56,111 .........58,260 .........58,409 .........58,678 .........58,779 .......XXX....... .......XXX.......5. 1996.... .......XXX....... .......XXX....... .......XXX....... .........14,571 .........40,915 .........54,379 .........53,720 .........54,556 .........54,750 .........55,373 .......XXX....... .......XXX.......6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........19,886 .........41,178 .........48,614 .........51,702 .........53,462 .........54,493 .......XXX....... .......XXX.......7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........40,617 .........64,035 .........77,504 .........78,770 .........80,040 .......XXX....... .......XXX.......8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........15,830 .........76,171 .......101,072 .......116,760 .......XXX....... .......XXX.......9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........26,858 .........89,326 .......113,039 .......XXX....... .......XXX.......

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........40,525 .......130,233 .......XXX....... .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........15,549 .......XXX....... .......XXX.......


1. Prior..... .......000........ .........13,002 .........25,810 .........34,198 .........42,280 .........51,869 .........55,677 .........58,650 .......110,136 .......110,797 .......XXX....... .......XXX.......2. 1993.... ..............812 ...........6,135 .........11,478 .........18,877 .........24,119 .........30,138 .........38,396 .........43,921 .........45,206 .........49,139 .......XXX....... .......XXX.......3. 1994.... .......XXX....... ..............606 ...........4,516 .........12,586 .........18,907 .........25,082 .........32,608 .........37,403 .........41,158 .........44,226 .......XXX....... .......XXX.......4. 1995.... .......XXX....... .......XXX....... ...........1,044 ...........8,003 .........21,073 .........32,089 .........39,903 .........44,575 .........47,697 .........54,747 .......XXX....... .......XXX.......5. 1996.... .......XXX....... .......XXX....... .......XXX....... ..........(6,636) ...........5,945 .........13,202 .........23,622 .........31,852 .........39,208 .........46,034 .......XXX....... .......XXX.......6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........5,589 .........14,604 .........27,599 .........40,629 .........57,909 .........69,231 .......XXX....... .......XXX.......7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..........(1,153) .........14,044 .........33,202 .........60,489 .........81,469 .......XXX....... .......XXX.......8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........9,339 .........35,347 .........58,379 .........81,700 .......XXX....... .......XXX.......9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,229 .........14,184 .........42,437 .......XXX....... .......XXX.......

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,428 .........10,846 .......XXX....... .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............588 .......XXX....... .......XXX.......


1. Prior..... .......000........ .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .......XXX....... .......XXX.......2. 1993.... .................0 .................0 .................0 .................0 .................0 .................0 .................9 .................0 ................29 ................57 .......XXX....... .......XXX.......3. 1994.... .......XXX....... .................0 .................0 ................(2) ................(2) ................(2) ................67 ..............107 ..............498 ..............653 .......XXX....... .......XXX.......4. 1995.... .......XXX....... .......XXX....... .................0 .................0 .................0 .................0 ................91 ..............110 ..............(33) ..............(58) .......XXX....... .......XXX.......5. 1996.... .......XXX....... .......XXX....... .......XXX....... ................28 ................28 ................28 ..............133 ..............249 ..............264 ..............269 .......XXX....... .......XXX.......6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................39 ................78 ..............497 ...........1,466 ...........2,444 ...........2,924 .......XXX....... .......XXX.......7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............(13) ...........5,950 .........10,626 .........12,142 .........12,311 .......XXX....... .......XXX.......8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,432 ...........9,586 .........13,836 .........15,205 .......XXX....... .......XXX.......9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........2,949 .........17,104 .........27,064 .......XXX....... .......XXX.......

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................74 ...........1,291 .......XXX....... .......XXX.......11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................29 .......XXX....... .......XXX.......


81

SCHEDULE P - PART 3R-SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE Cumulative Paid Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 11 12



1. Prior..... ........000....... .........43,235 .........83,303 .......123,290 .......142,883 .......177,772 .......195,422 .......212,585 .......228,533 .......244,279 ...........1,611 ...........4,8442. 1993.... ..............947 ...........2,540 ...........6,347 .........10,310 .........12,153 .........15,679 .........17,894 .........19,682 .........20,201 .........21,746 ..............334 ..............3993. 1994.... .......XXX....... ...........2,319 ...........5,614 ...........7,526 .........12,081 .........18,765 .........19,831 .........20,228 .........21,325 .........22,735 ..............265 ..............4624. 1995.... .......XXX....... .......XXX....... ...........3,804 ...........5,341 ...........5,934 .........10,553 .........13,000 .........14,116 .........15,278 .........16,454 ..............234 ..............4095. 1996.... .......XXX....... .......XXX....... .......XXX....... ...........5,658 ...........7,259 .........14,645 .........15,905 .........17,312 .........18,641 .........18,343 ..............377 ..............3976. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............736 .........12,871 .........16,000 .........18,551 .........20,819 .........23,534 ..............355 ..............4347. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .............(872) ...........2,999 ...........7,697 ...........9,867 .........11,057 ..............372 ..............4488. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..........(2,242) ..........(1,326) ..............177 ...........3,898 ..............356 ..............4609. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,498 ...........4,953 ...........8,412 ..............358 ..............546

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,495 ...........3,275 ..............220 ..............58111. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............617 ..............106 ..............240

SCHEDULE P - PART 3R-SECTION 2 - PRODUCTS LIABILITY- CLAIMS-MADE1. Prior..... ........000....... ................67 ..............360 ..............359 ..............359 ..............311 ..............266 ..............157 ..............157 ..............182 .................4 ................242. 1993.... .................7 ...........1,044 ...........1,051 ...........1,240 ...........1,240 ...........1,236 ...........1,236 ...........1,236 ...........1,236 ...........1,216 .................8 .................83. 1994.... .......XXX....... .................4 ...........2,247 ...........2,266 ...........2,267 ...........1,194 ...........1,248 .............(753) .............(753) .............(753) .................2 .................64. 1995.... .......XXX....... .......XXX....... .................3 ................23 .................6 ................27 ..............251 ..............251 ..............251 ..............251 .................2 .................45. 1996.... .......XXX....... .......XXX....... .......XXX....... .................0 ..............413 ..............447 ..............496 ..............496 ..............496 ..............496 .................0 .................46. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................4 ..............116 ..............663 ...........2,693 ...........2,760 ...........2,760 .................4 ................107. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................6 ................27 ................52 ..............374 ..............373 .................5 ................108. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................10 ..............300 ..............480 ..............687 .................5 .................39. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................(1) ..............203 ..............725 .................4 .................5

10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................12 ..............141 .................1 .................711. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................38 .................1 .................4

SCHEDULE P - PART 3S - FINANCIAL GUARANTY/MORTGAGE GUARANTY1. Prior..... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ........000....... .................0 .................0 .......XXX....... .......XXX.......2. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................0 .......XXX....... .......XXX.......3. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .......XXX....... .......XXX.......

NONE


82

SCHEDULE P - PART 4A - HOMEOWNERS/FARMOWNERSBulk and IBNR Reserves on Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted)

1 2 3 4 5 6 7 8 9 10Years in Which Losses Were

Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 20021. Prior.............. ...............8,828 ...............2,001 .................142 ...............1,367 ...............3,141 ...............4,899 .................622 ................(184) ................(413) ...................272. 1993............ .............14,292 ...............4,048 .................360 ...................49 .................900 .................547 ...................89 ..................(45) ...................17 ...................763. 1994............ ........XXX......... .............17,875 ...............1,500 .................991 .................614 ...............4,260 .....................2 ................(334) ................(137) ..................(41)4. 1995............ ........XXX......... ........XXX......... .............18,562 ...............1,340 ...............1,538 ...............3,041 .................364 .............(1,446) ................(213) ..................(74)5. 1996............ ........XXX......... ........XXX......... ........XXX......... .............27,433 ...............5,230 ...............4,233 ................(139) .................170 .............(1,110) ................(953)6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............26,904 .............10,938 .................527 ................(581) .............(1,069) ................(862)7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............11,158 ...............3,735 ...............7,735 ................(770) ................(414)8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............28,489 .............15,308 ................(213) ..................(22)9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............22,954 ...............1,710 ..................(44)

10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............35,631 ...............2,15411. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............53,980

SCHEDULE P - PART 4B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL1. Prior.............. .............81,278 .............14,314 .............(2,086) ................(691) .............(1,489) .................227 .................726 ...............7,823 ...............7,587 ...............8,9802. 1993............ ...........171,421 .............41,829 ...............6,894 .................336 .............(1,974) .................121 .................185 ...............4,457 .................259 ...............1,2613. 1994............ ........XXX......... ...........166,362 .............43,007 .................699 .............(2,418) ...............2,733 .................204 ...............3,976 ...............2,911 ...............1,3624. 1995............ ........XXX......... ........XXX......... ...........163,827 .............33,045 ...............5,402 ...............5,472 .................211 ...............3,213 ...............3,752 ...............1,4655. 1996............ ........XXX......... ........XXX......... ........XXX......... ...........184,289 .............67,708 .............20,717 ...............8,419 ...............1,780 ...............2,839 ...............1,9176. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........197,459 .............65,341 .............27,879 ...............2,047 ...............3,797 ...............2,0577. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........171,365 .............31,646 .............13,355 ...............4,311 ...............2,0378. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........185,254 .............63,344 .............17,374 ...............5,4319. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........192,586 .............40,366 .............10,384

10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........223,188 .............71,49811. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........268,664

SCHEDULE P - PART 4C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL1. Prior.............. ...........104,180 .............43,568 .............22,951 .............28,132 .............28,347 .............22,156 ...............2,159 ...............2,673 .............(6,075) ............(14,520)2. 1993............ ...........119,776 .............57,022 .............27,359 .............14,003 .............10,027 ...............6,415 ...............1,571 .................427 .................388 .................5213. 1994............ ........XXX......... ...........125,243 .............66,029 .............39,087 .............24,189 .............13,468 ...............5,571 ...............3,180 .................178 .................5784. 1995............ ........XXX......... ........XXX......... ...........123,219 .............63,764 .............34,287 .............14,489 ...............5,759 ...............4,435 .................195 .................3155. 1996............ ........XXX......... ........XXX......... ........XXX......... ...........125,595 .............67,601 .............33,868 .............13,950 ...............9,040 ...................68 .................1696. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............93,926 .............44,612 .............27,579 .............12,462 .................127 .................8937. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............94,923 .............43,178 ...............7,609 ...............1,860 .................6678. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........124,128 .............43,366 ...............6,988 ...............3,5559. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........140,660 .............47,607 ...............8,260

10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........129,035 .............36,78411. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........130,276

SCHEDULE P - PART 4D - WORKERS' COMPENSATION1. Prior.............. ...........592,243 ...........686,165 ...........624,044 ...........649,891 ...........605,274 ...........581,355 ...........538,929 ...........519,638 ...........403,710 ...........368,6322. 1993............ ...........457,940 ...........280,969 ...........200,637 ...........124,121 ...........101,386 .............52,409 .............68,297 .............62,529 .............43,941 .............17,5363. 1994............ ........XXX......... ...........300,917 ...........162,597 ...........122,543 .............97,423 .............74,945 .............73,584 .............71,543 .............57,960 .............54,5954. 1995............ ........XXX......... ........XXX......... ...........315,530 ...........173,330 ...........121,352 .............87,354 .............78,956 .............75,882 .............57,225 .............50,3205. 1996............ ........XXX......... ........XXX......... ........XXX......... ...........281,470 ...........150,976 ...........111,444 .............97,596 .............82,559 .............57,516 .............50,9386. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........276,355 ...........169,629 ...........111,917 .............92,830 .............63,937 .............48,6067. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........322,852 ...........161,311 ...........108,591 ...........110,498 .............84,3608. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........244,127 ...........129,858 ...........100,693 .............60,5209. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........261,843 ...........173,539 .............68,867

10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........486,908 ...........336,48011. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........423,056

SCHEDULE P - PART 4E - COMMERCIAL MULTIPLE PERIL1. Prior.............. ...........279,104 ...........212,083 ...........116,219 ...........103,713 ...........100,847 ...........109,287 .............91,207 .............59,448 ...............5,403 ...............4,4402. 1993............ ...........168,292 .............57,687 ...............8,742 .............17,965 .............12,792 .............11,547 ...............7,590 ...............8,972 .................779 .................2273. 1994............ ........XXX......... ...........201,197 ...........135,508 .............62,144 .............49,387 .............32,893 .............10,612 .............11,200 .............(1,983) .................3384. 1995............ ........XXX......... ........XXX......... ...........242,879 ...........121,668 .............82,864 .............54,405 .............22,295 .............10,978 .............(2,314) ..................(75)5. 1996............ ........XXX......... ........XXX......... ........XXX......... ...........212,910 ...........117,761 .............64,764 .............48,043 .............18,461 ...............4,775 ................(112)6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........190,443 ...........108,564 .............76,851 .............22,750 ...............3,247 ................(429)7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........130,624 .............88,285 .............45,372 ...............7,574 ...............2,8188. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........181,556 ...........123,769 .............29,310 ...............3,8599. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........174,039 .............98,120 .............37,838



83

SCHEDULE P - PART 4F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCEBulk and IBNR Reserves on Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted)


Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 20021. Prior.............. .............16,028 ...............8,301 ...............3,666 ...............7,194 ...............6,142 .................654 ...............1,592 ...............1,871 ...............1,221 .................6412. 1993............ ...............2,476 .................103 ...................51 ...................54 ...................50 ...................42 ...................19 ...................34 ...................29 .....................63. 1994............ ........XXX......... .....................0 .....................0 .................359 .....................6 ...................29 ...................16 ...................10 .....................8 .....................24. 1995............ ........XXX......... ........XXX......... ...................13 .....................0 ...................79 ...................54 ...................11 ...................33 ...................61 ...................105. 1996............ ........XXX......... ........XXX......... ........XXX......... ...................76 .................191 .................348 .................251 ...................44 ...................57 .....................06. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................36 .................418 .................134 ...................58 ...................35 ...................157. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,735 .................211 .................270 ...................31 ...................318. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................150 .....................4 ...................20 ...................899. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................24 .....................9 .................118

10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................23 .................35911. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................251

SCHEDULE P - PART 4F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS-MADE1. Prior.............. .............12,515 ...............6,837 ...............4,157 .................653 ...............1,580 .................937 ...................53 ...................34 ...............1,025 .................2772. 1993............ ...............9,850 ...............5,642 ...............3,881 ...............1,405 ...............1,445 .................833 ...................66 .................170 ...................11 ...................133. 1994............ ........XXX......... ...............8,433 ...............6,035 ...............4,440 ...............2,033 .................757 .................493 .................489 .................632 .................8134. 1995............ ........XXX......... ........XXX......... ...............7,071 ...............5,187 ...............3,330 ...............1,417 .................824 .................871 ...............1,145 ...............1,4295. 1996............ ........XXX......... ........XXX......... ........XXX......... ...............6,970 .................762 ...............2,951 ...............2,140 ...............1,993 ...............1,837 ...............2,3166. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............7,002 ...............5,554 ...............3,432 ...............2,152 ...............1,656 ...............2,2447. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............7,558 ...............5,432 ...............5,746 ...............4,786 ...............5,6248. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................403 ...............1,673 ...............1,474 ...............1,4529. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ....................(2) .....................0 .....................0

10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................0 .....................011. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................0

SCHEDULE P - PART 4G - SPECIAL LIABILITY (OCEAN MARINE,AIRCRAFT (ALL PERILS), BOILER AND MACHINERY)

1. Prior.............. ...............1,774 ...............1,492 ...............1,642 .............(2,561) .................896 ...............1,804 ...............1,981 ...............1,101 .................359 .................8172. 1993............ ...............5,315 ...............1,927 .................699 .................172 .................124 ...................56 .................263 ...................42 ...................77 .................1253. 1994............ ........XXX......... ...............5,931 ...............1,672 .................906 .................287 ...................78 .................197 ..................(38) .................159 .................2124. 1995............ ........XXX......... ........XXX......... .............10,029 ...............3,501 ...............1,016 .................118 .................112 ..................(30) .................101 .................1555. 1996............ ........XXX......... ........XXX......... ........XXX......... .............13,414 ...............5,083 .................942 .................189 .............(1,177) ...................98 ................(147)6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............9,013 ...............3,970 .................820 .............(1,292) ...................86 ...................277. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............8,694 ...............4,316 .................115 .................208 ...................978. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............7,115 .............(1,889) .................774 .................1979. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............6,284 ...............1,778 .................744

10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............2,958 .................74811. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............5,314

SCHEDULE P - PART 4H - SECTION 1 - OTHER LIABILITY - OCCURRENCE1. Prior.............. ........1,024,207 ...........863,066 ...........770,728 ...........856,514 ...........729,263 ...........619,250 ...........541,765 ...........409,754 ...........161,889 ...........117,5842. 1993............ ...........182,938 ...........135,755 .............99,202 .............64,323 .............48,582 .............59,140 .............46,139 .............40,321 .............33,925 .............15,3863. 1994............ ........XXX......... ...........180,453 ...........141,976 ...........111,895 .............89,790 .............74,942 .............86,631 .............49,028 .............41,003 .............34,3484. 1995............ ........XXX......... ........XXX......... ...........208,002 ...........165,068 ...........145,156 ...........107,407 .............71,251 .............59,130 .............45,269 .............32,7515. 1996............ ........XXX......... ........XXX......... ........XXX......... ...........191,771 ...........162,387 .............98,529 .............89,954 .............70,758 .............50,530 .............49,0576. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........277,931 ...........225,783 ...........111,764 .............73,679 .............63,254 .............52,3137. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........247,438 ...........138,691 .............76,968 .............51,628 .............63,5378. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........186,888 ...........170,784 ...........122,586 .............95,0849. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........232,591 ...........179,198 ...........135,326


SCHEDULE P - PART 4H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE1. Prior.............. ...................73 ...............1,709 ...............1,242 ...............2,061 ...............5,218 ...............7,910 .................383 ...................96 .....................9 ....................(1)2. 1993............ .................465 ...............5,880 ...............3,646 ...............3,506 ...............5,354 ...............4,065 .................519 .................342 .................208 ....................(3)3. 1994............ ........XXX......... .............31,701 .............13,745 ...............6,956 ...............7,972 ...............5,442 .................575 .................210 .................178 ...................194. 1995............ ........XXX......... ........XXX......... .............33,007 .............13,463 .............10,161 ...............4,608 .................773 .................300 ...................80 ...................235. 1996............ ........XXX......... ........XXX......... ........XXX......... .............30,056 .............18,133 ...............5,985 ...............1,309 .................570 .................135 ....................(5)6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............25,599 .............16,605 ...............3,499 ...............1,882 .................573 ...................227. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............15,817 .............11,715 ...............4,249 ...............1,634 ................(122)8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............27,118 .............10,640 ...............2,354 ................(206)9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............47,776 .............21,553 .............10,783

10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............83,324 .............55,57811. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........116,055


84


Bulk and IBNR Reserves on Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted)Years in Which 1 2 3 4 5 6 7 8 9 10 Losses Were

Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 20021. Prior.............. ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............37,548 ...............1,267 .............(3,122)2. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............63,644 .............10,2543. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........106,996

SCHEDULE P - PART 4J - AUTO PHYSICAL DAMAGE1. Prior.............. ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............13,495 .............(8,870) .............(4,869)2. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............20,677 ...............2,1233. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............7,420

SCHEDULE P - PART 4K - FIDELITY/SURETY1. Prior.............. ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............44,754 .............(2,561) .............(3,848)2. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............35,928 ...............3,6593. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............29,493

SCHEDULE P - PART 4L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)1. Prior.............. ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................474 .................259 .................5002. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................355 .................4223. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................0

SCHEDULE P - PART 4M - INTERNATIONAL1. Prior.............. .............14,539 ...............7,923 .............(2,424) ...............6,597 .............14,653 ...............6,853 ...............6,603 ...............4,611 .....................2 .....................02. 1993............ .............16,087 .............20,022 .............11,528 ...............4,623 ...............8,719 ...............2,843 ...............2,955 ...............2,934 ...................11 .....................33. 1994............ ........XXX......... .............14,676 ...............9,247 ...............6,591 .............15,273 ...............6,097 ...............6,233 ...............6,362 ...................21 ...................144. 1995............ ........XXX......... ........XXX......... .............30,920 .............25,595 ...............4,174 .................947 .................947 ...................34 .....................8 .....................65. 1996............ ........XXX......... ........XXX......... ........XXX......... ...............4,203 ...............5,181 ...............3,341 ...............1,650 .................156 ...................23 ...................216. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............7,593 .............11,330 ...............5,528 .....................2 ...................36 ...................287. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............3,436 ...............3,086 .................364 .................160 .................1008. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............3,815 ...............2,145 .................766 ...................429. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............14,807 ...............2,219 .................773

10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............16,935 ...............3,43611. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............13,262


85


Bulk and IBNR Reserves on Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted)1 2 3 4 5 6 7 8 9 10

Years in Which Losses Were

Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 20021. Prior.............. ...............5,551 .....................0 .....................0 .....................0 .................300 .....................0 .....................0 .....................0 .....................0 .....................02. 1993............ .............30,970 ...............5,838 .....................0 .....................0 .................800 .................118 .................778 .....................0 .....................0 .....................03. 1994............ ........XXX......... .............29,516 ...............5,293 .....................0 ...............1,500 .................314 .....................0 .....................0 .....................0 .....................04. 1995............ ........XXX......... ........XXX......... .............29,574 ...............7,206 ...............7,000 .................589 ...............2,094 .....................0 .....................0 .....................05. 1996............ ........XXX......... ........XXX......... ........XXX......... .............26,209 .............17,835 ...............2,750 ...............7,705 .....................0 .....................0 .....................06. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............23,007 ...............7,007 ...............9,785 .................141 .....................0 .....................07. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............9,040 ...............3,225 ...............1,055 .................676 .....................08. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............33,998 ............(26,169) .................734 ...............2,3709. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............31,949 ...............5,969 ...............2,484

10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........141,598 ...........117,33211. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............71,694


1. Prior.............. .............55,104 .............43,122 .............38,600 ...........512,813 ...........445,556 ...........307,380 ...........222,318 ...........142,855 ...............7,901 ...............2,2002. 1993............ .............55,726 .............39,799 .............33,251 .............26,500 .............18,299 ...............8,800 ...............3,885 ...............5,136 ...............4,379 ...............1,5003. 1994............ ........XXX......... .............58,322 .............50,829 .............40,600 .............30,091 ...............5,800 .............11,222 ...............6,484 ...............6,464 ...............2,5004. 1995............ ........XXX......... ........XXX......... .............81,264 .............51,100 .............41,971 .............20,000 .............12,999 .............10,398 .............14,206 ...............6,7805. 1996............ ........XXX......... ........XXX......... ........XXX......... .............94,705 ...........107,666 .............76,353 .............59,373 .............23,333 .............20,611 .............10,9036. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............43,975 .............68,900 .............25,628 .............32,426 .............25,125 .............18,2517. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........109,400 .............86,367 .............58,060 .............42,901 .............26,2298. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............52,112 .............30,842 .............12,883 .............36,4049. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........101,834 .............57,281 .............34,839

10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........103,452 .............71,69311. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............55,000


1. Prior.............. .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................02. 1993............ .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................03. 1994............ ........XXX......... .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................04. 1995............ ........XXX......... ........XXX......... .....................0 .....................0 .....................0 .................213 .....................0 .....................0 .....................0 .....................05. 1996............ ........XXX......... ........XXX......... ........XXX......... .....................0 .....................0 .................190 .....................0 .....................1 .....................0 .....................06. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................0 .................117 .....................0 .....................3 .....................0 .....................07. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................372 .....................0 ...................38 .....................0 .....................08. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................589 .................110 .....................0 .....................09. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................449 .....................0 .....................0

10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............4,489 ...............1,76711. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,939


86

SCHEDULE P - PART 4R-SECTION 1 - PRODUCTS LIABILITY - OCCURRENCEBulk and IBNR Reserves on Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted)


Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 20021. Prior.............. ...........168,690 ...........149,335 ...........123,742 ...........178,523 ...........143,907 ...........134,288 ...........111,996 .............98,998 .............18,363 .............10,1622. 1993............ .............19,155 .............14,956 .............14,416 ...............5,521 ...............2,152 ...............3,416 ...............3,463 ...............4,855 .................535 ...............2,5023. 1994............ ........XXX......... .............32,775 .............29,943 .............34,823 .............25,506 .............11,305 ...............6,793 ...............7,753 ...............1,571 ...............3,4844. 1995............ ........XXX......... ........XXX......... .............33,057 .............30,086 .............25,007 ...............7,692 ...............3,460 ...............5,903 ...............2,906 ...............3,8115. 1996............ ........XXX......... ........XXX......... ........XXX......... .............29,631 .............28,592 .............11,657 ...............5,636 ...............7,703 ...............6,563 ...............7,3366. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............11,918 ...............8,277 .............13,727 .............13,919 ...............8,944 .............13,5777. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............14,043 .............17,734 .............13,325 .............10,080 ...............9,9108. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............29,220 .............17,889 ...............6,703 ...............8,9859. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............30,947 ...............9,479 .............21,681

10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...........143,792 .............34,58511. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............31,511

SCHEDULE P - PART 4R-SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE1. Prior.............. .................484 ...................24 .....................1 .....................0 .....................0 .................222 .....................0 .....................0 .....................0 .....................02. 1993............ .................653 .................614 .................264 ...................13 .....................0 ...................63 .....................0 .....................0 .....................0 .....................03. 1994............ ........XXX......... .................487 ...................32 .....................2 ...................44 .................101 .....................0 ...............1,000 .....................0 .....................04. 1995............ ........XXX......... ........XXX......... .................504 .................229 .................330 ...................66 ..................(13) .....................0 .....................0 .....................05. 1996............ ........XXX......... ........XXX......... ........XXX......... .................348 ...............1,192 ...............1,517 .................375 .................243 .....................0 .....................06. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............4,392 ...............2,366 ...............1,010 .................302 ....................(2) .....................07. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,486 .................964 .................651 ...................14 .....................08. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............3,086 ...............1,272 ...................17 ...................439. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,745 .................311 .................121

10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............3,956 ...............1,02011. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............2,435

SCHEDULE P - PART 4S - FINANCIAL GUARANTY/MORTGAGE GUARANTY1. Prior.............. ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................0 .....................0 .....................02. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................0 .....................03. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................0

NONE


87

SCHEDULE P - PART 5A - HOMEOWNERS/FARMOWNERSSECTION 1

Cumulative Number of Claims Closed with Loss Payment Direct and Assumed at Year EndYears in Which 1 2 3 4 5 6 7 8 9 10

Premiums Were Earnedand Losses Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002

1. Prior.................... ............14,743 ................870 ................242 ................162 ..................69 ..................43 ..................38 ..................32 ..................48 ..................75

2. 1993.................. ............74,529 ............84,240 ............84,691 ............84,835 ............84,877 ............84,900 ............84,918 ............84,908 ............84,913 ............84,917

3. 1994.................. ........XXX........ ............80,221 ............92,650 ............93,198 ............93,287 ............93,247 ............93,302 ............93,321 ............93,340 ............93,345

4. 1995.................. ........XXX........ ........XXX........ ............73,020 ............87,172 ............87,670 ............87,763 ............87,836 ............87,864 ............87,883 ............87,892

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ..........103,086 ..........117,964 ..........118,386 ..........118,497 ..........118,585 ..........118,617 ..........118,619

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............67,013 ............77,239 ............77,619 ............77,787 ............77,812 ............77,838

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............72,812 ............83,647 ............84,209 ............84,348 ............84,347

8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............75,930 ............86,417 ............86,920 ............87,000

9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............68,557 ............85,641 ............86,091

10. 2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............78,425 ............89,189

11. 2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............66,951

SECTION 2Number of Claims Outstanding Direct and Assumed at Year End

Years in Which 1 2 3 4 5 6 7 8 9 10 Premiums Were Earned

and Losses Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002

1. Prior.................... .............2,047 .............1,494 .............1,306 .............1,180 .............1,137 .............1,075 .............1,019 .............1,054 ................999 ................955

2. 1993.................. .............8,269 .............1,007 ................668 ................579 ................530 ................471 ................444 ................439 ................430 ................428

3. 1994.................. ........XXX........ ............11,878 .............1,065 ................760 ................684 ................612 ................576 ................542 ................519 ................511

4. 1995.................. ........XXX........ ........XXX........ ............12,449 .............1,187 ................882 ................818 ................739 ................698 ................667 ................661

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ............13,253 .............1,388 .............1,156 .............1,083 ................969 ................922 ................925

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............9,339 .............1,129 ................913 ................737 ................691 ................644

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............9,702 .............1,149 ................744 ................625 ................610

8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............9,927 .............1,137 ................814 ................694

9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............12,266 .............1,277 ................981

10. 2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............8,004 .............1,397

11. 2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............9,935

SECTION 3Cumulative Number of Claims Reported Direct and Assumed at Year End



1. Prior.................... .............8,128 ................642 ................270 ................141 ................113 ..................73 ..................27 ..................96 ..................19 ..................44

2. 1993.................. ..........106,565 ..........112,066 ..........112,423 ..........112,552 ..........112,609 ..........112,637 ..........112,647 ..........112,655 ..........112,657 ..........112,666

3. 1994.................. ........XXX........ ..........120,667 ..........125,992 ..........126,422 ..........126,567 ..........126,619 ..........126,658 ..........126,675 ..........126,686 ..........126,702

4. 1995.................. ........XXX........ ........XXX........ ..........116,036 ..........123,112 ..........123,531 ..........123,689 ..........123,743 ..........123,773 ..........123,792 ..........123,818

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ..........152,508 ..........160,848 ..........161,284 ..........161,435 ..........161,499 ..........161,545 ..........161,578

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..........103,822 ..........109,127 ..........109,498 ..........109,642 ..........109,704 ..........109,736

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..........112,512 ..........118,178 ..........118,608 ..........118,755 ..........118,830

8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..........118,907 ..........124,222 ..........124,616 ..........124,765

9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..........110,363 ..........120,507 ..........120,970

10. 2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..........117,968 ..........125,639

11. 2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..........106,879


88

SCHEDULE P - PART 5B - PRIVATE PASSENGER AUTO LIABILITY/MEDICALSECTION 1



1. Prior.................... ............45,814 .............8,200 .............2,637 ................931 ................445 ................150 ................104 ..................27 ..................22 ..................20

2. 1993.................. ............90,783 ..........129,996 ..........136,436 ..........138,170 ..........138,756 ..........138,997 ..........139,149 ..........139,171 ..........139,170 ..........139,166

3. 1994.................. ........XXX........ ............97,677 ..........137,357 ..........143,144 ..........144,887 ..........145,472 ..........145,792 ..........145,924 ..........145,933 ..........145,920

4. 1995.................. ........XXX........ ........XXX........ ............94,173 ..........131,410 ..........137,068 ..........138,409 ..........139,130 ..........139,394 ..........139,425 ..........139,427

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ............91,860 ..........128,763 ..........133,966 ..........135,723 ..........136,390 ..........136,608 ..........136,622

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............89,565 ..........123,958 ..........129,686 ..........131,359 ..........131,970 ..........132,129

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............91,763 ..........129,648 ..........135,913 ..........137,756 ..........138,449








1. Prior.................... ............15,175 .............7,622 .............4,757 .............3,535 .............2,853 .............2,619 .............2,492 .............2,333 .............2,233 .............2,114

2. 1993.................. ............40,090 .............9,012 .............3,731 .............2,112 .............1,351 .............1,017 ................836 ................745 ................682 ................624

3. 1994.................. ........XXX........ ............40,645 .............8,512 .............3,937 .............2,258 .............1,587 .............1,193 ................970 ................877 ................831

4. 1995.................. ........XXX........ ........XXX........ ............39,082 .............8,255 .............3,604 .............2,363 .............1,522 .............1,120 ................977 ................897

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ............40,654 .............8,205 .............3,877 .............2,192 .............1,369 ................987 ................900

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............39,848 .............8,602 .............3,904 .............2,115 .............1,313 .............1,009

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............42,905 .............9,765 .............4,116 .............2,253 .............1,320

8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............52,360 ............10,396 .............4,645 .............2,636

9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............51,547 ............11,005 .............5,221






1. Prior.................... ............20,679 .............2,010 ................702 ................217 ..................69 ..................20 ..................21 ....................3 ....................2 ....................3

2. 1993.................. ..........161,149 ..........177,173 ..........179,144 ..........179,717 ..........179,897 ..........179,940 ..........179,979 ..........179,984 ..........179,990 ..........179,991

3. 1994.................. ........XXX........ ..........169,485 ..........184,859 ..........186,753 ..........187,280 ..........187,431 ..........187,478 ..........187,498 ..........187,505 ..........187,510

4. 1995.................. ........XXX........ ........XXX........ ..........164,031 ..........177,394 ..........179,002 ..........179,466 ..........179,604 ..........179,652 ..........179,666 ..........179,674

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ..........163,810 ..........175,532 ..........176,934 ..........177,395 ..........177,537 ..........177,587 ..........177,615

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..........161,245 ..........171,494 ..........172,981 ..........173,359 ..........173,483 ..........173,523







89

SCHEDULE P - PART 5C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICALSECTION 1



1. Prior.................... ............13,002 .............2,600 .............1,064 ................429 ................240 ..................91 ..................48 ..................56 ..................22 ..................24

2. 1993.................. ............23,714 ............31,191 ............32,534 ............32,986 ............33,179 ............33,278 ............33,327 ............33,342 ............33,348 ............33,347

3. 1994.................. ........XXX........ ............24,669 ............32,008 ............33,349 ............33,853 ............34,042 ............34,143 ............34,191 ............34,200 ............34,196

4. 1995.................. ........XXX........ ........XXX........ ............22,332 ............29,479 ............30,632 ............31,093 ............31,287 ............31,418 ............31,460 ............31,468

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ............22,591 ............29,606 ............30,819 ............31,223 ............31,445 ............31,546 ............31,576

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............21,950 ............28,588 ............29,564 ............30,021 ............30,281 ............30,421









1. Prior.................... .............6,241 .............3,620 .............2,348 .............1,755 .............1,448 .............1,296 .............1,189 .............1,122 .............1,084 .............1,033

2. 1993.................. .............8,677 .............2,353 .............1,302 ................888 ................647 ................502 ................425 ................401 ................383 ................365

3. 1994.................. ........XXX........ .............8,355 .............2,393 .............1,405 ................886 ................613 ................454 ................382 ................364 ................337

4. 1995.................. ........XXX........ ........XXX........ .............7,721 .............2,205 .............1,285 ................888 ................632 ................449 ................400 ................353

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ .............8,289 .............2,435 .............1,406 ................885 ................599 ................435 ................367

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............7,955 .............2,451 .............1,435 ................958 ................668 ................468

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............9,656 .............2,836 .............1,681 .............1,016 ................618

8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............9,738 .............3,042 .............1,684 ................892

9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............9,115 .............2,806 .............1,449






1. Prior.................... .............7,718 ................718 ................302 ................126 ..................64 ................421 ................194 ..................25 ..................24 ..................39

2. 1993.................. ............41,823 ............45,486 ............46,015 ............46,202 ............46,276 ............46,453 ............46,474 ............46,477 ............46,482 ............46,497

3. 1994.................. ........XXX........ ............41,969 ............45,773 ............46,419 ............46,601 ............46,762 ............46,781 ............46,793 ............46,801 ............46,810

4. 1995.................. ........XXX........ ........XXX........ ............38,821 ............42,862 ............43,383 ............43,718 ............43,765 ............43,786 ............43,813 ............43,820

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ............39,680 ............43,279 ............43,884 ............43,975 ............44,040 ............44,067 ............44,098

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............38,697 ............42,406 ............42,677 ............42,837 ............42,929 ............42,990







90

SCHEDULE P - PART 5D - WORKERS' COMPENSATIONSECTION 1



1. Prior.................... ............54,173 .............9,401 .............4,167 .............3,534 .............3,073 .............3,243 .............1,913 .............1,379 .............1,107 ................998

2. 1993.................. ............79,206 ..........106,884 ..........109,868 ..........111,837 ..........112,960 ..........113,561 ..........113,905 ..........114,107 ..........114,186 ..........114,237

3. 1994.................. ........XXX........ ............71,020 ..........102,890 ..........107,184 ..........109,308 ..........110,357 ..........110,876 ..........111,089 ..........111,168 ..........111,268

4. 1995.................. ........XXX........ ........XXX........ ............77,652 ..........102,131 ..........106,464 ..........108,350 ..........109,095 ..........109,402 ..........109,605 ..........109,672

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ............76,967 ............99,742 ..........103,770 ..........105,207 ..........105,850 ..........106,205 ..........106,510

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............77,108 ..........104,193 ..........108,346 ..........109,627 ..........110,279 ..........110,668

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............79,375 ..........104,441 ..........108,665 ..........110,583 ..........111,494








1. Prior.................... ............26,053 ............17,488 ............14,468 ............12,386 ............10,081 .............8,802 .............7,666 .............7,088 .............6,696 .............6,654

2. 1993.................. ............18,577 .............6,682 .............4,166 .............2,743 .............1,839 .............1,308 ................996 ................785 ................725 ................691

3. 1994.................. ........XXX........ ............18,592 .............7,154 .............4,346 .............2,551 .............1,665 .............1,166 ................963 ................896 ................837

4. 1995.................. ........XXX........ ........XXX........ ............17,093 .............7,025 .............3,700 .............2,188 .............1,496 .............1,215 .............1,018 ................971

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ............17,699 .............6,614 .............3,537 .............2,223 .............1,578 .............1,243 ................950

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............20,968 .............7,676 .............3,872 .............2,665 .............2,123 .............1,698


8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............18,528 .............7,055 .............4,081 .............2,453

9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............19,001 .............6,582 .............3,346

10. 2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............20,598 .............5,986





1. Prior.................... ............35,316 .............2,006 .............1,533 .............1,746 .............1,356 .............5,241 .............2,457 ................833 ................823 .............1,145

2. 1993.................. ..........103,168 ..........121,369 ..........122,292 ..........123,066 ..........123,391 ..........123,999 ..........124,614 ..........124,686 ..........124,776 ..........124,981

3. 1994.................. ........XXX........ ............96,088 ..........119,310 ..........121,160 ..........121,760 ..........124,443 ..........125,364 ..........125,449 ..........125,530 ..........125,666

4. 1995.................. ........XXX........ ........XXX........ ..........102,986 ..........119,775 ..........121,159 ..........124,318 ..........124,979 ..........125,104 ..........125,571 ..........125,671

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ..........103,197 ..........116,752 ..........119,875 ..........120,262 ..........120,401 ..........120,887 ..........121,137

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..........112,236 ..........127,941 ..........128,907 ..........129,271 ..........129,601 ..........129,951



9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............90,257 ..........101,760 ..........103,149




91

SCHEDULE P - PART 5E - COMMERCIAL MULTIPLE PERILSECTION 1



1. Prior.................... ............13,812 .............3,011 .............1,424 ................763 ................618 ................528 ................295 ................208 ................180 ................135

2. 1993.................. ............33,784 ............44,534 ............46,085 ............46,719 ............47,075 ............47,348 ............47,446 ............47,534 ............47,567 ............47,584

3. 1994.................. ........XXX........ ............37,129 ............49,643 ............51,352 ............52,116 ............52,586 ............52,799 ............52,964 ............53,029 ............53,103

4. 1995.................. ........XXX........ ........XXX........ ............36,606 ............48,706 ............50,578 ............51,338 ............51,754 ............51,983 ............52,094 ............52,142

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ............38,438 ............50,077 ............51,806 ............52,527 ............52,915 ............53,162 ............53,298

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............35,633 ............48,088 ............49,719 ............50,451 ............50,948 ............51,214









1. Prior.................... ............11,201 .............8,186 .............6,573 .............5,633 .............4,504 .............3,878 .............3,455 .............3,233 .............3,000 .............2,871

2. 1993.................. ............11,828 .............3,869 .............2,557 .............1,958 .............1,451 .............1,062 ................869 ................751 ................699 ................661

3. 1994.................. ........XXX........ ............14,370 .............4,153 .............2,879 .............2,106 .............1,520 .............1,156 ................954 ................854 ................760

4. 1995.................. ........XXX........ ........XXX........ ............14,164 .............4,371 .............2,990 .............2,127 .............1,515 .............1,200 .............1,016 ................884

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ............13,370 .............4,264 .............2,866 .............2,044 .............1,479 .............1,152 ................990

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............14,127 .............4,319 .............2,913 .............2,067 .............1,374 .............1,051


8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............19,816 .............5,736 .............3,665 .............2,451

9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............20,176 .............5,602 .............3,423

10. 2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............18,942 .............5,261





1. Prior.................... ............18,682 .............2,582 .............1,376 ................934 ................563 ................526 ................282 ................286 ................271 ................299

2. 1993.................. ............61,813 ............70,741 ............72,141 ............72,744 ............72,976 ............73,140 ............73,204 ............73,251 ............73,291 ............73,332

3. 1994.................. ........XXX........ ............72,204 ............82,202 ............83,894 ............84,529 ............84,838 ............84,961 ............85,076 ............85,173 ............85,258

4. 1995.................. ........XXX........ ........XXX........ ............72,177 ............82,103 ............83,831 ............84,473 ............84,737 ............84,893 ............85,017 ............85,093

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ............73,344 ............83,206 ............84,797 ............85,530 ............85,814 ............86,002 ............86,154

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............68,544 ............78,213 ............79,925 ............80,582 ............80,898 ............81,117


8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............90,911 ..........103,120 ..........105,391 ..........106,469

9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............94,627 ..........109,278 ..........111,765

10. 2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............94,438 ..........105,905



92

SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - OCCURRENCESECTION 1A



1. Prior.................... ..................50 .................(37) ..................20 ..................15 ..................13 ..................15 ..................16 ....................8 ....................2 ....................4

2. 1993.................. ....................2 ....................1 ...................(1) ...................(2) ...................(4) ...................(1) ....................0 ....................0 ....................0 ...................(1)

3. 1994.................. ........XXX........ ...................(1) ...................(1) ...................(5) ...................(6) ...................(6) ...................(5) ...................(6) ...................(6) ...................(6)

4. 1995.................. ........XXX........ ........XXX........ ....................0 ....................0 ....................3 ....................4 ....................4 ....................4 ....................4 ....................4

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ....................4 ....................6 ..................40 ....................0 ....................0 ....................0 ....................0

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................1 ....................2 ....................3 ....................3 ....................3 ....................3

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................1 ....................1 ....................2 ....................2 ....................2

8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................2 ....................0 ....................3 ....................2

9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................2 ....................4 ....................4

10. 2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................2 ....................2

11. 2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................23

SECTION 2ANumber of Claims Outstanding Direct and Assumed at Year End



1. Prior.................... ................385 ................292 ................239 ..................97 ..................74 ..................60 ..................43 ..................35 ..................32 ..................33

2. 1993.................. ..................34 ....................4 ....................2 ....................3 ....................5 ....................3 ....................1 ....................0 ....................0 ....................0

3. 1994.................. ........XXX........ ....................0 ....................0 ....................2 ....................8 ....................3 ....................1 ....................0 ....................0 ....................0

4. 1995.................. ........XXX........ ........XXX........ ....................2 ....................5 ..................11 ....................2 ....................1 ....................0 ....................0 ....................0

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ....................1 ....................2 ....................0 ....................0 ....................0 ....................0 ....................0

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................3 ....................2 ....................0 ....................0 ....................0 ....................0





11. 2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................8

SECTION 3ACumulative Number of Claims Reported Direct and Assumed at Year End



1. Prior.................... ................282 ..................74 ..................31 ..................14 ..................24 ................254 ...............(147) ....................7 ....................6 ....................6

2. 1993.................. ..................82 ..................91 ..................91 ..................93 ..................94 ................145 ................142 ................141 ................141 ................141

3. 1994.................. ........XXX........ ...................(1) ....................0 ....................1 ....................9 ..................20 ..................17 ..................17 ..................17 ..................17

4. 1995.................. ........XXX........ ........XXX........ ....................3 ....................9 ..................22 ..................30 ..................20 ..................20 ..................20 ..................20

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ....................7 ..................10 ..................72 ....................9 ....................9 ....................9 ....................9

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................6 ..................85 ..................85 ..................85 ..................85 ..................85

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................24 ..................25 ..................25 ..................28 ..................29


9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................8 ....................9 ..................10

10. 2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................9 ..................14



93

SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - CLAIMS-MADESECTION 1B



1. Prior.................... ................113 .................(20) ..................37 ..................69 ..................63 ..................57 ..................44 ..................20 ....................8 ....................5

2. 1993.................. ..................38 ................393 ................418 ................435 ................454 ................476 ................485 ................489 ................495 ................499

3. 1994.................. ........XXX........ ..................10 ..................50 ..................70 ..................84 ................108 ................133 ................143 ................146 ................149

4. 1995.................. ........XXX........ ........XXX........ ..................16 ..................41 ..................69 ..................88 ................101 ................109 ................122 ................126

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ....................8 ..................42 ..................40 ..................57 ..................67 ..................79 ..................81

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................12 ..................35 ..................65 ..................75 ..................92 ..................89

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................11 ..................31 ..................37 ..................42 ..................43





SECTION 2BNumber of Claims Outstanding Direct and Assumed at Year End



1. Prior.................... ................687 ................692 ................567 ................419 ................297 ................182 ..................98 ..................54 ..................37 ..................25

2. 1993.................. ................430 ................175 ................141 ................126 ..................87 ..................56 ..................39 ..................29 ..................18 ....................7

3. 1994.................. ........XXX........ ................146 ................136 ................141 ................117 ..................86 ..................47 ..................29 ..................22 ....................8

4. 1995.................. ........XXX........ ........XXX........ ................117 ................137 ................112 ................100 ..................67 ..................41 ..................23 ....................9

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ..................80 ..................72 ..................92 ..................60 ..................39 ..................21 ..................17

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................88 ................104 ..................61 ..................33 ..................11 ....................9

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................68 ..................30 ..................14 ....................5 ....................2





SECTION 3BCumulative Number of Claims Reported Direct and Assumed at Year End



1. Prior.................... ....................5 ................161 ..................52 ..................26 ..................22 ..................15 ...................(2) ....................1 ....................0 ....................2

2. 1993.................. ................562 ................751 ................843 ................883 ................893 ................899 ................899 ................899 ................899 ................899

3. 1994.................. ........XXX........ ................174 ................330 ................420 ................448 ................459 ................460 ................461 ................461 ................461

4. 1995.................. ........XXX........ ........XXX........ ................175 ................342 ................389 ................417 ................417 ................417 ................417 ................417

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ................144 ................263 ................314 ................321 ................321 ................321 ................322

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................151 ................282 ................290 ................290 ................290 ................290

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................125 ................147 ................149 ................150 ................150

8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................11 ..................11 ..................11 ..................11





94

SCHEDULE P - PART 5H - OTHER LIABILITY - OCCURRENCESECTION 1A



1. Prior.................... .............3,667 .............1,936 .............1,006 ................821 ................608 ................656 ................575 ................503 ................777 ................236

2. 1993.................. .............3,810 .............5,228 .............5,722 .............5,945 .............6,090 .............6,169 .............6,307 .............6,327 .............6,336 .............6,350

3. 1994.................. ........XXX........ .............4,012 .............5,581 .............5,884 .............6,112 .............6,213 .............6,386 .............6,426 .............6,471 .............6,479

4. 1995.................. ........XXX........ ........XXX........ .............3,964 .............5,439 .............5,903 .............6,086 .............6,163 .............6,250 .............6,328 .............6,350

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ .............4,504 .............6,049 .............6,309 .............6,591 .............6,675 .............6,753 .............6,779

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............4,124 .............5,319 .............5,566 .............5,733 .............5,867 .............5,928

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,470 .............4,433 .............4,815 .............4,867 .............4,971

8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,447 .............4,370 .............4,623 .............4,742



11. 2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................982




1. Prior.................... ............14,377 ............12,174 ............10,190 .............8,352 .............7,630 .............6,835 .............6,288 .............5,614 .............4,680 .............4,697

2. 1993.................. .............2,950 .............1,714 .............1,209 ................900 ................660 ................429 ................288 ................245 ................217 ................188

3. 1994.................. ........XXX........ .............3,286 .............1,749 .............1,474 .............1,065 ................672 ................421 ................310 ................265 ................216

4. 1995.................. ........XXX........ ........XXX........ .............3,137 .............1,631 .............1,242 ................803 ................567 ................503 ................400 ................354

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ .............2,871 .............1,378 .............1,141 ................766 ................495 ................339 ................206

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............2,434 .............1,278 ................959 ................662 ................428 ................297

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............2,281 .............1,186 ................783 ................650 ................470

8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............2,193 .............1,184 ................826 ................535


10. 2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,632 ................848





1. Prior.................... .............7,648 .............2,962 .............2,479 .............1,651 .............1,252 .............2,222 .............1,083 ................755 ................697 ................681

2. 1993.................. ............11,093 ............13,557 ............14,638 ............14,978 ............15,239 ............15,379 ............15,394 ............15,420 ............15,450 ............15,475

3. 1994.................. ........XXX........ ............11,715 ............15,083 ............15,908 ............16,578 ............16,779 ............16,819 ............16,863 ............16,938 ............16,964

4. 1995.................. ........XXX........ ........XXX........ ............11,900 ............14,519 ............15,288 ............15,684 ............15,765 ............15,935 ............16,031 ............16,082

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ............12,130 ............14,672 ............15,330 ............15,227 ............15,025 ............15,267 ............15,318

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ............10,774 ............12,821 ............13,338 ............13,524 ............13,641 ............13,810

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............9,906 ............11,444 ............11,984 ............12,249 ............12,380

8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............9,596 ............11,260 ............11,762 ............12,022

9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............9,934 ............11,976 ............12,612




95

SCHEDULE P - PART 5H - OTHER LIABILITY - CLAIMS-MADESECTION 1B



1. Prior.................... ................218 ..................51 ..................74 ..................73 ..................76 ..................13 ..................14 ....................0 ....................0 ...................(2)

2. 1993.................. ................309 ................603 ................653 ................706 ................733 ................747 ................746 ................749 ................748 ................749

3. 1994.................. ........XXX........ ................238 ................461 ................541 ................555 ................568 ................578 ................592 ................591 ................585

4. 1995.................. ........XXX........ ........XXX........ ................193 ................352 ................387 ................410 ................425 ................444 ................445 ................444

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ................117 ................193 ................215 ................234 ................260 ................266 ................263

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................114 ................206 ................266 ................301 ................335 ................325


8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................137 ................207 ................271 ................306

9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................69 ................133 ................186

10. 2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................30 ..................77





1. Prior.................... ................572 ................440 ................319 ................274 ................221 ................190 ................134 ................105 ..................74 ..................76

2. 1993.................. ................325 ................193 ................130 ..................93 ..................59 ..................32 ..................23 ..................17 ..................16 ..................15

3. 1994.................. ........XXX........ ................174 ................164 ................101 ..................60 ..................38 ..................23 ....................9 ....................4 ....................5

4. 1995.................. ........XXX........ ........XXX........ ................165 ................151 ..................91 ..................58 ..................40 ..................32 ..................18 ..................18

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ..................90 ..................78 ..................58 ..................46 ..................24 ....................9 ..................14

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................106 ................128 ..................84 ..................44 ..................16 ..................19


8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................144 ................124 ................109 ..................67

9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................101 ................107 ..................78

10. 2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................51 ..................42





1. Prior.................... ................263 ................166 ..................80 ..................75 ................120 ..................15 ....................4 ....................9 ....................3 ....................4

2. 1993.................. .............1,063 .............1,500 .............1,567 .............1,625 .............1,659 .............1,667 .............1,669 .............1,675 .............1,677 .............1,677

3. 1994.................. ........XXX........ ................688 .............1,194 .............1,313 .............1,345 .............1,360 .............1,375 .............1,384 .............1,383 .............1,383

4. 1995.................. ........XXX........ ........XXX........ ................601 .............1,026 .............1,076 .............1,106 .............1,144 .............1,182 .............1,176 .............1,177

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ................398 ................660 ................727 ................766 ................814 ................817 ................823

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................387 ................743 ................828 ................899 ................913 ................918

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................435 ................836 ................934 .............1,036 .............1,060


9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................344 ................573 ................660

10. 2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................140 ................221



96

SCHEDULE P - PART 5R - PRODUCTS LIABILITY - OCCURRENCESECTION 1A



1. Prior.................... ................618 ................281 ................254 ................266 ................210 ................173 ................165 ................117 ..................92 ..................53

2. 1993.................. ................140 ................217 ................241 ................254 ................267 ................279 ................308 ................320 ................329 ................334

3. 1994.................. ........XXX........ ................112 ................162 ................187 ................206 ................223 ................243 ................252 ................265 ................265

4. 1995.................. ........XXX........ ........XXX........ ................122 ................157 ................188 ................191 ................215 ................216 ................221 ................234

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ................159 ................304 ................328 ................345 ................362 ................374 ................377

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................190 ................265 ................283 ................328 ................336 ................355









1. Prior.................... .............3,407 .............3,274 .............3,023 .............2,737 .............2,330 .............2,250 .............2,025 .............1,769 .............1,716 .............1,858

2. 1993.................. ................140 ..................84 ..................65 ..................76 ..................77 ..................72 ..................56 ..................37 ..................31 ..................34

3. 1994.................. ........XXX........ ................143 ..................80 ..................91 ..................74 ..................58 ..................51 ..................37 ..................25 ..................35

4. 1995.................. ........XXX........ ........XXX........ ................136 ..................89 ..................60 ..................67 ..................43 ..................43 ..................38 ..................45

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ................148 ..................85 ..................74 ..................59 ..................43 ..................40 ..................38

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................108 ..................73 ..................85 ..................51 ..................47 ..................40

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................176 ..................83 ..................75 ..................54 ..................45

8. 1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................194 ..................91 ..................77 ..................76

9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................181 ..................82 ..................71

10. 2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................179 ..................95





1. Prior.................... ............15,804 ................661 ................786 ................858 ................621 ................542 ................367 ................398 ................334 ................328

2. 1993.................. ................458 ................533 ................577 ................638 ................679 ................714 ................722 ................733 ................747 ................767

3. 1994.................. ........XXX........ ................402 ................536 ................614 ................660 ................694 ................711 ................731 ................744 ................762

4. 1995.................. ........XXX........ ........XXX........ ................417 ................502 ................553 ................580 ................615 ................628 ................643 ................688

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ................488 ................692 ................749 ................767 ................791 ................807 ................812

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................490 ................650 ................736 ................777 ................805 ................829







97

SCHEDULE P - PART 5R - PRODUCTS LIABILITY - CLAIMS-MADESECTION 1B



1. Prior.................... ....................7 ..................13 ...................(6) ...................(4) ....................0 ....................0 ....................1 ....................0 ....................0 ....................0

2. 1993.................. ....................0 ....................7 ....................7 ....................7 ....................7 ....................8 ....................8 ....................8 ....................8 ....................8

3. 1994.................. ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................2 ....................2 ....................2 ....................2

4. 1995.................. ........XXX........ ........XXX........ ....................0 ....................1 ....................2 ....................2 ....................2 ....................2 ....................2 ....................2

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ...................(1) ....................1 ....................1 ....................0 ....................0

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................1 ....................3 ....................2 ....................4 ....................4









1. Prior.................... ..................13 ....................4 ....................7 ....................9 ....................7 ....................8 ....................5 ....................5 ....................5 ....................5

2. 1993.................. ....................8 ....................1 ....................1 ....................3 ....................3 ....................0 ....................0 ....................0 ....................0 ....................0

3. 1994.................. ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................2 ....................0 ....................0 ....................0 ....................0

4. 1995.................. ........XXX........ ........XXX........ ....................1 ....................0 ....................0 ....................1 ....................1 ....................0 ....................0 ....................0

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ....................0 ....................1 ....................2 ....................0 ....................0 ....................0 ....................0

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................2 ....................3 ....................1 ....................4 ....................3 ....................2









1. Prior.................... ....................1 ....................6 ....................1 ....................8 ...................(1) ....................5 ....................0 ....................0 ....................0 ....................0

2. 1993.................. ..................10 ..................11 ..................12 ..................16 ..................16 ..................16 ..................16 ..................16 ..................16 ..................16

3. 1994.................. ........XXX........ ....................1 ....................3 ....................5 ....................6 ....................8 ....................8 ....................8 ....................8 ....................8

4. 1995.................. ........XXX........ ........XXX........ ....................2 ....................4 ....................5 ....................6 ....................6 ....................6 ....................6 ....................6

5. 1996.................. ........XXX........ ........XXX........ ........XXX........ ....................1 ....................3 ....................4 ....................4 ....................4 ....................4 ....................4

6. 1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................3 ....................8 ..................11 ..................14 ..................16 ..................16

7. 1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................2 ..................10 ..................12 ..................16 ..................17


9. 2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................3 ....................6 ..................11

10. 2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................3 ..................11



98

SCHEDULE P - PART 6C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICALSECTION 1

Cumulative Premiums Earned Direct and Assumed at Year End ($000 omitted) 11Years in Which Premiums 1 2 3 4 5 6 7 8 9 10 Current YearWere Earned and Losses Premiums

Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. ..........14,802 ............3,134 ............1,280 ...............984 ............2,143 ..............(740) ............3,509 ...........(1,352) ............1,111 ...............167 ...............1672. 1993................................................ ........404,241 ........422,323 ........421,362 ........421,970 ........422,198 ........422,276 ........422,682 ........422,820 ........423,361 ........423,641 ...............2803. 1994................................................ .........XXX...... ........398,115 ........402,440 ........401,092 ........401,262 ........401,469 ........401,944 ........402,154 ........402,612 ........402,690 .................784. 1995................................................ .........XXX...... .........XXX...... ........384,910 ........390,282 ........387,569 ........387,705 ........388,312 ........388,337 ........388,784 ........388,680 ..............(104)5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ........360,928 ........364,457 ........362,841 ........363,303 ........363,154 ........363,609 ........363,676 .................676. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........341,719 ........345,486 ........344,216 ........344,140 ........344,472 ........344,694 ...............2227. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........339,163 ........342,052 ........341,268 ........341,445 ........341,636 ...............1918. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........417,064 ........438,805 ........439,085 ........439,377 ...............2929. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........452,482 ........472,867 ........472,942 .................7610. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........491,680 ........515,572 ..........23,89211. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........496,671 ........496,67112. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........521,82913. Earned Premiums (Sch. P-Pt 1)...... ........419,044 ........419,181 ........388,895 ........366,542 ........345,077 ........340,994 ........424,143 ........472,238 ........515,866 ........521,829 ...........XXX....

SECTION 2Cumulative Premiums Earned Ceded at Year End ($000 omitted) 11

Years in Which Premiums 1 2 3 4 5 6 7 8 9 10 Current YearWere Earned and Losses Premiums

Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. ................(29) ..............(327) ..............(135) ...................1 ...............561 ..................(2) ...............204 ...................0 ...................0 ...................0 ...................02. 1993................................................ ..........41,002 ..........40,768 ..........40,424 ..........40,426 ..........40,701 ..........40,708 ..........40,702 ..........40,702 ..........40,702 ..........40,702 ...................03. 1994................................................ .........XXX...... ..........24,342 ..........23,995 ..........23,909 ..........24,173 ..........24,141 ..........24,141 ..........24,141 ..........24,141 ..........24,147 ...................64. 1995................................................ .........XXX...... .........XXX...... ..........11,592 ..........11,506 ..........11,436 ..........11,396 ..........11,396 ..........11,396 ..........11,396 ..........11,402 ...................65. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ..........11,955 ..........11,895 ..........11,887 ..........11,888 ..........11,888 ..........11,855 ..........11,858 ...................36. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........10,070 ..........10,063 ..........10,063 ..........10,075 ..........10,085 ..........10,091 ...................67. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........15,702 ..........15,702 ..........15,744 ..........15,950 ..........15,958 ...................88. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........26,568 ..........26,598 ..........26,876 ..........26,912 .................369. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........23,397 ..........23,512 ..........23,771 ...............25910. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........23,361 ..........23,589 ...............22811. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........28,719 ..........28,71912. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........29,26913. Earned Premiums (Sch. P-Pt 1)...... ..........29,787 ..........23,888 ..........10,862 ..........11,786 ..........11,041 ..........15,621 ..........26,769 ..........23,480 ..........23,936 ..........29,269 ...........XXX....

SCHEDULE P - PART 6D - WORKERS' COMPENSATIONSECTION 1


Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. ........281,938 ..........58,204 .........(10,558) ..........21,828 ..............(906) ............9,620 ............6,071 ............1,801 ...........(3,030) ............2,043 ............2,0432. 1993................................................ .....1,587,209 .....1,690,590 .....1,712,102 .....1,702,791 .....1,702,858 .....1,711,734 .....1,715,074 .....1,719,092 .....1,719,163 .....1,721,095 ............1,9323. 1994................................................ .........XXX...... .....1,448,441 .....1,560,535 .....1,558,969 .....1,564,409 .....1,566,213 .....1,569,666 .....1,572,980 .....1,572,849 .....1,572,541 ..............(308)4. 1995................................................ .........XXX...... .........XXX...... .....1,370,328 .....1,441,476 .....1,442,884 .....1,437,939 .....1,442,408 .....1,444,776 .....1,442,319 .....1,442,363 .................445. 1996................................................ .........XXX...... .........XXX...... .........XXX...... .....1,256,261 .....1,306,333 .....1,304,288 .....1,308,942 .....1,311,205 .....1,307,525 .....1,304,291 ...........(3,234)6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .....1,137,021 .....1,195,631 .....1,201,152 .....1,202,913 .....1,198,837 .....1,192,272 ...........(6,566)7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .....1,112,889 .....1,142,732 .....1,142,972 .....1,138,492 .....1,137,064 ...........(1,428)8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .....1,028,234 .....1,069,930 .....1,066,807 .....1,065,499 ...........(1,308)9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .....1,021,640 .....1,061,560 .....1,074,653 ..........13,09310. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .....1,138,785 .....1,190,247 ..........51,46111. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .....1,404,747 .....1,404,74712. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .....1,460,47713. Earned Premiums (Sch. P-Pt 1)...... .....1,856,758 .....1,585,143 .....1,463,525 .....1,338,359 .....1,193,103 .....1,184,808 .....1,085,585 .....1,079,102 .....1,157,797 .....1,460,477 ...........XXX....



Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. ...........(3,743) ...........(5,704) ...........(3,117) ............1,022 ...............260 ..............(204) ..............(216) ...............324 ................(96) .................75 .................752. 1993................................................ ........508,273 ........507,019 ........504,662 ........504,753 ........504,384 ........504,352 ........504,305 ........504,301 ........504,321 ........504,396 .................753. 1994................................................ .........XXX...... ........344,552 ........343,010 ........343,330 ........343,171 ........342,967 ........342,927 ........342,903 ........342,978 ........342,978 ...................04. 1995................................................ .........XXX...... .........XXX...... ........220,155 ........220,552 ........220,513 ........220,225 ........220,102 ........219,990 ........220,088 ........220,087 ..................(1)5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ........152,298 ........152,265 ........152,119 ........152,223 ........152,060 ........152,084 ........152,081 ..................(3)6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........104,489 ........104,529 ........105,023 ........104,951 ........104,881 ........104,868 ................(13)7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........74,612 ..........74,915 ..........74,903 ..........74,884 ..........74,939 .................558. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........78,395 ..........78,383 ..........78,913 ..........78,951 .................399. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........83,728 ..........84,242 ..........84,490 ...............24810. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........80,387 ..........80,663 ...............27611. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........122,438 ........122,43812. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........123,18813. Earned Premiums (Sch. P-Pt 1)...... ........504,532 ........337,622 ........213,441 ........154,128 ........104,148 ..........73,778 ..........78,869 ..........83,653 ..........81,461 ........123,188 ...........XXX....


99

SCHEDULE P - PART 6E - COMMERCIAL MULTIPLE PERILSECTION 1


Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. ...........(2,149) ..............(179) ..............(281) ..............(197) ................(72) ................(57) ...............150 ...............111 ...............217 ...............195 ...............1952. 1993................................................ ........785,798 ........785,883 ........785,888 ........786,043 ........785,826 ........785,738 ........785,681 ........785,735 ........785,734 ........785,990 ...............2563. 1994................................................ .........XXX...... ........885,260 ........885,340 ........884,963 ........884,407 ........884,239 ........884,254 ........884,272 ........884,270 ........884,331 .................614. 1995................................................ .........XXX...... .........XXX...... ........956,484 ........955,930 ........954,740 ........954,399 ........954,278 ........954,264 ........954,221 ........954,220 ..................(1)5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ........953,018 ........952,258 ........951,126 ........950,609 ........950,635 ........950,592 ........950,582 ................(11)6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........957,968 ........957,075 ........956,256 ........956,233 ........956,195 ........956,172 ................(23)7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........992,983 ........992,573 ........992,925 ........992,937 ........992,779 ..............(158)8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .....1,063,750 .....1,064,168 .....1,064,645 .....1,064,195 ..............(450)9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .....1,191,579 .....1,192,006 .....1,191,212 ..............(794)10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .....1,316,559 .....1,316,070 ..............(489)11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .....1,505,587 .....1,505,58712. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .....1,504,17313. Earned Premiums (Sch. P-Pt 1)...... ........783,649 ........885,161 ........956,279 ........952,045 ........955,173 ........990,301 .....1,061,989 .....1,192,520 .....1,317,564 .....1,504,173 ...........XXX....



Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. ................(26) ...............443 ...............126 ..............(130) ...................3 ...................4 ...................0 ...................0 ...................0 ...................0 ...................02. 1993................................................ ..........85,954 ..........86,374 ..........86,848 ..........86,936 ..........87,028 ..........87,038 ..........87,038 ..........87,038 ..........87,038 ..........87,038 ...................03. 1994................................................ .........XXX...... ........103,258 ........103,610 ........103,783 ........104,092 ........104,094 ........103,518 ........103,517 ........103,527 ........103,528 ...................14. 1995................................................ .........XXX...... .........XXX...... ........114,990 ........115,101 ........115,495 ........115,602 ........115,114 ........115,124 ........115,152 ........115,155 ...................35. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ........101,758 ........101,936 ........102,208 ........102,354 ........102,348 ........102,355 ........102,352 ..................(3)6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........91,019 ..........91,176 ..........91,527 ..........91,697 ..........91,584 ..........91,600 .................167. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........89,441 ..........89,735 ..........90,141 ..........90,125 ..........90,211 .................868. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........98,985 ..........99,206 ..........99,810 ..........99,898 .................889. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........104,224 ........104,742 ........105,240 ...............49810. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........135,659 ........136,135 ...............47611. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........132,674 ........132,67412. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........133,83713. Earned Premiums (Sch. P-Pt 1)...... ..........85,930 ........104,118 ........115,928 ........102,000 ..........91,994 ..........89,994 ..........98,710 ........105,022 ........136,696 ........133,837 ...........XXX....

SCHEDULE P - PART 6H - OTHER LIABILITY - OCCURRENCESECTION 1A


Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. ..........17,406 ..........23,129 ..........18,796 ...........(3,963) ............1,249 .........(29,243) ............5,214 ............2,540 ...........(2,223) ..............(576) ..............(576)2. 1993................................................ ........382,734 ........386,572 ........389,402 ........389,949 ........389,226 ........396,259 ........398,998 ........398,738 ........399,031 ........399,102 .................713. 1994................................................ .........XXX...... ........397,083 ........402,948 ........408,105 ........406,471 ........411,852 ........415,038 ........414,897 ........415,324 ........414,600 ..............(724)4. 1995................................................ .........XXX...... .........XXX...... ........378,603 ........384,769 ........385,602 ........393,190 ........396,992 ........397,093 ........397,421 ........396,302 ...........(1,119)5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ........355,949 ........363,839 ........370,776 ........375,174 ........376,337 ........377,416 ........376,122 ...........(1,294)6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........401,856 ........408,108 ........412,123 ........414,466 ........416,424 ........415,525 ..............(899)7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........407,638 ........413,384 ........416,259 ........422,102 ........422,101 ..................(1)8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........317,871 ........319,302 ........330,506 ........333,139 ............2,6349. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........329,682 ........335,905 ........336,331 ...............42610. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........331,144 ........331,067 ................(78)11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........369,373 ........369,37312. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........367,81313. Earned Premiums (Sch. P-Pt 1)...... ........362,583 ........398,176 ........380,068 ........363,856 ........409,475 ........411,586 ........346,971 ........339,734 ........356,274 ........367,813 ...........XXX....

SECTION 2ACumulative Premiums Earned Ceded at Year End ($000 omitted) 11


Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. ...........(2,179) ............1,013 ..............(875) ...........(1,304) ...........(1,467) ...........(2,243) ..............(644) ...........(1,078) ..............(968) ..............(416) ..............(416)2. 1993................................................ ..........38,333 ..........38,427 ..........38,583 ..........38,612 ..........38,636 ..........38,496 ..........38,496 ..........38,496 ..........38,495 ..........38,079 ..............(416)3. 1994................................................ .........XXX...... ..........33,246 ..........33,351 ..........33,271 ..........33,316 ..........33,176 ..........33,268 ..........33,268 ..........33,269 ..........33,046 ..............(223)4. 1995................................................ .........XXX...... .........XXX...... ..........35,612 ..........35,503 ..........35,586 ..........35,412 ..........35,505 ..........35,504 ..........35,528 ..........35,295 ..............(233)5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ..........36,549 ..........36,611 ..........36,459 ..........36,529 ..........36,531 ..........36,590 ..........36,550 ................(41)6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........42,202 ..........42,154 ..........42,281 ..........42,483 ..........42,839 ..........42,774 ................(65)7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........64,623 ..........64,682 ..........65,342 ..........66,371 ..........66,449 .................788. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........53,838 ..........54,300 ..........54,999 ..........55,247 ...............2489. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........89,614 ..........89,603 ..........89,842 ...............23910. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........383,543 ........383,646 ...............10311. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........109,480 ........109,48012. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........108,75413. Earned Premiums (Sch. P-Pt 1)...... ..........36,154 ..........34,658 ..........34,637 ..........35,087 ..........40,951 ..........61,724 ..........53,636 ..........89,863 ........384,730 ........108,754 ...........XXX....


100

SCHEDULE P - PART 6H - OTHER LIABILITY - CLAIMS-MADESECTION 1B


Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. ...............366 ...............200 ...............124 .................36 .................72 ................(26) ...................0 ...................0 ...................0 ...................0 ...................02. 1993................................................ ..........20,804 ..........20,878 ..........20,946 ..........20,932 ..........20,972 ..........20,976 ..........20,976 ..........20,976 ..........20,976 ..........20,976 ...................03. 1994................................................ .........XXX...... ..........44,455 ..........44,521 ..........44,533 ..........44,500 ..........44,502 ..........44,480 ..........44,518 ..........44,518 ..........44,518 ...................04. 1995................................................ .........XXX...... .........XXX...... ..........48,707 ..........48,733 ..........48,752 ..........48,846 ..........48,805 ..........48,843 ..........48,882 ..........48,882 ...................05. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ..........45,575 ..........45,618 ..........45,809 ..........45,760 ..........45,766 ..........45,805 ..........45,805 ...................06. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........49,651 ..........49,743 ..........49,849 ..........49,915 ..........49,980 ..........49,991 .................117. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........53,317 ..........53,453 ..........53,787 ..........54,046 ..........54,062 .................168. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........59,916 ..........60,191 ..........60,995 ..........61,012 .................179. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........173,533 ........174,143 ........183,224 ............9,08210. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........305,824 ........314,893 ............9,06911. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........394,150 ........394,15012. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........412,34413. Earned Premiums (Sch. P-Pt 1)...... ..........21,171 ..........44,603 ..........48,840 ..........45,635 ..........49,790 ..........53,675 ..........60,043 ........174,291 ........307,638 ........412,344 ...........XXX....

SECTION 2BCumulative Premiums Earned Ceded at Year End ($000 omitted) 11


Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. ...............176 ...............160 .................88 ...................0 ...................9 ...................0 ...................0 ...................0 ...................0 ...................0 ...................02. 1993................................................ ............2,412 ............2,410 ............2,432 ............2,422 ............2,406 ............2,406 ............2,406 ............2,406 ............2,406 ............2,406 ...................03. 1994................................................ .........XXX...... ............3,177 ............3,199 ............3,191 ............3,187 ............3,187 ............3,187 ............3,187 ............3,187 ............3,187 ...................04. 1995................................................ .........XXX...... .........XXX...... ............3,003 ............3,004 ............3,002 ............3,002 ............3,002 ............3,002 ............3,021 ............3,021 ...................05. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ............4,350 ............4,351 ............4,356 ............4,357 ............4,358 ............4,376 ............4,376 ...................06. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............5,049 ............5,054 ............5,098 ............5,143 ............5,151 ............5,151 ...................17. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............6,424 ............6,467 ............6,798 ............6,828 ............6,829 ...................18. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............7,653 ............7,940 ............8,257 ............8,276 .................199. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........77,634 ..........77,929 ..........82,921 ............4,99210. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........189,464 ........194,438 ............4,97411. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........233,590 ........233,59012. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ........243,57613. Earned Premiums (Sch. P-Pt 1)...... ............2,587 ............3,247 ............3,046 ............4,333 ............5,036 ............6,433 ............7,741 ..........78,298 ........190,150 ........243,576 ...........XXX....

SCHEDULE P - PART 6M - INTERNATIONALSECTION 1


Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. ............5,198 ............2,920 ............1,106 ...............183 ................(85) ................(34) .................66 .................18 .................15 .................13 .................132. 1993................................................ ..........78,246 ..........80,588 ..........81,703 ..........81,944 ..........82,306 ..........82,301 ..........82,330 ..........82,342 ..........82,352 ..........82,370 .................183. 1994................................................ .........XXX...... ..........87,645 ..........88,239 ..........88,742 ..........88,920 ..........88,989 ..........89,011 ..........89,021 ..........89,031 ..........89,042 .................114. 1995................................................ .........XXX...... .........XXX...... ..........76,261 ..........76,645 ..........77,042 ..........77,207 ..........77,159 ..........77,163 ..........77,168 ..........77,174 ...................65. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ..........69,752 ..........70,125 ..........70,153 ..........70,195 ..........70,195 ..........70,195 ..........70,195 ...................06. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........73,327 ..........73,272 ..........73,814 ..........73,814 ..........73,814 ..........73,814 ...................07. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........68,435 ..........68,861 ..........68,861 ..........68,861 ..........68,861 ...................08. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........76,469 ..........76,469 ..........76,469 ..........76,469 ...................09. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........77,468 ..........77,468 ..........77,468 ...................010. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........66,263 ..........66,263 ...................011. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........45,318 ..........45,31812. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........45,36513. Earned Premiums (Sch. P-Pt 1)...... ..........83,442 ..........92,908 ..........79,077 ..........71,062 ..........74,552 ..........68,603 ..........77,547 ..........77,512 ..........66,303 ..........45,365 ...........XXX....



Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. ...............144 ...............276 ..................(3) ...............159 ..............(110) ...................0 ...................0 ...................0 ...................0 ...................0 ...................02. 1993................................................ ............1,235 ............1,469 ............1,469 ............1,469 ............1,469 ............1,469 ............1,469 ............1,469 ............1,469 ............1,469 ...................03. 1994................................................ .........XXX...... ............4,470 ............4,470 ............4,497 ............4,497 ............4,497 ............4,497 ............4,497 ............4,497 ............4,497 ...................04. 1995................................................ .........XXX...... .........XXX...... ...............154 ...............154 ...............154 ...............154 ...............154 ...............154 ...............154 ...............154 ...................05. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ...............176 ...............176 ...............176 ...............176 ...............176 ...............176 ...............176 ...................06. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............457 ...............457 ...............457 ...............457 ...............457 ...............457 ...................07. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............398 ...............398 ...............398 ...............398 ...............398 ...................08. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............1,297 ............1,297 ............1,297 ............1,297 ...................09. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............4,925 ............4,925 ............4,925 ...................010. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........21,107 ..........21,107 ...................011. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............783 ...............78312. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............78313. Earned Premiums (Sch. P-Pt 1)...... ............1,378 ............4,980 ...............152 ...............360 ...............347 ...............398 ............1,298 ............4,925 ..........21,107 ...............783 ...........XXX....


101


SECTION 1Cumulative Premiums Earned Direct and Assumed at Year End ($000 omitted) 11


Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................ .............824 .............689 .............691 .................0 ..............(13) .................0 .................0 .................0 .................0 .................0 .................02. 1993............................... .......121,307 .......121,307 .......122,067 .......122,519 .......122,525 .......122,535 .......122,531 .......122,531 .......122,531 .......122,531 .................03. 1994............................... .........XXX.... .......121,556 .......122,314 .......122,740 .......122,958 .......122,987 .......123,026 .......123,026 .......123,026 .......123,026 .................04. 1995............................... .........XXX.... .........XXX.... .......144,405 .......144,379 .......145,604 .......145,914 .......146,105 .......146,105 .......146,105 .......146,105 .................05. 1996............................... .........XXX.... .........XXX.... .........XXX.... .......129,306 .......130,319 .......131,372 .......131,687 .......131,687 .......131,687 .......131,687 .................06. 1997............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .......116,279 .......117,041 .......117,554 .......117,554 .......117,554 .......117,554 .................07. 1998............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........86,555 .........86,901 .........86,901 .........86,902 .........86,902 .................08. 1999............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .......117,790 .......117,790 .......117,791 .......117,785 ................(6)9. 2000............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .......180,287 .......180,287 .......180,278 ..............(10)

10. 2001............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .......241,518 .......241,514 ................(4)11. 2002............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .......248,071 .......248,07112. Total................................ .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .......248,05213. Earned Premiums (P-Pt.1) .......122,029 .......121,556 .......145,923 .......130,157 .......118,727 .........88,721 .......119,188 .......180,288 .......241,519 .......248,052 .........XXX....



Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................ ............(231) ............(240) ............(240) .................0 ...............66 .................0 .................0 .................0 .................0 .................0 .................02. 1993............................... ............(303) ............(303) ............(303) ............(303) ............(283) ............(283) ............(283) ............(283) ............(283) ............(283) .................03. 1994............................... .........XXX.... ..........1,010 ..........1,010 .............988 ..........1,069 ..........1,069 ..........1,069 ..........1,069 ..........1,069 ..........1,069 .................04. 1995............................... .........XXX.... .........XXX.... .........15,023 .........15,001 .........15,142 .........15,142 .........15,142 .........15,142 .........15,142 .........15,142 .................05. 1996............................... .........XXX.... .........XXX.... .........XXX.... .........23,182 .........23,262 .........23,521 .........23,521 .........23,521 .........23,521 .........23,521 .................06. 1997............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........19,506 .........19,765 .........19,765 .........19,765 .........19,765 .........19,765 .................07. 1998............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ............(562) ............(562) ............(562) ............(562) ............(562) .................08. 1999............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........19,487 .........19,487 .........19,487 .........19,487 .................09. 2000............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........47,669 .........47,669 .........47,669 .................0

10. 2001............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........94,372 .........94,372 .................011. 2002............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........31,418 .........31,41812. Total................................ .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........31,41813. Earned Premiums (P-Pt.1) ............(535) ..........1,009 .........15,023 .........23,139 .........19,893 ..............(44) .........19,486 .........47,669 .........94,372 .........31,418 .........XXX....

SCHEDULE P - PART 6O - REINSURANCE

NONPROPORTIONAL ASSUMED LIABILITYSECTION 1


Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................ .................0 .................0 ...............83 .............106 .................3 .............632 ...............70 ...............15 .................0 .................0 .................62. 1993............................... .........58,871 .........58,871 .........59,458 .........59,629 .........59,658 .........59,659 .........59,674 .........59,674 .........59,674 .........59,680 .................63. 1994............................... .........XXX.... .........78,442 .........79,029 .........79,317 .........79,377 .........79,462 .........79,548 .........79,548 .........79,548 .........79,548 .................04. 1995............................... .........XXX.... .........XXX.... .........88,256 .........88,374 .........88,880 .........89,036 .........89,120 .........89,120 .........89,120 .........89,120 .................05. 1996............................... .........XXX.... .........XXX.... .........XXX.... .......154,113 .......154,589 .......156,053 .......156,120 .......156,120 .......156,120 .......156,120 .................06. 1997............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .......131,475 .......132,867 .......133,961 .......133,961 .......133,961 .......133,961 .................07. 1998............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .......146,627 .......147,666 .......147,666 .......147,666 .......147,666 .................08. 1999............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .......150,197 .......150,197 .......150,202 .......150,202 .................09. 2000............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .......157,297 .......157,302 .......157,302 .................0

10. 2001............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .......149,611 .......149,611 .................011. 2002............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........94,062 .........94,06212. Total................................ .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........94,07413. Earned Premiums (P-Pt.1) .........58,901 .........78,441 .........99,048 .......166,568 .......132,548 .......150,358 .......152,651 .......157,313 .......149,621 .........94,074 .........XXX....



Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................ ................(4) .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................02. 1993............................... ..............(41) ..............(41) ............(105) ............(105) ............(105) ............(105) ............(105) ............(105) ............(105) ............(105) .................03. 1994............................... .........XXX.... ............(485) ............(549) ............(549) ............(549) ............(549) ............(549) ............(549) ............(549) ............(549) .................04. 1995............................... .........XXX.... .........XXX.... .........(1,617) .........(1,617) .........(1,617) .........(1,617) .........(1,617) .........(1,617) .........(1,617) .........(1,617) .................05. 1996............................... .........XXX.... .........XXX.... .........XXX.... ............(650) ............(650) ............(650) ............(650) ............(650) ............(650) ............(650) .................06. 1997............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .............610 .............610 .............610 .............610 .............610 .............610 .................07. 1998............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........1,148 ..........1,148 ..........1,148 ..........1,148 ..........1,148 .................08. 1999............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........28,896 .........28,896 .........28,896 .........28,896 .................09. 2000............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .............415 .............415 .............415 .................0

10. 2001............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .......247,087 .......247,087 .................011. 2002............................... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........7,393 ..........7,39312. Total................................ .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........7,39313. Earned Premiums (P-Pt.1) ..............(45) ............(485) .........(1,744) ............(650) .............610 ..........1,148 .........28,896 .............415 .......247,087 ..........7,393 .........XXX....


102

SCHEDULE P - PART 6R - PRODUCTS LIABILITY - OCCURRENCESECTION 1A


Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. ............8,266 ............6,453 ............3,368 ...............568 ...........(6,476) ............1,436 ..............(663) ............4,939 ............1,218 ................(19) ................(19)2. 1993................................................ ..........38,491 ..........37,430 ..........37,573 ..........38,117 ..........41,088 ..........46,044 ..........45,299 ..........45,242 ..........45,239 ..........45,221 ................(19)3. 1994................................................ .........XXX...... ..........52,191 ..........51,727 ..........51,563 ..........51,520 ..........51,512 ..........51,506 ..........51,509 ..........51,501 ..........51,501 ...................04. 1995................................................ .........XXX...... .........XXX...... ..........63,870 ..........63,756 ..........63,696 ..........63,693 ..........63,701 ..........63,671 ..........63,666 ..........63,624 ................(42)5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ..........62,679 ..........62,648 ..........62,696 ..........62,570 ..........62,146 ..........62,142 ..........62,100 ................(42)6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........36,231 ..........36,272 ..........35,960 ..........35,027 ..........35,039 ..........35,057 .................187. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........36,775 ..........36,607 ..........36,471 ..........36,333 ..........36,339 ...................68. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........45,959 ..........46,364 ..........46,272 ..........46,457 ...............1869. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........62,483 ..........62,545 ..........62,747 ...............20210. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........46,749 ..........46,754 ...................511. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........57,007 ..........57,00712. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........57,30213. Earned Premiums (Sch. P-Pt 1)...... ..........46,757 ..........57,087 ..........64,542 ..........63,512 ..........32,592 ..........43,244 ..........43,948 ..........66,249 ..........47,790 ..........57,302 ...........XXX....

SECTION 2ACumulative Premiums Earned Ceded at Year End ($000 omitted) 11


Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. ............1,626 ...............713 ...............458 ................(13) ..............(425) ..................(2) ..................(1) ...................8 .................12 .................16 .................162. 1993................................................ ............7,469 ............7,495 ............7,490 ............7,490 ............7,490 ............7,490 ............7,490 ............7,490 ............7,491 ............7,507 .................163. 1994................................................ .........XXX...... ............1,579 ............1,577 ............1,597 ............1,596 ............1,596 ............1,596 ............1,596 ............1,597 ............1,597 ...................04. 1995................................................ .........XXX...... .........XXX...... ............2,072 ............2,093 ............2,094 ............2,100 ............2,100 ............2,100 ............2,092 ............2,092 ...................05. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ............5,458 ............5,461 ............5,527 ............5,522 ............5,526 ............5,522 ............5,523 ...................16. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............5,857 ............5,917 ............5,927 ............5,932 ............5,998 ............6,026 .................287. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............7,865 ............7,880 ............7,954 ............8,019 ............8,031 .................128. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............7,951 ............8,024 ............8,074 ............8,073 ..................(1)9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............8,292 ............8,338 ............8,396 .................5810. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........86,314 ..........86,357 .................4311. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........17,849 ..........17,84912. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........18,02013. Earned Premiums (Sch. P-Pt 1)...... ............9,095 ............1,510 ............1,966 ............5,486 ............5,437 ............7,995 ............7,969 ............8,458 ..........86,542 ..........18,020 ...........XXX....

SCHEDULE P - PART 6R - PRODUCTS LIABILITY - CLAIMS-MADESECTION 1B


Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. .................49 ................(31) ...................0 ...................0 ...................0 ...................0 ...................0 .................24 ...................0 .................17 .................172. 1993................................................ ............1,898 ............1,867 ............1,901 ............1,902 ............1,902 ............1,903 ............1,903 ............1,903 ............1,903 ............1,920 .................173. 1994................................................ .........XXX...... ............2,970 ............3,005 ............3,078 ............3,084 ............3,085 ............3,085 ............3,085 ............3,085 ............3,085 ...................04. 1995................................................ .........XXX...... .........XXX...... ............2,843 ............2,916 ............2,954 ............2,954 ............2,958 ............2,961 ............2,961 ............2,961 ...................05. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ............2,833 ............2,866 ............3,002 ............3,006 ............3,009 ............3,009 ............3,009 ...................06. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............2,922 ............3,058 ............3,073 ............3,073 ............3,073 ............3,073 ...................07. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............2,740 ............2,755 ............2,903 ............3,020 ............3,130 ...............1118. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............2,437 ............2,585 ............2,735 ............2,852 ...............1189. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............1,817 ............1,850 ............1,871 .................2110. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............1,869 ............1,883 .................1411. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............1,919 ............1,91912. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............2,21613. Earned Premiums (Sch. P-Pt 1)...... ............1,948 ............2,907 ............2,911 ............2,981 ............2,998 ............3,015 ............2,474 ............2,143 ............2,168 ............2,216 ...........XXX....

SECTION 2BCumulative Premiums Earned Ceded at Year End ($000 omitted) 11


Were Incurred 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 Earned1. Prior................................................. ...................5 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................02. 1993................................................ .................98 .................98 ...............100 ...............100 ...............100 ...............100 ...............100 ...............100 ...............100 ...............100 ...................03. 1994................................................ .........XXX...... ...............111 ...............113 ...............135 ...............135 ...............135 ...............135 ...............135 ...............135 ...............135 ...................04. 1995................................................ .........XXX...... .........XXX...... ...............216 ...............238 ...............238 ...............238 ...............238 ...............238 ...............238 ...............238 ...................05. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ...............157 ...............158 ...............162 ...............163 ...............163 ...............162 ...............162 ...................16. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............307 ...............312 ...............314 ...............314 ...............314 ...............315 ...................17. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............497 ...............499 ...............620 ...............633 ...............644 .................118. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............380 ...............501 ...............521 ...............533 .................129. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................89 .................98 ...............101 ...................310. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............454 ...............456 ...................211. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............316 ...............31612. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............34513. Earned Premiums (Sch. P-Pt 1)...... ...............103 ...............111 ...............220 ...............200 ...............308 ...............507 ...............385 ...............331 ...............493 ...............345 ...........XXX....


103

SCHEDULE P - PART 7A - PRIMARY LOSS SENSITIVE CONTRACTS($000 Omitted)

SECTION 11 2 3 4 5 6

Net Lossesand Net

Expenses Loss Premiums LossTotal Net Unpaid on Sensitive Written on Sensitive

Losses and Loss as Total Net Loss asExpenses Sensitive Percentage Premiums Sensitive Percentage

Schedule P - Part 1 Unpaid Contracts of Total Written Contracts of Total1. Homeowners/farmowners...................................................... ................197,035 ..........................0 .......................0.0 ................644,449 ..........................0 .......................0.02. Private passenger auto liability/medical.................................. .............1,219,788 ..........................0 .......................0.0 .............1,243,059 ..........................0 .......................0.03. Commercial auto/truck liability/medical.................................. ................519,620 ...................3,768 .......................0.7 ................512,768 ...................6,171 .......................1.24. Workers' compensation......................................................... .............3,608,335 ................353,240 .......................9.8 .............1,416,907 ..................58,398 .......................4.15. Commercial multiple peril...................................................... .............1,247,727 ......................250 .......................0.0 .............1,492,726 ......................499 .......................0.06. Medical malpractice - occurrence........................................... ...................5,225 ..........................0 .......................0.0 ..........................2 ..........................0 .......................0.07. Medical malpractice - claims-made........................................ ..................21,113 ..........................0 .......................0.0 ..........................0 ..........................0 .......................0.08. Special liability...................................................................... ..................42,783 ..........................0 .......................0.0 ..................98,406 ..........................0 .......................0.09. Other liability - occurrence..................................................... .............1,467,776 ...................6,755 .......................0.5 ................314,489 ...................2,323 .......................0.7

10. Other liability - claims-made................................................... ................247,844 ..........................0 .......................0.0 ................227,604 ..........................0 .......................0.011. Special property.................................................................... ................250,508 .........................(5) ......................(0.0) ................689,404 ..........................0 .......................0.012. Auto physical damage........................................................... ..................91,660 ........................55 .......................0.1 ................945,760 ........................70 .......................0.013. Fidelity/surety........................................................................ ..................95,646 ..........................0 .......................0.0 ................154,689 ..........................0 .......................0.014. Other.................................................................................... ......................921 ..........................0 .......................0.0 ..........................0 ..........................0 .......................0.015. International.......................................................................... ..................63,385 ..........................0 .......................0.0 ..................39,926 ..........................0 .......................0.016. Reinsurance - nonproportional assumed property................... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX..........17. Reinsurance - nonproportional assumed liability..................... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX..........18. Reinsurance - nonproportional assumed financial lines........... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX..........19. Products liability - occurrence................................................ ................196,955 ...................4,506 .......................2.3 ..................46,469 ..........................0 .......................0.020. Products liability - claims-made.............................................. ...................8,938 ...................2,928 .....................32.8 ...................1,939 ........................35 .......................1.821. Financial guaranty/mortgage guaranty................................... ..........................0 ..........................0 .......................0.0 ..........................0 ..........................0 .......................0.022. Totals................................................................................... .............9,285,259 ................371,497 .......................4.0 .............7,828,597 ..................67,496 .......................0.9

SECTION 2Incurred Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted)

Years in Which 1 2 3 4 5 6 7 8 9 10Policies Were

Issued 1993 1994 1995 1996 1997 1998 1999 2000 2001 20021. Prior............. ..........936,896 ..........966,494 ..........994,106 ..........926,555 ..........885,337 ..........859,749 ..........857,324 ..........836,114 ..........815,919 ..........794,0402. 1993........... ..........132,985 ..........230,098 ..........232,655 ..........215,737 ..........223,478 ..........216,921 ..........211,778 ..........199,498 ..........197,954 ..........195,0373. 1994........... ........XXX......... ............98,332 ..........194,437 ..........194,866 ..........188,854 ..........178,270 ..........170,347 ..........158,880 ..........148,628 ..........148,8764. 1995........... ........XXX......... ........XXX......... ............80,908 ..........144,363 ..........147,598 ..........116,743 ..........105,602 ............99,467 ............95,524 ............95,0385. 1996........... ........XXX......... ........XXX......... ........XXX......... ............73,799 ..........119,752 ..........111,746 ............97,318 ............85,372 ............80,807 ............82,3166. 1997........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............44,283 ............83,043 ............81,198 ............65,652 ............58,911 ............57,2387. 1998........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............45,115 ............61,327 ............36,141 ............32,595 ............34,0878. 1999........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............20,796 ............32,128 ............30,653 ............30,2549. 2000........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............17,348 ............37,369 ............37,227

10. 2001........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............20,012 ............30,76011. 2002........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............13,452

SECTION 3Bulk and Incurred But Not Reported Reserves for Losses and Defense and Cost Containment Expenses at Year End ($000 omitted)


Issued 1993 1994 1995 1996 1997 1998 1999 2000 2001 20021. Prior............. ..........410,994 ..........384,684 ..........344,525 ..........291,354 ..........220,225 ..........165,762 ..........151,735 ..........121,412 ............92,177 ............82,6752. 1993........... ............58,889 ............63,463 ............42,736 ............31,191 ............34,082 ............25,224 ............19,769 ............15,180 ..............9,307 ..............5,4683. 1994........... ........XXX......... ............43,236 ............57,196 ............52,832 ............40,737 ............29,011 ............21,182 ............16,940 ............10,645 ..............5,6874. 1995........... ........XXX......... ........XXX......... ............35,522 ............60,179 ............52,656 ............22,796 ............13,497 ............10,371 ..............6,361 ..............3,5515. 1996........... ........XXX......... ........XXX......... ........XXX......... ............34,369 ............41,927 ............31,541 ............18,559 ............14,345 ..............7,675 ..............4,6246. 1997........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............15,605 ............25,164 ............22,326 ............13,969 ..............7,128 ..............4,0637. 1998........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............26,597 ............26,297 ............12,471 ..............5,440 ..............3,5648. 1999........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ..............8,870 ............12,786 ..............5,860 ..............2,2259. 2000........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ..............6,731 ..............8,688 ..............3,590

10. 2001........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ..............5,367 ..............4,47711. 2002........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ..............2,406


104

SCHEDULE P - PART 7A - PRIMARY LOSS SENSITIVE CONTRACTS (continued)SECTION 4

Net Earned Premiums Reported at Year End ($000 omitted)Years in Which 1 2 3 4 5 6 7 8 9 10Policies Were

Issued 1993 1994 1995 1996 1997 1998 1999 2000 2001 20021. Prior............. ........1,173,531 ........1,184,159 ........1,169,476 ........1,164,141 ........1,152,753 ........1,162,089 ........1,157,243 ........1,171,003 ........1,165,201 ........1,170,2672. 1993........... ..........177,476 ..........348,469 ..........352,899 ..........354,747 ..........356,809 ..........353,389 ..........352,283 ..........377,936 ..........377,300 ..........377,6773. 1994........... ........XXX......... ..........149,499 ..........291,952 ..........287,382 ..........297,994 ..........295,263 ..........296,962 ..........300,706 ..........302,182 ..........302,1114. 1995........... ........XXX......... ........XXX......... ..........119,250 ..........222,381 ..........222,503 ..........206,987 ..........206,970 ..........228,694 ..........226,047 ..........225,5695. 1996........... ........XXX......... ........XXX......... ........XXX......... ..........107,982 ..........184,094 ..........203,545 ..........200,719 ..........199,622 ..........197,119 ..........191,9546. 1997........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............47,406 ..........125,052 ..........124,370 ..........134,117 ..........130,806 ..........124,2397. 1998........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............58,548 ..........112,648 ..........103,527 ..........103,914 ..........104,2508. 1999........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............46,005 ............34,979 ............33,550 ............36,8629. 2000........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............14,124 ............38,964 ............43,648

10. 2001........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............23,165 ............45,92911. 2002........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............46,440

SECTION 5Net Reserve for Premium Adjustments and Accrued Retrospective Premiums at Year End ($000 omitted)


Issued 1993 1994 1995 1996 1997 1998 1999 2000 2001 20021. Prior............. ..........276,646 ..........239,480 ..........181,988 ..........143,172 ..........118,039 ..........118,483 ............92,778 ............85,655 ............70,105 ............69,4002. 1993........... ...........(23,586) .............(4,471) ............31,828 ............10,032 ..............1,577 .............(3,932) .............(8,000) ............14,500 ............14,000 ............13,5503. 1994........... ........XXX......... ...........(11,948) ............14,093 ............27,561 ............25,244 ............16,753 ............16,000 ............18,000 ............16,988 ............15,1164. 1995........... ........XXX......... ........XXX......... .................153 ............26,765 ............40,545 ............12,054 ..............6,000 ............25,500 ............21,500 ............19,0005. 1996........... ........XXX......... ........XXX......... ........XXX......... ............15,232 ............25,842 ............51,462 ............43,000 ............39,000 ............34,000 ............28,5506. 1997........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................361 ............27,356 ............32,925 ............38,000 ............32,000 ............24,1507. 1998........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............(1,680) ............20,000 ............10,650 ..............7,283 ..............4,6808. 1999........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............15,978 ...........(17,867) ...........(20,385) ...........(21,840)9. 2000........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ..............1,090 ..............1,500 ..............6,281

10. 2001........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ..............1,609 ............10,98611. 2002........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ............13,119


105, 106

Sch. P-Pt. 7B-Sn. 1NONE








108

SCHEDULE T - EXHIBIT OF PREMIUMS WRITTENAllocated by States and Territories

1 Gross Premiums, Including Policy and 4 5 6 7 8 9Membership Fees, Less Return Premiums Dividends Paid Finance and Direct Premiums

and Premiums on Policies Not Taken or Credited Direct Losses Service Written forIs Insurer 2 3 to Policyholders Paid Charges Federal Pur-Licensed? Direct Premiums Direct Premiums on Direct (Deducting Direct Losses Direct Losses not Included chasing Groups

States, Etc. (Yes or No) Written Earned Business Salvage) Incurred Unpaid in Premiums (Incl. in Col. 2)1. Alabama............................AL ......YES...... ............71,210,073 ............66,751,459 .........222,952 ....34,210,757 ....34,145,924 ....76,334,859 .........451,964 .............404,6162. Alaska...............................AK ......YES...... ............10,305,067 ..............9,005,960 .............7,967 ......4,532,745 ......5,008,890 ......5,759,117 ...........76,161 .............193,9603. Arizona..............................AZ ......YES...... ..........230,420,613 ..........215,336,687 .........661,271 ..128,846,133 ..139,099,302 ..122,176,398 ......2,380,472 .............419,3964. Arkansas...........................AR ......YES...... ............60,969,608 ............56,652,847 ...........38,613 ....32,919,848 ....30,253,797 ....41,144,140 .........362,439 .............188,5605. California...........................CA ......YES...... .......1,127,927,957 .......1,039,437,576 ......1,161,782 ..424,686,461 ..548,113,020 1,040,388,721 ......7,641,864 ..........3,833,9906. Colorado...........................CO ......YES...... ..........239,824,915 ..........218,597,035 .........317,372 ..109,622,397 ..110,608,234 ..134,456,352 ......2,075,967 .............492,2347. Connecticut.......................CT ......YES...... ..........401,153,221 ..........380,530,742 ......1,014,231 ..180,467,840 ..178,238,558 ..477,932,644 ......4,025,509 ..........1,808,3158. Delaware...........................DE ......YES...... ............41,273,002 ............38,827,011 ............(6,893) ....18,092,028 ....23,090,246 ....40,924,472 .........335,622 .............203,6489. District of Columbia...........DC ......YES...... ............71,115,923 ............67,006,826 .........609,750 ....29,085,074 ....55,485,399 ....96,793,505 .........401,004 ..........1,016,793

10. Florida................................FL ......YES...... ..........939,866,230 ..........883,298,520 ......5,882,263 ..417,941,272 ..614,338,282 ..824,642,612 ......2,960,528 ..........1,772,97411. Georgia.............................GA ......YES...... ..........180,682,653 ..........170,504,883 .........181,684 ....88,284,924 ....98,459,401 ..190,441,471 ......1,296,959 .............477,83712. Hawaii................................HI ......YES...... ............26,723,369 ............26,679,214 .............9,483 ....17,351,014 ....10,618,136 ....36,314,490 .........221,309 .............172,49413. Idaho..................................ID ......YES...... ............27,218,186 ............24,775,897 ...........19,539 ....12,235,727 ......5,919,729 ....12,254,997 .........266,816 ...............72,13914. Illinois..................................IL ......YES...... ..........384,112,977 ..........350,921,946 .........617,335 ..162,603,734 ..179,179,688 ..441,137,458 ......2,087,782 ..........1,073,98515. Indiana...............................IN ......YES...... ..........105,670,539 ............98,185,173 .........132,665 ....69,178,633 ....56,332,196 ..114,503,602 .........763,327 .............281,64816. Iowa...................................IA ......YES...... ............60,592,596 ............57,658,289 ........(131,566) ....31,620,718 ....37,375,425 ....51,142,005 .........273,382 .............241,59117. Kansas..............................KS ......YES...... ............77,478,139 ............70,677,719 .........254,191 ....47,793,335 ....54,268,283 ....67,629,113 .........387,614 .............394,94118. Kentucky...........................KY ......YES...... ............58,910,433 ............56,755,065 ..........(52,030) ....36,826,647 ....34,410,838 ....78,907,945 .........355,437 .............254,72519. Louisiana...........................LA ......YES...... ............79,724,696 ............74,947,141 .............7,017 ....59,680,001 ....58,338,478 ..102,417,916 .........505,567 .............397,81420. Maine................................ME ......YES...... ............16,972,403 ............15,604,953 ...........34,666 ......9,181,533 ....11,632,597 ....27,951,669 .........136,901 .................4,63721. Maryland...........................MD ......YES...... ..........219,991,821 ..........204,417,034 .........508,984 ....94,643,128 ..101,339,224 ..242,801,966 ......1,055,088 .............751,99522. Massachusetts..................MA ......YES...... ..........175,752,413 ..........156,683,864 .........508,218 ....58,540,731 ....56,631,116 ..212,842,912 .........952,942 .............961,46923. Michigan............................MI ......YES...... ..........202,015,204 ..........193,651,043 .........244,649 ..120,148,904 ..129,043,349 ..195,130,060 ......1,617,097 ..........1,021,23224. Minnesota.........................MN ......YES...... ..........118,397,847 ..........109,318,013 .........262,540 ....68,504,231 ....86,485,252 ..109,048,372 .........767,107 .............289,85125. Mississippi........................MS ......YES...... ............32,417,059 ............31,248,360 ...........70,712 ....28,112,208 ....23,151,587 ....34,295,611 .........215,029 .............164,46626. Missouri............................MO ......YES...... ..........149,117,295 ..........132,712,331 .........367,037 ....80,603,789 ....95,038,563 ..139,297,273 .........112,284 .............445,03727. Montana............................MT ......YES...... ............30,912,841 ............28,417,841 ...........42,143 ....17,329,894 ....18,037,156 ....19,352,256 .........312,319 .............114,88328. Nebraska...........................NE ......YES...... ............65,698,168 ............59,712,658 .........176,420 ....43,450,476 ....39,502,340 ....53,457,149 .........203,074 .................4,25329. Nevada.............................NV ......YES...... ............87,015,604 ............80,005,527 ...........76,891 ....49,225,584 ....53,191,138 ....43,874,833 .........853,519 .............125,79030. New Hampshire.................NH ......YES...... ............45,900,744 ............42,900,414 ...........83,824 ....17,924,226 ....24,949,266 ....53,247,144 .........376,723 .............227,04531. New Jersey........................NJ ......YES...... ..........343,018,904 ..........311,195,051 ......1,412,151 ..153,515,218 ..177,718,831 ..384,382,322 ......1,428,171 ..........1,150,38532. New Mexico......................NM ......YES...... ............76,058,470 ............72,443,857 ...........60,193 ....42,822,201 ....45,361,751 ....41,145,868 .........709,967 .............225,72433. New York..........................NY ......YES...... ..........772,783,400 ..........751,064,429 ......3,647,694 ..528,460,512 ..462,564,034 1,726,461,982 ......6,382,790 ..........3,821,54934. North Carolina...................NC ......YES...... ..........217,368,035 ..........201,906,114 .........329,419 ..100,884,820 ..108,109,992 ..197,765,281 ......1,749,672 .............787,55735. North Dakota.....................ND ......YES...... ............11,473,318 ............11,558,055 ...........10,772 ....10,334,245 ....11,221,037 ......4,677,222 ...........49,875 .............120,25536. Ohio..................................OH ......YES...... ..........148,590,963 ..........172,602,893 .........214,465 ....89,686,043 ..108,407,073 ..147,129,654 ......1,494,741 .............920,34837. Oklahoma..........................OK ......YES...... ..........102,100,154 ............94,755,004 .........204,264 ....56,311,678 ....52,018,682 ....76,111,218 .........659,788 .............293,23938. Oregon..............................OR ......YES...... ............84,144,680 ............76,434,540 ..........(65,683) ....38,329,760 ....41,423,375 ....48,940,677 .........852,009 .............317,76139. Pennsylvania.....................PA ......YES...... ..........313,100,160 ..........286,873,063 ........(202,718) ..146,511,884 ..349,513,904 ..542,109,837 ......2,482,264 ..........1,240,47840. Rhode Island......................RI ......YES...... ............39,491,551 ............35,366,105 .........145,364 ....16,498,376 ....18,656,681 ....51,678,140 .........212,579 .............193,75241. South Carolina...................SC ......YES...... ..........110,086,472 ..........101,093,188 ..........(51,750) ....42,258,166 ....55,992,700 ..106,640,713 .........666,057 .............455,49542. South Dakota....................SD ......YES...... ............16,541,253 ............15,200,843 ...........26,460 ....13,657,692 ....17,191,949 ....17,465,034 ...........75,238 .............115,31043. Tennessee........................TN ......YES...... ..........116,763,079 ..........111,359,597 .........177,527 ....63,187,245 ....72,464,087 ..113,152,611 .........827,802 .............386,66244. Texas................................TX ......YES...... ..........547,843,835 ..........510,673,279 ......4,017,100 ..358,400,275 ..261,706,730 ..569,484,285 ......3,540,774 ..........2,281,94445. Utah..................................UT ......YES...... ............42,762,368 ............40,231,882 ...........19,514 ....21,195,927 ....23,563,969 ....24,174,024 .........333,838 .............106,96846. Vermont.............................VT ......YES...... ............24,649,914 ............21,863,880 ...........32,098 ....12,069,837 ....12,409,505 ....24,706,675 .........254,039 ...............94,88547. Virginia..............................VA ......YES...... ..........227,249,030 ..........214,500,948 .........869,892 ....91,342,880 ..102,114,877 ..205,829,236 ......1,938,244 ..........1,375,05548. Washington......................WA ......YES...... ..........181,504,112 ..........167,246,443 ........(169,656) ....92,138,741 ....97,400,001 ....94,591,571 ......1,835,079 .............601,84049. West Virginia....................WV ......YES...... ............29,897,582 ............27,231,456 ..........(48,543) ....16,501,633 ....14,850,615 ....16,021,738 .........186,647 ...............44,43550. Wisconsin..........................WI ......YES...... ............73,165,516 ............69,000,499 ......1,011,814 ....39,254,141 ....43,925,173 ....83,029,389 .........412,475 .............318,50251. Wyoming..........................WY ......YES...... ............15,466,032 ............14,395,284 ........(510,379) ....13,319,892 ....11,150,963 ......9,640,516 .........161,067 ...............50,04852. American Samoa...............AS ......NO........ ...........................0 ...........................0 ....................0 ...................0 ...................0 ...................0 ....................0 .......................053. Guam................................GU ......NO........ ....................7,319 ....................8,306 ....................0 ...................0 ..................(5) ..................(5) ....................0 .......................054. Puerto Rico.......................PR ......YES...... ..............2,411,587 ..............2,978,112 ................213 .........694,932 .........856,720 .........414,061 ..................60 .......................055. US Virgin Islands................VI ......NO........ ................160,000 ................100,888 ....................0 ...................0 ..........(73,547) ...........52,176 ....................0 .......................056. Canada.............................CN ......YES...... ............22,215,316 ............20,501,272 ....................0 ....12,372,251 ....16,432,021 ....22,122,069 ................124 .......................057. Aggregate Other Alien........OT ......XXX...... ...............11,548,393 .................6,023,847 ..............90,306 ......21,770,416 ......33,898,303 ....188,636,332 ................6,219 ...........................058. Totals..................................... (a)..........52 ..........8,869,773,039 ..........8,297,830,863 .......24,544,227 .4,475,162,757 .5,051,164,835 .9,782,963,688 .......59,731,325 ...........32,714,510

DETAILS OF WRITE-INS5701. Other Alien Grand Total.......... ......XXX...... ............11,548,393 ..............6,023,847 ...........90,306 ....21,770,416 ....33,898,303 ..188,636,332 .............6,219 .......................05702. .............................................. ......XXX...... ...........................0 ...........................0 ....................0 ...................0 ...................0 ...................0 ....................0 .......................05703. .............................................. ......XXX...... ...........................0 ...........................0 ....................0 ...................0 ...................0 ...................0 ....................0 .......................05798. Summary of remaining write-

ins for Line 57 from overflowpage ......XXX...... ...............................0 ...............................0 .......................0 ......................0 ......................0 ......................0 .......................0 ...........................0

5799. Totals (Lines 5701 thru 5703 +Line 5798) (Line 57 above) ......XXX...... ...............11,548,393 .................6,023,847 ..............90,306 ......21,770,416 ......33,898,303 ....188,636,332 ................6,219 ...........................0 Explanation of Basis of Allocation of Premiums by States, etc. LOCATION OF PROPERTY INSURED FOR ALL LINES OF BUSINESS - EXCEPTIONS: OCEAN MARINE - (other than port risk, builder's risk and syndicate business) - location where insurance was negotiated INLAND MARINE - (except location risks) - location of insured's premises or location where insurance was negotiated ACCIDENT AND HEALTH - location of insured; AUTOMOBILE - location of principal garage AIRCRAFT - location of home airport; FIDELITY - location of employer of insured SURETY - location of principal, obligee, court work contractors, lease, warehouse or employee

(a) Insert the number of yes responses except for Canada and Other Alien.


114P

Overflow Page for Write-Ins Additional Write-ins for Liabilities:1 2

Current Year Prior Year2304. Employee retirement plans.................................................................................................................................................................................................. ................62,742,639 ................................02305. Retroactive reinsurance reserve ceded or assumed........................................................................................................................................................... ................34,043,268 ................60,559,6512306. Derivative instruments......................................................................................................................................................................................................... ..................5,188,767 ..................6,745,0922307. Payable companion line...................................................................................................................................................................................................... ..................2,761,379 ..................1,166,6632308. Bond option premiums......................................................................................................................................................................................................... ..................2,397,168 ................................02309. Statutory treaty reinsurance reserve.................................................................................................................................................................................... ................................0 ................40,205,1732310. Unearned Service fees........................................................................................................................................................................................................ ................................0 ..................4,267,0032397. Summary of remaining write-ins for Line 23........................................................................................................................................................................ ..............107,133,221 ..............112,943,582

Additional Write-ins for Statement of Income:1 2

Current Year Prior Year1404. Service carrier income............................................................................................................................................................................ .................(19,471,414) .................(13,188,253)1405. Interest expense on note payable........................................................................................................................................................... .................(12,564,792) .................(12,564,792)1406. Interest on federal and foreign tax.......................................................................................................................................................... .......................197,097 .........................44,5291407. Other benefits........................................................................................................................................................................................ ..................................0 ..................17,502,8001497. Summary of remaining write-ins for Line 14............................................................................................................................................ .................(31,839,109) ...................(8,205,716)

Additional Write-ins for Cash Flow:1 2

Current Year Prior Year7.404 Aggregate Write-Ins for Other Than Invested Assets....................................................................................................................... .....................................0 ......................49,732,1327.405 Aggregate Write-Ins for Liabilities................................................................................................................................................... .....................................0 .......................(3,839,229)7.497 Summary of remaining write-ins for Line 7.4.................................................................................................................................... .....................................0 ......................45,892,903


114L

Overflow Page for Write-Ins


E08

SCHEDULE D - PART 1Showing all Long-Term BONDS Owned December 31 of Current Year

1 2 3 Interest 6 7 8 9 10 11 12 13 Interest 16 17 18 19 20 214 5 14 15 Amount of

Interest DueAmount Due and Accrued

Rate and Accrued December 31,Used December 31 Gross Increase Current Year, Effec-

to of Current Amount Increase (Decrease) on Bonds in tiveCUSIP Option Obtain Year on Received (Decrease) by Foreign Default as to NAIC RateIdentifi- Rate How Maturity Option Call Book/Adjusted Fair Fair Bonds not During by Exchange Principal or Desig- Date ofcation Description * of Paid Date Date Price Carrying Value Par Value Value Value Actual Cost in Default Year Adjustment Adjustment Interest nation Acquired Interest0199999. U.S. Government - Issuer Obligations.................................................................................................................................. ...............84,014,547 .........80,751,000 ....XXX. ...............84,643,738 .............84,297,775 ......1,184,900 ......1,196,136 ........(180,529) .....................0 .....................0 .XXX. .....XXX... ....XXX.0299999. U.S. Government - Single Class Mortgage-Backed/Asset-Backed Securities................................................................. ...............92,334,675 .........90,090,031 ....XXX. ...............92,334,675 .............92,558,575 ..........511,357 ......3,816,970 ........(228,650) .....................0 .....................0 .XXX. .....XXX... ....XXX.0399999. Total - U.S. Government....................................................................................................................................................... .............176,349,222 .......170,841,031 ....XXX. .............176,978,413 ...........176,856,350 ......1,696,258 ......5,013,105 ........(409,179) .....................0 .....................0 .XXX. .....XXX... ....XXX.0499999. All Other Governments - Issuer Obligations........................................................................................................................ .............920,539,815 .......937,817,540 ....XXX. .............935,614,935 ...........905,571,474 ....22,934,916 ....34,180,097 ...(13,091,942) ....23,772,045 ......1,055,700 .XXX. .....XXX... ....XXX.0599999. All Other Governments - Single Class Mortgage-Backed/Asset-Backed Securities........................................................ ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.0699999. All Other Governments - Defined Multi-Class Residential Mortgage-Backed Obligations............................................... ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.0799999. All Other Governments - Other Multi-Class Residential Mortgage-Backed Obligations.................................................. ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.0899999. All Other Governments - Defined Multi-Class Commercial Mortgage-Backed Obligations............................................. ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.0999999. All Other Governments - Other Multi-Class Commercial Mortgage-Backed Obligations................................................. ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.1099999. Total - All Other Governments.............................................................................................................................................. .............920,539,815 .......937,817,540 ....XXX. .............935,614,935 ...........905,571,474 ....22,934,916 ....34,180,097 ...(13,091,942) ....23,772,045 ......1,055,700 .XXX. .....XXX... ....XXX.1199999. States, Territories & Possessions - Issuer Obligations....................................................................................................... ..........1,596,910,924 ....1,631,715,000 ....XXX. ..........1,694,871,963 ........1,586,931,902 ....22,241,956 ....63,506,069 ......2,026,359 .....................0 .....................0 .XXX. .....XXX... ....XXX.1299999. States, Territories & Possessions - Single Class Mortgage-Backed/Asset-Backed Securities....................................... ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.1399999. States, Territories & Possessions - Defined Multi-Class Residential Mortgage-Backed Securities................................ ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.1499999. States, Territories & Possessions - Other Multi-Class Residential Mortgage-Backed Securities................................... ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.1599999. States, Territories & Possessions - Defined Multi-Class Commercial Mortgage-Backed Securities.............................. ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.1699999. States, Territories & Possessions - Other Multi-Class Commercial Mortgage-Backed Securities.................................. ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.1799999. Total - States, Territories & Possessions (Direct and Guaranteed)................................................................................... ..........1,596,910,924 ....1,631,715,000 ....XXX. ..........1,694,871,963 ........1,586,931,902 ....22,241,956 ....63,506,069 ......2,026,359 .....................0 .....................0 .XXX. .....XXX... ....XXX.1899999. Political Subdivisions of States, Territories & Possessions - Issuer Obligations.............................................................. ..........2,875,828,746 ....3,044,885,125 ....XXX. ..........3,139,564,017 ........2,827,458,925 ....42,751,827 ..139,217,533 ....13,188,715 .....................0 .....................0 .XXX. .....XXX... ....XXX.1999999. Political Subdivisions of States, Terr. & Poss. - Single Class Mortgage-Backed/Asset-Backed Securities................... ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.2099999. Political Subdivisions of States, Terr. & Poss. - Defined Multi-Class Residential Mortgage-Backed Securities............ ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.2199999. Political Subdivisions of States, Terr. & Poss. - Other Multi-Class Residential Mortgage-Backed Securities................ ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.2299999. Political Subdivisions of States, Terr. & Poss. - Defined Multi-Class Commercial Mortgage-Backed Securities........... ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.2399999. Political Subdivisions of States, Terr. & Poss. - Other Multi-Class Commercial Mortgage-Backed Securities.............. ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.2499999. Total - Political Subdivisions of States, Territories & Possessions (Direct and Guaranteed).......................................... ..........2,875,828,746 ....3,044,885,125 ....XXX. ..........3,139,564,017 ........2,827,458,925 ....42,751,827 ..139,217,533 ....13,188,715 .....................0 .....................0 .XXX. .....XXX... ....XXX.2599999. Special Revenue & Assessment Obligations - Issuer Obligations..................................................................................... ..........3,705,814,397 ....3,789,902,474 ....XXX. ..........3,975,362,700 ........3,681,981,963 ....62,388,241 ..177,161,010 ......2,770,831 ......3,812,104 .....................0 .XXX. .....XXX... ....XXX.2699999. Special Revenue & Assessment Obligations - Single Class Mtg.-Backed/Asset-Backed Securities............................. .............375,548,831 .......369,943,137 ....XXX. .............375,548,831 ...........375,677,571 ......2,128,123 ....11,289,747 ........(190,041) ..........119,292 .....................0 .XXX. .....XXX... ....XXX.2799999. Special Revenue & Assessment Obligations - Defined Multi-Class Residential Mtg.-Backed Securities...................... ...............13,026,519 .........14,085,379 ....XXX. ...............14,850,716 .............12,759,534 ............67,934 ......1,092,245 ..........174,175 .....................0 .....................0 .XXX. .....XXX... ....XXX.2899999. Special Revenue & Assessment Obligations - Other Multi-Class Commercial Mtg.-Backed Securities......................... ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.2999999. Special Revenue & Assessment Obligations - Defined Multi-Class Commercial Mtg.-Backed Securities..................... ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.3099999. Special Revenue & Assessment Obligations - Other Multi-Class Residential Mtg.-Backed Securities.......................... ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.3199999. Total - Special Revenue & Special Assessment Obligations............................................................................................. ..........4,094,389,747 ....4,173,930,990 ....XXX. ..........4,365,762,247 ........4,070,419,068 ....64,584,298 ..189,543,003 ......2,754,965 ......3,931,396 .....................0 .XXX. .....XXX... ....XXX.3299999. Public Utilities (Unaffiliated) - Issuer Obligations................................................................................................................. .............376,682,294 .......393,944,704 ....XXX. .............387,872,256 ...........395,457,763 ......7,254,373 ....20,164,905 ...(19,419,781) ......2,313,956 ............80,833 .XXX. .....XXX... ....XXX.3399999. Public Utilities (Unaffiliated) - Single Class Mortgage-Backed/Asset Backed Securities................................................. ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.3499999. Public Utilities - Defined Multi-Class Residential Mortgage-Backed/Asset Backed Securities........................................ ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.3599999. Public Utilities - Other Multi-Class Residential Mortgage-Backed/Asset Backed Securities........................................... ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.3699999. Public Utilities - Defined Multi-Class Commercial Mortgage-Backed/Asset Backed Securities...................................... ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.3799999. Public Utilities - Other Multi-Class Commercial Mortgage-Backed/Asset Backed Securities.......................................... ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.3899999. Total - Public Utilities (Unaffiliated)...................................................................................................................................... .............376,682,294 .......393,944,704 ....XXX. .............387,872,256 ...........395,457,763 ......7,254,373 ....20,164,905 ...(19,419,781) ......2,313,956 ............80,833 .XXX. .....XXX... ....XXX.3999999. Industrial & Miscellaneous (Unaffiliated) - Issuer Obligations............................................................................................ ..........3,151,835,448 ....3,355,476,245 ....XXX. ..........3,294,129,979 ........3,260,811,072 ....57,885,653 ..155,615,914 ...(79,238,145) ......8,476,437 ......6,551,950 .XXX. .....XXX... ....XXX.4099999. Industrial & Miscellaneous (Unaffiliated) - Single Class Mortgage-Backed/Asset Backed Securities............................ ................................0 ..........................0 ....XXX. ................................0 ..............................0 .....................0 .....................0 .....................0 .....................0 .....................0 .XXX. .....XXX... ....XXX.4199999. Industrial & Miscellaneous - Defined Multi-Class Residential Mtg.-Backed/Asset Backed Securities............................ ...............23,289,999 .........23,517,648 ....XXX. ...............24,139,932 .............23,048,212 ..........153,222 ......1,682,653 ..........141,661 .....................0 .....................0 .XXX. .....XXX... ....XXX.4299999. Industrial & Miscellaneous - Other Multi-Class Residential Mtg.-Backed/Asset Backed Securities................................ ..................1,515,176 ............1,515,555 ....XXX. ..................1,522,160 ...............1,514,618 ..............9,241 ............90,741 .................233 .....................0 .....................0 .XXX. .....XXX... ....XXX.4399999. Industrial & Miscellaneous - Defined Multi-Class Commercial Mtg.-Backed/Asset Backed Securities........................... .............589,797,426 .......572,480,345 ....XXX. .............590,206,226 ...........590,620,028 ......2,904,421 ....25,022,973 .....(1,010,532) .....................0 .....................0 .XXX. .....XXX... ....XXX.4499999. Industrial & Miscellaneous - Other Multi-Class Commercial Mtg.-Backed/Asset Backed Securities.............................. ..........1,146,620,641 ....1,248,784,848 ....XXX. ..........1,186,781,689 ........1,233,267,958 ......6,376,612 ....63,722,887 ...(17,243,440) .....................0 ..........704,782 .XXX. .....XXX... ....XXX.4599999. Total - Industrial & Miscellaneous (Unaffiliated).................................................................................................................. ..........4,913,058,689 ....5,201,774,641 ....XXX. ..........5,096,779,985 ........5,109,261,888 ....67,329,148 ..246,135,168 ...(97,350,223) ......8,476,437 ......7,256,732 .XXX. .....XXX... ....XXX.


E08.1

SCHEDULE D - PART 1Showing all Long-Term BONDS Owned December 31 of Current Year

1 2 3 Interest 6 7 8 9 10 11 12 13 Interest 16 17 18 19 20 214 5 14 15 Amount of

Interest DueAmount Due and Accrued

Rate and Accrued December 31,Used December 31 Gross Increase Current Year, Effec-

to of Current Amount Increase (Decrease) on Bonds in tiveCUSIP Option Obtain Year on Received (Decrease) by Foreign Default as to NAIC RateIdentifi- Rate How Maturity Option Call Book/Adjusted Fair Fair Bonds not During by Exchange Principal or Desig- Date ofcation Description * of Paid Date Date Price Carrying Value Par Value Value Value Actual Cost in Default Year Adjustment Adjustment Interest nation Acquired Interest4699999. Credit Tenant Loans - Issuer Obligations........................................................................................................... .............25,407,959 ........27,466,291 ....XXX. .............26,835,378 ...........25,415,291 ........494,104 .....1,249,786 .........(33,629) ...................0 ...................0 .XXX .....XXX.. ....XXX.4799999. Parent, Subsidiaries & Affiliates - Issuer Obligations.......................................................................................... ............................0 .......................0 ....XXX. ............................0 ..........................0 ...................0 ...................0 ...................0 ...................0 ...................0 .XXX .....XXX.. ....XXX.4899999. Parent, Subsidiaries & Affiliates - Single Class Mortgage-Backed/Asset Backed Securities................................ ............................0 .......................0 ....XXX. ............................0 ..........................0 ...................0 ...................0 ...................0 ...................0 ...................0 .XXX .....XXX.. ....XXX.4999999. Parent, Subsidiaries & Affiliates - Defined Multi-Class Residential Mtg.-Backed/Asset Backed Securities........... ............................0 .......................0 ....XXX. ............................0 ..........................0 ...................0 ...................0 ...................0 ...................0 ...................0 .XXX .....XXX.. ....XXX.5099999. Parent, Subsidiaries & Affiliates - Other Multi-Class Residential Mtg.-Backed/Asset Backed Securities............... ............................0 .......................0 ....XXX. ............................0 ..........................0 ...................0 ...................0 ...................0 ...................0 ...................0 .XXX .....XXX.. ....XXX.5199999. Parent, Subsidiaries & Affiliates - Defined Multi-Class Commercial Mtg.-Backed/Asset Backed Securities.......... ............................0 .......................0 ....XXX. ............................0 ..........................0 ...................0 ...................0 ...................0 ...................0 ...................0 .XXX .....XXX.. ....XXX.5299999. Parent, Subsidiaries & Affiliates - Other Multi-Class Commercial Mtg.-Backed/Asset Backed Securities............. ............................0 .......................0 ....XXX. ............................0 ..........................0 ...................0 ...................0 ...................0 ...................0 ...................0 .XXX .....XXX.. ....XXX.5399999. Total - Parent, Subsidiaries & Affiliates.............................................................................................................. ............................0 .......................0 ....XXX. ............................0 ..........................0 ...................0 ...................0 ...................0 ...................0 ...................0 .XXX .....XXX.. ....XXX.5499999. Total - Issuer Obligations.................................................................................................................................. .......12,737,034,130 .13,261,958,378 ....XXX. .......13,538,894,966 .....12,767,926,165 ..217,135,971 ..592,291,450 ..(93,978,121) ...38,374,542 .....7,688,483 .XXX .....XXX.. ....XXX.5599999. Total - Single Class Mortgage-Backed/Asset-Backed Securities........................................................................ ...........467,883,506 ......460,033,168 ....XXX. ...........467,883,506 .........468,236,147 .....2,639,480 ...15,106,717 .......(418,691) ........119,292 ...................0 .XXX .....XXX.. ....XXX.5699999. Total - Defined Multi-Class Residential Mortgage-Backed/Asset-Backed Securities............................................ .............36,316,517 ........37,603,027 ....XXX. .............38,990,648 ...........35,807,746 ........221,156 .....2,774,899 ........315,836 ...................0 ...................0 .XXX .....XXX.. ....XXX.5799999. Total - Other Multi-Class Residential Mortgage-Backed/Asset-Backed Securities............................................... ...............1,515,176 ..........1,515,555 ....XXX. ...............1,522,160 .............1,514,618 ............9,241 ..........90,741 ...............233 ...................0 ...................0 .XXX .....XXX.. ....XXX.5899999. Total - Defined Multi-Class Commercial Mortgage-Backed/Asset-Backed Securities.......................................... ...........589,797,426 ......572,480,345 ....XXX. ...........590,206,226 .........590,620,028 .....2,904,421 ...25,022,973 ....(1,010,532) ...................0 ...................0 .XXX .....XXX.. ....XXX.5999999. Total - Other Multi-Class Commercial Mortgage-Backed/Asset-Backed Securities.............................................. ........1,146,620,641 ...1,248,784,848 ....XXX. ........1,186,781,689 .......1,233,267,958 .....6,376,612 ...63,722,887 ..(17,243,440) ...................0 ........704,782 .XXX .....XXX.. ....XXX.6099999. Grand Total - Bonds......................................................................................................................................... .......14,979,167,395 .15,582,375,321 ....XXX. .......15,824,279,194 .....15,097,372,661 ..229,286,881 ..699,009,667 (112,334,715) ...38,493,834 .....8,393,265 .XXX .....XXX.. ....XXX.


E09

SCHEDULE D - PART 2 - SECTION 1Showing all PREFERRED STOCKS Owned December 31 of Current Year

1 2 3 4 5 6 7 8 9 Dividends 12 13 14 15Rate per 10 11 Increase

Par Share Used Increase (Decrease) byCUSIP Number Value Rate Book/Adjusted to Obtain Amount (Decrease) Foreign NAICIdentifi- of per per Carrying Fair Fair Actual Declared but Received by Exchange Desig- Datecation Description Shares Share Share Value Value Value Cost Unpaid During Year Adjustment Adjustment nation Acquired6199999. Total - Preferred Stocks - Public Utilities (Unaffiliated)....................................................................... ...............64,718,048 ........XXX......... ...............64,739,081 ...............65,967,480 ..................635,907 ...............4,345,091 .................(819,540) ............................0 ....XXX... .....XXX......6299999. Total - Preferred Stocks - Banks, Trust and Insurance Companies (Unaffiliated)................................ ...............38,087,340 ........XXX......... ...............38,087,340 ...............37,744,185 ....................71,250 ...............1,753,790 ..................323,265 ............................0 ....XXX... .....XXX......6399999. Total - Preferred Stocks - Industrial and Miscellaneous (Unaffiliated).................................................. .............101,984,572 ........XXX......... .............103,164,454 .............108,379,910 ...............1,035,680 ...............7,378,248 ..............(3,003,853) ............................0 ....XXX... .....XXX......6499999. Total - Preferred Stocks - Parent, Subsidiaries and Affiliates.............................................................. ..........1,880,889,352 ........XXX......... ..........1,880,889,352 ..........7,392,960,000 ............................0 ............................0 .......(5,512,070,648) ............................0 ....XXX... .....XXX......6599999. Total - Preferred Stocks.................................................................................................................... ..........2,085,679,313 ........XXX......... ..........2,086,880,226 ..........7,605,051,575 ...............1,742,837 .............13,477,129 .......(5,515,570,776) ............................0 ....XXX... .....XXX......


E10

SCHEDULE D - PART 2 - SECTION 2Showing all COMMON STOCKS Owned December 31 of Current Year

1 2 3 4 5 6 7 Dividends 10 11 12 13Rate per 8 9 Increase

Share Used Increase (Decrease)CUSIP Number Book/Adjusted to Obtain Amount (Decrease) by Foreign NAICIdentifi- of Carrying Fair Fair Actual Declared but Received by Exchange Designation Datecation Description Shares Value Value Value Cost Unpaid During Year Adjustment Adjustment (a) Acquired

6699999. Total - Common Stocks - Public Utilities (Unaffiliated)........................................... ....................7,300,550 .........XXX.......... ....................7,300,550 ....................7,932,612 .........................7,516 .....................244,133 ...............(1,400,974) ..............................0 .......XXX.......... .......XXX..........6799999. Total - Common Stocks - Banks, Trust and Insurance Companies (Unaffiliated)..... ..................37,236,162 .........XXX.......... ..................37,236,162 ..................35,828,620 .......................85,062 .....................898,415 ...............(3,133,449) ..............................0 .......XXX.......... .......XXX..........6899999. Total - Common Stocks - Industrial and Miscellaneous (Unaffiliated)...................... .................228,134,288 .........XXX.......... .................228,134,287 .................240,047,483 .....................275,463 ..................1,988,175 ..............(38,771,338) ...................416,354 .......XXX.......... .......XXX..........6999999. Total - Common Stocks - Parent, Subsidiaries and Affiliates.................................. .................626,483,514 .........XXX.......... .................626,483,513 ..............1,020,052,564 .................17,260,412 .................97,180,242 ..............(59,178,146) ..............................0 .......XXX.......... .......XXX..........7099999. Total - Common Stock.......................................................................................... .................899,154,513 .........XXX.......... .................899,154,513 ..............1,303,861,279 .................17,628,453 ...............100,310,964 ............(102,483,907) ...................416,354 .......XXX.......... ........XXX.........

Total - Preferred Stock from Section 1................................................................... ..............2,085,679,313 .........XXX.......... ..............2,086,880,226 ..............7,605,051,575 ..................1,742,836 .................13,477,129 .........(5,515,570,776) ..............................0 .......XXX.......... ........XXX.........7199999. Total - Preferred and Common Stock.................................................................... ..............2,984,833,826 .........XXX.......... ..............2,986,034,739 ..............8,908,912,854 .................19,371,289 ...............113,788,093 .........(5,618,054,683) ...................416,354 .......XXX.......... ........XXX.........

(a) For all common stocks bearing the NAIC designation ''U''provide: the number of such issues.....14, the total $ value (included in Column 6) of all such issues $.....2,733,201.


SCZ-914

SCHEDULE Z - PART 1COMPANIES INCLUDED IN CURRENT YEAR THAT ARE CONSOLIDATED OR COMBINED

1 2 3 4 5 6NAIC Federal Current Previous Basis

Company Identification Ownership Ownership For Name of Company Code Number Interest Interest Inclusion

Hartford Fire Insurance Company................................................................................ ...19682.... ...06-0383750. ............100.0 ............100.0 Consolidation.................................................Hartford Accident and Indemnity Company.................................................................. ...22357.... ...06-0383030. ............100.0 ............100.0 Consolidation.................................................Hartford Casualty Insurance Company........................................................................ ...29424.... ...06-0294398. ............100.0 ............100.0 Consolidation.................................................Hartford Underwriters Insurance Company.................................................................. ...30104.... ...06-1222527. ............100.0 ............100.0 Consolidation.................................................Twin City Fire Insurance Company.............................................................................. ...29459.... ...06-0732738. ............100.0 ............100.0 Consolidation.................................................Pacific Insurance Company, Limited............................................................................ ...10046.... ...06-1401918. ............100.0 ............100.0 Consolidation.................................................Sentinel Insurance Company, Ltd................................................................................ ...11000.... ...06-1552103. ............100.0 ............100.0 Consolidation.................................................Hartford Lloyd's Insurance Company........................................................................... ...38253.... ...06-1007031. ............100.0 ............100.0 Consolidation.................................................Hartford Insurance Company of Illinois........................................................................ ...38288.... ...06-1010609. ............100.0 ............100.0 Consolidation.................................................Hartford Insurance Company of the Midwest............................................................... ...37478.... ...06-1008026. ............100.0 ............100.0 Consolidation.................................................Trumbull Insurance Company...................................................................................... ...27120.... ...06-1184984. ............100.0 ............100.0 Consolidation.................................................Hartford Insurance Company of the Southeast............................................................. ...38261.... ...06-1013048. ............100.0 ............100.0 Consolidation.................................................Nutmeg Insurance Company....................................................................................... ...39608.... ...06-1032405. ............100.0 ............100.0 Consolidation.................................................Property and Casualty Insurance Company of Hartford................................................ ...34690.... ...06-1276326. ............100.0 ............100.0 Consolidation.................................................

SCHEDULE Z - PART 2COMPANIES INCLUDED IN CURRENT YEAR AND EXCLUDED IN PREVIOUS YEAR

1 2 3 4 5 6NAIC Federal Current Previous Reason

Company Identification Ownership Ownership For Name of Company Code Number Interest Interest Inclusion

................................................................................................................................... ...00000.... ...................... ................0.0 ................0.0 ......................................................................

NONE

SCHEDULE Z - PART 3COMPANIES EXCLUDED IN CURRENT YEAR AND INCLUDED IN PREVIOUS YEAR

1 2 3 4 5 6NAIC Federal Current Previous Reason

Company Identification Ownership Ownership For Name of Company Code Number Interest Interest Exclusion

................................................................................................................................... ...00000.... ...................... ................0.0 ................0.0 ......................................................................

NONE

hartford fire insurance company and its … · 2398. summary of remaining write-ins for line 23...

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